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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

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Cash to Debt 0.01
NAVI's Cash to Debt is ranked lower than
53% of the 173 Companies
in the Global Credit Services industry.

( Industry Median: 0.21 vs. NAVI: 0.01 )
NAVI' s 10-Year Cash to Debt Range
Min: 0.01   Max: No Debt
Current: 0.01

Equity to Asset 0.03
NAVI's Equity to Asset is ranked lower than
54% of the 177 Companies
in the Global Credit Services industry.

( Industry Median: 0.25 vs. NAVI: 0.03 )
NAVI' s 10-Year Equity to Asset Range
Min: 0.03   Max: 0.04
Current: 0.03

0.03
0.04
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 2/10

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» Details

Guru Trades

Q4 2013
Q1 2014
Q2 2014
Q3 2014
» Details

Insider Trades

Latest Guru Trades with NAVI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
David Abrams 2014-09-30 Sold Out 6.5%$16.86 - $18 $ 22.3527%0
Mario Gabelli 2014-09-30 Reduce -42.05%0.02%$16.86 - $18 $ 22.3527%259400
Third Avenue Management 2014-09-30 New Buy0.01%$16.86 - $18 $ 22.3527%20000
David Dreman 2014-09-30 Add 49.79%$16.86 - $18 $ 22.3527%5436
David Abrams 2014-06-30 Reduce -36.95%4.03%$15.68 - $17.84 $ 22.3535%5170518
Irving Kahn 2014-06-30 New Buy2.4%$15.68 - $17.84 $ 22.3535%912085
Leon Cooperman 2014-06-30 New Buy2.4%$15.68 - $17.84 $ 22.3535%10135751
James Barrow 2014-06-30 New Buy0.95%$15.68 - $17.84 $ 22.3535%39996056
Mario Gabelli 2014-06-30 New Buy0.04%$15.68 - $17.84 $ 22.3535%447600
Prem Watsa 2014-06-30 New Buy0.02%$15.68 - $17.84 $ 22.3535%15000
David Dreman 2014-06-30 New Buy$15.68 - $17.84 $ 22.3535%3629
Joel Greenblatt 2014-06-30 New Buy$15.68 - $17.84 $ 22.3535%12713
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
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Guru Investment Theses on Navient Corp

KEELEY Small Cap Value Fund Comments on Navient - Jul 30, 2014

Recently, Sallie Mae (SLM) spun its FFELP (Federal Family Education Loan Program) division Navient (NAVI). In this case we elected to keep Sallie Mae Bank (SLM, the parent) and we sold Navient. Our rationale for selling NAVI was that it’s strictly a US government backed loan originator/servicer and will not likely grow as fast as SLM who dominates the private student lending market.

From John Keeley (Trades, Portfolio)’s KEELEY Small Cap Value Fund Second Quarter 2014 Commentary.

Check out John Keeley latest stock trades

Top Ranked Articles about Navient Corp

Prem Watsa Buys 4 New Stocks
Prem Watsa (Trades, Portfolio), founder of Canadian insurance conglomerate Fairfax Financial Holdings (TSX:FFH), has been fully hedged on his equity positions since about 2010, reducing his returns as the market increased. In Fairfax’s second quarter financial results, however, Watsa told investors the hedges had decreased, though they were prone to fluctuate: Read more...
KEELEY Small Cap Value Fund Comments on Navient
Recently, Sallie Mae (SLM) spun its FFELP (Federal Family Education Loan Program) division Navient (NAVI). In this case we elected to keep Sallie Mae Bank (SLM, the parent) and we sold Navient. Our rationale for selling NAVI was that it’s strictly a US government backed loan originator/servicer and will not likely grow as fast as SLM who dominates the private student lending market. Read more...

Ratios

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P/B 1.80
NAVI's P/B is ranked higher than
72% of the 197 Companies
in the Global Credit Services industry.

( Industry Median: 1.91 vs. NAVI: 1.80 )
NAVI' s 10-Year P/B Range
Min: 0   Max: 1.8
Current: 1.8

0
1.8
EV-to-EBIT 8.20
NAVI's EV-to-EBIT is ranked higher than
93% of the 197 Companies
in the Global Credit Services industry.

( Industry Median: 20.38 vs. NAVI: 8.20 )
NAVI' s 10-Year EV-to-EBIT Range
Min: 0   Max: 0
Current: 8.2

Dividend & Buy Back

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Dividend Yield 2.01
NAVI's Dividend Yield is ranked lower than
55% of the 117 Companies
in the Global Credit Services industry.

( Industry Median: 2.15 vs. NAVI: 2.01 )
NAVI' s 10-Year Dividend Yield Range
Min: 0   Max: 0
Current: 2.01

Yield on cost (5-Year) 2.10
NAVI's Yield on cost (5-Year) is ranked lower than
70% of the 120 Companies
in the Global Credit Services industry.

( Industry Median: 3.42 vs. NAVI: 2.10 )
NAVI' s 10-Year Yield on cost (5-Year) Range
Min: 0   Max: 0
Current: 2.1

Valuation & Return

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Business Description

Industry: Credit Services » Credit Services
Compare: » details
Traded in other countries:10D.Germany,
Navient Corp was incorporated on November 7, 2013 in Delaware. The Company was formed in 1972 as the Student Loan Marketing Association, a federally chartered government-sponsored enterprise. The Company, through its subsidiaries is engaged in originating, servicing and collecting education loans. It uses "Private Education Loans" to mean education loans to students or their families that are non-federal loans and loans not insured or guaranteed under the previously existing Federal Family Education Loan Program. The Company operates three primary segments: the Consumer Lending operating segment, the Business Services operating segment and the FFELP Loans operating segment. In Consumer Lending Segment, it originates, acquire, finance and service Private Education Loans. It faces competition for Private Education Loans from a group of banks and local credit unions. In Business Services Segment, it is a holder, servicer and collector of loans. FFELP Loans segment consists of FFELP Loan portfolio and the underlying debt and capital funding the loans.
» More Articles for NAVI

Headlines

Articles On GuruFocus.com
Leon Cooperman Buys 10% Stake in For-Profit Education Company Sep 09 2014 
Prem Watsa Buys 4 New Stocks Aug 13 2014 
KEELEY Small Cap Value Fund Comments on Navient Jul 30 2014 
KEELEY Small Cap Value Fund Second Quarter 2014 Commentary Jul 30 2014 


More From Other Websites
The Winners and Losers of U.S. Equity Funds in 2014 Dec 16 2014
NAVIENT CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Dec 15 2014
Navient announces new $1 billion share repurchase authority Dec 15 2014
NAVIENT CORP Files SEC form 8-K/A, Change in Directors or Principal Officers Dec 11 2014
NAVIENT CORP Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements and... Dec 11 2014
Navient appoints former U.S. Treasurer Anna Escobedo Cabral to its Board of Directors Dec 11 2014
Navient (NAVI) Upgraded From Hold to Buy Dec 04 2014
Navient CEO and CFO to present at Goldman Sachs U.S. Financial Services Conference on Dec. 9 Dec 02 2014
Navient CFO to present at Bank of America Merrill Lynch 2014 Leveraged Finance Conference on Dec. 3 Nov 26 2014
Navient CFO to present at Bank of America Merrill Lynch 2014 Leveraged Finance Conference on Dec. 3 Nov 26 2014
NAVIENT CORP Files SEC form 8-K, Entry into a Material Definitive Agreement Nov 19 2014
Navient Hits 52-Week High on FFELP Loans Purchase Deal Nov 19 2014
Navient names three new directors Nov 18 2014
Navient Gets $10 Billion Commercial-Paper Plan for Loans Nov 17 2014
Navient closes $10 billion financing facility Nov 17 2014
Wells Fargo Sells Gov't-Type Student Loans To Navient Nov 13 2014
Wells Fargo to sell $8.5 billion federal student loan portfolio to Navient Nov 13 2014
Navient to buy $8.5 bln in student loans from Wells Fargo Nov 13 2014
Navient to acquire $8.5 billion in federal student loans from Wells Fargo Nov 13 2014
NAVIENT CORP Files SEC form 8-K, Entry into a Material Definitive Agreement, Creation of a Direct... Nov 06 2014

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