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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.15
MBI's Cash to Debt is ranked higher than
53% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.25 vs. MBI: 0.15 )
MBI' s 10-Year Cash to Debt Range
Min: 0.02   Max: No Debt
Current: 0.15

Equity to Asset 0.19
MBI's Equity to Asset is ranked higher than
62% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.24 vs. MBI: 0.19 )
MBI' s 10-Year Equity to Asset Range
Min: 0.04   Max: 0.32
Current: 0.19

0.04
0.32
Interest Coverage 1.48
MBI's Interest Coverage is ranked lower than
53% of the 161 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 20.35 vs. MBI: 1.48 )
MBI' s 10-Year Interest Coverage Range
Min: 1.48   Max: 9999.99
Current: 1.48

1.48
9999.99
F-Score: 3
Z-Score: 0.39
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 34.41
MBI's Operating margin (%) is ranked higher than
95% of the 188 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.91 vs. MBI: 34.41 )
MBI' s 10-Year Operating margin (%) Range
Min: -10.63   Max: 1079.99
Current: 34.41

-10.63
1079.99
Net-margin (%) 20.68
MBI's Net-margin (%) is ranked higher than
94% of the 188 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.52 vs. MBI: 20.68 )
MBI' s 10-Year Net-margin (%) Range
Min: 5.93   Max: 677.07
Current: 20.68

5.93
677.07
ROE (%) 7.63
MBI's ROE (%) is ranked higher than
64% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.24 vs. MBI: 7.63 )
MBI' s 10-Year ROE (%) Range
Min: -261.51   Max: 38.89
Current: 7.63

-261.51
38.89
ROA (%) 1.47
MBI's ROA (%) is ranked higher than
62% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.60 vs. MBI: 1.47 )
MBI' s 10-Year ROA (%) Range
Min: -9.21   Max: 5.68
Current: 1.47

-9.21
5.68
ROC (Joel Greenblatt) (%) 5200.00
MBI's ROC (Joel Greenblatt) (%) is ranked higher than
97% of the 149 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 179.00 vs. MBI: 5200.00 )
MBI' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -3537.63   Max: 5200
Current: 5200

-3537.63
5200
Revenue Growth (%) 13.00
MBI's Revenue Growth (%) is ranked higher than
84% of the 166 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.10 vs. MBI: 13.00 )
MBI' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 26.7
Current: 13

0
26.7
EBITDA Growth (%) 35.80
MBI's EBITDA Growth (%) is ranked higher than
92% of the 154 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.80 vs. MBI: 35.80 )
MBI' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 35.8
Current: 35.8

0
35.8
EPS Growth (%) 71.40
MBI's EPS Growth (%) is ranked higher than
97% of the 162 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.10 vs. MBI: 71.40 )
MBI' s 10-Year EPS Growth (%) Range
Min: -20.5   Max: 71.4
Current: 71.4

-20.5
71.4
» MBI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

MBI Guru Trades in Q1 2013

Irving Kahn 3,023,500 sh (+1.41%)
Prem Watsa 30,000 sh (unchged)
Francis Chou 1,080,797 sh (unchged)
Fairholme Fund 20,501,100 sh (unchged)
Whitney Tilson 55,200 sh (-17.86%)
Bruce Berkowitz 31,425,820 sh (-26.05%)
Steven Cohen 200,800 sh (-46.02%)
Jim Simons 974,300 sh (-55.18%)
» More
Q2 2013

MBI Guru Trades in Q2 2013

Pioneer Investments 11,281 sh (New)
John Burbank 10,444 sh (New)
Louis Moore Bacon 1,050,000 sh (New)
Francis Chou 1,080,797 sh (unchged)
Prem Watsa 30,000 sh (unchged)
Bruce Berkowitz Sold Out
Whitney Tilson Sold Out
Irving Kahn 2,967,350 sh (-1.86%)
Steven Cohen 6,341 sh (-96.84%)
Jim Simons 17,900 sh (-98.16%)
Fairholme Fund 2,250,100 sh (-89.02%)
» More
Q3 2013

MBI Guru Trades in Q3 2013

Jeremy Grantham 24,243 sh (New)
Jim Simons 1,326,700 sh (+7311.73%)
Steven Cohen 68,538 sh (+980.87%)
Louis Moore Bacon 1,107,756 sh (+5.5%)
Irving Kahn 2,984,780 sh (+0.59%)
Prem Watsa 30,000 sh (unchged)
Francis Chou 1,080,797 sh (unchged)
John Burbank Sold Out
Pioneer Investments Sold Out
Fairholme Fund Sold Out
» More
Q4 2013

MBI Guru Trades in Q4 2013

Chuck Royce 1,750,177 sh (New)
Pioneer Investments 11,131 sh (New)
Steven Cohen 110,344 sh (+61%)
Prem Watsa 30,000 sh (unchged)
Francis Chou 1,080,797 sh (unchged)
Jim Simons Sold Out
Jeremy Grantham Sold Out
Irving Kahn 2,135,230 sh (-28.46%)
Louis Moore Bacon 548,300 sh (-50.5%)
» More
» Details

Insider Trades

Latest Guru Trades with MBI

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
John Burbank 2013-09-30 Sold Out $10.38 - $13.97 $ 12.14-4%0
Bruce Berkowitz 2013-06-30 Sold Out 4.1%$9.08 - $15.7 $ 12.14-3%0
John Burbank 2013-06-30 New Buy$9.08 - $15.7 $ 12.14-3%10444
Bruce Berkowitz 2013-03-31 Reduce -26.05%1.25%$7.85 - $13.02 $ 12.1422%31425820
Richard Perry 2012-12-31 Sold Out 0.58%$6.81 - $11 $ 12.1434%0
George Soros 2012-12-31 Sold Out 0.1%$6.81 - $11 $ 12.1434%0
Richard Perry 2012-09-30 Reduce -55.18%0.72%$8.88 - $11.85 $ 12.1416%1344546
George Soros 2012-09-30 Reduce -25%0.03%$8.88 - $11.85 $ 12.1416%600000
Richard Perry 2012-06-30 Add 9736.07%1.29%$8.24 - $10.75 $ 12.1428%3000000
Leon Cooperman 2012-03-31 Sold Out 0.25%$9.34 - $13.32 $ 12.1414%0
George Soros 2012-03-31 New Buy0.11%$9.34 - $13.32 $ 12.1414%800000
Richard Perry 2012-03-31 New Buy0.01%$9.34 - $13.32 $ 12.1414%30500
Leon Cooperman 2011-12-31 New Buy0.25%$6.84 - $12.25 $ 12.1434%839000
George Soros 2011-12-31 Sold Out 0.0025%$6.84 - $12.25 $ 12.1434%0
Bruce Berkowitz 2011-09-30 Add 3.48%0.14%$6.32 - $10.2 $ 12.1449%48463044
Mario Gabelli 2011-09-30 Sold Out 0.0006%$6.32 - $10.2 $ 12.1449%0
George Soros 2011-09-30 Add 73.68%$6.32 - $10.2 $ 12.1449%19800
Bruce Berkowitz 2011-06-30 Add 13.52%0.38%$7.77 - $10.92 $ 12.1433%46832270
George Soros 2011-06-30 Reduce -71.85%$7.77 - $10.92 $ 12.1433%11400
Mario Gabelli 2011-06-30 New Buy$7.77 - $10.92 $ 12.1433%10000
Bruce Berkowitz 2011-03-31 Add 7.29%0.2%$9.75 - $13.61 $ 12.147%41253900
George Soros 2011-03-31 Reduce -38.26%$9.75 - $13.61 $ 12.147%40500
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Guru Investment Theses on MBIA Inc

Francis Chou Comments on MBIA Inc. - Mar 11, 2014

Our common stock investment in MBIA Inc. (MBI) has also performed well, increasing in value to $11.94 as of December 31, 2013 from $7.85 as of December 31, 2012. There was a big overhang on the stock and that was removed when MBIA Inc. and Bank of America settled their lawsuits. Although MBIA is cheap based on book value, it would make me sleep better if the company receives permission to start writing business again. Investing in companies, where the main operating business is mothballed for a while, makes it harder to evaluate its intrinsic value. Time is not on the side of investors in that type of business.





From Franis Chou's 2013 letter to shareholders.



Check out Francis Chou latest stock trades

Top Ranked Articles about MBIA Inc

Francis Chou Comments on MBIA Inc.
Our common stock investment in MBIA Inc. (MBI) has also performed well, increasing in value to $11.94 as of December 31, 2013 from $7.85 as of December 31, 2012. There was a big overhang on the stock and that was removed when MBIA Inc. and Bank of America settled their lawsuits. Although MBIA is cheap based on book value, it would make me sleep better if the company receives permission to start writing business again. Investing in companies, where the main operating business is mothballed for a while, makes it harder to evaluate its intrinsic value. Time is not on the side of investors in that type of business. Read more...
Screening Stocks Using Peter Lynch Charts Approach: Which Stock Price Is Most Correlated to Book Value, Earnings, Sales, EBITDA and Operating Income?
Peter Lynch used many charts in his book “One Up on Wall Street” to do stock valuation. He believed a quick way to tell if a stock is overpriced is to compare the price line to the earnings line. He wrote: [i]“A quick way to tell if a stock is overpriced is to compare the price line to the earnings line. If you bought familiar growth companies – such as Shoney’s, The Limited, or Marriott – when the stock price fell well below the earnings line, and sold them when the stock price rose dramatically above it, the chances are you’d do pretty well.” Read more...
Guru Favorite Bruce Berkowitz Slashes Stake in MBIA
Bruce Berkowitz maintains his status as a favorite among the gurus by his impressive track record as well as for his knack for making successful bets on the right companies. The guru is known for concentrating his investments in a relatively small number of companies, and has even discussed that he believes that the more diversified a portfolio is, the more likely its performance will be average. Read more...
Weekly CEO Sells Highlight: Sysco Corporation, MBIA Inc., Bloomin Brands Inc. and Gulfport Energy Corporation
According to GuruFocus Insider Data, these are the largest CEO sales during the past week: Sysco Corporation, MBIA Inc., Bloomin Brands Inc. and Gulfport Energy Corporation Read more...
Weekly CEO Sells Highlight: Sysco Corporation, MBIA, Restoration Hardware Holdings and Applied Materials
According to GuruFocus Insider Data, these are the largest CEO sales during the past week. Read more...
Top Five Best Value US Mutual Funds
“The most important thing is value,” says Howard Marks in The Most Important Thing. Seeking out value is the best way to generate better returns in the stock market, in my opinion. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 9.10
MBI's P/E(ttm) is ranked higher than
78% of the 166 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.30 vs. MBI: 9.10 )
MBI' s 10-Year P/E(ttm) Range
Min: 0.67   Max: 48.62
Current: 9.1

0.67
48.62
P/B 0.70
MBI's P/B is ranked higher than
97% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.23 vs. MBI: 0.70 )
MBI' s 10-Year P/B Range
Min: 0.05   Max: 1.54
Current: 0.7

0.05
1.54
P/S 1.90
MBI's P/S is ranked lower than
68% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.12 vs. MBI: 1.90 )
MBI' s 10-Year P/S Range
Min: 0.14   Max: 7.58
Current: 1.9

0.14
7.58
PFCF 1.30
MBI's PFCF is ranked higher than
97% of the 154 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.50 vs. MBI: 1.30 )
MBI' s 10-Year PFCF Range
Min: 0.54   Max: 16.37
Current: 1.3

0.54
16.37
EV-to-EBIT 25.00
MBI's EV-to-EBIT is ranked lower than
76% of the 180 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.50 vs. MBI: 25.00 )
MBI' s 10-Year EV-to-EBIT Range
Min: 2.4   Max: 48.7
Current: 25

2.4
48.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.70
MBI's Price/Tangible Book is ranked higher than
94% of the 180 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.40 vs. MBI: 0.70 )
MBI' s 10-Year Price/Tangible Book Range
Min: 0.32   Max: 2.05
Current: 0.7

0.32
2.05
Price/Median PS Value 0.60
MBI's Price/Median PS Value is ranked higher than
95% of the 175 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.00 vs. MBI: 0.60 )
MBI' s 10-Year Price/Median PS Value Range
Min: 0.09   Max: 2.83
Current: 0.6

0.09
2.83
Price/Graham Number 0.50
MBI's Price/Graham Number is ranked higher than
91% of the 159 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.80 vs. MBI: 0.50 )
MBI' s 10-Year Price/Graham Number Range
Min: 0.13   Max: 1.31
Current: 0.5

0.13
1.31
Earnings Yield (Greenblatt) 4.00
MBI's Earnings Yield (Greenblatt) is ranked lower than
64% of the 184 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.40 vs. MBI: 4.00 )
MBI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.1   Max: 42.4
Current: 4

2.1
42.4
Forward Rate of Return (Yacktman) -50.34
MBI's Forward Rate of Return (Yacktman) is ranked lower than
55% of the 143 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.76 vs. MBI: -50.34 )
MBI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -69.9   Max: 227.2
Current: -50.34

-69.9
227.2

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, TRV, QBIEY, TKOMY, ALL » details
Traded in other countries:MBJ.Germany
MBIA Inc. was incorporated as a business corporation under the laws of the state of Connecticut in 1986. The Company provides financial guarantee insurance, as well as related reinsurance, advisory and portfolio services, for the public and structured finance markets, and asset management advisory services, on a global basis. These activities are managed through three business segments: United States public finance insurance, structured finance and international insurance, and investment advisory services. The Company also manages certain business activities through its corporate, asset/liability products, and conduit segments. Corporate segment includes revenues and expenses that arise from general corporate activities. Its financial guarantee insurance generally provides investors with an unconditional and irrevocable guarantee of the payment of the principal, interest or other amounts owing on insured obligations when due. It conducts its financial guarantee business, as well as related reinsurance, advisory and portfolio services, through its wholly-owned subsidiaries National Public Finance Guarantee Corporation, its United States public finance only financial guarantee company, and MBIA Insurance Corporation, which together with its subsidiaries, write global structured finance and non-U.S. public finance financial guarantee insurance. It conducts its investment management business through wholly-owned subsidiaries of Cutwater Holdings, LLC, formerly known as MBIA Asset Management, LLC. Cutwater offers advisory services, including cash management, discretionary asset management and structured products on a fee-for-service basis. The Company offers these services to public, corporate and financial services clients, including the Company and its subsidiaries. Cutwater also manages asset/liability products and conduit programs, which are being wound down. In addition to implementing these initiatives, it has expanded the services offered by its businesses through reinsurance and financial advisory transactions. The Company plans to continue to evaluate opportunities to participate in the structured finance and international markets in the future as such opportunities arise. Its insurance companies compete with other monoline insurance companies, as well as other forms of credit enhancement, in writing financial guarantee business.

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