Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.03
NASB's Cash to Debt is ranked lower than
57% of the 1254 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.36 vs. NASB: 0.03 )
NASB' s 10-Year Cash to Debt Range
Min: 0.01   Max: No Debt
Current: 0.03

Equity to Asset 0.17
NASB's Equity to Asset is ranked higher than
94% of the 1643 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.09 vs. NASB: 0.17 )
NASB' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.17
Current: 0.17

0.07
0.17
Interest Coverage 5.70
NASB's Interest Coverage is ranked higher than
93% of the 1455 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.21 vs. NASB: 5.70 )
NASB' s 10-Year Interest Coverage Range
Min: 0.25   Max: 5.7
Current: 5.7

0.25
5.7
F-Score: 3
Z-Score: 0.50
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 42.61
NASB's Operating margin (%) is ranked higher than
89% of the 1599 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 29.41 vs. NASB: 42.61 )
NASB' s 10-Year Operating margin (%) Range
Min: -34.51   Max: 59.73
Current: 42.61

-34.51
59.73
Net-margin (%) 26.20
NASB's Net-margin (%) is ranked higher than
83% of the 1618 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 21.45 vs. NASB: 26.20 )
NASB' s 10-Year Net-margin (%) Range
Min: -21.23   Max: 38.11
Current: 26.2

-21.23
38.11
ROE (%) 14.13
NASB's ROE (%) is ranked higher than
93% of the 1620 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.17 vs. NASB: 14.13 )
NASB' s 10-Year ROE (%) Range
Min: -10.82   Max: 19.48
Current: 14.13

-10.82
19.48
ROA (%) 2.41
NASB's ROA (%) is ranked higher than
97% of the 1621 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.75 vs. NASB: 2.41 )
NASB' s 10-Year ROA (%) Range
Min: -1.3   Max: 2.41
Current: 2.41

-1.3
2.41
ROC (Joel Greenblatt) (%) 373.32
NASB's ROC (Joel Greenblatt) (%) is ranked higher than
95% of the 1574 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 73.99 vs. NASB: 373.32 )
NASB' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -183.26   Max: 383.01
Current: 373.32

-183.26
383.01
Revenue Growth (%) 2.70
NASB's Revenue Growth (%) is ranked higher than
80% of the 1437 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.00 vs. NASB: 2.70 )
NASB' s 10-Year Revenue Growth (%) Range
Min: -28.1   Max: 16.8
Current: 2.7

-28.1
16.8
EBITDA Growth (%) 70.50
NASB's EBITDA Growth (%) is ranked higher than
98% of the 1277 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.50 vs. NASB: 70.50 )
NASB' s 10-Year EBITDA Growth (%) Range
Min: -27.3   Max: 292
Current: 70.5

-27.3
292
EPS Growth (%) 63.70
NASB's EPS Growth (%) is ranked higher than
96% of the 1280 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.80 vs. NASB: 63.70 )
NASB' s 10-Year EPS Growth (%) Range
Min: -27.2   Max: 63.7
Current: 63.7

-27.2
63.7
» NASB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2013

NASB Guru Trades in Q2 2013

Jim Simons 10,800 sh (+6.93%)
» More
Q3 2013

NASB Guru Trades in Q3 2013

Jim Simons 13,500 sh (+25%)
» More
Q4 2013

NASB Guru Trades in Q4 2013

Jim Simons 13,800 sh (+2.22%)
» More
Q1 2014

NASB Guru Trades in Q1 2014

Jim Simons 12,900 sh (-6.52%)
» More
» Details

Insider Trades

Latest Guru Trades with NASB



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 11.10
NASB's P/E(ttm) is ranked higher than
87% of the 1834 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 15.40 vs. NASB: 11.10 )
NASB' s 10-Year P/E(ttm) Range
Min: 5.15   Max: 70.61
Current: 11.1

5.15
70.61
P/B 0.90
NASB's P/B is ranked higher than
82% of the 1834 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.15 vs. NASB: 0.90 )
NASB' s 10-Year P/B Range
Min: 0.48   Max: 2.88
Current: 0.9

0.48
2.88
P/S 2.10
NASB's P/S is ranked higher than
83% of the 1834 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.10 vs. NASB: 2.10 )
NASB' s 10-Year P/S Range
Min: 0.94   Max: 10.84
Current: 2.1

0.94
10.84
PFCF 3.60
NASB's PFCF is ranked higher than
90% of the 1834 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 28.86 vs. NASB: 3.60 )
NASB' s 10-Year PFCF Range
Min: 0.74   Max: 102.18
Current: 3.6

0.74
102.18
EV-to-EBIT 14.98
NASB's EV-to-EBIT is ranked higher than
76% of the 1834 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 18.41 vs. NASB: 14.98 )
NASB' s 10-Year EV-to-EBIT Range
Min: 5.1   Max: 127.3
Current: 14.98

5.1
127.3
Shiller P/E 15.70
NASB's Shiller P/E is ranked higher than
89% of the 1834 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 140.07 vs. NASB: 15.70 )
NASB' s 10-Year Shiller P/E Range
Min: 5.72   Max: 21.66
Current: 15.7

5.72
21.66

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.90
NASB's Dividend Yield is ranked lower than
86% of the 1402 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.45 vs. NASB: 0.90 )
NASB' s 10-Year Dividend Yield Range
Min: 1.59   Max: 6.12
Current: 0.9

1.59
6.12
Dividend growth (3y) -100.00
NASB's Dividend growth (3y) is ranked higher than
52% of the 956 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.60 vs. NASB: -100.00 )
NASB' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 47.7
Current: -100

0
47.7
Yield on cost (5-Year) 0.90
NASB's Yield on cost (5-Year) is ranked lower than
81% of the 1356 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.64 vs. NASB: 0.90 )
NASB' s 10-Year Yield on cost (5-Year) Range
Min: 1.59   Max: 6.12
Current: 0.9

1.59
6.12

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.90
NASB's Price/Tangible Book is ranked higher than
85% of the 1834 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.35 vs. NASB: 0.90 )
NASB' s 10-Year Price/Tangible Book Range
Min: 0.26   Max: 2.84
Current: 0.9

0.26
2.84
Price/DCF (Projected) 0.40
NASB's Price/DCF (Projected) is ranked higher than
93% of the 1834 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.56 vs. NASB: 0.40 )
NASB' s 10-Year Price/DCF (Projected) Range
Min: 0.17   Max: 0.86
Current: 0.4

0.17
0.86
Price/Median PS Value 0.70
NASB's Price/Median PS Value is ranked higher than
94% of the 1834 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.11 vs. NASB: 0.70 )
NASB' s 10-Year Price/Median PS Value Range
Min: 0.14   Max: 4.06
Current: 0.7

0.14
4.06
Price/Graham Number 0.70
NASB's Price/Graham Number is ranked higher than
87% of the 1834 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.06 vs. NASB: 0.70 )
NASB' s 10-Year Price/Graham Number Range
Min: 0.17   Max: 1.53
Current: 0.7

0.17
1.53
Earnings Yield (Greenblatt) 6.60
NASB's Earnings Yield (Greenblatt) is ranked higher than
69% of the 1581 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.90 vs. NASB: 6.60 )
NASB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.8   Max: 19.7
Current: 6.6

0.8
19.7
Forward Rate of Return (Yacktman) 6.57
NASB's Forward Rate of Return (Yacktman) is ranked higher than
61% of the 1259 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 15.45 vs. NASB: 6.57 )
NASB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 0.1   Max: 63.5
Current: 6.57

0.1
63.5

Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:OCN, HOME, PBCT, HCBK, FNFG » details
NASB Financial, Inc. was formed in 1998 as a unitary thrift holding company of North American Savings Bank, F.S.B.. The Bank is a federally chartered stock savings bank, whose main business is to attract deposits from the general public and to originate real estate loans, other loans and short-term investments. The Bank obtains funds mainly from deposits received from the general public, sales of loans and loan participations, advances from the FHLB, and principal repayments on loans and mortgage-backed securities. It has a portfolio of mortgage loans that are secured by multifamily, construction, development, and commercial real estate properties. The remaining part of the Bank's loan portfolio consists of non-mortgage commercial loans and installment loan. The Bank's main sources of income include interest on loans, interest on MBS, interest on investment securities, customer service fees, and mortgage banking fees. Its main expenses are interest payments on customer deposit accounts and borrowings and normal operating costs. The Bank's main market area includes the counties of Jackson, Cass, Clay, Buchanan, Andrew, Platte, and Ray in Missouri, and Johnson and Wyandotte counties in Kansas. It currently has nine retail deposit offices in Missouri including one each in Grandview, Lee's Summit, Independence, Harrisonville, Excelsior Springs, Platte City, and St. Joseph, and two in Kansas City.
» More Articles for NASB

Headlines

Articles On GuruFocus.com
NASB Financial Inc. Reports Operating Results (10-Q) Feb 09 2011 
NASB Financial Inc. (NASB) CEO David H Hancock buys 1,962 Shares Dec 14 2010 
NASB Financial Inc. (NASB) CEO David H Hancock buys 10,000 Shares Dec 14 2010 
NASB Financial Inc. Reports Operating Results (10-K) Dec 14 2010 
NASB Financial Inc. Reports Operating Results (10-Q) Aug 09 2010 
NASB Financial Inc. Reports Operating Results (10-Q) Jun 14 2010 
NASB Financial Inc. Reports Operating Results (10-Q) Jun 04 2010 
NASB Financial Inc. Reports Operating Results (10-K) Dec 14 2009 
NASB Financial Inc. Reports Operating Results (10-Q) Aug 07 2009 
NASB Financial, Inc. Announces Financial Results Aug 05 2009 

More From Other Websites
Nasdaq stocks posting largest percentage decreases Jul 25 2014
NASB FINANCIAL INC Files SEC form 8-K, Other Events Jul 23 2014
July 1, 2014 NASB Financial Inc. Declares Cash Dividend on Common Stock Jul 01 2014
NASB FINANCIAL INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits Jul 01 2014
NASB FINANCIAL INC Financials May 20 2014
NASB FINANCIAL INC Files SEC form 10-Q, Quarterly Report May 12 2014
NASB FINANCIAL INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... May 09 2014
NASB Financial reports March quarter EPS 79c vs. $1.40 a year ago May 09 2014
NASB Financial, Inc. Announces Financial Results May 09 2014
NASB FINANCIAL INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits Apr 25 2014
NASB Financial, Inc. Declares Cash Dividend on Common Stock Apr 25 2014
February 26, 2014 NASB Financial Inc. Announces Termination of Consent Order Feb 27 2014
NASB FINANCIAL INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits Feb 27 2014
NASB Financial, Inc. Announces Termination of Consent Order Feb 26 2014
NASB FINANCIAL INC Files SEC form 10-Q, Quarterly Report Feb 10 2014
NASB FINANCIAL INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Feb 07 2014
NASB Financial, Inc. Announces Financial Results Feb 07 2014
NASB Financial - Banking On A Return To Normalcy Feb 05 2014
NASB FINANCIAL INC Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Jan 29 2014
December 23, 2013 NASB Financial Inc. Declares Special Cash Dividend on Common Stock Dec 23 2013

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Email Hide