Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.18
KRNY's Cash to Debt is ranked lower than
86% of the 966 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.47 vs. KRNY: 0.18 )
Ranked among companies with meaningful Cash to Debt only.
KRNY' s 10-Year Cash to Debt Range
Min: 0.17  Med: 0.77 Max: N/A
Current: 0.18
Equity to Asset 0.13
KRNY's Equity to Asset is ranked higher than
76% of the 1319 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.10 vs. KRNY: 0.13 )
Ranked among companies with meaningful Equity to Asset only.
KRNY' s 10-Year Equity to Asset Range
Min: 0.13  Med: 0.20 Max: 0.25
Current: 0.13
0.13
0.25
Interest Coverage 0.65
KRNY's Interest Coverage is ranked lower than
75% of the 1229 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.65 vs. KRNY: 0.65 )
Ranked among companies with meaningful Interest Coverage only.
KRNY' s 10-Year Interest Coverage Range
Min: 0.04  Med: 0.32 Max: 0.87
Current: 0.65
0.04
0.87
F-Score: 4
WACC vs ROIC
7.30%
1.28%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 17.41
KRNY's Operating margin (%) is ranked lower than
77% of the 1381 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 29.90 vs. KRNY: 17.41 )
Ranked among companies with meaningful Operating margin (%) only.
KRNY' s 10-Year Operating margin (%) Range
Min: 4.53  Med: 17.10 Max: 43.22
Current: 17.41
4.53
43.22
Net-margin (%) 13.61
KRNY's Net-margin (%) is ranked lower than
76% of the 1381 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 21.60 vs. KRNY: 13.61 )
Ranked among companies with meaningful Net-margin (%) only.
KRNY' s 10-Year Net-margin (%) Range
Min: 4.06  Med: 11.83 Max: 31.88
Current: 13.61
4.06
31.88
ROE (%) 2.41
KRNY's ROE (%) is ranked lower than
86% of the 1384 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.41 vs. KRNY: 2.41 )
Ranked among companies with meaningful ROE (%) only.
KRNY' s 10-Year ROE (%) Range
Min: 0.41  Med: 1.42 Max: 5.57
Current: 2.41
0.41
5.57
ROA (%) 0.33
KRNY's ROA (%) is ranked lower than
80% of the 1392 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.84 vs. KRNY: 0.33 )
Ranked among companies with meaningful ROA (%) only.
KRNY' s 10-Year ROA (%) Range
Min: 0.1  Med: 0.30 Max: 0.93
Current: 0.33
0.1
0.93
ROC (Joel Greenblatt) (%) 38.26
KRNY's ROC (Joel Greenblatt) (%) is ranked lower than
71% of the 1374 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 77.18 vs. KRNY: 38.26 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
KRNY' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 6.04  Med: 31.88 Max: 152.05
Current: 38.26
6.04
152.05
Revenue Growth (3Y)(%) 4.40
KRNY's Revenue Growth (3Y)(%) is ranked higher than
62% of the 1170 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.00 vs. KRNY: 4.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
KRNY' s 10-Year Revenue Growth (3Y)(%) Range
Min: -93.7  Med: 1.80 Max: 15.7
Current: 4.4
-93.7
15.7
EBITDA Growth (3Y)(%) 5.90
KRNY's EBITDA Growth (3Y)(%) is ranked lower than
55% of the 1029 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.40 vs. KRNY: 5.90 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
KRNY' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: -6.70 Max: 32.6
Current: 5.9
0
32.6
EPS Growth (3Y)(%) 11.20
KRNY's EPS Growth (3Y)(%) is ranked higher than
54% of the 1036 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9.60 vs. KRNY: 11.20 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
KRNY' s 10-Year EPS Growth (3Y)(%) Range
Min: -93.9  Med: 0.00 Max: 51.8
Current: 11.2
-93.9
51.8
» KRNY's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

