Ratios

		vs industry	vs history
P/E(ttm)	16.70	MCBI's P/E(ttm) is ranked lower than 65% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 13.43 vs. MCBI: 16.70 )	MCBI' s 10-Year P/E(ttm) Range Min: 6.37   Max: 45.88 Current: 16.7 6.37 45.88
P/B	1.10	MCBI's P/B is ranked lower than 64% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.90 vs. MCBI: 1.10 )	MCBI' s 10-Year P/B Range Min: 0.17   Max: 2.51 Current: 1.1 0.17 2.51
P/S	3.05	MCBI's P/S is ranked lower than 55% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 2.20 vs. MCBI: 3.05 )	MCBI' s 10-Year P/S Range Min: 0.43   Max: 4.54 Current: 3.05 0.43 4.54
PFCF	9.11	MCBI's PFCF is ranked higher than 55% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 6.70 vs. MCBI: 9.11 )	MCBI' s 10-Year PFCF Range Min: 1.27   Max: 23.16 Current: 9.11 1.27 23.16
EV-to-EBIT	13.81	MCBI's EV-to-EBIT is ranked higher than 96% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 16.90 vs. MCBI: 13.81 )	MCBI' s 10-Year EV-to-EBIT Range Min: 3.7   Max: 76.9 Current: 13.81 3.7 76.9
Shiller P/E	64.02	MCBI's Shiller P/E is ranked higher than 53% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 14.60 vs. MCBI: 64.02 )	MCBI' s 10-Year Shiller P/E Range Min: 3.35   Max: 68.06 Current: 64.02 3.35 68.06

Valuation & Return

		vs industry	vs history
Price/Tangible Book	1.2	MCBI's Price/Tangible Book is ranked higher than 72% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 1.00 vs. MCBI: 1.2 )	MCBI' s 10-Year Price/Tangible Book Range Min: 0.3   Max: 3.1 Current: 1.2 0.3 3.1
Price/DCF (Projected)	0.7	MCBI's Price/DCF (Projected) is ranked higher than 85% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.50 vs. MCBI: 0.7 )	MCBI' s 10-Year Price/DCF (Projected) Range Min: 0.2   Max: 1.2 Current: 0.7 0.2 1.2
Price/Median PS Value	1.5	MCBI's Price/Median PS Value is ranked higher than 94% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.80 vs. MCBI: 1.5 )	MCBI' s 10-Year Price/Median PS Value Range Min: 0.3   Max: 2.1 Current: 1.5 0.3 2.1
Price/Graham Number	1	MCBI's Price/Graham Number is ranked higher than 87% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 0.80 vs. MCBI: 1 )	MCBI' s 10-Year Price/Graham Number Range Min: 0.6   Max: 1.7 Current: 1 0.6 1.7
Earnings Yield (Greenblatt)	7.20	MCBI's Earnings Yield (Greenblatt) is ranked higher than 98% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 5.80 vs. MCBI: 7.20 )	MCBI' s 10-Year Earnings Yield (Greenblatt) Range Min: 1.3   Max: 27.3 Current: 7.2 1.3 27.3
Forward Rate of Return (Yacktman)	14.11	MCBI's Forward Rate of Return (Yacktman) is ranked higher than 50% of the 811 Companies in the Global Banks - Regional - US industry. ( Industry Median: 15.01 vs. MCBI: 14.11 )	MCBI' s 10-Year Forward Rate of Return (Yacktman) Range Min: 5.3   Max: 42 Current: 14.11 5.3 42

Business Description

MetroCorp Bancshares, Inc. was incorporated as a business Corporation under the laws of the State of Texas in 1998 to serve as a holding Company for MetroBank, National Association. The Company is engaged in commercial banking activities through its wholly-owned subsidiaries, MetroBank, National Association (MetroBank) in Texas and Metro United Bank (Metro United) in California. Its commercial lending emphasis includes loans to wholesalers, manufacturers and business service companies. The Company makes available to businesses an array of short and medium-term commercial lending products for working capital, purchases of equipment and machinery and business expansion. The Company offers a number of deposit products and services to retail customers through its branch networks in Texas and California. Retail deposit products and services include checking and savings accounts, money market accounts, time deposits, ATM cards, debit cards and online banking. The Company through its subsidiary MetroBank, offers retail loan products which include residential mortgage loans, residential construction loans, automobile loans, lines of credit and other personal loans. The Banks attract customer deposits through their nineteen branches located in the greater Houston, Dallas, San Diego, Los Angeles, and San Francisco metropolitan areas. The Company competes with other commercial banks, savings banks, savings and loan associations, credit unions, finance companies, mutual funds, insurance companies, brokerage and investment banking firms, asset-based non-bank lenders and certain other non-financial entities, including retail stores which may maintain its own credit programs and certain governmental organizations which might offer more favorable financing.
Company Website
SEC Reports

Industry:	Banks - Regional - US
Compare:	MTB, USB, PNC, PB, CFR

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