Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 1.12
NRIM's Cash to Debt is ranked lower than
55% of the 980 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.53 vs. NRIM: 1.12 )
Ranked among companies with meaningful Cash to Debt only.
NRIM' s 10-Year Cash to Debt Range
Min: 0.57  Med: 3.95 Max: No Debt
Current: 1.12
Equity to Asset 0.12
NRIM's Equity to Asset is ranked higher than
67% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NRIM: 0.12 )
Ranked among companies with meaningful Equity to Asset only.
NRIM' s 10-Year Equity to Asset Range
Min: 0.08  Med: 0.10 Max: 0.12
Current: 0.12
0.08
0.12
Interest Coverage 12.03
NRIM's Interest Coverage is ranked higher than
92% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.62 vs. NRIM: 12.03 )
Ranked among companies with meaningful Interest Coverage only.
NRIM' s 10-Year Interest Coverage Range
Min: 0.5  Med: 1.46 Max: 9999.99
Current: 12.03
0.5
9999.99
F-Score: 4
WACC vs ROIC
8.65%
19.29%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 31.60
NRIM's Operating margin (%) is ranked higher than
54% of the 1405 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.01 vs. NRIM: 31.60 )
Ranked among companies with meaningful Operating margin (%) only.
NRIM' s 10-Year Operating margin (%) Range
Min: -231.95  Med: 30.60 Max: 37.62
Current: 31.6
-231.95
37.62
Net-margin (%) 21.89
NRIM's Net-margin (%) is ranked higher than
50% of the 1405 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.75 vs. NRIM: 21.89 )
Ranked among companies with meaningful Net-margin (%) only.
NRIM' s 10-Year Net-margin (%) Range
Min: 10.63  Med: 20.99 Max: 126.92
Current: 21.89
10.63
126.92
ROE (%) 11.54
NRIM's ROE (%) is ranked higher than
71% of the 1407 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.30 vs. NRIM: 11.54 )
Ranked among companies with meaningful ROE (%) only.
NRIM' s 10-Year ROE (%) Range
Min: 5.9  Med: 11.85 Max: 16.2
Current: 11.54
5.9
16.2
ROA (%) 1.33
NRIM's ROA (%) is ranked higher than
77% of the 1416 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. NRIM: 1.33 )
Ranked among companies with meaningful ROA (%) only.
NRIM' s 10-Year ROA (%) Range
Min: 0.6  Med: 1.20 Max: 1.46
Current: 1.33
0.6
1.46
Revenue Growth (3Y)(%) 8.20
NRIM's Revenue Growth (3Y)(%) is ranked higher than
73% of the 1186 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.00 vs. NRIM: 8.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
NRIM' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0  Med: 7.70 Max: 80.7
Current: 8.2
0
80.7
EBITDA Growth (3Y)(%) 11.10
NRIM's EBITDA Growth (3Y)(%) is ranked higher than
62% of the 1046 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.50 vs. NRIM: 11.10 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
NRIM' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: 9.50 Max: 17
Current: 11.1
0
17
EPS Growth (3Y)(%) 13.40
NRIM's EPS Growth (3Y)(%) is ranked higher than
60% of the 1055 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.40 vs. NRIM: 13.40 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
NRIM' s 10-Year EPS Growth (3Y)(%) Range
Min: -16.6  Med: 10.10 Max: 22.4
Current: 13.4
-16.6
22.4
» NRIM's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

NRIM Guru Trades in Q2 2014

Private Capital 144,280 sh (+189.79%)
Jim Simons 31,400 sh (-4.14%)
» More
Q3 2014

NRIM Guru Trades in Q3 2014

Private Capital 140,776 sh (-2.43%)
Jim Simons 26,700 sh (-14.97%)
» More
Q4 2014

NRIM Guru Trades in Q4 2014

Jim Simons 30,801 sh (+15.36%)
Private Capital 138,471 sh (-1.64%)
» More
Q1 2015

NRIM Guru Trades in Q1 2015

Jim Simons 71,400 sh (+131.81%)
Private Capital 157,959 sh (+14.07%)
» More
» Details

Insider Trades

Latest Guru Trades with NRIM

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 9.76
NRIM's P/E(ttm) is ranked higher than
76% of the 1259 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.20 vs. NRIM: 9.76 )
Ranked among companies with meaningful P/E(ttm) only.
NRIM' s 10-Year P/E(ttm) Range
Min: 7.52  Med: 12.76 Max: 16.47
Current: 9.76
7.52
16.47
Forward P/E 11.82
NRIM's Forward P/E is ranked higher than
54% of the 710 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.18 vs. NRIM: 11.82 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 9.60
NRIM's PE(NRI) is ranked higher than
77% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.20 vs. NRIM: 9.60 )
Ranked among companies with meaningful PE(NRI) only.
NRIM' s 10-Year PE(NRI) Range
Min: 7.42  Med: 12.76 Max: 16.26
Current: 9.6
7.42
16.26
P/B 1.04
NRIM's P/B is ranked higher than
55% of the 1359 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. NRIM: 1.04 )
Ranked among companies with meaningful P/B only.
NRIM' s 10-Year P/B Range
Min: 0.41  Med: 1.08 Max: 1.91
Current: 1.04
0.41
1.91
P/S 2.12
NRIM's P/S is ranked higher than
73% of the 1388 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. NRIM: 2.12 )
Ranked among companies with meaningful P/S only.
NRIM' s 10-Year P/S Range
Min: 0.77  Med: 2.50 Max: 17.57
Current: 2.12
0.77
17.57
PFCF 366.86
NRIM's PFCF is ranked lower than
99% of the 813 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.28 vs. NRIM: 366.86 )
Ranked among companies with meaningful PFCF only.
NRIM' s 10-Year PFCF Range
Min: 3.06  Med: 11.76 Max: 390.43
Current: 366.86
3.06
390.43
POCF 27.92
NRIM's POCF is ranked lower than
90% of the 923 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.67 vs. NRIM: 27.92 )
Ranked among companies with meaningful POCF only.
NRIM' s 10-Year POCF Range
Min: 2.97  Med: 9.55 Max: 38.16
Current: 27.92
2.97
38.16
EV-to-EBIT 6.49
NRIM's EV-to-EBIT is ranked higher than
85% of the 1271 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.91 vs. NRIM: 6.49 )
Ranked among companies with meaningful EV-to-EBIT only.
NRIM' s 10-Year EV-to-EBIT Range
Min: -7.2  Med: 6.10 Max: 11.8
Current: 6.49
-7.2
11.8
PEG 0.77
NRIM's PEG is ranked higher than
65% of the 582 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. NRIM: 0.77 )
Ranked among companies with meaningful PEG only.
NRIM' s 10-Year PEG Range
Min: 0.58  Med: 0.83 Max: 2
Current: 0.77
0.58
2
Shiller P/E 13.56
NRIM's Shiller P/E is ranked higher than
67% of the 769 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.77 vs. NRIM: 13.56 )
Ranked among companies with meaningful Shiller P/E only.
NRIM' s 10-Year Shiller P/E Range
Min: 4.11  Med: 13.57 Max: 17.91
Current: 13.56
4.11
17.91
Days Sales Outstanding 83.42
NRIM's Days Sales Outstanding is ranked lower than
75% of the 775 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 33.80 vs. NRIM: 83.42 )
Ranked among companies with meaningful Days Sales Outstanding only.
NRIM' s 10-Year Days Sales Outstanding Range
Min: 26.56  Med: 84.06 Max: 931.92
Current: 83.42
26.56
931.92

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.80
NRIM's Dividend Yield is ranked higher than
55% of the 2216 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.60 vs. NRIM: 2.80 )
Ranked among companies with meaningful Dividend Yield only.
NRIM' s 10-Year Dividend Yield Range
Min: 1.51  Med: 2.49 Max: 8.84
Current: 2.8
1.51
8.84
Dividend Payout 0.27
NRIM's Dividend Payout is ranked higher than
61% of the 1297 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. NRIM: 0.27 )
Ranked among companies with meaningful Dividend Payout only.
NRIM' s 10-Year Dividend Payout Range
Min: 0.09  Med: 0.24 Max: 1.15
Current: 0.27
0.09
1.15
Dividend growth (3y) 11.90
NRIM's Dividend growth (3y) is ranked higher than
64% of the 664 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. NRIM: 11.90 )
Ranked among companies with meaningful Dividend growth (3y) only.
NRIM' s 10-Year Dividend growth (3y) Range
Min: -8.8  Med: 11.90 Max: 28.6
Current: 11.9
-8.8
28.6
Yield on cost (5-Year) 5.05
NRIM's Yield on cost (5-Year) is ranked higher than
72% of the 2229 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.07 vs. NRIM: 5.05 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
NRIM' s 10-Year Yield on cost (5-Year) Range
Min: 2.68  Med: 4.43 Max: 15.72
Current: 5.05
2.68
15.72
Share Buyback Rate -1.50
NRIM's Share Buyback Rate is ranked higher than
53% of the 1010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. NRIM: -1.50 )
Ranked among companies with meaningful Share Buyback Rate only.
NRIM' s 10-Year Share Buyback Rate Range
Min: 2.1  Med: -0.70 Max: -18.2
Current: -1.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.21
NRIM's Price/Tangible Book is ranked lower than
52% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.18 vs. NRIM: 1.21 )
Ranked among companies with meaningful Price/Tangible Book only.
NRIM' s 10-Year Price/Tangible Book Range
Min: 0.64  Med: 1.32 Max: 2.22
Current: 1.21
0.64
2.22
Price/Projected FCF 0.72
NRIM's Price/Projected FCF is ranked lower than
53% of the 749 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.68 vs. NRIM: 0.72 )
Ranked among companies with meaningful Price/Projected FCF only.
NRIM' s 10-Year Price/Projected FCF Range
Min: 0.37  Med: 0.81 Max: 1.35
Current: 0.72
0.37
1.35
Price/Median PS Value 0.84
NRIM's Price/Median PS Value is ranked higher than
83% of the 1195 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.08 vs. NRIM: 0.84 )
Ranked among companies with meaningful Price/Median PS Value only.
NRIM' s 10-Year Price/Median PS Value Range
Min: 0.44  Med: 1.02 Max: 6.5
Current: 0.84
0.44
6.5
Price/Peter Lynch Fair Value 0.89
NRIM's Price/Peter Lynch Fair Value is ranked higher than
56% of the 336 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.97 vs. NRIM: 0.89 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
NRIM' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.31  Med: 0.75 Max: 2.73
Current: 0.89
0.31
2.73
Price/Graham Number 0.71
NRIM's Price/Graham Number is ranked higher than
66% of the 1086 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. NRIM: 0.71 )
Ranked among companies with meaningful Price/Graham Number only.
NRIM' s 10-Year Price/Graham Number Range
Min: 0.53  Med: 0.82 Max: 1.22
Current: 0.71
0.53
1.22
Earnings Yield (Greenblatt) (%) 15.45
NRIM's Earnings Yield (Greenblatt) (%) is ranked higher than
87% of the 1390 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. NRIM: 15.45 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
NRIM' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 8.5  Med: 13.80 Max: 9419.8
Current: 15.45
8.5
9419.8
Forward Rate of Return (Yacktman) (%) 16.40
NRIM's Forward Rate of Return (Yacktman) (%) is ranked higher than
57% of the 764 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.55 vs. NRIM: 16.40 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
NRIM' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: 4.8  Med: 10.75 Max: 27.9
Current: 16.4
4.8
27.9

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Northrim BanCorp Inc began banking operations in Anchorage in December 1990. It is a bank holding company for Northrim Bank, a commercial bank that provides personal and business banking services through locations in Anchorage, Eagle River, Wasilla, and Fairbanks, Alaska, and a factoring division in Bellevue, Washington. The Bank is a state chartered, full-service commercial bank. The Bank has ten branch locations in Alaska; seven in Anchorage, one in Fairbanks, and one each in Eagle River and Wasilla. It offers an array of commercial and consumer loan and deposit products, investment products, and electronic banking services over the Internet. The Company's main line of business is commercial banking. Its deposit services include noninterest-bearing checking accounts and interest-bearing time deposits, checking accounts, and savings accounts. It has two deposit products that are indexed to specific U.S. Treasury rates. It is an active lender with an emphasis on commercial and real estate lending. It has niche in construction and land development lending in Anchorage, Fairbanks, and the Matanuska Valley. In addition to its deposit and lending services, it offers its customers several 24-hour services: Consumer Online Banking, Mobile Web and Text Banking, Business Online Banking, FinanceWorks powered by Quicken, Online Statements, Visa Check Cards, Business Visa Check Cards, Cash Back Rewards, personalized checks and instantly issued debit cards at account opening, telebanking, faxed account statements, and automated teller services. Other special services include personalized checks at account opening, overdraft protection from a savings account, extended banking hours commercial drive-up banking with coin service, automatic transfers and payments, wire transfers, direct payroll deposit, electronic tax payments, Automated Clearing House origination and receipt, cash management programs to meet the specialized needs of business customers, and courier agents who pick up noncash deposits from business customers. The Company competes with other commercial banks, credit unions, finance companies, mortgage banks and brokers, securities firms, insurance companies, private lenders, and other financial intermediaries. The Company is subject to examination by the Board of Governors of the Federal Reserve System.
» More Articles for NRIM

Headlines

Articles On GuruFocus.com
Private Capital Management's Stocks trading with low P/E Ratio. Jul 27 2015 
Ex-Dividend Date Reminder For March 06, 2012 Mar 05 2012 
Northrim BanCorp Inc Reports Operating Results (10-K) Mar 15 2011 
Northrim BanCorp Inc (NRIM) EVP, COO Christopher N Knudson sells 2,600 Shares Mar 10 2011 
Northrim BanCorp Inc Reports Operating Results (10-Q) Nov 08 2010 
Nine Stocks Raising The Dividend Growth Bar: LO, NRIM, BMI, MGEE, GKSR, WLK, TOD, BOBE, SFL Aug 30 2010 
Guru Stocks Raising Dividends: LORILLARD, INC, Northrim BanCorp Inc, Badger Meter Inc, Madison Gas a Aug 28 2010 
Northrim BanCorp Inc Reports Operating Results (10-Q) Aug 06 2010 
Northrim BanCorp Inc (NRIM) EVP, COO Christopher N Knudson sells 2,570 Shares Jun 15 2010 
Northrim BanCorp Inc Reports Operating Results (10-Q) May 07 2010 

More From Other Websites
NORTHRIM BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 28 2015
Northrim posts 2Q profit Jul 28 2015
Northrim posts 2Q profit Jul 28 2015
Northrim BanCorp 2Q15 Earnings Increase 9% to $4.8 Million, or $0.69 Per Diluted Share Jul 28 2015
Northrim Bank Announces Two New Officers Jun 18 2015
Northrim BanCorp, Inc. Declares Cash Dividend of $0.18 per Share Jun 17 2015
David Karp and Krystal Nelson Elected to Northrim Bancorp Board of Directors Following Retirement of... Jun 17 2015
Is Northrim Bancorp (NRIM) Stock a Solid Choice Right Now? - Tale of the Tape Jun 15 2015
Northrim Bank Hosts Customer Appreciation Barbeque Jun 05 2015
NORTHRIM BANCORP INC Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Jun 02 2015
David Karp and Krystal Nelson Elected to Northrim Bancorp Board of Directors Following Retirement of... May 29 2015
Northrim BanCorp, Inc. Declares Cash Dividend of $0.18 per Share May 29 2015
Northrim Bank Opens Branch with Dynamic Features May 26 2015
NORTHRIM BANCORP INC Financials May 15 2015
NORTHRIM BANCORP INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits May 12 2015
10-Q for Northrim BanCorp, Inc. May 11 2015
NORTHRIM BANCORP INC Files SEC form 10-Q, Quarterly Report May 08 2015
Northrim BanCorp to Present at the D.A. Davidson Financial Institutions Conference May 06 2015
10-K for Northrim BanCorp, Inc. May 05 2015
NORTHRIM BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Apr 28 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK