Business Description
Hyakugo Bank Ltd
ISIN : JP3793800008
Share Class Description:
HYKUF: Ordinary SharesDescription
Hyakugo Bank Ltd is a Japanese bank that operates primarily in the Mie and Aichi prefectures. The bank's earning assets are just over half in loans and bills discounted and just under half in securities. Its loan portfolio is a diverse mix of loans to individuals, consumers, and small and medium-size companies. Housing loans dominate most loans made to consumers. Most outstanding loans to small and medium-size companies are in the manufacturing, real estate, wholesale and retail, government, financial services, and construction industries. Nearly all of the loans are made in the region the bank operates in. The bank's deposit base mostly originates from individuals.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.43 | |||||
| Equity-to-Asset | 0.06 | |||||
| Debt-to-Equity | 2.11 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -2 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 4.4 | |||||
| 3-Year EPS without NRI Growth Rate | 14.4 | |||||
| 3-Year Book Growth Rate | 5.7 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History |
|---|
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Dividend Growth Rate | 13 | |||||
| Shareholder Yield % | 43.64 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 16.16 | |||||
| FCF Margin % | -600.25 | |||||
| ROE % | 3.89 | |||||
| ROA % | 0.21 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 10.04 | |||||
| PE Ratio without NRI | 9.97 | |||||
| Shiller PE Ratio | 12.33 | |||||
| PEG Ratio | 3.44 | |||||
| PS Ratio | 1.62 | |||||
| PB Ratio | 0.37 | |||||
| Price-to-Tangible-Book | 0.37 | |||||
| EV-to-Revenue | -2.38 | |||||
| EV-to-FCF | 0.42 | |||||
| Price-to-Projected-FCF | 0.17 | |||||
| Price-to-DCF (Earnings Based) | 0.41 | |||||
| Price-to-Median-PS-Value | 1.23 | |||||
| Price-to-Graham-Number | 0.41 | |||||
| FCF Yield % | -355.24 | |||||
| Forward Rate of Return (Yacktman) % | 40.34 |
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