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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt No Debt
NMIH's Cash to Debt is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NMIH: No Debt )
NMIH' s 10-Year Cash to Debt Range
Min: No Debt   Max: No Debt
Current: No Debt

Equity to Asset 0.95
NMIH's Equity to Asset is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NMIH: 0.95 )
NMIH' s 10-Year Equity to Asset Range
Min: 0.9   Max: 0.98
Current: 0.95

0.9
0.98
Interest Coverage No Debt
NMIH's Interest Coverage is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NMIH: No Debt )
NMIH' s 10-Year Interest Coverage Range
Min: 9999.99   Max: 9999.99
Current: No Debt

Z-Score: 14.53
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 2/10

vs
industry
vs
history
Operating margin (%) -992.52
NMIH's Operating margin (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NMIH: -992.52 )
NMIH' s 10-Year Operating margin (%) Range
Min: -9679.93   Max: -992.52
Current: -992.52

-9679.93
-992.52
Net-margin (%) -992.52
NMIH's Net-margin (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NMIH: -992.52 )
NMIH' s 10-Year Net-margin (%) Range
Min: -9679.93   Max: -992.52
Current: -992.52

-9679.93
-992.52
ROE (%) -11.91
NMIH's ROE (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NMIH: -11.91 )
NMIH' s 10-Year ROE (%) Range
Min: -11.91   Max: -5.62
Current: -11.91

-11.91
-5.62
ROA (%) -11.47
NMIH's ROA (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NMIH: -11.47 )
NMIH' s 10-Year ROA (%) Range
Min: -11.47   Max: -5.06
Current: -11.47

-11.47
-5.06
ROC (Joel Greenblatt) (%) -621.72
NMIH's ROC (Joel Greenblatt) (%) is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NMIH: -621.72 )
NMIH' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -621.72   Max: -364.12
Current: -621.72

-621.72
-364.12
» NMIH's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

NMIH Guru Trades in Q3 2013

Signature Select Canadian Fund 363,750 sh (+5.88%)
» More
Q4 2013

NMIH Guru Trades in Q4 2013

Chuck Royce 31,500 sh (New)
Kyle Bass 5,496,500 sh (New)
Richard Perry 4,612,000 sh (New)
» More
Q1 2014

NMIH Guru Trades in Q1 2014

Signature Select Canadian Fund 430,250 sh (+18.28%)
Richard Perry 4,612,000 sh (unchged)
Kyle Bass 5,496,500 sh (unchged)
Chuck Royce 30,000 sh (-4.76%)
» More
Q2 2014

NMIH Guru Trades in Q2 2014

Kyle Bass 5,496,500 sh (unchged)
Chuck Royce Sold Out
Richard Perry 4,479,833 sh (-2.87%)
» More
» Details

Insider Trades

Latest Guru Trades with NMIH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Richard Perry 2013-12-31 New Buy1.7%$12 - $14.15 $ 9.68-27%4612000
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/B 1.27
NMIH's P/B is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NMIH: 1.27 )
NMIH' s 10-Year P/B Range
Min: 1.27   Max: 1.64
Current: 1.27

1.27
1.64
P/S 42.09
NMIH's P/S is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NMIH: 42.09 )
NMIH' s 10-Year P/S Range
Min: 42.09   Max: 131
Current: 42.09

42.09
131
EV-to-EBIT -9.32
NMIH's EV-to-EBIT is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NMIH: -9.32 )
NMIH' s 10-Year EV-to-EBIT Range
Min: 0   Max: 0
Current: -9.32

Valuation & Return

vs
industry
vs
history
Price/Net Cash 46.09
NMIH's Price/Net Cash is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NMIH: 46.09 )
NMIH' s 10-Year Price/Net Cash Range
Min: 19.58   Max: 52.38
Current: 46.09

19.58
52.38
Price/Net Current Asset Value 46.09
NMIH's Price/Net Current Asset Value is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NMIH: 46.09 )
NMIH' s 10-Year Price/Net Current Asset Value Range
Min: 19.58   Max: 52.38
Current: 46.09

19.58
52.38
Price/Tangible Book 1.28
NMIH's Price/Tangible Book is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NMIH: 1.28 )
NMIH' s 10-Year Price/Tangible Book Range
Min: 1.46   Max: 1.61
Current: 1.28

1.46
1.61
Price/Median PS Value 0.61
NMIH's Price/Median PS Value is ranked lower than
100% of the Companies
in the Global industry.

( Industry Median: vs. NMIH: 0.61 )
NMIH' s 10-Year Price/Median PS Value Range
Min: 0.69   Max: 1.84
Current: 0.61

0.69
1.84

Business Description

Industry: »
Compare: » details
» More Articles for NMIH

Headlines

Articles On GuruFocus.com

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NMI HOLDINGS, INC. Files SEC form 8-K, Other Events Jul 02 2014
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