Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.25
NAVG's Cash-to-Debt is ranked lower than
87% of the 126 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.19 vs. NAVG: 0.25 )
Ranked among companies with meaningful Cash-to-Debt only.
NAVG' s Cash-to-Debt Range Over the Past 10 Years
Min: 0  Med: 0.32 Max: No Debt
Current: 0.25
Equity-to-Asset 0.25
NAVG's Equity-to-Asset is ranked lower than
54% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.27 vs. NAVG: 0.25 )
Ranked among companies with meaningful Equity-to-Asset only.
NAVG' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.18  Med: 0.22 Max: 0.26
Current: 0.25
0.18
0.26
Interest Coverage 7.61
NAVG's Interest Coverage is ranked lower than
78% of the 135 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 29.34 vs. NAVG: 7.61 )
Ranked among companies with meaningful Interest Coverage only.
NAVG' s Interest Coverage Range Over the Past 10 Years
Min: 4  Med: 8.95 Max: 15.7
Current: 7.61
4
15.7
Piotroski F-Score: 5
Beneish M-Score: -2.54
WACC vs ROIC
8.02%
7.14%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating Margin % 9.81
NAVG's Operating Margin % is ranked higher than
57% of the 126 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.95 vs. NAVG: 9.81 )
Ranked among companies with meaningful Operating Margin % only.
NAVG' s Operating Margin % Range Over the Past 10 Years
Min: 4.27  Med: 10.77 Max: 20.57
Current: 9.81
4.27
20.57
Net Margin % 6.91
NAVG's Net Margin % is ranked higher than
50% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 6.94 vs. NAVG: 6.91 )
Ranked among companies with meaningful Net Margin % only.
NAVG' s Net Margin % Range Over the Past 10 Years
Min: 3.34  Med: 7.61 Max: 14.13
Current: 6.91
3.34
14.13
ROE % 7.13
NAVG's ROE % is ranked lower than
62% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.23 vs. NAVG: 7.13 )
Ranked among companies with meaningful ROE % only.
NAVG' s ROE % Range Over the Past 10 Years
Min: 3.14  Med: 7.64 Max: 15.76
Current: 7.13
3.14
15.76
ROA % 1.73
NAVG's ROA % is ranked lower than
61% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.16 vs. NAVG: 1.73 )
Ranked among companies with meaningful ROA % only.
NAVG' s ROA % Range Over the Past 10 Years
Min: 0.71  Med: 1.78 Max: 3.13
Current: 1.73
0.71
3.13
3-Year Revenue Growth Rate 7.60
NAVG's 3-Year Revenue Growth Rate is ranked higher than
58% of the 118 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 5.70 vs. NAVG: 7.60 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NAVG' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -0.6  Med: 10.6 Max: 31.7
Current: 7.6
-0.6
31.7
3-Year EBITDA Growth Rate 7.20
NAVG's 3-Year EBITDA Growth Rate is ranked higher than
70% of the 106 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -2.60 vs. NAVG: 7.20 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NAVG' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -32.8  Med: 5.25 Max: 142.8
Current: 7.2
-32.8
142.8
3-Year EPS without NRI Growth Rate 7.60
NAVG's 3-Year EPS without NRI Growth Rate is ranked higher than
67% of the 99 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -1.00 vs. NAVG: 7.60 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NAVG' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -31.9  Med: 4.1 Max: 85.4
Current: 7.6
-31.9
85.4
GuruFocus has detected 2 Warning Signs with Navigators Group Inc $NAVG.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NAVG's 10-Y Financials

Financials (Next Earnings Date: 2017-05-16 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016
Q2 2016
Q3 2016
Q4 2016
» Details

Insider Trades

Latest Guru Trades with NAVG

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty    NAICS: 524126    SIC: 6331
Compare:NAS:AMSF, NAS:JRVR, NYSE:MBI, NAS:STFC, NAS:AGII, NAS:UFCS, NAS:SAFT, NAS:IPCC, NYSE:STC, NYSE:UVE, OTCPK:ELFIF, NAS:NMIH, NAS:NGHC, NAS:KNSL, NAS:GBLI, NAS:SNC, NAS:EMCI, NYSE:RLI, NYSE:HCI, NAS:DGICB » details
Navigators Group is an international insurance holding company focused on specialty products within the overall property/casualty insurance market.

Navigators Group Inc is an international insurance company with area of specialization in Marine insurance. Its Property and Casualty (P&C) insurance business offers general liability coverage and umbrella & excess liability coverage to commercial enterprises through its Primary and Excess Casualty divisions. It also has developed niches in Professional Liability insurance, through its Directors & Officers and Errors & Omissions divisions. The Company distributes products through international, national, and regional, retail and wholesale insurance brokers. Its U.S. Insurance, Int'l Insurance and GlobalRe reporting segments are considered underwriting segments. Both the U.S. Insurance and Int'l Insurance reporting segments are comprised of three operating segments: Marine - the Company has been providing insurance protection for marine clients since 1974. It offers insurance for companies engaged in diverse aspects of shipping, trade and transportation; P&C - its P&C operating segment brings a specialist orientation to the standard commercial middle market for targeted industries and exposures; and Professional Liability - its Professional Liability operating segment provides niche insurance solutions for numerous Professional Liability risks. The Company's products are classified as U.S. Marine Products; U.S. P&C Products; U.S. Professional Liability Products; Int'l Marine Products; Int'l P&C Products; Int'l Professional Liability; and GlobalRe Products. The Company faces competition from both domestic and foreign insurers. The Company is subject to regulation under the insurance statutes, including holding company statutes of various states and applicable regulatory authorities in the United States.

Ratios

vs
industry
vs
history
PE Ratio 19.07
NAVG's PE Ratio is ranked lower than
68% of the 139 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 15.40 vs. NAVG: 19.07 )
Ranked among companies with meaningful PE Ratio only.
NAVG' s PE Ratio Range Over the Past 10 Years
Min: 8.15  Med: 12.52 Max: 30.18
Current: 19.07
8.15
30.18
PE Ratio without NRI 19.07
NAVG's PE Ratio without NRI is ranked lower than
64% of the 132 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 16.25 vs. NAVG: 19.07 )
Ranked among companies with meaningful PE Ratio without NRI only.
NAVG' s PE Ratio without NRI Range Over the Past 10 Years
Min: 8.12  Med: 12.49 Max: 30
Current: 19.07
8.12
30
Price-to-Owner-Earnings 7.49
NAVG's Price-to-Owner-Earnings is ranked higher than
71% of the 82 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.89 vs. NAVG: 7.49 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
NAVG' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 2.5  Med: 5.5 Max: 9.88
Current: 7.49
2.5
9.88
PB Ratio 1.31
NAVG's PB Ratio is ranked higher than
52% of the 141 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.38 vs. NAVG: 1.31 )
Ranked among companies with meaningful PB Ratio only.
NAVG' s PB Ratio Range Over the Past 10 Years
Min: 0.73  Med: 1.04 Max: 1.74
Current: 1.31
0.73
1.74
PS Ratio 1.31
NAVG's PS Ratio is ranked lower than
64% of the 134 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.07 vs. NAVG: 1.31 )
Ranked among companies with meaningful PS Ratio only.
NAVG' s PS Ratio Range Over the Past 10 Years
Min: 0.81  Med: 1.1 Max: 1.69
Current: 1.31
0.81
1.69
Price-to-Free-Cash-Flow 7.13
NAVG's Price-to-Free-Cash-Flow is ranked higher than
72% of the 96 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.00 vs. NAVG: 7.13 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
NAVG' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 2.55  Med: 6.06 Max: 12.17
Current: 7.13
2.55
12.17
Price-to-Operating-Cash-Flow 7.00
NAVG's Price-to-Operating-Cash-Flow is ranked higher than
72% of the 103 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.40 vs. NAVG: 7.00 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
NAVG' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 2.49  Med: 5.77 Max: 11.57
Current: 7
2.49
11.57
EV-to-EBIT 11.93
NAVG's EV-to-EBIT is ranked lower than
55% of the 121 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.42 vs. NAVG: 11.93 )
Ranked among companies with meaningful EV-to-EBIT only.
NAVG' s EV-to-EBIT Range Over the Past 10 Years
Min: 4.9  Med: 7.25 Max: 16.2
Current: 11.93
4.9
16.2
EV-to-EBITDA 11.47
NAVG's EV-to-EBITDA is ranked lower than
66% of the 122 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.33 vs. NAVG: 11.47 )
Ranked among companies with meaningful EV-to-EBITDA only.
NAVG' s EV-to-EBITDA Range Over the Past 10 Years
Min: 4.9  Med: 7 Max: 15.2
Current: 11.47
4.9
15.2
PEG Ratio 0.93
NAVG's PEG Ratio is ranked higher than
51% of the 53 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.93 vs. NAVG: 0.93 )
Ranked among companies with meaningful PEG Ratio only.
NAVG' s PEG Ratio Range Over the Past 10 Years
Min: 0.18  Med: 0.65 Max: 172.82
Current: 0.93
0.18
172.82
Shiller PE Ratio 22.06
NAVG's Shiller PE Ratio is ranked lower than
78% of the 58 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 19.68 vs. NAVG: 22.06 )
Ranked among companies with meaningful Shiller PE Ratio only.
NAVG' s Shiller PE Ratio Range Over the Past 10 Years
Min: 12.9  Med: 17.05 Max: 31.34
Current: 22.06
12.9
31.34

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.34
NAVG's Dividend Yield % is ranked lower than
99.99% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.74 vs. NAVG: 0.34 )
Ranked among companies with meaningful Dividend Yield % only.
NAVG' s Dividend Yield % Range Over the Past 10 Years
Min: 0.09  Med: 0.19 Max: 0.34
Current: 0.34
0.09
0.34
Dividend Payout Ratio 0.05
NAVG's Dividend Payout Ratio is ranked higher than
97% of the 141 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.35 vs. NAVG: 0.05 )
Ranked among companies with meaningful Dividend Payout Ratio only.
NAVG' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.05  Med: 0.05 Max: 0.05
Current: 0.05
Forward Dividend Yield % 0.34
NAVG's Forward Dividend Yield % is ranked lower than
99.99% of the 192 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.80 vs. NAVG: 0.34 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.34
NAVG's 5-Year Yield-on-Cost % is ranked lower than
99.99% of the 192 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.19 vs. NAVG: 0.34 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
NAVG' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.09  Med: 0.19 Max: 0.34
Current: 0.34
0.09
0.34
3-Year Average Share Buyback Ratio -0.80
NAVG's 3-Year Average Share Buyback Ratio is ranked lower than
59% of the 80 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.30 vs. NAVG: -0.80 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
NAVG' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -25.2  Med: -0.3 Max: 6
Current: -0.8
-25.2
6

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.30
NAVG's Price-to-Tangible-Book is ranked higher than
60% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.55 vs. NAVG: 1.30 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
NAVG' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.66  Med: 1.16 Max: 1.68
Current: 1.3
0.66
1.68
Price-to-Intrinsic-Value-Projected-FCF 0.57
NAVG's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
72% of the 92 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.83 vs. NAVG: 0.57 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
NAVG' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.22  Med: 0.35 Max: 0.64
Current: 0.57
0.22
0.64
Price-to-Median-PS-Value 1.20
NAVG's Price-to-Median-PS-Value is ranked lower than
75% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.06 vs. NAVG: 1.20 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
NAVG' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.71  Med: 0.98 Max: 1.49
Current: 1.2
0.71
1.49
Price-to-Peter-Lynch-Fair-Value 1.11
NAVG's Price-to-Peter-Lynch-Fair-Value is ranked lower than
66% of the 32 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.92 vs. NAVG: 1.11 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
NAVG' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.24  Med: 0.72 Max: 2.02
Current: 1.11
0.24
2.02
Price-to-Graham-Number 1.05
NAVG's Price-to-Graham-Number is ranked higher than
51% of the 114 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.09 vs. NAVG: 1.05 )
Ranked among companies with meaningful Price-to-Graham-Number only.
NAVG' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.65  Med: 0.82 Max: 1.57
Current: 1.05
0.65
1.57
Earnings Yield (Greenblatt) % 8.40
NAVG's Earnings Yield (Greenblatt) % is ranked higher than
50% of the 135 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.10 vs. NAVG: 8.40 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
NAVG' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 6.2  Med: 13.8 Max: 20.4
Current: 8.4
6.2
20.4
Forward Rate of Return (Yacktman) % 27.95
NAVG's Forward Rate of Return (Yacktman) % is ranked higher than
67% of the 72 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.71 vs. NAVG: 27.95 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
NAVG' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 4.9  Med: 35.6 Max: 85.9
Current: 27.95
4.9
85.9

More Statistics

Revenue (TTM) (Mil) $1,198
EPS (TTM) $ 2.75
Beta0.82
Short Percentage of Float0.88%
52-Week Range $40.08 - 62.04
Shares Outstanding (Mil)29.16
» More Articles for NAVG

Headlines

Articles On GuruFocus.com
CEOs and CFOs Who Quote Buffett and Graham Dec 12 2016 
Diamond Hill Small Cap Fund 2014 Portfolio Commentary Mar 17 2015 
Diamond Hill Small Cap Fund Q4 2014 Commentary Mar 17 2015 
Diamond Hill Capital Updates Portfolio for Q4: Top New Buys Jan 31 2013 
Wilbur Ross on His Investment Strategy and Considering Investing in Spanish Banks Oct 24 2012 
Navigators Group Inc. Reports Operating Results (10-Q) Aug 05 2010 
Navigators Group Inc. Reports Operating Results (10-Q) May 07 2010 
Guru Stocks at 52-Week Lows: GameStop Corp, Corinthian Colleges Inc, Navigators Group Inc, Sycamore Jan 17 2010 
Guru Stocks at 52-Week Low: The Kroger Co, GameStop Corp, Navigators Group Inc, Sycamore Networks In Jan 09 2010 
Navigators Group Inc. Reports Operating Results (10-Q) Nov 06 2009 

More From Other Websites
New Strong Sell Stocks for March 14th Mar 14 2017
The Navigators Group, Inc. breached its 50 day moving average in a Bearish Manner : NAVG-US : March... Mar 03 2017
NAVIGATORS GROUP INC Financials Feb 23 2017
Navigators Names David J. Draper to Head International Casualty Feb 23 2017
Navigators Names David J. Draper to Head International Casualty Feb 23 2017
The Navigators Group, Inc. :NAVG-US: Earnings Analysis: 2016 By the Numbers : February 22, 2017 Feb 22 2017
The Navigators Group, Inc. :NAVG-US: Earnings Analysis: Q4, 2016 By the Numbers : February 21, 2017 Feb 21 2017
Navigators Group (NAVG) Misses on Q4 Earnings & Revenues Feb 21 2017
NAVIGATORS GROUP INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Feb 17 2017
Edited Transcript of NAVG earnings conference call or presentation 17-Feb-17 1:30pm GMT Feb 17 2017
Navigators Group Inc Earnings Call scheduled for 8:30 am ET today Feb 17 2017
Navigators posts 4Q profit Feb 16 2017
Navigators posts 4Q profit Feb 16 2017
Navigators Reports Fourth Quarter 2016 Earnings Feb 16 2017
Q4 2016 Navigators Group Inc Earnings Release - After Market Close Feb 16 2017
Navigators Appoints Jacob Ingerslev as Global Cyber Leader Feb 01 2017
Navigators Appoints Jacob Ingerslev as Global Cyber Leader Feb 01 2017
The Navigators Group, Inc. breached its 50 day moving average in a Bearish Manner : NAVG-US :... Jan 24 2017
The Navigators Group, Inc. to Release Fourth Quarter and Full Year 2016 Financial Results on... Jan 20 2017
Navigators Appoints Asia Leadership Team Jan 04 2017

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)