Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.06
NYCB's Cash to Debt is ranked lower than
96% of the 983 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.38 vs. NYCB: 0.06 )
Ranked among companies with meaningful Cash to Debt only.
NYCB' s 10-Year Cash to Debt Range
Min: 0.01  Med: 0.06 Max: 2.42
Current: 0.06
0.01
2.42
Equity to Asset 0.12
NYCB's Equity to Asset is ranked higher than
68% of the 1353 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.10 vs. NYCB: 0.12 )
Ranked among companies with meaningful Equity to Asset only.
NYCB' s 10-Year Equity to Asset Range
Min: 0.06  Med: 0.13 Max: 0.18
Current: 0.12
0.06
0.18
Interest Coverage 1.42
NYCB's Interest Coverage is ranked lower than
53% of the 1269 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.61 vs. NYCB: 1.42 )
Ranked among companies with meaningful Interest Coverage only.
NYCB' s 10-Year Interest Coverage Range
Min: 0.06  Med: 0.81 Max: 1.49
Current: 1.42
0.06
1.49
F-Score: 4
WACC vs ROIC
5.25%
3.16%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 56.54
NYCB's Operating margin (%) is ranked higher than
90% of the 1421 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 30.31 vs. NYCB: 56.54 )
Ranked among companies with meaningful Operating margin (%) only.
NYCB' s 10-Year Operating margin (%) Range
Min: 7.78  Med: 57.61 Max: 73.39
Current: 56.54
7.78
73.39
Net-margin (%) 35.92
NYCB's Net-margin (%) is ranked higher than
82% of the 1421 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 22.02 vs. NYCB: 35.92 )
Ranked among companies with meaningful Net-margin (%) only.
NYCB' s 10-Year Net-margin (%) Range
Min: 11.27  Med: 35.75 Max: 48.25
Current: 35.92
11.27
48.25
ROE (%) 8.45
NYCB's ROE (%) is ranked higher than
50% of the 1423 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.48 vs. NYCB: 8.45 )
Ranked among companies with meaningful ROE (%) only.
NYCB' s 10-Year ROE (%) Range
Min: 1.85  Med: 9.74 Max: 22.13
Current: 8.45
1.85
22.13
ROA (%) 1.02
NYCB's ROA (%) is ranked higher than
62% of the 1432 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.87 vs. NYCB: 1.02 )
Ranked among companies with meaningful ROA (%) only.
NYCB' s 10-Year ROA (%) Range
Min: 0.25  Med: 1.16 Max: 2.23
Current: 1.02
0.25
2.23
Revenue Growth (3Y)(%) -2.60
NYCB's Revenue Growth (3Y)(%) is ranked lower than
72% of the 1210 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.10 vs. NYCB: -2.60 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
NYCB' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0  Med: 8.90 Max: 40.2
Current: -2.6
0
40.2
EBITDA Growth (3Y)(%) 0.60
NYCB's EBITDA Growth (3Y)(%) is ranked lower than
71% of the 1066 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.60 vs. NYCB: 0.60 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
NYCB' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: 10.60 Max: 98.5
Current: 0.6
0
98.5
EPS Growth (3Y)(%) -0.30
NYCB's EPS Growth (3Y)(%) is ranked lower than
72% of the 1065 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9.70 vs. NYCB: -0.30 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
NYCB' s 10-Year EPS Growth (3Y)(%) Range
Min: -40.8  Med: 11.60 Max: 72.8
Current: -0.3
-40.8
72.8
» NYCB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2014

NYCB Guru Trades in Q3 2014

Bruce Berkowitz 148,000 sh (New)
John Buckingham 104,844 sh (+2.42%)
James Barrow 15,239,132 sh (+1.78%)
Pioneer Investments 1,273,531 sh (unchged)
Prem Watsa 40,000 sh (unchged)
Jim Simons Sold Out
Mario Gabelli 17,887 sh (-5.29%)
Kahn Brothers 3,524,813 sh (-5.38%)
CI Can Am Small Cap 301,850 sh (-31.86%)
» More
Q4 2014

NYCB Guru Trades in Q4 2014

Jim Simons 934,925 sh (New)
John Buckingham 105,011 sh (+0.16%)
Mario Gabelli 17,887 sh (unchged)
Prem Watsa 40,000 sh (unchged)
Bruce Berkowitz Sold Out
Pioneer Investments 1,231,847 sh (-3.27%)
Kahn Brothers 3,378,882 sh (-4.14%)
James Barrow 12,574,288 sh (-17.49%)
» More
Q1 2015

NYCB Guru Trades in Q1 2015

Jim Simons 1,033,200 sh (+10.51%)
John Buckingham 105,818 sh (+0.77%)
Pioneer Investments 1,238,290 sh (+0.52%)
James Barrow 12,617,775 sh (+0.35%)
Prem Watsa 40,000 sh (unchged)
CI Can Am Small Cap 301,850 sh (unchged)
Mario Gabelli 17,287 sh (-3.35%)
Kahn Brothers 3,239,116 sh (-4.14%)
» More
Q2 2015

NYCB Guru Trades in Q2 2015

Caxton Associates 62,000 sh (New)
Jim Simons 1,796,800 sh (+73.91%)
James Barrow 12,904,972 sh (+2.28%)
Mario Gabelli 17,287 sh (unchged)
Prem Watsa 40,000 sh (unchged)
John Buckingham Sold Out
Pioneer Investments 1,218,935 sh (-1.56%)
Kahn Brothers 3,060,224 sh (-5.52%)
» More
» Details

Insider Trades

Latest Guru Trades with NYCB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of New York Community Bancorp Inc

SymbolPriceYieldDescription
NYCBPRU50.001.50

Top Ranked Articles about New York Community Bancorp Inc

Bruce Berkowitz Buys 3 New Stocks in Q3
Bruce Berkowitz (Trades, Portfolio)’s Fairholme Fund (Trades, Portfolio) (FAIRX) gained 8.72% in the first half of 2014, compared to 7.14% for the S&P. He has beat the index 499.01% versus 76.43% since inception in 1999. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 15.91
NYCB's P/E(ttm) is ranked lower than
64% of the 1300 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.20 vs. NYCB: 15.91 )
Ranked among companies with meaningful P/E(ttm) only.
NYCB' s 10-Year P/E(ttm) Range
Min: 9.78  Med: 14.66 Max: 156.49
Current: 15.91
9.78
156.49
Forward P/E 16.03
NYCB's Forward P/E is ranked lower than
86% of the 718 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.82 vs. NYCB: 16.03 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 15.90
NYCB's PE(NRI) is ranked lower than
64% of the 1288 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.20 vs. NYCB: 15.90 )
Ranked among companies with meaningful PE(NRI) only.
NYCB' s 10-Year PE(NRI) Range
Min: 9.81  Med: 14.63 Max: 157.69
Current: 15.9
9.81
157.69
P/B 1.36
NYCB's P/B is ranked lower than
71% of the 1381 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.05 vs. NYCB: 1.36 )
Ranked among companies with meaningful P/B only.
NYCB' s 10-Year P/B Range
Min: 0.65  Med: 1.28 Max: 1.85
Current: 1.36
0.65
1.85
P/S 5.66
NYCB's P/S is ranked lower than
86% of the 1426 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.88 vs. NYCB: 5.66 )
Ranked among companies with meaningful P/S only.
NYCB' s 10-Year P/S Range
Min: 3.34  Med: 5.30 Max: 10.48
Current: 5.66
3.34
10.48
PFCF 10.64
NYCB's PFCF is ranked higher than
51% of the 858 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10.85 vs. NYCB: 10.64 )
Ranked among companies with meaningful PFCF only.
NYCB' s 10-Year PFCF Range
Min: 4.74  Med: 14.08 Max: 63.46
Current: 10.64
4.74
63.46
POCF 9.73
NYCB's POCF is ranked lower than
53% of the 954 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9.17 vs. NYCB: 9.73 )
Ranked among companies with meaningful POCF only.
NYCB' s 10-Year POCF Range
Min: 4.46  Med: 10.26 Max: 51.65
Current: 9.73
4.46
51.65
EV-to-EBIT 22.53
NYCB's EV-to-EBIT is ranked lower than
75% of the 1297 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.56 vs. NYCB: 22.53 )
Ranked among companies with meaningful EV-to-EBIT only.
NYCB' s 10-Year EV-to-EBIT Range
Min: -9.7  Med: 23.80 Max: 1826.1
Current: 22.53
-9.7
1826.1
Shiller P/E 14.63
NYCB's Shiller P/E is ranked higher than
56% of the 784 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 15.97 vs. NYCB: 14.63 )
Ranked among companies with meaningful Shiller P/E only.
NYCB' s 10-Year Shiller P/E Range
Min: 7.47  Med: 13.84 Max: 21.78
Current: 14.63
7.47
21.78
Days Sales Outstanding 96.46
NYCB's Days Sales Outstanding is ranked lower than
76% of the 793 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 34.20 vs. NYCB: 96.46 )
Ranked among companies with meaningful Days Sales Outstanding only.
NYCB' s 10-Year Days Sales Outstanding Range
Min: 108.2  Med: 159.30 Max: 255.23
Current: 96.46
108.2
255.23

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 5.67
NYCB's Dividend Yield is ranked higher than
86% of the 2262 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.73 vs. NYCB: 5.67 )
Ranked among companies with meaningful Dividend Yield only.
NYCB' s 10-Year Dividend Yield Range
Min: 4.08  Med: 6.16 Max: 12.52
Current: 5.67
4.08
12.52
Dividend Payout 0.90
NYCB's Dividend Payout is ranked lower than
92% of the 1321 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.33 vs. NYCB: 0.90 )
Ranked among companies with meaningful Dividend Payout only.
NYCB' s 10-Year Dividend Payout Range
Min: 0.06  Med: 0.76 Max: 7.88
Current: 0.9
0.06
7.88
Yield on cost (5-Year) 5.67
NYCB's Yield on cost (5-Year) is ranked higher than
76% of the 2265 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.15 vs. NYCB: 5.67 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
NYCB' s 10-Year Yield on cost (5-Year) Range
Min: 4.08  Med: 6.16 Max: 12.52
Current: 5.67
4.08
12.52
Share Buyback Rate -0.40
NYCB's Share Buyback Rate is ranked higher than
68% of the 1012 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.90 vs. NYCB: -0.40 )
Ranked among companies with meaningful Share Buyback Rate only.
NYCB' s 10-Year Share Buyback Rate Range
Min: 8.7  Med: -8.30 Max: -36.1
Current: -0.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.51
NYCB's Price/Tangible Book is ranked lower than
93% of the 1349 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.15 vs. NYCB: 2.51 )
Ranked among companies with meaningful Price/Tangible Book only.
NYCB' s 10-Year Price/Tangible Book Range
Min: 1.04  Med: 3.34 Max: 9.35
Current: 2.51
1.04
9.35
Price/Projected FCF 0.76
NYCB's Price/Projected FCF is ranked lower than
60% of the 806 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.67 vs. NYCB: 0.76 )
Ranked among companies with meaningful Price/Projected FCF only.
NYCB' s 10-Year Price/Projected FCF Range
Min: 0.6  Med: 1.12 Max: 75.23
Current: 0.76
0.6
75.23
Price/Median PS Value 1.07
NYCB's Price/Median PS Value is ranked lower than
55% of the 1310 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.05 vs. NYCB: 1.07 )
Ranked among companies with meaningful Price/Median PS Value only.
NYCB' s 10-Year Price/Median PS Value Range
Min: 0.66  Med: 1.14 Max: 2.57
Current: 1.07
0.66
2.57
Price/Graham Number 1.33
NYCB's Price/Graham Number is ranked lower than
85% of the 1192 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.82 vs. NYCB: 1.33 )
Ranked among companies with meaningful Price/Graham Number only.
NYCB' s 10-Year Price/Graham Number Range
Min: 0.71  Med: 1.73 Max: 4.45
Current: 1.33
0.71
4.45
Earnings Yield (Greenblatt) (%) 4.37
NYCB's Earnings Yield (Greenblatt) (%) is ranked lower than
68% of the 1422 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.80 vs. NYCB: 4.37 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
NYCB' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 0.1  Med: 3.80 Max: 7.3
Current: 4.37
0.1
7.3
Forward Rate of Return (Yacktman) (%) 6.88
NYCB's Forward Rate of Return (Yacktman) (%) is ranked lower than
66% of the 785 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.29 vs. NYCB: 6.88 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
NYCB' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -27.4  Med: 6.80 Max: 57
Current: 6.88
-27.4
57

Analyst Estimate

Dec15 Dec16 Dec17
Revenue(Mil) 1,407 1,499 1,369
EPS($) 1.07 1.10 0.98
EPS without NRI($) 1.07 1.10 0.98

Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:OCN, HOME, PBCT, HCBK, FNFG » details
Traded in other countries:QC1.Germany,
New York Community Bancorp Inc, formerly Queens County Bancorp, Inc, was established on April 14, 1859. The Company changed its name to New York Community Bancorp, Inc. on November 21, 2000. The Company is multi-bank holding company and has two main subsidiaries: New York Community Bank and New York Commercial Bank. New York Community Bank is a New York State-chartered savings bank with 242 branches that currently operate through seven local divisions. The Company is producer of multi-family loans in New York City, with an emphasis on non-luxury apartment buildings that feature below-market rents. In addition to multi-family loans, which is the principal asset, the Company originates commercial real estate loans and, to a much lesser extent, acquisition, development, and construction loans, and commercial and industrial loans. The Company also originates one-to-four family loans, through its mortgage banking operation. New York Commercial Bank is a New York State-chartered commercial bank with 30 branches in Manhattan, Queens, Brooklyn, Westchester County, and Long Island, including 18 that operate under the name Atlantic Bank. The multi-family loans its originate are typically secured by non-luxury apartment buildings in New York City that are subject to rent regulation and therefore feature below-market rents. The Company's typical loan has a term of ten or twelve years, with a fixed rate of interest in years one through five or seven and a rate that either adjusts annually or is fixed for the five years that follow. Acquisition, Development, and Construction Loans portfolio largely consists of loans that were originated for land acquisition, development, and construction of multi-family and residential tract projects in New York City and Long Island, and, to a lesser extent, for the construction of owner-occupied one-to-four family homes and commercial properties. Commercial and Industrial ('C&I') Loans are generally made to small and mid-size businesses for working capital (including inventory and receivables), business expansion, and the purchase of equipment and machinery. The Company has four main funding sources: the deposits it gathers through the branch network or add through acquisitions, and brokered deposits; wholesale borrowings, mainly in the form of Federal Home Loan Bank ('FHLB') advances and repurchase agreements with the FHLB and various brokerage firms; cash flows produced by the repayment and sale of loans; and cash flows produced by securities repayments and sales. The Company's current market for deposits consists of the 26 counties in the five states that are served by its branch network. The Company competes with commercial banks, savings banks, credit unions, and investment banks, for deposits, and with the same financial institutions and others (including mortgage brokers and insurance companies) for loans. It also competes with companies that solicit loans and deposits over the Internet. The Company is
» More Articles for NYCB

Headlines

Articles On GuruFocus.com
Kahn Brothers Reduces Stake in Old Republic International Aug 05 2015 
Why I Am Buying New York Community Bancorp Inc. Aug 01 2015 
Kahn Brothers' Most Weighted Trades in Q2 2015 Jul 30 2015 
Berkshire Bancorp Inc. acquires Firestone Financial May 26 2015 
A Niche Bank With A Stable 6% Dividend Apr 20 2015 
Bruce Berkowitz Buys Chesapeake, BP and New York Community Bancorp Nov 17 2014 
Legendary Investor Irving Kahn's Top Five Stocks Aug 08 2014 
Irving Kahn’s Kahn Brothers’ Top Five Stocks at Year-End Feb 06 2014 
‘Warren Buffett' of Canada - Prem Watsa's High-Yield Stocks in Review Dec 26 2013 
Buffett of Canada, Prem Watsa’s Top Yields Oct 15 2013 

More From Other Websites
New York Community Bancorp, Inc. Earnings Q2, 2015 Aug 28 2015
New York Community Bancorp, Inc. Appoints Leslie D. Dunn to Its Board of Directors Aug 21 2015
NEW YORK COMMUNITY BANCORP INC Files SEC form 8-K, Change in Directors or Principal Officers,... Aug 21 2015
New York Community Bancorp, Inc. Appoints Leslie D. Dunn to Its Board of Directors Aug 21 2015
NEW YORK COMMUNITY BANCORP INC Financials Aug 20 2015
Coverage initiated on New York Community by Sterne Agee CRT Aug 20 2015
10-Q for New York Community Bancorp, Inc. Aug 12 2015
NEW YORK COMMUNITY BANCORP INC Files SEC form 10-Q, Quarterly Report Aug 10 2015
New York Community Could Lift EPS With Buy Aug 10 2015
Buy New York Community Bancorp for the Momentum and the Dividend Aug 04 2015
Edited Transcript of NYCB earnings conference call or presentation 22-Jul-15 12:30pm GMT Jul 22 2015
New York Community Bancorp Is A Safe Investment Jul 22 2015
New York Community Bancorp, Inc. Reports 2Q 2015 Diluted Non-GAAP Cash Earnings Per Share of $0.30... Jul 22 2015
New York Community Bancorp posts 2Q profit Jul 22 2015
New York Community Bancorp posts 2Q profit Jul 22 2015
Q2 2015 New York Community Bancorp Inc Earnings Release - Before Market Open Jul 22 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK