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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.68
OB's Cash to Debt is ranked higher than
64% of the 121 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.67 vs. OB: 0.68 )
OB' s 10-Year Cash to Debt Range
Min: 0.05   Max: No Debt
Current: 0.68

Equity to Asset 0.21
OB's Equity to Asset is ranked higher than
70% of the 123 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.22 vs. OB: 0.21 )
OB' s 10-Year Equity to Asset Range
Min: 0.04   Max: 0.22
Current: 0.21

0.04
0.22
Interest Coverage 13.95
OB's Interest Coverage is ranked higher than
63% of the 76 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 20.31 vs. OB: 13.95 )
OB' s 10-Year Interest Coverage Range
Min: 3.72   Max: 9999.99
Current: 13.95

3.72
9999.99
F-Score: 5
Z-Score: 0.58
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 12.05
OB's Operating margin (%) is ranked higher than
80% of the 122 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.96 vs. OB: 12.05 )
OB' s 10-Year Operating margin (%) Range
Min: -46.56   Max: 19.52
Current: 12.05

-46.56
19.52
Net-margin (%) 8.98
OB's Net-margin (%) is ranked higher than
78% of the 122 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.57 vs. OB: 8.98 )
OB' s 10-Year Net-margin (%) Range
Min: -29.58   Max: 21.23
Current: 8.98

-29.58
21.23
ROE (%) 10.10
OB's ROE (%) is ranked higher than
71% of the 121 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.43 vs. OB: 10.10 )
OB' s 10-Year ROE (%) Range
Min: -25   Max: 65.15
Current: 10.1

-25
65.15
ROA (%) 2.15
OB's ROA (%) is ranked higher than
72% of the 122 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.15 vs. OB: 2.15 )
OB' s 10-Year ROA (%) Range
Min: -4.38   Max: 4.42
Current: 2.15

-4.38
4.42
Revenue Growth (3Y)(%) -9.30
OB's Revenue Growth (3Y)(%) is ranked higher than
64% of the 109 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.20 vs. OB: -9.30 )
OB' s 10-Year Revenue Growth (3Y)(%) Range
Min: -19.3   Max: 1.1
Current: -9.3

-19.3
1.1
EBITDA Growth (3Y)(%) 7.20
OB's EBITDA Growth (3Y)(%) is ranked higher than
75% of the 100 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.40 vs. OB: 7.20 )
OB' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 17
Current: 7.2

0
17
EPS Growth (3Y)(%) 4.80
OB's EPS Growth (3Y)(%) is ranked higher than
73% of the 99 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.20 vs. OB: 4.80 )
OB' s 10-Year EPS Growth (3Y)(%) Range
Min: -34.8   Max: 16.2
Current: 4.8

-34.8
16.2
» OB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

OB Guru Trades in Q4 2013

Jim Simons 41,600 sh (New)
» More
Q1 2014

OB Guru Trades in Q1 2014

Jim Simons 55,000 sh (+32.21%)
» More
Q2 2014

OB Guru Trades in Q2 2014

Jim Simons 53,000 sh (-3.64%)
» More
Q3 2014

OB Guru Trades in Q3 2014

Paul Tudor Jones 23,029 sh (New)
Jim Simons 20,300 sh (-61.7%)
» More
» Details

Insider Trades

Latest Guru Trades with OB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
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Ratios

vs
industry
vs
history
P/E(ttm) 13.60
OB's P/E(ttm) is ranked higher than
76% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.80 vs. OB: 13.60 )
OB' s 10-Year P/E(ttm) Range
Min: 3.61   Max: 290.2
Current: 13.6

3.61
290.2
P/B 1.36
OB's P/B is ranked higher than
72% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.07 vs. OB: 1.36 )
OB' s 10-Year P/B Range
Min: 0.51   Max: 1.61
Current: 1.36

0.51
1.61
P/S 1.21
OB's P/S is ranked higher than
79% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.10 vs. OB: 1.21 )
OB' s 10-Year P/S Range
Min: 0.43   Max: 1.36
Current: 1.21

0.43
1.36
PFCF 10.30
OB's PFCF is ranked higher than
91% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9999.00 vs. OB: 10.30 )
OB' s 10-Year PFCF Range
Min: 5.55   Max: 588.25
Current: 10.3

5.55
588.25
EV-to-EBIT 9.13
OB's EV-to-EBIT is ranked higher than
79% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.45 vs. OB: 9.13 )
OB' s 10-Year EV-to-EBIT Range
Min: -9.8   Max: 23.5
Current: 9.13

-9.8
23.5
Shiller P/E 15.50
OB's Shiller P/E is ranked higher than
82% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 15.15 vs. OB: 15.50 )
OB' s 10-Year Shiller P/E Range
Min: 8.65   Max: 34.17
Current: 15.5

8.65
34.17

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 5.26
OB's Dividend Yield is ranked higher than
94% of the 97 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 3.40 vs. OB: 5.26 )
OB' s 10-Year Dividend Yield Range
Min: 0.78   Max: 9.44
Current: 5.26

0.78
9.44
Dividend Payout 0.66
OB's Dividend Payout is ranked higher than
65% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.40 vs. OB: 0.66 )
OB' s 10-Year Dividend Payout Range
Min: 0.16   Max: 2.33
Current: 0.66

0.16
2.33
Yield on cost (5-Year) 5.30
OB's Yield on cost (5-Year) is ranked higher than
70% of the 98 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.10 vs. OB: 5.30 )
OB' s 10-Year Yield on cost (5-Year) Range
Min: 0.78   Max: 9.44
Current: 5.3

0.78
9.44
Share Buyback Rate 0.10
OB's Share Buyback Rate is ranked higher than
75% of the 100 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.60 vs. OB: 0.10 )
OB' s 10-Year Share Buyback Rate Range
Min: 1.7   Max: 0
Current: 0.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.36
OB's Price/Tangible Book is ranked higher than
76% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.23 vs. OB: 1.36 )
OB' s 10-Year Price/Tangible Book Range
Min: 0.79   Max: 1.56
Current: 1.36

0.79
1.56
Price/DCF (Projected) 1.09
OB's Price/DCF (Projected) is ranked higher than
85% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.09 vs. OB: 1.09 )
OB' s 10-Year Price/DCF (Projected) Range
Min: 0.84   Max: 2.01
Current: 1.09

0.84
2.01
Price/Median PS Value 1.23
OB's Price/Median PS Value is ranked higher than
71% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.13 vs. OB: 1.23 )
OB' s 10-Year Price/Median PS Value Range
Min: 0.56   Max: 1.31
Current: 1.23

0.56
1.31
Price/Graham Number 0.87
OB's Price/Graham Number is ranked higher than
77% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.76 vs. OB: 0.87 )
OB' s 10-Year Price/Graham Number Range
Min: 0.39   Max: 1.26
Current: 0.87

0.39
1.26
Earnings Yield (Greenblatt) 11.00
OB's Earnings Yield (Greenblatt) is ranked higher than
77% of the 120 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 15.00 vs. OB: 11.00 )
OB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 4.3   Max: 48.3
Current: 11

4.3
48.3
Forward Rate of Return (Yacktman) -13.89
OB's Forward Rate of Return (Yacktman) is ranked higher than
63% of the 81 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 15.21 vs. OB: -13.89 )
OB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -13.9   Max: 7.5
Current: -13.89

-13.9
7.5

Business Description

Industry: Insurance - Specialty » Insurance - Specialty
Compare:SAXPY, MSADY, FNF, AGO, LCSHF » details
Traded in other countries:O7I.Germany,
OneBeacon Insurance Group Ltd was incorporated under the laws of Bermuda on July 17, 2006. It is an exempted Bermuda limited liability company. The Company offers insurance products in the U.S. through independent agencies, regional and national brokers, wholesalers and managing general agencies. The Company has three reportable segments: Specialty Products, Specialty Industries, and Investing, Financing and Corporate. The Specialty Products segment is comprised of eight underwriting operating segments: OneBeacon Professional Insurance, Tuition Reimbursement, OneBeacon Specialty Property, OneBeacon Program Group, Collector Cars and Boats, OneBeacon Environmental, OneBeacon Surety Group, and OneBeacon Crop Insurance. The Specialty Industries segment is comprised of six underwriting operating segments: International Marine Underwriters, OneBeacon Technology Insurance, OneBeacon Accident Group, OneBeacon Government Risks, OneBeacon Entertainment, and OneBeacon Energy Group. The Investing, Financing and Corporate segment includes the investing and financing activities for OneBeacon on a consolidated basis, and certain other activities conducted through the Company and intermediate subsidiaries. The Company's lines of business fall into three categories: property lines, casualty lines, and other lines. The property lines are further classified as ocean and inland marine, commercial multiple peril and auto, fire and allied, and private passenger auto. The casualty lines are further classified into general liability, workers compensation, automobile liability and other casualty. Lastly, the other lines are classified into accident and health, and credit and other. The Company offers its products and services through a network of approximately 2,500 independent agents, regional and national brokers, wholesalers and managing general agencies. The Company competes with insurance companies such as ACE, AIG, Chubb Group, CNA, Liberty Mutual, Travelers and Zurich Insurance Group. It also competes with specialty companies such as Allied World Assurance Company, HCC Insurance Holdings, Inc., The Navigators Group, Inc., Ironshore Inc., Markel Corporation, RLI Corp. and W.R. Berkley Corporation. Apart from these companies the Company also competes with local and regional insurance companies. The Company's insurance operations are subject to regulation and supervision in each of the United States jurisdictions where they are domiciled and licensed to conduct business. In addition, the Company is also subject to Bermuda insurance regulations, which are generally similar to insurance regulations imposed by U.S. states on U.S.-domiciled insurers.
» More Articles for OB

Headlines

Articles On GuruFocus.com
High Yield Ex-Dividend Date Reminder For March 14, 2012 Mar 13 2012 
OneBeacon Insurance: Value Research on Demand Aug 10 2011 
OB Analysis Aug 01 2011 
OneBeacon Insurance Group Ltd. Reports Operating Results (10-Q) Oct 29 2010 
OneBeacon Insurance Group Ltd. Reports Operating Results (10-Q) Jul 30 2010 
OneBeacon Insurance Group Ltd. Reports Operating Results (10-Q) Apr 29 2010 
OneBeacon Insurance Group Ltd. Reports Operating Results (10-Q) Oct 30 2009 
OneBeacon Insurance Group Ltd. Reports Operating Results (10-Q) Jul 31 2009 
OneBeacon Insurance Group Ltd. Reports Operating Results (10-Q) May 01 2009 
Weekly CEO Buys Highlight: Las Vegas Sands Corp, Conseco Inc, Actuant Corp, Robbins & Myers Inc, On Apr 05 2009 

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