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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.79
LFC's Cash to Debt is ranked higher than
73% of the 176 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.75 vs. LFC: 0.79 )
LFC' s 10-Year Cash to Debt Range
Min: 0.31   Max: No Debt
Current: 0.79

Equity to Asset 0.12
LFC's Equity to Asset is ranked higher than
86% of the 183 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.07 vs. LFC: 0.12 )
LFC' s 10-Year Equity to Asset Range
Min: 0.11   Max: 0.22
Current: 0.12

0.11
0.22
Interest Coverage 6.53
LFC's Interest Coverage is ranked higher than
71% of the 147 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.98 vs. LFC: 6.53 )
LFC' s 10-Year Interest Coverage Range
Min: 3.08   Max: 9999.99
Current: 6.53

3.08
9999.99
F-Score: 4
Z-Score: 0.67
WACC vs ROIC
12.29%
12.59%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 9.21
LFC's Operating margin (%) is ranked higher than
84% of the 183 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.77 vs. LFC: 9.21 )
LFC' s 10-Year Operating margin (%) Range
Min: -7.69   Max: 23.51
Current: 9.21

-7.69
23.51
Net-margin (%) 7.35
LFC's Net-margin (%) is ranked higher than
86% of the 183 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.28 vs. LFC: 7.35 )
LFC' s 10-Year Net-margin (%) Range
Min: -7.7   Max: 20.32
Current: 7.35

-7.7
20.32
ROE (%) 13.12
LFC's ROE (%) is ranked higher than
90% of the 183 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.07 vs. LFC: 13.12 )
LFC' s 10-Year ROE (%) Range
Min: 5.36   Max: 22.53
Current: 13.12

5.36
22.53
ROA (%) 1.53
LFC's ROA (%) is ranked higher than
93% of the 183 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.64 vs. LFC: 1.53 )
LFC' s 10-Year ROA (%) Range
Min: -2.41   Max: 4.58
Current: 1.53

-2.41
4.58
ROC (Joel Greenblatt) (%) 170.13
LFC's ROC (Joel Greenblatt) (%) is ranked higher than
79% of the 157 Companies
in the Global Insurance - Life industry.

( Industry Median: 332.17 vs. LFC: 170.13 )
LFC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -51.41   Max: 351.6
Current: 170.13

-51.41
351.6
Revenue Growth (3Y)(%) 2.70
LFC's Revenue Growth (3Y)(%) is ranked higher than
72% of the 165 Companies
in the Global Insurance - Life industry.

( Industry Median: 10.20 vs. LFC: 2.70 )
LFC' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0   Max: 42.3
Current: 2.7

0
42.3
EBITDA Growth (3Y)(%) -6.30
LFC's EBITDA Growth (3Y)(%) is ranked higher than
69% of the 167 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.40 vs. LFC: -6.30 )
LFC' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 105.1
Current: -6.3

0
105.1
EPS Growth (3Y)(%) -9.60
LFC's EPS Growth (3Y)(%) is ranked higher than
66% of the 156 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.70 vs. LFC: -9.60 )
LFC' s 10-Year EPS Growth (3Y)(%) Range
Min: 0   Max: 72.3
Current: -9.6

0
72.3
» LFC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

LFC Guru Trades in Q1 2014

Matthews China Fund 162,400 sh (unchged)
Steven Cohen Sold Out
» More
Q2 2014

LFC Guru Trades in Q2 2014

Jim Simons 6,161 sh (New)
Matthews China Fund 162,400 sh (unchged)
» More
Q3 2014

LFC Guru Trades in Q3 2014

Matthews China Fund 162,400 sh (unchged)
Jim Simons Sold Out
» More
Q4 2014

LFC Guru Trades in Q4 2014

Steven Cohen 27,200 sh (New)
Matthews China Fund Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with LFC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 38.00
LFC's P/E(ttm) is ranked higher than
57% of the 200 Companies
in the Global Insurance - Life industry.

( Industry Median: 18.20 vs. LFC: 38.00 )
LFC' s 10-Year P/E(ttm) Range
Min: 13.85   Max: 59.06
Current: 38

13.85
59.06
Forward P/E 312.50
LFC's Forward P/E is ranked higher than
50% of the 200 Companies
in the Global Insurance - Life industry.

( Industry Median: 17.01 vs. LFC: 312.50 )
N/A
PE(NRI) 37.10
LFC's PE(NRI) is ranked higher than
68% of the 200 Companies
in the Global Insurance - Life industry.

( Industry Median: 18.20 vs. LFC: 37.10 )
LFC' s 10-Year PE(NRI) Range
Min: 13.85   Max: 59.06
Current: 37.1

13.85
59.06
P/B 3.80
LFC's P/B is ranked lower than
53% of the 200 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.84 vs. LFC: 3.80 )
LFC' s 10-Year P/B Range
Min: 1.59   Max: 9.51
Current: 3.8

1.59
9.51
P/S 2.06
LFC's P/S is ranked higher than
75% of the 200 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.01 vs. LFC: 2.06 )
LFC' s 10-Year P/S Range
Min: 0.86   Max: 10.01
Current: 2.06

0.86
10.01
PFCF 17.60
LFC's PFCF is ranked higher than
68% of the 200 Companies
in the Global Insurance - Life industry.

( Industry Median: 17.60 vs. LFC: 17.60 )
LFC' s 10-Year PFCF Range
Min: 2.94   Max: 118.62
Current: 17.6

2.94
118.62
POCF 18.93
LFC's POCF is ranked higher than
70% of the 200 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.85 vs. LFC: 18.93 )
LFC' s 10-Year POCF Range
Min: 2.76   Max: 20.8
Current: 18.93

2.76
20.8
EV-to-EBIT 36.03
LFC's EV-to-EBIT is ranked higher than
70% of the 200 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.72 vs. LFC: 36.03 )
LFC' s 10-Year EV-to-EBIT Range
Min: -6   Max: 160.7
Current: 36.03

-6
160.7
Shiller P/E 39.60
LFC's Shiller P/E is ranked higher than
57% of the 200 Companies
in the Global Insurance - Life industry.

( Industry Median: 28.50 vs. LFC: 39.60 )
LFC' s 10-Year Shiller P/E Range
Min: 13.04   Max: 45.96
Current: 39.6

13.04
45.96
Days Sales Outstanding 9.30
LFC's Days Sales Outstanding is ranked higher than
96% of the 200 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.00 vs. LFC: 9.30 )
LFC' s 10-Year Days Sales Outstanding Range
Min: 6.88   Max: 18.59
Current: 9.3

6.88
18.59

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.96
LFC's Dividend Yield is ranked lower than
72% of the 167 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.17 vs. LFC: 0.96 )
LFC' s 10-Year Dividend Yield Range
Min: 0.2   Max: 3.32
Current: 0.96

0.2
3.32
Dividend Payout 0.29
LFC's Dividend Payout is ranked higher than
92% of the 200 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.46 vs. LFC: 0.29 )
LFC' s 10-Year Dividend Payout Range
Min: 0.34   Max: 2.27
Current: 0.29

0.34
2.27
Dividend growth (3y) -39.40
LFC's Dividend growth (3y) is ranked higher than
69% of the 136 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.80 vs. LFC: -39.40 )
LFC' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 65.1
Current: -39.4

0
65.1
Yield on cost (5-Year) 0.43
LFC's Yield on cost (5-Year) is ranked lower than
86% of the 168 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.87 vs. LFC: 0.43 )
LFC' s 10-Year Yield on cost (5-Year) Range
Min: 0.09   Max: 1.42
Current: 0.43

0.09
1.42

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 3.80
LFC's Price/Tangible Book is ranked higher than
61% of the 200 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.50 vs. LFC: 3.80 )
LFC' s 10-Year Price/Tangible Book Range
Min: 1.6   Max: 7.97
Current: 3.8

1.6
7.97
Price/DCF (Projected) 0.90
LFC's Price/DCF (Projected) is ranked higher than
82% of the 200 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.10 vs. LFC: 0.90 )
LFC' s 10-Year Price/DCF (Projected) Range
Min: 0.28   Max: 1.23
Current: 0.9

0.28
1.23
Price/Median PS Value 1.50
LFC's Price/Median PS Value is ranked higher than
65% of the 200 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.20 vs. LFC: 1.50 )
LFC' s 10-Year Price/Median PS Value Range
Min: 0.52   Max: 5.61
Current: 1.5

0.52
5.61
Price/Graham Number 2.70
LFC's Price/Graham Number is ranked higher than
62% of the 200 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.40 vs. LFC: 2.70 )
LFC' s 10-Year Price/Graham Number Range
Min: 1   Max: 3.69
Current: 2.7

1
3.69
Earnings Yield (Greenblatt) 2.80
LFC's Earnings Yield (Greenblatt) is ranked higher than
59% of the 182 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.80 vs. LFC: 2.80 )
LFC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.6   Max: 255.8
Current: 2.8

0.6
255.8
Forward Rate of Return (Yacktman) 2.11
LFC's Forward Rate of Return (Yacktman) is ranked higher than
69% of the 145 Companies
in the Global Insurance - Life industry.

( Industry Median: 15.42 vs. LFC: 2.11 )
LFC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 1.3   Max: 53.2
Current: 2.11

1.3
53.2

Business Description

Industry: Insurance - Life » Insurance - Life
Compare:PIAIF, AAGIY, CNPAY, CHPXF, PRU » details
Traded in other countries:601628.China, 02628.Hongkong, CILJF.USA, CHL.Germany, CLF.Germany, LFCN.Mexico, LFC.Argentina,
China Life Insurance Co Ltd was formed on 30 June, 2003. The Company is a life insurance company in China. Its products and services include individual life insurance, group life insurance, and accident and health insurance. The Company is a provider of individual and group life insurance, annuity products and accident and health insurance in China. The Company operates in five operating segments: Individual life insurance business, Group life insurance business, Short-term insurance business, Supplementary major medical insurance business, and Other business. The Individual life insurance business relates primarily to the sale of long-term insurance contracts and universal contracts which are mainly term life, whole life, endowment and annuity products, to individuals. The Group life insurance business relates primarily to the sale of long-term insurance contracts and investment contracts, which are mainly term life, whole life and annuity products, to group entities. The Short-term insurance business relates primarily to the sale of short-term insurance contracts, which are mainly the short-term accident and health insurance contracts. The Supplementary major medical insurance business relates primarily to the sale of supplementary major medical insurance contracts to urban and rural residents. The Other businesses relate primarily to income and allocated cost of insurance agency business in respect of the provision of services to CLIC.
» More Articles for LFC

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