Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 9/10

vs
industry
vs
history
Cash to Debt No Debt
MA's Cash to Debt is ranked higher than
91% of the 124 Companies
in the Global Credit Services industry.

( Industry Median: 0.12 vs. MA: No Debt )
MA' s 10-Year Cash to Debt Range
Min: 1.97   Max: No Debt
Current: No Debt

Equity to Asset 0.53
MA's Equity to Asset is ranked higher than
87% of the 121 Companies
in the Global Credit Services industry.

( Industry Median: 0.25 vs. MA: 0.53 )
MA' s 10-Year Equity to Asset Range
Min: 0.3   Max: 0.59
Current: 0.53

0.3
0.59
Interest Coverage 321.64
MA's Interest Coverage is ranked higher than
92% of the 110 Companies
in the Global Credit Services industry.

( Industry Median: 3.32 vs. MA: 321.64 )
MA' s 10-Year Interest Coverage Range
Min: 3.75   Max: 9999.99
Current: 321.64

3.75
9999.99
F-Score: 4
Z-Score: 10.27
M-Score: -2.73
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 53.95
MA's Operating margin (%) is ranked higher than
89% of the 129 Companies
in the Global Credit Services industry.

( Industry Median: 25.26 vs. MA: 53.95 )
MA' s 10-Year Operating margin (%) Range
Min: -10.71   Max: 53.95
Current: 53.95

-10.71
53.95
Net-margin (%) 37.34
MA's Net-margin (%) is ranked higher than
93% of the 131 Companies
in the Global Credit Services industry.

( Industry Median: 16.25 vs. MA: 37.34 )
MA' s 10-Year Net-margin (%) Range
Min: -17.29   Max: 37.34
Current: 37.34

-17.29
37.34
ROE (%) 41.64
MA's ROE (%) is ranked higher than
98% of the 132 Companies
in the Global Credit Services industry.

( Industry Median: 11.35 vs. MA: 41.64 )
MA' s 10-Year ROE (%) Range
Min: -13.17   Max: 41.75
Current: 41.64

-13.17
41.75
ROA (%) 21.88
MA's ROA (%) is ranked higher than
99% of the 133 Companies
in the Global Credit Services industry.

( Industry Median: 2.80 vs. MA: 21.88 )
MA' s 10-Year ROA (%) Range
Min: -3.92   Max: 22.14
Current: 21.88

-3.92
22.14
ROC (Joel Greenblatt) (%) 856.08
MA's ROC (Joel Greenblatt) (%) is ranked higher than
90% of the 127 Companies
in the Global Credit Services industry.

( Industry Median: 33.24 vs. MA: 856.08 )
MA' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -174.22   Max: 856.08
Current: 856.08

-174.22
856.08
Revenue Growth (%) 17.50
MA's Revenue Growth (%) is ranked higher than
88% of the 113 Companies
in the Global Credit Services industry.

( Industry Median: 5.80 vs. MA: 17.50 )
MA' s 10-Year Revenue Growth (%) Range
Min: 3.2   Max: 17.5
Current: 17.5

3.2
17.5
EBITDA Growth (%) 20.30
MA's EBITDA Growth (%) is ranked higher than
84% of the 97 Companies
in the Global Credit Services industry.

( Industry Median: 10.10 vs. MA: 20.30 )
MA' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 115.4
Current: 20.3

0
115.4
EPS Growth (%) 22.00
MA's EPS Growth (%) is ranked higher than
83% of the 94 Companies
in the Global Credit Services industry.

( Industry Median: 17.30 vs. MA: 22.00 )
MA' s 10-Year EPS Growth (%) Range
Min: 6.3   Max: 203.7
Current: 22

6.3
203.7
» MA's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

MA Guru Trades in Q1 2013

John Hussman 60,000 sh (New)
Joel Greenblatt 634 sh (New)
Ray Dalio 1,046 sh (New)
Tom Gayner 8,000 sh (+166.67%)
Chris Davis 2,285 sh (+118.24%)
Westport Asset Management 32,500 sh (+30%)
Jim Chanos 19,200 sh (+12.28%)
Jim Simons 482,700 sh (+11.84%)
Tom Russo 943,961 sh (+6.04%)
Ron Baron 5,807 sh (+5.52%)
Pioneer Investments 313,714 sh (+0.97%)
Ruane Cunniff 550,346 sh (+0.8%)
Tweedy Browne 108,584 sh (+0.31%)
Chuck Akre 341,828 sh (+0.01%)
Bill Nygren 308,000 sh (unchged)
Wintergreen Fund 141,201 sh (unchged)
Chuck Royce 800 sh (unchged)
Warren Buffett 405,000 sh (unchged)
Jeff Auxier 8,551 sh (unchged)
David Winters 158,731 sh (unchged)
Caxton Associates Sold Out
Jean-Marie Eveillard 277,192 sh (-0.18%)
PRIMECAP Management 80,925 sh (-0.74%)
Mario Gabelli 21,300 sh (-4.66%)
Chase Coleman 628,000 sh (-5.56%)
Murray Stahl 38,581 sh (-5.65%)
Lee Ainslie 194,083 sh (-6.4%)
Charles de Vaulx 183,660 sh (-6.64%)
Julian Robertson 44,778 sh (-7.82%)
Andreas Halvorsen 497,362 sh (-10.02%)
Jeremy Grantham 752,701 sh (-14.19%)
Robert Olstein 6,000 sh (-16.67%)
Manning & Napier Advisors, Inc 2,277 sh (-35.48%)
Ken Fisher 25,905 sh (-49.84%)
Steven Cohen 1,454 sh (-64.02%)
RS Investment Management 6,500 sh (-65.43%)
» More
Q2 2013

MA Guru Trades in Q2 2013

Louis Moore Bacon 5,000 sh (New)
John Burbank 59,063 sh (New)
Steven Cohen 13,685 sh (+841.2%)
Andreas Halvorsen 865,295 sh (+73.98%)
Lee Ainslie 262,431 sh (+35.22%)
Chuck Akre 396,088 sh (+15.87%)
PRIMECAP Management 85,825 sh (+6.05%)
Tom Russo 979,977 sh (+3.82%)
Ron Baron 5,969 sh (+2.79%)
Jean-Marie Eveillard 283,092 sh (+2.13%)
Bill Nygren 313,000 sh (+1.62%)
Ken Fisher 26,025 sh (+0.46%)
Ruane Cunniff 550,412 sh (+0.01%)
Charles de Vaulx 183,660 sh (unchged)
Warren Buffett 405,000 sh (unchged)
David Winters 158,731 sh (unchged)
Tom Gayner 8,000 sh (unchged)
Wintergreen Fund 141,201 sh (unchged)
Robert Olstein 6,000 sh (unchged)
Westport Asset Management 32,500 sh (unchged)
Ray Dalio Sold Out
Joel Greenblatt Sold Out
Jeff Auxier 8,511 sh (-0.47%)
Chuck Royce 795 sh (-0.63%)
Murray Stahl 38,229 sh (-0.91%)
Mario Gabelli 20,280 sh (-4.79%)
Pioneer Investments 280,166 sh (-10.69%)
Chris Davis 1,935 sh (-15.32%)
Tweedy Browne 90,259 sh (-16.88%)
Jim Chanos 15,600 sh (-18.75%)
Jim Simons 387,200 sh (-19.78%)
Julian Robertson 35,678 sh (-20.32%)
Chase Coleman 500,000 sh (-20.38%)
Jeremy Grantham 491,649 sh (-34.68%)
John Hussman 35,000 sh (-41.67%)
RS Investment Management 3,530 sh (-45.69%)
Manning & Napier Advisors, Inc 697 sh (-69.39%)
» More
Q3 2013

MA Guru Trades in Q3 2013

Steve Mandel 700,604 sh (New)
Steven Cohen 72,003 sh (+426.15%)
Chris Davis 8,672 sh (+348.17%)
Manning & Napier Advisors, Inc 2,680 sh (+284.51%)
Jim Chanos 21,190 sh (+35.83%)
Mario Gabelli 21,765 sh (+7.32%)
Tom Russo 1,001,935 sh (+2.24%)
Ken Fisher 26,545 sh (+2%)
Jean-Marie Eveillard 284,938 sh (+0.65%)
Chuck Akre 396,583 sh (+0.12%)
Westport Asset Management 32,500 sh (unchged)
Ron Baron 5,969 sh (unchged)
Charles de Vaulx 183,660 sh (unchged)
Robert Olstein 6,000 sh (unchged)
Tom Gayner 8,000 sh (unchged)
PRIMECAP Management 85,825 sh (unchged)
Bill Nygren 313,000 sh (unchged)
Wintergreen Fund 141,201 sh (unchged)
Warren Buffett 405,000 sh (unchged)
David Winters 158,731 sh (unchged)
John Hussman Sold Out
Lee Ainslie Sold Out
John Burbank Sold Out
Ruane Cunniff 547,585 sh (-0.51%)
Murray Stahl 37,101 sh (-2.95%)
Chuck Royce 771 sh (-3.02%)
Pioneer Investments 265,164 sh (-5.35%)
Jeff Auxier 8,011 sh (-5.87%)
RS Investment Management 3,242 sh (-8.16%)
Andreas Halvorsen 763,287 sh (-11.79%)
Julian Robertson 27,528 sh (-22.84%)
Louis Moore Bacon 3,760 sh (-24.8%)
Chase Coleman 350,000 sh (-30%)
Jim Simons 265,800 sh (-31.35%)
Jeremy Grantham 306,969 sh (-37.56%)
Tweedy Browne 47,478 sh (-47.4%)
» More
Q4 2013

MA Guru Trades in Q4 2013

Ray Dalio 1,571 sh (New)
Ken Heebner 29,000 sh (New)
Mario Gabelli 219,650 sh (+909.19%)
Murray Stahl 344,378 sh (+828.22%)
Manning & Napier Advisors, Inc 9,580 sh (+257.46%)
Steve Mandel 950,596 sh (+35.68%)
RS Investment Management 3,420 sh (+5.49%)
Pioneer Investments 273,091 sh (+2.99%)
PRIMECAP Management 86,675 sh (+0.99%)
Ron Baron 5,998 sh (+0.49%)
Chase Coleman 350,000 sh (unchged)
Tom Gayner 8,000 sh (unchged)
Westport Asset Management 32,500 sh (unchged)
Bill Nygren 313,000 sh (unchged)
Jeff Auxier 8,011 sh (unchged)
Warren Buffett 405,000 sh (unchged)
Robert Olstein Sold Out
Chuck Akre 396,463 sh (-0.03%)
Ruane Cunniff 545,257 sh (-0.43%)
Jean-Marie Eveillard 283,295 sh (-0.58%)
Tom Russo 990,747 sh (-1.12%)
David Winters 142,826 sh (-10.02%)
Tweedy Browne 42,563 sh (-10.35%)
Wintergreen Fund 126,497 sh (-10.41%)
Andreas Halvorsen 642,087 sh (-15.88%)
Ken Fisher 21,465 sh (-19.14%)
Jeremy Grantham 242,121 sh (-21.13%)
Jim Chanos 14,680 sh (-30.72%)
Jim Simons 183,500 sh (-30.96%)
Charles de Vaulx 105,396 sh (-42.61%)
Chuck Royce 271 sh (-64.85%)
Julian Robertson 6,560 sh (-76.17%)
Chris Davis 1,935 sh (-77.69%)
Steven Cohen 13,400 sh (-81.39%)
Louis Moore Bacon 639 sh (-83.01%)
» More
» Details

Insider Trades

Latest Guru Trades with MA

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Julian Robertson 2013-12-31 Reduce -76.17%2.13%$65.387 - $83.33 $ 73.930%6560
Steve Mandel 2013-12-31 Add 35.68%0.89%$65.387 - $83.33 $ 73.930%950596
Mario Gabelli 2013-12-31 Add 909.19%0.09%$65.387 - $83.33 $ 73.930%219650
Ray Dalio 2013-12-31 New Buy0.01%$65.387 - $83.33 $ 73.930%1571
Steve Mandel 2013-09-30 New Buy2.1%$58.31 - $68.76 $ 73.9318%700604
Lee Ainslie 2013-09-30 Sold Out 2%$58.31 - $68.76 $ 73.9318%0
John Burbank 2013-09-30 Sold Out 1.1%$58.31 - $68.76 $ 73.9318%0
John Hussman 2013-09-30 Sold Out 0.92%$58.31 - $68.76 $ 73.9318%0
Tweedy Browne 2013-09-30 Reduce -47.4%0.62%$58.31 - $68.76 $ 73.9318%47478
Julian Robertson 2013-09-30 Reduce -22.84%0.59%$58.31 - $68.76 $ 73.9318%27528
Chuck Akre 2013-06-30 Add 15.87%1.41%$52.1 - $58.64 $ 73.9333%396088
John Burbank 2013-06-30 New Buy1.1%$52.1 - $58.64 $ 73.9333%59063
Julian Robertson 2013-06-30 Reduce -20.32%0.67%$52.1 - $58.64 $ 73.9333%35678
Lee Ainslie 2013-06-30 Add 35.22%0.52%$52.1 - $58.64 $ 73.9333%262431
John Hussman 2013-06-30 Reduce -41.67%0.5%$52.1 - $58.64 $ 73.9333%35000
Tweedy Browne 2013-06-30 Reduce -16.88%0.25%$52.1 - $58.64 $ 73.9333%90259
Joel Greenblatt 2013-06-30 Sold Out 0.02%$52.1 - $58.64 $ 73.9333%0
Ray Dalio 2013-06-30 Sold Out 0.01%$52.1 - $58.64 $ 73.9333%0
John Hussman 2013-03-31 New Buy1.2%$49.13 - $54.11 $ 73.9342%60000
Tom Gayner 2013-03-31 Add 166.67%0.1%$49.13 - $54.11 $ 73.9342%8000
Joel Greenblatt 2013-03-31 New Buy0.02%$49.13 - $54.11 $ 73.9342%634
Ray Dalio 2013-03-31 New Buy0.01%$49.13 - $54.11 $ 73.9342%1046
Premium More recent guru trades are included for Premium Members only!!
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Guru Investment Theses on MasterCard Incorporated

Westport Asset Management Comments on MasterCard Inc. - Apr 16, 2014

The greatest disappointment in the quarter was from MasterCard, Inc. (MA) whose stock price declined 10.6% and negatively impacted performance in the quarter by 37 basis points. This negative performance is attributable to results for the fourth quarter of 2013 coming in below estimates. The company decided to invest additional money in support of new customers which reduced earnings. The outlook for MasterCard, Inc. and Visa Inc. is positive as the volume of business increases when countries move from paper based systems for commerce to electronic ones.





From Westport Funds First Quarter 2014 investor letter.





Check out Westport Asset Management latest stock trades

Sequoia Fund's Discussion of MasterCard - Mar 07, 2014

MasterCard’s 2013 earnings per share increased nearly 20%, driven by the continued trend toward electronic payments globally. As we believe this trend should continue for years to come, MasterCard’s long-term prospects strike us as excellent. The company’s business model is essentially a royalty on global consumption growth, supplemented by the transition away from cash as a payment medium. MasterCard is set up to produce natural expense leverage over time and requires little capital. Processing costs are highly fixed, making for high incremental margins and high returns on capital.





Source: Sequoia Fund's 2013 Annual Report - Management's Discussion of Fund Performance



Check out latest stock trades

Top Ranked Articles about MasterCard Incorporated

Westport Asset Management Comments on MasterCard Inc.
The greatest disappointment in the quarter was from MasterCard, Inc. (MA) whose stock price declined 10.6% and negatively impacted performance in the quarter by 37 basis points. This negative performance is attributable to results for the fourth quarter of 2013 coming in below estimates. The company decided to invest additional money in support of new customers which reduced earnings. The outlook for MasterCard, Inc. and Visa Inc. is positive as the volume of business increases when countries move from paper based systems for commerce to electronic ones. Read more...
Sequoia Fund Comments on TJX, Rolls-Royce, MasterCard, and O’Reilly Automotive
Other large holdings that generated significant outperformance included TJX, which rose 51%; Rolls-Royce, up 51%; MasterCard, up 71%; and O’Reilly Automotive, which rose 44%. We have owned each of these businesses for at least six years. We think our strategy of identifying great businesses, buying their stocks when they seem mispriced, then holding them as long as management continues to execute (and the share prices don’t become extremely overvalued) is working as well today as it ever has. We expect that our portfolio companies will grow earnings at a good rate in the future, but not at the 23% rate we saw in 2013. Read more...
Sequoia Fund's Discussion of MasterCard
MasterCard’s 2013 earnings per share increased nearly 20%, driven by the continued trend toward electronic payments globally. As we believe this trend should continue for years to come, MasterCard’s long-term prospects strike us as excellent. The company’s business model is essentially a royalty on global consumption growth, supplemented by the transition away from cash as a payment medium. MasterCard is set up to produce natural expense leverage over time and requires little capital. Processing costs are highly fixed, making for high incremental margins and high returns on capital. Read more...
Short Seller Jim Chanos Buys Yelp, Arch Coal Inc, FXI, Sells Deere, Whole Foods Market, Microsoft
Short seller Jim Chanos must be very bearish right now. He has sold many positions in his long positions, and added only a few. Jim Chanos buys Yelp Inc, Arch Coal Inc, iShares FTSE/Xinhua China 25 Index (ETF), MasterCard Incorporated, Visa, Inc., sells Deere & Co, Whole Foods Market, Inc., Microsoft Corporation, Harris Teeter Supermarkets Inc, Starbucks, SPDR S&P MidCap 400 ETF, SPDR S&P 500 ETF, Charles Schwab Corp, Apple Inc, United States Natural Gas Fund, LP, McDonald's Corporation, Citigroup Inc, KKR & Co LP, Electronic Arts, Inc., Take-Two Interactive Software, Inc. during the 3-months ended 09/30/2013, according to the most recent filings of his investment company, Kynikos Associates LP. Read more...
Checking In with All-Weather Chuck Akre - Review of Top Picks
“Don't be overwhelmed by a rising market and don't be driven by the fear of missing out,” was once offered by Chuck Akre as his best investing advice. He said to “make sure you have a margin of safety” and stay prepared for a rainy day. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 28.70
MA's P/E(ttm) is ranked lower than
66% of the 118 Companies
in the Global Credit Services industry.

( Industry Median: 12.40 vs. MA: 28.70 )
MA' s 10-Year P/E(ttm) Range
Min: 15.08   Max: 160.81
Current: 28.7

15.08
160.81
P/B 11.50
MA's P/B is ranked lower than
76% of the 132 Companies
in the Global Credit Services industry.

( Industry Median: 1.40 vs. MA: 11.50 )
MA' s 10-Year P/B Range
Min: 2.8   Max: 18.6
Current: 11.5

2.8
18.6
P/S 10.76
MA's P/S is ranked lower than
78% of the 126 Companies
in the Global Credit Services industry.

( Industry Median: 2.50 vs. MA: 10.76 )
MA' s 10-Year P/S Range
Min: 1.55   Max: 12.19
Current: 10.76

1.55
12.19
PFCF 23.50
MA's PFCF is ranked lower than
79% of the 72 Companies
in the Global Credit Services industry.

( Industry Median: 7.30 vs. MA: 23.50 )
MA' s 10-Year PFCF Range
Min: 11.54   Max: 85.53
Current: 23.5

11.54
85.53
EV-to-EBIT 18.50
MA's EV-to-EBIT is ranked higher than
57% of the 119 Companies
in the Global Credit Services industry.

( Industry Median: 16.90 vs. MA: 18.50 )
MA' s 10-Year EV-to-EBIT Range
Min: 8.4   Max: 66.8
Current: 18.5

8.4
66.8
PEG 1.40
MA's PEG is ranked lower than
54% of the 80 Companies
in the Global Credit Services industry.

( Industry Median: 1.09 vs. MA: 1.40 )
MA' s 10-Year PEG Range
Min: 0   Max: 2.27
Current: 1.4

0
2.27
Shiller P/E 50.10
MA's Shiller P/E is ranked lower than
83% of the 76 Companies
in the Global Credit Services industry.

( Industry Median: 18.31 vs. MA: 50.10 )
MA' s 10-Year Shiller P/E Range
Min: 34.76   Max: 173.96
Current: 50.1

34.76
173.96

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.46
MA's Dividend Yield is ranked lower than
91% of the 96 Companies
in the Global Credit Services industry.

( Industry Median: 2.24 vs. MA: 0.46 )
MA' s 10-Year Dividend Yield Range
Min: 0.09   Max: 0.48
Current: 0.46

0.09
0.48
Dividend Payout 0.11
MA's Dividend Payout is ranked higher than
89% of the 87 Companies
in the Global Credit Services industry.

( Industry Median: 0.31 vs. MA: 0.11 )
MA' s 10-Year Dividend Payout Range
Min: 0.04   Max: 0.24
Current: 0.11

0.04
0.24
Dividend growth (3y) 69.10
MA's Dividend growth (3y) is ranked higher than
97% of the 72 Companies
in the Global Credit Services industry.

( Industry Median: 9.40 vs. MA: 69.10 )
MA' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 88.2
Current: 69.1

0
88.2
Yield on cost (5-Year) 3.42
MA's Yield on cost (5-Year) is ranked higher than
58% of the 98 Companies
in the Global Credit Services industry.

( Industry Median: 2.94 vs. MA: 3.42 )
MA' s 10-Year Yield on cost (5-Year) Range
Min: 0.62   Max: 3.28
Current: 3.42

0.62
3.28
Share Buyback Rate 2.50
MA's Share Buyback Rate is ranked higher than
92% of the 98 Companies
in the Global Credit Services industry.

( Industry Median: -1.50 vs. MA: 2.50 )
MA' s 10-Year Share Buyback Rate Range
Min: 2.5   Max: -11.8
Current: 2.5

Valuation & Return

vs
industry
vs
history
Price/Net Cash 194.60
MA's Price/Net Cash is ranked lower than
83% of the 6 Companies
in the Global Credit Services industry.

( Industry Median: 19.00 vs. MA: 194.60 )
MA' s 10-Year Price/Net Cash Range
Min: 48.72   Max: 245.64
Current: 194.6

48.72
245.64
Price/Net Current Asset Value 40.40
MA's Price/Net Current Asset Value is ranked lower than
83% of the 30 Companies
in the Global Credit Services industry.

( Industry Median: 7.30 vs. MA: 40.40 )
MA' s 10-Year Price/Net Current Asset Value Range
Min: 19.49   Max: 45.65
Current: 40.4

19.49
45.65
Price/Tangible Book 15.50
MA's Price/Tangible Book is ranked lower than
79% of the 127 Companies
in the Global Credit Services industry.

( Industry Median: 1.70 vs. MA: 15.50 )
MA' s 10-Year Price/Tangible Book Range
Min: 6.92   Max: 17.55
Current: 15.5

6.92
17.55
Price/DCF (Projected) 2.90
MA's Price/DCF (Projected) is ranked lower than
72% of the 60 Companies
in the Global Credit Services industry.

( Industry Median: 0.70 vs. MA: 2.90 )
MA' s 10-Year Price/DCF (Projected) Range
Min: 2.37   Max: 5.1
Current: 2.9

2.37
5.1
Price/Median PS Value 1.70
MA's Price/Median PS Value is ranked lower than
66% of the 119 Companies
in the Global Credit Services industry.

( Industry Median: 1.20 vs. MA: 1.70 )
MA' s 10-Year Price/Median PS Value Range
Min: 0.6   Max: 1.96
Current: 1.7

0.6
1.96
Price/Graham Number 4.40
MA's Price/Graham Number is ranked lower than
73% of the 116 Companies
in the Global Credit Services industry.

( Industry Median: 0.90 vs. MA: 4.40 )
MA' s 10-Year Price/Graham Number Range
Min: 2.15   Max: 9.12
Current: 4.4

2.15
9.12
Earnings Yield (Greenblatt) 5.40
MA's Earnings Yield (Greenblatt) is ranked higher than
61% of the 127 Companies
in the Global Credit Services industry.

( Industry Median: 5.50 vs. MA: 5.40 )
MA' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.5   Max: 11.9
Current: 5.4

1.5
11.9
Forward Rate of Return (Yacktman) 0.90
MA's Forward Rate of Return (Yacktman) is ranked higher than
61% of the 102 Companies
in the Global Credit Services industry.

( Industry Median: 12.04 vs. MA: 0.90 )
MA' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 0.8   Max: 17
Current: 0.9

0.8
17

Business Description

Industry: Credit Services » Credit Services
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Traded in other countries:M4I.Germany
MasterCard Incorporated was incorporated as a Delaware stock corporation in May 2001. It is a global payment solutions company that provides a variety of services in support of the credit, debit and related payment programs of over 23,000 financial institutions and other entities that are its customers. It conducts its business mainly through subsidiaries, including MasterCard International Incorporated subsidiaries, including MasterCard International Incorporated provide payment solutions, including transaction processing and related services to customers principally in support of their credit, deposit access (debit), electronic cash and Automated Teller Machine ('ATM') payment card programs, and travelers cheque programs. Through its three-tiered business model as franchisor, processor and advisor, it develops and markets payment solutions, process payment transactions, and provides support services to its customers and, depending upon the service, to merchants and other clients.The Company operate in the global payments industry which consists of all forms of payment including: Paper-personal checks, cash, money orders, official checks, travelers cheques and other paper-based means of transferring value; Cards-credit cards, charge cards, debit cards, stored value cards and other types of cards; and Emerging and Other Forms of Payment—wire transfers, electronic benefits transfers, bill payments, Automated Clearing House payments and payments using mobile devices, among others. The Company manages a family of well-known, widely accepted payment card brands, including MasterCard, MasterCard Electronic, Maestro and Cirrus which it licenses to its customers. As part of managing these brands, it also establishes and enforces rules and standards surrounding the use of its payment card network. MasterCard offers a range of payment solutions to enable its customers to design, package and implement programs targeted to the specific needs of their customers, the cardholders. The payment programs, which are facilitated through its brands, include consumer credit and debit programs, commercial payment solutions, prepaid programs, contactless payment solutions and emerging technologies. MasterCard offers a number of consumer credit and charge programs that are designed to meet the needs of its customers. It offers customized programs to customers to address specific consumer segments. The consumer credit programs include Standard, Gold, Platinum,World Elite MasterCard cards. MasterCard offers to customers' cards targeted to affluent consumers outside of the United States, such as the MasterCard Black card in Latin America, World and World Signia MasterCard in Europe and World and Titanium MasterCard in Asia/Pacific, Middle East and Africa. Maestro is its global online debit program. MasterCard offers commercial payment solutions that help large corporations, mid-sized companies, small businesses and public sector organizations to streamli

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