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10.38 (1y: +10%)
Market Cap 689.12 M P/E(ttm) 105.90
Enterprise Value 872.33 M P/B
KRNY- NAS (USA)
Kearny Financial Corporation
  • Currently 1/5
Business Predictability Rank: 1-Star (On Watch)
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$10.38
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry		 vs
history
Cash to Debt No Debt
KRNY's Cash to Debt is ranked higher than
55% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.85 vs. KRNY: No Debt )
KRNY' s 10-Year Cash to Debt Range
Min: 0.4   Max: No Debt
Current: No Debt
Interest Coverage No Debt
KRNY's Interest Coverage is ranked lower than
83% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10000.00 vs. KRNY: No Debt )
KRNY' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 6
Z-Score: 0.45
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry		 vs
history
Operating margin (%) 11.00
KRNY's Operating margin (%) is ranked lower than
64% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 25.80 vs. KRNY: 11.00 )
KRNY' s 10-Year Operating margin (%) Range
Min: 4.5   Max: 43.2
Current: 11
4.5
43.2
Net-margin (%) 7.4
KRNY's Net-margin (%) is ranked lower than
72% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 18.10 vs. KRNY: 7.4 )
KRNY' s 10-Year Net-margin (%) Range
Min: 4.1   Max: 31.9
Current: 7.4
4.1
31.9
Revenue Growth (%) 6
KRNY's Revenue Growth (%) is ranked higher than
86% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.70 vs. KRNY: 6 )
KRNY' s 10-Year Revenue Growth (%) Range
Min: -89.1   Max: 11.3
Current: 6
-89.1
11.3
EBITDA Growth (%) -5.4
KRNY's EBITDA Growth (%) is ranked higher than
64% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.10 vs. KRNY: -5.4 )
KRNY' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 25.7
Current: -5.4
0
25.7
EPS Growth (%) -4.8
KRNY's EPS Growth (%) is ranked higher than
62% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.40 vs. KRNY: -4.8 )
KRNY' s 10-Year EPS Growth (%) Range
Min: -93.1   Max: 35.1
Current: -4.8
-93.1
35.1
ยป KRNY's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

KRNY Guru Trades in Q2 2012

Jim Simons 356,500 sh (+0.54%)
Chuck Royce 382,962 sh (unchged)
Third Avenue Management 535,494 sh (-2.89%)
» More
Q3 2012

KRNY Guru Trades in Q3 2012

Jim Simons 360,300 sh (+1.07%)
Third Avenue Management 535,494 sh (unchged)
Chuck Royce 382,962 sh (unchged)
» More
Q4 2012

KRNY Guru Trades in Q4 2012

Jim Simons 361,200 sh (+0.25%)
Chuck Royce 382,962 sh (unchged)
Third Avenue Management 535,494 sh (unchged)
» More
Q1 2013

KRNY Guru Trades in Q1 2013

Third Avenue Management 535,494 sh (unchged)
Jim Simons 359,100 sh (-0.58%)
Chuck Royce 186,379 sh (-51.33%)
» More
» Details

Insider Trades

Latest Guru Trades with KRNY



No Insider Trades Found!

Ratios

vs
industry		 vs
history
P/E(ttm) 105.90
KRNY's P/E(ttm) is ranked lower than
77% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.43 vs. KRNY: 105.90 )
KRNY' s 10-Year P/E(ttm) Range
Min: 0.01   Max: 465
Current: 105.9
0.01
465
P/S 8.30
KRNY's P/S is ranked lower than
97% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.20 vs. KRNY: 8.30 )
KRNY' s 10-Year P/S Range
Min: 0.01   Max: 23.01
Current: 8.3
0.01
23.01
PFCF 32.44
KRNY's PFCF is ranked lower than
84% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.70 vs. KRNY: 32.44 )
KRNY' s 10-Year PFCF Range
Min: 0.07   Max: 83.06
Current: 32.44
0.07
83.06
EV-to-EBIT 107.91
KRNY's EV-to-EBIT is ranked lower than
64% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 16.90 vs. KRNY: 107.91 )
KRNY' s 10-Year EV-to-EBIT Range
Min: 34.7   Max: 386.2
Current: 107.91
34.7
386.2
PEG 70.8
KRNY's PEG is ranked higher than
83% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.29 vs. KRNY: 70.8 )
KRNY' s 10-Year PEG Range
Min: 4.37   Max: 197.98
Current: 70.8
4.37
197.98
Shiller P/E 97.87
KRNY's Shiller P/E is ranked higher than
98% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.60 vs. KRNY: 97.87 )
KRNY' s 10-Year Shiller P/E Range
Min: 0.04   Max: 104.8
Current: 97.87
0.04
104.8

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 0.50
KRNY's Dividend Yield is ranked lower than
56% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.20 vs. KRNY: 0.50 )
KRNY' s 10-Year Dividend Yield Range
Min: 0.48   Max: 2.5
Current: 0.5
0.48
2.5
Dividend growth (3y) -29.3
KRNY's Dividend growth (3y) is ranked higher than
83% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -21.50 vs. KRNY: -29.3 )
KRNY' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 0
Current: -29.3
Yield on cost (5-Year) 0.37
KRNY's Yield on cost (5-Year) is ranked lower than
52% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.92 vs. KRNY: 0.37 )
KRNY' s 10-Year Yield on cost (5-Year) Range
Min: 0.36   Max: 1.87
Current: 0.37
0.36
1.87
Share Buyback Rate 0.6
KRNY's Share Buyback Rate is ranked higher than
90% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.75 vs. KRNY: 0.6 )
KRNY' s 10-Year Share Buyback Rate Range
Min: 6.3   Max: -813.3
Current: 0.6

Valuation & Return

vs
industry		 vs
history
Earnings Yield (Greenblatt) 0.90
KRNY's Earnings Yield (Greenblatt) is ranked lower than
51% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.80 vs. KRNY: 0.90 )
KRNY' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.3   Max: 2.9
Current: 0.9
0.3
2.9
Forward Rate of Return (Yacktman) 3.35
KRNY's Forward Rate of Return (Yacktman) is ranked higher than
69% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 15.01 vs. KRNY: 3.35 )
KRNY' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -174.4   Max: 936.2
Current: 3.35
-174.4
936.2

Business Description

Kearny Financial Corporation is a federally-chartered corporation that was organized on March 30, 2001 for the purpose of being a holding company for Kearny Federal Savings Bank, a federally-chartered stock savings bank. Kearny MHC, a federally-chartered mutual holding company that is subject to regulation by the Office of Thrift Supervision, owns 70% of the common stock of the company. The company's primary business is attracting retail deposits from the general public and using those deposits, together with funds generated from operations, principal repayments on securities and loans and borrowed funds, for their investing and lending activities. It invest in mortgage-backed securities, U.S. government obligations, obligations of state and political subdivisions and other securities. Its loan portfolio consists of one- to four-family residential mortgage loans, multi-family and commercial mortgage loans, construction loans, commercial business loans, home equity loans and lines of credit, and other consumer loans. It operates from an administrative headquarters in Fairfield, New Jersey and had 41 branch offices.
Company Website
SEC Reports
Industry: Savings & Cooperative Banks
Compare:OCN, HOME, NYCB, PBCT, HCBK
ยป More Articles for KRNY

Headlines

Articles On GuruFocus.com
Kearny Financial Reports Operating Results (10-Q) Nov 09 2010 
Kearny Financial Reports Operating Results (10-Q) May 10 2010 
Kearny Financial Reports Operating Results (10-Q) Feb 09 2010 
Kearny Financial Reports Operating Results (10-Q) Nov 09 2009 
Kearny Financial Reports Operating Results (10-K) Sep 15 2009 
Kearny Financial Reports Operating Results (10-K) Sep 14 2009 
Kearny Financial Reports Operating Results (10-Q) May 11 2009 
Kearny Financial Reports Operating Results (10-Q) Feb 09 2009 

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