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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.33
NAS:NMIH's Cash-to-Debt is ranked lower than
84% of the 133 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.41 vs. NAS:NMIH: 0.33 )
Ranked among companies with meaningful Cash-to-Debt only.
NAS:NMIH' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.33  Med: No Debt Max: No Debt
Current: 0.33
Equity-to-Asset 0.57
NAS:NMIH's Equity-to-Asset is ranked higher than
95% of the 134 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.27 vs. NAS:NMIH: 0.57 )
Ranked among companies with meaningful Equity-to-Asset only.
NAS:NMIH' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.57  Med: 0.9 Max: 0.96
Current: 0.57
0.57
0.96
Interest Coverage 0.77
NAS:NMIH's Interest Coverage is ranked lower than
98% of the 130 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 28.75 vs. NAS:NMIH: 0.77 )
Ranked among companies with meaningful Interest Coverage only.
NAS:NMIH' s Interest Coverage Range Over the Past 10 Years
Min: 0.77  Med: No Debt Max: No Debt
Current: 0.77
WACC vs ROIC
11.31%
13.97%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 2/10

vs
industry
vs
history
Operating Margin % 9.35
NAS:NMIH's Operating Margin % is ranked higher than
52% of the 133 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.20 vs. NAS:NMIH: 9.35 )
Ranked among companies with meaningful Operating Margin % only.
NAS:NMIH' s Operating Margin % Range Over the Past 10 Years
Min: -9679.93  Med: -230.96 Max: 9.39
Current: 9.35
-9679.93
9.39
Net Margin % 53.74
NAS:NMIH's Net Margin % is ranked higher than
97% of the 134 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.16 vs. NAS:NMIH: 53.74 )
Ranked among companies with meaningful Net Margin % only.
NAS:NMIH' s Net Margin % Range Over the Past 10 Years
Min: -9679.93  Med: -220.22 Max: 54.01
Current: 53.74
-9679.93
54.01
ROE % 15.36
NAS:NMIH's ROE % is ranked higher than
87% of the 134 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.60 vs. NAS:NMIH: 15.36 )
Ranked among companies with meaningful ROE % only.
NAS:NMIH' s ROE % Range Over the Past 10 Years
Min: -11.59  Med: -10.99 Max: 15.36
Current: 15.36
-11.59
15.36
ROA % 8.90
NAS:NMIH's ROA % is ranked higher than
95% of the 134 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.21 vs. NAS:NMIH: 8.90 )
Ranked among companies with meaningful ROA % only.
NAS:NMIH' s ROA % Range Over the Past 10 Years
Min: -10.78  Med: -10.13 Max: 8.9
Current: 8.9
-10.78
8.9
3-Year Revenue Growth Rate 150.80
NAS:NMIH's 3-Year Revenue Growth Rate is ranked higher than
99% of the 125 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 5.60 vs. NAS:NMIH: 150.80 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NAS:NMIH' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0  Med: 150.8 Max: 413.2
Current: 150.8
0
413.2
GuruFocus has detected 3 Warning Signs with NMI Holdings Inc $NAS:NMIH.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NAS:NMIH's 10-Y Financials

Financials (Next Earnings Date: 2017-05-15 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

NMIH Guru Trades in Q1 2016

Jim Simons 1,400,500 sh (+110.79%)
Howard Marks 5,816,443 sh (+2.65%)
Kyle Bass 7,371,500 sh (unchged)
Signature Select Canadian Fund Sold Out
Chuck Royce 16,450 sh (-8.61%)
» More
Q2 2016

NMIH Guru Trades in Q2 2016

Chuck Royce 303,674 sh (+1746.04%)
Jim Simons 1,495,738 sh (+6.80%)
Howard Marks 5,816,443 sh (unchged)
Kyle Bass 5,312,652 sh (-27.93%)
» More
Q3 2016

NMIH Guru Trades in Q3 2016

Chuck Royce 468,705 sh (+54.34%)
Jim Simons 1,665,900 sh (+11.38%)
Howard Marks 5,816,443 sh (unchged)
Kyle Bass 4,915,657 sh (-7.47%)
» More
Q4 2016

NMIH Guru Trades in Q4 2016

Jim Simons 2,217,700 sh (+33.12%)
Howard Marks 5,816,443 sh (unchged)
Chuck Royce 262,381 sh (-44.02%)
» More
» Details

Insider Trades

Latest Guru Trades with NMIH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty    NAICS: 524126    SIC: 6351
Compare:NAS:GBLI, NAS:KNSL, NAS:NATL, NAS:SNC, NAS:EMCI, NYSE:UVE, NAS:DGICB, NYSE:HCI, NYSE:STC, NYSE:HRTG, NAS:IPCC, NAS:BWINB, NAS:SAFT, NAS:UIHC, NAS:NODK, NAS:UFCS, NYSE:MBI, NAS:STFC, OTCPK:PRBDF, NAS:FNHC » details
Traded in other countries:6NM.Germany,
Headquarter Location:USA
NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers two types of mortgage insurance; Primary mortgage insurance and Pool insurance.

NMI Holdings Inc a Delaware corporation incorporated in May 2011. It provides private mortgage guaranty insurance through its wholly owned insurance subsidiaries. The company offers two types of mortgage insurance; Primary mortgage insurance and Pool insurance. It protects mortgage lenders from all or a portion of default-related losses on residential mortgage loans made to home buyers who generally make down payments of less than 20% of the home's purchase price. Its competition includes other private mortgage insurers, governmental agencies that sponsor government-backed mortgage insurance programs and other alternatives designed to eliminate the need for private mortgage insurance, such as piggy-back loans or risk sharing arrangements that do not include MI.

Top Ranked Articles about NMI Holdings Inc

Troubled Kyle Bass Reduces Stake in NMI Holdings Struggling hedge fund has experienced biggest losing streak in its history
Hayman Capital Management’s Kyle Bass (Trades, Portfolio) reduced his stake in NMI Holdings Inc. (NASDAQ:NMIH) by 27.24% on Oct. 11. Read more...
National MI's Jan Brezina Named Treasurer of Wisconsin MBA

30-Year Industry Veteran Is Very Active in Both State MBA and Milwaukee Chapter
EMERYVILLE, CA--(Marketwired - June 29, 2016) - National Mortgage Insurance Corporation (National MI), a subsidiary of NMI Holdings, Inc., (NASDAQ: NMIH) announced that Wisconsin account manager Jan M. Brezina has been named treasurer of the Wisconsin Mortgage Bankers Association for the 2016-2017 term. Brezina was installed on June 16 by Lon E. Roberts, Secretary of the Wisconsin Department of Financial Institutions. The Wisconsin Mortgage Bankers Association is the only statewide organization dedicated to representing the residential real estate finance industry. Brezina has held several positions with the Wisconsin MBA, including serving as State Secretary for 2015-2016. She is currently Co-Chair of the state MBA's Legislative Committee and a member of the state MBA's Single-Family Residential Committee. She is also Past President of the Milwaukee Chapter. Brezina participates in the national Mortgage Bankers Association (MBA) legislative committee meetings and is a member of the MBA's Mortgage Action Alliance (MAA). "Jan is a great addition to the board," said Michael Kellman, president, board of directors at the Wisconsin Mortgage Bankers Association (WMBA). "She has thoroughly shown her commitment to the WMBA over the past few years." Brezina has broad experience in the mortgage industry, including originations, production, risk assessment, servicing and real-estate owned loss mitigation. She joined National MI in April 2014.In addition to industry associations, she is active in several charitable organizations in the local community, including Women for MACC (Midwest Athletes Against Childhood Cancer), Children's Hospital of Wisconsin and Friends of the Medical College of Wisconsin."I am very pleased to be named treasurer of the Wisconsin MBA," Brezina said. "The WMBA works hard to help its members better operate their businesses in a dynamically changing industry, and I'm always happy to do my part." About National MINational Mortgage Insurance Corporation (National MI), a subsidiary of NMI Holdings, Inc. (NASDAQ: NMIH), is a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while protecting lenders and investors against losses related to a borrower's default. To learn more, please visit www.nationalmi.com
Press Contact
Mary McGarity
Strategic Vantage Marketing & Public Relations
203-513-2721
[email protected]

Investor Contact
John M. Swenson
Vice President, Investor Relations and Treasury
[email protected]
(510)788-8417



Read more...
National MI Fastest-Growing MI Company Based on Insurance-in-Force

Rate of Private Mortgage Insurer's Growth in IIF Leads the Industry So Far in 2016
EMERYVILLE, CA--(Marketwired - June 22, 2016) - National Mortgage Insurance Corporation (National MI), a subsidiary of NMI Holdings, Inc. (NASDAQ: NMIH), is leading the private mortgage insurance industry in the pace of growth of insurance-in-force (IIF). In the first quarter of 2016, the private mortgage insurer's primary IIF grew 25% from the fourth quarter of 2015 to $18.6 billion, driving record levels of earned premiums. That compares with primary IIF of $14.8 billion at the end of the fourth quarter of 2015 and $10.6 billion as of September 30, 2015. "For the past two quarters, we have grown primary insurance-in-force faster than any other private mortgage insurance company, while changing our product mix to a higher percentage of monthly premium product relative to our total new insured volume," said Bradley Shuster, CEO of National MI. With monthly mortgage insurance, the premium is paid on a monthly basis and is typically paid by the borrower. Single premium product has a one-time upfront payment and is usually paid by the lender. "The percentage of monthly premium product increased from 45 percent in the fourth quarter to 59 percent of total volume at the end of the first quarter, so our mix between the monthly product and single premium product is now more in line with the rest of the industry," Shuster said. In January of this year, National MI was the first private mortgage insurer to adjust its rates for lender-paid mortgage insurance. The new rates better align the company's pricing with the capital requirements under the GSE Private Mortgage Insurer Eligibility Requirements.National MI's insurance-in-force has steadily increased since its launch in 2013, showing solid gains each quarter. The company has also gained market share over that time period. "With two consecutive quarters of nine percent market share, it is clear that our customers and the market recognize our unique value proposition," Shuster said. About National MINational Mortgage Insurance Corporation (National MI), a subsidiary of NMI Holdings, Inc. (NASDAQ: NMIH), is a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while protecting lenders and investors against losses related to a borrower's default. To learn more, please visit www.nationalmi.com.This press release contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are statements about future, not past, events and involve certain important risks and uncertainties, any of which could cause our actual results to differ materially from those expressed in our forward-looking statements. Forward-looking statements in this press release include, without limitation, statements regarding National MI's positioning for future performance. More information about the risks, uncertainties and assumptions affecting National MI can be found in the risk factors and forward-looking statements cautionary language contained in our Annual Report on Form 10-K and in other filings made with the Securities and Exchange Commission. We do not undertake, and specifically disclaim, any obligation to revise any forward-looking statements to reflect the occurrence of future events or circumstances. Image Available: http://www.marketwire.com/library/MwGo/2016/6/21/11G103808/Images/brad_shuster_0912_FinalLg_(3)-63ef0b169da18292a4ba7c46ef0f03c8.jpg


Press Contacts
Mary McGarity
Strategic Vantage Mortgage Public Relations
(203) 513-2721
[email protected]

Warren Lutz
Strategic Vantage Marketing & Public Relations
(925) 481-2167
[email protected]

Investor Contact
John M. Swenson
Vice President, Investor Relations and Treasury
[email protected]
(510) 788-8417



Read more...
National MI Joins Forces With Cultural Outreach Solutions to Reach Millennial Home Buyers

Private Mortgage Insurer Offers Its Lender Customers Training on Attracting Millennial Home Buyers
EMERYVILLE, CA--(Marketwired - June 15, 2016) - National Mortgage Insurance Corporation (National MI), a subsidiary of NMI Holdings, Inc. (NASDAQ: NMIH), has partnered with Cultural Outreach Solutions, LLC (COS) to help its employees and customers target and connect with the Millennial generation. Millennials currently account for one in three home purchases, and this rate is expected to increase in the coming years. By some estimates, Millennials will spend up to $2 trillion in real estate purchases over the next five years. "Millennials have unique home buying preferences that must be understood in order to capture their business," said Jim Pippin, director of product development with National MI. "We have partnered with Cultural Outreach Solutions to help lenders improve their understanding of the Millennial mindset and to grow their businesses with this up-and-coming generation of homebuyers." Cultural Outreach Solutions was founded by Kristin Messerli, who is herself a Millennial. COS and National MI develop content and informational sessions that illustrate what Millennials expect from the home purchase process, and how mortgage professionals can build trust and collaborate effectively with this home-buying generation. Messerli also provides suggested social media posts that lenders can use. The informational sessions and webinars also help lenders gain a better understanding of how to more effectively recruit Millennials for employment. "National MI has an amazing company culture, as well as great relationships with its clients," Messerli said. "My team brings relevant data and strategies to improve lenders' production with Millennials. I believe that together we've had an impact on the way mortgage lenders work with this younger segment of home buyers and have helped lenders increase overall production."About National MINational Mortgage Insurance Corporation (National MI), a subsidiary of NMI Holdings, Inc. (NASDAQ: NMIH), is a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while protecting lenders and investors against losses related to a borrower's default. To learn more, please visit www.nationalmi.com.About Cultural Outreach SolutionsCultural Outreach Solutions (COS) is a company founded on the ability to connect people of all cultures for the benefit of each. COS was formed in 2013 to help the housing finance industry provide better solutions to reach multicultural and millennial buyer segments. Through solutions including assessments, training, digital strategy, and strategic partnerships, COS arms lenders and realtors with critical tools to drive homeownership growth in all channels. COS has created the training model that connects businesses with the cultural understanding necessary to achieve growth in the new millennium. To learn more, visit www.CulturalOutreach.net.
Press Contact

Mary McGarity
Strategic Vantage Mortgage Public Relations
(203) 513-2721
[email protected]

Investor Contact

John M. Swenson
Vice President, Investor Relations and Treasury
[email protected]
(510) 788-8417



Read more...
National MI's Brian Maryo and Farrah Panetta Named to HousingWire's List of Rising Stars

Private Mortgage Insurer's IT Product Manager and Director of Policy Servicing Are Cited as Two of Housing and Mortgage Industries' Young Leaders
EMERYVILLE, CA--(Marketwired - June 01, 2016) -  National Mortgage Insurance Corporation (National MI), a subsidiary of NMI Holdings, Inc. (NASDAQ: NMIH), announces that Brian Maryo and Farrah Panetta have been named to HousingWire's Rising Stars recognition program. The program is among the industry's first to recognize young mortgage and housing industry professionals under the age of 40 who have become leaders in their respective fields.Recipients for this year's awards were selected from hundreds of nominations received by HousingWire editors during an open nomination period. Winners are featured in the June issue of HousingWire magazine. "National MI is very pleased to have not only one, but two of its employees recognized as Rising Stars by HousingWire," said Claudia Merkle, executive vice president and chief of insurance operations. "Both Brian and Farrah have been instrumental in National MI's growth and success since we started in 2012. Brian has used his technology acumen to help build National MI's financial services platform, which supports our core mortgage insurance operations. And Farrah played a key role in growing our servicing department from the ground up."Thirty-four year old Maryo is a product manager in IT. "I'm very honored to be named to HousingWire's list of Rising Stars," Maryo said. Last year, Maryo was recognized with National MI's Pinnacle Award in recognition of his contributions to National MI's success through its startup phase, its IPO in 2013 and its stellar growth since. Thirty-five year old Panetta serves as National MI's director of policy servicing. In that role she has been a major contributor in building the company's policy servicing department from scratch, which includes the creation of a policy servicing guide, as well as the forms and servicing procedures National MI now employs. "I look forward to continued success with National MI, and am excited to be recognized by HousingWire," Panetta said. About National MI
National Mortgage Insurance Corporation (National MI), a subsidiary of NMI Holdings, Inc. (NASDAQ: NMIH), is a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while protecting lenders and investors against losses related to a borrower's default. To learn more, please visit www.nationalmi.com. Image Available: http://www.marketwire.com/library/MwGo/2016/5/31/11G100745/Images/4X4_-_brian_maryo-8a483d6705e8bc9abe96d0f0e810ac7e.jpg

Image Available: http://www.marketwire.com/library/MwGo/2016/5/31/11G100745/Images/Farrah-4b0cee3b00e2af3eae377647467589e3.jpg


Press Contact
Mary McGarity
Strategic Vantage Marketing & Public Relations
203-513-2721
[email protected]

Investor Contact
John M. Swenson
Vice President, Investor Relations and Treasury
[email protected] 
(510) 788-8417



Read more...
NMI Holdings, Inc. to Present at Keefe, Bruyette & Woods 2016 Mortgage Finance Conference on June 1
EMERYVILLE, CA--(Marketwired - May 18, 2016) - NMI Holdings, Inc. (NASDAQ: NMIH), the holding company of National Mortgage Insurance Corporation (National MI), today announced that Bradley Shuster, Chief Executive Officer, and John Swenson, Vice President, Investor Relations and Treasury, will participate in a fireside chat at the Keefe, Bruyette & Woods 2016 Mortgage Finance Conference on June 1, 2016. The discussion will be at 8:00 am Eastern Time at the Westin Grand Central Hotel in New York City and the webcast is available from the investor relations section of the company's website at www.nationalmi.com. About National MI
National Mortgage Insurance Corporation (National MI), a subsidiary of NMI Holdings, Inc. (NASDAQ: NMIH), is a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while protecting lenders and investors against losses related to a borrower's default. To learn more, please visit www.nationalmi.com.
Investor Contact:

John Swenson
VP, Investor Relations & Treasury
510-788-8417



Read more...

Ratios

vs
industry
vs
history
PE Ratio 10.82
NMIH's PE Ratio is ranked higher than
79% of the 122 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 15.99 vs. NMIH: 10.82 )
Ranked among companies with meaningful PE Ratio only.
NMIH' s PE Ratio Range Over the Past 10 Years
Min: 8.32  Med: 10.23 Max: 11.68
Current: 10.82
8.32
11.68
Forward PE Ratio 17.15
NMIH's Forward PE Ratio is ranked lower than
61% of the 98 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 14.71 vs. NMIH: 17.15 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 10.82
NMIH's PE Ratio without NRI is ranked higher than
80% of the 122 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 16.11 vs. NMIH: 10.82 )
Ranked among companies with meaningful PE Ratio without NRI only.
NMIH' s PE Ratio without NRI Range Over the Past 10 Years
Min: 8.32  Med: 10.23 Max: 11.68
Current: 10.82
8.32
11.68
Price-to-Owner-Earnings 6.55
NMIH's Price-to-Owner-Earnings is ranked higher than
81% of the 81 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.49 vs. NMIH: 6.55 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
NMIH' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 5.01  Med: 6.17 Max: 7.06
Current: 6.55
5.01
7.06
PB Ratio 1.40
NMIH's PB Ratio is ranked lower than
51% of the 135 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.34 vs. NMIH: 1.40 )
Ranked among companies with meaningful PB Ratio only.
NMIH' s PB Ratio Range Over the Past 10 Years
Min: 0.66  Med: 1.15 Max: 1.64
Current: 1.4
0.66
1.64
PS Ratio 5.71
NMIH's PS Ratio is ranked lower than
94% of the 135 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.14 vs. NMIH: 5.71 )
Ranked among companies with meaningful PS Ratio only.
NMIH' s PS Ratio Range Over the Past 10 Years
Min: 3.61  Med: 13.43 Max: 103.15
Current: 5.71
3.61
103.15
Price-to-Free-Cash-Flow 11.56
NMIH's Price-to-Free-Cash-Flow is ranked lower than
55% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.90 vs. NMIH: 11.56 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
NMIH' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 5.2  Med: 8.69 Max: 55.16
Current: 11.56
5.2
55.16
Price-to-Operating-Cash-Flow 9.75
NMIH's Price-to-Operating-Cash-Flow is ranked higher than
53% of the 99 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.10 vs. NMIH: 9.75 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
NMIH' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 4.5  Med: 7.44 Max: 33.63
Current: 9.75
4.5
33.63
EV-to-EBIT 26.49
NMIH's EV-to-EBIT is ranked lower than
92% of the 184 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.44 vs. NMIH: 26.49 )
Ranked among companies with meaningful EV-to-EBIT only.
NMIH' s EV-to-EBIT Range Over the Past 10 Years
Min: -253.8  Med: -9.8 Max: 45
Current: 26.49
-253.8
45
EV-to-EBITDA 21.81
NMIH's EV-to-EBITDA is ranked lower than
95% of the 182 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.70 vs. NMIH: 21.81 )
Ranked among companies with meaningful EV-to-EBITDA only.
NMIH' s EV-to-EBITDA Range Over the Past 10 Years
Min: -31.8  Med: -10.8 Max: 160.9
Current: 21.81
-31.8
160.9

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio -0.60
NMIH's 3-Year Average Share Buyback Ratio is ranked higher than
50% of the 82 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.60 vs. NMIH: -0.60 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
NMIH' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -15.8  Med: -0.6 Max: 0
Current: -0.6
-15.8
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.45
NMIH's Price-to-Tangible-Book is ranked higher than
57% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.63 vs. NMIH: 1.45 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
NMIH' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 1  Med: 1.3 Max: 1.61
Current: 1.45
1
1.61
Price-to-Median-PS-Value 0.42
NMIH's Price-to-Median-PS-Value is ranked higher than
96% of the 123 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.06 vs. NMIH: 0.42 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
NMIH' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.39  Med: 1.15 Max: 7.44
Current: 0.42
0.39
7.44
Price-to-Graham-Number 0.84
NMIH's Price-to-Graham-Number is ranked higher than
80% of the 113 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.09 vs. NMIH: 0.84 )
Ranked among companies with meaningful Price-to-Graham-Number only.
NMIH' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.76  Med: 0.76 Max: 0.9
Current: 0.84
0.76
0.9
Earnings Yield (Greenblatt) % 3.75
NMIH's Earnings Yield (Greenblatt) % is ranked lower than
90% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.58 vs. NMIH: 3.75 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
NMIH' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 2.2  Med: 3.6 Max: 4.6
Current: 3.75
2.2
4.6

More Statistics

Revenue (TTM) (Mil) $122.5
EPS (TTM) $ 1.07
Beta0.69
Short Percentage of Float1.17%
52-Week Range $5.02 - 12.55
Shares Outstanding (Mil)59.15

Analyst Estimate

Dec17 Dec18
Revenue (Mil $) 191 252
EPS ($) 0.72 1.22
EPS without NRI ($) 0.72 1.22
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)
» More Articles for NMIH

Headlines

Articles On GuruFocus.com
Troubled Kyle Bass Reduces Stake in NMI Holdings Oct 14 2016 
National MI's Jan Brezina Named Treasurer of Wisconsin MBA Jun 29 2016 
National MI Fastest-Growing MI Company Based on Insurance-in-Force Jun 22 2016 
National MI Joins Forces With Cultural Outreach Solutions to Reach Millennial Home Buyers Jun 15 2016 
National MI's Brian Maryo and Farrah Panetta Named to HousingWire's List of Rising Stars Jun 01 2016 
NMI Holdings, Inc. to Present at Keefe, Bruyette & Woods 2016 Mortgage Finance Conference on June 1 May 18 2016 
NMI Holdings, Inc. to Announce First Quarter 2016 Financial Results on April 26, 2016 Apr 14 2016 
National MI Surpasses 1000 Lender Customers Mar 31 2016 
Kyle Bass Adds to His Stake in NMI Holdings, Inc. Aug 10 2015 
Weekly CFO Buys Highlight: NMI Holdings Inc., LKQ Corp., Tronox Ltd. Aug 10 2015 

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Fortune Names National MI One of the Best Workplaces in the Bay Area Apr 27 2017
National MI Announces Pricing of Insurance-Linked Notes Apr 26 2017
NMI Holdings, Inc. to Announce First Quarter 2017 Financial Results on May 4, 2017 Apr 17 2017
National MI Named to Fortune's List of Best Workplaces in Financial Services & Insurance Mar 28 2017
NMI Holdings, Inc. Nominates Regina Muehlhauser to its Board of Directors Mar 27 2017
National Mortgage Insurance Corporation Upgraded by Moody's Mar 27 2017
National MI to Host Leadership Roundtable in Northern California Mar 23 2017
NMI Holdings, Inc. breached its 50 day moving average in a Bearish Manner : NMIH-US : March 22, 2017 Mar 22 2017
National Mortgage Insurance Corporation -- Moody's upgrades National Mortgage Insurance Corporation... Mar 21 2017
National MI's Robin Logan, Jason Wroble Named to Local MBA Boards Feb 23 2017
NMI Holdings, Inc. :NMIH-US: Earnings Analysis: Q4, 2016 By the Numbers : February 22, 2017 Feb 22 2017
Edited Transcript of NMIH earnings conference call or presentation 15-Feb-17 10:00pm GMT Feb 15 2017
NMI Holdings posts 4Q profit Feb 15 2017
NMI Holdings, Inc. Reports Fourth Quarter Net Income of $61.6 Million Feb 15 2017
NMI Holdings, Inc. Reduces Interest Rate and Extends Maturity of Term Loan Feb 10 2017
Glenn Farrell to Step Down as Chief Financial Officer of NMI Holdings, Inc. as of May 2017; Adam... Feb 03 2017
NMI Holdings, Inc. to Announce Fourth Quarter 2016 Financial Results on February 15, 2017 Jan 19 2017
National MI Helps Mortgage Lenders Reach Out to Multicultural Home Buyers Jan 17 2017
Enstar Group's Unit Adds Dana Companies to its Portfolio Jan 02 2017
HCI Group Announces $20 Million Share Repurchase Program Dec 22 2016

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