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74.19 (1y: +4%)
Market Cap 11.82 B P/E(ttm) 8.20
Enterprise Value 24.99 B P/B 1.93
NTIOF- OTCPK (USA)
National Bank of Canada
  • Currently 4/5
Business Predictability Rank: 4-Star
Back Testing Results:
Average gain of all 4-Star stocks: 9.8% per year.
% of Stocks that are in still loss if held for 10yrs: 8%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$74.19
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry		 vs
history
Cash to Debt 0.303
NTIOF's Cash to Debt is ranked lower than
62% of the 902 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 0.63 vs. NTIOF: 0.303 )
NTIOF' s 10-Year Cash to Debt Range
Min: 0.11   Max: 9.36
Current: 0.3
0.11
9.36
Equity to Asset 0.023
NTIOF's Equity to Asset is ranked lower than
97% of the 902 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 0.09 vs. NTIOF: 0.023 )
NTIOF' s 10-Year Equity to Asset Range
Min: 0.02   Max: 0.05
Current: 0.02
0.02
0.05
Interest Coverage No Debt
NTIOF's Interest Coverage is ranked lower than
78% of the 902 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 10000.00 vs. NTIOF: No Debt )
NTIOF' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 3
Z-Score: 0.18
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry		 vs
history
Operating margin (%) 30.10
NTIOF's Operating margin (%) is ranked higher than
62% of the 902 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 24.60 vs. NTIOF: 30.10 )
NTIOF' s 10-Year Operating margin (%) Range
Min: 16.4   Max: 31.6
Current: 30.1
16.4
31.6
Net-margin (%) 29.4
NTIOF's Net-margin (%) is ranked higher than
79% of the 902 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 18.10 vs. NTIOF: 29.4 )
NTIOF' s 10-Year Net-margin (%) Range
Min: 14.2   Max: 29.4
Current: 29.4
14.2
29.4
ROE (%) 21.6
NTIOF's ROE (%) is ranked higher than
96% of the 902 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 6.20 vs. NTIOF: 21.6 )
NTIOF' s 10-Year ROE (%) Range
Min: 11   Max: 21.6
Current: 21.6
11
21.6
ROA (%) 0.9
NTIOF's ROA (%) is ranked higher than
69% of the 902 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 0.70 vs. NTIOF: 0.9 )
NTIOF' s 10-Year ROA (%) Range
Min: 0.5   Max: 0.9
Current: 0.9
0.5
0.9
ROC (Joel Greenblatt) (%) 29.40
NTIOF's ROC (Joel Greenblatt) (%) is ranked higher than
71% of the 902 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 0.00 vs. NTIOF: 29.40 )
NTIOF' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 8.1   Max: 29.4
Current: 29.4
8.1
29.4
Revenue Growth (%) 6.2
NTIOF's Revenue Growth (%) is ranked higher than
83% of the 902 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 0.00 vs. NTIOF: 6.2 )
NTIOF' s 10-Year Revenue Growth (%) Range
Min: 0.9   Max: 10.5
Current: 6.2
0.9
10.5
EBITDA Growth (%) 7.8
NTIOF's EBITDA Growth (%) is ranked higher than
74% of the 902 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 0.00 vs. NTIOF: 7.8 )
NTIOF' s 10-Year EBITDA Growth (%) Range
Min: -7.5   Max: 25.3
Current: 7.8
-7.5
25.3
EPS Growth (%) 17.2
NTIOF's EPS Growth (%) is ranked higher than
83% of the 902 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 0.00 vs. NTIOF: 17.2 )
NTIOF' s 10-Year EPS Growth (%) Range
Min: -5.6   Max: 22.4
Current: 17.2
-5.6
22.4
ยป NTIOF's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with NTIOF



No Insider Trades Found!

Preferred stocks of National Bank of Canada

SymbolPriceYieldDescription
NA.PR.P.Canada25.806.40National Bank of
NA.PR.L.Canada25.494.764.85 % Non-Cum Pfd Shs Series -16
NA.PR.O.Canada25.906.37National Bank of Canada,Preferred Shares Series 24
NA.PR.N.Canada25.295.31Non-Cum First Pfd Shs Series -21
NA.PR.K.Canada25.245.31
NA.PR.M.Canada26.545.656 % Non-Cum First Pfd Shs Series -20

Ratios

vs
industry		 vs
history
P/E(ttm) 8.20
NTIOF's P/E(ttm) is ranked higher than
85% of the 792 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 13.80 vs. NTIOF: 8.20 )
NTIOF' s 10-Year P/E(ttm) Range
Min: 6.17   Max: 18.42
Current: 8.2
6.17
18.42
P/B 1.93
NTIOF's P/B is ranked higher than
72% of the 876 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 0.94 vs. NTIOF: 1.93 )
NTIOF' s 10-Year P/B Range
Min: 0.97   Max: 2.58
Current: 1.93
0.97
2.58
P/S 2.37
NTIOF's P/S is ranked higher than
73% of the 894 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 2.45 vs. NTIOF: 2.37 )
NTIOF' s 10-Year P/S Range
Min: 1.26   Max: 3.01
Current: 2.37
1.26
3.01
PFCF 18.74
NTIOF's PFCF is ranked lower than
84% of the 694 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 6.90 vs. NTIOF: 18.74 )
NTIOF' s 10-Year PFCF Range
Min: 1.22   Max: 72.55
Current: 18.74
1.22
72.55
EV-to-EBIT 14.95
NTIOF's EV-to-EBIT is ranked higher than
67% of the 745 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 15.84 vs. NTIOF: 14.95 )
NTIOF' s 10-Year EV-to-EBIT Range
Min: 0.1   Max: 34.5
Current: 14.95
0.1
34.5
PEG 0.53
NTIOF's PEG is ranked higher than
69% of the 286 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 0.90 vs. NTIOF: 0.53 )
NTIOF' s 10-Year PEG Range
Min: 0.31   Max: 5.21
Current: 0.53
0.31
5.21
Shiller P/E 12.31
NTIOF's Shiller P/E is ranked lower than
100% of the Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: vs. NTIOF: 12.31 )
NTIOF' s 10-Year Shiller P/E Range
Min: 6.26   Max: 18.38
Current: 12.31
6.26
18.38

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 1.00
NTIOF's Dividend Yield is ranked higher than
90% of the 902 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 1.59 vs. NTIOF: 1.00 )
NTIOF' s 10-Year Dividend Yield Range
Min: 0.82   Max: 8.59
Current: 1
0.82
8.59
Dividend Payout 0.3
NTIOF's Dividend Payout is ranked higher than
57% of the 575 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 0.30 vs. NTIOF: 0.3 )
NTIOF' s 10-Year Dividend Payout Range
Min: 0.28   Max: 0.68
Current: 0.3
0.28
0.68
Dividend growth (3y) 5.6
NTIOF's Dividend growth (3y) is ranked higher than
89% of the 902 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 0.00 vs. NTIOF: 5.6 )
NTIOF' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 16.6
Current: 5.6
0
16.6
Yield on cost (5-Year) 1.31
NTIOF's Yield on cost (5-Year) is ranked higher than
92% of the 902 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 1.20 vs. NTIOF: 1.31 )
NTIOF' s 10-Year Yield on cost (5-Year) Range
Min: 1.07   Max: 11.23
Current: 1.31
1.07
11.23
Share Buyback Rate -0.3
NTIOF's Share Buyback Rate is ranked higher than
51% of the 902 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: -0.30 vs. NTIOF: -0.3 )
NTIOF' s 10-Year Share Buyback Rate Range
Min: 5.5   Max: -0.8
Current: -0.3

Valuation & Return

vs
industry		 vs
history
Price/Net Current Asset Value 21.4
NTIOF's Price/Net Current Asset Value is ranked lower than
150% of the 163 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 10.60 vs. NTIOF: 21.4 )
NTIOF' s 10-Year Price/Net Current Asset Value Range
Min: 8.1   Max: 207.9
Current: 21.4
8.1
207.9
Price/Tangible Book 3.7
NTIOF's Price/Tangible Book is ranked higher than
69% of the 797 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 1.10 vs. NTIOF: 3.7 )
NTIOF' s 10-Year Price/Tangible Book Range
Min: 1.4   Max: 3.7
Current: 3.7
1.4
3.7
Price/DCF (Projected) 1.3
NTIOF's Price/DCF (Projected) is ranked higher than
51% of the 503 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 0.60 vs. NTIOF: 1.3 )
NTIOF' s 10-Year Price/DCF (Projected) Range
Min: 1.3   Max: 4.1
Current: 1.3
1.3
4.1
Price/Median PS Value 1
NTIOF's Price/Median PS Value is ranked higher than
71% of the 853 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 1.00 vs. NTIOF: 1 )
NTIOF' s 10-Year Price/Median PS Value Range
Min: 0.6   Max: 1.2
Current: 1
0.6
1.2
Price/Peter Lynch Fair Value 0.3
NTIOF's Price/Peter Lynch Fair Value is ranked lower than
140% of the 175 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 0.80 vs. NTIOF: 0.3 )
NTIOF' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.3   Max: 1.9
Current: 0.3
0.3
1.9
Price/Graham Number 1
NTIOF's Price/Graham Number is ranked higher than
68% of the 763 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 0.80 vs. NTIOF: 1 )
NTIOF' s 10-Year Price/Graham Number Range
Min: 0.6   Max: 1.3
Current: 1
0.6
1.3
Earnings Yield (Greenblatt) 6.70
NTIOF's Earnings Yield (Greenblatt) is ranked higher than
60% of the 902 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 5.20 vs. NTIOF: 6.70 )
NTIOF' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.9   Max: 2083.1
Current: 6.7
2.9
2083.1
Forward Rate of Return (Yacktman) 30.93
NTIOF's Forward Rate of Return (Yacktman) is ranked higher than
87% of the 902 Companies
in the Global Banks - Regional - Canada industry.

( Industry Median: 3.38 vs. NTIOF: 30.93 )
NTIOF' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -73.5   Max: 32.8
Current: 30.93
-73.5
32.8

Business Description

National Bank of Canada provides financial services to consumers, small and medium-sized enterprises, and large corporations & has branches in every province in Canada. It is also represented in the U.S. and Europe through its subsidiaries and alliances.
Company Website
Industry: Banks - Regional - Canada
Compare:RY, CM, BNS, CBWBF, LRCDF
Traded in other countries:NA.Canada, NA.PR.P.Canada, NA.PR.L.Canada, NA.PR.O.Canada, NA.PR.N.Canada, NA.PR.K.Canada, NA.PR.M.Canada, NA.PR.Q.Canada, NBC.Germany
ยป More Articles for OTCPK:NTIOF

Headlines

Articles On GuruFocus.com
Canadian Banks Downplay Good Results: TD, MFC, BNS, NTIOF, IFCZF Oct 27 2012 
A Solid but Unexciting Year for Banks Mar 03 2012 
Canadian Banks Still Good Value Oct 29 2011 


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