Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.04
LRCDF's Cash to Debt is ranked lower than
56% of the 1254 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 1.36 vs. LRCDF: 0.04 )
LRCDF' s 10-Year Cash to Debt Range
Min: 0.03   Max: No Debt
Current: 0.04

Equity to Asset 0.04
LRCDF's Equity to Asset is ranked lower than
55% of the 1643 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 0.09 vs. LRCDF: 0.04 )
LRCDF' s 10-Year Equity to Asset Range
Min: 0.04   Max: 0.06
Current: 0.04

0.04
0.06
Interest Coverage 0.25
LRCDF's Interest Coverage is ranked lower than
53% of the 1455 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 1.21 vs. LRCDF: 0.25 )
LRCDF' s 10-Year Interest Coverage Range
Min: 0.12   Max: 0.29
Current: 0.25

0.12
0.29
F-Score: 2
Z-Score: 0.04
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 18.35
LRCDF's Operating margin (%) is ranked higher than
59% of the 1599 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 29.41 vs. LRCDF: 18.35 )
LRCDF' s 10-Year Operating margin (%) Range
Min: 13.55   Max: 24.05
Current: 18.35

13.55
24.05
Net-margin (%) 14.48
LRCDF's Net-margin (%) is ranked higher than
61% of the 1618 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 21.45 vs. LRCDF: 14.48 )
LRCDF' s 10-Year Net-margin (%) Range
Min: 7.39   Max: 17.13
Current: 14.48

7.39
17.13
ROE (%) 8.38
LRCDF's ROE (%) is ranked higher than
76% of the 1620 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 8.17 vs. LRCDF: 8.38 )
LRCDF' s 10-Year ROE (%) Range
Min: 5.39   Max: 12.33
Current: 8.38

5.39
12.33
ROA (%) 0.37
LRCDF's ROA (%) is ranked higher than
57% of the 1621 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 0.75 vs. LRCDF: 0.37 )
LRCDF' s 10-Year ROA (%) Range
Min: 0.24   Max: 0.55
Current: 0.37

0.24
0.55
ROC (Joel Greenblatt) (%) 215.59
LRCDF's ROC (Joel Greenblatt) (%) is ranked higher than
90% of the 1574 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 73.99 vs. LRCDF: 215.59 )
LRCDF' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 13.48   Max: 254.59
Current: 215.59

13.48
254.59
EPS Growth (%) -4.80
LRCDF's EPS Growth (%) is ranked higher than
60% of the 1280 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 8.80 vs. LRCDF: -4.80 )
LRCDF' s 10-Year EPS Growth (%) Range
Min: -26.6   Max: 35.2
Current: -4.8

-26.6
35.2
» LRCDF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with LRCDF



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Laurentian Bank of Canada

SymbolPriceYieldDescription
LB.PR.E.Canada25.005.255 1/4 % Non Cum Pfd Shs -A- Series -10
LB.PR.F.Canada25.603.91Non Cum Pfd Shs -A- Series -11-
LB.PR.D.Canada25.006.00
LB.PR.H.Canada25.550.84Non Cum Pfd Shs -A- Series -13-

Ratios

vs
industry
vs
history
P/E(ttm) 13.00
LRCDF's P/E(ttm) is ranked higher than
81% of the 1834 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 15.40 vs. LRCDF: 13.00 )
LRCDF' s 10-Year P/E(ttm) Range
Min: 6.26   Max: 16.22
Current: 13

6.26
16.22
P/B 1.20
LRCDF's P/B is ranked higher than
72% of the 1834 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 1.15 vs. LRCDF: 1.20 )
LRCDF' s 10-Year P/B Range
Min: 0.67   Max: 1.33
Current: 1.2

0.67
1.33
P/S 1.70
LRCDF's P/S is ranked higher than
89% of the 1834 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 3.10 vs. LRCDF: 1.70 )
LRCDF' s 10-Year P/S Range
Min: 0.95   Max: 2.38
Current: 1.7

0.95
2.38
EV-to-EBIT 42.09
LRCDF's EV-to-EBIT is ranked higher than
60% of the 1834 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 18.41 vs. LRCDF: 42.09 )
LRCDF' s 10-Year EV-to-EBIT Range
Min: 3.9   Max: 47.6
Current: 42.09

3.9
47.6
PEG 5.20
LRCDF's PEG is ranked higher than
74% of the 1834 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 7.10 vs. LRCDF: 5.20 )
LRCDF' s 10-Year PEG Range
Min: 0.48   Max: 24.93
Current: 5.2

0.48
24.93
Shiller P/E 10.70
LRCDF's Shiller P/E is ranked higher than
95% of the 1834 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 140.07 vs. LRCDF: 10.70 )
LRCDF' s 10-Year Shiller P/E Range
Min: 8.22   Max: 16.8
Current: 10.7

8.22
16.8

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 4.00
LRCDF's Dividend Yield is ranked higher than
79% of the 1402 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 2.45 vs. LRCDF: 4.00 )
LRCDF' s 10-Year Dividend Yield Range
Min: 2.63   Max: 5.23
Current: 4

2.63
5.23
Dividend Payout 0.38
LRCDF's Dividend Payout is ranked higher than
77% of the 1834 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 9999.00 vs. LRCDF: 0.38 )
LRCDF' s 10-Year Dividend Payout Range
Min: 0.14   Max: 2.23
Current: 0.38

0.14
2.23
Dividend growth (3y) 11.20
LRCDF's Dividend growth (3y) is ranked higher than
82% of the 956 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 5.60 vs. LRCDF: 11.20 )
LRCDF' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 71.5
Current: 11.2

0
71.5
Yield on cost (5-Year) 6.59
LRCDF's Yield on cost (5-Year) is ranked higher than
87% of the 1356 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 2.64 vs. LRCDF: 6.59 )
LRCDF' s 10-Year Yield on cost (5-Year) Range
Min: 4.33   Max: 8.62
Current: 6.59

4.33
8.62
Share Buyback Rate -5.80
LRCDF's Share Buyback Rate is ranked higher than
62% of the 1237 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: -2.00 vs. LRCDF: -5.80 )
LRCDF' s 10-Year Share Buyback Rate Range
Min: -0.1   Max: -5.8
Current: -5.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.50
LRCDF's Price/Tangible Book is ranked higher than
68% of the 1834 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 1.35 vs. LRCDF: 1.50 )
LRCDF' s 10-Year Price/Tangible Book Range
Min: 0.7   Max: 2.25
Current: 1.5

0.7
2.25
Price/Median PS Value 1.20
LRCDF's Price/Median PS Value is ranked higher than
68% of the 1834 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 1.11 vs. LRCDF: 1.20 )
LRCDF' s 10-Year Price/Median PS Value Range
Min: 0.53   Max: 1.63
Current: 1.2

0.53
1.63
Price/Peter Lynch Fair Value 2.60
LRCDF's Price/Peter Lynch Fair Value is ranked higher than
53% of the 1834 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 9999.00 vs. LRCDF: 2.60 )
LRCDF' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.52   Max: 2.61
Current: 2.6

0.52
2.61
Price/Graham Number 0.80
LRCDF's Price/Graham Number is ranked higher than
83% of the 1834 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 1.06 vs. LRCDF: 0.80 )
LRCDF' s 10-Year Price/Graham Number Range
Min: 0.37   Max: 0.9
Current: 0.8

0.37
0.9
Earnings Yield (Greenblatt) 2.40
LRCDF's Earnings Yield (Greenblatt) is ranked higher than
50% of the 1581 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 6.90 vs. LRCDF: 2.40 )
LRCDF' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.1   Max: 25.6
Current: 2.4

2.1
25.6
Forward Rate of Return (Yacktman) -21.39
LRCDF's Forward Rate of Return (Yacktman) is ranked lower than
52% of the 1259 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 15.45 vs. LRCDF: -21.39 )
LRCDF' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -28.8   Max: 26.4
Current: -21.39

-28.8
26.4

Business Description

Industry: Banks » Banks - Regional - Canada
Compare: » details
Traded in other countries:LB.Canada, LB.PR.E.Canada, LB.PR.F.Canada, LB.PR.D.Canada, LT7.Germany, LB.PR.H.Canada
Laurentian Bank is the eighth-largest bank in Canada in terms of market capitalization The bank has a solid position in the province of Quebec and has four main business segments: The Retail & SME-Québec segment provides a full range of financial products and services, offered through its distribution networks, for retail clients and small and medium-sized enterprises in Quebec. The Real Estate & Commercial business segment includes two areas of operation. The first is real estate financing, specializing in financing for condominiums, office buildings, shopping centers and residential developments. The second is commercial financing specializing in financing for medium-sized enterprises across Canada. This segment also offers international services dedicated to the foreign trade activities for the Bank's clients. The B2B Bank business segment is a leader in providing banking products and investment accounts and services distributed through a network of 27,000 financial advisors and brokers. The Laurentian Bank Securities & Capital Markets business segment acts as an integrated broker serving retail and institutional clients and manages bank-related capital market activities. It is the only bank in Canada that has increased its earnings per share in each of the last seven years. More than 75,000 accounts across Canada hold B2b bank products owing to the thousands of financial advisors and brokers. It has more than 1 million clients. The bank has securities relationships with the federal government and all 10 provinces helping them to meet their financing needs through issuing bonds.
» More Articles for OTCPK:LRCDF

Headlines

Articles On GuruFocus.com
No related article found.

More From Other Websites
No related articles found.

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Email Hide