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59.05 (1y: +20%)
Market Cap 830 M P/E(ttm) 12.20
Enterprise Value 830 M P/B 0.94
NAVG- NAS (USA)
Navigators Group
  • Currently 1/5
Business Predictability Rank: 1-Star
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$59.05
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry		 vs
history
Cash to Debt No Debt
NAVG's Cash to Debt is ranked higher than
74% of the 97 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.65 vs. NAVG: No Debt )
NAVG' s 10-Year Cash to Debt Range
Min: 0   Max: No Debt
Current: No Debt
Equity to Asset 0.218
NAVG's Equity to Asset is ranked lower than
63% of the 95 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.25 vs. NAVG: 0.218 )
NAVG' s 10-Year Equity to Asset Range
Min: 0.18   Max: 0.23
Current: 0.22
0.18
0.23
Interest Coverage 11.2
NAVG's Interest Coverage is ranked lower than
63% of the 83 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 25.20 vs. NAVG: 11.2 )
NAVG' s 10-Year Interest Coverage Range
Min: 4   Max: No Debt
Current: 11.2
F-Score: 6
Z-Score: 0.67
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry		 vs
history
Operating margin (%) 10.40
NAVG's Operating margin (%) is ranked higher than
51% of the 83 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.40 vs. NAVG: 10.40 )
NAVG' s 10-Year Operating margin (%) Range
Min: -3.7   Max: 21.9
Current: 10.4
-3.7
21.9
Net-margin (%) 7.3
NAVG's Net-margin (%) is ranked lower than
53% of the 87 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.40 vs. NAVG: 7.3 )
NAVG' s 10-Year Net-margin (%) Range
Min: -3.5   Max: 14.1
Current: 7.3
-3.5
14.1
ROE (%) 7.2
NAVG's ROE (%) is ranked lower than
57% of the 86 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.20 vs. NAVG: 7.2 )
NAVG' s 10-Year ROE (%) Range
Min: -2.8   Max: 14.4
Current: 7.2
-2.8
14.4
ROA (%) 1.6
NAVG's ROA (%) is ranked lower than
67% of the 86 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.40 vs. NAVG: 1.6 )
NAVG' s 10-Year ROA (%) Range
Min: -0.6   Max: 3
Current: 1.6
-0.6
3
Revenue Growth (%) 8.6
NAVG's Revenue Growth (%) is ranked higher than
51% of the 69 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.00 vs. NAVG: 8.6 )
NAVG' s 10-Year Revenue Growth (%) Range
Min: -0.8   Max: 23.4
Current: 8.6
-0.8
23.4
EBITDA Growth (%) 6.6
NAVG's EBITDA Growth (%) is ranked lower than
78% of the 36 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.50 vs. NAVG: 6.6 )
NAVG' s 10-Year EBITDA Growth (%) Range
Min: -25.9   Max: 94.5
Current: 6.6
-25.9
94.5
EPS Growth (%) 5.1
NAVG's EPS Growth (%) is ranked lower than
73% of the 37 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.80 vs. NAVG: 5.1 )
NAVG' s 10-Year EPS Growth (%) Range
Min: -13.7   Max: 58.9
Current: 5.1
-13.7
58.9
ยป NAVG's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2012
Q3 2012
Q4 2012
Q1 2013
» Details

Insider Trades

Latest Guru Trades with NAVG

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
George Soros 2010-09-30 Sold Out 0.01%$41.19 - $44.78 $ 59.0538%0
George Soros 2010-06-30 New Buy0.01%$37.36 - $43.26 $ 59.0545%8500
Premium More recent guru trades are included for Premium Members only!!

Ratios

vs
industry		 vs
history
P/E(ttm) 12.20
NAVG's P/E(ttm) is ranked higher than
55% of the 85 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.80 vs. NAVG: 12.20 )
NAVG' s 10-Year P/E(ttm) Range
Min: 8.15   Max: 63.07
Current: 12.2
8.15
63.07
P/B 0.94
NAVG's P/B is ranked higher than
67% of the 98 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.01 vs. NAVG: 0.94 )
NAVG' s 10-Year P/B Range
Min: 0.55   Max: 1.75
Current: 0.94
0.55
1.75
P/S 0.94
NAVG's P/S is ranked higher than
60% of the 100 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.11 vs. NAVG: 0.94 )
NAVG' s 10-Year P/S Range
Min: 0.62   Max: 1.76
Current: 0.94
0.62
1.76
PFCF 10.34
NAVG's PFCF is ranked lower than
69% of the 75 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.76 vs. NAVG: 10.34 )
NAVG' s 10-Year PFCF Range
Min: 1.53   Max: 63.07
Current: 10.34
1.53
63.07
EV-to-EBIT 8.21
NAVG's EV-to-EBIT is ranked higher than
69% of the 86 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.80 vs. NAVG: 8.21 )
NAVG' s 10-Year EV-to-EBIT Range
Min: 6   Max: 128.8
Current: 8.21
6
128.8
PEG 9.38
NAVG's PEG is ranked lower than
97% of the 29 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.70 vs. NAVG: 9.38 )
NAVG' s 10-Year PEG Range
Min: 0.08   Max: 214.33
Current: 9.38
0.08
214.33
Shiller P/E 14.7
NAVG's Shiller P/E is ranked lower than
100% of the Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: vs. NAVG: 14.7 )
NAVG' s 10-Year Shiller P/E Range
Min: 10.18   Max: 37.64
Current: 14.7
10.18
37.64

Valuation & Return

vs
industry		 vs
history
Price/Net Current Asset Value 29.4
NAVG's Price/Net Current Asset Value is ranked lower than
84% of the 70 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 6.60 vs. NAVG: 29.4 )
NAVG' s 10-Year Price/Net Current Asset Value Range
Min: 0.8   Max: 31.6
Current: 29.4
0.8
31.6
Price/Tangible Book 0.9
NAVG's Price/Tangible Book is ranked higher than
74% of the 94 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.20 vs. NAVG: 0.9 )
NAVG' s 10-Year Price/Tangible Book Range
Min: 0.8   Max: 1.7
Current: 0.9
0.8
1.7
Price/DCF (Projected) 0.3
NAVG's Price/DCF (Projected) is ranked higher than
80% of the 56 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.60 vs. NAVG: 0.3 )
NAVG' s 10-Year Price/DCF (Projected) Range
Min: 0.3   Max: 0.5
Current: 0.3
0.3
0.5
Price/Median PS Value 0.9
NAVG's Price/Median PS Value is ranked higher than
69% of the 99 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.10 vs. NAVG: 0.9 )
NAVG' s 10-Year Price/Median PS Value Range
Min: 0.8   Max: 1.6
Current: 0.9
0.8
1.6
Price/Graham Number 0.8
NAVG's Price/Graham Number is ranked higher than
63% of the 82 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.90 vs. NAVG: 0.8 )
NAVG' s 10-Year Price/Graham Number Range
Min: 0.7   Max: 1.6
Current: 0.8
0.7
1.6
Earnings Yield (Greenblatt) 12.20
NAVG's Earnings Yield (Greenblatt) is ranked higher than
70% of the 86 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.20 vs. NAVG: 12.20 )
NAVG' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.8   Max: 16.6
Current: 12.2
0.8
16.6
Forward Rate of Return (Yacktman) 10.22
NAVG's Forward Rate of Return (Yacktman) is ranked lower than
53% of the 51 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.91 vs. NAVG: 10.22 )
NAVG' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 1.6   Max: 135.4
Current: 10.22
1.6
135.4

Business Description

Navigators Group, Inc., a Delaware holding company established in 1982, and its wholly-owned subsidiaries, are prepared on the basis of U.S. generally accepted accounting principles (GAAP or U.S. GAAP). The Company is an international insurance company focusing on specialty products within the overall property/casualty insurance market. Its largest product line and most long-standing area of specialization is ocean marine insurance. The Company has also developed specialty niches in professional liability insurance as well as other specialty insurance lines such as contractors' liability and primary and excess liability coverages. Its Lloyd's Operations segment includes Navigators Underwriting Agency Ltd. (NUAL), a Lloyd's of London (Lloyd's) underwriting agency which manages Lloyd's Syndicate 1221 (Syndicate 1221). Its Lloyd's Operations mainly underwrite marine and related lines of business along with offshore energy, professional liability insurance and construction coverages for onshore energy business at Lloyd's through Syndicate 1221. The Company has also established underwriting agencies in Antwerp, Belgium, Stockholm, Sweden and Copenhagen, Denmark, which underwrite risks pursuant to binding authorities with NUAL into Syndicate 1221. The property and casualty insurance industry is highly competitive. It is subject to regulation under the insurance statutes, including holding company statutes, of various states and applicable regulatory authorities in the United States. Its United Kingdom subsidiaries and its Lloyd's Operations are subject to regulation by the FSA, as established by the Financial Services and Markets Act 2000.
Company Website
SEC Reports
Industry: Insurance - Property & Casualty
Compare:RLI, TRV, MBI, QBIEY, TKOMY
ยป More Articles for NAVG

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Wilbur Ross on His Investment Strategy and Considering Investing in Spanish Banks Oct 24 2012 
Navigators Group Inc. Reports Operating Results (10-Q) Aug 05 2010 
Navigators Group Inc. Reports Operating Results (10-Q) May 07 2010 
Guru Stocks at 52-Week Lows: GameStop Corp, Corinthian Colleges Inc, Navigators Group Inc, Sycamore Jan 17 2010 
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Navigators Group Inc. Reports Operating Results (10-Q) Nov 06 2009 
Navigators Group Inc. Reports Operating Results (10-Q) Aug 07 2009 
Navigators Group Inc. Reports Operating Results (10-Q) May 01 2009 

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