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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.16
PBCT's Cash to Debt is ranked lower than
87% of the 1088 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.69 vs. PBCT: 0.16 )
Ranked among companies with meaningful Cash to Debt only.
PBCT' s Cash to Debt Range Over the Past 10 Years
Min: 0.1  Med: 0.51 Max: N/A
Current: 0.16
Equity to Asset 0.12
PBCT's Equity to Asset is ranked higher than
68% of the 1578 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.10 vs. PBCT: 0.12 )
Ranked among companies with meaningful Equity to Asset only.
PBCT' s Equity to Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.12 Max: 0.34
Current: 0.12
0.07
0.34
Interest Coverage 2.85
PBCT's Interest Coverage is ranked higher than
64% of the 1429 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.82 vs. PBCT: 2.85 )
Ranked among companies with meaningful Interest Coverage only.
PBCT' s Interest Coverage Range Over the Past 10 Years
Min: 0.73  Med: 1.20 Max: 3.48
Current: 2.85
0.73
3.48
F-Score: 4
WACC vs ROIC
4.81%
3.43%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 30.40
PBCT's Operating margin (%) is ranked lower than
51% of the 1590 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 30.86 vs. PBCT: 30.40 )
Ranked among companies with meaningful Operating margin (%) only.
PBCT' s Operating margin (%) Range Over the Past 10 Years
Min: 13.11  Med: 28.91 Max: 34.99
Current: 30.4
13.11
34.99
Net-margin (%) 20.25
PBCT's Net-margin (%) is ranked lower than
58% of the 1593 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 22.37 vs. PBCT: 20.25 )
Ranked among companies with meaningful Net-margin (%) only.
PBCT' s Net-margin (%) Range Over the Past 10 Years
Min: 8.84  Med: 19.27 Max: 25.25
Current: 20.25
8.84
25.25
ROE (%) 5.52
PBCT's ROE (%) is ranked lower than
70% of the 1589 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.01 vs. PBCT: 5.52 )
Ranked among companies with meaningful ROE (%) only.
PBCT' s ROE (%) Range Over the Past 10 Years
Min: 1.66  Med: 4.79 Max: 11.02
Current: 5.52
1.66
11.02
ROA (%) 0.70
PBCT's ROA (%) is ranked lower than
61% of the 1598 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.86 vs. PBCT: 0.70 )
Ranked among companies with meaningful ROA (%) only.
PBCT' s ROA (%) Range Over the Past 10 Years
Min: 0.37  Med: 0.78 Max: 1.27
Current: 0.7
0.37
1.27
Revenue Growth (3Y)(%) 6.50
PBCT's Revenue Growth (3Y)(%) is ranked higher than
68% of the 1284 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.10 vs. PBCT: 6.50 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
PBCT' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -29.7  Med: 6.30 Max: 15.9
Current: 6.5
-29.7
15.9
EBITDA Growth (3Y)(%) 14.20
PBCT's EBITDA Growth (3Y)(%) is ranked higher than
71% of the 1167 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.40 vs. PBCT: 14.20 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
PBCT' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -58.5  Med: 5.65 Max: 178.1
Current: 14.2
-58.5
178.1
EPS Growth (3Y)(%) 15.00
PBCT's EPS Growth (3Y)(%) is ranked higher than
67% of the 1165 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.60 vs. PBCT: 15.00 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
PBCT' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -33.9  Med: 4.60 Max: 45
Current: 15
-33.9
45
» PBCT's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

PBCT Guru Trades in Q1 2015

Jim Simons 230,700 sh (+61.44%)
Jeremy Grantham 83,300 sh (+6.52%)
Pioneer Investments 690,108 sh (+1.62%)
James Barrow 14,322,358 sh (+0.52%)
Charles Brandes 73,778 sh (-4.46%)
» More
Q2 2015

PBCT Guru Trades in Q2 2015

Paul Tudor Jones 23,800 sh (New)
James Barrow 14,687,846 sh (+2.55%)
Pioneer Investments 691,307 sh (+0.17%)
Charles Brandes 72,579 sh (-1.63%)
Jeremy Grantham 71,100 sh (-14.65%)
Jim Simons 51,400 sh (-77.72%)
» More
Q3 2015

PBCT Guru Trades in Q3 2015

Jim Simons 924,700 sh (+1699.03%)
Pioneer Investments 710,444 sh (+2.77%)
Paul Tudor Jones Sold Out
Charles Brandes 71,104 sh (-2.03%)
James Barrow 13,406,759 sh (-8.72%)
Jeremy Grantham 22,400 sh (-68.50%)
» More
Q4 2015

PBCT Guru Trades in Q4 2015

Jim Simons 1,656,100 sh (+79.10%)
Jeremy Grantham Sold Out
Pioneer Investments Sold Out
Charles Brandes Sold Out
James Barrow 11,534,356 sh (-13.97%)
» More
» Details

Insider Trades

Latest Guru Trades with PBCT

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 16.90
PBCT's P/E(ttm) is ranked lower than
74% of the 2255 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.31 vs. PBCT: 16.90 )
Ranked among companies with meaningful P/E(ttm) only.
PBCT' s P/E(ttm) Range Over the Past 10 Years
Min: 16.4  Med: 33.36 Max: 237.59
Current: 16.9
16.4
237.59
Forward P/E 14.43
PBCT's Forward P/E is ranked lower than
87% of the 1347 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9.44 vs. PBCT: 14.43 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 16.90
PBCT's PE(NRI) is ranked lower than
73% of the 1705 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.34 vs. PBCT: 16.90 )
Ranked among companies with meaningful PE(NRI) only.
PBCT' s PE(NRI) Range Over the Past 10 Years
Min: 15.86  Med: 26.48 Max: 75.11
Current: 16.9
15.86
75.11
P/B 0.94
PBCT's P/B is ranked higher than
58% of the 2306 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.09 vs. PBCT: 0.94 )
Ranked among companies with meaningful P/B only.
PBCT' s P/B Range Over the Past 10 Years
Min: 0.72  Med: 1.01 Max: 4.85
Current: 0.94
0.72
4.85
P/S 3.39
PBCT's P/S is ranked lower than
67% of the 2512 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.48 vs. PBCT: 3.39 )
Ranked among companies with meaningful P/S only.
PBCT' s P/S Range Over the Past 10 Years
Min: 3.17  Med: 4.46 Max: 22.41
Current: 3.39
3.17
22.41
PFCF 17.51
PBCT's PFCF is ranked lower than
80% of the 1379 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.94 vs. PBCT: 17.51 )
Ranked among companies with meaningful PFCF only.
PBCT' s PFCF Range Over the Past 10 Years
Min: 1.48  Med: 33.31 Max: 218.3
Current: 17.51
1.48
218.3
POCF 13.68
PBCT's POCF is ranked lower than
78% of the 1560 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.05 vs. PBCT: 13.68 )
Ranked among companies with meaningful POCF only.
PBCT' s POCF Range Over the Past 10 Years
Min: 1.46  Med: 24.81 Max: 196.86
Current: 13.68
1.46
196.86
EV-to-EBIT 18.62
PBCT's EV-to-EBIT is ranked lower than
69% of the 2210 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.37 vs. PBCT: 18.62 )
Ranked among companies with meaningful EV-to-EBIT only.
PBCT' s EV-to-EBIT Range Over the Past 10 Years
Min: 5.9  Med: 19.60 Max: 43.6
Current: 18.62
5.9
43.6
EV-to-EBITDA 15.97
PBCT's EV-to-EBITDA is ranked lower than
67% of the 2214 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.19 vs. PBCT: 15.97 )
Ranked among companies with meaningful EV-to-EBITDA only.
PBCT' s EV-to-EBITDA Range Over the Past 10 Years
Min: 5.8  Med: 16.60 Max: 28.6
Current: 15.97
5.8
28.6
PEG 0.75
PBCT's PEG is ranked higher than
58% of the 653 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9999.00 vs. PBCT: 0.75 )
Ranked among companies with meaningful PEG only.
PBCT' s PEG Range Over the Past 10 Years
Min: 0.68  Med: 0.97 Max: 3.45
Current: 0.75
0.68
3.45
Shiller P/E 26.57
PBCT's Shiller P/E is ranked lower than
83% of the 682 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 15.24 vs. PBCT: 26.57 )
Ranked among companies with meaningful Shiller P/E only.
PBCT' s Shiller P/E Range Over the Past 10 Years
Min: 23.47  Med: 30.85 Max: 41.85
Current: 26.57
23.47
41.85

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 4.67
PBCT's Dividend Yield is ranked higher than
74% of the 2412 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.03 vs. PBCT: 4.67 )
Ranked among companies with meaningful Dividend Yield only.
PBCT' s Dividend Yield Range Over the Past 10 Years
Min: 2.1  Med: 4.12 Max: 5.9
Current: 4.67
2.1
5.9
Dividend Payout 0.79
PBCT's Dividend Payout is ranked lower than
90% of the 1441 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.34 vs. PBCT: 0.79 )
Ranked among companies with meaningful Dividend Payout only.
PBCT' s Dividend Payout Range Over the Past 10 Years
Min: 0.1  Med: 0.79 Max: 3.88
Current: 0.79
0.1
3.88
Dividend Growth (3y) 1.60
PBCT's Dividend Growth (3y) is ranked lower than
61% of the 730 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.00 vs. PBCT: 1.60 )
Ranked among companies with meaningful Dividend Growth (3y) only.
PBCT' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 1.6  Med: 10.05 Max: 26.8
Current: 1.6
1.6
26.8
Forward Dividend Yield 4.67
PBCT's Forward Dividend Yield is ranked higher than
75% of the 2191 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.26 vs. PBCT: 4.67 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 5.04
PBCT's Yield on cost (5-Year) is ranked higher than
67% of the 2446 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.42 vs. PBCT: 5.04 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
PBCT' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 2.27  Med: 4.46 Max: 6.39
Current: 5.04
2.27
6.39
3-Year Average Share Buyback Ratio 5.10
PBCT's 3-Year Average Share Buyback Ratio is ranked higher than
96% of the 1061 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.70 vs. PBCT: 5.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
PBCT' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -28.1  Med: -1.00 Max: 5.1
Current: 5.1
-28.1
5.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.69
PBCT's Price/Tangible Book is ranked lower than
78% of the 2217 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.17 vs. PBCT: 1.69 )
Ranked among companies with meaningful Price/Tangible Book only.
PBCT' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.72  Med: 1.41 Max: 5.12
Current: 1.69
0.72
5.12
Price/Projected FCF 0.60
PBCT's Price/Projected FCF is ranked higher than
53% of the 1375 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.63 vs. PBCT: 0.60 )
Ranked among companies with meaningful Price/Projected FCF only.
PBCT' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.2  Med: 0.77 Max: 4.44
Current: 0.6
0.2
4.44
Price/DCF (Earnings Based) 1.56
PBCT's Price/DCF (Earnings Based) is ranked lower than
92% of the 142 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.67 vs. PBCT: 1.56 )
Ranked among companies with meaningful Price/DCF (Earnings Based) only.
N/A
Price/Median PS Value 0.76
PBCT's Price/Median PS Value is ranked higher than
73% of the 2134 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.93 vs. PBCT: 0.76 )
Ranked among companies with meaningful Price/Median PS Value only.
PBCT' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.19  Med: 0.82 Max: 4.45
Current: 0.76
0.19
4.45
Price/Peter Lynch Fair Value 0.87
PBCT's Price/Peter Lynch Fair Value is ranked higher than
56% of the 634 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.82 vs. PBCT: 0.87 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
PBCT' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.41  Med: 1.57 Max: 10.69
Current: 0.87
0.41
10.69
Price/Graham Number 1.12
PBCT's Price/Graham Number is ranked lower than
79% of the 2079 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.77 vs. PBCT: 1.12 )
Ranked among companies with meaningful Price/Graham Number only.
PBCT' s Price/Graham Number Range Over the Past 10 Years
Min: 0.42  Med: 1.23 Max: 4.02
Current: 1.12
0.42
4.02
Earnings Yield (Greenblatt) (%) 5.40
PBCT's Earnings Yield (Greenblatt) (%) is ranked lower than
63% of the 1519 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.20 vs. PBCT: 5.40 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
PBCT' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 2.3  Med: 5.10 Max: 16.9
Current: 5.4
2.3
16.9
Forward Rate of Return (Yacktman) (%) 25.21
PBCT's Forward Rate of Return (Yacktman) (%) is ranked higher than
68% of the 869 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.65 vs. PBCT: 25.21 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
PBCT' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -8.2  Med: 5.80 Max: 29.3
Current: 25.21
-8.2
29.3

