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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.47
OB's Cash to Debt is ranked higher than
66% of the 112 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.22 vs. OB: 0.47 )
OB' s 10-Year Cash to Debt Range
Min: 0.05   Max: No Debt
Current: 0.47

Equity to Asset 0.22
OB's Equity to Asset is ranked higher than
76% of the 112 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.21 vs. OB: 0.22 )
OB' s 10-Year Equity to Asset Range
Min: 0.04   Max: 0.22
Current: 0.22

0.04
0.22
Interest Coverage 13.95
OB's Interest Coverage is ranked higher than
68% of the 90 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 33.72 vs. OB: 13.95 )
OB' s 10-Year Interest Coverage Range
Min: 3.72   Max: 9999.99
Current: 13.95

3.72
9999.99
F-Score: 5
Z-Score: 0.60
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 14.60
OB's Operating margin (%) is ranked higher than
86% of the 109 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.93 vs. OB: 14.60 )
OB' s 10-Year Operating margin (%) Range
Min: -46.56   Max: 19.52
Current: 14.6

-46.56
19.52
Net-margin (%) 11.75
OB's Net-margin (%) is ranked higher than
83% of the 109 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.58 vs. OB: 11.75 )
OB' s 10-Year Net-margin (%) Range
Min: -29.58   Max: 21.23
Current: 11.75

-29.58
21.23
ROE (%) 13.22
OB's ROE (%) is ranked higher than
84% of the 109 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.02 vs. OB: 13.22 )
OB' s 10-Year ROE (%) Range
Min: -33.13   Max: 32.57
Current: 13.22

-33.13
32.57
ROA (%) 2.80
OB's ROA (%) is ranked higher than
80% of the 109 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.69 vs. OB: 2.80 )
OB' s 10-Year ROA (%) Range
Min: -4.82   Max: 4.54
Current: 2.8

-4.82
4.54
Revenue Growth (%) -9.30
OB's Revenue Growth (%) is ranked higher than
63% of the 95 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.80 vs. OB: -9.30 )
OB' s 10-Year Revenue Growth (%) Range
Min: -19.3   Max: 1.1
Current: -9.3

-19.3
1.1
EBITDA Growth (%) 7.20
OB's EBITDA Growth (%) is ranked higher than
77% of the 103 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.80 vs. OB: 7.20 )
OB' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 17
Current: 7.2

0
17
EPS Growth (%) 4.80
OB's EPS Growth (%) is ranked higher than
72% of the 95 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.40 vs. OB: 4.80 )
OB' s 10-Year EPS Growth (%) Range
Min: -34.8   Max: 16.2
Current: 4.8

-34.8
16.2
» OB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

OB Guru Trades in Q3 2013

Jim Simons Sold Out
» More
Q4 2013

OB Guru Trades in Q4 2013

Jim Simons 41,600 sh (New)
» More
Q1 2014

OB Guru Trades in Q1 2014

Jim Simons 55,000 sh (+32.21%)
» More
Q2 2014

OB Guru Trades in Q2 2014

Jim Simons 53,000 sh (-3.64%)
» More
» Details

Insider Trades

Latest Guru Trades with OB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 10.50
OB's P/E(ttm) is ranked higher than
78% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.40 vs. OB: 10.50 )
OB' s 10-Year P/E(ttm) Range
Min: 3.61   Max: 290.2
Current: 10.5

3.61
290.2
P/B 1.30
OB's P/B is ranked higher than
61% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.20 vs. OB: 1.30 )
OB' s 10-Year P/B Range
Min: 0.51   Max: 1.61
Current: 1.3

0.51
1.61
P/S 1.21
OB's P/S is ranked higher than
63% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.04 vs. OB: 1.21 )
OB' s 10-Year P/S Range
Min: 0.43   Max: 1.36
Current: 1.21

0.43
1.36
PFCF 9.40
OB's PFCF is ranked higher than
79% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 18.47 vs. OB: 9.40 )
OB' s 10-Year PFCF Range
Min: 7.24   Max: 588.25
Current: 9.4

7.24
588.25
EV-to-EBIT 9.10
OB's EV-to-EBIT is ranked higher than
78% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.10 vs. OB: 9.10 )
OB' s 10-Year EV-to-EBIT Range
Min: 4   Max: 34.6
Current: 9.1

4
34.6
Shiller P/E 25.40
OB's Shiller P/E is ranked higher than
55% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 16.00 vs. OB: 25.40 )
OB' s 10-Year Shiller P/E Range
Min: 8.65   Max: 33.47
Current: 25.4

8.65
33.47

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 5.19
OB's Dividend Yield is ranked higher than
87% of the 97 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 3.51 vs. OB: 5.19 )
OB' s 10-Year Dividend Yield Range
Min: 0.78   Max: 9.44
Current: 5.19

0.78
9.44
Dividend Payout 0.52
OB's Dividend Payout is ranked higher than
65% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.39 vs. OB: 0.52 )
OB' s 10-Year Dividend Payout Range
Min: 0.16   Max: 2.33
Current: 0.52

0.16
2.33
Yield on cost (5-Year) 5.20
OB's Yield on cost (5-Year) is ranked higher than
62% of the 99 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.78 vs. OB: 5.20 )
OB' s 10-Year Yield on cost (5-Year) Range
Min: 0.78   Max: 9.44
Current: 5.2

0.78
9.44
Share Buyback Rate 0.10
OB's Share Buyback Rate is ranked higher than
78% of the 94 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.10 vs. OB: 0.10 )
OB' s 10-Year Share Buyback Rate Range
Min: 1.7   Max: 0
Current: 0.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.40
OB's Price/Tangible Book is ranked higher than
74% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.60 vs. OB: 1.40 )
OB' s 10-Year Price/Tangible Book Range
Min: 0.79   Max: 1.56
Current: 1.4

0.79
1.56
Price/DCF (Projected) 1.10
OB's Price/DCF (Projected) is ranked higher than
74% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.90 vs. OB: 1.10 )
OB' s 10-Year Price/DCF (Projected) Range
Min: 1.04   Max: 2.23
Current: 1.1

1.04
2.23
Price/Median PS Value 1.30
OB's Price/Median PS Value is ranked higher than
56% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.10 vs. OB: 1.30 )
OB' s 10-Year Price/Median PS Value Range
Min: 0.59   Max: 1.38
Current: 1.3

0.59
1.38
Price/Graham Number 0.80
OB's Price/Graham Number is ranked higher than
72% of the 117 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.80 vs. OB: 0.80 )
OB' s 10-Year Price/Graham Number Range
Min: 0.39   Max: 1.22
Current: 0.8

0.39
1.22
Earnings Yield (Greenblatt) 10.40
OB's Earnings Yield (Greenblatt) is ranked higher than
64% of the 107 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 13.10 vs. OB: 10.40 )
OB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.9   Max: 25
Current: 10.4

2.9
25
Forward Rate of Return (Yacktman) 3.17
OB's Forward Rate of Return (Yacktman) is ranked higher than
72% of the 100 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 13.50 vs. OB: 3.17 )
OB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -15.8   Max: 5.4
Current: 3.17

-15.8
5.4

Business Description

Industry: Insurance - Specialty » Insurance - Specialty
Compare:SAXPY, MSADY, FNF, AGO, LCSHF » details
Traded in other countries:O7I.Germany
OneBeacon Insurance Group, Ltd. is an exempted Bermuda limited liability company, which through its subsidiaries is a property and casualty insurance writer. The Company provides a range of specialty insurance products as well as a number of segmented commercial and personal insurance products. With roots dating back to 1831, the Company has been operating for more than 175 years and has many long-standing relationships with independent agencies, which constitute its main distribution channel. The Company's reportable segments are Insurance Operations segment, formerly known as Primary Insurance Operations and Other Operations. It manages Insurance Operations segment through a specialty lines underwriting unit and a personal lines underwriting unit, nearly all of which is subject to the Personal Lines Transaction. The Company's Other Operations segment consists of the activities of OneBeacon Insurance Group, Ltd. and its intermediate subsidiary holding companies which include OneBeacon U.S. Enterprises Holdings, Inc. and OneBeacon U.S. Holdings, Inc., both U.S.-domiciled companies, as well as various intermediate holding companies domiciled in the United States, Gibraltar, Luxembourg and Bermuda. Its Other Operations segment mainly consists of financing activities, purchase accounting adjustments relating to the OneBeacon Acquisition and other assets and general and administrative expenses incurred at the holding company level. The Company offers its products through a network comprised of independent agents, regional and national brokers and wholesalers. Its distribution relationships consist of approximately 3,400 agencies and brokers. Property and casualty insurance is highly competitive. The Company's competitors include numerous domestic and international insurers. The competitive factors for most insurance products it offers are price, product terms and claims service. The Company's insurance operations are subject to regulation and supervision in each of the jurisdictions where they are domiciled and licensed to conduct business.
» More Articles for OB

Headlines

Articles On GuruFocus.com
High Yield Ex-Dividend Date Reminder For March 14, 2012 Mar 13 2012 
OneBeacon Insurance: Value Research on Demand Aug 10 2011 
OB Analysis Aug 01 2011 
OneBeacon Insurance Group Ltd. Reports Operating Results (10-Q) Oct 29 2010 
OneBeacon Insurance Group Ltd. Reports Operating Results (10-Q) Jul 30 2010 
OneBeacon Insurance Group Ltd. Reports Operating Results (10-Q) Apr 29 2010 
OneBeacon Insurance Group Ltd. Reports Operating Results (10-Q) Oct 30 2009 
OneBeacon Insurance Group Ltd. Reports Operating Results (10-Q) Jul 31 2009 
OneBeacon Insurance Group Ltd. Reports Operating Results (10-Q) May 01 2009 
Weekly CEO Buys Highlight: Las Vegas Sands Corp, Conseco Inc, Actuant Corp, Robbins & Myers Inc, On Apr 05 2009 

More From Other Websites
ONEBEACON INSURANCE GROUP, LTD. Financials Aug 05 2014
OneBeacon Reports $11.92 Book Value Per Share Jul 29 2014
ONEBEACON INSURANCE GROUP, LTD. Files SEC form 8-K, Results of Operations and Financial Condition,... Jul 29 2014
Q2 2014 OneBeacon Insurance Group, Ltd. Earnings Release - Before Market Open Jul 29 2014
OneBeacon Reports $11.92 Book Value Per Share Jul 29 2014
Moody's affirms OneBeacon's ratings; assigns shelf ratings Jul 18 2014
Potomac Insurance Company -- Moody's affirms OneBeacon's ratings; assigns shelf ratings Jul 18 2014
A.M. Best Assigns Indicative Ratings to OneBeacon Insurance Group, Ltd.’s New Shelf Registration Jul 10 2014
ONEBEACON INSURANCE GROUP, LTD. Files SEC form 8-K, Entry into a Material Definitive Agreement,... Jun 23 2014
OneBeacon Announces Progress Towards Sale Of Runoff Business Jun 23 2014
OneBeacon Insurance Awards Sixteen College Scholarships Jun 19 2014
ONEBEACON INSURANCE GROUP, LTD. Files SEC form 8-K, Regulation FD Disclosure, Financial Statements... Jun 10 2014
OneBeacon Government Risks' Molenaar To Present At National PRIMA Conference Jun 04 2014
Elliot Konschak Appointed President Of OneBeacon Crop Insurance Jun 03 2014
OneBeacon To Host Investor Information Meeting On June 10 May 28 2014
ONEBEACON INSURANCE GROUP, LTD. Files SEC form 8-K, Submission of Matters to a Vote of Security... May 27 2014
OneBeacon Declares Second Quarter Dividend May 22 2014
ONEBEACON INSURANCE GROUP, LTD. Files SEC form 8-K, Results of Operations and Financial Condition,... Apr 28 2014
OneBeacon Reports $11.86 Book Value Per Share Apr 28 2014
OneBeacon Insurance: Strong Buy Apr 01 2014

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