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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 1.61
NRIM's Cash to Debt is ranked higher than
73% of the 1728 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.88 vs. NRIM: 1.61 )
NRIM' s 10-Year Cash to Debt Range
Min: 0.63   Max: No Debt
Current: 1.61

Equity to Asset 0.11
NRIM's Equity to Asset is ranked higher than
74% of the 2245 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. NRIM: 0.11 )
NRIM' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.12
Current: 0.11

0.08
0.12
Interest Coverage 12.03
NRIM's Interest Coverage is ranked higher than
95% of the 2154 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. NRIM: 12.03 )
NRIM' s 10-Year Interest Coverage Range
Min: 0.5   Max: 9999.99
Current: 12.03

0.5
9999.99
F-Score: 5
Z-Score: 0.28
WACC vs ROIC
7.62%
22.61%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 33.64
NRIM's Operating margin (%) is ranked higher than
79% of the 2349 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.23 vs. NRIM: 33.64 )
NRIM' s 10-Year Operating margin (%) Range
Min: -231.95   Max: 37.62
Current: 33.64

-231.95
37.62
Net-margin (%) 23.70
NRIM's Net-margin (%) is ranked higher than
77% of the 2349 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.25 vs. NRIM: 23.70 )
NRIM' s 10-Year Net-margin (%) Range
Min: 10.63   Max: 126.92
Current: 23.7

10.63
126.92
ROE (%) 11.30
NRIM's ROE (%) is ranked higher than
83% of the 2352 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.98 vs. NRIM: 11.30 )
NRIM' s 10-Year ROE (%) Range
Min: 5.9   Max: 16.2
Current: 11.3

5.9
16.2
ROA (%) 1.31
NRIM's ROA (%) is ranked higher than
88% of the 2361 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. NRIM: 1.31 )
NRIM' s 10-Year ROA (%) Range
Min: 0.6   Max: 1.46
Current: 1.31

0.6
1.46
ROC (Joel Greenblatt) (%) 77.76
NRIM's ROC (Joel Greenblatt) (%) is ranked higher than
72% of the 2323 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 88.11 vs. NRIM: 77.76 )
NRIM' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -196   Max: 177.31
Current: 77.76

-196
177.31
Revenue Growth (3Y)(%) 8.20
NRIM's Revenue Growth (3Y)(%) is ranked higher than
86% of the 2005 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.00 vs. NRIM: 8.20 )
NRIM' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0   Max: 81.2
Current: 8.2

0
81.2
EBITDA Growth (3Y)(%) 11.10
NRIM's EBITDA Growth (3Y)(%) is ranked higher than
80% of the 1815 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. NRIM: 11.10 )
NRIM' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 17
Current: 11.1

0
17
EPS Growth (3Y)(%) 13.40
NRIM's EPS Growth (3Y)(%) is ranked higher than
79% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. NRIM: 13.40 )
NRIM' s 10-Year EPS Growth (3Y)(%) Range
Min: -16.6   Max: 22.4
Current: 13.4

-16.6
22.4
» NRIM's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

NRIM Guru Trades in Q1 2014

Private Capital 49,788 sh (+386.92%)
Jim Simons 32,756 sh (-8.76%)
» More
Q2 2014

NRIM Guru Trades in Q2 2014

Private Capital 144,280 sh (+189.79%)
Jim Simons 31,400 sh (-4.14%)
» More
Q3 2014

NRIM Guru Trades in Q3 2014

Private Capital 140,776 sh (-2.43%)
Jim Simons 26,700 sh (-14.97%)
» More
Q4 2014

NRIM Guru Trades in Q4 2014

Jim Simons 30,801 sh (+15.36%)
Private Capital 138,471 sh (-1.64%)
» More
» Details

Insider Trades

Latest Guru Trades with NRIM

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 9.80
NRIM's P/E(ttm) is ranked higher than
91% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.00 vs. NRIM: 9.80 )
NRIM' s 10-Year P/E(ttm) Range
Min: 7.52   Max: 16.47
Current: 9.8

7.52
16.47
Forward P/E 11.38
NRIM's Forward P/E is ranked higher than
88% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. NRIM: 11.38 )
N/A
PE(NRI) 9.40
NRIM's PE(NRI) is ranked higher than
92% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.80 vs. NRIM: 9.40 )
NRIM' s 10-Year PE(NRI) Range
Min: 7.42   Max: 16.26
Current: 9.4

7.42
16.26
P/B 1.00
NRIM's P/B is ranked higher than
79% of the 3173 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. NRIM: 1.00 )
NRIM' s 10-Year P/B Range
Min: 0.41   Max: 1.91
Current: 1

0.41
1.91
P/S 2.30
NRIM's P/S is ranked higher than
83% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.80 vs. NRIM: 2.30 )
NRIM' s 10-Year P/S Range
Min: 0.77   Max: 17.57
Current: 2.3

0.77
17.57
PFCF 11.40
NRIM's PFCF is ranked higher than
83% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. NRIM: 11.40 )
NRIM' s 10-Year PFCF Range
Min: 3.07   Max: 87.5
Current: 11.4

3.07
87.5
POCF 8.19
NRIM's POCF is ranked higher than
86% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 175.50 vs. NRIM: 8.19 )
NRIM' s 10-Year POCF Range
Min: 2.96   Max: 38.16
Current: 8.19

2.96
38.16
EV-to-EBIT 5.53
NRIM's EV-to-EBIT is ranked higher than
96% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.74 vs. NRIM: 5.53 )
NRIM' s 10-Year EV-to-EBIT Range
Min: -7.2   Max: 11.8
Current: 5.53

-7.2
11.8
PEG 0.76
NRIM's PEG is ranked higher than
95% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. NRIM: 0.76 )
NRIM' s 10-Year PEG Range
Min: 0.58   Max: 2
Current: 0.76

0.58
2
Shiller P/E 13.10
NRIM's Shiller P/E is ranked higher than
92% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. NRIM: 13.10 )
NRIM' s 10-Year Shiller P/E Range
Min: 4.13   Max: 17.91
Current: 13.1

4.13
17.91
Days Sales Outstanding 99.13
NRIM's Days Sales Outstanding is ranked higher than
82% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. NRIM: 99.13 )
NRIM' s 10-Year Days Sales Outstanding Range
Min: 26.56   Max: 931.92
Current: 99.13

26.56
931.92

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.88
NRIM's Dividend Yield is ranked higher than
64% of the 2208 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.44 vs. NRIM: 2.88 )
NRIM' s 10-Year Dividend Yield Range
Min: 1.51   Max: 8.84
Current: 2.88

1.51
8.84
Dividend Payout 0.28
NRIM's Dividend Payout is ranked higher than
83% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.69 vs. NRIM: 0.28 )
NRIM' s 10-Year Dividend Payout Range
Min: 0.15   Max: 0.7
Current: 0.28

0.15
0.7
Dividend growth (3y) 11.90
NRIM's Dividend growth (3y) is ranked higher than
83% of the 1306 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. NRIM: 11.90 )
NRIM' s 10-Year Dividend growth (3y) Range
Min: -8.8   Max: 28.6
Current: 11.9

-8.8
28.6
Yield on cost (5-Year) 5.16
NRIM's Yield on cost (5-Year) is ranked higher than
80% of the 2215 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.78 vs. NRIM: 5.16 )
NRIM' s 10-Year Yield on cost (5-Year) Range
Min: 2.68   Max: 15.72
Current: 5.16

2.68
15.72
Share Buyback Rate -1.50
NRIM's Share Buyback Rate is ranked higher than
72% of the 1663 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.40 vs. NRIM: -1.50 )
NRIM' s 10-Year Share Buyback Rate Range
Min: 2.1   Max: -18.2
Current: -1.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.20
NRIM's Price/Tangible Book is ranked higher than
80% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. NRIM: 1.20 )
NRIM' s 10-Year Price/Tangible Book Range
Min: 0.64   Max: 2.21
Current: 1.2

0.64
2.21
Price/DCF (Projected) 0.60
NRIM's Price/DCF (Projected) is ranked higher than
90% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. NRIM: 0.60 )
NRIM' s 10-Year Price/DCF (Projected) Range
Min: 0.37   Max: 1.12
Current: 0.6

0.37
1.12
Price/Median PS Value 0.90
NRIM's Price/Median PS Value is ranked higher than
93% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. NRIM: 0.90 )
NRIM' s 10-Year Price/Median PS Value Range
Min: 0.45   Max: 6.27
Current: 0.9

0.45
6.27
Price/Peter Lynch Fair Value 0.90
NRIM's Price/Peter Lynch Fair Value is ranked higher than
95% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. NRIM: 0.90 )
NRIM' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.39   Max: 1.73
Current: 0.9

0.39
1.73
Price/Graham Number 0.70
NRIM's Price/Graham Number is ranked higher than
90% of the 3174 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.22 vs. NRIM: 0.70 )
NRIM' s 10-Year Price/Graham Number Range
Min: 0.55   Max: 1.09
Current: 0.7

0.55
1.09
Earnings Yield (Greenblatt) 17.60
NRIM's Earnings Yield (Greenblatt) is ranked higher than
94% of the 2339 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. NRIM: 17.60 )
NRIM' s 10-Year Earnings Yield (Greenblatt) Range
Min: 8.5   Max: 9419.8
Current: 17.6

8.5
9419.8
Forward Rate of Return (Yacktman) 19.83
NRIM's Forward Rate of Return (Yacktman) is ranked higher than
79% of the 1383 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.30 vs. NRIM: 19.83 )
NRIM' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 4.8   Max: 29.1
Current: 19.83

4.8
29.1

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Northrim BanCorp, Inc., began banking operations in Anchorage in December 1990. It is a bank holding company for Northrim Bank, a commercial bank that provides personal and business banking services through locations in Anchorage, Eagle River, Wasilla, and Fairbanks, Alaska, and a factoring division in Bellevue, Washington. The Bank is a state chartered, full-service commercial bank. The Bank has ten branch locations in Alaska; seven in Anchorage, one in Fairbanks, and one each in Eagle River and Wasilla. It offers an array of commercial and consumer loan and deposit products, investment products, and electronic banking services over the Internet. The Company's main line of business is commercial banking. Its deposit services include noninterest-bearing checking accounts and interest-bearing time deposits, checking accounts, and savings accounts. It has two deposit products that are indexed to specific U.S. Treasury rates. It is an active lender with an emphasis on commercial and real estate lending. It has a significant niche in construction and land development lending in Anchorage, Fairbanks, and the Matanuska Valley. In addition to its deposit and lending services, it offers its customers several 24-hour services: Consumer Online Banking, Mobile Web and Text Banking, Business Online Banking, FinanceWorks powered by Quicken, Online Statements, Visa Check Cards, Business Visa Check Cards, Cash Back Rewards, personalized checks and instantly issued debit cards at account opening, telebanking, faxed account statements, and automated teller services. Other special services include personalized checks at account opening, overdraft protection from a savings account, extended banking hours commercial drive-up banking with coin service, automatic transfers and payments, wire transfers, direct payroll deposit, electronic tax payments, Automated Clearing House origination and receipt, cash management programs to meet the specialized needs of business customers, and courier agents who pick up noncash deposits from business customers. The Company competes with other commercial banks, credit unions, finance companies, mortgage banks and brokers, securities firms, insurance companies, private lenders, and other financial intermediaries. The Company is subject to examination by the Board of Governors of the Federal Reserve System.
» More Articles for NRIM

Headlines

Articles On GuruFocus.com
Ex-Dividend Date Reminder For March 06, 2012 Mar 05 2012 
Northrim BanCorp Inc Reports Operating Results (10-K) Mar 15 2011 
Northrim BanCorp Inc (NRIM) EVP, COO Christopher N Knudson sells 2,600 Shares Mar 10 2011 
Northrim BanCorp Inc Reports Operating Results (10-Q) Nov 08 2010 
Nine Stocks Raising The Dividend Growth Bar: LO, NRIM, BMI, MGEE, GKSR, WLK, TOD, BOBE, SFL Aug 30 2010 
Guru Stocks Raising Dividends: LORILLARD, INC, Northrim BanCorp Inc, Badger Meter Inc, Madison Gas a Aug 28 2010 
Northrim BanCorp Inc Reports Operating Results (10-Q) Aug 06 2010 
Northrim BanCorp Inc (NRIM) EVP, COO Christopher N Knudson sells 2,570 Shares Jun 15 2010 
Northrim BanCorp Inc Reports Operating Results (10-Q) May 07 2010 
Northrim BanCorp Inc Reports Operating Results (10-Q) Nov 09 2009 

More From Other Websites
NORTHRIM BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers, Financial... Mar 31 2015
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NORTHRIM BANCORP INC Files SEC form 10-K, Annual Report Mar 13 2015
Northrim BanCorp, Inc. Declares Cash Dividend of $0.18 per Share Feb 27 2015
Northrim BanCorp to Participate in FIG Partners West Coast Bank CEO Forum Feb 16 2015
Richard L. Lowell, Long-Time Northrim BanCorp Director, Dies at Age 74 Feb 16 2015
Northrim BanCorp Earns $17.4 Million, or $2.54 Per Diluted Share, in 2014; 2014 Highlights Include... Feb 16 2015
NORTHRIM BANCORP INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits Feb 13 2015
Richard L. Lowell, Long-Time Northrim BanCorp Director, Dies at Age 74 Feb 12 2015
Northrim BanCorp to Participate in FIG Partners West Coast Bank CEO Forum Jan 30 2015
Northrim posts 4Q profit Jan 27 2015
Northrim posts 4Q profit Jan 27 2015
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