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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 1.15
MSL's Cash to Debt is ranked higher than
71% of the 1731 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.88 vs. MSL: 1.15 )
MSL' s 10-Year Cash to Debt Range
Min: 0.37   Max: 26.1
Current: 1.15

0.37
26.1
Equity to Asset 0.11
MSL's Equity to Asset is ranked higher than
78% of the 2241 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. MSL: 0.11 )
MSL' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.14
Current: 0.11

0.06
0.14
Interest Coverage 4.56
MSL's Interest Coverage is ranked higher than
87% of the 2150 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. MSL: 4.56 )
MSL' s 10-Year Interest Coverage Range
Min: 0.36   Max: 4.56
Current: 4.56

0.36
4.56
F-Score: 6
Z-Score: 0.20
WACC vs ROIC
9.72%
8.69%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 25.92
MSL's Operating margin (%) is ranked higher than
68% of the 2344 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.22 vs. MSL: 25.92 )
MSL' s 10-Year Operating margin (%) Range
Min: 8.61   Max: 31.78
Current: 25.92

8.61
31.78
Net-margin (%) 18.72
MSL's Net-margin (%) is ranked higher than
68% of the 2344 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.22 vs. MSL: 18.72 )
MSL' s 10-Year Net-margin (%) Range
Min: 7.68   Max: 23.33
Current: 18.72

7.68
23.33
ROE (%) 9.49
MSL's ROE (%) is ranked higher than
77% of the 2347 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.96 vs. MSL: 9.49 )
MSL' s 10-Year ROE (%) Range
Min: 3   Max: 21.34
Current: 9.49

3
21.34
ROA (%) 1.01
MSL's ROA (%) is ranked higher than
80% of the 2356 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.81 vs. MSL: 1.01 )
MSL' s 10-Year ROA (%) Range
Min: 0.37   Max: 1.55
Current: 1.01

0.37
1.55
ROC (Joel Greenblatt) (%) 37.00
MSL's ROC (Joel Greenblatt) (%) is ranked higher than
60% of the 2318 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 87.86 vs. MSL: 37.00 )
MSL' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 11.91   Max: 70.49
Current: 37

11.91
70.49
Revenue Growth (3Y)(%) 13.00
MSL's Revenue Growth (3Y)(%) is ranked higher than
91% of the 2002 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.00 vs. MSL: 13.00 )
MSL' s 10-Year Revenue Growth (3Y)(%) Range
Min: -10.2   Max: 28.8
Current: 13

-10.2
28.8
EBITDA Growth (3Y)(%) 47.50
MSL's EBITDA Growth (3Y)(%) is ranked higher than
97% of the 1812 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. MSL: 47.50 )
MSL' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 47.5
Current: 47.5

0
47.5
EPS Growth (3Y)(%) 79.10
MSL's EPS Growth (3Y)(%) is ranked higher than
98% of the 1831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. MSL: 79.10 )
MSL' s 10-Year EPS Growth (3Y)(%) Range
Min: -31.5   Max: 79.1
Current: 79.1

-31.5
79.1
» MSL's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

MSL Guru Trades in

Q2 2014

MSL Guru Trades in Q2 2014

Jim Simons 44,784 sh (New)
» More
Q3 2014

MSL Guru Trades in Q3 2014

Jim Simons 82,595 sh (+84.43%)
» More
Q4 2014

MSL Guru Trades in Q4 2014

Jim Simons 159,100 sh (+92.63%)
» More
» Details

Insider Trades

Latest Guru Trades with MSL

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Preferred stocks of Midsouth Bancorp Inc

SymbolPriceYieldDescription
MSLXP100.001.00

Ratios

vs
industry
vs
history
P/E(ttm) 8.80
MSL's P/E(ttm) is ranked higher than
92% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.90 vs. MSL: 8.80 )
MSL' s 10-Year P/E(ttm) Range
Min: 8.8   Max: 52.95
Current: 8.8

8.8
52.95
Forward P/E 8.68
MSL's Forward P/E is ranked higher than
92% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. MSL: 8.68 )
N/A
PE(NRI) 9.40
MSL's PE(NRI) is ranked higher than
92% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.80 vs. MSL: 9.40 )
MSL' s 10-Year PE(NRI) Range
Min: 9.05   Max: 50.68
Current: 9.4

9.05
50.68
P/B 1.00
MSL's P/B is ranked higher than
80% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. MSL: 1.00 )
MSL' s 10-Year P/B Range
Min: 0.73   Max: 3.37
Current: 1

0.73
3.37
P/S 1.63
MSL's P/S is ranked higher than
89% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.81 vs. MSL: 1.63 )
MSL' s 10-Year P/S Range
Min: 0.99   Max: 4.54
Current: 1.63

0.99
4.54
PFCF 6.80
MSL's PFCF is ranked higher than
88% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. MSL: 6.80 )
MSL' s 10-Year PFCF Range
Min: 6.21   Max: 584.2
Current: 6.8

6.21
584.2
POCF 5.76
MSL's POCF is ranked higher than
90% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 191.45 vs. MSL: 5.76 )
MSL' s 10-Year POCF Range
Min: 4.36   Max: 16.6
Current: 5.76

4.36
16.6
EV-to-EBIT 7.40
MSL's EV-to-EBIT is ranked higher than
93% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.44 vs. MSL: 7.40 )
MSL' s 10-Year EV-to-EBIT Range
Min: 6.4   Max: 33.4
Current: 7.4

6.4
33.4
PEG 0.44
MSL's PEG is ranked higher than
98% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. MSL: 0.44 )
MSL' s 10-Year PEG Range
Min: 0.32   Max: 62.67
Current: 0.44

0.32
62.67
Shiller P/E 17.20
MSL's Shiller P/E is ranked higher than
85% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. MSL: 17.20 )
MSL' s 10-Year Shiller P/E Range
Min: 7.05   Max: 30.11
Current: 17.2

7.05
30.11
Days Sales Outstanding 23.72
MSL's Days Sales Outstanding is ranked higher than
93% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. MSL: 23.72 )
MSL' s 10-Year Days Sales Outstanding Range
Min: 23.72   Max: 50.59
Current: 23.72

23.72
50.59

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.58
MSL's Dividend Yield is ranked higher than
54% of the 2205 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.44 vs. MSL: 2.58 )
MSL' s 10-Year Dividend Yield Range
Min: 0.63   Max: 3.88
Current: 2.58

0.63
3.88
Dividend Payout 0.23
MSL's Dividend Payout is ranked higher than
87% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.69 vs. MSL: 0.23 )
MSL' s 10-Year Dividend Payout Range
Min: 0.11   Max: 1.04
Current: 0.23

0.11
1.04
Dividend growth (3y) 7.70
MSL's Dividend growth (3y) is ranked higher than
78% of the 1297 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. MSL: 7.70 )
MSL' s 10-Year Dividend growth (3y) Range
Min: -4.4   Max: 49.9
Current: 7.7

-4.4
49.9
Yield on cost (5-Year) 3.06
MSL's Yield on cost (5-Year) is ranked higher than
57% of the 2213 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.78 vs. MSL: 3.06 )
MSL' s 10-Year Yield on cost (5-Year) Range
Min: 0.77   Max: 4.74
Current: 3.06

0.77
4.74
Share Buyback Rate -6.70
MSL's Share Buyback Rate is ranked higher than
60% of the 1656 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.50 vs. MSL: -6.70 )
MSL' s 10-Year Share Buyback Rate Range
Min: 4   Max: -16.3
Current: -6.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.30
MSL's Price/Tangible Book is ranked higher than
76% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. MSL: 1.30 )
MSL' s 10-Year Price/Tangible Book Range
Min: 1.03   Max: 3.91
Current: 1.3

1.03
3.91
Price/DCF (Projected) 0.50
MSL's Price/DCF (Projected) is ranked higher than
91% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. MSL: 0.50 )
MSL' s 10-Year Price/DCF (Projected) Range
Min: 0.57   Max: 1.95
Current: 0.5

0.57
1.95
Price/Median PS Value 0.70
MSL's Price/Median PS Value is ranked higher than
96% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. MSL: 0.70 )
MSL' s 10-Year Price/Median PS Value Range
Min: 0.56   Max: 1.91
Current: 0.7

0.56
1.91
Price/Peter Lynch Fair Value 0.40
MSL's Price/Peter Lynch Fair Value is ranked higher than
99% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. MSL: 0.40 )
MSL' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.41   Max: 3.23
Current: 0.4

0.41
3.23
Price/Graham Number 0.60
MSL's Price/Graham Number is ranked higher than
90% of the 3168 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. MSL: 0.60 )
MSL' s 10-Year Price/Graham Number Range
Min: 0.61   Max: 2.03
Current: 0.6

0.61
2.03
Earnings Yield (Greenblatt) 14.00
MSL's Earnings Yield (Greenblatt) is ranked higher than
91% of the 2337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. MSL: 14.00 )
MSL' s 10-Year Earnings Yield (Greenblatt) Range
Min: 3   Max: 15.6
Current: 14

3
15.6
Forward Rate of Return (Yacktman) 36.31
MSL's Forward Rate of Return (Yacktman) is ranked higher than
88% of the 1380 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.27 vs. MSL: 36.31 )
MSL' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -8.5   Max: 37.2
Current: 36.31

-8.5
37.2

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:MSLXP.USA,
MidSouth Bancorp was incorporated in 1984 in the state of Louisiana. The Company, along with its wholly owned subsidiaries, the Bank and the Finance Company, is a financial holding company operating mainly in the community banking business by providing banking services to commercial and retail customers through the Bank. The Bank is community oriented and focuses mainly on providing competitive commercial and consumer loan and deposit services to individuals and small to middle market businesses in Louisiana and central and east Texas. Its community banking philosophy emphasizes personalized service and building broad customer relationships. Deposit products and services offered by the Bank include interest-bearing and noninterest-bearing checking accounts, investment accounts, cash management services, and electronic banking services, including remote deposit capturing services, internet banking, and debit and credit cards. The Bank's deposit accounts are FDIC-insured up to the maximum allowed, and the Bank customers have access to ATM network of more than 50,000 surcharge-free ATMs. The Bank operated through a network of 62 offices located in Louisiana and Texas, including a Loan Production Office in Austin, Texas. The Company leases its executive and administrative offices and main facility in Lafayette, Louisiana under a lease expiring July 31, 2021. In addition to its main facility, it also have eight other branches located in Lafayette, Louisiana, three in New Iberia, Louisiana, four in Baton Rouge, Louisiana, two in Lake Charles, Louisiana, two in Houma, Louisiana, and one branch in each of the following Louisiana cities: Breaux Bridge, Cecilia, St. Martinville, Larose, Jeanerette, Opelousas, Morgan City, Jennings, Sulphur, and Thibodaux. The Company also has an operations office in Breaux Bridge, Louisiana. Twenty-one of these offices are owned and ten are leased. It added fifteen branches through its acquisition with PSB. Of the fifteen branches acquired from PSB, fourteen are owned and one is leased. In its Texas market the Company have two full service branches located in each of the following Texas cities: Beaumont and Houston. Additional full service branches in the Texas market area are located in Vidor, Conroe, Magnolia, College Station, Dallas, Fort Worth, Mesquite, Rockwall, Greenville, White Rock and Tyler. The Bank faces competition in its market areas from both traditional and nontraditional financial services providers, such as commercial banks; savings banks; credit unions; finance companies; mortgage, leasing, and insurance companies; money market mutual funds; brokerage houses; and branches that provide credit facilities.
» More Articles for MSL

Headlines

Articles On GuruFocus.com
Merus Labs International Inc. Announces Normal Course Issuer Bid Nov 17 2014 
MidSouth Bancorp Reports Operating Results (10-Q) Nov 09 2010 
MidSouth Bancorp Reports Operating Results (10-Q) Aug 09 2010 
MidSouth Bancorp (MSL) President & CEO, 10% Owner C R Cloutier sells 7,500 Shares May 12 2010 
MidSouth Bancorp Reports Operating Results (10-Q) May 10 2010 
MidSouth Bancorp (MSL) CFO James R Jr Mclemore buys 1,000 Shares Jan 04 2010 
MidSouth Bancorp Reports Operating Results (10-Q) Aug 10 2009 
MidSouth Bancorp Reports Operating Results (10-Q) May 08 2009 
MidSouth Bancorp, Inc. Reports Fourth Quarter 2008 Earnings Jan 30 2009 
MidSouth Bancorp, Inc. Declares Regular Dividend Jan 22 2009 

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MidSouth posts 4Q profit Jan 27 2015
MidSouth posts 4Q profit Jan 27 2015
MIDSOUTH BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Other Events Jan 27 2015
MidSouth Bancorp, Inc. Reports Fourth Quarter 2014 Results and Declares Quarterly Dividends Jan 27 2015
Sterne Agee Analyst: 'Fear At High Point' For Texas Banks Jan 07 2015
MIDSOUTH BANCORP INC Files SEC form 10-Q, Quarterly Report Nov 07 2014
MIDSOUTH BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Other... Oct 28 2014
MidSouth Bancorp, Inc. Reports Third Quarter 2014 Results and Declares Quarterly Dividends Oct 28 2014
MIDSOUTH BANCORP INC Files SEC form 10-Q, Quarterly Report Aug 08 2014
MIDSOUTH BANCORP INC Files SEC form 8-K/A, Other Events Aug 01 2014
Correction Of Record Date And Payment Date For Cash Dividend On Common Stock Aug 01 2014
MIDSOUTH BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Other Events Jul 28 2014
MidSouth Bancorp, Inc. Reports Second Quarter 2014 Results and Declares Quarterly Dividends Jul 28 2014
MIDSOUTH BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers Jul 25 2014
Jeffery Blum to Lead MidSouth Bank Credit Team Jul 25 2014
MIDSOUTH BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers Jun 30 2014
MidSouth Bancorp Hits New 52-Week High Jun 27 2014

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