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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 1.891
OKSB's Cash to Debt is ranked higher than
66% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. OKSB: 1.891 )
OKSB' s 10-Year Cash to Debt Range
Min: 0.07   Max: 1.89
Current: 1.89

0.07
1.89
Equity to Asset 0.113
OKSB's Equity to Asset is ranked higher than
78% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. OKSB: 0.113 )
OKSB' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.13
Current: 0.11

0.06
0.13
Interest Coverage No Debt
OKSB's Interest Coverage is ranked lower than
90% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. OKSB: No Debt )
OKSB' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt

F-Score: 5
Z-Score: 0.36
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 28.20
OKSB's Operating margin (%) is ranked higher than
86% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 25.80 vs. OKSB: 28.20 )
OKSB' s 10-Year Operating margin (%) Range
Min: -101.5   Max: 37.8
Current: 28.2

-101.5
37.8
Net-margin (%) 17.5
OKSB's Net-margin (%) is ranked higher than
77% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.10 vs. OKSB: 17.5 )
OKSB' s 10-Year Net-margin (%) Range
Min: -61.9   Max: 23.7
Current: 17.5

-61.9
23.7
ROE (%) 6.6
OKSB's ROE (%) is ranked higher than
70% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. OKSB: 6.6 )
OKSB' s 10-Year ROE (%) Range
Min: -22.2   Max: 14.8
Current: 6.6

-22.2
14.8
ROA (%) 0.8
OKSB's ROA (%) is ranked higher than
84% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. OKSB: 0.8 )
OKSB' s 10-Year ROA (%) Range
Min: -2.9   Max: 1.2
Current: 0.8

-2.9
1.2
Revenue Growth (%) -12.7
OKSB's Revenue Growth (%) is ranked lower than
58% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. OKSB: -12.7 )
OKSB' s 10-Year Revenue Growth (%) Range
Min: -12.7   Max: 11.7
Current: -12.7

-12.7
11.7
EBITDA Growth (%) -2.6
OKSB's EBITDA Growth (%) is ranked lower than
80% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.10 vs. OKSB: -2.6 )
OKSB' s 10-Year EBITDA Growth (%) Range
Min: -13.5   Max: 11.1
Current: -2.6

-13.5
11.1
EPS Growth (%) 1.6
OKSB's EPS Growth (%) is ranked lower than
82% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.40 vs. OKSB: 1.6 )
OKSB' s 10-Year EPS Growth (%) Range
Min: -23.9   Max: 11.2
Current: 1.6

-23.9
11.2
ยป OKSB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2012

OKSB Guru Trades in Q2 2012

Jim Simons 21,033 sh (New)
Bernard Horn 177,097 sh (unchged)
Arnold Schneider 52,964 sh (-25.99%)
» More
Q3 2012

OKSB Guru Trades in Q3 2012

Bernard Horn 177,097 sh (unchged)
Arnold Schneider Sold Out
Jim Simons 19,433 sh (-7.61%)
» More
Q4 2012

OKSB Guru Trades in Q4 2012

Bernard Horn 177,097 sh (unchged)
Jim Simons Sold Out
» More
Q1 2013

OKSB Guru Trades in Q1 2013

Bernard Horn 177,097 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with OKSB

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Arnold Schneider 2012-09-30 Sold Out 0.05%$9.18 - $11.31 $ 13.6534%0
Arnold Schneider 2012-06-30 Reduce -25.99%0.01%$8.2 - $9.64 $ 13.6549%52964
Arnold Schneider 2012-03-31 Reduce -53.22%0.04%$6.03 - $9.42 $ 13.6577%71564
George Soros 2011-12-31 Sold Out 0.0009%$3.8 - $6.47 $ 13.65186%0
Arnold Schneider 2011-09-30 New Buy0.05%$3.9 - $10.58 $ 13.65116%135454
George Soros 2011-06-30 New Buy$9.82 - $14.5 $ 13.659%11900
Premium More recent guru trades are included for Premium Members only!!

Preferred stocks of Southwest Bancorp Inc

SymbolPriceYieldDescription
OKSBP25.9010.14Southwest Capital Trust II- 10.50% Trust Preferred Securities

Top Ranked Articles about Southwest Bancorp Inc

Weekly CFO Buys Highlight
According to GuruFocus Insider Data, these are the largest CFO buys during the past week. The overall trend of CFOs is illustrated in the chart below: Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 25.20
OKSB's P/E(ttm) is ranked lower than
74% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.43 vs. OKSB: 25.20 )
OKSB' s 10-Year P/E(ttm) Range
Min: 5.23   Max: 66.8
Current: 25.2

5.23
66.8
P/B 1.08
OKSB's P/B is ranked lower than
55% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. OKSB: 1.08 )
OKSB' s 10-Year P/B Range
Min: 0.21   Max: 2.7
Current: 1.08

0.21
2.7
P/S 3.03
OKSB's P/S is ranked lower than
55% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.20 vs. OKSB: 3.03 )
OKSB' s 10-Year P/S Range
Min: 0.65   Max: 4.1
Current: 3.03

0.65
4.1
PFCF 5.09
OKSB's PFCF is ranked higher than
55% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. OKSB: 5.09 )
OKSB' s 10-Year PFCF Range
Min: 0.73   Max: 18.76
Current: 5.09

0.73
18.76
EV-to-EBIT 19.05
OKSB's EV-to-EBIT is ranked lower than
63% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.90 vs. OKSB: 19.05 )
OKSB' s 10-Year EV-to-EBIT Range
Min: 2.3   Max: 41.7
Current: 19.05

2.3
41.7
Shiller P/E 117.97
OKSB's Shiller P/E is ranked higher than
51% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.60 vs. OKSB: 117.97 )
OKSB' s 10-Year Shiller P/E Range
Min: 4.06   Max: 113.75
Current: 117.97

4.06
113.75

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.1
OKSB's Price/Tangible Book is ranked higher than
58% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. OKSB: 1.1 )
OKSB' s 10-Year Price/Tangible Book Range
Min: 0.3   Max: 2.5
Current: 1.1

0.3
2.5
Price/DCF (Projected) 0.2
OKSB's Price/DCF (Projected) is ranked higher than
51% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.50 vs. OKSB: 0.2 )
OKSB' s 10-Year Price/DCF (Projected) Range
Min: 0.1   Max: 6.8
Current: 0.2

0.1
6.8
Price/Median PS Value 1.2
OKSB's Price/Median PS Value is ranked higher than
85% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. OKSB: 1.2 )
OKSB' s 10-Year Price/Median PS Value Range
Min: 0.4   Max: 1.6
Current: 1.2

0.4
1.6
Price/Graham Number 0.9
OKSB's Price/Graham Number is ranked higher than
55% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. OKSB: 0.9 )
OKSB' s 10-Year Price/Graham Number Range
Min: 0.3   Max: 1.3
Current: 0.9

0.3
1.3
Earnings Yield (Greenblatt) 5.20
OKSB's Earnings Yield (Greenblatt) is ranked lower than
51% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. OKSB: 5.20 )
OKSB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.4   Max: 42.9
Current: 5.2

2.4
42.9
Forward Rate of Return (Yacktman) 19.66
OKSB's Forward Rate of Return (Yacktman) is ranked lower than
96% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.01 vs. OKSB: 19.66 )
OKSB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -2.3   Max: 135.3
Current: 19.66

-2.3
135.3

Business Description

Southwest Bancorp Inc. was incorporated in 1981. It is a financial holding company which provides commercial and consumer banking services through its banking subsidiaries, Stillwater National, SNB Wichita, and SNB Kansas and management consulting services through BCG and HSSI. The company offers a variety of commercial and consumer lending and deposit services. Southwest has developed internet banking services, called SNB DirectBanker, for consumer and commercial customers, a highly automated lockbox, imaging, and information service for commercial customers called 'SNB Digital Lockbox,' and deposit products that automatically sweep excess funds from commercial demand deposit accounts and invest them in interest bearing funds. The commercial loans offered by Southwest include (i) commercial real estate loans, (ii) working capital and other commercial loans, (iii) construction loans, and (iv) Small Business Administration ('SBA') guaranteed loans. Consumer lending services include (i) student loans, (ii) residential real estate loans and mortgage banking services, and (iii) personal lines of credit and other installment loans. Southwest also offers deposit and personal banking services, including (i) commercial deposit services such as SNB Digital Lockbox, commercial checking, money market, and other deposit accounts, and (ii) retail deposit services such as certificates of deposit, money market accounts, checking accounts, NOW accounts, savings accounts, and automatic teller machine ( 'ATM') access. Insurance, benefit, and annuity products are offered through SNB Insurance Agency, Inc., a wholly owned subsidiary of Stillwater National. Trust services, personal brokerage, and credit cards are offered through relationships with independent institutions and SNB Kansas. The company's business operations are conducted through six operating segments that include regional divisions, a Secondary Market segment consisting of student lending and residential mortgage lending services, and an 'other' segment that includes funds management, SNB Wealth Management, and nonbank cash machine operations.
Company Website
SEC Reports
Industry: Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR

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