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47.69 (1y: +44%)
Market Cap 4.07 B P/E(ttm) 24.00
Enterprise Value 4.02 B P/B
JKHY- NAS (USA)
Jack Henry & Associates, Inc
  • Currently 5/5
Business Predictability Rank: 5-Star
Back Testing Results:
Average gain of all 5-Star stocks: 12.1% per year.
% of Stocks that are in still loss if held for 10yrs: 3%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$47.69
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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry		 vs
history
Cash to Debt No Debt
JKHY's Cash to Debt is ranked lower than
53% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 6.30 vs. JKHY: No Debt )
JKHY' s 10-Year Cash to Debt Range
Min: 0.09   Max: No Debt
Current: No Debt
Interest Coverage 59.4
JKHY's Interest Coverage is ranked higher than
52% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 61.10 vs. JKHY: 59.4 )
JKHY' s 10-Year Interest Coverage Range
Min: 25   Max: No Debt
Current: 59.4
F-Score: 8
Z-Score: 7.31
M-Score: -2.97
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 9/10

vs
industry		 vs
history
Operating margin (%) 22.80
JKHY's Operating margin (%) is ranked higher than
89% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 6.70 vs. JKHY: 22.80 )
JKHY' s 10-Year Operating margin (%) Range
Min: 19.1   Max: 24.8
Current: 22.8
19.1
24.8
Net-margin (%) 15.2
JKHY's Net-margin (%) is ranked higher than
86% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 4.40 vs. JKHY: 15.2 )
JKHY' s 10-Year Net-margin (%) Range
Min: 12.2   Max: 16.1
Current: 15.2
12.2
16.1
Revenue Growth (%) 5.9
JKHY's Revenue Growth (%) is ranked higher than
85% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 3.10 vs. JKHY: 5.9 )
JKHY' s 10-Year Revenue Growth (%) Range
Min: 5.9   Max: 14.5
Current: 5.9
5.9
14.5
EBITDA Growth (%) 7.3
JKHY's EBITDA Growth (%) is ranked higher than
90% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 0.30 vs. JKHY: 7.3 )
JKHY' s 10-Year EBITDA Growth (%) Range
Min: 5.1   Max: 12.9
Current: 7.3
5.1
12.9
EPS Growth (%) 7.9
JKHY's EPS Growth (%) is ranked higher than
90% of the 429 Companies
in the Global Business Services industry.

( Industry Median: -1.30 vs. JKHY: 7.9 )
JKHY' s 10-Year EPS Growth (%) Range
Min: 2.8   Max: 14.9
Current: 7.9
2.8
14.9
» JKHY's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

JKHY Guru Trades in Q2 2012

Paul Tudor Jones 6,100 sh (New)
Chuck Royce 1,888,940 sh (+1.21%)
Columbia Wanger 757,200 sh (unchged)
John Keeley 16,230 sh (-0.55%)
Joel Greenblatt 22,712 sh (-5.95%)
Jeremy Grantham 63,900 sh (-11.98%)
Steven Cohen 8,240 sh (-85.3%)
» More
Q3 2012

JKHY Guru Trades in Q3 2012

Jim Simons 67,719 sh (New)
Steven Cohen 13,821 sh (+67.73%)
Jeremy Grantham 67,300 sh (+5.32%)
John Keeley 16,230 sh (unchged)
Columbia Wanger 757,200 sh (unchged)
Paul Tudor Jones Sold Out
Chuck Royce 1,871,440 sh (-0.93%)
Joel Greenblatt 12,316 sh (-45.77%)
» More
Q4 2012

JKHY Guru Trades in Q4 2012

Joel Greenblatt 44,197 sh (+258.86%)
Jim Simons 238,319 sh (+251.92%)
Steven Cohen 17,099 sh (+23.72%)
Columbia Wanger 757,200 sh (unchged)
Jeremy Grantham 61,800 sh (unchged)
Chuck Royce 1,871,440 sh (unchged)
John Keeley 16,230 sh (unchged)
» More
Q1 2013

JKHY Guru Trades in Q1 2013

Jim Simons 342,500 sh (+43.71%)
Chuck Royce 1,872,740 sh (+0.07%)
Columbia Wanger 757,200 sh (unchged)
Steven Cohen Sold Out
John Keeley 16,110 sh (-0.74%)
Jeremy Grantham 50,800 sh (-17.8%)
Joel Greenblatt 8,990 sh (-79.66%)
» More
» Details

Insider Trades

Latest Guru Trades with JKHY

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2013-03-31 Reduce -79.66%0.08%$39.26 - $46.21 $ 47.6910%8990
Joel Greenblatt 2012-12-31 Add 258.86%0.07%$37.44 - $39.83 $ 47.6923%44197
Joel Greenblatt 2012-09-30 Reduce -45.77%0.03%$34.32 - $38.1 $ 47.6932%12316
Joel Greenblatt 2012-03-31 Add 64.67%0.03%$32.59 - $35.19 $ 47.6950%24149
Ray Dalio 2012-03-31 Sold Out 0.01%$32.59 - $35.19 $ 47.6950%0
Ray Dalio 2011-12-31 Reduce -97.59%0.17%$27.57 - $34.21 $ 47.6948%9740
John Keeley 2011-12-31 Add 26.32%$27.57 - $34.21 $ 47.6948%16320
Joel Greenblatt 2011-06-30 New Buy0.06%$28.83 - $33.99 $ 47.6952%13818
David Dreman 2011-03-31 Sold Out 0.69%$29.15 - $33.74 $ 47.6954%0
Andreas Halvorsen 2011-03-31 Sold Out 0.36%$29.15 - $33.74 $ 47.6954%0
John Keeley 2011-03-31 Add 25.78%$29.15 - $33.74 $ 47.6954%11220
Andreas Halvorsen 2010-12-31 New Buy0.36%$25.53 - $29.81 $ 47.6972%1481700
John Keeley 2010-12-31 New Buy$25.53 - $29.81 $ 47.6972%8920
John Keeley 2010-06-30 Sold Out 0.01%$22.94 - $26.03 $ 47.6994%0
George Soros 2010-06-30 Sold Out $22.94 - $26.03 $ 47.6994%0
David Dreman 2010-03-31 Add 18.92%0.12%$21.31 - $24.8 $ 47.69106%1315833
George Soros 2010-03-31 New Buy$21.31 - $24.8 $ 47.69106%13200
John Keeley 2010-03-31 Add 41.98%$21.31 - $24.8 $ 47.69106%28070
Premium More recent guru trades are included for Premium Members only!!

Ratios

vs
industry		 vs
history
P/E(ttm) 24.00
JKHY's P/E(ttm) is ranked higher than
67% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 20.30 vs. JKHY: 24.00 )
JKHY' s 10-Year P/E(ttm) Range
Min: 12.65   Max: 66.11
Current: 24
12.65
66.11
P/S 3.77
JKHY's P/S is ranked lower than
81% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 1.00 vs. JKHY: 3.77 )
JKHY' s 10-Year P/S Range
Min: 1.71   Max: 9.91
Current: 3.77
1.71
9.91
PFCF 20.21
JKHY's PFCF is ranked lower than
57% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 14.07 vs. JKHY: 20.21 )
JKHY' s 10-Year PFCF Range
Min: 10.28   Max: 175.06
Current: 20.21
10.28
175.06
EV-to-EBIT 15.84
JKHY's EV-to-EBIT is ranked higher than
70% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 13.30 vs. JKHY: 15.84 )
JKHY' s 10-Year EV-to-EBIT Range
Min: 9.3   Max: 46.8
Current: 15.84
9.3
46.8
PEG 2.16
JKHY's PEG is ranked higher than
95% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 1.80 vs. JKHY: 2.16 )
JKHY' s 10-Year PEG Range
Min: 0.92   Max: 2.46
Current: 2.16
0.92
2.46
Shiller P/E 30.25
JKHY's Shiller P/E is ranked higher than
79% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 21.70 vs. JKHY: 30.25 )
JKHY' s 10-Year Shiller P/E Range
Min: 14.51   Max: 39.51
Current: 30.25
14.51
39.51

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 1.17
JKHY's Dividend Yield is ranked higher than
59% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 2.21 vs. JKHY: 1.17 )
JKHY' s 10-Year Dividend Yield Range
Min: 0.32   Max: 2.09
Current: 1.17
0.32
2.09
Dividend Payout 0.3
JKHY's Dividend Payout is ranked higher than
96% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 0.71 vs. JKHY: 0.3 )
JKHY' s 10-Year Dividend Payout Range
Min: 0.18   Max: 0.26
Current: 0.3
0.18
0.26
Dividend growth (3y) 6.3
JKHY's Dividend growth (3y) is ranked higher than
96% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 3.60 vs. JKHY: 6.3 )
JKHY' s 10-Year Dividend growth (3y) Range
Min: 6.3   Max: 13.3
Current: 6.3
6.3
13.3
Yield on cost (5-Year) 1.91
JKHY's Yield on cost (5-Year) is ranked higher than
68% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 2.45 vs. JKHY: 1.91 )
JKHY' s 10-Year Yield on cost (5-Year) Range
Min: 0.51   Max: 3.32
Current: 1.91
0.51
3.32
Share Buyback Rate -0.5
JKHY's Share Buyback Rate is ranked higher than
77% of the 429 Companies
in the Global Business Services industry.

( Industry Median: -0.80 vs. JKHY: -0.5 )
JKHY' s 10-Year Share Buyback Rate Range
Min: 2.5   Max: -1.2
Current: -0.5

Valuation & Return

vs
industry		 vs
history
Price/DCF (Projected) 1.4
JKHY's Price/DCF (Projected) is ranked higher than
85% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 1.15 vs. JKHY: 1.4 )
JKHY' s 10-Year Price/DCF (Projected) Range
Min: 0.9   Max: 2.3
Current: 1.4
0.9
2.3
Price/Median PS Value 1.2
JKHY's Price/Median PS Value is ranked higher than
80% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 0.90 vs. JKHY: 1.2 )
JKHY' s 10-Year Price/Median PS Value Range
Min: 0.7   Max: 3
Current: 1.2
0.7
3
Price/Peter Lynch Fair Value 1.9
JKHY's Price/Peter Lynch Fair Value is ranked higher than
97% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 1.70 vs. JKHY: 1.9 )
JKHY' s 10-Year Price/Peter Lynch Fair Value Range
Min: 1.2   Max: 2.2
Current: 1.9
1.2
2.2
Earnings Yield (Greenblatt) 6.30
JKHY's Earnings Yield (Greenblatt) is ranked higher than
79% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 7.70 vs. JKHY: 6.30 )
JKHY' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.1   Max: 10.8
Current: 6.3
2.1
10.8
Forward Rate of Return (Yacktman) 16.88
JKHY's Forward Rate of Return (Yacktman) is ranked higher than
88% of the 429 Companies
in the Global Business Services industry.

( Industry Median: 7.50 vs. JKHY: 16.88 )
JKHY' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 12.6   Max: 21.1
Current: 16.88
12.6
21.1

Business Description

Jack Henry & Associates, Inc. was founded in 1976. The company is a provider of core information processing solutions for community banks. Its products and services include processing transactions, automating business processes, and managing information for more than 11,900 financial institutions and diverse corporate entities. It provides its products and services through three marketed brands: Jack Henry Banking is a leading provider of integrated data processing systems to more than 1,330 banks ranging from de novo or start-up institutions to mid-tier banks with assets of up to $30 billion. Its banking solutions support both in-house and outsourced operating environments with three functionally distinct core processing platforms and more than 100 integrated complementary solutions. Symitar is a leading provider of core data processing solutions for credit unions of all sizes, with over 750 credit union customers. Symitar markets two functionally distinct core processing platforms and more than 50 integrated complementary solutions that support both in-house and outsourced operating environments. ProfitStars is a leading provider of highly specialized products and services to financial institutions that are primarily not core customers of the Company. ProfitStars offers highly specialized financial performance, imaging and payments processing, information security and risk management, retail delivery, and online and mobile solutions. ProfitStars' products and services enhance the performance of financial services organizations of all asset sizes and charters, and diverse corporate entities with approximately 11,000 domestic and international customers. It operates through two reportable segments: bank systems and services and credit union systems and services. The respective segments include all related license, support and service, and hardware sales along with the related cost of sales. The company competes with large vendors that provide information and transaction processing solutions to banks and credit unions, including Fidelity National Information Services, Inc.; Fiserv, Inc.; Open Solutions, Inc.; and Harland Financial Solutions - Ultradata.
Company Website
SEC Reports
Industry: Business Services
Compare:ADP, G, ENV, CMPGY, SGSOY
Traded in other countries:JHY.Germany
» More Articles for JKHY

Headlines

Articles On GuruFocus.com
Two Companies Raising Dividends for Over 50 years Announce Dividend Hikes Feb 13 2012 
3 Picks from Business Software and Services Industry with Profitable Growth Oct 07 2011 
20 CEO’s Showing Confidence With Increased Dividends Feb 14 2011 
Jack Henry & Associates Inc. (JKHY) DIRECTOR & CHAIRMAN Michael E Henry sells 100,000 Shares Feb 10 2011 
Ten Dividend Stocks Beating Inflation: ADM, AVP, MDP, AVA, DPM, NUS, JKHY, POST, HAS, JBHT Feb 07 2011 
Jack Henry & Associates Inc. Reports Operating Results (10-Q) Feb 04 2011 
Jack Henry & Associates Inc. (JKHY) VICE PRESIDENT & CTO Mark S Forbis sells 2,800 Shares Dec 03 2010 
Jack Henry & Associates Inc. (JKHY) DIRECTOR & CHAIRMAN Michael E Henry sells 100,000 Shares Nov 05 2010 
Jack Henry & Associates Inc. Reports Operating Results (10-Q) Nov 05 2010 
Jack Henry & Associates Inc. Reports Operating Results (10-K) Aug 27 2010 

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