Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.26
NAS:LION's Cash to Debt is ranked lower than
84% of the 1639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.98 vs. NAS:LION: 0.26 )
Ranked among companies with meaningful Cash to Debt only.
NAS:LION' s Cash to Debt Range Over the Past 10 Years
Min: 0.12  Med: 0.35 Max: 2.48
Current: 0.26
0.12
2.48
Equity to Asset 0.08
NAS:LION's Equity to Asset is ranked lower than
71% of the 1660 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NAS:LION: 0.08 )
Ranked among companies with meaningful Equity to Asset only.
NAS:LION' s Equity to Asset Range Over the Past 10 Years
Min: 0.03  Med: 0.07 Max: 0.1
Current: 0.08
0.03
0.1
Interest Coverage 2.40
NAS:LION's Interest Coverage is ranked higher than
60% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. NAS:LION: 2.40 )
Ranked among companies with meaningful Interest Coverage only.
NAS:LION' s Interest Coverage Range Over the Past 10 Years
Min: 0.13  Med: 1.52 Max: 4.14
Current: 2.4
0.13
4.14
F-Score: 2
M-Score: -2.23
WACC vs ROIC
6.98%
5.34%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 19.44
NAS:LION's Operating margin (%) is ranked lower than
75% of the 1678 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.78 vs. NAS:LION: 19.44 )
Ranked among companies with meaningful Operating margin (%) only.
NAS:LION' s Operating margin (%) Range Over the Past 10 Years
Min: -33.31  Med: 18.71 Max: 26.86
Current: 19.44
-33.31
26.86
Net-margin (%) 12.35
NAS:LION's Net-margin (%) is ranked lower than
78% of the 1677 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.15 vs. NAS:LION: 12.35 )
Ranked among companies with meaningful Net-margin (%) only.
NAS:LION' s Net-margin (%) Range Over the Past 10 Years
Min: -19.1  Med: 12.65 Max: 17.52
Current: 12.35
-19.1
17.52
ROE (%) 9.46
NAS:LION's ROE (%) is ranked higher than
58% of the 1675 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.39 vs. NAS:LION: 9.46 )
Ranked among companies with meaningful ROE (%) only.
NAS:LION' s ROE (%) Range Over the Past 10 Years
Min: -10.43  Med: 9.13 Max: 13.82
Current: 9.46
-10.43
13.82
ROA (%) 0.76
NAS:LION's ROA (%) is ranked lower than
58% of the 1683 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. NAS:LION: 0.76 )
Ranked among companies with meaningful ROA (%) only.
NAS:LION' s ROA (%) Range Over the Past 10 Years
Min: -0.71  Med: 0.62 Max: 1.13
Current: 0.76
-0.71
1.13
Revenue Growth (3Y)(%) -1.60
NAS:LION's Revenue Growth (3Y)(%) is ranked lower than
71% of the 1371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.10 vs. NAS:LION: -1.60 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
NAS:LION' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -15.1  Med: 1.4 Max: 11.8
Current: -1.6
-15.1
11.8
EBITDA Growth (3Y)(%) 11.20
NAS:LION's EBITDA Growth (3Y)(%) is ranked higher than
66% of the 1253 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. NAS:LION: 11.20 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
NAS:LION' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -16.8  Med: 10.1 Max: 37.1
Current: 11.2
-16.8
37.1
EPS Growth (3Y)(%) 7.50
NAS:LION's EPS Growth (3Y)(%) is ranked higher than
51% of the 1231 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. NAS:LION: 7.50 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
NAS:LION' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -12  Med: 8.8 Max: 46
Current: 7.5
-12
46
» NAS:LION's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q4 2015

LION Guru Trades in Q4 2015

Mario Gabelli 40,114 sh (-1.79%)
Jim Simons 458,519 sh (-8.31%)
Chuck Royce 204,595 sh (-11.69%)
» More
Q1 2016

LION Guru Trades in Q1 2016

Chuck Royce 221,097 sh (+8.07%)
Jim Simons 486,169 sh (+6.03%)
Mario Gabelli 40,114 sh (unchged)
» More
Q2 2016

LION Guru Trades in Q2 2016

Mario Gabelli 40,114 sh (unchged)
Chuck Royce 221,097 sh (unchged)
Jim Simons 381,369 sh (-21.56%)
» More
Q3 2016

LION Guru Trades in Q3 2016

Mario Gabelli 43,514 sh (+8.48%)
Chuck Royce 218,597 sh (-1.13%)
Jim Simons 341,069 sh (-10.57%)
» More
» Details

Insider Trades

Latest Guru Trades with LION

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 551111    SIC: 6022
Compare:NAS:CAC, NAS:FLIC, NAS:BMTC, NAS:GBNK, NYSE:OFG, NAS:BDGE, NAS:XBKS, NAS:UVSP, NAS:TSC, NAS:THFF, NYSE:FBK, NAS:CACB, NAS:MBWM, NAS:PSTB, NAS:AROW, NAS:HBNC, NAS:HFWA, NAS:PEBO, NAS:COBZ, NAS:FBNC » details
Fidelity Southern Corp through Fidelity Bank and LionMark Insurance Company, offers financial products and services to businesses and individuals in Atlanta. Some of its offerings include deposits, lending, and international trade services, among others.

Fidelity Southern Cor operates as the bank holding company for Fidelity Bank. The Company through Fidelity Bank and LionMark Insurance Company, offers financial products and services to businesses and retail customers in Atlanta, Georgia. The Bank was organized as a national banking corporation in 1973 and converted to a Georgia chartered state bank in 2003. Its franchise covers the metropolitan Atlanta market and also one branch office in Jacksonville, Florida. In addition, it conducts indirect automobile lending, residential mortgage lending and SBA lending activities in eleven Southern states. The Bank accepts various deposit products, including savings deposits, noninterest-bearing demand deposits, interest-bearing demand deposits, money market accounts, time deposits, and brokered time deposits. It also offers various loan products comprising commercial and industrial loans, commercial loans secured by real estate, small business administration loans, construction and residential real estate loans, direct and indirect automobile loans, residential mortgage and home equity loans, and secured and unsecured installment loans, as well as provides credit card services and brokerage services. In addition, the company offers international trade services, such as letters of credit, foreign currency drafts, foreign and documentary collections, export finance, and international wire transfers; trust services; and merchant services through agreements with third parties, as well as investment services through an agreement with an independent broker-dealer. Further, it provides Internet banking services, which include online bill pay and Internet cash management services to individuals and businesses, as well as remote deposit services. Additionally, the company, through its subsidiaries, operates as an insurance agency offering consumer credit related insurance products; and issues trust preferred securities.

Ratios

vs
industry
vs
history
P/E(ttm) 20.62
LION's P/E(ttm) is ranked lower than
74% of the 1557 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.95 vs. LION: 20.62 )
Ranked among companies with meaningful P/E(ttm) only.
LION' s P/E(ttm) Range Over the Past 10 Years
Min: 6.44  Med: 12.45 Max: 29.53
Current: 20.62
6.44
29.53
Forward P/E 14.39
LION's Forward P/E is ranked higher than
59% of the 334 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.24 vs. LION: 14.39 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 20.62
LION's PE(NRI) is ranked lower than
74% of the 1539 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.98 vs. LION: 20.62 )
Ranked among companies with meaningful PE(NRI) only.
LION' s PE(NRI) Range Over the Past 10 Years
Min: 6.41  Med: 12.4 Max: 30
Current: 20.62
6.41
30
Price/Owner Earnings (ttm) 11.64
LION's Price/Owner Earnings (ttm) is ranked higher than
60% of the 883 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.78 vs. LION: 11.64 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
LION' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 0.65  Med: 8.19 Max: 1814
Current: 11.64
0.65
1814
P/B 1.79
LION's P/B is ranked lower than
79% of the 1662 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. LION: 1.79 )
Ranked among companies with meaningful P/B only.
LION' s P/B Range Over the Past 10 Years
Min: 0.12  Med: 1.13 Max: 2.03
Current: 1.79
0.12
2.03
P/S 2.41
LION's P/S is ranked higher than
68% of the 1645 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.21 vs. LION: 2.41 )
Ranked among companies with meaningful P/S only.
LION' s P/S Range Over the Past 10 Years
Min: 0.17  Med: 1.29 Max: 3.19
Current: 2.41
0.17
3.19
EV-to-EBIT 20.12
LION's EV-to-EBIT is ranked lower than
71% of the 1265 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.31 vs. LION: 20.12 )
Ranked among companies with meaningful EV-to-EBIT only.
LION' s EV-to-EBIT Range Over the Past 10 Years
Min: -106.1  Med: 12.3 Max: 126.3
Current: 20.12
-106.1
126.3
EV-to-EBITDA 11.28
LION's EV-to-EBITDA is ranked higher than
50% of the 1263 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.92 vs. LION: 11.28 )
Ranked among companies with meaningful EV-to-EBITDA only.
LION' s EV-to-EBITDA Range Over the Past 10 Years
Min: -34.6  Med: 9.3 Max: 145.3
Current: 11.28
-34.6
145.3
PEG 0.98
LION's PEG is ranked higher than
60% of the 752 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.28 vs. LION: 0.98 )
Ranked among companies with meaningful PEG only.
LION' s PEG Range Over the Past 10 Years
Min: 0.27  Med: 0.6 Max: 2.84
Current: 0.98
0.27
2.84
Shiller P/E 35.11
LION's Shiller P/E is ranked lower than
81% of the 502 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.35 vs. LION: 35.11 )
Ranked among companies with meaningful Shiller P/E only.
LION' s Shiller P/E Range Over the Past 10 Years
Min: 2  Med: 17.68 Max: 35.36
Current: 35.11
2
35.36

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.02
LION's Dividend Yield is ranked lower than
64% of the 2376 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.79 vs. LION: 2.02 )
Ranked among companies with meaningful Dividend Yield only.
LION' s Dividend Yield Range Over the Past 10 Years
Min: 0.09  Med: 1.75 Max: 12.31
Current: 2.02
0.09
12.31
Dividend Payout 0.40
LION's Dividend Payout is ranked lower than
62% of the 1294 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. LION: 0.40 )
Ranked among companies with meaningful Dividend Payout only.
LION' s Dividend Payout Range Over the Past 10 Years
Min: 0.05  Med: 0.29 Max: 3.85
Current: 0.4
0.05
3.85
Forward Dividend Yield 2.02
LION's Forward Dividend Yield is ranked lower than
68% of the 2299 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.98 vs. LION: 2.02 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 2.05
LION's Yield on cost (5-Year) is ranked lower than
72% of the 2629 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.56 vs. LION: 2.05 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
LION' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.09  Med: 1.75 Max: 12.31
Current: 2.05
0.09
12.31
3-Year Average Share Buyback Ratio -14.90
LION's 3-Year Average Share Buyback Ratio is ranked lower than
83% of the 1061 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. LION: -14.90 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
LION' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -23.6  Med: -2.6 Max: -0.3
Current: -14.9
-23.6
-0.3

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.33
LION's Price/Tangible Book is ranked lower than
84% of the 1660 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. LION: 2.33 )
Ranked among companies with meaningful Price/Tangible Book only.
LION' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.26  Med: 1.42 Max: 2.7
Current: 2.33
0.26
2.7
Price/Projected FCF 6.88
LION's Price/Projected FCF is ranked lower than
98% of the 872 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.74 vs. LION: 6.88 )
Ranked among companies with meaningful Price/Projected FCF only.
LION' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.18  Med: 0.77 Max: 49.17
Current: 6.88
0.18
49.17
Price/Median PS Value 1.88
LION's Price/Median PS Value is ranked lower than
90% of the 1450 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. LION: 1.88 )
Ranked among companies with meaningful Price/Median PS Value only.
LION' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.28  Med: 1.08 Max: 2.66
Current: 1.88
0.28
2.66
Price/Peter Lynch Fair Value 1.30
LION's Price/Peter Lynch Fair Value is ranked lower than
55% of the 381 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. LION: 1.30 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
LION' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.46  Med: 0.69 Max: 14.38
Current: 1.3
0.46
14.38
Price/Graham Number 1.47
LION's Price/Graham Number is ranked lower than
81% of the 1404 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.92 vs. LION: 1.47 )
Ranked among companies with meaningful Price/Graham Number only.
LION' s Price/Graham Number Range Over the Past 10 Years
Min: 0.53  Med: 1.02 Max: 1.88
Current: 1.47
0.53
1.88
Earnings Yield (Greenblatt) (%) 4.99
LION's Earnings Yield (Greenblatt) (%) is ranked lower than
54% of the 1663 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. LION: 4.99 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
LION' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.8  Med: 7.3 Max: 18.4
Current: 4.99
0.8
18.4
Forward Rate of Return (Yacktman) (%) 5.04
LION's Forward Rate of Return (Yacktman) (%) is ranked lower than
69% of the 886 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.59 vs. LION: 5.04 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
LION' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -47.1  Med: 8.75 Max: 51
Current: 5.04
-47.1
51

More Statistics

Revenue (TTM) (Mil) $246.8
EPS (TTM) $ 1.14
Beta0.91
Short Percentage of Float4.95%
52-Week Range $14.01 - 23.91
Shares Outstanding (Mil)26.14

Analyst Estimate

Dec16 Dec17 Dec18
Revenue (Mil $)
EPS ($) 1.55 1.65 1.86
EPS w/o NRI ($) 1.55 1.65 1.86
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($) 0.44 0.48 0.48
» More Articles for NAS:LION

Headlines

Articles On GuruFocus.com
Fidelity Southern Corp. New Reports Operating Results (10-K) Mar 17 2011 
Fidelity Southern Corp. New Reports Operating Results (10-Q) Nov 08 2010 
Fidelity Southern Corp. New Reports Operating Results (10-Q) Aug 06 2010 
Fidelity Southern Corp. New Reports Operating Results (10-Q) May 07 2010 
Fidelity Southern Corp. New Reports Operating Results (10-Q) Nov 06 2009 
Fidelity Southern Corp. New Reports Operating Results (10-Q) Aug 07 2009 
Fidelity Southern Corp. New Reports Operating Results (10-Q) May 08 2009 

More From Other Websites
FIDELITY SOUTHERN CORP Financials Nov 17 2016
Fidelity Southern Set to Join the S&P SmallCap 600 Nov 02 2016
Fidelity Southern Corp. breached its 50 day moving average in a Bullish Manner : LION-US : November... Nov 01 2016
Fidelity Southern Set to Join the S&P SmallCap 600 Oct 31 2016
ETF’s with exposure to Fidelity Southern Corp. : October 28, 2016 Oct 28 2016
Fidelity Southern Corp. :LION-US: Earnings Analysis: Q3, 2016 By the Numbers : October 26, 2016 Oct 26 2016
FIDELITY SOUTHERN CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Oct 21 2016
Fidelity Southern Corporation Declares Fourth Quarter Cash Dividend Oct 21 2016
Fidelity Southern Corporation Declares Fourth Quarter Cash Dividend Oct 21 2016
Fidelity Southern Corporation Earns $12.5 Million In Third Quarter Oct 20 2016
Fidelity Southern posts 3Q profit Oct 20 2016
Fidelity Southern posts 3Q profit Oct 20 2016
Fidelity Southern Corporation Earns $12.5 Million In Third Quarter Oct 20 2016
Fidelity Southern Corp. : LION-US: Dividend Analysis : August 02nd, 2016 (record date) : By the... Oct 12 2016
CIT Group Closes Sale of Canadian Units to Laurentian Bank Oct 04 2016
ETF’s with exposure to Fidelity Southern Corp. : September 29, 2016 Sep 29 2016
ETF’s with exposure to Fidelity Southern Corp. : September 6, 2016 Sep 06 2016
FIDELITY SOUTHERN CORP Files SEC form 10-Q, Quarterly Report Aug 09 2016
Fidelity Southern Corp. :LION-US: Earnings Analysis: Q2, 2016 By the Numbers : July 26, 2016 Jul 26 2016
Fidelity Southern (LION) Catches Eye: Stock Jumps 8.6% Jul 25 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)