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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.04
OABC's Cash to Debt is ranked lower than
98% of the 983 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.38 vs. OABC: 0.04 )
Ranked among companies with meaningful Cash to Debt only.
OABC' s 10-Year Cash to Debt Range
Min: 0.03  Med: 0.11 Max: No Debt
Current: 0.04
Equity to Asset 0.16
OABC's Equity to Asset is ranked higher than
86% of the 1353 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. OABC: 0.16 )
Ranked among companies with meaningful Equity to Asset only.
OABC' s 10-Year Equity to Asset Range
Min: 0.08  Med: 0.15 Max: 0.18
Current: 0.16
0.08
0.18
Interest Coverage 1.28
OABC's Interest Coverage is ranked lower than
56% of the 1269 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.61 vs. OABC: 1.28 )
Ranked among companies with meaningful Interest Coverage only.
OABC' s 10-Year Interest Coverage Range
Min: 0.05  Med: 0.29 Max: 1.28
Current: 1.28
0.05
1.28
F-Score: 4
Z-Score: 0.36
WACC vs ROIC
1.85%
1.03%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 14.65
OABC's Operating margin (%) is ranked lower than
81% of the 1421 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.31 vs. OABC: 14.65 )
Ranked among companies with meaningful Operating margin (%) only.
OABC' s 10-Year Operating margin (%) Range
Min: -7.68  Med: 3.69 Max: 17.11
Current: 14.65
-7.68
17.11
Net-margin (%) 10.33
OABC's Net-margin (%) is ranked lower than
83% of the 1421 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.02 vs. OABC: 10.33 )
Ranked among companies with meaningful Net-margin (%) only.
OABC' s 10-Year Net-margin (%) Range
Min: -5.08  Med: 3.15 Max: 11.28
Current: 10.33
-5.08
11.28
ROE (%) 2.68
OABC's ROE (%) is ranked lower than
85% of the 1423 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.48 vs. OABC: 2.68 )
Ranked among companies with meaningful ROE (%) only.
OABC' s 10-Year ROE (%) Range
Min: 0.72  Med: 1.57 Max: 3.11
Current: 2.68
0.72
3.11
ROA (%) 0.41
OABC's ROA (%) is ranked lower than
77% of the 1432 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. OABC: 0.41 )
Ranked among companies with meaningful ROA (%) only.
OABC' s 10-Year ROA (%) Range
Min: 0.06  Med: 0.24 Max: 0.49
Current: 0.41
0.06
0.49
Revenue Growth (3Y)(%) 4.00
OABC's Revenue Growth (3Y)(%) is ranked higher than
59% of the 1210 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. OABC: 4.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
OABC' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0  Med: 0.00 Max: 4
Current: 4
0
4
EBITDA Growth (3Y)(%) 26.00
OABC's EBITDA Growth (3Y)(%) is ranked higher than
85% of the 1066 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. OABC: 26.00 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
OABC' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: 0.00 Max: 26
Current: 26
0
26
EPS Growth (3Y)(%) 59.60
OABC's EPS Growth (3Y)(%) is ranked higher than
93% of the 1065 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.70 vs. OABC: 59.60 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
OABC' s 10-Year EPS Growth (3Y)(%) Range
Min: 0  Med: 0.00 Max: 59.6
Current: 59.6
0
59.6
» OABC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

OABC Guru Trades in Q1 2014

Michael Price 552,800 sh (unchged)
Jim Simons 274,400 sh (-7.70%)
» More
Q2 2014

OABC Guru Trades in Q2 2014

Jeremy Grantham 9,100 sh (New)
Jim Simons 364,200 sh (+32.73%)
Michael Price 123,500 sh (-77.66%)
» More
Q3 2014

OABC Guru Trades in Q3 2014

Jeremy Grantham Sold Out
Michael Price Sold Out
Jim Simons 355,695 sh (-2.34%)
» More
Q4 2014

OABC Guru Trades in Q4 2014

Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with OABC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 49.90
OABC's P/E(ttm) is ranked lower than
94% of the 1300 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.20 vs. OABC: 49.90 )
Ranked among companies with meaningful P/E(ttm) only.
OABC' s 10-Year P/E(ttm) Range
Min: 34.21  Med: 47.60 Max: 235.6
Current: 49.9
34.21
235.6
Forward P/E 24.69
OABC's Forward P/E is ranked lower than
96% of the 718 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.82 vs. OABC: 24.69 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 49.40
OABC's PE(NRI) is ranked lower than
94% of the 1288 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.20 vs. OABC: 49.40 )
Ranked among companies with meaningful PE(NRI) only.
OABC' s 10-Year PE(NRI) Range
Min: 34.26  Med: 47.13 Max: 235.6
Current: 49.4
34.26
235.6
P/B 1.41
OABC's P/B is ranked lower than
74% of the 1381 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.05 vs. OABC: 1.41 )
Ranked among companies with meaningful P/B only.
OABC' s 10-Year P/B Range
Min: 0.66  Med: 1.17 Max: 1.48
Current: 1.41
0.66
1.48
P/S 5.06
OABC's P/S is ranked lower than
83% of the 1426 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.88 vs. OABC: 5.06 )
Ranked among companies with meaningful P/S only.
OABC' s 10-Year P/S Range
Min: 2.62  Med: 4.15 Max: 9.98
Current: 5.06
2.62
9.98
PFCF 20.77
OABC's PFCF is ranked lower than
79% of the 858 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.85 vs. OABC: 20.77 )
Ranked among companies with meaningful PFCF only.
OABC' s 10-Year PFCF Range
Min: 5.07  Med: 12.28 Max: 29.1
Current: 20.77
5.07
29.1
POCF 19.10
OABC's POCF is ranked lower than
83% of the 954 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.17 vs. OABC: 19.10 )
Ranked among companies with meaningful POCF only.
OABC' s 10-Year POCF Range
Min: 4.85  Med: 11.21 Max: 26.18
Current: 19.1
4.85
26.18
EV-to-EBIT 74.79
OABC's EV-to-EBIT is ranked lower than
96% of the 1297 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.56 vs. OABC: 74.79 )
Ranked among companies with meaningful EV-to-EBIT only.
OABC' s 10-Year EV-to-EBIT Range
Min: 42  Med: 72.60 Max: 252.6
Current: 74.79
42
252.6
Shiller P/E 59.14
OABC's Shiller P/E is ranked lower than
96% of the 784 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.97 vs. OABC: 59.14 )
Ranked among companies with meaningful Shiller P/E only.
OABC' s 10-Year Shiller P/E Range
Min: 47.34  Med: 56.67 Max: 62.55
Current: 59.14
47.34
62.55
Days Sales Outstanding 21.13
OABC's Days Sales Outstanding is ranked higher than
78% of the 793 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 34.20 vs. OABC: 21.13 )
Ranked among companies with meaningful Days Sales Outstanding only.
OABC' s 10-Year Days Sales Outstanding Range
Min: 22.08  Med: 25.46 Max: 33.12
Current: 21.13
22.08
33.12

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.76
OABC's Dividend Yield is ranked lower than
93% of the 2262 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.73 vs. OABC: 0.76 )
Ranked among companies with meaningful Dividend Yield only.
OABC' s 10-Year Dividend Yield Range
Min: 0.2  Med: 0.41 Max: 5.06
Current: 0.76
0.2
5.06
Dividend Payout 0.28
OABC's Dividend Payout is ranked higher than
59% of the 1321 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. OABC: 0.28 )
Ranked among companies with meaningful Dividend Payout only.
OABC' s 10-Year Dividend Payout Range
Min: 0.33  Med: 0.36 Max: 0.63
Current: 0.28
0.33
0.63
Yield on cost (5-Year) 0.76
OABC's Yield on cost (5-Year) is ranked lower than
92% of the 2265 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.15 vs. OABC: 0.76 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
OABC' s 10-Year Yield on cost (5-Year) Range
Min: 0.2  Med: 0.41 Max: 5.06
Current: 0.76
0.2
5.06
Share Buyback Rate 1.30
OABC's Share Buyback Rate is ranked higher than
89% of the 1012 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. OABC: 1.30 )
Ranked among companies with meaningful Share Buyback Rate only.
OABC' s 10-Year Share Buyback Rate Range
Min: 0  Med: 0.00 Max: 1.3
Current: 1.3
0
1.3

Valuation & Return

vs
industry
vs
history
Earnings Yield (Greenblatt) (%) 1.30
OABC's Earnings Yield (Greenblatt) (%) is ranked lower than
86% of the 1422 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. OABC: 1.30 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
OABC' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 0.4  Med: 1.40 Max: 2.4
Current: 1.3
0.4
2.4

Analyst Estimate

Dec14
EPS($) 1.01
EPS without NRI($) 1.01

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
OmniAmerican Bancorp, Inc., was incorporated on 1956 in the state of Maryland. It is the holding company for OmniAmerican Bank. On January 20, 2010 the Bank completed its initial public stock offering. The Bank's business consists of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in loans and investments. The lending activities include mortgage loans secured by residential real estate, consumer loans, consisting indirect automobile loans and commercial real estate, real estate construction, and commercial business. The Bank currently renders its services to commercial, direct retail and mortgage lending. The loans are originated from its Fort Worth, Texas office and from the Bank's branch network in the Dallas-Fort Worth Metroplex and North Texas. The Bank sells the long-term, fixed-rate one to four family residential real estate loans. In addition to loans, the Bank invests in government sponsored mortgage-backed securities and government sponsored collateralized mortgage obligations and in agency bonds, municipal obligations and equity securities. The Bank competes with commercial banks, savings institutions, mortgage brokerage firms, credit unions, finance companies, mutual funds, insurance companies, and investment banking firms.
» More Articles for OABC

Headlines

Articles On GuruFocus.com
Bargain Hunting with Phenom Michael Price for 52-Week Lows Nov 06 2013 
Weekly CFO Buys Highlight: OCN, SIX, IEC, STLY, OABC Mar 06 2011 
OmniAmerican Bancorp Inc. (OABC) SEVP and COO Terry M Almon buys 6,540 Shares Mar 04 2011 
OmniAmerican Bancorp Inc. (OABC) CFO Deborah B Wilkinson buys 9,743 Shares Feb 24 2011 
OmniAmerican Bancorp Inc. (OABC) CFO Deborah B Wilkinson buys 2,000 Shares Feb 22 2011 
OmniAmerican Bancorp Inc. (OABC) CFO Deborah B Wilkinson buys 2,000 Shares Feb 22 2011 
OmniAmerican Bancorp Inc. Reports Operating Results (10-Q) Nov 04 2010 
OmniAmerican Bancorp Inc. Reports Operating Results (10-Q) Aug 11 2010 
OmniAmerican Bancorp Inc. Reports Operating Results (10-Q) May 10 2010 

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