Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.83
JAXB's Cash to Debt is ranked higher than
72% of the 1518 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. JAXB: 0.83 )
JAXB' s 10-Year Cash to Debt Range
Min: 0.05   Max: No Debt
Current: 0.83

Equity to Asset 0.07
JAXB's Equity to Asset is ranked higher than
55% of the 1967 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. JAXB: 0.07 )
JAXB' s 10-Year Equity to Asset Range
Min: 0.03   Max: 0.33
Current: 0.07

0.03
0.33
F-Score: 5
Z-Score: -0.13
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 2/10

vs
industry
vs
history
Operating margin (%) 0.13
JAXB's Operating margin (%) is ranked higher than
50% of the 1979 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.56 vs. JAXB: 0.13 )
JAXB' s 10-Year Operating margin (%) Range
Min: -1661.54   Max: 33.54
Current: 0.13

-1661.54
33.54
Net-margin (%) 0.03
JAXB's Net-margin (%) is ranked higher than
50% of the 1979 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.62 vs. JAXB: 0.03 )
JAXB' s 10-Year Net-margin (%) Range
Min: -1103.85   Max: 21.79
Current: 0.03

-1103.85
21.79
ROE (%) 0.02
JAXB's ROE (%) is ranked higher than
51% of the 1989 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.74 vs. JAXB: 0.02 )
JAXB' s 10-Year ROE (%) Range
Min: -136.83   Max: 11.89
Current: 0.02

-136.83
11.89
ROA (%) -0.18
JAXB's ROA (%) is ranked higher than
50% of the 1992 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. JAXB: -0.18 )
JAXB' s 10-Year ROA (%) Range
Min: -13.87   Max: 0.87
Current: -0.18

-13.87
0.87
ROC (Joel Greenblatt) (%) 0.43
JAXB's ROC (Joel Greenblatt) (%) is ranked higher than
51% of the 1960 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 78.50 vs. JAXB: 0.43 )
JAXB' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -620.55   Max: 101.5
Current: 0.43

-620.55
101.5
Revenue Growth (3Y)(%) -69.30
JAXB's Revenue Growth (3Y)(%) is ranked lower than
52% of the 1707 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. JAXB: -69.30 )
JAXB' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0   Max: 81.2
Current: -69.3

0
81.2
EBITDA Growth (3Y)(%) -93.00
JAXB's EBITDA Growth (3Y)(%) is ranked higher than
51% of the 1533 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. JAXB: -93.00 )
JAXB' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 32.8
Current: -93

0
32.8
EPS Growth (3Y)(%) -59.30
JAXB's EPS Growth (3Y)(%) is ranked higher than
52% of the 1511 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. JAXB: -59.30 )
JAXB' s 10-Year EPS Growth (3Y)(%) Range
Min: 0   Max: 40.6
Current: -59.3

0
40.6
» JAXB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with JAXB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/B 1.96
JAXB's P/B is ranked higher than
65% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.39 vs. JAXB: 1.96 )
JAXB' s 10-Year P/B Range
Min: 0.32   Max: 11.26
Current: 1.96

0.32
11.26
P/S 3.65
JAXB's P/S is ranked higher than
73% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.69 vs. JAXB: 3.65 )
JAXB' s 10-Year P/S Range
Min: 0.17   Max: 6.37
Current: 3.65

0.17
6.37
PFCF 47.15
JAXB's PFCF is ranked higher than
74% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. JAXB: 47.15 )
JAXB' s 10-Year PFCF Range
Min: 0.96   Max: 401.3
Current: 47.15

0.96
401.3
EV-to-EBIT 2957.92
JAXB's EV-to-EBIT is ranked higher than
58% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.04 vs. JAXB: 2957.92 )
JAXB' s 10-Year EV-to-EBIT Range
Min: -1902.3   Max: 2958.8
Current: 2957.92

-1902.3
2958.8

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.96
JAXB's Dividend Yield is ranked lower than
56% of the 1885 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.29 vs. JAXB: 1.96 )
JAXB' s 10-Year Dividend Yield Range
Min: 0.73   Max: 2.32
Current: 1.96

0.73
2.32
Dividend Payout 231.88
JAXB's Dividend Payout is ranked higher than
57% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. JAXB: 231.88 )
JAXB' s 10-Year Dividend Payout Range
Min: 0.57   Max: 0.89
Current: 231.88

0.57
0.89
Yield on cost (5-Year) 2.00
JAXB's Yield on cost (5-Year) is ranked lower than
58% of the 1898 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.54 vs. JAXB: 2.00 )
JAXB' s 10-Year Yield on cost (5-Year) Range
Min: 0.73   Max: 2.32
Current: 2

0.73
2.32
Share Buyback Rate -247.70
JAXB's Share Buyback Rate is ranked lower than
52% of the 1441 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.70 vs. JAXB: -247.70 )
JAXB' s 10-Year Share Buyback Rate Range
Min: 0   Max: -247.7
Current: -247.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.00
JAXB's Price/Tangible Book is ranked higher than
68% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.68 vs. JAXB: 2.00 )
JAXB' s 10-Year Price/Tangible Book Range
Min: 0.44   Max: 4.92
Current: 2

0.44
4.92
Price/DCF (Projected) 1.33
JAXB's Price/DCF (Projected) is ranked higher than
76% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.06 vs. JAXB: 1.33 )
JAXB' s 10-Year Price/DCF (Projected) Range
Min: 0.08   Max: 3.61
Current: 1.33

0.08
3.61
Price/Median PS Value 1.65
JAXB's Price/Median PS Value is ranked higher than
66% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. JAXB: 1.65 )
JAXB' s 10-Year Price/Median PS Value Range
Min: 0.09   Max: 8.46
Current: 1.65

0.09
8.46
Price/Graham Number 32.26
JAXB's Price/Graham Number is ranked higher than
66% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.21 vs. JAXB: 32.26 )
JAXB' s 10-Year Price/Graham Number Range
Min: 0.85   Max: 28.29
Current: 32.26

0.85
28.29
Forward Rate of Return (Yacktman) 185.75
JAXB's Forward Rate of Return (Yacktman) is ranked higher than
99% of the 1236 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.90 vs. JAXB: 185.75 )
JAXB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 0.7   Max: 218
Current: 185.75

0.7
218

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Jacksonville Bancorp Inc was incorporated under the laws of the State of Florida on October 24, 1997 for the purpose of organizing the Bank. It is a one-bank holding company owning 100% of the outstanding shares of the Bank. The Company's only business is the ownership and operation of the Bank, which opened for business on May 28, 1999. The Bank is a Florida state-chartered commercial bank, and its deposits are insured by the FDIC. Its market area is all of Duval County mainly the Southside, Westside, Arlington, Mandarin and Downtown areas of Jacksonville and Jacksonville Beach, Florida, in addition to surrounding communities within the St. Johns, Clay and Nassau counties. Jacksonville is the largest city by area in the United States covering 747 square miles. Duval County has a strong commercial and industrial base, which has been steadily expanding in recent years. Financial institutions compete with one another for deposits. The Company is in competition with existing area financial institutions, including commercial banks and savings institutions, insurance companies, consumer finance companies, brokerage houses, mortgage banking companies, credit unions, and other business entities which target traditional banking markets, through offices, mail, the internet, mobile devices and otherwise. Its primary business segment is community banking and consists of attracting deposits from the general public and using such deposits and other sources of funds to originate commercial business loans, commercial real estate loans, residential mortgage loans, and a variety of consumer loans. The Company is regulated by the Federal Reserve Board under the Federal Bank Holding Company Act.
» More Articles for JAXB

Headlines

Articles On GuruFocus.com
JAXB and ATBC – Merger Arbitrage with Attractive Paper Profits Oct 30 2010 
Weekly Top Insider Buys: Northern Trust Corp., Starwood Hotels & Resorts Worldwide Inc., Post Proper Nov 13 2007 

More From Other Websites
Nasdaq stocks posting largest volume decreases Dec 24 2014
JACKSONVILLE BANCORP INC /FL/ Financials Nov 19 2014
10-Q for Jacksonville Bancorp, Inc. /Florida/ Nov 09 2014
JACKSONVILLE BANCORP INC /FL/ Files SEC form 8-K, Results of Operations and Financial Condition,... Nov 07 2014
JACKSONVILLE BANCORP INC /FL/ Files SEC form 8-K, Change in Directors or Principal Officers Oct 31 2014
JACKSONVILLE BANCORP INC /FL/ Files SEC form 8-K/A, Costs Associated with Exit or Disposal... Oct 22 2014
JACKSONVILLE BANCORP INC /FL/ Files SEC form 8-K, Entry into a Material Definitive Agreement, Other... Sep 04 2014
Jacksonville Bancorp, Inc. Announces Appointment of New Chief Credit Officer Sep 04 2014
JACKSONVILLE BANCORP INC /FL/ Files SEC form 8-K, Change in Directors or Principal Officers,... Aug 28 2014
Jacksonville Bancorp, Inc. Announces Appointment of New Director Aug 28 2014
JACKSONVILLE BANCORP INC /FL/ Files SEC form 8-K, Results of Operations and Financial Condition,... Aug 08 2014
JACKSONVILLE BANCORP INC /FL/ Files SEC form 8-K, Notice of Delisting or Failure to Satisfy a... Aug 01 2014
JACKSONVILLE BANCORP INC /FL/ Files SEC form 8-K, Change in Directors or Principal Officers Jun 02 2014
JACKSONVILLE BANCORP INC /FL/ Files SEC form 8-K, Change in Directors or Principal Officers,... May 21 2014
JACKSONVILLE BANCORP INC /FL/ Files SEC form 8-K, Costs Associated with Exit or Disposal Activities,... May 15 2014
JACKSONVILLE BANCORP INC /FL/ Files SEC form 8-K, Results of Operations and Financial Condition,... May 09 2014
JACKSONVILLE BANCORP INC /FL/ Files SEC form 8-K, Submission of Matters to a Vote of Security... Apr 25 2014
Jacksonville Bancorp, Inc. (JXSB) Declares Dividend Mar 18 2014
JACKSONVILLE BANCORP INC /FL/ Files SEC form 8-K, Results of Operations and Financial Condition,... Mar 14 2014
JACKSONVILLE BANCORP INC /FL/ Files SEC form 8-K, Change in Directors or Principal Officers,... Mar 03 2014

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK