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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.37
LEAF's Cash to Debt is ranked lower than
63% of the 255 Companies
in the Global Credit Services industry.

( Industry Median: 8.67 vs. LEAF: 0.37 )
Ranked among companies with meaningful Cash to Debt only.
LEAF' s 10-Year Cash to Debt Range
Min: 0.03  Med: 0.25 Max: N/A
Current: 0.37
Equity to Asset 0.23
LEAF's Equity to Asset is ranked lower than
64% of the 182 Companies
in the Global Credit Services industry.

( Industry Median: 0.37 vs. LEAF: 0.23 )
Ranked among companies with meaningful Equity to Asset only.
LEAF' s 10-Year Equity to Asset Range
Min: 0.04  Med: 0.11 Max: 0.23
Current: 0.23
0.04
0.23
Interest Coverage 1.23
LEAF's Interest Coverage is ranked lower than
83% of the 180 Companies
in the Global Credit Services industry.

( Industry Median: 14.04 vs. LEAF: 1.23 )
Ranked among companies with meaningful Interest Coverage only.
LEAF' s 10-Year Interest Coverage Range
Min: 0.08  Med: 0.66 Max: 1.23
Current: 1.23
0.08
1.23
F-Score: 4
WACC vs ROIC
4.93%
5.08%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Operating margin (%) 38.93
LEAF's Operating margin (%) is ranked higher than
74% of the 269 Companies
in the Global Credit Services industry.

( Industry Median: 20.53 vs. LEAF: 38.93 )
Ranked among companies with meaningful Operating margin (%) only.
LEAF' s 10-Year Operating margin (%) Range
Min: -105.54  Med: -40.70 Max: 43.48
Current: 38.93
-105.54
43.48
Net-margin (%) 20.26
LEAF's Net-margin (%) is ranked higher than
57% of the 271 Companies
in the Global Credit Services industry.

( Industry Median: 16.58 vs. LEAF: 20.26 )
Ranked among companies with meaningful Net-margin (%) only.
LEAF' s 10-Year Net-margin (%) Range
Min: -55.35  Med: -15.53 Max: 76.18
Current: 20.26
-55.35
76.18
ROE (%) 16.99
LEAF's ROE (%) is ranked higher than
71% of the 267 Companies
in the Global Credit Services industry.

( Industry Median: 8.38 vs. LEAF: 16.99 )
Ranked among companies with meaningful ROE (%) only.
LEAF' s 10-Year ROE (%) Range
Min: -21.16  Med: -1.42 Max: 66.88
Current: 16.99
-21.16
66.88
ROA (%) 2.96
LEAF's ROA (%) is ranked higher than
50% of the 280 Companies
in the Global Credit Services industry.

( Industry Median: 2.96 vs. LEAF: 2.96 )
Ranked among companies with meaningful ROA (%) only.
LEAF' s 10-Year ROA (%) Range
Min: -1.45  Med: -0.13 Max: 3.81
Current: 2.96
-1.45
3.81
Revenue Growth (3Y)(%) 33.70
LEAF's Revenue Growth (3Y)(%) is ranked higher than
85% of the 201 Companies
in the Global Credit Services industry.

( Industry Median: 4.50 vs. LEAF: 33.70 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
LEAF' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0  Med: 0.00 Max: 33.7
Current: 33.7
0
33.7
» LEAF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2014

LEAF Guru Trades in Q3 2014

Caxton Associates 141,203 sh (unchged)
» More
Q4 2014

LEAF Guru Trades in Q4 2014

Caxton Associates 158,503 sh (+12.25%)
» More
Q1 2015

LEAF Guru Trades in Q1 2015

Ken Heebner 610,000 sh (New)
Jim Simons 153,600 sh (New)
Caxton Associates Sold Out
» More
Q2 2015

LEAF Guru Trades in Q2 2015

Lee Ainslie 5,530 sh (New)
Steven Cohen 284,500 sh (New)
Paul Tudor Jones 15,587 sh (New)
Leon Cooperman 2,626,900 sh (New)
Jim Simons 332,500 sh (+116.47%)
Ken Heebner Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with LEAF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Top Ranked Articles about Springleaf Holdings Inc

Priceline, Google Among Cooperman's New Holdings
Leon Cooperman (Trades, Portfolio) is the founder and chairman of Omega Advisors, a hedge fund that manages about $6 billion in assets. During the second quarter, he added 33 new stocks to his portfolio. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 13.99
LEAF's P/E(ttm) is ranked higher than
54% of the 211 Companies
in the Global Credit Services industry.

( Industry Median: 14.50 vs. LEAF: 13.99 )
Ranked among companies with meaningful P/E(ttm) only.
LEAF' s 10-Year P/E(ttm) Range
Min: 6.45  Med: 13.58 Max: 87.65
Current: 13.99
6.45
87.65
PE(NRI) 13.80
LEAF's PE(NRI) is ranked higher than
54% of the 212 Companies
in the Global Credit Services industry.

( Industry Median: 15.00 vs. LEAF: 13.80 )
Ranked among companies with meaningful PE(NRI) only.
LEAF' s 10-Year PE(NRI) Range
Min: 6.45  Med: 13.59 Max: 87.38
Current: 13.8
6.45
87.38
P/B 2.01
LEAF's P/B is ranked lower than
73% of the 226 Companies
in the Global Credit Services industry.

( Industry Median: 1.03 vs. LEAF: 2.01 )
Ranked among companies with meaningful P/B only.
LEAF' s 10-Year P/B Range
Min: 1.62  Med: 1.96 Max: 3.02
Current: 2.01
1.62
3.02
P/S 2.93
LEAF's P/S is ranked higher than
57% of the 263 Companies
in the Global Credit Services industry.

( Industry Median: 3.31 vs. LEAF: 2.93 )
Ranked among companies with meaningful P/S only.
LEAF' s 10-Year P/S Range
Min: 1.53  Med: 1.91 Max: 3.26
Current: 2.93
1.53
3.26
POCF 20.44
LEAF's POCF is ranked lower than
75% of the 88 Companies
in the Global Credit Services industry.

( Industry Median: 8.39 vs. LEAF: 20.44 )
Ranked among companies with meaningful POCF only.
LEAF' s 10-Year POCF Range
Min: 2.99  Med: 7.57 Max: 22.96
Current: 20.44
2.99
22.96
EV-to-EBIT 16.89
LEAF's EV-to-EBIT is ranked higher than
52% of the 208 Companies
in the Global Credit Services industry.

( Industry Median: 18.77 vs. LEAF: 16.89 )
Ranked among companies with meaningful EV-to-EBIT only.
LEAF' s 10-Year EV-to-EBIT Range
Min: 10.2  Med: 16.95 Max: 204.1
Current: 16.89
10.2
204.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.01
LEAF's Price/Tangible Book is ranked lower than
69% of the 220 Companies
in the Global Credit Services industry.

( Industry Median: 1.12 vs. LEAF: 2.01 )
Ranked among companies with meaningful Price/Tangible Book only.
LEAF' s 10-Year Price/Tangible Book Range
Min: 1.74  Med: 1.88 Max: 2.94
Current: 2.01
1.74
2.94
Price/Median PS Value 1.52
LEAF's Price/Median PS Value is ranked lower than
73% of the 228 Companies
in the Global Credit Services industry.

( Industry Median: 1.00 vs. LEAF: 1.52 )
Ranked among companies with meaningful Price/Median PS Value only.
LEAF' s 10-Year Price/Median PS Value Range
Min: 0.85  Med: 0.98 Max: 1.6
Current: 1.52
0.85
1.6
Price/Graham Number 1.08
LEAF's Price/Graham Number is ranked lower than
63% of the 135 Companies
in the Global Credit Services industry.

( Industry Median: 0.83 vs. LEAF: 1.08 )
Ranked among companies with meaningful Price/Graham Number only.
LEAF' s 10-Year Price/Graham Number Range
Min: 0.64  Med: 1.19 Max: 1.98
Current: 1.08
0.64
1.98
Earnings Yield (Greenblatt) (%) 5.94
LEAF's Earnings Yield (Greenblatt) (%) is ranked higher than
62% of the 263 Companies
in the Global Credit Services industry.

( Industry Median: 3.80 vs. LEAF: 5.94 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
LEAF' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 0.5  Med: 5.90 Max: 9.8
Current: 5.94
0.5
9.8

Business Description

Industry: Credit Services » Credit Services
Compare: » details
Traded in other countries:0S1.Germany,
Springleaf Holdings Inc is a consumer finance company providing loan products to customers through its nationwide branch network and through iLoan, its internet lending division. The Company operates in four business segments: Consumer, Insurance, Portfolio Acquisitions and Real Estate. It offers personal loans through branch office and over the internet through iLoan division to customers who generally need timely access to cash. Its personal loans are non-revolving with a fixed-rate and a fixed, original term of two to four years. It offers secured and unsecured loans and related insurance products to individuals. In connection with Company's personal loan business it offers customers credit insurance including life insurance, accident and health insurance and involuntary unemployment insurance; and non-credit insurance.
» More Articles for LEAF

Headlines

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