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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.17
ORI's Cash to Debt is ranked lower than
94% of the 163 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9999.00 vs. ORI: 0.17 )
Ranked among companies with meaningful Cash to Debt only.
ORI' s Cash to Debt Range Over the Past 10 Years
Min: 0.08  Med: 0.33 Max: No Debt
Current: 0.17
Equity to Asset 0.23
ORI's Equity to Asset is ranked higher than
50% of the 160 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.23 vs. ORI: 0.23 )
Ranked among companies with meaningful Equity to Asset only.
ORI' s Equity to Asset Range Over the Past 10 Years
Min: 0.22  Med: 0.32 Max: 0.37
Current: 0.23
0.22
0.37
Interest Coverage 15.12
ORI's Interest Coverage is ranked lower than
70% of the 137 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10000.00 vs. ORI: 15.12 )
Ranked among companies with meaningful Interest Coverage only.
ORI' s Interest Coverage Range Over the Past 10 Years
Min: 0.86  Med: 31.16 Max: 79.67
Current: 15.12
0.86
79.67
F-Score: 5
WACC vs ROIC
11.24%
9.86%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 10.96
ORI's Operating margin (%) is ranked higher than
54% of the 158 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.58 vs. ORI: 10.96 )
Ranked among companies with meaningful Operating margin (%) only.
ORI' s Operating margin (%) Range Over the Past 10 Years
Min: -25.3  Med: 0.67 Max: 19.89
Current: 10.96
-25.3
19.89
Net-margin (%) 7.32
ORI's Net-margin (%) is ranked lower than
52% of the 161 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.74 vs. ORI: 7.32 )
Ranked among companies with meaningful Net-margin (%) only.
ORI' s Net-margin (%) Range Over the Past 10 Years
Min: -17.24  Med: 3.70 Max: 14.49
Current: 7.32
-17.24
14.49
ROE (%) 10.76
ORI's ROE (%) is ranked higher than
58% of the 161 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.15 vs. ORI: 10.76 )
Ranked among companies with meaningful ROE (%) only.
ORI' s ROE (%) Range Over the Past 10 Years
Min: -13.48  Med: 3.43 Max: 13.98
Current: 10.76
-13.48
13.98
ROA (%) 2.46
ORI's ROA (%) is ranked higher than
56% of the 161 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.97 vs. ORI: 2.46 )
Ranked among companies with meaningful ROA (%) only.
ORI' s ROA (%) Range Over the Past 10 Years
Min: -4.2  Med: 1.15 Max: 4.99
Current: 2.46
-4.2
4.99
Revenue Growth (3Y)(%) 1.00
ORI's Revenue Growth (3Y)(%) is ranked lower than
64% of the 117 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.10 vs. ORI: 1.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
ORI' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -5.2  Med: 6.90 Max: 16
Current: 1
-5.2
16
» ORI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

ORI Guru Trades in Q1 2015

Chuck Royce 1,702,058 sh (+8.27%)
HOTCHKIS & WILEY 3,262,119 sh (+1.06%)
Prem Watsa 45,000 sh (unchged)
Michael Price 21,093 sh (unchged)
Paul Tudor Jones Sold Out
Joel Greenblatt 24,334 sh (-0.17%)
Charles Brandes 1,103,812 sh (-3.97%)
Kahn Brothers 1,873,882 sh (-4.55%)
» More
Q2 2015

ORI Guru Trades in Q2 2015

Lee Ainslie 3,819,270 sh (New)
Charles Brandes 1,112,206 sh (+0.76%)
HOTCHKIS & WILEY 3,262,119 sh (unchged)
Michael Price 21,093 sh (unchged)
Chuck Royce 1,697,058 sh (-0.29%)
Joel Greenblatt 23,734 sh (-2.47%)
Kahn Brothers 1,115,157 sh (-40.49%)
Prem Watsa 25,000 sh (-44.44%)
» More
Q3 2015

ORI Guru Trades in Q3 2015

Jim Simons 21,900 sh (New)
Ken Fisher 187,000 sh (New)
Ray Dalio 11,405 sh (New)
Lee Ainslie 5,144,270 sh (+34.69%)
Michael Price 21,093 sh (unchged)
Prem Watsa Sold Out
Charles Brandes 1,109,147 sh (-0.28%)
Chuck Royce 1,559,558 sh (-8.10%)
HOTCHKIS & WILEY 2,749,819 sh (-15.70%)
Kahn Brothers 845,861 sh (-24.15%)
Joel Greenblatt 17,483 sh (-26.34%)
» More
Q4 2015

ORI Guru Trades in Q4 2015

Arnold Schneider 48,904 sh (New)
John Keeley 13,662 sh (New)
Jim Simons 923,385 sh (+4116.37%)
Ken Fisher 187,000 sh (unchged)
Ray Dalio Sold Out
Kahn Brothers 809,092 sh (-4.35%)
Chuck Royce 1,033,558 sh (-33.73%)
Charles Brandes 678,875 sh (-38.79%)
» More
» Details

Insider Trades

Latest Guru Trades with ORI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Top Ranked Articles about Old Republic International Corp

Prem Watsa Sells Polypore, Advent Software Canadian guru's largest divestitures in 3rd quarter
Fairfax was founded in 1985 by the present chairman and CEO Prem Watsa (Trades, Portfolio), and is headquartered in Toronto, Canada. The following are Watsa’s most heavily weighted trades during the third quarter. Read more...
Kahn Brothers' Largest Sales During 3rd Quarter Fund trims stake in banking and insurance companies
Irving Kahn, along with brothers Alan and Thomas, founded Kahn Brothers (Trades, Portfolio) & Company in 1978. The firm manages a portfolio composed of 38 stocks with a total value of $540 million. The following are the most heavily weighted trades during the third quarter. Read more...
Kahn Brothers Reduces Stake in Old Republic International
Nearly 40 years ago, Irving Kahn and his brothers, Alan and Thomas, founded Kahn Brothers (Trades, Portfolio), a firm that invests mostly in undervalued and often unpopular securities. Irving Kahn died earlier this year at the age of 109, but the firm survives him, heeding the investment philosophies of Benjamin Graham. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 12.80
ORI's P/E(ttm) is ranked lower than
61% of the 214 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.98 vs. ORI: 12.80 )
Ranked among companies with meaningful P/E(ttm) only.
ORI' s P/E(ttm) Range Over the Past 10 Years
Min: 7.74  Med: 11.28 Max: 699
Current: 12.8
7.74
699
Forward P/E 14.04
ORI's Forward P/E is ranked lower than
90% of the 127 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.99 vs. ORI: 14.04 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 13.40
ORI's PE(NRI) is ranked lower than
58% of the 156 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.30 vs. ORI: 13.40 )
Ranked among companies with meaningful PE(NRI) only.
ORI' s PE(NRI) Range Over the Past 10 Years
Min: 7.9  Med: 11.26 Max: 1398
Current: 13.4
7.9
1398
P/B 1.20
ORI's P/B is ranked lower than
68% of the 241 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.03 vs. ORI: 1.20 )
Ranked among companies with meaningful P/B only.
ORI' s P/B Range Over the Past 10 Years
Min: 0.47  Med: 0.91 Max: 1.29
Current: 1.2
0.47
1.29
P/S 0.93
ORI's P/S is ranked lower than
51% of the 253 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.95 vs. ORI: 0.93 )
Ranked among companies with meaningful P/S only.
ORI' s P/S Range Over the Past 10 Years
Min: 0.41  Med: 0.81 Max: 1.43
Current: 0.93
0.41
1.43
POCF 6.95
ORI's POCF is ranked lower than
51% of the 207 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.84 vs. ORI: 6.95 )
Ranked among companies with meaningful POCF only.
ORI' s POCF Range Over the Past 10 Years
Min: 2.68  Med: 5.78 Max: 558
Current: 6.95
2.68
558
EV-to-EBIT 7.80
ORI's EV-to-EBIT is ranked lower than
53% of the 215 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.96 vs. ORI: 7.80 )
Ranked among companies with meaningful EV-to-EBIT only.
ORI' s EV-to-EBIT Range Over the Past 10 Years
Min: -239.9  Med: 6.00 Max: 366.9
Current: 7.8
-239.9
366.9
EV-to-EBITDA 7.80
ORI's EV-to-EBITDA is ranked lower than
64% of the 214 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.08 vs. ORI: 7.80 )
Ranked among companies with meaningful EV-to-EBITDA only.
ORI' s EV-to-EBITDA Range Over the Past 10 Years
Min: -239.9  Med: 6.00 Max: 366.9
Current: 7.8
-239.9
366.9
Shiller P/E 36.23
ORI's Shiller P/E is ranked lower than
96% of the 48 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.97 vs. ORI: 36.23 )
Ranked among companies with meaningful Shiller P/E only.
ORI' s Shiller P/E Range Over the Past 10 Years
Min: 4.96  Med: 11.42 Max: 38.69
Current: 36.23
4.96
38.69

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 4.16
ORI's Dividend Yield is ranked lower than
57% of the 252 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.21 vs. ORI: 4.16 )
Ranked among companies with meaningful Dividend Yield only.
ORI' s Dividend Yield Range Over the Past 10 Years
Min: 2.08  Med: 4.94 Max: 11.25
Current: 4.16
2.08
11.25
Dividend Payout 0.55
ORI's Dividend Payout is ranked lower than
59% of the 133 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.46 vs. ORI: 0.55 )
Ranked among companies with meaningful Dividend Payout only.
ORI' s Dividend Payout Range Over the Past 10 Years
Min: 0.09  Med: 0.24 Max: 5.67
Current: 0.55
0.09
5.67
Dividend Growth (3y) 1.40
ORI's Dividend Growth (3y) is ranked lower than
63% of the 54 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.50 vs. ORI: 1.40 )
Ranked among companies with meaningful Dividend Growth (3y) only.
ORI' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 1.4  Med: 8.90 Max: 21
Current: 1.4
1.4
21
Forward Dividend Yield 4.16
ORI's Forward Dividend Yield is ranked lower than
52% of the 246 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.36 vs. ORI: 4.16 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 4.59
ORI's Yield on cost (5-Year) is ranked higher than
52% of the 252 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.63 vs. ORI: 4.59 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
ORI' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 2.31  Med: 5.48 Max: 12.48
Current: 4.59
2.31
12.48
3-Year Average Share Buyback Ratio -5.00
ORI's 3-Year Average Share Buyback Ratio is ranked lower than
72% of the 67 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -0.60 vs. ORI: -5.00 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
ORI' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -6.8  Med: -0.60 Max: 5.2
Current: -5
-6.8
5.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.20
ORI's Price/Tangible Book is ranked higher than
60% of the 245 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.22 vs. ORI: 1.20 )
Ranked among companies with meaningful Price/Tangible Book only.
ORI' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.58  Med: 1.08 Max: 1.85
Current: 1.2
0.58
1.85
Price/Projected FCF 1.71
ORI's Price/Projected FCF is ranked lower than
89% of the 131 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.48 vs. ORI: 1.71 )
Ranked among companies with meaningful Price/Projected FCF only.
ORI' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.27  Med: 0.51 Max: 1.68
Current: 1.71
0.27
1.68
Price/Median PS Value 1.15
ORI's Price/Median PS Value is ranked lower than
77% of the 234 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.95 vs. ORI: 1.15 )
Ranked among companies with meaningful Price/Median PS Value only.
ORI' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.54  Med: 1.42 Max: 2.85
Current: 1.15
0.54
2.85
Price/Graham Number 0.84
ORI's Price/Graham Number is ranked lower than
57% of the 214 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.32 vs. ORI: 0.84 )
Ranked among companies with meaningful Price/Graham Number only.
ORI' s Price/Graham Number Range Over the Past 10 Years
Min: 0.51  Med: 0.74 Max: 7.14
Current: 0.84
0.51
7.14
Earnings Yield (Greenblatt) (%) 12.80
ORI's Earnings Yield (Greenblatt) (%) is ranked higher than
56% of the 149 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.40 vs. ORI: 12.80 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
ORI' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.3  Med: 14.30 Max: 24.2
Current: 12.8
0.3
24.2
Forward Rate of Return (Yacktman) (%) 11.31
ORI's Forward Rate of Return (Yacktman) (%) is ranked lower than
60% of the 53 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 14.47 vs. ORI: 11.31 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
ORI' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 1.4  Med: 18.70 Max: 37.1
Current: 11.31
1.4
37.1

More Statistics

Revenue(Mil) $5766
EPS $ 1.48
Beta1.48
Short Percentage of Float1.34%
52-Week Range $14.47 - 19.11
Shares Outstanding(Mil)261.45

Analyst Estimate

Dec16
Revenue(Mil)
EPS($) 1.10
EPS without NRI($) 1.10

Latest Earnings Webcast

» More Conference Calls

Business Description

Industry: Insurance » Insurance - Diversified
Compare:BRK.A, ALIZF, AXAHY, ZFSVF, AIZ » details
Traded in other countries:ORJ.Germany,
Old Republic International Corporation is engaged in the single business of insurance underwriting. It conducts its operations through insurance company subsidiaries organized into three major segments, namely, it's General Insurance Group (property and liability insurance), Title Insurance Group, and the Republic Financial Indemnity Group (RFIG) (mortgage guaranty (MI) and consumer credit indemnity (CCI)) Run-off Business. Its General Insurance segment provides commercial lines insurance business such as liability insurance coverages. Most of these coverages are provided to businesses, government, and other institutions. Its major coverages include Automobile Extended Warranty Insurance, Aviation, Commercial Multi-Peril, Financial Indemnity, General Liability Home Warranty Insurance, Travel Accident, and Workers' Compensation. The Company's Title Insurance Group's business consists primarily of the issuance of policies to real estate purchasers and investors based upon searches of the public records, which contain information concerning interests in real property. The policies insure against losses arising out of defects, liens and encumbrances affecting the insured title and not excluded or excepted from the coverage of the policy. There are two basic types of title insurance policies: lenders' policies and owners' policies. Both are issued for a one-time premium. Most mortgages made in the United States are extended by mortgage bankers, savings and commercial banks, state and federal agencies, and life insurance companies. The financial institutions secure title insurance policies to protect their mortgagees' interest in the real property. This protection remains in effect for as long as the mortgagee has an interest in the property. A separate title insurance policy may be issued to the owner of the real estate. An owner's policy of title insurance protects an owner's interest in the title to the property. The Company's RFIG run-off business consists of its mortgage guaranty and CCI operations. Private mortgage insurance protects mortgage lenders and investors from default related losses on residential mortgage loans made primarily to homebuyers who make down payments of less than 20% of the home's purchase price. The mortgage guaranty operation insures only first mortgage loans, primarily on residential properties incorporating one-to-four family dwelling units. There are two principal types of private mortgage insurance coverage: "primary" and "pool". Primary mortgage insurance provides mortgage default protection on individual loans and covers a stated percentage of the unpaid loan principal, delinquent interest, and certain expenses associated with the default and subsequent foreclosure. In lieu of paying the stated coverage percentage, the Company may pay the entire claim amount, take title to the mortgaged property, and subsequently sell the property to mitigate its loss. Pool insurance, which is written on a group of l
» More Articles for ORI

Headlines

Articles On GuruFocus.com
Kahn Brothers Sells Part of Stake in Pfizer in 4th Quarter Feb 09 2016 
Prem Watsa Sells Polypore, Advent Software Jan 07 2016 
Kahn Brothers Adds to Stake in Financial Services Company Nov 10 2015 
Kahn Brothers Reduces Stake in Old Republic International Aug 05 2015 
Kahn Brothers' Most Weighted Trades in Q2 2015 Jul 30 2015 
5 Dividend Champion Stocks May 06 2015 
20 Solid Dividend Growth Stocks With A Reasonable Pricing Apr 28 2015 
The Cheapest Dividend Growers From The MidCap 400 Dividend Aristocrats Index Feb 08 2015 
6 Cheapest Stocks With Dividend Yields Over 2% Sep 18 2014 
Three Higher-Quality, High-Yield Dividend Stocks Apr 01 2014 

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