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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 3.58
JKHY's Cash to Debt is ranked higher than
70% of the 1070 Companies
in the Global Business Services industry.

( Industry Median: 1.10 vs. JKHY: 3.58 )
JKHY' s 10-Year Cash to Debt Range
Min: 0.09   Max: No Debt
Current: 3.58

Equity to Asset 0.65
JKHY's Equity to Asset is ranked higher than
80% of the 991 Companies
in the Global Business Services industry.

( Industry Median: 0.45 vs. JKHY: 0.65 )
JKHY' s 10-Year Equity to Asset Range
Min: 0.48   Max: 0.77
Current: 0.65

0.48
0.77
Interest Coverage 282.35
JKHY's Interest Coverage is ranked higher than
70% of the 694 Companies
in the Global Business Services industry.

( Industry Median: 25.65 vs. JKHY: 282.35 )
JKHY' s 10-Year Interest Coverage Range
Min: 24.22   Max: 9999.99
Current: 282.35

24.22
9999.99
F-Score: 8
Z-Score: 8.62
M-Score: -2.82
WACC vs ROIC
7.59%
20.72%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 9/10

vs
industry
vs
history
Operating margin (%) 25.65
JKHY's Operating margin (%) is ranked higher than
94% of the 1057 Companies
in the Global Business Services industry.

( Industry Median: 6.32 vs. JKHY: 25.65 )
JKHY' s 10-Year Operating margin (%) Range
Min: 19.1   Max: 28.4
Current: 25.65

19.1
28.4
Net-margin (%) 16.66
JKHY's Net-margin (%) is ranked higher than
91% of the 1059 Companies
in the Global Business Services industry.

( Industry Median: 4.17 vs. JKHY: 16.66 )
JKHY' s 10-Year Net-margin (%) Range
Min: 12.21   Max: 17.35
Current: 16.66

12.21
17.35
ROE (%) 19.71
JKHY's ROE (%) is ranked higher than
86% of the 1024 Companies
in the Global Business Services industry.

( Industry Median: 9.41 vs. JKHY: 19.71 )
JKHY' s 10-Year ROE (%) Range
Min: 13.99   Max: 39.47
Current: 19.71

13.99
39.47
ROA (%) 13.33
JKHY's ROA (%) is ranked higher than
92% of the 1074 Companies
in the Global Business Services industry.

( Industry Median: 3.87 vs. JKHY: 13.33 )
JKHY' s 10-Year ROA (%) Range
Min: 8.97   Max: 24.98
Current: 13.33

8.97
24.98
ROC (Joel Greenblatt) (%) 129.91
JKHY's ROC (Joel Greenblatt) (%) is ranked higher than
88% of the 1060 Companies
in the Global Business Services industry.

( Industry Median: 28.69 vs. JKHY: 129.91 )
JKHY' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 33.9   Max: 249.35
Current: 129.91

33.9
249.35
Revenue Growth (3Y)(%) 8.30
JKHY's Revenue Growth (3Y)(%) is ranked higher than
76% of the 827 Companies
in the Global Business Services industry.

( Industry Median: 5.70 vs. JKHY: 8.30 )
JKHY' s 10-Year Revenue Growth (3Y)(%) Range
Min: 8.3   Max: 41.2
Current: 8.3

8.3
41.2
EBITDA Growth (3Y)(%) 11.60
JKHY's EBITDA Growth (3Y)(%) is ranked higher than
76% of the 710 Companies
in the Global Business Services industry.

( Industry Median: 6.30 vs. JKHY: 11.60 )
JKHY' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 6.5   Max: 40.8
Current: 11.6

6.5
40.8
EPS Growth (3Y)(%) 14.10
JKHY's EPS Growth (3Y)(%) is ranked higher than
75% of the 643 Companies
in the Global Business Services industry.

( Industry Median: 7.00 vs. JKHY: 14.10 )
JKHY' s 10-Year EPS Growth (3Y)(%) Range
Min: 3.7   Max: 38.1
Current: 14.1

3.7
38.1
» JKHY's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

JKHY Guru Trades in Q1 2014

Joel Greenblatt 109,735 sh (New)
Paul Tudor Jones 6,661 sh (New)
Steven Cohen 21,225 sh (+300.47%)
Jeremy Grantham 107,600 sh (+202.52%)
Jim Simons 686,000 sh (+28.78%)
Columbia Wanger 761,200 sh (+0.53%)
John Keeley 3,810 sh (unchged)
Chuck Royce 1,532,540 sh (-6.38%)
» More
Q2 2014

JKHY Guru Trades in Q2 2014

Jeremy Grantham 148,700 sh (+38.20%)
Jim Simons 698,000 sh (+1.75%)
John Keeley 3,810 sh (unchged)
Columbia Wanger 761,200 sh (unchged)
Paul Tudor Jones Sold Out
Chuck Royce 1,389,740 sh (-9.32%)
Joel Greenblatt 55,347 sh (-49.56%)
» More
Q3 2014

JKHY Guru Trades in Q3 2014

Joel Greenblatt 589,017 sh (+964.23%)
Jim Simons 1,043,719 sh (+49.53%)
John Keeley 3,810 sh (unchged)
Columbia Wanger Sold Out
Jeremy Grantham 140,108 sh (-5.78%)
Chuck Royce 1,130,640 sh (-18.64%)
» More
Q4 2014

JKHY Guru Trades in Q4 2014

John Keeley 3,520 sh (-7.61%)
Chuck Royce 1,012,140 sh (-10.48%)
Jim Simons 910,319 sh (-12.78%)
Jeremy Grantham 120,288 sh (-14.15%)
Joel Greenblatt 130,811 sh (-77.79%)
» More
» Details

Insider Trades

Latest Guru Trades with JKHY

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 27.90
JKHY's P/E(ttm) is ranked higher than
69% of the 1279 Companies
in the Global Business Services industry.

( Industry Median: 43.10 vs. JKHY: 27.90 )
JKHY' s 10-Year P/E(ttm) Range
Min: 12.62   Max: 28.97
Current: 27.9

12.62
28.97
Forward P/E 22.57
JKHY's Forward P/E is ranked higher than
74% of the 1279 Companies
in the Global Business Services industry.

( Industry Median: 0.00 vs. JKHY: 22.57 )
N/A
PE(NRI) 28.20
JKHY's PE(NRI) is ranked higher than
72% of the 1279 Companies
in the Global Business Services industry.

( Industry Median: 41.30 vs. JKHY: 28.20 )
JKHY' s 10-Year PE(NRI) Range
Min: 12.65   Max: 29.01
Current: 28.2

12.65
29.01
P/B 5.50
JKHY's P/B is ranked lower than
52% of the 1279 Companies
in the Global Business Services industry.

( Industry Median: 3.57 vs. JKHY: 5.50 )
JKHY' s 10-Year P/B Range
Min: 2.06   Max: 5.65
Current: 5.5

2.06
5.65
P/S 4.57
JKHY's P/S is ranked lower than
58% of the 1279 Companies
in the Global Business Services industry.

( Industry Median: 2.02 vs. JKHY: 4.57 )
JKHY' s 10-Year P/S Range
Min: 1.71   Max: 4.8
Current: 4.57

1.71
4.8
PFCF 27.30
JKHY's PFCF is ranked higher than
68% of the 1279 Companies
in the Global Business Services industry.

( Industry Median: 69.17 vs. JKHY: 27.30 )
JKHY' s 10-Year PFCF Range
Min: 10.28   Max: 47.34
Current: 27.3

10.28
47.34
POCF 17.00
JKHY's POCF is ranked higher than
70% of the 1279 Companies
in the Global Business Services industry.

( Industry Median: 21.39 vs. JKHY: 17.00 )
JKHY' s 10-Year POCF Range
Min: 7.36   Max: 19.09
Current: 17

7.36
19.09
EV-to-EBIT 17.95
JKHY's EV-to-EBIT is ranked higher than
73% of the 1279 Companies
in the Global Business Services industry.

( Industry Median: 24.26 vs. JKHY: 17.95 )
JKHY' s 10-Year EV-to-EBIT Range
Min: 7.9   Max: 18.1
Current: 17.95

7.9
18.1
PEG 2.17
JKHY's PEG is ranked higher than
91% of the 1279 Companies
in the Global Business Services industry.

( Industry Median: 0.00 vs. JKHY: 2.17 )
JKHY' s 10-Year PEG Range
Min: 0.84   Max: 2.61
Current: 2.17

0.84
2.61
Shiller P/E 35.80
JKHY's Shiller P/E is ranked higher than
77% of the 1279 Companies
in the Global Business Services industry.

( Industry Median: 0.00 vs. JKHY: 35.80 )
JKHY' s 10-Year Shiller P/E Range
Min: 14.51   Max: 37.22
Current: 35.8

14.51
37.22
Current Ratio 0.78
JKHY's Current Ratio is ranked lower than
61% of the 1012 Companies
in the Global Business Services industry.

( Industry Median: 1.43 vs. JKHY: 0.78 )
JKHY' s 10-Year Current Ratio Range
Min: 0.69   Max: 2.34
Current: 0.78

0.69
2.34
Quick Ratio 0.78
JKHY's Quick Ratio is ranked lower than
57% of the 1012 Companies
in the Global Business Services industry.

( Industry Median: 1.33 vs. JKHY: 0.78 )
JKHY' s 10-Year Quick Ratio Range
Min: 0.69   Max: 2.34
Current: 0.78

0.69
2.34
Days Sales Outstanding 43.02
JKHY's Days Sales Outstanding is ranked higher than
85% of the 1279 Companies
in the Global Business Services industry.

( Industry Median: 79.84 vs. JKHY: 43.02 )
JKHY' s 10-Year Days Sales Outstanding Range
Min: 68.59   Max: 142.99
Current: 43.02

68.59
142.99

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.36
JKHY's Dividend Yield is ranked lower than
71% of the 697 Companies
in the Global Business Services industry.

( Industry Median: 2.13 vs. JKHY: 1.36 )
JKHY' s 10-Year Dividend Yield Range
Min: 0.75   Max: 2.09
Current: 1.36

0.75
2.09
Dividend Payout 0.36
JKHY's Dividend Payout is ranked higher than
86% of the 1279 Companies
in the Global Business Services industry.

( Industry Median: 0.00 vs. JKHY: 0.36 )
JKHY' s 10-Year Dividend Payout Range
Min: 0.15   Max: 0.92
Current: 0.36

0.15
0.92
Dividend growth (3y) 28.10
JKHY's Dividend growth (3y) is ranked higher than
90% of the 403 Companies
in the Global Business Services industry.

( Industry Median: 7.90 vs. JKHY: 28.10 )
JKHY' s 10-Year Dividend growth (3y) Range
Min: 9.4   Max: 28.1
Current: 28.1

9.4
28.1
Yield on cost (5-Year) 3.41
JKHY's Yield on cost (5-Year) is ranked higher than
61% of the 711 Companies
in the Global Business Services industry.

( Industry Median: 2.50 vs. JKHY: 3.41 )
JKHY' s 10-Year Yield on cost (5-Year) Range
Min: 1.83   Max: 5.09
Current: 3.41

1.83
5.09
Share Buyback Rate 0.50
JKHY's Share Buyback Rate is ranked higher than
87% of the 682 Companies
in the Global Business Services industry.

( Industry Median: -1.00 vs. JKHY: 0.50 )
JKHY' s 10-Year Share Buyback Rate Range
Min: 3.3   Max: -4.6
Current: 0.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 5.50
JKHY's Price/Tangible Book is ranked higher than
67% of the 1279 Companies
in the Global Business Services industry.

( Industry Median: 14.70 vs. JKHY: 5.50 )
JKHY' s 10-Year Price/Tangible Book Range
Min: 3.07   Max: 282.42
Current: 5.5

3.07
282.42
Price/DCF (Projected) 1.60
JKHY's Price/DCF (Projected) is ranked higher than
79% of the 1279 Companies
in the Global Business Services industry.

( Industry Median: 0.00 vs. JKHY: 1.60 )
JKHY' s 10-Year Price/DCF (Projected) Range
Min: 0.77   Max: 13.03
Current: 1.6

0.77
13.03
Price/Median PS Value 1.40
JKHY's Price/Median PS Value is ranked higher than
59% of the 1279 Companies
in the Global Business Services industry.

( Industry Median: 1.40 vs. JKHY: 1.40 )
JKHY' s 10-Year Price/Median PS Value Range
Min: 0.6   Max: 3.03
Current: 1.4

0.6
3.03
Price/Peter Lynch Fair Value 2.20
JKHY's Price/Peter Lynch Fair Value is ranked higher than
91% of the 1279 Companies
in the Global Business Services industry.

( Industry Median: 0.00 vs. JKHY: 2.20 )
JKHY' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.81   Max: 2.51
Current: 2.2

0.81
2.51
Price/Graham Number 7.00
JKHY's Price/Graham Number is ranked higher than
67% of the 1279 Companies
in the Global Business Services industry.

( Industry Median: 0.00 vs. JKHY: 7.00 )
JKHY' s 10-Year Price/Graham Number Range
Min: 1.58   Max: 16.95
Current: 7

1.58
16.95
Earnings Yield (Greenblatt) 5.70
JKHY's Earnings Yield (Greenblatt) is ranked higher than
63% of the 1035 Companies
in the Global Business Services industry.

( Industry Median: 5.30 vs. JKHY: 5.70 )
JKHY' s 10-Year Earnings Yield (Greenblatt) Range
Min: 5.5   Max: 12.7
Current: 5.7

5.5
12.7
Forward Rate of Return (Yacktman) 16.01
JKHY's Forward Rate of Return (Yacktman) is ranked higher than
78% of the 584 Companies
in the Global Business Services industry.

( Industry Median: 11.65 vs. JKHY: 16.01 )
JKHY' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 12.2   Max: 22.5
Current: 16.01

12.2
22.5

Analyst Estimate

Jun15 Jun16
Revenue(Mil) 1,305 1,409
EPS($) 2.66 2.96
EPS without NRI($) 2.66 2.96

Business Description

Industry: Business Services » Business Services
Compare:ADP, G, ENV, CMPGY, SGSOY » details
Traded in other countries:JHY.Germany,
Jack Henry & Associates, Inc was founded in 1976. The Company is a provider of core information processing solutions for community banks. Its products and services include processing transactions, automating business processes, and managing information for more than 11,300 financial institutions and diverse corporate entities. It provides its products and services through three marketed brands: Jack Henry Banking is a provider of integrated data processing systems to more than 1,300 banks ranging from community institutions to mid-tier banks with assets of up to $30 billion. Its banking solutions support both in-house and outsourced operating environments with three functionally distinct core processing platforms and more than 100 integrated complementary solutions. Symitar is a provider of core data processing solutions for credit unions of all sizes, with over 760 credit union customers. Symitar markets two functionally distinct core processing platforms and more than 50 integrated complementary solutions that support both in-house and outsourced operating environments. ProfitStars is a provider of specialized products and services to financial institutions that are mainly not core customers of the Company. ProfitStars offers specialized financial performance, imaging and payments processing, information security and risk management, retail delivery, and online and mobile solutions. ProfitStars' products and services enhance the performance of financial services organizations of all asset sizes and charters, and diverse corporate entities with approximately 11,000 domestic and international customers. The Company operates through two reportable segments: bank systems and services and credit union systems and services. The respective segments include all related license, support and service, and hardware sales along with the related cost of sales. The Company competes with large vendors that provide information and transaction processing solutions to banks and credit unions, including Fidelity National Information Services, Inc.; Fiserv, Inc.; Open Solutions, Inc.; and Harland Financial Solutions - Ultradata. The financial services industry is subject to extensive and complex federal and state regulation.
» More Articles for JKHY

Headlines

Articles On GuruFocus.com
Primatics Financial to Integrate Their Solutions for Banks With Jack Henry & Associates' SilverLake Oct 15 2014 
Two Companies Raising Dividends for Over 50 years Announce Dividend Hikes Feb 13 2012 
Jack Henry & Associates Inc. (JKHY) DIRECTOR & CHAIRMAN Michael E Henry sells 100,000 Shares Feb 10 2011 
Jack Henry & Associates Inc. Reports Operating Results (10-Q) Feb 04 2011 
Jack Henry & Associates Inc. (JKHY) VICE PRESIDENT & CTO Mark S Forbis sells 2,800 Shares Dec 03 2010 
Jack Henry & Associates Inc. (JKHY) DIRECTOR & CHAIRMAN Michael E Henry sells 100,000 Shares Nov 05 2010 
Jack Henry & Associates Inc. Reports Operating Results (10-Q) Nov 05 2010 
Jack Henry & Associates Inc. Reports Operating Results (10-K) Aug 27 2010 
Jack Henry & Associates Inc. (JKHY) DIRECTOR Jerry D Hall sells 105,076 Shares Jun 24 2010 
Jack Henry & Associates Inc. (JKHY) DIRECTOR & CHAIRMAN Michael E Henry sells 100,000 Shares May 14 2010 

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More From Other Websites
Florida Credit Union Selects Symitar Apr 14 2015
Jack Henry & Associates Announces New General Manager Position Mar 26 2015
Symitar Introduces SymAdvisor Mar 24 2015
HENRY JACK & ASSOCIATES INC Files SEC form 8-K, Other Events Mar 23 2015
ProfitStars Partners with PayNearMe to Simplify Cash Payment Acceptance Mar 19 2015
BCB Community Bancorp Selects Jack Henry Banking to Enhance Efficiency, Workflow Management Mar 11 2015
Jack Henry & Associates, CU Business Group Announce Alliance to Promote ProfitStars' Margin... Mar 09 2015
HENRY JACK & ASSOCIATES INC Files SEC form 8-K, Change in Directors or Principal Officers, Financial... Mar 04 2015
Jack Henry & Associates Names Shruti Miyashiro to Board of Directors Mar 04 2015
Jack Henry upgraded by Oppenheimer Mar 02 2015
Jack Henry & Associates Introduces Online Payments, Donations Platform Feb 26 2015
ProfitStars Introduces the Commercial Lending Center Feb 25 2015
ProfitStars Introduces the Commercial Lending Center Feb 25 2015
HENRY JACK & ASSOCIATES INC Files SEC form 8-K, Entry into a Material Definitive Agreement,... Feb 24 2015
HENRY JACK & ASSOCIATES INC Files SEC form 8-K, Notice of Delisting or Failure to Satisfy a... Feb 19 2015
Jack Henry & Associates Receives NASDAQ Letter Feb 18 2015
Jack Henry & Associates Receives NASDAQ Letter Feb 18 2015
Jack Henry & Associates Increases The Quarterly Dividend On Its Common Stock By 14 Percent To $.25... Feb 17 2015
Jack Henry & Associates Increases The Quarterly Dividend On Its Common Stock By 14 Percent To $.25... Feb 17 2015
ProfitStars' iPay Solutions First to Implement NACHA's Bill Payment Exception Program Feb 05 2015

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