More Statistics

Revenue(Mil) $1285
EPS $ 0.86
Beta0.73
Short Percentage of Float17.12%
52-Week Range $13.62 - 16.95
Shares Outstanding(Mil)310.23

Analyst Estimate

Dec16 Dec17
Revenue(Mil) 1,353 1,430
EPS($) 0.94 1.00
EPS without NRI($) 0.94 1.00

Latest Earnings Webcast

» More Conference Calls

Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:OCN, HOME, NYCB, HCBK, FNFG » details
Traded in other countries:PP21.Germany,
People's United Financial Inc is incorporated under the state laws of Delaware in 1842. The Company is a savings and loan holding company for People's United Bank, a federally-chartered stock savings bank headquartered in Bridgeport, Connecticut. The business of People's United Financial is to provide, through People's United Bank and its subsidiaries, commercial banking, retail and business banking, and wealth management services to individual, corporate and municipal customers. Traditional banking activities are conducted within New England and southeastern New York, and include extending secured and unsecured commercial and consumer loans, originating mortgage loans secured by residential and commercial properties, and accepting consumer, commercial and municipal deposits. In addition it also provides specialized financial services tailored to specific markets including: personal, institutional and employee benefit trust; cash management; and municipal banking and finance. Through its non-banking subsidiaries, People's United Bank offers: brokerage, financial advisory services, investment management services and life insurance through People's Securities, Inc.; equipment financing through People's Capital and Leasing Corp. and People's United Equipment Finance Corp.; and other insurance services through People's United Insurance Agency, Inc. The financial services is delivered through a network of 410 branches located in Connecticut, southeastern New York, Massachusetts, Vermont, New Hampshire and Maine, including 85 full-service Stop & Shop supermarket branches throughout Connecticut and 58 in southeastern New York that provide customers with seven-day-a-week banking. Its distribution network includes investment and brokerage offices, commercial banking offices, online banking and investment trading, a 24-hour telephone banking service and participation in a worldwide ATM network. PCLC and PUEFC maintain a sales presence in 14 states to support equipment financing operations throughout the United States. The Company operates in three segments namely Commercial Banking; and Retail and Business Banking. Commercial Banking consists principally of commercial real estate lending, commercial and industrial lending, and commercial deposit gathering activities. This segment also includes the equipment financing operations of PCLC and PUEFC, as well as cash management, correspondent banking and municipal banking. In addition, Commercial Banking consists of institutional trust services, corporate trust, insurance services provided through PUIA and private banking. Retail and Business Banking includes, business lending, consumer and business deposit gathering activities, consumer lending (including residential mortgage and home equity lending), and merchant services. In addition, Retail and Business Banking includes brokerage, financial advisory services, investment management services and life insurance provided by PSI and non-institut
» More Articles for PBCT

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