KRNY Guru Trades in Q2 2014

Jim Simons 287,200 sh (+2.72%)
» More
Q3 2014

KRNY Guru Trades in Q3 2014

Jim Simons 339,346 sh (+18.16%)
» More
Q4 2014

KRNY Guru Trades in Q4 2014

Jim Simons 363,500 sh (+7.12%)
» More
Q1 2015

KRNY Guru Trades in Q1 2015

Jim Simons 392,400 sh (+7.95%)
» More
» Details

Insider Trades

Latest Guru Trades with KRNY

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 91.74
KRNY's P/E(ttm) is ranked lower than
97% of the 1245 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.80 vs. KRNY: 91.74 )
Ranked among companies with meaningful P/E(ttm) only.
KRNY' s 10-Year P/E(ttm) Range
Min: 0.01  Med: 102.62 Max: 631.63
Current: 91.74
0.01
631.63
Forward P/E 95.24
KRNY's Forward P/E is ranked lower than
99% of the 707 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.17 vs. KRNY: 95.24 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 94.90
KRNY's PE(NRI) is ranked lower than
98% of the 1242 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.90 vs. KRNY: 94.90 )
Ranked among companies with meaningful PE(NRI) only.
KRNY' s 10-Year PE(NRI) Range
Min: 0.01  Med: 110.83 Max: 459.36
Current: 94.9
0.01
459.36
P/B 2.14
KRNY's P/B is ranked lower than
90% of the 1350 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.10 vs. KRNY: 2.14 )
Ranked among companies with meaningful P/B only.
KRNY' s 10-Year P/B Range
Min: 1.11  Med: 1.63 Max: 2.54
Current: 2.14
1.11
2.54
P/S 12.07
KRNY's P/S is ranked lower than
96% of the 1367 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.97 vs. KRNY: 12.07 )
Ranked among companies with meaningful P/S only.
KRNY' s 10-Year P/S Range
Min: 0.09  Med: 11.29 Max: 29.37
Current: 12.07
0.09
29.37
PFCF 31.87
KRNY's PFCF is ranked lower than
86% of the 801 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.49 vs. KRNY: 31.87 )
Ranked among companies with meaningful PFCF only.
KRNY' s 10-Year PFCF Range
Min: 16.05  Med: 45.28 Max: 135.38
Current: 31.87
16.05
135.38
POCF 29.43
KRNY's POCF is ranked lower than
90% of the 911 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9.73 vs. KRNY: 29.43 )
Ranked among companies with meaningful POCF only.
KRNY' s 10-Year POCF Range
Min: 0.02  Med: 38.25 Max: 120.33
Current: 29.43
0.02
120.33
EV-to-EBIT 106.54
KRNY's EV-to-EBIT is ranked lower than
97% of the 1371 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.11 vs. KRNY: 106.54 )
Ranked among companies with meaningful EV-to-EBIT only.
KRNY' s 10-Year EV-to-EBIT Range
Min: -57.7  Med: 93.15 Max: 721.9
Current: 106.54
-57.7
721.9
PEG 23.73
KRNY's PEG is ranked lower than
99% of the 573 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.07 vs. KRNY: 23.73 )
Ranked among companies with meaningful PEG only.
KRNY' s 10-Year PEG Range
Min: 2.56  Med: 12.97 Max: 154.46
Current: 23.73
2.56
154.46
Shiller P/E 121.88
KRNY's Shiller P/E is ranked lower than
98% of the 765 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 17.18 vs. KRNY: 121.88 )
Ranked among companies with meaningful Shiller P/E only.
KRNY' s 10-Year Shiller P/E Range
Min: 0.02  Med: 95.26 Max: 128.47
Current: 121.88
0.02
128.47
Days Sales Outstanding 40.78
KRNY's Days Sales Outstanding is ranked lower than
58% of the 768 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 34.05 vs. KRNY: 40.78 )
Ranked among companies with meaningful Days Sales Outstanding only.
KRNY' s 10-Year Days Sales Outstanding Range
Min: 35.46  Med: 52.80 Max: 66.81
Current: 40.78
35.46
66.81

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.76
KRNY's Price/Tangible Book is ranked lower than
93% of the 1329 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.17 vs. KRNY: 2.76 )
Ranked among companies with meaningful Price/Tangible Book only.
KRNY' s 10-Year Price/Tangible Book Range
Min: 1.49  Med: 1.99 Max: 2.96
Current: 2.76
1.49
2.96
Price/Projected FCF 1.47
KRNY's Price/Projected FCF is ranked lower than
88% of the 759 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.68 vs. KRNY: 1.47 )
Ranked among companies with meaningful Price/Projected FCF only.
KRNY' s 10-Year Price/Projected FCF Range
Min: 0.94  Med: 1.15 Max: 1.91
Current: 1.47
0.94
1.91
Price/Median PS Value 1.07
KRNY's Price/Median PS Value is ranked higher than
54% of the 1232 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.09 vs. KRNY: 1.07 )
Ranked among companies with meaningful Price/Median PS Value only.
KRNY' s 10-Year Price/Median PS Value Range
Min: 0.01  Med: 0.96 Max: 2.52
Current: 1.07
0.01
2.52
Price/Peter Lynch Fair Value 14.16
KRNY's Price/Peter Lynch Fair Value is ranked lower than
100% of the 348 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.98 vs. KRNY: 14.16 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
KRNY' s 10-Year Price/Peter Lynch Fair Value Range
Min: 2.75  Med: 9.58 Max: 23.52
Current: 14.16
2.75
23.52
Price/Graham Number 3.32
KRNY's Price/Graham Number is ranked lower than
98% of the 1122 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.87 vs. KRNY: 3.32 )
Ranked among companies with meaningful Price/Graham Number only.
KRNY' s 10-Year Price/Graham Number Range
Min: 2.03  Med: 3.11 Max: 7.45
Current: 3.32
2.03
7.45
Earnings Yield (Greenblatt) (%) 0.90
KRNY's Earnings Yield (Greenblatt) (%) is ranked lower than
88% of the 1343 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.70 vs. KRNY: 0.90 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
KRNY' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 0.1  Med: 1.10 Max: 2.6
Current: 0.9
0.1
2.6
Forward Rate of Return (Yacktman) (%) 9.49
KRNY's Forward Rate of Return (Yacktman) (%) is ranked lower than
59% of the 758 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.31 vs. KRNY: 9.49 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
KRNY' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -2089.9  Med: 8.30 Max: 1218.9
Current: 9.49
-2089.9
1218.9

Analyst Estimate

Jun15 Jun16
EPS($) 0.11 0.12
EPS without NRI($) 0.11 0.12

Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:OCN, HOME, NYCB, PBCT, HCBK » details
Kearny Financial Corp is incorporated in United States. It is a federally-chartered corporation that was organized on March 30, 2001 for the purpose of being a holding company for Kearny Federal Savings Bank, a federally-chartered stock savings bank. Kearny MHC, a federally-chartered mutual holding company that is subject to regulation by the Office of Thrift Supervision, owns 70% of the common stock of the company. The Company's business is the ownership and operation of the Bank. The Bank is engaged in the business of attracting deposits from the general public in New Jersey and using these deposits, together with other funds, to originate or purchase loans for its portfolio and invest in securities. Loans originated or purchased by the Bank generally include loans collateralized by residential and commercial real estate augmented by secured and unsecured loans to businesses and consumers. The investment securities purchased by the Bank generally include U.S. agency mortgage-backed securities, U.S. government and agency debentures, bank-qualified municipal obligations, corporate bonds, asset-backed securities and collateralized loan obligations. The Bank maintains a small balance of single issuer trust preferred securities and non-agency mortgage-backed securities which were acquired through the Company's purchase of other institutions and does not actively purchase such securities. It operates from an administrative headquarters in Fairfield, New Jersey and had 41 branch offices as of June 30, 2013. Its competitors are Bank of America, Citibank, JP Morgan Chase Bank, PNC Bank, TD Bank, and Wells Fargo Bank.
» More Articles for KRNY

Headlines

Articles On GuruFocus.com
comment on KRNY Jan 26 2013 
Kearny Financial Reports Operating Results (10-Q) Nov 09 2010 
Kearny Financial Reports Operating Results (10-Q) May 10 2010 
Kearny Financial Reports Operating Results (10-Q) Feb 09 2010 
Kearny Financial Reports Operating Results (10-Q) Nov 09 2009 
Kearny Financial Reports Operating Results (10-K) Sep 15 2009 
Kearny Financial Reports Operating Results (10-K) Sep 14 2009 
Kearny Financial Reports Operating Results (10-Q) May 11 2009 
Kearny Financial Reports Operating Results (10-Q) Feb 09 2009 

More From Other Websites
Coverage initiated on Kearny Financial by Sandler O'Neill Jun 29 2015
A tale of 2 caps Jun 23 2015
Small caps: Bull vs. bear Jun 02 2015
The 52-Week Low Club for Tuesday May 19 2015
KEARNY FINANCIAL CORP. Financials May 19 2015
Kearny Financial Corp. Announces Completion of Stock Offering and Related Conversion May 18 2015
Kearny Financial Corp. Announces Completion of Stock Offering and Related Conversion May 18 2015
10-Q for Kearny Financial Corp. May 14 2015
KEARNY FINANCIAL CORP. Files SEC form 8-K, Other Events, Financial Statements and Exhibits May 14 2015
Kearny Financial Corp. Announces Stock Offering Results and Expected Closing Date May 14 2015
Kearny Financial Corp. Announces Stock Offering Results and Expected Closing Date May 14 2015
KEARNY FINANCIAL CORP. Files SEC form 10-Q, Quarterly Report May 11 2015
KEARNY FINANCIAL CORP. Files SEC form 8-K, Submission of Matters to a Vote of Security Holders,... May 07 2015
Kearny Financial Corp. Announces Results of Stockholder and Member Votes May 06 2015
Kearny Financial Corp. Announces Results of Stockholder and Member Votes May 06 2015
KEARNY FINANCIAL CORP. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... May 04 2015
Kearny Financial Corp. Reports Third Quarter 2015 Operating Results Apr 30 2015
Kearny posts 3Q profit Apr 30 2015
Kearny posts 3Q profit Apr 30 2015
Kearny Financial Corp. Reports Third Quarter 2015 Operating Results Apr 30 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK