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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt No Debt
LPHI's Cash to Debt is ranked higher than
99% of the 136 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.10 vs. LPHI: No Debt )
LPHI' s 10-Year Cash to Debt Range
Min: 0.25   Max: No Debt
Current: No Debt

Equity to Asset 0.81
LPHI's Equity to Asset is ranked higher than
99% of the 147 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.06 vs. LPHI: 0.81 )
LPHI' s 10-Year Equity to Asset Range
Min: 0.15   Max: 0.88
Current: 0.81

0.15
0.88
F-Score: 2
Z-Score: 6.45
M-Score: 90.59
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) -43.48
LPHI's Operating margin (%) is ranked higher than
60% of the 146 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.21 vs. LPHI: -43.48 )
LPHI' s 10-Year Operating margin (%) Range
Min: -43.48   Max: 39.92
Current: -43.48

-43.48
39.92
Net-margin (%) -15.22
LPHI's Net-margin (%) is ranked higher than
59% of the 148 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.80 vs. LPHI: -15.22 )
LPHI' s 10-Year Net-margin (%) Range
Min: -24.72   Max: 26.21
Current: -15.22

-24.72
26.21
ROE (%) -9.98
LPHI's ROE (%) is ranked higher than
61% of the 148 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.65 vs. LPHI: -9.98 )
LPHI' s 10-Year ROE (%) Range
Min: -410.73   Max: 5150
Current: -9.98

-410.73
5150
ROA (%) -7.97
LPHI's ROA (%) is ranked higher than
59% of the 148 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.61 vs. LPHI: -7.97 )
LPHI' s 10-Year ROA (%) Range
Min: -62.14   Max: 58.87
Current: -7.97

-62.14
58.87
ROC (Joel Greenblatt) (%) -274.42
LPHI's ROC (Joel Greenblatt) (%) is ranked higher than
64% of the 121 Companies
in the Global Insurance - Life industry.

( Industry Median: 281.43 vs. LPHI: -274.42 )
LPHI' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -274.42   Max: 1406.48
Current: -274.42

-274.42
1406.48
Revenue Growth (%) -44.30
LPHI's Revenue Growth (%) is ranked higher than
61% of the 134 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.90 vs. LPHI: -44.30 )
LPHI' s 10-Year Revenue Growth (%) Range
Min: -44.3   Max: 76.5
Current: -44.3

-44.3
76.5
» LPHI's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

LPHI Guru Trades in Q1 2013

Jim Simons 123,894 sh (-15.71%)
» More
Q2 2013

LPHI Guru Trades in Q2 2013

Jim Simons 105,894 sh (-14.53%)
» More
Q3 2013

LPHI Guru Trades in Q3 2013

Jim Simons 90,194 sh (-14.83%)
» More
Q4 2013

LPHI Guru Trades in Q4 2013

Jim Simons 84,094 sh (-6.76%)
» More
» Details

Insider Trades

Latest Guru Trades with LPHI

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2011-06-30 Sold Out 0.06%$3.25 - $8.34 $ 2.82-50%0
Joel Greenblatt 2011-03-31 New Buy0.06%$6.71 - $16.32 $ 2.82-72%23741
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/B 2.10
LPHI's P/B is ranked lower than
52% of the 147 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.48 vs. LPHI: 2.10 )
LPHI' s 10-Year P/B Range
Min: 0.82   Max: 38.73
Current: 2.1

0.82
38.73
P/S 3.10
LPHI's P/S is ranked lower than
77% of the 148 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.88 vs. LPHI: 3.10 )
LPHI' s 10-Year P/S Range
Min: 0.76   Max: 10.17
Current: 3.1

0.76
10.17
EV-to-EBIT 12.80
LPHI's EV-to-EBIT is ranked higher than
61% of the 135 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.84 vs. LPHI: 12.80 )
LPHI' s 10-Year EV-to-EBIT Range
Min: 1.6   Max: 50.9
Current: 12.8

1.6
50.9
Shiller P/E 4.00
LPHI's Shiller P/E is ranked higher than
99% of the 117 Companies
in the Global Insurance - Life industry.

( Industry Median: 18.35 vs. LPHI: 4.00 )
LPHI' s 10-Year Shiller P/E Range
Min: 1.63   Max: 150.53
Current: 4

1.63
150.53

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 7.10
LPHI's Dividend Yield is ranked higher than
98% of the 126 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.21 vs. LPHI: 7.10 )
LPHI' s 10-Year Dividend Yield Range
Min: 0.48   Max: 32.68
Current: 7.1

0.48
32.68
Dividend growth (3y) -15.20
LPHI's Dividend growth (3y) is ranked higher than
62% of the 82 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.60 vs. LPHI: -15.20 )
LPHI' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 95.4
Current: -15.2

0
95.4
Yield on cost (5-Year) 15.43
LPHI's Yield on cost (5-Year) is ranked higher than
97% of the 127 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.30 vs. LPHI: 15.43 )
LPHI' s 10-Year Yield on cost (5-Year) Range
Min: 1.04   Max: 71.04
Current: 15.43

1.04
71.04
Share Buyback Rate -0.10
LPHI's Share Buyback Rate is ranked higher than
83% of the 122 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.60 vs. LPHI: -0.10 )
LPHI' s 10-Year Share Buyback Rate Range
Min: 1.5   Max: -3.9
Current: -0.1

Valuation & Return

vs
industry
vs
history
Price/Net Cash 94.00
LPHI's Price/Net Cash is ranked lower than
100% of the 2 Companies
in the Global Insurance - Life industry.

( Industry Median: 94.30 vs. LPHI: 94.00 )
LPHI' s 10-Year Price/Net Cash Range
Min: 3.24   Max: 359.64
Current: 94

3.24
359.64
Price/Net Current Asset Value 15.70
LPHI's Price/Net Current Asset Value is ranked higher than
50% of the 2 Companies
in the Global Insurance - Life industry.

( Industry Median: 37.80 vs. LPHI: 15.70 )
LPHI' s 10-Year Price/Net Current Asset Value Range
Min: 2.69   Max: 242.95
Current: 15.7

2.69
242.95
Price/Tangible Book 2.10
LPHI's Price/Tangible Book is ranked higher than
51% of the 138 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.80 vs. LPHI: 2.10 )
LPHI' s 10-Year Price/Tangible Book Range
Min: 0.85   Max: 1254.4
Current: 2.1

0.85
1254.4
Price/DCF (Projected) 0.40
LPHI's Price/DCF (Projected) is ranked higher than
69% of the 111 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.40 vs. LPHI: 0.40 )
LPHI' s 10-Year Price/DCF (Projected) Range
Min: 0.18   Max: 10.19
Current: 0.4

0.18
10.19
Price/Median PS Value 1.20
LPHI's Price/Median PS Value is ranked higher than
53% of the 140 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.00 vs. LPHI: 1.20 )
LPHI' s 10-Year Price/Median PS Value Range
Min: 0.41   Max: 25.57
Current: 1.2

0.41
25.57
Earnings Yield (Greenblatt) 7.80
LPHI's Earnings Yield (Greenblatt) is ranked higher than
68% of the 140 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.40 vs. LPHI: 7.80 )
LPHI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2   Max: 61
Current: 7.8

2
61
Forward Rate of Return (Yacktman) 26.73
LPHI's Forward Rate of Return (Yacktman) is ranked higher than
89% of the 123 Companies
in the Global Insurance - Life industry.

( Industry Median: 21.40 vs. LPHI: 26.73 )
LPHI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 0.9   Max: 134.6
Current: 26.73

0.9
134.6

Business Description

Industry: Insurance - Life » Insurance - Life
Compare:LFC, PIAIF, AAGIY, CNPAY, CHPXF » details
Life Partners Holdings, Inc., a Texas corporation was incorporated in 1991. It is a specialty financial services company and the parent company of Life Partners, Inc. (LPI). LPI is involved in the secondary market for life insurance known generally as 'life settlements'. LPI facilitates the sale of life settlements between sellers and purchasers, but does not take possession or control of the policies. The purchasers acquire the life insurance policies at a discount to their face value for investment purposes. The Company provides purchasing services for life settlements to its client base. It facilitates these transactions by identifying, examining, and purchasing the policies as an agent for the purchasers. To meet market demand and maximize its value to its clients, it has made significant investments in proprietary software and processes that enable it to facilitate a higher volume of transactions while maintaining its quality controls. Since its inception, it has facilitated over 148,000 purchaser transactions involving over 6,500 policies. It acts as a purchasing agent for life settlement purchasers. In performing these services, it identifies, qualifies and purchases policies on behalf of its clients that match their buying parameters and return expectations. The Company categorizes its purchasers of life settlements as either institutional or retail. Institutional purchasers are typically investment funds designed to acquire and hold life settlements.

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