Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 21.34
MFLR's Cash to Debt is ranked higher than
85% of the 1274 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. MFLR: 21.34 )
MFLR' s 10-Year Cash to Debt Range
Min: 0.16   Max: No Debt
Current: 21.34

Equity to Asset 0.09
MFLR's Equity to Asset is ranked higher than
61% of the 1589 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. MFLR: 0.09 )
MFLR' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.11
Current: 0.09

0.07
0.11
Interest Coverage 2.19
MFLR's Interest Coverage is ranked higher than
79% of the 1350 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. MFLR: 2.19 )
MFLR' s 10-Year Interest Coverage Range
Min: 0.22   Max: 9999.99
Current: 2.19

0.22
9999.99
F-Score: 3
Z-Score: 0.23
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 22.27
MFLR's Operating margin (%) is ranked higher than
63% of the 1455 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.05 vs. MFLR: 22.27 )
MFLR' s 10-Year Operating margin (%) Range
Min: -2.42   Max: 42.86
Current: 22.27

-2.42
42.86
Net-margin (%) 14.48
MFLR's Net-margin (%) is ranked higher than
61% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.45 vs. MFLR: 14.48 )
MFLR' s 10-Year Net-margin (%) Range
Min: 0.5   Max: 26.79
Current: 14.48

0.5
26.79
ROE (%) 6.49
MFLR's ROE (%) is ranked higher than
67% of the 1547 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.96 vs. MFLR: 6.49 )
MFLR' s 10-Year ROE (%) Range
Min: 0.18   Max: 14.29
Current: 6.49

0.18
14.29
ROA (%) 0.56
MFLR's ROA (%) is ranked higher than
63% of the 1556 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.74 vs. MFLR: 0.56 )
MFLR' s 10-Year ROA (%) Range
Min: 0.01   Max: 1.11
Current: 0.56

0.01
1.11
ROC (Joel Greenblatt) (%) 21.53
MFLR's ROC (Joel Greenblatt) (%) is ranked higher than
55% of the 1430 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 78.30 vs. MFLR: 21.53 )
MFLR' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -1.42   Max: 95.45
Current: 21.53

-1.42
95.45
Revenue Growth (%) 15.10
MFLR's Revenue Growth (%) is ranked higher than
93% of the 1281 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. MFLR: 15.10 )
MFLR' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 15.1
Current: 15.1

0
15.1
EBITDA Growth (%) 107.00
MFLR's EBITDA Growth (%) is ranked higher than
98% of the 1123 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. MFLR: 107.00 )
MFLR' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 107
Current: 107

0
107
EPS Growth (%) 228.70
MFLR's EPS Growth (%) is ranked higher than
100% of the 1105 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.50 vs. MFLR: 228.70 )
MFLR' s 10-Year EPS Growth (%) Range
Min: -69.1   Max: 228.7
Current: 228.7

-69.1
228.7
» MFLR's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with MFLR



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 45.80
MFLR's P/E(ttm) is ranked lower than
65% of the 1452 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.70 vs. MFLR: 45.80 )
MFLR' s 10-Year P/E(ttm) Range
Min: 10.77   Max: 51.69
Current: 45.8

10.77
51.69
P/B 1.65
MFLR's P/B is ranked lower than
56% of the 1477 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. MFLR: 1.65 )
MFLR' s 10-Year P/B Range
Min: 0.52   Max: 2.3
Current: 1.65

0.52
2.3
P/S 3.89
MFLR's P/S is ranked lower than
61% of the 1640 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.88 vs. MFLR: 3.89 )
MFLR' s 10-Year P/S Range
Min: 1.41   Max: 13.28
Current: 3.89

1.41
13.28
PFCF 11.81
MFLR's PFCF is ranked lower than
59% of the 940 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. MFLR: 11.81 )
MFLR' s 10-Year PFCF Range
Min: 5.32   Max: 19.26
Current: 11.81

5.32
19.26
EV-to-EBIT 30.81
MFLR's EV-to-EBIT is ranked lower than
62% of the 1410 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.82 vs. MFLR: 30.81 )
MFLR' s 10-Year EV-to-EBIT Range
Min: 0.9   Max: 62.9
Current: 30.81

0.9
62.9
PEG 1.40
MFLR's PEG is ranked higher than
60% of the 849 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.02 vs. MFLR: 1.40 )
MFLR' s 10-Year PEG Range
Min: 0.27   Max: 4.33
Current: 1.4

0.27
4.33
Shiller P/E 35.62
MFLR's Shiller P/E is ranked lower than
63% of the 841 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.04 vs. MFLR: 35.62 )
MFLR' s 10-Year Shiller P/E Range
Min: 6.76   Max: 40.51
Current: 35.62

6.76
40.51

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.36
MFLR's Dividend Yield is ranked lower than
74% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.40 vs. MFLR: 1.36 )
MFLR' s 10-Year Dividend Yield Range
Min: 0.69   Max: 8.83
Current: 1.36

0.69
8.83
Dividend growth (3y) -15.70
MFLR's Dividend growth (3y) is ranked higher than
61% of the 810 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. MFLR: -15.70 )
MFLR' s 10-Year Dividend growth (3y) Range
Min: 0   Max: -11.2
Current: -15.7

Yield on cost (5-Year) 0.63
MFLR's Yield on cost (5-Year) is ranked lower than
85% of the 1328 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.62 vs. MFLR: 0.63 )
MFLR' s 10-Year Yield on cost (5-Year) Range
Min: 0.32   Max: 4.11
Current: 0.63

0.32
4.11
Share Buyback Rate 1.70
MFLR's Share Buyback Rate is ranked higher than
93% of the 1172 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.60 vs. MFLR: 1.70 )
MFLR' s 10-Year Share Buyback Rate Range
Min: 1.7   Max: -2.5
Current: 1.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.70
MFLR's Price/Tangible Book is ranked higher than
51% of the 1362 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.24 vs. MFLR: 1.70 )
MFLR' s 10-Year Price/Tangible Book Range
Min: 0.62   Max: 2.29
Current: 1.7

0.62
2.29
Price/DCF (Projected) 1.10
MFLR's Price/DCF (Projected) is ranked lower than
58% of the 904 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. MFLR: 1.10 )
MFLR' s 10-Year Price/DCF (Projected) Range
Min: 0.38   Max: 2.65
Current: 1.1

0.38
2.65
Price/Median PS Value 1.40
MFLR's Price/Median PS Value is ranked lower than
62% of the 1478 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. MFLR: 1.40 )
MFLR' s 10-Year Price/Median PS Value Range
Min: 0.55   Max: 4.81
Current: 1.4

0.55
4.81
Price/Peter Lynch Fair Value 1.80
MFLR's Price/Peter Lynch Fair Value is ranked lower than
60% of the 444 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. MFLR: 1.80 )
MFLR' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.48   Max: 3.88
Current: 1.8

0.48
3.88
Price/Graham Number 1.90
MFLR's Price/Graham Number is ranked lower than
66% of the 1341 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. MFLR: 1.90 )
MFLR' s 10-Year Price/Graham Number Range
Min: 0.61   Max: 5.67
Current: 1.9

0.61
5.67
Earnings Yield (Greenblatt) 3.20
MFLR's Earnings Yield (Greenblatt) is ranked lower than
53% of the 1411 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. MFLR: 3.20 )
MFLR' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.6   Max: 106.8
Current: 3.2

1.6
106.8
Forward Rate of Return (Yacktman) 64.32
MFLR's Forward Rate of Return (Yacktman) is ranked higher than
95% of the 1095 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.48 vs. MFLR: 64.32 )
MFLR' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -28.2   Max: 64.7
Current: 64.32

-28.2
64.7

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Mayflower Bancorp Inc, a Massachusetts corporation, was organized by Mayflower Co-operative Bank on October 5, 2006, to acquire all of the capital stock of the Bank as part of the Bank's reorganization into the holding company form of ownership, which was completed on February 15, 2007. The main business of the Bank is to acquire funds in the form of deposits and make permanent and construction mortgage loans on one- to four-family homes and commercial real estate located in its primary market area. Additionally, the Bank makes commercial business loans, consumer loans and offers home equity loans and lines of credit. The Bank also invests a portion of its funds in money market instruments, federal government and agency obligations, municipal obligations, various types of corporate debt and equity securities, and other authorized investments. The Bank considers its market area to be southeastern Massachusetts, to include a primary focus on Plymouth County. The Bank's deposits are insured by the Deposit Insurance Fund administered by the Federal Deposit Insurance Corporation, with additional insurance to the total amount of the deposit provided by the Share Insurance Fund of The Co-operative Central Bank, a deposit-insuring entity chartered by the Commonwealth of Massachusetts. The Bank's savings and lending activities are conducted through its main office in Middleboro and seven full-service offices in Plymouth, Wareham, Rochester, Bridgewater, and Lakeville, Massachusetts. The Bank's principal sources of income are interest on loans and loan origination fees, interest and dividends on investment securities and short-term investments, loan servicing and other fees, and gains on the sale of investment securities and mortgages. The Bank's principal expenses are interest paid on deposits and borrowings and general and administrative expenses. The Bank's competition for savings deposits has historically come from other co-operative banks and savings banks, savings and loan associations and commercial banks located in Massachusetts generally, and in Southeastern Massachusetts. The Bank is subject to regulation, supervision and examination by the Massachusetts Commissioner of Banks and the Federal Deposit Insurance Corporation, as insurer of its deposits. The Company is also subject to regulation by the Federal Reserve Board.
» More Articles for MFLR

Headlines

Articles On GuruFocus.com
No related article found.

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Hide