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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.77
MSL's Cash to Debt is ranked higher than
67% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.32 vs. MSL: 0.77 )
MSL' s 10-Year Cash to Debt Range
Min: 0.37   Max: No Debt
Current: 0.77

Equity to Asset 0.11
MSL's Equity to Asset is ranked higher than
77% of the 1647 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. MSL: 0.11 )
MSL' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.14
Current: 0.11

0.06
0.14
Interest Coverage 3.11
MSL's Interest Coverage is ranked higher than
83% of the 1502 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. MSL: 3.11 )
MSL' s 10-Year Interest Coverage Range
Min: 0.36   Max: 3.11
Current: 3.11

0.36
3.11
F-Score: 6
Z-Score: 0.19
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 21.18
MSL's Operating margin (%) is ranked higher than
62% of the 1646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.41 vs. MSL: 21.18 )
MSL' s 10-Year Operating margin (%) Range
Min: 8.61   Max: 31.78
Current: 21.18

8.61
31.78
Net-margin (%) 14.77
MSL's Net-margin (%) is ranked higher than
62% of the 1665 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.71 vs. MSL: 14.77 )
MSL' s 10-Year Net-margin (%) Range
Min: 7.68   Max: 23.33
Current: 14.77

7.68
23.33
ROE (%) 7.43
MSL's ROE (%) is ranked higher than
72% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. MSL: 7.43 )
MSL' s 10-Year ROE (%) Range
Min: 2.76   Max: 19.65
Current: 7.43

2.76
19.65
ROA (%) 0.77
MSL's ROA (%) is ranked higher than
73% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.74 vs. MSL: 0.77 )
MSL' s 10-Year ROA (%) Range
Min: 0.32   Max: 1.46
Current: 0.77

0.32
1.46
ROC (Joel Greenblatt) (%) 28.10
MSL's ROC (Joel Greenblatt) (%) is ranked higher than
59% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.28 vs. MSL: 28.10 )
MSL' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 11.29   Max: 72
Current: 28.1

11.29
72
Revenue Growth (%) 12.20
MSL's Revenue Growth (%) is ranked higher than
93% of the 1450 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. MSL: 12.20 )
MSL' s 10-Year Revenue Growth (%) Range
Min: -10.2   Max: 28.8
Current: 12.2

-10.2
28.8
EBITDA Growth (%) 28.40
MSL's EBITDA Growth (%) is ranked higher than
92% of the 1306 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. MSL: 28.40 )
MSL' s 10-Year EBITDA Growth (%) Range
Min: -39.8   Max: 44.6
Current: 28.4

-39.8
44.6
EPS Growth (%) 32.00
MSL's EPS Growth (%) is ranked higher than
91% of the 1296 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.20 vs. MSL: 32.00 )
MSL' s 10-Year EPS Growth (%) Range
Min: -31.5   Max: 32
Current: 32

-31.5
32
» MSL's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

MSL Guru Trades in

MSL Guru Trades in

MSL Guru Trades in

Q2 2014

MSL Guru Trades in Q2 2014

Jim Simons 44,784 sh (New)
» More
» Details

Insider Trades

Latest Guru Trades with MSL

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
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Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Midsouth Bancorp

SymbolPriceYieldDescription
MSLXP100.001.00

Ratios

vs
industry
vs
history
P/E(ttm) 13.50
MSL's P/E(ttm) is ranked higher than
73% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.10 vs. MSL: 13.50 )
MSL' s 10-Year P/E(ttm) Range
Min: 10.25   Max: 52.95
Current: 13.5

10.25
52.95
P/B 1.36
MSL's P/B is ranked higher than
58% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. MSL: 1.36 )
MSL' s 10-Year P/B Range
Min: 0.73   Max: 3.56
Current: 1.36

0.73
3.56
P/S 2.27
MSL's P/S is ranked higher than
71% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.06 vs. MSL: 2.27 )
MSL' s 10-Year P/S Range
Min: 0.99   Max: 4.54
Current: 2.27

0.99
4.54
PFCF 11.53
MSL's PFCF is ranked higher than
69% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 24.14 vs. MSL: 11.53 )
MSL' s 10-Year PFCF Range
Min: 6.59   Max: 94.35
Current: 11.53

6.59
94.35
EV-to-EBIT 11.44
MSL's EV-to-EBIT is ranked higher than
84% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.09 vs. MSL: 11.44 )
MSL' s 10-Year EV-to-EBIT Range
Min: 6.4   Max: 34.4
Current: 11.44

6.4
34.4
PEG 0.80
MSL's PEG is ranked higher than
90% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. MSL: 0.80 )
MSL' s 10-Year PEG Range
Min: 0.57   Max: 235
Current: 0.8

0.57
235
Shiller P/E 25.07
MSL's Shiller P/E is ranked higher than
70% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 55.69 vs. MSL: 25.07 )
MSL' s 10-Year Shiller P/E Range
Min: 7.05   Max: 31.12
Current: 25.07

7.05
31.12

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.74
MSL's Dividend Yield is ranked lower than
65% of the 1412 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.46 vs. MSL: 1.74 )
MSL' s 10-Year Dividend Yield Range
Min: 0.58   Max: 3.88
Current: 1.74

0.58
3.88
Dividend Payout 0.23
MSL's Dividend Payout is ranked higher than
82% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.49 vs. MSL: 0.23 )
MSL' s 10-Year Dividend Payout Range
Min: 0.09   Max: 2.33
Current: 0.23

0.09
2.33
Dividend growth (3y) 3.50
MSL's Dividend growth (3y) is ranked higher than
74% of the 977 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.40 vs. MSL: 3.50 )
MSL' s 10-Year Dividend growth (3y) Range
Min: -4.4   Max: 49.9
Current: 3.5

-4.4
49.9
Yield on cost (5-Year) 1.89
MSL's Yield on cost (5-Year) is ranked lower than
61% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.70 vs. MSL: 1.89 )
MSL' s 10-Year Yield on cost (5-Year) Range
Min: 0.64   Max: 4.3
Current: 1.89

0.64
4.3
Share Buyback Rate -6.90
MSL's Share Buyback Rate is ranked higher than
60% of the 1238 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. MSL: -6.90 )
MSL' s 10-Year Share Buyback Rate Range
Min: 4   Max: -16.3
Current: -6.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.00
MSL's Price/Tangible Book is ranked higher than
53% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.40 vs. MSL: 2.00 )
MSL' s 10-Year Price/Tangible Book Range
Min: 1.03   Max: 3.91
Current: 2

1.03
3.91
Price/DCF (Projected) 0.84
MSL's Price/DCF (Projected) is ranked higher than
76% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.60 vs. MSL: 0.84 )
MSL' s 10-Year Price/DCF (Projected) Range
Min: 0.39   Max: 1.62
Current: 0.84

0.39
1.62
Price/Median PS Value 0.94
MSL's Price/Median PS Value is ranked higher than
83% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. MSL: 0.94 )
MSL' s 10-Year Price/Median PS Value Range
Min: 0.51   Max: 1.83
Current: 0.94

0.51
1.83
Price/Peter Lynch Fair Value 0.84
MSL's Price/Peter Lynch Fair Value is ranked higher than
93% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. MSL: 0.84 )
MSL' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.41   Max: 4.24
Current: 0.84

0.41
4.24
Price/Graham Number 0.88
MSL's Price/Graham Number is ranked higher than
75% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. MSL: 0.88 )
MSL' s 10-Year Price/Graham Number Range
Min: 0.61   Max: 2.03
Current: 0.88

0.61
2.03
Earnings Yield (Greenblatt) 8.70
MSL's Earnings Yield (Greenblatt) is ranked higher than
76% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. MSL: 8.70 )
MSL' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.9   Max: 15.6
Current: 8.7

2.9
15.6
Forward Rate of Return (Yacktman) 21.32
MSL's Forward Rate of Return (Yacktman) is ranked higher than
82% of the 1295 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.09 vs. MSL: 21.32 )
MSL' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -7.2   Max: 32.7
Current: 21.32

-7.2
32.7

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:MSLXP.USA
MidSouth Bancorp, Inc was incorporated in 1984 in the state of Louisiana. Its operations are conducted mainly through a wholly-owned bank subsidiary, MidSouth Bank, N.A. (the 'Bank'). MidSouth Bank, N.A. is a national banking association domiciled in Lafayette, Louisiana. The Bank completed three acquisitions in 2011. On July 29, 2011, the Bank acquired five Jefferson Bank branches in the Dallas-Fort Worth market from First Bank and Trust Company of Lubbock, Texas. On December 1, 2011, the Bank acquired substantially all of the assets and liabilities of First Louisiana National Bank ('FLNB'), Breaux Bridge, Louisiana. On December 2, 2011, the Bank acquired the Tyler, Texas branch of Beacon Federal. The Bank is community oriented and focuses mainly on offering commercial and consumer loan and deposit services to small and middle market businesses, their owners and employees, and other individuals in its markets. The Company's community banking philosophy emphasizes personalized service and building broad customer relationships. Deposit products and services offered by the Bank include interest-bearing and noninterest-bearing checking accounts, investment accounts, cash management services, electronic banking services, including remote deposit capturing services and credit cards.Tthe Bank's deposit accounts are FDIC-insured up to the maximum allowed and the Bank is a member of the Pulse network, which provides customers with ATM services through the Pulse and Cirrus networks throughout the world. The Company leases its main executive and administrative offices and main facility in Lafayette, Louisiana. Eight other branches are located in Lafayette, Louisiana, three in New Iberia, Louisiana, three in Baton Rouge, Louisiana, two in Lake Charles, Louisiana, and one banking office in each of the following Louisiana cities: Breaux Bridge, Cecilia, Larose, Jeanerette, Opelousas, Morgan City, Jennings, Sulphur, and Thibodaux. In the Company's Texas region, three full service branches are located in Beaumont, Texas, two of which are owned and one leased. Additional full service branches in the Texas market area are located in Vidor, College Station, Houston, and Conroe. The Company also operates a loan production office located in Conroe, Texas. The Company merged its two wholly-owned banking subsidiaries, MidSouth Bank, N.A. (Louisiana) and MidSouth Bank Texas, N.A. into MidSouth Bank, N.A., at the end of the first quarter of 2008. The Bank faces competition in its market areas from both traditional and nontraditional financial services providers, such as commercial banks; savings banks; credit unions; finance companies; mortgage, leasing, and insurance companies; money market mutual funds; brokerage houses; and branches that provide credit facilities. It is supervised and regulated by the OCC, the Federal Reserve Board, and the FDIC. The Bank operated through a network of 59 offices located in Louisiana and Texas.
» More Articles for MSL

Headlines

Articles On GuruFocus.com
MidSouth Bancorp Reports Operating Results (10-Q) Nov 09 2010 
MidSouth Bancorp Reports Operating Results (10-Q) Aug 09 2010 
MidSouth Bancorp (MSL) President & CEO, 10% Owner C R Cloutier sells 7,500 Shares May 12 2010 
MidSouth Bancorp Reports Operating Results (10-Q) May 10 2010 
MidSouth Bancorp (MSL) CFO James R Jr Mclemore buys 1,000 Shares Jan 04 2010 
MidSouth Bancorp Reports Operating Results (10-Q) Aug 10 2009 
MidSouth Bancorp Reports Operating Results (10-Q) May 08 2009 
MidSouth Bancorp, Inc. Reports Fourth Quarter 2008 Earnings Jan 29 2009 
MidSouth Bancorp, Inc. Declares Regular Dividend Jan 22 2009 

More From Other Websites
MIDSOUTH BANCORP INC Financials Aug 19 2014
MIDSOUTH BANCORP INC Files SEC form 10-Q, Quarterly Report Aug 08 2014
Correction Of Record Date And Payment Date For Cash Dividend On Common Stock Aug 01 2014
MIDSOUTH BANCORP INC Files SEC form 8-K/A, Other Events Aug 01 2014
Correction Of Record Date And Payment Date For Cash Dividend On Common Stock Aug 01 2014
MidSouth Bancorp, Inc. Reports Second Quarter 2014 Results and Declares Quarterly Dividends Jul 28 2014
MIDSOUTH BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Other Events Jul 28 2014
MidSouth Bancorp, Inc. Reports Second Quarter 2014 Results and Declares Quarterly Dividends Jul 28 2014
Jeffery Blum to Lead MidSouth Bank Credit Team Jul 25 2014
MIDSOUTH BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers Jul 25 2014
Jeffery Blum to Lead MidSouth Bank Credit Team Jul 25 2014
MIDSOUTH BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers Jun 30 2014
MidSouth Bancorp Hits New 52-Week High Jun 27 2014
Zacks' Bull Of The Day: MidSouth Bancorp May 30 2014
MidSouth Bancorp, KEYW Holding, Southwest Airlines, Google and Apple highlighted as Zacks Bull and... May 30 2014
Bull of the Day: MidSouth Bancorp (MSL) May 30 2014
MIDSOUTH BANCORP INC Files SEC form 8-K, Submission of Matters to a Vote of Security Holders,... May 22 2014
MidSouth Bancorp raises dividend 12.5% to 9c May 21 2014
MidSouth Bancorp, Inc. increases quarterly dividend for Common Stock May 21 2014
Midsouth Bancorp Hits 52-Week High May 20 2014

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