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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.26
KRNY's Cash to Debt is ranked higher than
59% of the 1353 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.20 vs. KRNY: 0.26 )
KRNY' s 10-Year Cash to Debt Range
Min: 0.21   Max: No Debt
Current: 0.26

Equity to Asset 0.14
KRNY's Equity to Asset is ranked higher than
90% of the 1739 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.09 vs. KRNY: 0.14 )
KRNY' s 10-Year Equity to Asset Range
Min: 0.14   Max: 0.24
Current: 0.14

0.14
0.24
Interest Coverage 0.65
KRNY's Interest Coverage is ranked higher than
58% of the 1607 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.27 vs. KRNY: 0.65 )
KRNY' s 10-Year Interest Coverage Range
Min: 0.04   Max: 0.87
Current: 0.65

0.04
0.87
F-Score: 5
Z-Score: 0.37
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 17.58
KRNY's Operating margin (%) is ranked higher than
60% of the 1765 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 28.49 vs. KRNY: 17.58 )
KRNY' s 10-Year Operating margin (%) Range
Min: 4.53   Max: 43.22
Current: 17.58

4.53
43.22
Net-margin (%) 12.43
KRNY's Net-margin (%) is ranked higher than
59% of the 1772 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 21.32 vs. KRNY: 12.43 )
KRNY' s 10-Year Net-margin (%) Range
Min: 4.06   Max: 31.88
Current: 12.43

4.06
31.88
ROE (%) 2.15
KRNY's ROE (%) is ranked higher than
53% of the 1779 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.43 vs. KRNY: 2.15 )
KRNY' s 10-Year ROE (%) Range
Min: 0.41   Max: 5.57
Current: 2.15

0.41
5.57
ROA (%) 0.31
KRNY's ROA (%) is ranked higher than
58% of the 1779 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.78 vs. KRNY: 0.31 )
KRNY' s 10-Year ROA (%) Range
Min: 0.1   Max: 0.93
Current: 0.31

0.1
0.93
ROC (Joel Greenblatt) (%) 38.02
KRNY's ROC (Joel Greenblatt) (%) is ranked higher than
64% of the 1746 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 72.81 vs. KRNY: 38.02 )
KRNY' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 6.04   Max: 152.05
Current: 38.02

6.04
152.05
Revenue Growth (%) 4.40
KRNY's Revenue Growth (%) is ranked higher than
84% of the 1528 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.20 vs. KRNY: 4.40 )
KRNY' s 10-Year Revenue Growth (%) Range
Min: -93.7   Max: 15.4
Current: 4.4

-93.7
15.4
EBITDA Growth (%) 5.70
KRNY's EBITDA Growth (%) is ranked higher than
73% of the 1376 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.50 vs. KRNY: 5.70 )
KRNY' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 35.7
Current: 5.7

0
35.7
EPS Growth (%) 7.70
KRNY's EPS Growth (%) is ranked higher than
74% of the 1375 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.80 vs. KRNY: 7.70 )
KRNY' s 10-Year EPS Growth (%) Range
Min: -93.9   Max: 49.4
Current: 7.7

-93.9
49.4
» KRNY's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

KRNY Guru Trades in Q3 2013

Jim Simons 347,200 sh (-2.96%)
Third Avenue Management 382,278 sh (-16.4%)
Chuck Royce 88,544 sh (-50.16%)
» More
Q4 2013

KRNY Guru Trades in Q4 2013

Chuck Royce Sold Out
Third Avenue Management Sold Out
Jim Simons 293,100 sh (-15.58%)
» More
Q1 2014

KRNY Guru Trades in Q1 2014

Jim Simons 279,600 sh (-4.61%)
» More
Q2 2014

KRNY Guru Trades in Q2 2014

Jim Simons 287,200 sh (+2.72%)
» More
» Details

Insider Trades

Latest Guru Trades with KRNY

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 83.40
KRNY's P/E(ttm) is ranked higher than
56% of the 1916 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 15.00 vs. KRNY: 83.40 )
KRNY' s 10-Year P/E(ttm) Range
Min: 0.01   Max: 606.52
Current: 83.4

0.01
606.52
P/B 1.82
KRNY's P/B is ranked higher than
59% of the 1916 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.16 vs. KRNY: 1.82 )
KRNY' s 10-Year P/B Range
Min: 1.11   Max: 2.61
Current: 1.82

1.11
2.61
P/S 10.96
KRNY's P/S is ranked higher than
53% of the 1916 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.10 vs. KRNY: 10.96 )
KRNY' s 10-Year P/S Range
Min: 0.09   Max: 29.88
Current: 10.96

0.09
29.88
PFCF 39.97
KRNY's PFCF is ranked higher than
71% of the 1916 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 227.00 vs. KRNY: 39.97 )
KRNY' s 10-Year PFCF Range
Min: 16.4   Max: 124.58
Current: 39.97

16.4
124.58
EV-to-EBIT 89.03
KRNY's EV-to-EBIT is ranked higher than
58% of the 1916 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 19.15 vs. KRNY: 89.03 )
KRNY' s 10-Year EV-to-EBIT Range
Min: 38.5   Max: 721.9
Current: 89.03

38.5
721.9
PEG 31.44
KRNY's PEG is ranked higher than
79% of the 1916 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9999.00 vs. KRNY: 31.44 )
KRNY' s 10-Year PEG Range
Min: 3.33   Max: 1414.29
Current: 31.44

3.33
1414.29
Shiller P/E 110.07
KRNY's Shiller P/E is ranked higher than
71% of the 1916 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 31.31 vs. KRNY: 110.07 )
KRNY' s 10-Year Shiller P/E Range
Min: 0.03   Max: 133
Current: 110.07

0.03
133

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.33
KRNY's Price/Tangible Book is ranked higher than
58% of the 1916 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.34 vs. KRNY: 2.33 )
KRNY' s 10-Year Price/Tangible Book Range
Min: 1.55   Max: 2.74
Current: 2.33

1.55
2.74
Price/DCF (Projected) 1.31
KRNY's Price/DCF (Projected) is ranked higher than
69% of the 1916 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.08 vs. KRNY: 1.31 )
KRNY' s 10-Year Price/DCF (Projected) Range
Min: 1.08   Max: 1.54
Current: 1.31

1.08
1.54
Price/Median PS Value 0.93
KRNY's Price/Median PS Value is ranked higher than
89% of the 1916 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.14 vs. KRNY: 0.93 )
KRNY' s 10-Year Price/Median PS Value Range
Min: 0.01   Max: 2.25
Current: 0.93

0.01
2.25
Price/Graham Number 3.03
KRNY's Price/Graham Number is ranked higher than
58% of the 1916 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.08 vs. KRNY: 3.03 )
KRNY' s 10-Year Price/Graham Number Range
Min: 2.02   Max: 7.45
Current: 3.03

2.02
7.45
Earnings Yield (Greenblatt) 1.10
KRNY's Earnings Yield (Greenblatt) is ranked lower than
52% of the 1616 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.90 vs. KRNY: 1.10 )
KRNY' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.1   Max: 2.6
Current: 1.1

0.1
2.6
Forward Rate of Return (Yacktman) 7.10
KRNY's Forward Rate of Return (Yacktman) is ranked higher than
62% of the 1372 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.57 vs. KRNY: 7.10 )
KRNY' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -1734.4   Max: 4964.5
Current: 7.1

-1734.4
4964.5

Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:OCN, HOME, NYCB, PBCT, HCBK » details
Kearny Financial Corporation is a federally-chartered corporation that was organized on March 30, 2001 for the purpose of being a holding company for Kearny Federal Savings Bank, a federally-chartered stock savings bank. Kearny MHC, a federally-chartered mutual holding company that is subject to regulation by the Office of Thrift Supervision, owns 70% of the common stock of the company. The company's primary business is attracting retail deposits from the general public and using those deposits, together with funds generated from operations, principal repayments on securities and loans and borrowed funds, for their investing and lending activities. It invest in mortgage-backed securities, U.S. government obligations, obligations of state and political subdivisions and other securities. Its loan portfolio consists of one- to four-family residential mortgage loans, multi-family and commercial mortgage loans, construction loans, commercial business loans, home equity loans and lines of credit, and other consumer loans. It operates from an administrative headquarters in Fairfield, New Jersey and had 41 branch offices.
» More Articles for KRNY

Headlines

Articles On GuruFocus.com
comment on KRNY Jan 26 2013 
Kearny Financial Reports Operating Results (10-Q) Nov 09 2010 
Kearny Financial Reports Operating Results (10-Q) May 10 2010 
Kearny Financial Reports Operating Results (10-Q) Feb 09 2010 
Kearny Financial Reports Operating Results (10-Q) Nov 09 2009 
Kearny Financial Reports Operating Results (10-K) Sep 15 2009 
Kearny Financial Reports Operating Results (10-K) Sep 14 2009 
Kearny Financial Reports Operating Results (10-Q) May 11 2009 
Kearny Financial Reports Operating Results (10-Q) Feb 09 2009 

More From Other Websites
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Kearny Financial Corp Stock Upgraded (KRNY) Jun 10 2014
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Kearny Financial Corp. Reports Third Quarter 2014 Operating Results May 01 2014
Kearny Federal Savings to Acquire Atlas Bank, Brooklyn, New York - Mar 13 2014
Kearny Financial (KRNY) Shares March Higher, Can It Continue? Mar 06 2014
Kearny Financial Upped to Strong Buy Feb 12 2014
KEARNY FINANCIAL CORP. Files SEC form 10-Q, Quarterly Report Feb 10 2014
KEARNY FINANCIAL CORP. Files SEC form 8-K, Other Events, Financial Statements and Exhibits Jan 31 2014
Kearny Federal Savings Bank to Acquire Atlas Bank, Brooklyn, New York Jan 30 2014
Kearny Financial Corp. Reports Second Quarter 2014 Operating Results Jan 30 2014
KEARNY FINANCIAL CORP. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jan 30 2014
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Kearny Financial Corp. Announces Stock Repurchase Plan Completion, Authorization for Eighth Stock... Dec 02 2013
Kearny Financial Corp. Announces Results of 2013 Annual Meeting Oct 31 2013
Kearny Financial Corp. Reports First Quarter 2014 Operating Results Oct 30 2013

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