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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt No Debt
NMIH's Cash to Debt is ranked higher than
93% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.17 vs. NMIH: No Debt )
NMIH' s 10-Year Cash to Debt Range
Min: No Debt   Max: No Debt
Current: No Debt

Equity to Asset 0.93
NMIH's Equity to Asset is ranked higher than
99% of the 217 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.26 vs. NMIH: 0.93 )
NMIH' s 10-Year Equity to Asset Range
Min: 0.9   Max: 0.98
Current: 0.93

0.9
0.98
Interest Coverage No Debt
NMIH's Interest Coverage is ranked higher than
83% of the 177 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 22.74 vs. NMIH: No Debt )
NMIH' s 10-Year Interest Coverage Range
Min: 9999.99   Max: 9999.99
Current: No Debt

Z-Score: 8.06
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 2/10

vs
industry
vs
history
Operating margin (%) -305.01
NMIH's Operating margin (%) is ranked higher than
52% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.37 vs. NMIH: -305.01 )
NMIH' s 10-Year Operating margin (%) Range
Min: -9679.93   Max: -992.52
Current: -305.01

-9679.93
-992.52
Net-margin (%) -296.05
NMIH's Net-margin (%) is ranked higher than
51% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.39 vs. NMIH: -296.05 )
NMIH' s 10-Year Net-margin (%) Range
Min: -9679.93   Max: -992.52
Current: -296.05

-9679.93
-992.52
ROE (%) -11.59
NMIH's ROE (%) is ranked higher than
54% of the 217 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.79 vs. NMIH: -11.59 )
NMIH' s 10-Year ROE (%) Range
Min: -11.59   Max: -11.28
Current: -11.59

-11.59
-11.28
ROA (%) -11.08
NMIH's ROA (%) is ranked higher than
52% of the 218 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.49 vs. NMIH: -11.08 )
NMIH' s 10-Year ROA (%) Range
Min: -10.78   Max: -10.13
Current: -11.08

-10.78
-10.13
ROC (Joel Greenblatt) (%) -556.54
NMIH's ROC (Joel Greenblatt) (%) is ranked higher than
53% of the 175 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 281.63 vs. NMIH: -556.54 )
NMIH' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -728.24   Max: -671.91
Current: -556.54

-728.24
-671.91
» NMIH's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

NMIH Guru Trades in Q1 2014

Signature Select Canadian Fund 430,250 sh (+18.28%)
Kyle Bass 5,496,500 sh (unchged)
Richard Perry 4,612,000 sh (unchged)
Chuck Royce 30,000 sh (-4.76%)
» More
Q2 2014

NMIH Guru Trades in Q2 2014

Kyle Bass 5,496,500 sh (unchged)
Chuck Royce Sold Out
Richard Perry 4,479,833 sh (-2.87%)
» More
Q3 2014

NMIH Guru Trades in Q3 2014

Howard Marks 600,300 sh (New)
Signature Select Canadian Fund 457,050 sh (+6.23%)
Kyle Bass 5,496,500 sh (unchged)
Richard Perry 2,216,659 sh (-50.52%)
» More
Q4 2014

NMIH Guru Trades in Q4 2014

Howard Marks 2,689,080 sh (+347.96%)
Kyle Bass 5,496,500 sh (unchged)
Richard Perry Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with NMIH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Richard Perry 2014-12-31 Sold Out 0.7%$8.26 - $9.68 $ 7.5-15%0
Richard Perry 2014-09-30 Reduce -50.52%0.66%$8.35 - $10.83 $ 7.5-23%2216659
Richard Perry 2013-12-31 New Buy1.7%$12 - $14.15 $ 7.5-44%4612000
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
Forward P/E 17.04
NMIH's Forward P/E is ranked higher than
73% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.30 vs. NMIH: 17.04 )
N/A
P/B 0.99
NMIH's P/B is ranked higher than
87% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.39 vs. NMIH: 0.99 )
NMIH' s 10-Year P/B Range
Min: 0.99   Max: 1.64
Current: 0.99

0.99
1.64
P/S 19.68
NMIH's P/S is ranked higher than
53% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.23 vs. NMIH: 19.68 )
NMIH' s 10-Year P/S Range
Min: 24.43   Max: 131
Current: 19.68

24.43
131
EV-to-EBIT -5.84
NMIH's EV-to-EBIT is ranked higher than
58% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.45 vs. NMIH: -5.84 )
NMIH' s 10-Year EV-to-EBIT Range
Min: -12.6   Max: -5.4
Current: -5.84

-12.6
-5.4
Days Sales Outstanding 8.36
NMIH's Days Sales Outstanding is ranked higher than
97% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 161.64 vs. NMIH: 8.36 )
NMIH' s 10-Year Days Sales Outstanding Range
Min: 1.25   Max: 1.25
Current: 8.36

Valuation & Return

vs
industry
vs
history
Price/Net Cash 4.06
NMIH's Price/Net Cash is ranked higher than
98% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.00 vs. NMIH: 4.06 )
NMIH' s 10-Year Price/Net Cash Range
Min: 4.75   Max: 50
Current: 4.06

4.75
50
Price/Net Current Asset Value 4.05
NMIH's Price/Net Current Asset Value is ranked higher than
98% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.00 vs. NMIH: 4.05 )
NMIH' s 10-Year Price/Net Current Asset Value Range
Min: 4.73   Max: 50
Current: 4.05

4.73
50
Price/Tangible Book 1.00
NMIH's Price/Tangible Book is ranked higher than
89% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.75 vs. NMIH: 1.00 )
NMIH' s 10-Year Price/Tangible Book Range
Min: 1.26   Max: 1.61
Current: 1

1.26
1.61
Price/Median PS Value 0.56
NMIH's Price/Median PS Value is ranked higher than
99% of the 223 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.19 vs. NMIH: 0.56 )
NMIH' s 10-Year Price/Median PS Value Range
Min: 0.65   Max: 2.86
Current: 0.56

0.65
2.86
Earnings Yield (Greenblatt) -17.10
NMIH's Earnings Yield (Greenblatt) is ranked higher than
55% of the 216 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.60 vs. NMIH: -17.10 )
NMIH' s 10-Year Earnings Yield (Greenblatt) Range
Min: -19.2   Max: 0
Current: -17.1

-19.2
0
» More Articles for NMIH

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