Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.39
KRNY's Cash to Debt is ranked higher than
62% of the 1274 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.10 vs. KRNY: 0.39 )
KRNY' s 10-Year Cash to Debt Range
Min: 0.21   Max: No Debt
Current: 0.39

Equity to Asset 0.14
KRNY's Equity to Asset is ranked higher than
86% of the 1589 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.10 vs. KRNY: 0.14 )
KRNY' s 10-Year Equity to Asset Range
Min: 0.14   Max: 0.25
Current: 0.14

0.14
0.25
Interest Coverage 0.40
KRNY's Interest Coverage is ranked higher than
50% of the 1350 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.10 vs. KRNY: 0.40 )
KRNY' s 10-Year Interest Coverage Range
Min: 0.04   Max: 0.87
Current: 0.4

0.04
0.87
F-Score: 6
Z-Score: 0.37
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 10.59
KRNY's Operating margin (%) is ranked higher than
51% of the 1455 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 30.05 vs. KRNY: 10.59 )
KRNY' s 10-Year Operating margin (%) Range
Min: 4.53   Max: 43.22
Current: 10.59

4.53
43.22
Net-margin (%) 7.87
KRNY's Net-margin (%) is ranked higher than
51% of the 1563 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 20.45 vs. KRNY: 7.87 )
KRNY' s 10-Year Net-margin (%) Range
Min: 4.06   Max: 31.88
Current: 7.87

4.06
31.88
ROE (%) 1.39
KRNY's ROE (%) is ranked higher than
52% of the 1547 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.96 vs. KRNY: 1.39 )
KRNY' s 10-Year ROE (%) Range
Min: 0.42   Max: 5.45
Current: 1.39

0.42
5.45
ROA (%) 0.21
KRNY's ROA (%) is ranked higher than
51% of the 1556 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.74 vs. KRNY: 0.21 )
KRNY' s 10-Year ROA (%) Range
Min: 0.1   Max: 0.9
Current: 0.21

0.1
0.9
ROC (Joel Greenblatt) (%) 23.67
KRNY's ROC (Joel Greenblatt) (%) is ranked higher than
56% of the 1430 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 78.30 vs. KRNY: 23.67 )
KRNY' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 6.09   Max: 76.03
Current: 23.67

6.09
76.03
Revenue Growth (%) 12.40
KRNY's Revenue Growth (%) is ranked higher than
92% of the 1281 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.00 vs. KRNY: 12.40 )
KRNY' s 10-Year Revenue Growth (%) Range
Min: -93.7   Max: 15.4
Current: 12.4

-93.7
15.4
EBITDA Growth (%) -5.30
KRNY's EBITDA Growth (%) is ranked higher than
59% of the 1123 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.20 vs. KRNY: -5.30 )
KRNY' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 35.7
Current: -5.3

0
35.7
» KRNY's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

KRNY Guru Trades in Q1 2013

Third Avenue Management 535,494 sh (unchged)
Jim Simons 359,100 sh (-0.58%)
Chuck Royce 186,379 sh (-51.33%)
» More
Q2 2013

KRNY Guru Trades in Q2 2013

Jim Simons 357,800 sh (-0.36%)
Chuck Royce 177,659 sh (-4.68%)
Third Avenue Management 457,278 sh (-14.61%)
» More
Q3 2013

KRNY Guru Trades in Q3 2013

Jim Simons 347,200 sh (-2.96%)
Third Avenue Management 382,278 sh (-16.4%)
Chuck Royce 88,544 sh (-50.16%)
» More
Q4 2013

KRNY Guru Trades in Q4 2013

Chuck Royce Sold Out
Third Avenue Management Sold Out
Jim Simons 293,100 sh (-15.58%)
» More
» Details

Insider Trades

Latest Guru Trades with KRNY



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 96.90
KRNY's P/E(ttm) is ranked lower than
68% of the 1452 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.70 vs. KRNY: 96.90 )
KRNY' s 10-Year P/E(ttm) Range
Min: 0.01   Max: 606.52
Current: 96.9

0.01
606.52
P/B 2.10
KRNY's P/B is ranked lower than
64% of the 1477 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.10 vs. KRNY: 2.10 )
KRNY' s 10-Year P/B Range
Min: 1.11   Max: 2.61
Current: 2.1

1.11
2.61
P/S 11.00
KRNY's P/S is ranked lower than
86% of the 1640 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.88 vs. KRNY: 11.00 )
KRNY' s 10-Year P/S Range
Min: 7.19   Max: 29.88
Current: 11

7.19
29.88
PFCF 36.10
KRNY's PFCF is ranked lower than
77% of the 940 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.90 vs. KRNY: 36.10 )
KRNY' s 10-Year PFCF Range
Min: 16.4   Max: 106.79
Current: 36.1

16.4
106.79
EV-to-EBIT 111.10
KRNY's EV-to-EBIT is ranked lower than
76% of the 1410 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 15.82 vs. KRNY: 111.10 )
KRNY' s 10-Year EV-to-EBIT Range
Min: 38.5   Max: 721.9
Current: 111.1

38.5
721.9
PEG 96.40
KRNY's PEG is ranked lower than
69% of the 849 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.02 vs. KRNY: 96.40 )
KRNY' s 10-Year PEG Range
Min: 3.33   Max: 1414.29
Current: 96.4

3.33
1414.29
Shiller P/E 121.60
KRNY's Shiller P/E is ranked lower than
72% of the 841 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 17.04 vs. KRNY: 121.60 )
KRNY' s 10-Year Shiller P/E Range
Min: 0.03   Max: 125.17
Current: 121.6

0.03
125.17

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.70
KRNY's Price/Tangible Book is ranked lower than
65% of the 1362 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.24 vs. KRNY: 2.70 )
KRNY' s 10-Year Price/Tangible Book Range
Min: 1.49   Max: 2.99
Current: 2.7

1.49
2.99
Price/DCF (Projected) 1.40
KRNY's Price/DCF (Projected) is ranked lower than
63% of the 904 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.60 vs. KRNY: 1.40 )
KRNY' s 10-Year Price/DCF (Projected) Range
Min: 0.94   Max: 1.54
Current: 1.4

0.94
1.54
Price/Median PS Value 0.90
KRNY's Price/Median PS Value is ranked higher than
80% of the 1478 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.00 vs. KRNY: 0.90 )
KRNY' s 10-Year Price/Median PS Value Range
Min: 0.64   Max: 2.38
Current: 0.9

0.64
2.38
Price/Graham Number 3.50
KRNY's Price/Graham Number is ranked lower than
70% of the 1341 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.90 vs. KRNY: 3.50 )
KRNY' s 10-Year Price/Graham Number Range
Min: 2.02   Max: 7.45
Current: 3.5

2.02
7.45
Earnings Yield (Greenblatt) 0.90
KRNY's Earnings Yield (Greenblatt) is ranked lower than
66% of the 1411 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.40 vs. KRNY: 0.90 )
KRNY' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.1   Max: 2.6
Current: 0.9

0.1
2.6
Forward Rate of Return (Yacktman) 3.28
KRNY's Forward Rate of Return (Yacktman) is ranked higher than
53% of the 1095 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.48 vs. KRNY: 3.28 )
KRNY' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -1733.9   Max: 858.9
Current: 3.28

-1733.9
858.9

Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:OCN, HOME, NYCB, PBCT, HCBK » details
Kearny Financial Corporation is a federally-chartered corporation that was organized on March 30, 2001 for the purpose of being a holding company for Kearny Federal Savings Bank, a federally-chartered stock savings bank. Kearny MHC, a federally-chartered mutual holding company that is subject to regulation by the Office of Thrift Supervision, owns 70% of the common stock of the company. The company's primary business is attracting retail deposits from the general public and using those deposits, together with funds generated from operations, principal repayments on securities and loans and borrowed funds, for their investing and lending activities. It invest in mortgage-backed securities, U.S. government obligations, obligations of state and political subdivisions and other securities. Its loan portfolio consists of one- to four-family residential mortgage loans, multi-family and commercial mortgage loans, construction loans, commercial business loans, home equity loans and lines of credit, and other consumer loans. It operates from an administrative headquarters in Fairfield, New Jersey and had 41 branch offices.

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Hide