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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 4.72
NRIM's Cash to Debt is ranked higher than
83% of the 1266 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.28 vs. NRIM: 4.72 )
NRIM' s 10-Year Cash to Debt Range
Min: 0.57   Max: No Debt
Current: 4.72

Equity to Asset 0.12
NRIM's Equity to Asset is ranked higher than
83% of the 1651 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. NRIM: 0.12 )
NRIM' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.12
Current: 0.12

0.08
0.12
Interest Coverage 8.67
NRIM's Interest Coverage is ranked higher than
96% of the 1508 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. NRIM: 8.67 )
NRIM' s 10-Year Interest Coverage Range
Min: 0.5   Max: 9999.99
Current: 8.67

0.5
9999.99
F-Score: 4
Z-Score: 0.26
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 31.08
NRIM's Operating margin (%) is ranked higher than
76% of the 1652 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.46 vs. NRIM: 31.08 )
NRIM' s 10-Year Operating margin (%) Range
Min: -231.95   Max: 37.62
Current: 31.08

-231.95
37.62
Net-margin (%) 21.65
NRIM's Net-margin (%) is ranked higher than
75% of the 1671 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.71 vs. NRIM: 21.65 )
NRIM' s 10-Year Net-margin (%) Range
Min: 10.63   Max: 126.92
Current: 21.65

10.63
126.92
ROE (%) 8.55
NRIM's ROE (%) is ranked higher than
77% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. NRIM: 8.55 )
NRIM' s 10-Year ROE (%) Range
Min: 5.81   Max: 15.09
Current: 8.55

5.81
15.09
ROA (%) 1.01
NRIM's ROA (%) is ranked higher than
83% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. NRIM: 1.01 )
NRIM' s 10-Year ROA (%) Range
Min: 0.6   Max: 1.43
Current: 1.01

0.6
1.43
ROC (Joel Greenblatt) (%) 62.45
NRIM's ROC (Joel Greenblatt) (%) is ranked higher than
71% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.28 vs. NRIM: 62.45 )
NRIM' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -174.45   Max: 191.36
Current: 62.45

-174.45
191.36
Revenue Growth (%) -0.50
NRIM's Revenue Growth (%) is ranked higher than
70% of the 1452 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. NRIM: -0.50 )
NRIM' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 80.7
Current: -0.5

0
80.7
EBITDA Growth (%) 8.10
NRIM's EBITDA Growth (%) is ranked higher than
75% of the 1307 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. NRIM: 8.10 )
NRIM' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 17
Current: 8.1

0
17
EPS Growth (%) 9.90
NRIM's EPS Growth (%) is ranked higher than
75% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.10 vs. NRIM: 9.90 )
NRIM' s 10-Year EPS Growth (%) Range
Min: -16.6   Max: 22.4
Current: 9.9

-16.6
22.4
» NRIM's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

NRIM Guru Trades in Q3 2013

Jim Simons 39,300 sh (+16.51%)
» More
Q4 2013

NRIM Guru Trades in Q4 2013

Private Capital 10,225 sh (New)
Jim Simons 35,900 sh (-8.65%)
» More
Q1 2014

NRIM Guru Trades in Q1 2014

Private Capital 49,788 sh (+386.92%)
Jim Simons 32,756 sh (-8.76%)
» More
Q2 2014

NRIM Guru Trades in Q2 2014

Private Capital 144,280 sh (+189.79%)
Jim Simons 31,400 sh (-4.14%)
» More
» Details

Insider Trades

Latest Guru Trades with NRIM

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 12.50
NRIM's P/E(ttm) is ranked higher than
81% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.40 vs. NRIM: 12.50 )
NRIM' s 10-Year P/E(ttm) Range
Min: 7.52   Max: 16.47
Current: 12.5

7.52
16.47
P/B 1.07
NRIM's P/B is ranked higher than
73% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. NRIM: 1.07 )
NRIM' s 10-Year P/B Range
Min: 0.41   Max: 2.02
Current: 1.07

0.41
2.02
P/S 2.74
NRIM's P/S is ranked higher than
69% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.11 vs. NRIM: 2.74 )
NRIM' s 10-Year P/S Range
Min: 0.77   Max: 17.57
Current: 2.74

0.77
17.57
PFCF 16.79
NRIM's PFCF is ranked higher than
69% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 109.09 vs. NRIM: 16.79 )
NRIM' s 10-Year PFCF Range
Min: 3.06   Max: 47.09
Current: 16.79

3.06
47.09
EV-to-EBIT 4.22
NRIM's EV-to-EBIT is ranked higher than
97% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.74 vs. NRIM: 4.22 )
NRIM' s 10-Year EV-to-EBIT Range
Min: 0.1   Max: 11.8
Current: 4.22

0.1
11.8
PEG 1.09
NRIM's PEG is ranked higher than
88% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. NRIM: 1.09 )
NRIM' s 10-Year PEG Range
Min: 0.63   Max: 2
Current: 1.09

0.63
2
Shiller P/E 14.51
NRIM's Shiller P/E is ranked higher than
85% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.55 vs. NRIM: 14.51 )
NRIM' s 10-Year Shiller P/E Range
Min: 4.13   Max: 20.8
Current: 14.51

4.13
20.8

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.77
NRIM's Dividend Yield is ranked higher than
58% of the 1413 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.42 vs. NRIM: 2.77 )
NRIM' s 10-Year Dividend Yield Range
Min: 1.26   Max: 8.84
Current: 2.77

1.26
8.84
Dividend Payout 0.35
NRIM's Dividend Payout is ranked higher than
72% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.48 vs. NRIM: 0.35 )
NRIM' s 10-Year Dividend Payout Range
Min: 0.09   Max: 1.15
Current: 0.35

0.09
1.15
Dividend growth (3y) 13.30
NRIM's Dividend growth (3y) is ranked higher than
85% of the 979 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.40 vs. NRIM: 13.30 )
NRIM' s 10-Year Dividend growth (3y) Range
Min: -8.8   Max: 28.6
Current: 13.3

-8.8
28.6
Yield on cost (5-Year) 4.87
NRIM's Yield on cost (5-Year) is ranked higher than
78% of the 1426 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.64 vs. NRIM: 4.87 )
NRIM' s 10-Year Yield on cost (5-Year) Range
Min: 2.27   Max: 15.93
Current: 4.87

2.27
15.93
Share Buyback Rate -0.70
NRIM's Share Buyback Rate is ranked higher than
77% of the 1240 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. NRIM: -0.70 )
NRIM' s 10-Year Share Buyback Rate Range
Min: 2.1   Max: -18.2
Current: -0.7

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.13
NRIM's Price/Tangible Book is ranked higher than
78% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. NRIM: 1.13 )
NRIM' s 10-Year Price/Tangible Book Range
Min: 0.64   Max: 2.21
Current: 1.13

0.64
2.21
Price/DCF (Projected) 0.77
NRIM's Price/DCF (Projected) is ranked higher than
76% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. NRIM: 0.77 )
NRIM' s 10-Year Price/DCF (Projected) Range
Min: 0.35   Max: 1.09
Current: 0.77

0.35
1.09
Price/Median PS Value 1.06
NRIM's Price/Median PS Value is ranked higher than
76% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. NRIM: 1.06 )
NRIM' s 10-Year Price/Median PS Value Range
Min: 0.42   Max: 6.25
Current: 1.06

0.42
6.25
Price/Peter Lynch Fair Value 1.05
NRIM's Price/Peter Lynch Fair Value is ranked higher than
91% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. NRIM: 1.05 )
NRIM' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.31   Max: 2.73
Current: 1.05

0.31
2.73
Price/Graham Number 0.80
NRIM's Price/Graham Number is ranked higher than
83% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. NRIM: 0.80 )
NRIM' s 10-Year Price/Graham Number Range
Min: 0.53   Max: 1.21
Current: 0.8

0.53
1.21
Earnings Yield (Greenblatt) 23.70
NRIM's Earnings Yield (Greenblatt) is ranked higher than
95% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. NRIM: 23.70 )
NRIM' s 10-Year Earnings Yield (Greenblatt) Range
Min: 8.5   Max: 9419.8
Current: 23.7

8.5
9419.8
Forward Rate of Return (Yacktman) 15.76
NRIM's Forward Rate of Return (Yacktman) is ranked higher than
74% of the 1309 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.11 vs. NRIM: 15.76 )
NRIM' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 6   Max: 26.2
Current: 15.76

6
26.2

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Northrim BanCorp, Inc. is incorporated in Alaska. It is a bank holding company for Northrim Bank. The Bank is a state chartered, full-service commercial bank. The Bank has ten branch locations in Alaska; seven in Anchorage, one in Fairbanks, and one each in Eagle River and Wasilla. It offers an array of commercial and consumer loan and deposit products, investment products, and electronic banking services over the Internet. The Company's major line of business is commercial banking. Its deposit services include noninterest-bearing checking accounts and interest-bearing time deposits, checking accounts, and savings accounts. The Company's interest-bearing accounts generally earn interest at rates established by management based on competitive market factors and management's desire to increase or decrease certain types or maturities of deposits. It has two deposit products that are indexed to specific U.S. Treasury rates. It is an active lender with an emphasis on commercial and real estate lending. It has a significant niche in construction and land development lending in Anchorage, Fairbanks, and the Matanuska Valley (near Anchorage). In addition to its deposit and lending services, it offers its customers several 24-hour services: Consumer Online Banking, Mobile Web and Text Banking, Business Online Banking, Online Statements, Visa Check Cards, Business Visa Check Cards, Cash Back Rewards, Telebanking, faxed account statements, Internet banking for individuals and businesses, and automated teller services. Other special services include personalized checks at account opening, overdraft protection from a savings account, extended banking hours commercial drive-up banking with coin service, automatic transfers and payments, wire transfers, direct payroll deposit, electronic tax payments, Automated Clearing House origination and receipt, cash management programs to meet the specialized needs of business customers, and courier agents who pick up noncash deposits from business customers. The company competes with other commercial banks, credit unions, finance companies, mortgage banks and brokers, securities firms, insurance companies, private lenders, and other financial intermediaries. The Company is a bank holding company within the meaning of the Bank Holding Company Act of 1956 (the BHC Act) registered with and subject to examination by the Board of Governors of the Federal Reserve System (the FRB).
» More Articles for NRIM

Headlines

Articles On GuruFocus.com
Ex-Dividend Date Reminder For March 06, 2012 Mar 05 2012 
Northrim BanCorp Inc Reports Operating Results (10-K) Mar 15 2011 
Northrim BanCorp Inc (NRIM) EVP, COO Christopher N Knudson sells 2,600 Shares Mar 10 2011 
Northrim BanCorp Inc Reports Operating Results (10-Q) Nov 08 2010 
Nine Stocks Raising The Dividend Growth Bar: LO, NRIM, BMI, MGEE, GKSR, WLK, TOD, BOBE, SFL Aug 30 2010 
Guru Stocks Raising Dividends: LORILLARD, INC, Northrim BanCorp Inc, Badger Meter Inc, Madison Gas a Aug 28 2010 
Northrim BanCorp Inc Reports Operating Results (10-Q) Aug 06 2010 
Northrim BanCorp Inc (NRIM) EVP, COO Christopher N Knudson sells 2,570 Shares Jun 15 2010 
Northrim BanCorp Inc Reports Operating Results (10-Q) May 07 2010 
Northrim BanCorp Inc Reports Operating Results (10-Q) Nov 09 2009 


More From Other Websites
NORTHRIM BANCORP INC Financials Aug 15 2014
Northrim Bancorp Up to Strong Buy on Recent Acquisition News Aug 14 2014
NORTHRIM BANCORP INC Files SEC form 10-Q, Quarterly Report Aug 11 2014
Northrim BanCorp to Acquire Residential Mortgage, LLC for $29.8 Million Aug 07 2014
NORTHRIM BANCORP INC Files SEC form 8-K, Entry into a Material Definitive Agreement, Regulation FD... Aug 07 2014
Northrim BanCorp to Acquire Residential Mortgage, LLC for $29.8 Million Aug 07 2014
Is Northrim Bancorp (NRIM) Stock a Solid Choice Right Now? Aug 06 2014
Northrim Bank Promotes Four Officers Aug 04 2014
Northrim BanCorp, Inc. Raises Cash Dividend 6% to $0.18 per Share Aug 01 2014
Northrim BanCorp, Inc. Raises Cash Dividend 6% to $0.18 per Share Aug 01 2014
NORTHRIM BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 23 2014
Northrim BanCorp Earns $4.4 Million, or $0.63 Per Diluted Share, in Q214 Jul 22 2014
Northrim BanCorp Earns $4.4 Million, or $0.63 Per Diluted Share, in Q214 Jul 22 2014
Northrim Bank Announces Staff Changes Jul 08 2014
Northrim Bank Promotes New Chief Financial Officer Jul 01 2014
NORTHRIM BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers Jun 25 2014
Northrim BanCorp: Investing In Alaska's Growth Story Jun 10 2014
Northrim BanCorp (NRIM) Sees Hammer Chart Pattern: Time to Buy? May 22 2014
NORTHRIM BANCORP INC Files SEC form 8-K, Submission of Matters to a Vote of Security Holders May 20 2014
NORTHRIM BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers May 19 2014

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