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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.04
NYCB's Cash to Debt is ranked lower than
52% of the 1369 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.49 vs. NYCB: 0.04 )
NYCB' s 10-Year Cash to Debt Range
Min: 0.01   Max: 2.27
Current: 0.04

0.01
2.27
Equity to Asset 0.12
NYCB's Equity to Asset is ranked higher than
82% of the 1759 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.09 vs. NYCB: 0.12 )
NYCB' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.18
Current: 0.12

0.06
0.18
Interest Coverage 1.38
NYCB's Interest Coverage is ranked higher than
70% of the 1628 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.27 vs. NYCB: 1.38 )
NYCB' s 10-Year Interest Coverage Range
Min: 0.06   Max: 1.49
Current: 1.38

0.06
1.49
F-Score: 3
Z-Score: 0.22
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 57.13
NYCB's Operating margin (%) is ranked higher than
96% of the 1784 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 29.51 vs. NYCB: 57.13 )
NYCB' s 10-Year Operating margin (%) Range
Min: 7.78   Max: 73.39
Current: 57.13

7.78
73.39
Net-margin (%) 35.83
NYCB's Net-margin (%) is ranked higher than
91% of the 1784 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 21.58 vs. NYCB: 35.83 )
NYCB' s 10-Year Net-margin (%) Range
Min: 11.27   Max: 48.25
Current: 35.83

11.27
48.25
ROE (%) 8.26
NYCB's ROE (%) is ranked higher than
75% of the 1791 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.52 vs. NYCB: 8.26 )
NYCB' s 10-Year ROE (%) Range
Min: 1.85   Max: 22.13
Current: 8.26

1.85
22.13
ROA (%) 1.00
NYCB's ROA (%) is ranked higher than
83% of the 1791 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.81 vs. NYCB: 1.00 )
NYCB' s 10-Year ROA (%) Range
Min: 0.25   Max: 2.23
Current: 1

0.25
2.23
ROC (Joel Greenblatt) (%) 269.14
NYCB's ROC (Joel Greenblatt) (%) is ranked higher than
93% of the 1765 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 76.03 vs. NYCB: 269.14 )
NYCB' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 10.29   Max: 605.71
Current: 269.14

10.29
605.71
Revenue Growth (%) -3.50
NYCB's Revenue Growth (%) is ranked higher than
64% of the 1557 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.20 vs. NYCB: -3.50 )
NYCB' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 40.2
Current: -3.5

0
40.2
EBITDA Growth (%) -4.20
NYCB's EBITDA Growth (%) is ranked higher than
62% of the 1406 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.50 vs. NYCB: -4.20 )
NYCB' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 98.5
Current: -4.2

0
98.5
EPS Growth (%) -4.80
NYCB's EPS Growth (%) is ranked higher than
62% of the 1416 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.90 vs. NYCB: -4.80 )
NYCB' s 10-Year EPS Growth (%) Range
Min: -40.8   Max: 72.8
Current: -4.8

-40.8
72.8
» NYCB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

NYCB Guru Trades in Q3 2013

James Barrow 12,699,205 sh (+13.84%)
Irving Kahn 4,147,286 sh (+3.52%)
John Buckingham 102,105 sh (+1.48%)
Pioneer Investments 1,227,843 sh (+0.22%)
Mario Gabelli 18,887 sh (unchged)
CI Can Am Small Cap 443,000 sh (unchged)
Louis Moore Bacon 250,000 sh (unchged)
Prem Watsa 40,000 sh (unchged)
Caxton Associates 71,500 sh (unchged)
Jim Simons Sold Out
Joel Greenblatt 15,058 sh (-16.91%)
» More
Q4 2013

NYCB Guru Trades in Q4 2013

Jim Simons 54,325 sh (New)
James Barrow 12,936,013 sh (+1.86%)
Pioneer Investments 1,228,571 sh (+0.06%)
Mario Gabelli 18,887 sh (unchged)
Prem Watsa 40,000 sh (unchged)
Joel Greenblatt Sold Out
Caxton Associates Sold Out
John Buckingham 101,838 sh (-0.26%)
Irving Kahn 3,269,666 sh (-21.16%)
» More
Q1 2014

NYCB Guru Trades in Q1 2014

Paul Tudor Jones 10,000 sh (New)
Jim Simons 466,987 sh (+759.62%)
Irving Kahn 3,778,561 sh (+15.56%)
James Barrow 14,056,108 sh (+8.66%)
Pioneer Investments 1,235,001 sh (+0.52%)
John Buckingham 102,351 sh (+0.5%)
Mario Gabelli 18,887 sh (unchged)
CI Can Am Small Cap 443,000 sh (unchged)
Prem Watsa 40,000 sh (unchged)
» More
Q2 2014

NYCB Guru Trades in Q2 2014

Jim Simons 980,225 sh (+109.9%)
James Barrow 14,972,291 sh (+6.52%)
Pioneer Investments 1,265,745 sh (+2.49%)
John Buckingham 102,371 sh (+0.02%)
Prem Watsa 40,000 sh (unchged)
Mario Gabelli 18,887 sh (unchged)
Paul Tudor Jones Sold Out
Irving Kahn 3,725,163 sh (-1.41%)
» More
» Details

Insider Trades

Latest Guru Trades with NYCB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Irving Kahn 2014-06-30 Reduce -1.41%0.12%$14.82 - $16.25 $ 15.550%3725163
Irving Kahn 2014-03-31 Add 15.56%1.17%$15.35 - $17.34 $ 15.55-4%3778561
Irving Kahn 2013-12-31 Reduce -21.16%1.93%$15.2 - $16.75 $ 15.55-4%3269666
Joel Greenblatt 2013-12-31 Sold Out 0.01%$15.2 - $16.75 $ 15.55-4%0
Irving Kahn 2013-09-30 Add 3.52%0.31%$14.12 - $15.79 $ 15.554%4147286
Irving Kahn 2013-06-30 Add 3.74%0.31%$12.96 - $14.23 $ 15.5515%4006237
Joel Greenblatt 2013-06-30 Add 30.07%$12.96 - $14.23 $ 15.5515%18122
Irving Kahn 2013-03-31 Add 7.4%0.56%$13.06 - $14.35 $ 15.5514%3861908
Joel Greenblatt 2013-03-31 New Buy0.01%$13.06 - $14.35 $ 15.5514%13933
Joel Greenblatt 2012-12-31 Sold Out 0.01%$12.45 - $14.95 $ 15.5515%0
Joel Greenblatt 2012-09-30 New Buy0.01%$12.28 - $14.17 $ 15.5519%10045
James Barrow 2012-06-30 Add 21.28%0.04%$11.56 - $13.83 $ 15.5522%9424980
Prem Watsa 2012-06-30 Add 33.33%0.01%$11.56 - $13.83 $ 15.5522%40000
Irving Kahn 2012-03-31 Reduce -59.75%5.26%$12.32 - $13.91 $ 15.5527%3628914
Irving Kahn 2011-12-31 Add 148.18%5.25%$11.32 - $13.49 $ 15.5527%9016956
Mario Gabelli 2011-12-31 Reduce -46.38%$11.32 - $13.49 $ 15.5527%21387
Ray Dalio 2011-09-30 Sold Out 0.0021%$11.48 - $15.64 $ 15.5518%0
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
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Preferred stocks of New York Community Bancorp Inc

SymbolPriceYieldDescription
NYCBPRU0.011.51

Top Ranked Articles about New York Community Bancorp Inc

Legendary Investor Irving Kahn's Top Five Stocks
One of America’s oldest and most respected value investors, Irving Kahn (Trades, Portfolio), and his fund Kahn Brothers recently reported their fourth quarter holdings which boasted several hefty reductions and one sell out. Over the past quarter Kahn added one new stock, and the guru now maintains 43 stocks valued at $687 million.
Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 14.60
NYCB's P/E(ttm) is ranked higher than
72% of the 1928 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.80 vs. NYCB: 14.60 )
NYCB' s 10-Year P/E(ttm) Range
Min: 9.86   Max: 156.49
Current: 14.6

9.86
156.49
P/B 1.20
NYCB's P/B is ranked higher than
66% of the 1928 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.15 vs. NYCB: 1.20 )
NYCB' s 10-Year P/B Range
Min: 0.65   Max: 2.73
Current: 1.2

0.65
2.73
P/S 5.13
NYCB's P/S is ranked lower than
52% of the 1928 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.08 vs. NYCB: 5.13 )
NYCB' s 10-Year P/S Range
Min: 3.34   Max: 16.57
Current: 5.13

3.34
16.57
PFCF 8.94
NYCB's PFCF is ranked higher than
84% of the 1928 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9999.00 vs. NYCB: 8.94 )
NYCB' s 10-Year PFCF Range
Min: 4.74   Max: 92.22
Current: 8.94

4.74
92.22
EV-to-EBIT 28.79
NYCB's EV-to-EBIT is ranked higher than
67% of the 1928 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 17.06 vs. NYCB: 28.79 )
NYCB' s 10-Year EV-to-EBIT Range
Min: -7.8   Max: 1826.1
Current: 28.79

-7.8
1826.1
Shiller P/E 13.11
NYCB's Shiller P/E is ranked higher than
88% of the 1928 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 27.60 vs. NYCB: 13.11 )
NYCB' s 10-Year Shiller P/E Range
Min: 7.47   Max: 36.3
Current: 13.11

7.47
36.3

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 6.43
NYCB's Dividend Yield is ranked higher than
95% of the 1506 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.40 vs. NYCB: 6.43 )
NYCB' s 10-Year Dividend Yield Range
Min: 2.14   Max: 12.52
Current: 6.43

2.14
12.52
Dividend Payout 0.94
NYCB's Dividend Payout is ranked higher than
54% of the 1928 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.47 vs. NYCB: 0.94 )
NYCB' s 10-Year Dividend Payout Range
Min: 0.06   Max: 7.88
Current: 0.94

0.06
7.88
Yield on cost (5-Year) 6.50
NYCB's Yield on cost (5-Year) is ranked higher than
85% of the 1519 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.70 vs. NYCB: 6.50 )
NYCB' s 10-Year Yield on cost (5-Year) Range
Min: 2.14   Max: 12.52
Current: 6.5

2.14
12.52
Share Buyback Rate -0.40
NYCB's Share Buyback Rate is ranked higher than
82% of the 1327 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.90 vs. NYCB: -0.40 )
NYCB' s 10-Year Share Buyback Rate Range
Min: 8.7   Max: -36.1
Current: -0.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.08
NYCB's Price/Tangible Book is ranked higher than
59% of the 1928 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.33 vs. NYCB: 2.08 )
NYCB' s 10-Year Price/Tangible Book Range
Min: 0.85   Max: 9.41
Current: 2.08

0.85
9.41
Price/DCF (Projected) 0.70
NYCB's Price/DCF (Projected) is ranked higher than
80% of the 1927 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.15 vs. NYCB: 0.70 )
NYCB' s 10-Year Price/DCF (Projected) Range
Min: 0.6   Max: 75.23
Current: 0.7

0.6
75.23
Price/Median PS Value 0.96
NYCB's Price/Median PS Value is ranked higher than
86% of the 1928 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.10 vs. NYCB: 0.96 )
NYCB' s 10-Year Price/Median PS Value Range
Min: 0.46   Max: 3
Current: 0.96

0.46
3
Price/Graham Number 1.17
NYCB's Price/Graham Number is ranked higher than
67% of the 1928 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.05 vs. NYCB: 1.17 )
NYCB' s 10-Year Price/Graham Number Range
Min: 0.71   Max: 4.45
Current: 1.17

0.71
4.45
Earnings Yield (Greenblatt) 3.50
NYCB's Earnings Yield (Greenblatt) is ranked higher than
55% of the 1575 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.30 vs. NYCB: 3.50 )
NYCB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.1   Max: 7.3
Current: 3.5

0.1
7.3
Forward Rate of Return (Yacktman) 5.14
NYCB's Forward Rate of Return (Yacktman) is ranked higher than
61% of the 1413 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.52 vs. NYCB: 5.14 )
NYCB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -22   Max: 54.2
Current: 5.14

-22
54.2

Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:OCN, HOME, PBCT, HCBK, FNFG » details
Traded in other countries:QC1.Germany
New York Community Bancorp, Inc., formerly Queens County Bancorp, Inc, was established in 1859 and was organized under Delaware Law. The Company changed its name to New York Community Bancorp, Inc. on November 21, 2000. The Company is multi-bank holding company and has two main subsidiaries: New York Community Bank and New York Commercial Bank. New York Community Bank is a New York State-chartered savings bank with 240 branches that currently operate through seven divisional banks. The Company is producer of multi-family loans in New York City, with an emphasis on non-luxury apartment buildings that feature below-market rents. In addition to multi-family loans, which is the principal asset, the Company originates commercial real estate loans and, to a much lesser extent, acquisition, development, and construction loans, and commercial and industrial loans. The Company also originates one-to-four family loans, primarily through its mortgage banking operation. New York Commercial Bank is a New York State-chartered commercial bank with 3 branches in Manhattan, Queens, Brooklyn, Westchester County, and Long Island, including 18 that operate under the name Atlantic Bank. The multi-family loans its originate are typically secured by non-luxury apartment buildings in New York City that are subject to rent regulation and therefore feature below-market rents. The Company's typical loan has a term of ten years, with a fixed rate of interest in years one through five and a rate that either adjusts annually or is fixed for the five years that follow. Commercial Real Estate Loans are similar in structure to its multi-family credits. Acquisition, Development, and Construction Loans portfolio largely consists of loans that were originated for land acquisition, development, and construction of multi-family and residential tract projects in New York City and Long Island, and, to a lesser extent, for the construction of owner-occupied one-to-four family homes and commercial properties. Commercial and Industrial ('C&I') Loans offer a broad range of loans to small and mid-size businesses for working capital (including inventory and receivables), business expansion, and the purchase of equipment and machinery. One-to-Four Family Loans consisted primarily of loans acquired in its business combinations prior to 2009. The Company has four main funding sources: the deposits its gather through the branch network or add through acquisitions, and brokered deposits; wholesale borrowings, mainly in the form of Federal Home Loan Bank ('FHLB') advances and repurchase agreements with the FHLB and various brokerage firms; cash flows produced by the repayment and sale of loans; and cash flows produced by securities repayments and sales. The Company's current market for deposits consists of the 26 counties in the five states that are served by its branch network. The Company competes with commercial banks, savings banks, credit unions, and investment banks for depo
» More Articles for NYCB

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