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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 2.26
OZRK's Cash-to-Debt is ranked higher than
50% of the 1592 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.23 vs. OZRK: 2.26 )
Ranked among companies with meaningful Cash-to-Debt only.
OZRK' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.08  Med: 0.19 Max: 3.06
Current: 2.26
0.08
3.06
Equity-to-Asset 0.15
OZRK's Equity-to-Asset is ranked higher than
85% of the 1591 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. OZRK: 0.15 )
Ranked among companies with meaningful Equity-to-Asset only.
OZRK' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.07 Max: 0.15
Current: 0.15
0.06
0.15
Interest Coverage 7.83
OZRK's Interest Coverage is ranked higher than
86% of the 1515 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. OZRK: 7.83 )
Ranked among companies with meaningful Interest Coverage only.
OZRK' s Interest Coverage Range Over the Past 10 Years
Min: 0.46  Med: 5.06 Max: 10.04
Current: 7.83
0.46
10.04
Beneish M-Score: -1.56
WACC vs ROIC
12.54%
15.50%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating Margin % 60.44
OZRK's Operating Margin % is ranked higher than
92% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.37 vs. OZRK: 60.44 )
Ranked among companies with meaningful Operating Margin % only.
OZRK' s Operating Margin % Range Over the Past 10 Years
Min: 33.03  Med: 47.66 Max: 60.29
Current: 60.44
33.03
60.29
Net Margin % 38.85
OZRK's Net Margin % is ranked higher than
83% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.70 vs. OZRK: 38.85 )
Ranked among companies with meaningful Net Margin % only.
OZRK' s Net Margin % Range Over the Past 10 Years
Min: 25.45  Med: 33.19 Max: 38.35
Current: 38.85
25.45
38.35
ROE % 13.38
OZRK's ROE % is ranked higher than
78% of the 1603 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.58 vs. OZRK: 13.38 )
Ranked among companies with meaningful ROE % only.
OZRK' s ROE % Range Over the Past 10 Years
Min: 12.42  Med: 15.74 Max: 27.2
Current: 13.38
12.42
27.2
ROA % 1.92
OZRK's ROA % is ranked higher than
85% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. OZRK: 1.92 )
Ranked among companies with meaningful ROA % only.
OZRK' s ROA % Range Over the Past 10 Years
Min: 1.15  Med: 2 Max: 2.85
Current: 1.92
1.15
2.85
3-Year Revenue Growth Rate 21.80
OZRK's 3-Year Revenue Growth Rate is ranked higher than
92% of the 1354 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. OZRK: 21.80 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
OZRK' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 3.2  Med: 16.85 Max: 33.3
Current: 21.8
3.2
33.3
3-Year EBITDA Growth Rate 30.00
OZRK's 3-Year EBITDA Growth Rate is ranked higher than
89% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. OZRK: 30.00 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
OZRK' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0.4  Med: 20.85 Max: 47.5
Current: 30
0.4
47.5
3-Year EPS without NRI Growth Rate 27.00
OZRK's 3-Year EPS without NRI Growth Rate is ranked higher than
85% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. OZRK: 27.00 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
OZRK' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 1.1  Med: 21.05 Max: 45.8
Current: 27
1.1
45.8
GuruFocus has detected 1 Warning Sign with Bank of the Ozarks Inc $OZRK.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» OZRK's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

OZRK Guru Trades in Q1 2016

George Soros 7,900 sh (New)
Jim Simons 639,340 sh (+158.51%)
John Hussman Sold Out
Paul Tudor Jones 7,400 sh (-40.32%)
» More
Q2 2016

OZRK Guru Trades in Q2 2016

Paul Tudor Jones 26,816 sh (+262.38%)
George Soros Sold Out
Jim Simons 250,973 sh (-60.74%)
» More
Q3 2016

OZRK Guru Trades in Q3 2016

Joel Greenblatt 6,473 sh (New)
Jim Simons 719,297 sh (+186.60%)
Paul Tudor Jones 21,354 sh (-20.37%)
» More
Q4 2016

OZRK Guru Trades in Q4 2016

Chuck Royce 56,000 sh (New)
Joel Greenblatt Sold Out
Jim Simons Sold Out
Paul Tudor Jones 12,264 sh (-42.57%)
» More
» Details

Insider Trades

Latest Guru Trades with OZRK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NAS:CBSH, NAS:BOKF, NYSE:CFR, NAS:PACW, NAS:PBCT, NYSE:SNV, NYSE:WAL, NAS:TFSL, NYSE:WBS, NYSE:PB, NAS:PVTB, NYSE:FNB, NYSE:FHN, NAS:BPOP, NAS:FHB, OTCPK:FCNCB, NAS:IBKC, NAS:HBHC, NAS:SBNY, OTCPK:CYHT » details
Traded in other countries:BO8.Germany,
Headquarter Location:USA
Bank of the Ozarks Inc provides retail and commercial banking services. It also provides mortgage lending, corporate cash management services, including wholesale lock box services, remote deposit capture services.

Bank of the Ozarks is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices primarily in the southeastern United States, as well as Texas, New York, and California. The bank holding company also owns a number of finance subsidiary business trusts formed in connection with the issuance of debt and preferred securities. Bank of the Ozarks provides a wide range of retail and commercial banking services, but principally concentrates its activities in real estate loans, which account for the great majority of the bank's loans and leases. The bank's real estate lending arm, which finances many metropolitan construction and development projects, extends further than many of its community banking competitors.

Ratios

vs
industry
vs
history
PE Ratio 17.39
OZRK's PE Ratio is ranked lower than
74% of the 1510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.59 vs. OZRK: 17.39 )
Ranked among companies with meaningful PE Ratio only.
OZRK' s PE Ratio Range Over the Past 10 Years
Min: 6.88  Med: 15.75 Max: 27.76
Current: 17.39
6.88
27.76
Forward PE Ratio 15.63
OZRK's Forward PE Ratio is ranked lower than
73% of the 839 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.93 vs. OZRK: 15.63 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 17.39
OZRK's PE Ratio without NRI is ranked lower than
74% of the 1477 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.63 vs. OZRK: 17.39 )
Ranked among companies with meaningful PE Ratio without NRI only.
OZRK' s PE Ratio without NRI Range Over the Past 10 Years
Min: 6.84  Med: 15.62 Max: 27.76
Current: 17.39
6.84
27.76
Price-to-Owner-Earnings 18.00
OZRK's Price-to-Owner-Earnings is ranked lower than
72% of the 882 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.21 vs. OZRK: 18.00 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
OZRK' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 5.34  Med: 22.18 Max: 75.98
Current: 18
5.34
75.98
PB Ratio 2.01
OZRK's PB Ratio is ranked lower than
89% of the 1611 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. OZRK: 2.01 )
Ranked among companies with meaningful PB Ratio only.
OZRK' s PB Ratio Range Over the Past 10 Years
Min: 1.07  Med: 2.4 Max: 3.84
Current: 2.01
1.07
3.84
PS Ratio 6.85
OZRK's PS Ratio is ranked lower than
90% of the 1586 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.40 vs. OZRK: 6.85 )
Ranked among companies with meaningful PS Ratio only.
OZRK' s PS Ratio Range Over the Past 10 Years
Min: 2.2  Med: 5.14 Max: 9.97
Current: 6.85
2.2
9.97
Price-to-Free-Cash-Flow 25.10
OZRK's Price-to-Free-Cash-Flow is ranked lower than
88% of the 870 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.33 vs. OZRK: 25.10 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
OZRK' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 10.29  Med: 26.45 Max: 267.8
Current: 25.1
10.29
267.8
Price-to-Operating-Cash-Flow 20.39
OZRK's Price-to-Operating-Cash-Flow is ranked lower than
86% of the 940 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.82 vs. OZRK: 20.39 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
OZRK' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 5.47  Med: 19.24 Max: 66.04
Current: 20.39
5.47
66.04
EV-to-EBIT 11.06
OZRK's EV-to-EBIT is ranked lower than
54% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.52 vs. OZRK: 11.06 )
Ranked among companies with meaningful EV-to-EBIT only.
OZRK' s EV-to-EBIT Range Over the Past 10 Years
Min: 6  Med: 15 Max: 22.9
Current: 11.06
6
22.9
EV-to-EBITDA 10.55
OZRK's EV-to-EBITDA is ranked lower than
56% of the 1685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. OZRK: 10.55 )
Ranked among companies with meaningful EV-to-EBITDA only.
OZRK' s EV-to-EBITDA Range Over the Past 10 Years
Min: 5.6  Med: 14.05 Max: 21.1
Current: 10.55
5.6
21.1
PEG Ratio 1.12
OZRK's PEG Ratio is ranked higher than
56% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.43 vs. OZRK: 1.12 )
Ranked among companies with meaningful PEG Ratio only.
OZRK' s PEG Ratio Range Over the Past 10 Years
Min: 0.3  Med: 1.08 Max: 3.44
Current: 1.12
0.3
3.44
Shiller PE Ratio 35.99
OZRK's Shiller PE Ratio is ranked lower than
87% of the 479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.93 vs. OZRK: 35.99 )
Ranked among companies with meaningful Shiller PE Ratio only.
OZRK' s Shiller PE Ratio Range Over the Past 10 Years
Min: 11.35  Med: 24.47 Max: 51.78
Current: 35.99
11.35
51.78

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.41
OZRK's Dividend Yield % is ranked lower than
83% of the 2319 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.69 vs. OZRK: 1.41 )
Ranked among companies with meaningful Dividend Yield % only.
OZRK' s Dividend Yield % Range Over the Past 10 Years
Min: 0.98  Med: 1.37 Max: 3.06
Current: 1.41
0.98
3.06
Dividend Payout Ratio 0.24
OZRK's Dividend Payout Ratio is ranked higher than
90% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. OZRK: 0.24 )
Ranked among companies with meaningful Dividend Payout Ratio only.
OZRK' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.13  Med: 0.24 Max: 0.31
Current: 0.24
0.13
0.31
3-Year Dividend Growth Rate 20.50
OZRK's 3-Year Dividend Growth Rate is ranked higher than
77% of the 768 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. OZRK: 20.50 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
OZRK' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 20.2 Max: 65.1
Current: 20.5
0
65.1
Forward Dividend Yield % 1.47
OZRK's Forward Dividend Yield % is ranked lower than
84% of the 2248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.73 vs. OZRK: 1.47 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 4.96
OZRK's 5-Year Yield-on-Cost % is ranked higher than
63% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.31 vs. OZRK: 4.96 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
OZRK' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.42  Med: 4.78 Max: 10.68
Current: 4.96
3.42
10.68
3-Year Average Share Buyback Ratio -18.00
OZRK's 3-Year Average Share Buyback Ratio is ranked lower than
88% of the 1042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. OZRK: -18.00 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
OZRK' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -18  Med: -1.3 Max: 0
Current: -18
-18
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.68
OZRK's Price-to-Tangible-Book is ranked lower than
93% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. OZRK: 2.68 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
OZRK' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 1.09  Med: 2.55 Max: 4.89
Current: 2.68
1.09
4.89
Price-to-Intrinsic-Value-Projected-FCF 1.49
OZRK's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
91% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. OZRK: 1.49 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
OZRK' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 1.08  Med: 2.14 Max: 3.05
Current: 1.49
1.08
3.05
Price-to-Intrinsic-Value-DCF (Earnings Based) 0.64
OZRK's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked higher than
58% of the 139 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. OZRK: 0.64 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
N/A
Price-to-Median-PS-Value 1.34
OZRK's Price-to-Median-PS-Value is ranked lower than
76% of the 1462 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. OZRK: 1.34 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
OZRK' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.33  Med: 0.87 Max: 1.72
Current: 1.34
0.33
1.72
Price-to-Peter-Lynch-Fair-Value 0.96
OZRK's Price-to-Peter-Lynch-Fair-Value is ranked higher than
56% of the 426 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. OZRK: 0.96 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
OZRK' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.4  Med: 0.9 Max: 2.21
Current: 0.96
0.4
2.21
Price-to-Graham-Number 1.51
OZRK's Price-to-Graham-Number is ranked lower than
89% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.96 vs. OZRK: 1.51 )
Ranked among companies with meaningful Price-to-Graham-Number only.
OZRK' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.63  Med: 1.28 Max: 2.18
Current: 1.51
0.63
2.18
Earnings Yield (Greenblatt) % 9.04
OZRK's Earnings Yield (Greenblatt) % is ranked higher than
59% of the 2207 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.95 vs. OZRK: 9.04 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
OZRK' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 4.4  Med: 6.7 Max: 16.6
Current: 9.04
4.4
16.6
Forward Rate of Return (Yacktman) % 21.18
OZRK's Forward Rate of Return (Yacktman) % is ranked higher than
73% of the 890 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.45 vs. OZRK: 21.18 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
OZRK' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 7.2  Med: 16.35 Max: 32.7
Current: 21.18
7.2
32.7

More Statistics

Revenue (TTM) (Mil) $791.4
EPS (TTM) $ 2.73
Beta1.72
Short Percentage of Float12.77%
52-Week Range $33.51 - 56.86
Shares Outstanding (Mil)121.57

Analyst Estimate

Dec17 Dec18
Revenue (Mil $) 934 1,066
EPS ($) 3.04 3.60
EPS without NRI ($) 3.04 3.60
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 0.72 0.79
» More Articles for OZRK

Headlines

Articles On GuruFocus.com
Weekly Top Insider Buys Highlight for the Week of April 21 Apr 22 2017 
Regional US Banks Offer Strong Predictable Value Oct 21 2016 
Midcap Dividend Growth Stocks by Sector: Part 2A Regional Banks Apr 13 2016 
Weekly CEO Sells Highlight: Cardinal Health Inc, Bank of the Ozarks Inc, Walt Disney Co, CBIZ Inc. May 17 2015 
Gurufocus Exclusive Interview With François Rochon Of Giverny Capital, 20x In 20 Years, Part II Feb 24 2015 
4 Biggest Stocks with the Most Recent Dividend Growth Oct 06 2013 
A View On The Latest Dividend Growth Stocks Jul 07 2013 
American Insider Buys Apr 19 2013 
My Three Favorite Stocks With Recent Dividend Growth Apr 07 2013 
My 3 Favorites From Last Week's Dividend Growth Stocks Jan 06 2013 

More From Other Websites
Weekly Top Insider Buys Highlight for the Week of April 21 Apr 22 2017
Post Earnings Coverage as Bank of the Ozarks Q1 EPS Surged 28.1%; Outshined Expectations Apr 19 2017
These 3 Stocks Just Raised Their Dividends Apr 17 2017
Bank of the Ozarks, Inc. : OZRK-US: Dividend Analysis : April 14th, 2017 (record date) : By the... Apr 17 2017
Regional Banks Are Heading Higher Suggest Charts Apr 12 2017
Bank of the Ozarks (OZRK) Beats on Q1 Earnings, Revenues Up Apr 12 2017
Edited Transcript of OZRK earnings conference call or presentation 11-Apr-17 3:00pm GMT Apr 11 2017
Bank of the Ozarks beats 1Q profit forecasts Apr 11 2017
Bank of the Ozarks, Inc. Announces Record First Quarter 2017 Earnings Apr 11 2017
Market Recon: Ready or Not, Earnings Season Is Coming Apr 11 2017
3 Stocks You Probably Never Heard of Before Could Soon See Explosive Short Squeezes Apr 10 2017
ETFs with exposure to Bank of the Ozarks, Inc. : April 7, 2017 Apr 07 2017
Bank of the Ozarks Looks More Attractive on Dividend Hike Apr 05 2017
Bank of the Ozarks, Inc. Announces Increased Regular Quarterly Dividend Apr 03 2017
Is the Correction Already Over? 4 Bank Stocks to Buy Apr 03 2017
Bank of the Ozarks, Inc. Announces First Quarter Earnings Release Date and Conference Call Mar 31 2017
Bank of the Ozarks, Inc. : OZRK-US: Dividend Analysis : January 20th, 2017 (record date) : By the... Mar 16 2017
Bank of the Ozarks, Inc. breached its 50 day moving average in a Bearish Manner : OZRK-US : March... Mar 16 2017
Bank of the Ozarks, Inc. :OZRK-US: Earnings Analysis: Q4, 2016 By the Numbers : March 14, 2017 Mar 14 2017
5 Reasons Why Bank of the Ozarks is an Attractive Choice Feb 28 2017

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