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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 3.58
JKHY's Cash to Debt is ranked higher than
74% of the 974 Companies
in the Global Business Services industry.

( Industry Median: 1.01 vs. JKHY: 3.58 )
JKHY' s 10-Year Cash to Debt Range
Min: 0.09   Max: No Debt
Current: 3.58

Equity to Asset 0.65
JKHY's Equity to Asset is ranked higher than
81% of the 944 Companies
in the Global Business Services industry.

( Industry Median: 0.46 vs. JKHY: 0.65 )
JKHY' s 10-Year Equity to Asset Range
Min: 0.48   Max: 0.77
Current: 0.65

0.48
0.77
Interest Coverage 282.35
JKHY's Interest Coverage is ranked higher than
72% of the 666 Companies
in the Global Business Services industry.

( Industry Median: 25.65 vs. JKHY: 282.35 )
JKHY' s 10-Year Interest Coverage Range
Min: 24.22   Max: 9999.99
Current: 282.35

24.22
9999.99
F-Score: 8
Z-Score: 8.19
M-Score: -2.82
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 9/10

vs
industry
vs
history
Operating margin (%) 25.73
JKHY's Operating margin (%) is ranked higher than
95% of the 968 Companies
in the Global Business Services industry.

( Industry Median: 6.26 vs. JKHY: 25.73 )
JKHY' s 10-Year Operating margin (%) Range
Min: 19.1   Max: 28.4
Current: 25.73

19.1
28.4
Net-margin (%) 16.55
JKHY's Net-margin (%) is ranked higher than
92% of the 968 Companies
in the Global Business Services industry.

( Industry Median: 4.08 vs. JKHY: 16.55 )
JKHY' s 10-Year Net-margin (%) Range
Min: 12.21   Max: 17.35
Current: 16.55

12.21
17.35
ROE (%) 18.85
JKHY's ROE (%) is ranked higher than
86% of the 928 Companies
in the Global Business Services industry.

( Industry Median: 9.05 vs. JKHY: 18.85 )
JKHY' s 10-Year ROE (%) Range
Min: 13.99   Max: 39.47
Current: 18.85

13.99
39.47
ROA (%) 12.93
JKHY's ROA (%) is ranked higher than
92% of the 980 Companies
in the Global Business Services industry.

( Industry Median: 3.98 vs. JKHY: 12.93 )
JKHY' s 10-Year ROA (%) Range
Min: 8.96   Max: 24.98
Current: 12.93

8.96
24.98
ROC (Joel Greenblatt) (%) 106.72
JKHY's ROC (Joel Greenblatt) (%) is ranked higher than
86% of the 972 Companies
in the Global Business Services industry.

( Industry Median: 28.23 vs. JKHY: 106.72 )
JKHY' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 33.9   Max: 249.35
Current: 106.72

33.9
249.35
Revenue Growth (3Y)(%) 8.30
JKHY's Revenue Growth (3Y)(%) is ranked higher than
77% of the 817 Companies
in the Global Business Services industry.

( Industry Median: 4.50 vs. JKHY: 8.30 )
JKHY' s 10-Year Revenue Growth (3Y)(%) Range
Min: 8.3   Max: 41.2
Current: 8.3

8.3
41.2
EBITDA Growth (3Y)(%) 11.60
JKHY's EBITDA Growth (3Y)(%) is ranked higher than
77% of the 691 Companies
in the Global Business Services industry.

( Industry Median: 6.30 vs. JKHY: 11.60 )
JKHY' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 6.5   Max: 40.8
Current: 11.6

6.5
40.8
EPS Growth (3Y)(%) 14.10
JKHY's EPS Growth (3Y)(%) is ranked higher than
75% of the 620 Companies
in the Global Business Services industry.

( Industry Median: 7.30 vs. JKHY: 14.10 )
JKHY' s 10-Year EPS Growth (3Y)(%) Range
Min: 3.7   Max: 38.1
Current: 14.1

3.7
38.1
» JKHY's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

JKHY Guru Trades in Q4 2013

John Keeley 3,810 sh (New)
Jim Simons 532,700 sh (+33.91%)
Columbia Wanger 757,200 sh (unchged)
Joel Greenblatt Sold Out
Paul Tudor Jones Sold Out
Jeremy Grantham 35,568 sh (-2.29%)
Chuck Royce 1,636,940 sh (-10.62%)
Steven Cohen 5,300 sh (-25.43%)
» More
Q1 2014

JKHY Guru Trades in Q1 2014

Joel Greenblatt 109,735 sh (New)
Paul Tudor Jones 6,661 sh (New)
Steven Cohen 21,225 sh (+300.47%)
Jeremy Grantham 107,600 sh (+202.52%)
Jim Simons 686,000 sh (+28.78%)
Columbia Wanger 761,200 sh (+0.53%)
John Keeley 3,810 sh (unchged)
Chuck Royce 1,532,540 sh (-6.38%)
» More
Q2 2014

JKHY Guru Trades in Q2 2014

Jeremy Grantham 148,700 sh (+38.2%)
Jim Simons 698,000 sh (+1.75%)
John Keeley 3,810 sh (unchged)
Columbia Wanger 761,200 sh (unchged)
Paul Tudor Jones Sold Out
Chuck Royce 1,389,740 sh (-9.32%)
Joel Greenblatt 55,347 sh (-49.56%)
» More
Q3 2014

JKHY Guru Trades in Q3 2014

Joel Greenblatt 589,017 sh (+964.23%)
Jim Simons 1,043,719 sh (+49.53%)
John Keeley 3,810 sh (unchged)
Columbia Wanger Sold Out
Jeremy Grantham 140,108 sh (-5.78%)
Chuck Royce 1,130,640 sh (-18.64%)
» More
» Details

Insider Trades

Latest Guru Trades with JKHY

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2014-09-30 Add 964.23%0.3%$55.48 - $60.28 $ 63.249%589017
Joel Greenblatt 2014-06-30 Reduce -49.56%0.05%$53.23 - $59.51 $ 63.2411%55347
Joel Greenblatt 2014-03-31 New Buy0.09%$53.69 - $59.79 $ 63.2410%109735
Joel Greenblatt 2013-12-31 Sold Out 0.05%$50.93 - $58.91 $ 63.2413%0
John Keeley 2013-12-31 New Buy$50.93 - $58.91 $ 63.2413%3810
Joel Greenblatt 2013-09-30 Add 273.25%0.04%$47.24 - $51.87 $ 63.2427%30282
John Keeley 2013-09-30 Sold Out 0.02%$47.24 - $51.87 $ 63.2427%0
Joel Greenblatt 2013-03-31 Reduce -79.66%0.08%$39.26 - $46.21 $ 63.2446%8990
Joel Greenblatt 2012-12-31 Add 258.86%0.07%$37.44 - $39.83 $ 63.2464%44197
Joel Greenblatt 2012-09-30 Reduce -45.77%0.03%$34.32 - $38.1 $ 63.2475%12316
Joel Greenblatt 2012-03-31 Add 64.67%0.03%$32.59 - $35.19 $ 63.2499%24149
Ray Dalio 2012-03-31 Sold Out 0.01%$32.59 - $35.19 $ 63.2499%0
Ray Dalio 2011-12-31 Reduce -97.59%0.17%$27.57 - $34.21 $ 63.2497%9740
John Keeley 2011-12-31 Add 26.32%$27.57 - $34.21 $ 63.2497%16320
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 26.10
JKHY's P/E(ttm) is ranked higher than
71% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 32.60 vs. JKHY: 26.10 )
JKHY' s 10-Year P/E(ttm) Range
Min: 12.62   Max: 34.02
Current: 26.1

12.62
34.02
P/B 5.11
JKHY's P/B is ranked higher than
56% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 3.32 vs. JKHY: 5.11 )
JKHY' s 10-Year P/B Range
Min: 2.06   Max: 5.11
Current: 5.11

2.06
5.11
P/S 4.33
JKHY's P/S is ranked higher than
53% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 1.76 vs. JKHY: 4.33 )
JKHY' s 10-Year P/S Range
Min: 1.71   Max: 4.38
Current: 4.33

1.71
4.38
PFCF 25.60
JKHY's PFCF is ranked higher than
74% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 45.58 vs. JKHY: 25.60 )
JKHY' s 10-Year PFCF Range
Min: 10.28   Max: 47.34
Current: 25.6

10.28
47.34
EV-to-EBIT 16.21
JKHY's EV-to-EBIT is ranked higher than
71% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 19.22 vs. JKHY: 16.21 )
JKHY' s 10-Year EV-to-EBIT Range
Min: 7.9   Max: 20.9
Current: 16.21

7.9
20.9
PEG 2.07
JKHY's PEG is ranked higher than
89% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. JKHY: 2.07 )
JKHY' s 10-Year PEG Range
Min: 0.84   Max: 2.61
Current: 2.07

0.84
2.61
Shiller P/E 33.98
JKHY's Shiller P/E is ranked higher than
81% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. JKHY: 33.98 )
JKHY' s 10-Year Shiller P/E Range
Min: 14.51   Max: 38.96
Current: 33.98

14.51
38.96
Current Ratio 0.78
JKHY's Current Ratio is ranked lower than
59% of the 963 Companies
in the Global Business Services industry.

( Industry Median: 1.43 vs. JKHY: 0.78 )
JKHY' s 10-Year Current Ratio Range
Min: 0.69   Max: 2.35
Current: 0.78

0.69
2.35
Quick Ratio 0.78
JKHY's Quick Ratio is ranked lower than
56% of the 963 Companies
in the Global Business Services industry.

( Industry Median: 1.31 vs. JKHY: 0.78 )
JKHY' s 10-Year Quick Ratio Range
Min: 0.69   Max: 2.35
Current: 0.78

0.69
2.35

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.39
JKHY's Dividend Yield is ranked lower than
69% of the 639 Companies
in the Global Business Services industry.

( Industry Median: 2.08 vs. JKHY: 1.39 )
JKHY' s 10-Year Dividend Yield Range
Min: 0.68   Max: 2.09
Current: 1.39

0.68
2.09
Dividend Payout 0.36
JKHY's Dividend Payout is ranked higher than
85% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. JKHY: 0.36 )
JKHY' s 10-Year Dividend Payout Range
Min: 0.15   Max: 0.92
Current: 0.36

0.15
0.92
Dividend growth (3y) 28.10
JKHY's Dividend growth (3y) is ranked higher than
89% of the 405 Companies
in the Global Business Services industry.

( Industry Median: 9.40 vs. JKHY: 28.10 )
JKHY' s 10-Year Dividend growth (3y) Range
Min: 9.4   Max: 28.1
Current: 28.1

9.4
28.1
Yield on cost (5-Year) 3.86
JKHY's Yield on cost (5-Year) is ranked higher than
70% of the 658 Companies
in the Global Business Services industry.

( Industry Median: 2.50 vs. JKHY: 3.86 )
JKHY' s 10-Year Yield on cost (5-Year) Range
Min: 1.88   Max: 5.77
Current: 3.86

1.88
5.77
Share Buyback Rate 0.50
JKHY's Share Buyback Rate is ranked higher than
87% of the 671 Companies
in the Global Business Services industry.

( Industry Median: -1.00 vs. JKHY: 0.50 )
JKHY' s 10-Year Share Buyback Rate Range
Min: 3.3   Max: -4.6
Current: 0.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 39.53
JKHY's Price/Tangible Book is ranked higher than
60% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 15.63 vs. JKHY: 39.53 )
JKHY' s 10-Year Price/Tangible Book Range
Min: 3.07   Max: 282.42
Current: 39.53

3.07
282.42
Price/DCF (Projected) 1.55
JKHY's Price/DCF (Projected) is ranked higher than
79% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 4.16 vs. JKHY: 1.55 )
JKHY' s 10-Year Price/DCF (Projected) Range
Min: 0.77   Max: 13.03
Current: 1.55

0.77
13.03
Price/Median PS Value 1.36
JKHY's Price/Median PS Value is ranked higher than
62% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 1.20 vs. JKHY: 1.36 )
JKHY' s 10-Year Price/Median PS Value Range
Min: 0.59   Max: 3.02
Current: 1.36

0.59
3.02
Price/Peter Lynch Fair Value 2.06
JKHY's Price/Peter Lynch Fair Value is ranked higher than
91% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. JKHY: 2.06 )
JKHY' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.81   Max: 2.51
Current: 2.06

0.81
2.51
Price/Graham Number 6.67
JKHY's Price/Graham Number is ranked higher than
71% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. JKHY: 6.67 )
JKHY' s 10-Year Price/Graham Number Range
Min: 1.58   Max: 16.95
Current: 6.67

1.58
16.95
Earnings Yield (Greenblatt) 6.20
JKHY's Earnings Yield (Greenblatt) is ranked higher than
68% of the 968 Companies
in the Global Business Services industry.

( Industry Median: 5.90 vs. JKHY: 6.20 )
JKHY' s 10-Year Earnings Yield (Greenblatt) Range
Min: 4.8   Max: 12.7
Current: 6.2

4.8
12.7
Forward Rate of Return (Yacktman) 16.19
JKHY's Forward Rate of Return (Yacktman) is ranked higher than
80% of the 567 Companies
in the Global Business Services industry.

( Industry Median: 11.31 vs. JKHY: 16.19 )
JKHY' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 12.2   Max: 22.5
Current: 16.19

12.2
22.5

Analyst Estimate

Jun15 Jun16
Revenue(Mil) 1,306 1,410
EPS($) 2.63 2.95
EPS without NRI($) 2.63 2.95

Business Description

Industry: Business Services » Business Services
Compare:ADP, G, ENV, CMPGY, SGSOY » details
Traded in other countries:JHY.Germany,
Jack Henry & Associates, Inc. was founded in 1976. The Company is a provider of core information processing solutions for community banks. Its products and services include processing transactions, automating business processes, and managing information for more than 11,300 financial institutions and diverse corporate entities. It provides its products and services through three marketed brands: Jack Henry Banking is a provider of integrated data processing systems to more than 1,300 banks ranging from community institutions to mid-tier banks with assets of up to $30 billion. Its banking solutions support both in-house and outsourced operating environments with three functionally distinct core processing platforms and more than 100 integrated complementary solutions. Symitar is a provider of core data processing solutions for credit unions of all sizes, with over 760 credit union customers. Symitar markets two functionally distinct core processing platforms and more than 50 integrated complementary solutions that support both in-house and outsourced operating environments. ProfitStars is a provider of specialized products and services to financial institutions that are mainly not core customers of the Company. ProfitStars offers specialized financial performance, imaging and payments processing, information security and risk management, retail delivery, and online and mobile solutions. ProfitStars' products and services enhance the performance of financial services organizations of all asset sizes and charters, and diverse corporate entities with approximately 11,000 domestic and international customers. The Company operates through two reportable segments: bank systems and services and credit union systems and services. The respective segments include all related license, support and service, and hardware sales along with the related cost of sales. The Company competes with large vendors that provide information and transaction processing solutions to banks and credit unions, including Fidelity National Information Services, Inc.; Fiserv, Inc.; Open Solutions, Inc.; and Harland Financial Solutions - Ultradata. The financial services industry is subject to extensive and complex federal and state regulation.
» More Articles for JKHY

Headlines

Articles On GuruFocus.com
Primatics Financial to Integrate Their Solutions for Banks With Jack Henry & Associates' SilverLake Oct 15 2014 
Two Companies Raising Dividends for Over 50 years Announce Dividend Hikes Feb 13 2012 
Jack Henry & Associates Inc. (JKHY) DIRECTOR & CHAIRMAN Michael E Henry sells 100,000 Shares Feb 10 2011 
Jack Henry & Associates Inc. Reports Operating Results (10-Q) Feb 04 2011 
Jack Henry & Associates Inc. (JKHY) VICE PRESIDENT & CTO Mark S Forbis sells 2,800 Shares Dec 03 2010 
Jack Henry & Associates Inc. (JKHY) DIRECTOR & CHAIRMAN Michael E Henry sells 100,000 Shares Nov 05 2010 
Jack Henry & Associates Inc. Reports Operating Results (10-Q) Nov 05 2010 
Jack Henry & Associates Inc. Reports Operating Results (10-K) Aug 27 2010 
Jack Henry & Associates Inc. (JKHY) DIRECTOR Jerry D Hall sells 105,076 Shares Jun 24 2010 
Jack Henry & Associates Inc. (JKHY) DIRECTOR & CHAIRMAN Michael E Henry sells 100,000 Shares May 14 2010 

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