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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 3/10

vs
industry
vs
history
Cash to Debt 0.51
NMIH's Cash to Debt is ranked lower than
77% of the 130 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.89 vs. NMIH: 0.51 )
Ranked among companies with meaningful Cash to Debt only.
NMIH' s Cash to Debt Range Over the Past 10 Years
Min: 0.4  Med: 10000.00 Max: No Debt
Current: 0.51
Equity to Asset 0.60
NMIH's Equity to Asset is ranked higher than
95% of the 131 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.29 vs. NMIH: 0.60 )
Ranked among companies with meaningful Equity to Asset only.
NMIH' s Equity to Asset Range Over the Past 10 Years
Min: 0.6  Med: 0.93 Max: 0.98
Current: 0.6
0.6
0.98
F-Score: 4
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Operating margin (%) -35.50
NMIH's Operating margin (%) is ranked lower than
98% of the 130 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.83 vs. NMIH: -35.50 )
Ranked among companies with meaningful Operating margin (%) only.
NMIH' s Operating margin (%) Range Over the Past 10 Years
Min: -9679.93  Med: -519.26 Max: -51.49
Current: -35.5
-9679.93
-51.49
Net-margin (%) -36.13
NMIH's Net-margin (%) is ranked lower than
98% of the 131 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.04 vs. NMIH: -36.13 )
Ranked among companies with meaningful Net-margin (%) only.
NMIH' s Net-margin (%) Range Over the Past 10 Years
Min: -9679.93  Med: -516.20 Max: -51.82
Current: -36.13
-9679.93
-51.82
ROE (%) -5.81
NMIH's ROE (%) is ranked lower than
95% of the 131 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.68 vs. NMIH: -5.81 )
Ranked among companies with meaningful ROE (%) only.
NMIH' s ROE (%) Range Over the Past 10 Years
Min: -11.59  Med: -11.14 Max: -6.7
Current: -5.81
-11.59
-6.7
ROA (%) -4.32
NMIH's ROA (%) is ranked lower than
96% of the 131 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.39 vs. NMIH: -4.32 )
Ranked among companies with meaningful ROA (%) only.
NMIH' s ROA (%) Range Over the Past 10 Years
Min: -10.78  Med: -10.25 Max: -4.94
Current: -4.32
-10.78
-4.94
» NMIH's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

NMIH Guru Trades in Q1 2015

Jim Simons 215,778 sh (New)
Howard Marks 3,716,774 sh (+38.22%)
Kyle Bass 5,496,500 sh (unchged)
Signature Select Canadian Fund 388,928 sh (-14.90%)
» More
Q2 2015

NMIH Guru Trades in Q2 2015

Howard Marks 5,364,208 sh (+44.32%)
Jim Simons 293,982 sh (+36.24%)
Kyle Bass 5,496,500 sh (unchged)
» More
Q3 2015

NMIH Guru Trades in Q3 2015

Chuck Royce 25,000 sh (New)
Jim Simons 472,521 sh (+60.73%)
Kyle Bass 7,371,500 sh (+34.11%)
Howard Marks 5,467,043 sh (+1.92%)
Signature Select Canadian Fund 346,840 sh (-10.82%)
» More
Q4 2015

NMIH Guru Trades in Q4 2015

Jim Simons 664,400 sh (+40.61%)
Howard Marks 5,666,443 sh (+3.65%)
Kyle Bass 7,371,500 sh (unchged)
Chuck Royce 18,000 sh (-28.00%)
» More
» Details

Insider Trades

Latest Guru Trades with NMIH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Top Ranked Articles about NMI Holdings Inc

Energy Acquisitions Fill Kyle Bass' 10 Most Valuable Stakes List in First Quarter
Kyle Bass (Trades, Portfolio), founder of Dallas, Texas-based hedge fund Hayman Capital Management, has built a reputation for predicting and benefiting from economic events, such as the subprime mortgage crisis and the European sovereign-debt crisis. Read more...

Ratios

vs
industry
vs
history
Forward P/E 8.24
NMIH's Forward P/E is ranked higher than
98% of the 44 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.25 vs. NMIH: 8.24 )
Ranked among companies with meaningful Forward P/E only.
N/A
P/B 0.90
NMIH's P/B is ranked higher than
73% of the 131 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.26 vs. NMIH: 0.90 )
Ranked among companies with meaningful P/B only.
NMIH' s P/B Range Over the Past 10 Years
Min: 0.66  Med: 1.15 Max: 1.64
Current: 0.9
0.66
1.64
P/S 5.61
NMIH's P/S is ranked lower than
94% of the 132 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.09 vs. NMIH: 5.61 )
Ranked among companies with meaningful P/S only.
NMIH' s P/S Range Over the Past 10 Years
Min: 4.1  Med: 22.85 Max: 103.15
Current: 5.61
4.1
103.15
PFCF 8.72
NMIH's PFCF is ranked higher than
52% of the 77 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.80 vs. NMIH: 8.72 )
Ranked among companies with meaningful PFCF only.
NMIH' s PFCF Range Over the Past 10 Years
Min: 6.35  Med: 11.17 Max: 55.16
Current: 8.72
6.35
55.16
POCF 7.46
NMIH's POCF is ranked higher than
60% of the 94 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.15 vs. NMIH: 7.46 )
Ranked among companies with meaningful POCF only.
NMIH' s POCF Range Over the Past 10 Years
Min: 5.44  Med: 9.52 Max: 33.63
Current: 7.46
5.44
33.63
EV-to-EBIT -20.58
NMIH's EV-to-EBIT is ranked lower than
99.99% of the 117 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.23 vs. NMIH: -20.58 )
Ranked among companies with meaningful EV-to-EBIT only.
NMIH' s EV-to-EBIT Range Over the Past 10 Years
Min: -20.6  Med: -9.70 Max: -5.9
Current: -20.58
-20.6
-5.9
EV-to-EBITDA -27.67
NMIH's EV-to-EBITDA is ranked lower than
99.99% of the 117 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.50 vs. NMIH: -27.67 )
Ranked among companies with meaningful EV-to-EBITDA only.
NMIH' s EV-to-EBITDA Range Over the Past 10 Years
Min: -27.7  Med: -11.70 Max: -7
Current: -27.67
-27.7
-7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.91
NMIH's Price/Tangible Book is ranked higher than
78% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.45 vs. NMIH: 0.91 )
Ranked among companies with meaningful Price/Tangible Book only.
NMIH' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.73  Med: 1.16 Max: 1.61
Current: 0.91
0.73
1.61
Price/Median PS Value 0.25
NMIH's Price/Median PS Value is ranked higher than
98% of the 123 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.03 vs. NMIH: 0.25 )
Ranked among companies with meaningful Price/Median PS Value only.
NMIH' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.2  Med: 0.95 Max: 4.39
Current: 0.25
0.2
4.39
Earnings Yield (Greenblatt) (%) -4.83
NMIH's Earnings Yield (Greenblatt) (%) is ranked lower than
95% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.50 vs. NMIH: -4.83 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
NMIH' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: -26.51  Med: 0.00 Max: 0
Current: -4.83
-26.51
0

More Statistics

Revenue(Mil) $66
EPS $ -0.41
Short Percentage of Float3.39%
52-Week Range $4.19 - 9.55
Shares Outstanding(Mil)59.08

Analyst Estimate

Dec16 Dec17
Revenue(Mil) 113 159
EPS($) 0.06 0.77
EPS without NRI($) 0.06 0.77
» More Articles for NMIH

Headlines

Articles On GuruFocus.com
Kyle Bass Adds to His Stake in NMI Holdings, Inc. Aug 10 2015 
Weekly CFO Buys Highlight: NMI Holdings Inc., LKQ Corp., Tronox Ltd. Aug 10 2015 
Energy Acquisitions Fill Kyle Bass' 10 Most Valuable Stakes List in First Quarter Jun 08 2015 
Howard Marks Keeps Buying Stock Dropping to Two-Year Low Mar 07 2015 

More From Other Websites
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NMI Holdings, Inc. breached its 50 day moving average in a Bullish Manner : NMIH-US : March 18, 2016 Mar 18 2016
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