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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.32
NBCB's Cash to Debt is ranked higher than
60% of the 1551 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. NBCB: 0.32 )
NBCB' s 10-Year Cash to Debt Range
Min: 0.27   Max: No Debt
Current: 0.32

Equity to Asset 0.12
NBCB's Equity to Asset is ranked higher than
83% of the 1996 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. NBCB: 0.12 )
NBCB' s 10-Year Equity to Asset Range
Min: 0.09   Max: 0.12
Current: 0.12

0.09
0.12
Interest Coverage 0.54
NBCB's Interest Coverage is ranked higher than
55% of the 1825 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. NBCB: 0.54 )
NBCB' s 10-Year Interest Coverage Range
Min: 0.42   Max: 0.69
Current: 0.54

0.42
0.69
Z-Score: 0.28
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 26.46
NBCB's Operating margin (%) is ranked higher than
70% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.16 vs. NBCB: 26.46 )
NBCB' s 10-Year Operating margin (%) Range
Min: 21.53   Max: 24.89
Current: 26.46

21.53
24.89
Net-margin (%) 45.29
NBCB's Net-margin (%) is ranked higher than
96% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.42 vs. NBCB: 45.29 )
NBCB' s 10-Year Net-margin (%) Range
Min: 23.95   Max: 41.62
Current: 45.29

23.95
41.62
ROE (%) 13.50
NBCB's ROE (%) is ranked higher than
91% of the 2016 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.57 vs. NBCB: 13.50 )
NBCB' s 10-Year ROE (%) Range
Min: 12.32   Max: 17.52
Current: 13.5

12.32
17.52
ROA (%) 1.56
NBCB's ROA (%) is ranked higher than
93% of the 2019 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. NBCB: 1.56 )
NBCB' s 10-Year ROA (%) Range
Min: 1.18   Max: 1.75
Current: 1.56

1.18
1.75
ROC (Joel Greenblatt) (%) 60.65
NBCB's ROC (Joel Greenblatt) (%) is ranked higher than
71% of the 1989 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.96 vs. NBCB: 60.65 )
NBCB' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 43.08   Max: 90.67
Current: 60.65

43.08
90.67
» NBCB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

NBCB Guru Trades in Q4 2013

Steven Cohen 7,059 sh (New)
Jim Simons 28,593 sh (New)
Chuck Royce 129,500 sh (+9.28%)
Caxton Associates 85,000 sh (unchged)
» More
Q1 2014

NBCB Guru Trades in Q1 2014

Chuck Royce 147,000 sh (+13.51%)
Jim Simons 31,069 sh (+8.66%)
Caxton Associates 85,000 sh (unchged)
Steven Cohen Sold Out
» More
Q2 2014

NBCB Guru Trades in Q2 2014

Chuck Royce 188,600 sh (+28.3%)
Caxton Associates 85,000 sh (unchged)
Jim Simons 14,700 sh (-52.69%)
» More
Q3 2014

NBCB Guru Trades in Q3 2014

Jim Simons 27,900 sh (+89.8%)
Caxton Associates 85,000 sh (unchged)
Chuck Royce 172,071 sh (-8.76%)
» More
» Details

Insider Trades

Latest Guru Trades with NBCB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 13.60
NBCB's P/E(ttm) is ranked higher than
83% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.50 vs. NBCB: 13.60 )
NBCB' s 10-Year P/E(ttm) Range
Min: 11.67   Max: 14.55
Current: 13.6

11.67
14.55
P/B 1.82
NBCB's P/B is ranked higher than
65% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.34 vs. NBCB: 1.82 )
NBCB' s 10-Year P/B Range
Min: 1.32   Max: 1.83
Current: 1.82

1.32
1.83
P/S 6.01
NBCB's P/S is ranked higher than
63% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.61 vs. NBCB: 6.01 )
NBCB' s 10-Year P/S Range
Min: 3.64   Max: 6.05
Current: 6.01

3.64
6.05
PFCF 19.75
NBCB's PFCF is ranked higher than
82% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. NBCB: 19.75 )
NBCB' s 10-Year PFCF Range
Min: 5.64   Max: 20.76
Current: 19.75

5.64
20.76
EV-to-EBIT 17.26
NBCB's EV-to-EBIT is ranked higher than
75% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.80 vs. NBCB: 17.26 )
NBCB' s 10-Year EV-to-EBIT Range
Min: 12.9   Max: 26.3
Current: 17.26

12.9
26.3

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.86
NBCB's Price/Tangible Book is ranked higher than
69% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.62 vs. NBCB: 1.86 )
NBCB' s 10-Year Price/Tangible Book Range
Min: 1.41   Max: 1.87
Current: 1.86

1.41
1.87
Price/Median PS Value 1.11
NBCB's Price/Median PS Value is ranked higher than
79% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. NBCB: 1.11 )
NBCB' s 10-Year Price/Median PS Value Range
Min: 0.7   Max: 1.14
Current: 1.11

0.7
1.14
Price/Graham Number 0.98
NBCB's Price/Graham Number is ranked higher than
79% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. NBCB: 0.98 )
NBCB' s 10-Year Price/Graham Number Range
Min: 0.85   Max: 1.03
Current: 0.98

0.85
1.03
Earnings Yield (Greenblatt) 5.80
NBCB's Earnings Yield (Greenblatt) is ranked higher than
71% of the 1973 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. NBCB: 5.80 )
NBCB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 3.8   Max: 7.8
Current: 5.8

3.8
7.8

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
First NBC Bank Holding Co is a bank holding company offering financial services through its wholly-owned banking subsidiary, First NBC Bank, a Louisiana state non-member bank. Its primary market is the New Orleans metropolitan area and the Mississippi Gulf Coast. It serves customers from its main office located in the Central Business District of New Orleans, approximately 31 full service branch offices located throughout its market and a loan production office in Gulfport, Mississippi. Its businesses and operations mainly consist of lending money to customers in the form of loans, borrowing money from customers in the form of deposits and investing in securities. The Company's portfolio segments include commercial real estate, consumer real estate, commercial and industrial, and consumer loans. It offers commercial loans, including business term loan, equipment financing and lines of credit to small and midsized businesses. It offers real estate loans for commercial property that is owner-occupied as well as commercial property owned by real estate investors. Its construction portfolio includes loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments and, to a lesser extent, loans to individual clients for construction of single family homes in its market areas. It offer first and second one-to-four family mortgage loans, as well as home equity lines of credit, in each case mainly on owner-occupied primary residences. Its retail consumer real estate lending products are offered mainly as an accommodation to its commercial customers, and their executives and employees. It also offers consumer loans as an accommodation to Company's existing customers, but do not market consumer loans to persons who do not have a pre-existing relationship with the Company. Its loan portfolio includes non-owner-occupied commercial real estate loans for individuals and businesses for different purposes, which are secured by commercial properties, as well as real estate construction and development loans. It operates in the competitive banking industry and face significant competition for customers from bank and non-bank competitors.
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