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22.11 (1y: +1%)
Market Cap 145.27 M P/E(ttm) 11.20
Enterprise Value 170.5 M P/B 1.10
NRIM- NAS (USA)
Northrim BanCorp, Inc.
  • Currently 1/5
Business Predictability Rank: 1-Star
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$22.11
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry		 vs
history
Cash to Debt 8.342
NRIM's Cash to Debt is ranked higher than
82% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. NRIM: 8.342 )
NRIM' s 10-Year Cash to Debt Range
Min: 0.63   Max: 8.34
Current: 8.34
0.63
8.34
Equity to Asset 0.11
NRIM's Equity to Asset is ranked higher than
77% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. NRIM: 0.11 )
NRIM' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.11
Current: 0.11
0.08
0.11
Interest Coverage No Debt
NRIM's Interest Coverage is ranked lower than
85% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. NRIM: No Debt )
NRIM' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 5
Z-Score: 0.41
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry		 vs
history
Operating margin (%) 34.00
NRIM's Operating margin (%) is ranked higher than
85% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 25.80 vs. NRIM: 34.00 )
NRIM' s 10-Year Operating margin (%) Range
Min: 16.7   Max: 38.5
Current: 34
16.7
38.5
Net-margin (%) 22.5
NRIM's Net-margin (%) is ranked higher than
80% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.10 vs. NRIM: 22.5 )
NRIM' s 10-Year Net-margin (%) Range
Min: 10.6   Max: 23.7
Current: 22.5
10.6
23.7
ROE (%) 9.5
NRIM's ROE (%) is ranked higher than
82% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. NRIM: 9.5 )
NRIM' s 10-Year ROE (%) Range
Min: 5.8   Max: 14
Current: 9.5
5.8
14
ROA (%) 1.1
NRIM's ROA (%) is ranked higher than
88% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. NRIM: 1.1 )
NRIM' s 10-Year ROA (%) Range
Min: 0.6   Max: 1.4
Current: 1.1
0.6
1.4
Revenue Growth (%) -1.6
NRIM's Revenue Growth (%) is ranked higher than
53% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. NRIM: -1.6 )
NRIM' s 10-Year Revenue Growth (%) Range
Min: -1.6   Max: 9
Current: -1.6
-1.6
9
EBITDA Growth (%) 12.5
NRIM's EBITDA Growth (%) is ranked higher than
84% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.10 vs. NRIM: 12.5 )
NRIM' s 10-Year EBITDA Growth (%) Range
Min: -12.7   Max: 14.7
Current: 12.5
-12.7
14.7
EPS Growth (%) 13.2
NRIM's EPS Growth (%) is ranked higher than
86% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.40 vs. NRIM: 13.2 )
NRIM' s 10-Year EPS Growth (%) Range
Min: -12.8   Max: 16.3
Current: 13.2
-12.8
16.3
ยป NRIM's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

NRIM Guru Trades in

Q3 2012

NRIM Guru Trades in Q3 2012

Jim Simons 29,300 sh (New)
» More
Q4 2012

NRIM Guru Trades in Q4 2012

Jim Simons 27,705 sh (-5.44%)
» More
Q1 2013

NRIM Guru Trades in Q1 2013

Jim Simons 33,636 sh (+21.41%)
» More
» Details

Insider Trades

Latest Guru Trades with NRIM



No Insider Trades Found!

Ratios

vs
industry		 vs
history
P/E(ttm) 11.20
NRIM's P/E(ttm) is ranked higher than
69% of the 792 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.70 vs. NRIM: 11.20 )
NRIM' s 10-Year P/E(ttm) Range
Min: 7.42   Max: 16.26
Current: 11.2
7.42
16.26
P/B 1.10
NRIM's P/B is ranked lower than
67% of the 877 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.94 vs. NRIM: 1.10 )
NRIM' s 10-Year P/B Range
Min: 0.42   Max: 2.1
Current: 1.1
0.42
2.1
P/S 2.52
NRIM's P/S is ranked lower than
51% of the 896 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.48 vs. NRIM: 2.52 )
NRIM' s 10-Year P/S Range
Min: 0.77   Max: 3.52
Current: 2.52
0.77
3.52
PFCF 10.20
NRIM's PFCF is ranked lower than
67% of the 695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. NRIM: 10.20 )
NRIM' s 10-Year PFCF Range
Min: 2.5   Max: 47.09
Current: 10.2
2.5
47.09
EV-to-EBIT 8.5
NRIM's EV-to-EBIT is ranked higher than
84% of the 745 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.89 vs. NRIM: 8.5 )
NRIM' s 10-Year EV-to-EBIT Range
Min: 0.1   Max: 11.8
Current: 8.5
0.1
11.8
PEG 0.7
NRIM's PEG is ranked higher than
62% of the 286 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. NRIM: 0.7 )
NRIM' s 10-Year PEG Range
Min: 0.69   Max: 12.93
Current: 0.7
0.69
12.93
Shiller P/E 13.8
NRIM's Shiller P/E is ranked lower than
100% of the Companies
in the Global Banks - Regional - US industry.

( Industry Median: vs. NRIM: 13.8 )
NRIM' s 10-Year Shiller P/E Range
Min: 4.11   Max: 20.07
Current: 13.8
4.11
20.07

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 2.62
NRIM's Dividend Yield is ranked higher than
59% of the 636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.20 vs. NRIM: 2.62 )
NRIM' s 10-Year Dividend Yield Range
Min: 1.16   Max: 8.84
Current: 2.62
1.16
8.84
Dividend Payout 0.2926
NRIM's Dividend Payout is ranked higher than
61% of the 537 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.40 vs. NRIM: 0.2926 )
NRIM' s 10-Year Dividend Payout Range
Min: 0.15   Max: 0.69
Current: 0.29
0.15
0.69
Dividend growth (3y) 8.8
NRIM's Dividend growth (3y) is ranked higher than
58% of the 177 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. NRIM: 8.8 )
NRIM' s 10-Year Dividend growth (3y) Range
Min: -6.7   Max: 20.8
Current: 8.8
-6.7
20.8
Yield on cost (5-Year) 2.46
NRIM's Yield on cost (5-Year) is ranked higher than
57% of the 639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.93 vs. NRIM: 2.46 )
NRIM' s 10-Year Yield on cost (5-Year) Range
Min: 1.1   Max: 8.36
Current: 2.46
1.1
8.36
Share Buyback Rate -0.6
NRIM's Share Buyback Rate is ranked lower than
952380% of the 105 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. NRIM: -0.6 )
NRIM' s 10-Year Share Buyback Rate Range
Min: 1.6   Max: -2.7
Current: -0.6

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 1.1
NRIM's Price/Tangible Book is ranked lower than
53% of the 798 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. NRIM: 1.1 )
NRIM' s 10-Year Price/Tangible Book Range
Min: 0.7   Max: 2.1
Current: 1.1
0.7
2.1
Price/DCF (Projected) 0.6
NRIM's Price/DCF (Projected) is ranked higher than
50% of the 503 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. NRIM: 0.6 )
NRIM' s 10-Year Price/DCF (Projected) Range
Min: 0.3   Max: 0.8
Current: 0.6
0.3
0.8
Price/Median PS Value 1.1
NRIM's Price/Median PS Value is ranked lower than
67% of the 854 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. NRIM: 1.1 )
NRIM' s 10-Year Price/Median PS Value Range
Min: 0.5   Max: 1.4
Current: 1.1
0.5
1.4
Price/Peter Lynch Fair Value 0.9
NRIM's Price/Peter Lynch Fair Value is ranked lower than
57% of the 175 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. NRIM: 0.9 )
NRIM' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.8   Max: 1.7
Current: 0.9
0.8
1.7
Price/Graham Number 0.7
NRIM's Price/Graham Number is ranked higher than
66% of the 763 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. NRIM: 0.7 )
NRIM' s 10-Year Price/Graham Number Range
Min: 0.6   Max: 1.1
Current: 0.7
0.6
1.1
Earnings Yield (Greenblatt) 11.70
NRIM's Earnings Yield (Greenblatt) is ranked higher than
83% of the 745 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. NRIM: 11.70 )
NRIM' s 10-Year Earnings Yield (Greenblatt) Range
Min: 8.5   Max: 12597.6
Current: 11.7
8.5
12597.6
Forward Rate of Return (Yacktman) 19.43
NRIM's Forward Rate of Return (Yacktman) is ranked higher than
57% of the 487 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.14 vs. NRIM: 19.43 )
NRIM' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -1.6   Max: 24.8
Current: 19.43
-1.6
24.8

Business Description

Northrim BanCorp incorporation is an Alaska corporation. It is a bank holding company of Northrim Bank, which is a state chartered, full-service commercial bank; it's regulated by the Federal Deposit Insurance Corporation and the State of Alaska Department of Community and Economic Development, Division of Banking, Securities and Corporations. The Bank has ten branch locations in Alaska; seven in Anchorage, one in Fairbanks, and one each in Eagle River and Wasilla. It offers a wide array of commercial and consumer loan and deposit products, investment products, and electronic banking services over the Internet. The Company's major line of business is commercial banking. Its deposit services include noninterest-bearing checking accounts and interest-bearing time deposits, checking accounts, and savings accounts. The Company's interest-bearing accounts generally earn interest at rates established by management based on competitive market factors and management's desire to increase or decrease certain types or maturities of deposits. It has two deposit products that are indexed to specific U.S. Treasury rates. It is an active lender with an emphasis on commercial and real estate lending. It has a significant niche in construction and land development lending in Anchorage, Fairbanks, and the Matanuska Valley (near Anchorage). In addition to its deposit and lending services, it offers its customers several 24-hour services: Telebanking, faxed account statements, Internet banking for individuals and businesses, and automated teller services. Other special services include personalized checks at account opening, overdraft protection from a savings account, extended banking hours commercial drive-up banking with coin service, automatic transfers and payments, wire transfers, direct payroll deposit, electronic tax payments, Automated Clearing House origination and receipt, cash management programs to meet the specialized needs of business customers, and courier agents who pick up noncash deposits from business customers. The company competes with other commercial banks, credit unions, finance companies, mortgage banks and brokers, securities firms, insurance companies, private lenders, and other financial intermediaries. The Company is a bank holding company within the meaning of the Bank Holding Company Act of 1956 (the BHC Act) registered with and subject to examination by the Board of Governors of the Federal Reserve System (the FRB).
Company Website
SEC Reports
Industry: Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR
ยป More Articles for NRIM

Headlines

Articles On GuruFocus.com
Ex-Dividend Date Reminder For March 06, 2012 Mar 05 2012 
Northrim BanCorp Inc Reports Operating Results (10-K) Mar 15 2011 
Northrim BanCorp Inc (NRIM) EVP, COO Christopher N Knudson sells 2,600 Shares Mar 10 2011 
Northrim BanCorp Inc Reports Operating Results (10-Q) Nov 08 2010 
Nine Stocks Raising The Dividend Growth Bar: LO, NRIM, BMI, MGEE, GKSR, WLK, TOD, BOBE, SFL Aug 30 2010 
Guru Stocks Raising Dividends: LORILLARD, INC, Northrim BanCorp Inc, Badger Meter Inc, Madison Gas a Aug 29 2010 
Northrim BanCorp Inc Reports Operating Results (10-Q) Aug 06 2010 
Northrim BanCorp Inc (NRIM) EVP, COO Christopher N Knudson sells 2,570 Shares Jun 15 2010 
Northrim BanCorp Inc Reports Operating Results (10-Q) May 07 2010 
Northrim BanCorp Inc Reports Operating Results (10-Q) Nov 09 2009 

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