Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 9/10

vs
industry
vs
history
Cash to Debt 3.40
MA's Cash to Debt is ranked lower than
51% of the 256 Companies
in the Global Credit Services industry.

( Industry Median: 6.06 vs. MA: 3.40 )
Ranked among companies with meaningful Cash to Debt only.
MA' s 10-Year Cash to Debt Range
Min: 0.15  Med: 126.34 Max: No Debt
Current: 3.4
Equity to Asset 0.42
MA's Equity to Asset is ranked higher than
58% of the 183 Companies
in the Global Credit Services industry.

( Industry Median: 0.37 vs. MA: 0.42 )
Ranked among companies with meaningful Equity to Asset only.
MA' s 10-Year Equity to Asset Range
Min: 0.24  Med: 0.48 Max: 0.62
Current: 0.42
0.24
0.62
Interest Coverage 106.38
MA's Interest Coverage is ranked higher than
55% of the 181 Companies
in the Global Credit Services industry.

( Industry Median: 16.15 vs. MA: 106.38 )
Ranked among companies with meaningful Interest Coverage only.
MA' s 10-Year Interest Coverage Range
Min: 3.75  Med: 23.22 Max: 9999.99
Current: 106.38
3.75
9999.99
F-Score: 5
Z-Score: 10.57
M-Score: -2.44
WACC vs ROIC
11.95%
218.61%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 52.84
MA's Operating margin (%) is ranked higher than
82% of the 269 Companies
in the Global Credit Services industry.

( Industry Median: 20.53 vs. MA: 52.84 )
Ranked among companies with meaningful Operating margin (%) only.
MA' s 10-Year Operating margin (%) Range
Min: -10.71  Med: 13.76 Max: 53.95
Current: 52.84
-10.71
53.95
Net-margin (%) 39.39
MA's Net-margin (%) is ranked higher than
79% of the 271 Companies
in the Global Credit Services industry.

( Industry Median: 17.41 vs. MA: 39.39 )
Ranked among companies with meaningful Net-margin (%) only.
MA' s 10-Year Net-margin (%) Range
Min: -17.29  Med: 9.13 Max: 38.18
Current: 39.39
-17.29
38.18
ROE (%) 58.23
MA's ROE (%) is ranked higher than
97% of the 267 Companies
in the Global Credit Services industry.

( Industry Median: 8.63 vs. MA: 58.23 )
Ranked among companies with meaningful ROE (%) only.
MA' s 10-Year ROE (%) Range
Min: -75.39  Med: 34.43 Max: 53.87
Current: 58.23
-75.39
53.87
ROA (%) 25.29
MA's ROA (%) is ranked higher than
96% of the 280 Companies
in the Global Credit Services industry.

( Industry Median: 2.98 vs. MA: 25.29 )
Ranked among companies with meaningful ROA (%) only.
MA' s 10-Year ROA (%) Range
Min: -34.13  Med: 14.58 Max: 24.46
Current: 25.29
-34.13
24.46
ROC (Joel Greenblatt) (%) 861.44
MA's ROC (Joel Greenblatt) (%) is ranked higher than
94% of the 217 Companies
in the Global Credit Services industry.

( Industry Median: 14.71 vs. MA: 861.44 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
MA' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -93.67  Med: 617.36 Max: 904.61
Current: 861.44
-93.67
904.61
Revenue Growth (3Y)(%) 15.60
MA's Revenue Growth (3Y)(%) is ranked higher than
70% of the 201 Companies
in the Global Credit Services industry.

( Industry Median: 5.50 vs. MA: 15.60 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
MA' s 10-Year Revenue Growth (3Y)(%) Range
Min: -0.2  Med: 12.10 Max: 20.8
Current: 15.6
-0.2
20.8
EBITDA Growth (3Y)(%) 26.20
MA's EBITDA Growth (3Y)(%) is ranked higher than
82% of the 171 Companies
in the Global Credit Services industry.

( Industry Median: -3.30 vs. MA: 26.20 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
MA' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: 20.30 Max: 115.4
Current: 26.2
0
115.4
EPS Growth (3Y)(%) 27.50
MA's EPS Growth (3Y)(%) is ranked higher than
79% of the 175 Companies
in the Global Credit Services industry.

( Industry Median: 4.60 vs. MA: 27.50 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
MA' s 10-Year EPS Growth (3Y)(%) Range
Min: 6.3  Med: 24.70 Max: 204.6
Current: 27.5
6.3
204.6
» MA's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2014

MA Guru Trades in Q3 2014

Louis Moore Bacon 165,586 sh (New)
Ray Dalio 5,277 sh (New)
George Soros 200,000 sh (New)
Chase Coleman 7,586,471 sh (+120.54%)
Steven Cohen 252,600 sh (+75.91%)
Andreas Halvorsen 13,056,351 sh (+32.95%)
Manning & Napier Advisors, Inc 2,967,599 sh (+31.44%)
Charles de Vaulx 1,377,737 sh (+29.67%)
Steve Mandel 15,082,787 sh (+28.19%)
Bill Nygren 5,050,000 sh (+15.30%)
Jeremy Grantham 3,139,418 sh (+10.18%)
Mario Gabelli 224,830 sh (+2.10%)
First Eagle Investment 2,907,868 sh (+1.68%)
Tom Russo 9,956,963 sh (+0.68%)
Westport Asset Management 355,000 sh (unchged)
Warren Buffett 4,715,400 sh (unchged)
Tom Gayner 80,000 sh (unchged)
John Griffin 1,675,000 sh (unchged)
Pioneer Investments 1,952,895 sh (unchged)
Chuck Royce 710 sh (unchged)
Jim Chanos Sold Out
Ruane Cunniff 5,446,115 sh (-0.08%)
Ken Fisher 221,494 sh (-0.12%)
Chuck Akre 4,273,180 sh (-0.13%)
Ron Baron 63,491 sh (-0.23%)
Jeff Auxier 71,510 sh (-1.38%)
Chris Davis 18,570 sh (-4.03%)
PRIMECAP Management 807,750 sh (-6.37%)
Tweedy Browne 304,305 sh (-16.78%)
Julian Robertson 35,025 sh (-29.39%)
Murray Stahl 192,534 sh (-30.75%)
David Winters 474,944 sh (-35.32%)
Wintergreen Fund 404,321 sh (-35.78%)
Jim Simons 1,726,100 sh (-41.18%)
Joel Greenblatt 19,238 sh (-64.00%)
Paul Tudor Jones 32,661 sh (-88.42%)
» More
Q4 2014

MA Guru Trades in Q4 2014

Ken Heebner 280,000 sh (New)
Robert Olstein 53,000 sh (New)
Wallace Weitz 284,120 sh (New)
Ray Dalio 22,677 sh (+329.73%)
Paul Tudor Jones 128,538 sh (+293.55%)
Steve Mandel 20,030,460 sh (+32.80%)
Ron Baron 82,396 sh (+29.78%)
Tom Gayner 93,000 sh (+16.25%)
Warren Buffett 5,399,756 sh (+14.51%)
Pioneer Investments 2,193,780 sh (+12.33%)
Ken Fisher 224,616 sh (+1.41%)
Tom Russo 9,982,281 sh (+0.25%)
Charles de Vaulx 1,381,079 sh (+0.24%)
First Eagle Investment 2,908,095 sh (+0.01%)
Bill Nygren 5,050,000 sh (unchged)
David Winters 474,944 sh (unchged)
PRIMECAP Management 807,750 sh (unchged)
John Griffin 1,675,000 sh (unchged)
Julian Robertson 35,025 sh (unchged)
Westport Asset Management 355,000 sh (unchged)
Wintergreen Fund 404,321 sh (unchged)
Chuck Royce 710 sh (unchged)
George Soros Sold Out
Chuck Akre 4,266,670 sh (-0.15%)
Murray Stahl 191,386 sh (-0.60%)
Tweedy Browne 302,450 sh (-0.61%)
Jeff Auxier 71,060 sh (-0.63%)
Ruane Cunniff 5,390,387 sh (-1.02%)
Manning & Napier Advisors, Inc 2,872,296 sh (-3.21%)
Chase Coleman 7,214,060 sh (-4.91%)
Mario Gabelli 206,580 sh (-8.12%)
Jeremy Grantham 2,723,269 sh (-13.26%)
Chris Davis 15,300 sh (-17.61%)
Jim Simons 813,500 sh (-52.87%)
Steven Cohen 118,700 sh (-53.01%)
Louis Moore Bacon 73,604 sh (-55.55%)
Andreas Halvorsen 4,304,154 sh (-67.03%)
Joel Greenblatt 5,786 sh (-69.92%)
» More
Q1 2015

MA Guru Trades in Q1 2015

RS Investment Management 6,800 sh (New)
Lee Ainslie 2,900 sh (New)
Steven Cohen 347,200 sh (+192.50%)
Jim Simons 2,185,800 sh (+168.69%)
Louis Moore Bacon 146,949 sh (+99.65%)
Joel Greenblatt 11,272 sh (+94.82%)
Andreas Halvorsen 8,264,648 sh (+92.02%)
Ron Baron 139,864 sh (+69.75%)
Robert Olstein 67,000 sh (+26.42%)
Pioneer Investments 2,720,629 sh (+24.02%)
PRIMECAP Management 952,750 sh (+17.95%)
Tom Gayner 106,000 sh (+13.98%)
Manning & Napier Advisors, Inc 3,214,749 sh (+11.92%)
Wallace Weitz 304,820 sh (+7.29%)
Chuck Akre 4,317,827 sh (+1.20%)
Ken Fisher 226,588 sh (+0.88%)
First Eagle Investment 2,919,287 sh (+0.38%)
Tom Russo 10,020,489 sh (+0.38%)
Ruane Cunniff 5,395,235 sh (+0.09%)
Westport Asset Management 355,000 sh (unchged)
Chris Davis 15,300 sh (unchged)
John Griffin 1,675,000 sh (unchged)
Julian Robertson 35,025 sh (unchged)
Bill Nygren 5,050,000 sh (unchged)
Charles de Vaulx 1,381,079 sh (unchged)
Chuck Royce Sold Out
Ray Dalio Sold Out
Wintergreen Fund Sold Out
Paul Tudor Jones Sold Out
David Winters Sold Out
Tweedy Browne 300,390 sh (-0.68%)
Mario Gabelli 204,020 sh (-1.24%)
Chase Coleman 7,111,093 sh (-1.43%)
Murray Stahl 188,499 sh (-1.51%)
Warren Buffett 5,229,756 sh (-3.15%)
Jeremy Grantham 2,604,081 sh (-4.38%)
Ken Heebner 260,000 sh (-7.14%)
Steve Mandel 12,973,653 sh (-35.23%)
Jeff Auxier 9,510 sh (-86.62%)
» More
Q2 2015

MA Guru Trades in Q2 2015

Jeff Auxier 70,410 sh (+640.38%)
Manning & Napier Advisors, Inc 5,469,570 sh (+70.14%)
RS Investment Management 8,200 sh (+20.59%)
RS Investment Management 8,200 sh (+20.59%)
Tom Gayner 117,000 sh (+10.38%)
Jim Simons 2,385,300 sh (+9.13%)
Wallace Weitz 315,120 sh (+3.38%)
Pioneer Investments 2,793,058 sh (+2.66%)
Ken Fisher 231,722 sh (+2.27%)
PRIMECAP Management 967,550 sh (+1.55%)
Ruane Cunniff 5,419,792 sh (+0.46%)
Chuck Akre 4,328,795 sh (+0.25%)
Tom Russo 10,032,175 sh (+0.12%)
Charles de Vaulx 1,381,079 sh (unchged)
Westport Asset Management 355,000 sh (unchged)
John Griffin 1,675,000 sh (unchged)
Robert Olstein 67,000 sh (unchged)
Julian Robertson 35,025 sh (unchged)
Chase Coleman 7,111,093 sh (unchged)
Chris Davis 15,300 sh (unchged)
Warren Buffett 5,229,756 sh (unchged)
Lee Ainslie 2,900 sh (unchged)
Louis Moore Bacon Sold Out
Joel Greenblatt Sold Out
Ken Heebner Sold Out
Andreas Halvorsen 8,218,696 sh (-0.56%)
Mario Gabelli 201,935 sh (-1.02%)
Ron Baron 138,310 sh (-1.11%)
First Eagle Investment 2,881,650 sh (-1.29%)
Murray Stahl 185,739 sh (-1.46%)
Tweedy Browne 292,550 sh (-2.61%)
Bill Nygren 4,850,000 sh (-3.96%)
Steven Cohen 312,000 sh (-10.14%)
Steve Mandel 9,726,632 sh (-25.03%)
Jeremy Grantham 1,256,581 sh (-51.75%)
» More
» Details

Insider Trades

Latest Guru Trades with MA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Guru Investment Theses on MasterCard Inc

Sequoia Fund Comments on MasterCard - Aug 27, 2015

Question:



A couple of questions on MasterCard (NYSE:MA). Visa (NYSE:V) benefits from a lot of the same secular trends that MasterCard does; so I am curious why you guys own MasterCard and not Visa. Secondly, if you could comment on some of the recent acquisitions that MasterCard has made, and the strategic and financial rationale, if you agree with those.



John Harris:



Let’s see, why do we own MasterCard instead of Visa? There is not really a good answer. We should have owned both. We should have owned more of both. We should have owned a lot more of both. It is a tremendous mistake for which I bear significant responsibility. So that is the answer to that.



The acquisitions — I have to be honest with you, and this is self-deprecating and not intentionally so — I have had a tough time understanding many of the acquisitions that these two companies have done over the years. Not just MasterCard, Visa also. Visa plunked down a sizeable amount of money to buy a business called CyberSource, which worked for a couple years and now is not working so well. There is an understanding at the card networks that things will eventually change. It has been remarkable and surprising to me how slow the pace of change has actually been and how as threats have emerged, they have quickly gone by the wayside. It just turns out that the network business model is incredibly resilient. But there is some concern — subconscious, whatever you want to call it — that eventually things may change and that the change is going to be driven by technology. So there is a desire on both of their parts, especially when new CEOs took over at both companies I noticed a marked increase in this desire, to try to ramp up the pace of innovation hopefully to head off some of the technological threats that they see on the horizon. The fact of the matter is that Visa and MasterCard have not traditionally been terribly innovative organizations. They were cooperatives for most of their lives and overseen by bankers. That is all you need to know on that subject.



They are doing their best. To be totally honest, they feel like part of being innovative and doing a good job is buying small innovative businesses. Whether any of them have really added anything, there certainly is no perceptible evidence. It is possible that at some point in the future we will find out that MasterCard is able to adapt to technological change because of some small acquisition it did in the past — it is entirely possible, but I do not see any evidence of it. In the past, for the most part the deals the company has done have been so small that they have had a nonmaterial impact on the financial progress of the business. This year that has changed a little bit. MasterCard did a couple of deals that were pretty meaningfully dilutive to its earnings so that the company is going to have the slowest rate of earnings growth it has had this year since we have owned the stock and since it has been a public company — we have owned it for its entire life as a public company. A lot of that is foreign exchange, which is a real headwind this year. Part of it is those acquisitions, which are detracting in a meaningful way from the earnings.



Bob Goldfarb:



As to why we bought MasterCard rather than Visa, we bought MasterCard in the first few days that it went public. We should have kept going, as John said. Visa went public later and it was priced off MasterCard, which was selling at a significantly higher price at that time than when it went public.



From Ruane, Cunniff & Goldfarb Investor Day 2015 Transcript Part I.



Check out Ruane Cunniff latest stock trades

Westport Fund Comments on MasterCard Inc - Jul 28, 2014

The largest detractor among the Fund’s holdings was MasterCard, Inc., Class A shares (MA), at minus 45 basis points from a 12% decline in its share price. After an excellent performance in 2013 where earnings growth outpaced expectations and the stock price responded accordingly, 2014 has seen continued earnings growth but a reduction in the price/earnings multiple iii attached to those earnings. The imposition of financial sanctions against Russia for its annexation of Crimea raised questions about MasterCard Inc.’s long term presence in Russia and its earnings growth. However, the outlook is positive as transactions in many countries will continue to move from paper based systems for commerce to electronic transactions.

From Westport Asset Management (Trades, Portfolio)’s Westport Fund Second Quarter 2014 Commentary.

Check out Westport Asset Management latest stock trades

Chuck Akre Comments on MasterCard Corporation - Jul 23, 2014

MasterCard Corporation (“MasterCard”) (NYSE: MA)

Market cap: $85.8 billion (as of 6/30/14)

Company overview:

MasterCard (MA) is a payment technology and network company, operating the world’s second largest payment network connecting banks, consumers, and merchants in over 210 countries. MasterCard was collectively owned by its member banks until it became a public, stand-alone company in 2006, from which point through 2012 it grew revenue 14% compounded annually and free cash flow per share over 34% compounded annually as operating margins expanded from 20% to over 53%.

Akre Focus Fund Investment:

Our investment in MasterCard began in February 2010 under the cloud of uncertainty presented by the Durbin Amendment (part of Dodd-Frank) and its potential impact on MasterCard’s debit business. Through appreciation and subsequent opportunistic purchases, as of June 2014 MasterCard represented 7.6% of the portfolio.

Investment thesis:

Approximately 85% of the world’s purchase transactions today are done using cash and checks. This presents an enormous market opportunity for MasterCard - perhaps the largest imaginable if one thinks of Gross Domestic Product as the summation of all the purchase transactions in an economy. In MasterCard, we believe we own a business with increasing odds of being involved and potentially profiting from the growth and secular movement of those purchase transactions to electronic means of payment, earning a small piece on the trillions of dollars transacted over its network. This ongoing shift continued to be aided by the growth of ecommerce, new acceptance locations/categories (taxis, toll roads), the increasing inclusion via prepaid cards of 2.5 billion unbanked consumers worldwide, mobile commerce (given the lack of wireline infrastructure in many countries), and governments moving payment disbursement programs (e.g. Social Security, Veterans benefits) from paper checks to electronic payments. Furthermore, MasterCard has no debt, a nearly 40% free cash flow margin, pricing power, and the company is able to repurchase billions of dollars annually of its stock while reinvesting in what it calls “the war on cash.”

The examples of specific discrete investments are included merely to illustrate Akre Capital Management’s investment process and strategy, and a portfolio will typically contain a much larger number of positions than the examples set forth herein. Accordingly, the examples are not intended to indicate overall portfolio performance that may be expected to be achieved.

From Chuck Akre (Trades, Portfolio)’s 2014 Q2 Fund Pitchbook .

Check out Chuck Akre latest stock trades

Baron Funds Comments on MasterCard - May 29, 2014

After rising 70% last year, shares of credit card company MasterCard, Inc. fell 11% in the first quarter on lower than expected fourth quarter earnings and forward guidance, due to higher incentive payments to card issuers and the loss of a large bank customer. In addition, a recent court decision reduced the likelihood that MasterCard would take market share from Visa in signature debit processing. We retain conviction based on high barriers to entry and a long runway for growth in electronic payments, particularly outside the U.S., where MasterCard generates most of its revenue.





From Baron Funds' first quarter 2014 commentary.



Check out Ron Baron latest stock trades

Westport Asset Management Comments on MasterCard Inc. - Apr 16, 2014

The greatest disappointment in the quarter was from MasterCard, Inc. (MA) whose stock price declined 10.6% and negatively impacted performance in the quarter by 37 basis points. This negative performance is attributable to results for the fourth quarter of 2013 coming in below estimates. The company decided to invest additional money in support of new customers which reduced earnings. The outlook for MasterCard, Inc. and Visa Inc. is positive as the volume of business increases when countries move from paper based systems for commerce to electronic ones.





From Westport Funds First Quarter 2014 investor letter.





Check out Westport Asset Management latest stock trades

Sequoia Fund's Discussion of MasterCard - Mar 07, 2014

MasterCard’s 2013 earnings per share increased nearly 20%, driven by the continued trend toward electronic payments globally. As we believe this trend should continue for years to come, MasterCard’s long-term prospects strike us as excellent. The company’s business model is essentially a royalty on global consumption growth, supplemented by the transition away from cash as a payment medium. MasterCard is set up to produce natural expense leverage over time and requires little capital. Processing costs are highly fixed, making for high incremental margins and high returns on capital.





Source: Sequoia Fund's 2013 Annual Report - Management's Discussion of Fund Performance



Check out latest stock trades

Top Ranked Articles about MasterCard Inc

Sequoia Fund Comments on MasterCard
Question: Read more...
Chuck Akre Invests in American Tower in First Quarter
Guru Chuck Akre (Trades, Portfolio)’s only new buy in the first quarter – American Tower Corp (NYSE:AMT) – was sufficient to make that stake the second-most valuable in his portfolio behind MasterCard Inc (NYSE:MA). Read more...
Exclusive Interview With Tom Russo Part II
This is the second portion of the interview we conducted with Tom Russo (Trades, Portfolio). The first part of ther interview can be found here. We would like to thank our readers again for the questions submitted. Due to time, we were unable to ask all of them. Read more...
Exclusive Q&A Interview With Tom Russo Part I
We recently had the opportunity to interview guru Tom Russo (Trades, Portfolio) of Gardner Russo & Gardner about his investment strategies in global investing, as well as how he became an investor. The questions asked are from our readers. Read more...
The Top Net Buys Of The Hedge Fund Gurus
Now that the second quarter portfolios have been filed with the SEC, I used the GuruFocus S&P 500 Grid to get a look at what the hedge fund gurus have been buying. I prefer to use “net buys” over “buys” because it also factors in what the hedge fund gurus have been selling. When using the S&P 500 Grid, I adjusted the settings to only include the hedge fund gurus and examined the results for both S&P 500 and non-S&P 500 companies. The top results were MasterCard (MA), eBay (EBAY), Occidental Petroleum (OXY), Ally Financial (ALLY), Actavis (ACT), and Allergan (AGN). Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 28.14
MA's P/E(ttm) is ranked lower than
71% of the 214 Companies
in the Global Credit Services industry.

( Industry Median: 14.70 vs. MA: 28.14 )
Ranked among companies with meaningful P/E(ttm) only.
MA' s 10-Year P/E(ttm) Range
Min: 15.07  Med: 26.31 Max: 310.24
Current: 28.14
15.07
310.24
Forward P/E 22.52
MA's Forward P/E is ranked lower than
87% of the 70 Companies
in the Global Credit Services industry.

( Industry Median: 11.04 vs. MA: 22.52 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 28.80
MA's PE(NRI) is ranked lower than
71% of the 215 Companies
in the Global Credit Services industry.

( Industry Median: 14.90 vs. MA: 28.80 )
Ranked among companies with meaningful PE(NRI) only.
MA' s 10-Year PE(NRI) Range
Min: 14.9  Med: 26.25 Max: 369.87
Current: 28.8
14.9
369.87
P/B 16.22
MA's P/B is ranked lower than
99% of the 220 Companies
in the Global Credit Services industry.

( Industry Median: 1.04 vs. MA: 16.22 )
Ranked among companies with meaningful P/B only.
MA' s 10-Year P/B Range
Min: 2.8  Med: 8.26 Max: 18.6
Current: 16.22
2.8
18.6
P/S 11.05
MA's P/S is ranked lower than
83% of the 262 Companies
in the Global Credit Services industry.

( Industry Median: 3.31 vs. MA: 11.05 )
Ranked among companies with meaningful P/S only.
MA' s 10-Year P/S Range
Min: 1.98  Med: 6.73 Max: 12.15
Current: 11.05
1.98
12.15
PFCF 30.57
MA's PFCF is ranked lower than
78% of the 69 Companies
in the Global Credit Services industry.

( Industry Median: 8.29 vs. MA: 30.57 )
Ranked among companies with meaningful PFCF only.
MA' s 10-Year PFCF Range
Min: 16.66  Med: 25.74 Max: 85.53
Current: 30.57
16.66
85.53
POCF 27.52
MA's POCF is ranked lower than
82% of the 87 Companies
in the Global Credit Services industry.

( Industry Median: 7.73 vs. MA: 27.52 )
Ranked among companies with meaningful POCF only.
MA' s 10-Year POCF Range
Min: 15.65  Med: 23.37 Max: 53.84
Current: 27.52
15.65
53.84
EV-to-EBIT 19.78
MA's EV-to-EBIT is ranked lower than
53% of the 210 Companies
in the Global Credit Services industry.

( Industry Median: 19.08 vs. MA: 19.78 )
Ranked among companies with meaningful EV-to-EBIT only.
MA' s 10-Year EV-to-EBIT Range
Min: -188.1  Med: 16.10 Max: 66.9
Current: 19.78
-188.1
66.9
PEG 1.41
MA's PEG is ranked lower than
69% of the 62 Companies
in the Global Credit Services industry.

( Industry Median: 0.73 vs. MA: 1.41 )
Ranked among companies with meaningful PEG only.
MA' s 10-Year PEG Range
Min: 0.69  Med: 1.34 Max: 1.48
Current: 1.41
0.69
1.48
Shiller P/E 40.83
MA's Shiller P/E is ranked lower than
91% of the 92 Companies
in the Global Credit Services industry.

( Industry Median: 12.94 vs. MA: 40.83 )
Ranked among companies with meaningful Shiller P/E only.
MA' s 10-Year Shiller P/E Range
Min: 35.38  Med: 44.13 Max: 187.65
Current: 40.83
35.38
187.65
Current Ratio 1.58
MA's Current Ratio is ranked lower than
54% of the 134 Companies
in the Global Credit Services industry.

( Industry Median: 2.09 vs. MA: 1.58 )
Ranked among companies with meaningful Current Ratio only.
MA' s 10-Year Current Ratio Range
Min: 1.33  Med: 1.86 Max: 2.24
Current: 1.58
1.33
2.24
Quick Ratio 1.58
MA's Quick Ratio is ranked lower than
53% of the 134 Companies
in the Global Credit Services industry.

( Industry Median: 1.83 vs. MA: 1.58 )
Ranked among companies with meaningful Quick Ratio only.
MA' s 10-Year Quick Ratio Range
Min: 1.33  Med: 1.86 Max: 2.24
Current: 1.58
1.33
2.24
Days Sales Outstanding 43.16
MA's Days Sales Outstanding is ranked lower than
59% of the 184 Companies
in the Global Credit Services industry.

( Industry Median: 24.86 vs. MA: 43.16 )
Ranked among companies with meaningful Days Sales Outstanding only.
MA' s 10-Year Days Sales Outstanding Range
Min: 38.37  Med: 43.93 Max: 84.29
Current: 43.16
38.37
84.29

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.64
MA's Dividend Yield is ranked lower than
86% of the 243 Companies
in the Global Credit Services industry.

( Industry Median: 2.42 vs. MA: 0.64 )
Ranked among companies with meaningful Dividend Yield only.
MA' s 10-Year Dividend Yield Range
Min: 0.09  Med: 0.29 Max: 0.65
Current: 0.64
0.09
0.65
Dividend Payout 0.18
MA's Dividend Payout is ranked higher than
99% of the 136 Companies
in the Global Credit Services industry.

( Industry Median: 0.26 vs. MA: 0.18 )
Ranked among companies with meaningful Dividend Payout only.
MA' s 10-Year Dividend Payout Range
Min: 0.03  Med: 0.07 Max: 1
Current: 0.18
0.03
1
Dividend growth (3y) 101.40
MA's Dividend growth (3y) is ranked higher than
99% of the 75 Companies
in the Global Credit Services industry.

( Industry Median: 10.10 vs. MA: 101.40 )
Ranked among companies with meaningful Dividend growth (3y) only.
MA' s 10-Year Dividend growth (3y) Range
Min: 0  Med: 0.00 Max: 101.4
Current: 101.4
0
101.4
Yield on cost (5-Year) 6.22
MA's Yield on cost (5-Year) is ranked higher than
70% of the 245 Companies
in the Global Credit Services industry.

( Industry Median: 3.48 vs. MA: 6.22 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
MA' s 10-Year Yield on cost (5-Year) Range
Min: 0.88  Med: 2.82 Max: 6.32
Current: 6.22
0.88
6.32
Share Buyback Rate 3.00
MA's Share Buyback Rate is ranked higher than
88% of the 135 Companies
in the Global Credit Services industry.

( Industry Median: -4.80 vs. MA: 3.00 )
Ranked among companies with meaningful Share Buyback Rate only.
MA' s 10-Year Share Buyback Rate Range
Min: 3  Med: 0.60 Max: -16.1
Current: 3

Valuation & Return

vs
industry
vs
history
Price/Net Current Asset Value 77.02
MA's Price/Net Current Asset Value is ranked lower than
100% of the 66 Companies
in the Global Credit Services industry.

( Industry Median: 2.50 vs. MA: 77.02 )
Ranked among companies with meaningful Price/Net Current Asset Value only.
MA' s 10-Year Price/Net Current Asset Value Range
Min: 9.49  Med: 16.95 Max: 78.55
Current: 77.02
9.49
78.55
Price/Tangible Book 28.82
MA's Price/Tangible Book is ranked lower than
99% of the 214 Companies
in the Global Credit Services industry.

( Industry Median: 1.11 vs. MA: 28.82 )
Ranked among companies with meaningful Price/Tangible Book only.
MA' s 10-Year Price/Tangible Book Range
Min: 3.97  Med: 11.26 Max: 29.4
Current: 28.82
3.97
29.4
Price/Projected FCF 2.36
MA's Price/Projected FCF is ranked lower than
78% of the 76 Companies
in the Global Credit Services industry.

( Industry Median: 0.76 vs. MA: 2.36 )
Ranked among companies with meaningful Price/Projected FCF only.
MA' s 10-Year Price/Projected FCF Range
Min: 2.06  Med: 2.60 Max: 7.12
Current: 2.36
2.06
7.12
Price/Median PS Value 1.65
MA's Price/Median PS Value is ranked lower than
78% of the 232 Companies
in the Global Credit Services industry.

( Industry Median: 1.00 vs. MA: 1.65 )
Ranked among companies with meaningful Price/Median PS Value only.
MA' s 10-Year Price/Median PS Value Range
Min: 0.32  Med: 0.97 Max: 1.81
Current: 1.65
0.32
1.81
Price/Peter Lynch Fair Value 1.38
MA's Price/Peter Lynch Fair Value is ranked lower than
80% of the 30 Companies
in the Global Credit Services industry.

( Industry Median: 0.64 vs. MA: 1.38 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
MA' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.1  Med: 0.19 Max: 1.4
Current: 1.38
0.1
1.4
Price/Graham Number 5.96
MA's Price/Graham Number is ranked lower than
98% of the 137 Companies
in the Global Credit Services industry.

( Industry Median: 0.83 vs. MA: 5.96 )
Ranked among companies with meaningful Price/Graham Number only.
MA' s 10-Year Price/Graham Number Range
Min: 2.11  Med: 3.54 Max: 10.75
Current: 5.96
2.11
10.75
Earnings Yield (Greenblatt) (%) 5.03
MA's Earnings Yield (Greenblatt) (%) is ranked higher than
59% of the 263 Companies
in the Global Credit Services industry.

( Industry Median: 4.00 vs. MA: 5.03 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
MA' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 1.5  Med: 6.00 Max: 11.9
Current: 5.03
1.5
11.9
Forward Rate of Return (Yacktman) (%) 22.96
MA's Forward Rate of Return (Yacktman) (%) is ranked higher than
79% of the 80 Companies
in the Global Credit Services industry.

( Industry Median: -0.10 vs. MA: 22.96 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
MA' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: 1  Med: 2.40 Max: 75.2
Current: 22.96
1
75.2

Analyst Estimate

Dec15 Dec16
Revenue(Mil) 10,822 12,060
EPS($) 3.38 4.01
EPS without NRI($) 3.38 4.01

Business Description

Industry: Credit Services » Credit Services
Compare:V, TCAP, DFS, COF, RDCRL » details
Traded in other countries:M4I.Germany, MA.Switzerland, MA.Mexico, MSCD34.Brazil, 0R2Z.UK,
MasterCard Inc was incorporated as a Delaware corporation in May 2001. The Company is a technology company in the payments industry that connects consumers, financial institutions, merchants, governments and businesses, enabling them to use electronic forms of payment instead of cash and checks. It facilitates the processing of payment transactions, including authorization, clearing and settlement, and deliver related products and services. It makes payments easier and more efficient by creating payment solutions and services using its family of brands, including MasterCard, Maestro and Cirrus. The Company also provides value-added offerings such as loyalty and reward programs, information services and consulting. Its network is designed to ensure safety and security for the payments system. The Company operates the MasterCard Network and proprietary payments network that links issuers and acquirers around the globe to facilitate the processing of transactions, permitting MasterCard cardholders to use their cards and other payment devices at millions of merchants. Its network facilitates an efficient and secure means for merchants to receive payments, and a convenient, quick and secure payment method for consumers and businesses that is accepted. It processes transactions through its network for its issuer customers in more than 150 currencies in more than 210 countries and territories.
» More Articles for MA

Headlines

Articles On GuruFocus.com
Understanding Fair Valuation: A Common Sense Approach to Long-Term Investing Success Aug 28 2015 
Sequoia Fund Comments on MasterCard Aug 27 2015 
Ruane, Cunniff & Goldfarb Investor Day 2015 Transcript Part I Aug 27 2015 
TGT Raises Profit for the Full Year Aug 19 2015 
Nymi, TD and MasterCard Announce World's First Biometrically Authenticated Wearable Payment Using Yo Aug 11 2015 
Weekly 52-Week Highs Highlight: CTSH, CMG, CTRX, MA Aug 11 2015 
Mastercard's Results Excluding Exchange Rate Effects Jul 29 2015 
Akre Focus Fund Commentary Second Quarter 2015 Jul 23 2015 
main Jul 01 2015 
main Jul 01 2015 

More From Other Websites
Why Does Visa Stock Continue to Trade at a Premium? Sep 03 2015
MasterCard Start Path to Build the Future of Commerce with Startups Sep 03 2015
MasterCard Start Path to Build the Future of Commerce with Startups Sep 03 2015
What qualifies as a tech company, anyway? Sep 02 2015
FAO and MasterCard announce new partnership Sep 02 2015
Lawyer In Visa-MasterCard Antitrust Pact Got Confidential Information From Rival Sep 01 2015
Time to Cancel Your MasterCard (MA), Visa Stock? Sep 01 2015
Hedge Funds Amass Substantial Positions in These Mega-Caps Sep 01 2015
American Express's 'Negative Drumbeats' Swell as Fidelity Deal Sours Sep 01 2015
7 Stocks Warren Buffett Is Buying in 2015 Sep 01 2015
Keila Ravelo: From 'Women Worth Watching' to Under Arrest Aug 31 2015
A Bentley, Secret Emails and a Credit-Card Antitrust Case. The Strange Life of Lawyer Keila Ravelo Aug 30 2015
Contactless card revolution to end £5 'minimum spend' in shops and pubs Aug 27 2015
Fidelity mulling end to American Express, Bank of America partnerships Aug 27 2015
Fidelity Said to Consider Dropping AmEx, BofA as Card Partners Aug 26 2015
New Payment Technology is an Ace for MasterCard and The Barclays Aug 26 2015
MasterCard Incorporated to Host Investment Community Meeting Aug 26 2015
MasterCard Incorporated to Host Investment Community Meeting Aug 26 2015
Even best stocks hit hard: Pisani Aug 23 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK