Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt No Debt
NWLI's Cash to Debt is ranked higher than
96% of the 78 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.06 vs. NWLI: No Debt )
Ranked among companies with meaningful Cash to Debt only.
NWLI' s 10-Year Cash to Debt Range
Min: N/A  Med: 9999.00 Max: No Debt
Current: No Debt

Warning: Division by zero in /home/gurufocu/public_html/include/common_stock_functions_2.php on line 6484
N/A
No Debt
Equity to Asset 0.14
NWLI's Equity to Asset is ranked higher than
72% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.09 vs. NWLI: 0.14 )
Ranked among companies with meaningful Equity to Asset only.
NWLI' s 10-Year Equity to Asset Range
Min: 0.1  Med: 0.14 Max: 0.15
Current: 0.14
0.1
0.15
Interest Coverage No Debt
NWLI's Interest Coverage is ranked higher than
94% of the 62 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.17 vs. NWLI: No Debt )
Ranked among companies with meaningful Interest Coverage only.
NWLI' s 10-Year Interest Coverage Range
Min: 0.46  Med: 10000.00 Max: 9999.99
Current: No Debt
0.46
9999.99
F-Score: 5
WACC vs ROIC
12.22%
7.52%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 24.55
NWLI's Operating margin (%) is ranked higher than
90% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.42 vs. NWLI: 24.55 )
Ranked among companies with meaningful Operating margin (%) only.
NWLI' s 10-Year Operating margin (%) Range
Min: 12.06  Med: 20.71 Max: 26.5
Current: 24.55
12.06
26.5
Net-margin (%) 16.50
NWLI's Net-margin (%) is ranked higher than
89% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.25 vs. NWLI: 16.50 )
Ranked among companies with meaningful Net-margin (%) only.
NWLI' s 10-Year Net-margin (%) Range
Min: 6.71  Med: 13.62 Max: 28.14
Current: 16.5
6.71
28.14
ROE (%) 6.86
NWLI's ROE (%) is ranked lower than
66% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.86 vs. NWLI: 6.86 )
Ranked among companies with meaningful ROE (%) only.
NWLI' s 10-Year ROE (%) Range
Min: 3.37  Med: 8.31 Max: 16.41
Current: 6.86
3.37
16.41
ROA (%) 0.94
NWLI's ROA (%) is ranked higher than
60% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.73 vs. NWLI: 0.94 )
Ranked among companies with meaningful ROA (%) only.
NWLI' s 10-Year ROA (%) Range
Min: 0.49  Med: 1.06 Max: 2.16
Current: 0.94
0.49
2.16
Revenue Growth (3Y)(%) 7.40
NWLI's Revenue Growth (3Y)(%) is ranked lower than
62% of the 71 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.60 vs. NWLI: 7.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
NWLI' s 10-Year Revenue Growth (3Y)(%) Range
Min: -3.6  Med: 7.00 Max: 14.3
Current: 7.4
-3.6
14.3
EBITDA Growth (3Y)(%) 22.30
NWLI's EBITDA Growth (3Y)(%) is ranked higher than
76% of the 67 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.10 vs. NWLI: 22.30 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
NWLI' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -26  Med: 10.20 Max: 30.4
Current: 22.3
-26
30.4
EPS Growth (3Y)(%) 23.80
NWLI's EPS Growth (3Y)(%) is ranked higher than
73% of the 64 Companies
in the Global Insurance - Life industry.

( Industry Median: 15.10 vs. NWLI: 23.80 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
NWLI' s 10-Year EPS Growth (3Y)(%) Range
Min: -22.8  Med: 9.70 Max: 29.1
Current: 23.8
-22.8
29.1
» NWLI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2014

NWLI Guru Trades in Q3 2014

Chuck Royce 12,733 sh (+7.61%)
HOTCHKIS & WILEY 18,087 sh (+1.15%)
Jeremy Grantham Sold Out
Tweedy Browne 96,493 sh (-1.28%)
Charles Brandes 2,407 sh (-14.74%)
» More
Q4 2014

NWLI Guru Trades in Q4 2014

Tweedy Browne 95,872 sh (-0.64%)
HOTCHKIS & WILEY 17,881 sh (-1.14%)
Charles Brandes 2,312 sh (-3.95%)
Chuck Royce 11,933 sh (-6.28%)
» More
Q1 2015

NWLI Guru Trades in Q1 2015

Jim Simons 1,500 sh (New)
James Barrow 6,243 sh (New)
Chuck Royce 13,133 sh (+10.06%)
HOTCHKIS & WILEY 18,752 sh (+4.87%)
Charles Brandes 2,318 sh (+0.26%)
Tweedy Browne 95,200 sh (-0.70%)
» More
Q2 2015

NWLI Guru Trades in Q2 2015

Jim Simons 5,000 sh (+233.33%)
Charles Brandes 3,586 sh (+54.70%)
HOTCHKIS & WILEY 20,152 sh (+7.47%)
James Barrow 6,580 sh (+5.40%)
Chuck Royce 13,133 sh (unchged)
Tweedy Browne 94,793 sh (-0.43%)
» More
» Details

Insider Trades

Latest Guru Trades with NWLI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 7.61
NWLI's P/E(ttm) is ranked higher than
86% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.30 vs. NWLI: 7.61 )
Ranked among companies with meaningful P/E(ttm) only.
NWLI' s 10-Year P/E(ttm) Range
Min: 4.43  Med: 8.70 Max: 18.39
Current: 7.61
4.43
18.39
Forward P/E 7.36
NWLI's Forward P/E is ranked higher than
92% of the 51 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.49 vs. NWLI: 7.36 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 7.60
NWLI's PE(NRI) is ranked higher than
88% of the 73 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.20 vs. NWLI: 7.60 )
Ranked among companies with meaningful PE(NRI) only.
NWLI' s 10-Year PE(NRI) Range
Min: 5.68  Med: 8.82 Max: 18.54
Current: 7.6
5.68
18.54
P/B 0.53
NWLI's P/B is ranked higher than
91% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.22 vs. NWLI: 0.53 )
Ranked among companies with meaningful P/B only.
NWLI' s 10-Year P/B Range
Min: 0.23  Med: 0.57 Max: 1.01
Current: 0.53
0.23
1.01
P/S 1.21
NWLI's P/S is ranked lower than
64% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.89 vs. NWLI: 1.21 )
Ranked among companies with meaningful P/S only.
NWLI' s 10-Year P/S Range
Min: 0.53  Med: 1.16 Max: 2.28
Current: 1.21
0.53
2.28
POCF 2.56
NWLI's POCF is ranked higher than
81% of the 69 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.85 vs. NWLI: 2.56 )
Ranked among companies with meaningful POCF only.
NWLI' s 10-Year POCF Range
Min: 1.35  Med: 3.21 Max: 5.77
Current: 2.56
1.35
5.77
EV-to-EBIT 4.79
NWLI's EV-to-EBIT is ranked higher than
77% of the 69 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.05 vs. NWLI: 4.79 )
Ranked among companies with meaningful EV-to-EBIT only.
NWLI' s 10-Year EV-to-EBIT Range
Min: 2.9  Med: 5.40 Max: 11.8
Current: 4.79
2.9
11.8
PEG 0.42
NWLI's PEG is ranked higher than
82% of the 39 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.02 vs. NWLI: 0.42 )
Ranked among companies with meaningful PEG only.
NWLI' s 10-Year PEG Range
Min: 0.32  Med: 0.54 Max: 8.16
Current: 0.42
0.32
8.16
Shiller P/E 9.44
NWLI's Shiller P/E is ranked higher than
85% of the 60 Companies
in the Global Insurance - Life industry.

( Industry Median: 16.05 vs. NWLI: 9.44 )
Ranked among companies with meaningful Shiller P/E only.
NWLI' s 10-Year Shiller P/E Range
Min: 2.76  Med: 9.36 Max: 12.5
Current: 9.44
2.76
12.5
Days Sales Outstanding 4.26
NWLI's Days Sales Outstanding is ranked higher than
89% of the 37 Companies
in the Global Insurance - Life industry.

( Industry Median: 33.93 vs. NWLI: 4.26 )
Ranked among companies with meaningful Days Sales Outstanding only.
NWLI' s 10-Year Days Sales Outstanding Range
Min: 0.27  Med: 1.62 Max: 7.7
Current: 4.26
0.27
7.7

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.16
NWLI's Dividend Yield is ranked lower than
169% of the 100 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.43 vs. NWLI: 0.16 )
Ranked among companies with meaningful Dividend Yield only.
NWLI' s 10-Year Dividend Yield Range
Min: 0.13  Med: 0.21 Max: 0.55
Current: 0.16
0.13
0.55
Dividend Payout 0.01
NWLI's Dividend Payout is ranked higher than
99% of the 90 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.30 vs. NWLI: 0.01 )
Ranked among companies with meaningful Dividend Payout only.
NWLI' s 10-Year Dividend Payout Range
Min: 0.04  Med: 0.05 Max: 0.28
Current: 0.01
0.04
0.28
Yield on cost (5-Year) 0.16
NWLI's Yield on cost (5-Year) is ranked lower than
168% of the 103 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.49 vs. NWLI: 0.16 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
NWLI' s 10-Year Yield on cost (5-Year) Range
Min: 0.13  Med: 0.21 Max: 0.55
Current: 0.16
0.13
0.55

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.52
NWLI's Price/Tangible Book is ranked higher than
91% of the 77 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.51 vs. NWLI: 0.52 )
Ranked among companies with meaningful Price/Tangible Book only.
NWLI' s 10-Year Price/Tangible Book Range
Min: 0.38  Med: 0.68 Max: 1
Current: 0.52
0.38
1
Price/Projected FCF 0.22
NWLI's Price/Projected FCF is ranked lower than
193% of the 54 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.56 vs. NWLI: 0.22 )
Ranked among companies with meaningful Price/Projected FCF only.
NWLI' s 10-Year Price/Projected FCF Range
Min: 0.14  Med: 0.22 Max: 0.38
Current: 0.22
0.14
0.38
Price/Median PS Value 1.08
NWLI's Price/Median PS Value is ranked lower than
61% of the 77 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.98 vs. NWLI: 1.08 )
Ranked among companies with meaningful Price/Median PS Value only.
NWLI' s 10-Year Price/Median PS Value Range
Min: 0.58  Med: 0.98 Max: 1.74
Current: 1.08
0.58
1.74
Price/Peter Lynch Fair Value 0.63
NWLI's Price/Peter Lynch Fair Value is ranked higher than
71% of the 31 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.17 vs. NWLI: 0.63 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
NWLI' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.16  Med: 0.39 Max: 2.64
Current: 0.63
0.16
2.64
Price/Graham Number 0.43
NWLI's Price/Graham Number is ranked higher than
93% of the 71 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.91 vs. NWLI: 0.43 )
Ranked among companies with meaningful Price/Graham Number only.
NWLI' s 10-Year Price/Graham Number Range
Min: 0.3  Med: 0.51 Max: 0.81
Current: 0.43
0.3
0.81
Earnings Yield (Greenblatt) (%) 20.88
NWLI's Earnings Yield (Greenblatt) (%) is ranked higher than
80% of the 81 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.70 vs. NWLI: 20.88 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
NWLI' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 8.5  Med: 18.60 Max: 35.1
Current: 20.88
8.5
35.1
Forward Rate of Return (Yacktman) (%) 12.00
NWLI's Forward Rate of Return (Yacktman) (%) is ranked lower than
58% of the 59 Companies
in the Global Insurance - Life industry.

( Industry Median: 16.15 vs. NWLI: 12.00 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
NWLI' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -14.1  Med: 0.10 Max: 23.9
Current: 12
-14.1
23.9

Business Description

Industry: Insurance - Life » Insurance - Life
Compare:LFC, PIAIF, AAGIY, CNPAY, CHPXF » details
National Western Life Insurance Co is a stock life insurance company, chartered in the State of Colorado in 1956. The Company offers a portfolio of individual whole life, universal life and term insurance plans, and annuities, including supplementary riders. The company provides life insurance products for the savings and protection needs of approximately 129,600 policyholders and for the asset accumulation and retirement needs of 141,000 annuity contract holders. The Company manages its business between Domestic Insurance Operations and International Insurance Operations. The majority of domestic segment sales comprises of the annuities and related products. These products are marketed and distributed primarily through independent national marketing organizations. The International operations focus on foreign nationals in upper socioeconomic classes. The insurance products are issued primarily to residents of countries in Central and South America, the Caribbean, the Pacific Rim, Eastern Europe, and Asia. The Company's main competitors include Pan-American Life Insurance, American Fidelity Life Insurance, Manhattan Life Insurance Company, Best Meridian Insurance, American Equity Investment Life, Sammons Financial Group, Security Benefit Life, Athene USA, Allstate, Lincoln National Life, Equitrust Life Insurance Company, ING USA, and Forethought Financial Group. The Company's insurance business is subject to comprehensive state regulation in each of the states it is licensed to conduct business. Its operations and financial records are subject to examination by these departments at regular intervals.
» More Articles for NAS:NWLI

Headlines

Articles On GuruFocus.com
Tweedy Browne's Low PE Stocks Mar 13 2015 
Value Shop Brandes Investment Reports Q2 Portfolio Aug 19 2011 
Third Avenue Management Reduces Electronics for Imaging and National Western Life Insurance Jul 12 2011 
National Western Life Insurance Company Reports Operating Results (10-Q) Aug 10 2009 
National Western Life Announces 2009 Second Quarter Earnings Aug 06 2009 

More From Other Websites
National Western Life Insurance Co. Earnings Q2, 2015 Aug 28 2015
NATIONAL WESTERN LIFE INSURANCE CO Financials Aug 20 2015
10-Q for National Western Life Insurance Co. Aug 10 2015
NATIONAL WESTERN LIFE INSURANCE CO Files SEC form 10-Q, Quarterly Report Aug 07 2015
NATIONAL WESTERN LIFE INSURANCE CO Files SEC form 8-K, Results of Operations and Financial... Aug 06 2015
National Western Life posts 2Q profit Aug 06 2015
National Western Life posts 2Q profit Aug 06 2015
National Western Life Announces 2015 Second Quarter Earnings Aug 06 2015
National Western Life Adds Living Benefit Riders to Term Products Jul 09 2015
NATIONAL WESTERN LIFE INSURANCE CO Files SEC form 8-K, Change in Directors or Principal Officers,... Jun 23 2015
NATIONAL WESTERN LIFE INSURANCE CO Files SEC form 8-K, Other Events, Financial Statements and... Jun 12 2015
National Western Life Insurance Company Files Supplement To Proxy Statement Jun 12 2015
A.M. Best Affirms Ratings of National Western Life Insurance Company Jun 11 2015
NATIONAL WESTERN LIFE INSURANCE CO Files SEC form 8-K, Results of Operations and Financial... May 08 2015
National Western Life posts 1Q profit May 08 2015
National Western Life posts 1Q profit May 08 2015
National Western Life Announces 2015 First Quarter Earnings May 08 2015
NATIONAL WESTERN LIFE INSURANCE CO Files SEC form 8-K, Entry into a Material Definitive Agreement,... Apr 06 2015
National Western Life Insurance Company Announces Annual Shareholders Meeting and Proposed Holding... Apr 06 2015
NATIONAL WESTERN LIFE INSURANCE CO Files SEC form 8-K, Amendments to Articles of Inc. or Bylaws;... Mar 20 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK