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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.04
OABC's Cash to Debt is ranked lower than
54% of the 1551 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. OABC: 0.04 )
OABC' s 10-Year Cash to Debt Range
Min: 0.03   Max: No Debt
Current: 0.04

Equity to Asset 0.16
OABC's Equity to Asset is ranked higher than
93% of the 1996 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. OABC: 0.16 )
OABC' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.18
Current: 0.16

0.08
0.18
Interest Coverage 1.28
OABC's Interest Coverage is ranked higher than
68% of the 1825 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. OABC: 1.28 )
OABC' s 10-Year Interest Coverage Range
Min: 0.05   Max: 1.28
Current: 1.28

0.05
1.28
F-Score: 4
Z-Score: 0.36
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 14.65
OABC's Operating margin (%) is ranked higher than
56% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.16 vs. OABC: 14.65 )
OABC' s 10-Year Operating margin (%) Range
Min: -7.68   Max: 17.11
Current: 14.65

-7.68
17.11
Net-margin (%) 10.33
OABC's Net-margin (%) is ranked higher than
56% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.42 vs. OABC: 10.33 )
OABC' s 10-Year Net-margin (%) Range
Min: -5.08   Max: 11.28
Current: 10.33

-5.08
11.28
ROE (%) 2.68
OABC's ROE (%) is ranked higher than
54% of the 2016 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.57 vs. OABC: 2.68 )
OABC' s 10-Year ROE (%) Range
Min: 0.72   Max: 3.11
Current: 2.68

0.72
3.11
ROA (%) 0.41
OABC's ROA (%) is ranked higher than
60% of the 2019 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. OABC: 0.41 )
OABC' s 10-Year ROA (%) Range
Min: 0.06   Max: 0.49
Current: 0.41

0.06
0.49
ROC (Joel Greenblatt) (%) 19.57
OABC's ROC (Joel Greenblatt) (%) is ranked higher than
56% of the 1989 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.96 vs. OABC: 19.57 )
OABC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 2.94   Max: 23.05
Current: 19.57

2.94
23.05
Revenue Growth (%) 4.00
OABC's Revenue Growth (%) is ranked higher than
83% of the 1727 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. OABC: 4.00 )
OABC' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 4
Current: 4

0
4
EBITDA Growth (%) 26.00
OABC's EBITDA Growth (%) is ranked higher than
91% of the 1558 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. OABC: 26.00 )
OABC' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 26
Current: 26

0
26
EPS Growth (%) 59.60
OABC's EPS Growth (%) is ranked higher than
96% of the 1545 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. OABC: 59.60 )
OABC' s 10-Year EPS Growth (%) Range
Min: 0   Max: 59.6
Current: 59.6

0
59.6
» OABC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

OABC Guru Trades in Q4 2013

Jim Simons 297,300 sh (+18.83%)
Michael Price 552,800 sh (unchged)
John Keeley Sold Out
» More
Q1 2014

OABC Guru Trades in Q1 2014

Michael Price 552,800 sh (unchged)
Jim Simons 274,400 sh (-7.7%)
» More
Q2 2014

OABC Guru Trades in Q2 2014

Jeremy Grantham 9,100 sh (New)
Jim Simons 364,200 sh (+32.73%)
Michael Price 123,500 sh (-77.66%)
» More
Q3 2014

OABC Guru Trades in Q3 2014

Jeremy Grantham Sold Out
Michael Price Sold Out
Jim Simons 355,695 sh (-2.34%)
» More
» Details

Insider Trades

Latest Guru Trades with OABC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Michael Price 2014-09-30 Sold Out 0.38%$23.96 - $26.2 $ 26.877%0
Michael Price 2014-06-30 Reduce -77.66%1.16%$22.47 - $25.2 $ 26.8712%123500
John Keeley 2013-12-31 Sold Out 0.01%$21.39 - $24.15 $ 26.8722%0
Michael Price 2013-06-30 Add 83.33%0.73%$21.76 - $25.37 $ 26.8714%550000
John Keeley 2012-06-30 New Buy0.01%$18.98 - $21.42 $ 26.8734%12500
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
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Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 51.80
OABC's P/E(ttm) is ranked higher than
65% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.50 vs. OABC: 51.80 )
OABC' s 10-Year P/E(ttm) Range
Min: 34.21   Max: 235.6
Current: 51.8

34.21
235.6
P/B 1.46
OABC's P/B is ranked higher than
69% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.34 vs. OABC: 1.46 )
OABC' s 10-Year P/B Range
Min: 0.66   Max: 1.48
Current: 1.46

0.66
1.48
P/S 5.25
OABC's P/S is ranked higher than
65% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.61 vs. OABC: 5.25 )
OABC' s 10-Year P/S Range
Min: 2.62   Max: 9.98
Current: 5.25

2.62
9.98
PFCF 21.55
OABC's PFCF is ranked higher than
81% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. OABC: 21.55 )
OABC' s 10-Year PFCF Range
Min: 5.07   Max: 29.1
Current: 21.55

5.07
29.1
EV-to-EBIT 76.21
OABC's EV-to-EBIT is ranked higher than
59% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.80 vs. OABC: 76.21 )
OABC' s 10-Year EV-to-EBIT Range
Min: 42   Max: 252.6
Current: 76.21

42
252.6
Shiller P/E 60.57
OABC's Shiller P/E is ranked higher than
77% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. OABC: 60.57 )
OABC' s 10-Year Shiller P/E Range
Min: 47.34   Max: 61.16
Current: 60.57

47.34
61.16

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.60
OABC's Dividend Yield is ranked lower than
90% of the 1871 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.25 vs. OABC: 0.60 )
OABC' s 10-Year Dividend Yield Range
Min: 0.2   Max: 0.59
Current: 0.6

0.2
0.59
Dividend Payout 0.28
OABC's Dividend Payout is ranked higher than
80% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. OABC: 0.28 )
OABC' s 10-Year Dividend Payout Range
Min: 0.33   Max: 0.63
Current: 0.28

0.33
0.63
Yield on cost (5-Year) 0.60
OABC's Yield on cost (5-Year) is ranked lower than
87% of the 1883 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.50 vs. OABC: 0.60 )
OABC' s 10-Year Yield on cost (5-Year) Range
Min: 0.2   Max: 0.59
Current: 0.6

0.2
0.59
Share Buyback Rate 1.30
OABC's Share Buyback Rate is ranked higher than
94% of the 1472 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. OABC: 1.30 )
OABC' s 10-Year Share Buyback Rate Range
Min: 0   Max: 1.3
Current: 1.3

0
1.3

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.47
OABC's Price/Tangible Book is ranked higher than
74% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.62 vs. OABC: 1.47 )
OABC' s 10-Year Price/Tangible Book Range
Min: 0.67   Max: 1.41
Current: 1.47

0.67
1.41
Price/DCF (Projected) 0.97
OABC's Price/DCF (Projected) is ranked higher than
78% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.54 vs. OABC: 0.97 )
OABC' s 10-Year Price/DCF (Projected) Range
Min: 0.81   Max: 0.93
Current: 0.97

0.81
0.93
Price/Median PS Value 1.26
OABC's Price/Median PS Value is ranked higher than
73% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. OABC: 1.26 )
OABC' s 10-Year Price/Median PS Value Range
Min: 0.68   Max: 2.36
Current: 1.26

0.68
2.36
Price/Graham Number 1.90
OABC's Price/Graham Number is ranked higher than
66% of the 2626 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. OABC: 1.90 )
OABC' s 10-Year Price/Graham Number Range
Min: 1.3   Max: 2.21
Current: 1.9

1.3
2.21
Earnings Yield (Greenblatt) 1.30
OABC's Earnings Yield (Greenblatt) is ranked higher than
53% of the 1973 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. OABC: 1.30 )
OABC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.4   Max: 2.4
Current: 1.3

0.4
2.4

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
OmniAmerican Bancorp, Inc., was incorporated on 1956 in the state of Maryland. It is the holding company for OmniAmerican Bank. On January 20, 2010 the Bank completed its initial public stock offering. The Bank's business consists of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in loans and investments. The lending activities include mortgage loans secured by residential real estate, consumer loans, consisting indirect automobile loans and commercial real estate, real estate construction, and commercial business. The Bank currently renders its services to commercial, direct retail and mortgage lending. The loans are originated from its Fort Worth, Texas office and from the Bank's branch network in the Dallas-Fort Worth Metroplex and North Texas. The Bank sells the long-term, fixed-rate one to four family residential real estate loans. In addition to loans, the Bank invests in government sponsored mortgage-backed securities and government sponsored collateralized mortgage obligations and in agency bonds, municipal obligations and equity securities. The Bank competes with commercial banks, savings institutions, mortgage brokerage firms, credit unions, finance companies, mutual funds, insurance companies, and investment banking firms.
» More Articles for OABC

Headlines

Articles On GuruFocus.com
Bargain Hunting with Phenom Michael Price for 52-Week Lows Nov 06 2013 
Weekly CFO Buys Highlight: OCN, SIX, IEC, STLY, OABC Mar 06 2011 
OmniAmerican Bancorp Inc. (OABC) SEVP and COO Terry M Almon buys 6,540 Shares Mar 04 2011 
OmniAmerican Bancorp Inc. (OABC) CFO Deborah B Wilkinson buys 9,743 Shares Feb 24 2011 
OmniAmerican Bancorp Inc. (OABC) CFO Deborah B Wilkinson buys 2,000 Shares Feb 22 2011 
OmniAmerican Bancorp Inc. (OABC) CFO Deborah B Wilkinson buys 2,000 Shares Feb 22 2011 
OmniAmerican Bancorp Inc. Reports Operating Results (10-Q) Nov 04 2010 
OmniAmerican Bancorp Inc. Reports Operating Results (10-Q) Aug 11 2010 
OmniAmerican Bancorp Inc. Reports Operating Results (10-Q) May 10 2010 

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