Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.42
LNC's Cash to Debt is ranked lower than
76% of the 75 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.42 vs. LNC: 0.42 )
Ranked among companies with meaningful Cash to Debt only.
LNC' s 10-Year Cash to Debt Range
Min: 0.19  Med: 0.78 Max: 4.7
Current: 0.42
0.19
4.7
Equity to Asset 0.06
LNC's Equity to Asset is ranked lower than
61% of the 77 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.08 vs. LNC: 0.06 )
Ranked among companies with meaningful Equity to Asset only.
LNC' s 10-Year Equity to Asset Range
Min: 0.04  Med: 0.06 Max: 0.08
Current: 0.06
0.04
0.08
Interest Coverage 7.48
LNC's Interest Coverage is ranked lower than
70% of the 60 Companies
in the Global Insurance - Life industry.

( Industry Median: 12.97 vs. LNC: 7.48 )
Ranked among companies with meaningful Interest Coverage only.
LNC' s 10-Year Interest Coverage Range
Min: 1.38  Med: 6.95 Max: 13.36
Current: 7.48
1.38
13.36
F-Score: 5
WACC vs ROIC
2.65%
8.19%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 13.39
LNC's Operating margin (%) is ranked higher than
71% of the 77 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.15 vs. LNC: 13.39 )
Ranked among companies with meaningful Operating margin (%) only.
LNC' s 10-Year Operating margin (%) Range
Min: -6.13  Med: 13.38 Max: 21.63
Current: 13.39
-6.13
21.63
Net-margin (%) 10.39
LNC's Net-margin (%) is ranked higher than
77% of the 77 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.54 vs. LNC: 10.39 )
Ranked among companies with meaningful Net-margin (%) only.
LNC' s 10-Year Net-margin (%) Range
Min: -5.71  Med: 9.18 Max: 19.07
Current: 10.39
-5.71
19.07
ROE (%) 9.23
LNC's ROE (%) is ranked lower than
55% of the 77 Companies
in the Global Insurance - Life industry.

( Industry Median: 10.09 vs. LNC: 9.23 )
Ranked among companies with meaningful ROE (%) only.
LNC' s 10-Year ROE (%) Range
Min: -5.29  Med: 9.83 Max: 19.76
Current: 9.23
-5.29
19.76
ROA (%) 0.57
LNC's ROA (%) is ranked lower than
58% of the 77 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.66 vs. LNC: 0.57 )
Ranked among companies with meaningful ROA (%) only.
LNC' s 10-Year ROA (%) Range
Min: -0.28  Med: 0.58 Max: 1.25
Current: 0.57
-0.28
1.25
Revenue Growth (3Y)(%) 14.40
LNC's Revenue Growth (3Y)(%) is ranked higher than
61% of the 67 Companies
in the Global Insurance - Life industry.

( Industry Median: 10.20 vs. LNC: 14.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
LNC' s 10-Year Revenue Growth (3Y)(%) Range
Min: -27.1  Med: 4.60 Max: 33.2
Current: 14.4
-27.1
33.2
EBITDA Growth (3Y)(%) 49.50
LNC's EBITDA Growth (3Y)(%) is ranked higher than
97% of the 65 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.40 vs. LNC: 49.50 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
LNC' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -56.1  Med: 7.80 Max: 125
Current: 49.5
-56.1
125
EPS Growth (3Y)(%) 99.00
LNC's EPS Growth (3Y)(%) is ranked higher than
94% of the 63 Companies
in the Global Insurance - Life industry.

( Industry Median: 15.50 vs. LNC: 99.00 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
LNC' s 10-Year EPS Growth (3Y)(%) Range
Min: -51.6  Med: 11.80 Max: 202
Current: 99
-51.6
202
» LNC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

LNC Guru Trades in Q2 2014

Ray Dalio 29,792 sh (+37.18%)
David Dreman 5,993 sh (+15.41%)
Pioneer Investments 1,404,354 sh (+1.76%)
Ronald Muhlenkamp 308,235 sh (+0.08%)
Bill Frels 20,000 sh (unchged)
John Keeley 15,757 sh (unchged)
Bruce Berkowitz 44,400 sh (unchged)
Louis Moore Bacon Sold Out
George Soros Sold Out
Joel Greenblatt Sold Out
Chuck Royce Sold Out
Paul Tudor Jones 7,316 sh (-16.26%)
Jeremy Grantham 55,300 sh (-71.00%)
» More
Q3 2014

LNC Guru Trades in Q3 2014

Jeremy Grantham 79,800 sh (+44.30%)
Ray Dalio 32,492 sh (+9.06%)
David Dreman 6,146 sh (+2.55%)
Ronald Muhlenkamp 308,235 sh (unchged)
John Keeley 15,757 sh (unchged)
Bruce Berkowitz 44,400 sh (unchged)
Bill Frels 20,000 sh (unchged)
Pioneer Investments 1,481,688 sh (unchged)
Paul Tudor Jones 5,832 sh (-20.28%)
» More
Q4 2014

LNC Guru Trades in Q4 2014

Joel Greenblatt 4,746 sh (New)
Steven Cohen 118,700 sh (New)
John Keeley 22,657 sh (+43.79%)
Paul Tudor Jones 6,473 sh (+10.99%)
David Dreman 6,308 sh (+2.64%)
Ronald Muhlenkamp 308,235 sh (unchged)
Bill Frels 20,000 sh (unchged)
Bruce Berkowitz Sold Out
Ray Dalio 31,492 sh (-3.08%)
Pioneer Investments 1,386,040 sh (-6.46%)
Jeremy Grantham 66,800 sh (-16.29%)
» More
Q1 2015

LNC Guru Trades in Q1 2015

Paul Tudor Jones 21,263 sh (+228.49%)
David Dreman 8,678 sh (+37.57%)
Jeremy Grantham 71,800 sh (+7.49%)
John Keeley 22,857 sh (+0.88%)
Ronald Muhlenkamp 308,310 sh (+0.02%)
Bill Frels 20,000 sh (unchged)
Steven Cohen Sold Out
Ray Dalio 28,021 sh (-11.02%)
Joel Greenblatt 3,954 sh (-16.69%)
Pioneer Investments 1,113,685 sh (-19.65%)
» More
» Details

Insider Trades

Latest Guru Trades with LNC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 13.70
LNC's P/E(ttm) is ranked higher than
80% of the 70 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.40 vs. LNC: 13.70 )
Ranked among companies with meaningful P/E(ttm) only.
LNC' s 10-Year P/E(ttm) Range
Min: 2.47  Med: 11.54 Max: 109.84
Current: 13.7
2.47
109.84
Forward P/E 8.33
LNC's Forward P/E is ranked higher than
86% of the 51 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.99 vs. LNC: 8.33 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 13.70
LNC's PE(NRI) is ranked higher than
79% of the 70 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.40 vs. LNC: 13.70 )
Ranked among companies with meaningful PE(NRI) only.
LNC' s 10-Year PE(NRI) Range
Min: 2.16  Med: 11.42 Max: 223.33
Current: 13.7
2.16
223.33
P/B 0.97
LNC's P/B is ranked higher than
62% of the 77 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.24 vs. LNC: 0.97 )
Ranked among companies with meaningful P/B only.
LNC' s 10-Year P/B Range
Min: 0.17  Med: 0.89 Max: 2.54
Current: 0.97
0.17
2.54
P/S 1.07
LNC's P/S is ranked lower than
58% of the 77 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.91 vs. LNC: 1.07 )
Ranked among companies with meaningful P/S only.
LNC' s 10-Year P/S Range
Min: 0.15  Med: 1.10 Max: 2.05
Current: 1.07
0.15
2.05
POCF 5.42
LNC's POCF is ranked lower than
52% of the 67 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.70 vs. LNC: 5.42 )
Ranked among companies with meaningful POCF only.
LNC' s 10-Year POCF Range
Min: 2.56  Med: 6.82 Max: 22.14
Current: 5.42
2.56
22.14
EV-to-EBIT 2.37
LNC's EV-to-EBIT is ranked higher than
69% of the 68 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.52 vs. LNC: 2.37 )
Ranked among companies with meaningful EV-to-EBIT only.
LNC' s 10-Year EV-to-EBIT Range
Min: -43.5  Med: 8.40 Max: 24.2
Current: 2.37
-43.5
24.2
Shiller P/E 17.51
LNC's Shiller P/E is ranked lower than
53% of the 58 Companies
in the Global Insurance - Life industry.

( Industry Median: 17.68 vs. LNC: 17.51 )
Ranked among companies with meaningful Shiller P/E only.
LNC' s 10-Year Shiller P/E Range
Min: 1.48  Med: 16.29 Max: 34.22
Current: 17.51
1.48
34.22
Days Sales Outstanding 10.99
LNC's Days Sales Outstanding is ranked higher than
77% of the 35 Companies
in the Global Insurance - Life industry.

( Industry Median: 31.81 vs. LNC: 10.99 )
Ranked among companies with meaningful Days Sales Outstanding only.
LNC' s 10-Year Days Sales Outstanding Range
Min: 11.74  Med: 16.30 Max: 541.52
Current: 10.99
11.74
541.52

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.35
LNC's Dividend Yield is ranked lower than
107% of the 101 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.05 vs. LNC: 1.35 )
Ranked among companies with meaningful Dividend Yield only.
LNC' s 10-Year Dividend Yield Range
Min: 0.12  Med: 1.34 Max: 27.13
Current: 1.35
0.12
27.13
Dividend Payout 0.13
LNC's Dividend Payout is ranked higher than
87% of the 83 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.29 vs. LNC: 0.13 )
Ranked among companies with meaningful Dividend Payout only.
LNC' s 10-Year Dividend Payout Range
Min: 0.01  Med: 0.34 Max: 4.27
Current: 0.13
0.01
4.27
Dividend growth (3y) 40.70
LNC's Dividend growth (3y) is ranked higher than
86% of the 51 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.40 vs. LNC: 40.70 )
Ranked among companies with meaningful Dividend growth (3y) only.
LNC' s 10-Year Dividend growth (3y) Range
Min: -67.3  Med: 5.00 Max: 81.7
Current: 40.7
-67.3
81.7
Yield on cost (5-Year) 21.22
LNC's Yield on cost (5-Year) is ranked higher than
98% of the 97 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.66 vs. LNC: 21.22 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
LNC' s 10-Year Yield on cost (5-Year) Range
Min: 1.89  Med: 21.07 Max: 426.53
Current: 21.22
1.89
426.53
Share Buyback Rate 5.20
LNC's Share Buyback Rate is ranked higher than
87% of the 61 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.20 vs. LNC: 5.20 )
Ranked among companies with meaningful Share Buyback Rate only.
LNC' s 10-Year Share Buyback Rate Range
Min: 20.6  Med: 0.80 Max: -20.7
Current: 5.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 4.35
LNC's Price/Tangible Book is ranked higher than
62% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.54 vs. LNC: 4.35 )
Ranked among companies with meaningful Price/Tangible Book only.
LNC' s 10-Year Price/Tangible Book Range
Min: 0.43  Med: 2.02 Max: 11.78
Current: 4.35
0.43
11.78
Earnings Yield (Greenblatt) (%) 42.20
LNC's Earnings Yield (Greenblatt) (%) is ranked higher than
73% of the 77 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.90 vs. LNC: 42.20 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
LNC' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 4.1  Med: 11.40 Max: 30.4
Current: 42.2
4.1
30.4
Forward Rate of Return (Yacktman) (%) 23.16
LNC's Forward Rate of Return (Yacktman) (%) is ranked higher than
55% of the 58 Companies
in the Global Insurance - Life industry.

( Industry Median: 18.45 vs. LNC: 23.16 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
LNC' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -9.6  Med: 23.10 Max: 59.7
Current: 23.16
-9.6
59.7

Business Description

Industry: Insurance - Life » Insurance - Life
Compare:LFC, PIAIF, AAGIY, CNPAY, CHPXF » details
Traded in other countries:LCO.Germany,
Lincoln National Corp was organized under the laws of the state of Indiana in 1968. The Company is a holding company operating multiple insurance and retirement businesses through subsidiary companies. Through its business segments the Company sells wealth protection, accumulation and retirement income products and solutions. Its products include fixed and indexed annuities, variable annuities, universal life insurance, variable universal life insurance, linked-benefit UL, term life insurance, indexed universal life insurance, employer-sponsored retirement plans and services, and group life, disability and dental. The Company provides products and services through four segments as follow: Annuities, Retirement Plan Services, Life Insurance, and Group Protection. The Company's Annuities segment provides tax-deferred investment growth and lifetime income opportunities for its clients by offering fixed (including indexed) and variable annuities. The Company's Retirement Plan Services segment provides employers with retirement plan products and services, mainly in the defined contribution retirement plan marketplace. The Company's Life Insurance segment is engaged in the creation and protection of wealth for its clients by providing life insurance products, including term insurance, a linked-benefit product, indexed UL, and both single and survivorship versions of UL and VUL products. The Company's Protection segment offers group non-medical insurance products, including term life, disability and dental, to the employer marketplace through various forms of contributory and noncontributory plans. The Company faces competition from insurers, broker-dealers, financial advisors, asset managers, hedge funds and other financial institutions. The Company's business is subject to regulation and supervision by the states, territories and countries in which is licensed to do business.
» More Articles for LNC

Headlines

Articles On GuruFocus.com
Perfect 10 Portfolio is Back Again Jul 08 2015 
Weekly Insider Sells Highlight: BX, LNC, CMCSA, KSS Mar 09 2015 
The 9 Cheapest Stocks On The Market Aug 22 2014 
Weekly 52-Week Highs Highlight: PPG, LNC, OKE, AET, PCAR Jan 13 2014 
Berkowitz: 'It Doesn’t Pay to Bet Against America' – P/E Review Oct 15 2013 
3 Top Dividend Stocks That Bruce Berkowitz Buys and His Latest 9 Transactions Sep 16 2013 
Stocks with the Greatest Net Guru Buying in Q2 Sep 09 2013 
comment on LNC Apr 08 2013 
comment on LNC Nov 19 2012 
comment on LNC Oct 29 2012 

More From Other Websites
10-Q for Lincoln National Corp. Aug 01 2015
Edited Transcript of LNC earnings conference call or presentation 30-Jul-15 2:00pm GMT Jul 31 2015
Lincoln National (LNC) Earnings Report: Q2 2015 Conference Call Transcript Jul 31 2015
LINCOLN NATIONAL CORP Files SEC form 10-Q, Quarterly Report Jul 30 2015
Lincoln National Corp Earnings Call scheduled for 10:00 am ET today Jul 30 2015
Lincoln National Lags Q2 Earnings Estimates, Revenues Beat - Analyst Blog Jul 30 2015
Lincoln National misses 2Q profit forecasts Jul 29 2015
Lincoln National misses 2Q profit forecasts Jul 29 2015
Lincoln Financial Group Reports Second Quarter 2015 Results Jul 29 2015
LINCOLN NATIONAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 29 2015
Lincoln Financial Group Reports Second Quarter 2015 Results Jul 29 2015
Q2 2015 Lincoln National Corp Earnings Release - After Market Close Jul 29 2015
Can Lincoln National (LNC) Q2 Earnings Surprise Estimates? - Analyst Blog Jul 28 2015
Roger Martin Joins Lincoln’s Group Protection Business as Senior Vice President of Finance Jul 28 2015
Roger Martin Joins Lincoln’s Group Protection Business as Senior Vice President of Finance Jul 28 2015
Lincoln Financial Group Names Jamie Ohl President of Its Retirement Plan Services Business Jul 27 2015
Lincoln Financial Group Names Jamie Ohl President of Its Retirement Plan Services Business Jul 27 2015
Lincoln Financial Group Names Carey Hobbs Vice President and Head of Variable Annuity Risk... Jul 22 2015
Lincoln Financial Group Names Carey Hobbs Vice President and Head of Variable Annuity Risk... Jul 22 2015
Lincoln National Hires Voya’s Hobbs for Annuity Risk-Management Jul 22 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK