Business Description
Suruga Bank Ltd
NAICS : 522110
ISIN : US8690072033
Share Class Description:
SUGBY: ADRCompare
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Traded in other countries / regions
8358.JapanURU.GermanySUGBY.USA IPO Date
1994-10-31Description
Suruga Bank Ltd. is a regional bank in the Kanto area. The company divides its operations into five core businesses: personal loans, housing loans, asset management, life support, and small- to medium-size corporate lending. Specifically, this includes deposits, loans, foreign exchange transactions, leasing, letters of credit, and credit card services. Within their loan business, Suruga caters to consumers, allowing them to access more credit to work on projects such as renovations and refurbishment in addition to traditional housing loans. The company earns the majority of its revenue from housing loans. The bank operates primarily in Shizuoka and Kanagawa.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | No Debt | |||||
| Equity-to-Asset | 0.08 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 8/9 | |||||
| WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -11.6 | |||||
| 3-Year EPS without NRI Growth Rate | -24.5 | |||||
| 3-Year FCF Growth Rate | -61 | |||||
| 3-Year Book Growth Rate | 9.1 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 99.03 | |||||
| 9-Day RSI | 98.71 | |||||
| 14-Day RSI | 97.91 | |||||
| 6-1 Month Momentum % | 48.09 | |||||
| 12-1 Month Momentum % | 57.76 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 0.78 | |||||
| Dividend Payout Ratio | 1.14 | |||||
| 3-Year Dividend Growth Rate | 21.6 | |||||
| Forward Dividend Yield % | 1.55 | |||||
| 5-Year Yield-on-Cost % | 0.25 | |||||
| 3-Year Average Share Buyback Ratio | 6.7 | |||||
| Shareholder Yield % | 2.07 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 6.24 | |||||
| FCF Margin % | 47.42 | |||||
| ROE % | 1.15 | |||||
| ROA % | 0.09 | |||||
| Years of Profitability over Past 10-Year | 9 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 154.72 | |||||
| PE Ratio without NRI | 62.58 | |||||
| Shiller PE Ratio | 18.33 | |||||
| PEG Ratio | 25.03 | |||||
| PS Ratio | 3.84 | |||||
| PB Ratio | 0.65 | |||||
| Price-to-Tangible-Book | 0.68 | |||||
| Price-to-Free-Cash-Flow | 7.98 | |||||
| Price-to-Operating-Cash-Flow | 7.23 | |||||
| EV-to-Revenue | -13.94 | |||||
| EV-to-FCF | -33.09 | |||||
| Price-to-Projected-FCF | 0.32 | |||||
| Price-to-Median-PS-Value | 2.18 | |||||
| Price-to-Peter-Lynch-Fair-Value | 6.51 | |||||
| Price-to-Graham-Number | 1.25 | |||||
| FCF Yield % | 13.99 | |||||
| Forward Rate of Return (Yacktman) % | 23.68 |
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