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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.43
PCBK's Cash to Debt is ranked lower than
70% of the 984 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.36 vs. PCBK: 0.43 )
Ranked among companies with meaningful Cash to Debt only.
PCBK' s 10-Year Cash to Debt Range
Min: 0.09  Med: 0.26 Max: N/A
Current: 0.43
Equity to Asset 0.12
PCBK's Equity to Asset is ranked higher than
68% of the 1355 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. PCBK: 0.12 )
Ranked among companies with meaningful Equity to Asset only.
PCBK' s 10-Year Equity to Asset Range
Min: 0.09  Med: 0.11 Max: 0.15
Current: 0.12
0.09
0.15
Interest Coverage 5.40
PCBK's Interest Coverage is ranked higher than
82% of the 1272 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.60 vs. PCBK: 5.40 )
Ranked among companies with meaningful Interest Coverage only.
PCBK' s 10-Year Interest Coverage Range
Min: 0.64  Med: 1.32 Max: 5.4
Current: 5.4
0.64
5.4
F-Score: 5
WACC vs ROIC
7.98%
5.73%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 36.60
PCBK's Operating margin (%) is ranked higher than
66% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.25 vs. PCBK: 36.60 )
Ranked among companies with meaningful Operating margin (%) only.
PCBK' s 10-Year Operating margin (%) Range
Min: -109.21  Med: 38.06 Max: 45.14
Current: 36.6
-109.21
45.14
Net-margin (%) 23.81
PCBK's Net-margin (%) is ranked higher than
56% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.01 vs. PCBK: 23.81 )
Ranked among companies with meaningful Net-margin (%) only.
PCBK' s 10-Year Net-margin (%) Range
Min: -8.35  Med: 24.44 Max: 98.09
Current: 23.81
-8.35
98.09
ROE (%) 8.21
PCBK's ROE (%) is ranked lower than
52% of the 1427 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.44 vs. PCBK: 8.21 )
Ranked among companies with meaningful ROE (%) only.
PCBK' s 10-Year ROE (%) Range
Min: -3.46  Med: 12.15 Max: 19.92
Current: 8.21
-3.46
19.92
ROA (%) 0.98
PCBK's ROA (%) is ranked higher than
59% of the 1436 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. PCBK: 0.98 )
Ranked among companies with meaningful ROA (%) only.
PCBK' s 10-Year ROA (%) Range
Min: -0.43  Med: 1.34 Max: 2.11
Current: 0.98
-0.43
2.11
Revenue Growth (3Y)(%) 4.00
PCBK's Revenue Growth (3Y)(%) is ranked higher than
59% of the 1215 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. PCBK: 4.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
PCBK' s 10-Year Revenue Growth (3Y)(%) Range
Min: -11.5  Med: 7.10 Max: 70.8
Current: 4
-11.5
70.8
EBITDA Growth (3Y)(%) 35.10
PCBK's EBITDA Growth (3Y)(%) is ranked higher than
90% of the 1072 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. PCBK: 35.10 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
PCBK' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -29.6  Med: 10.90 Max: 36.1
Current: 35.1
-29.6
36.1
EPS Growth (3Y)(%) 45.30
PCBK's EPS Growth (3Y)(%) is ranked higher than
90% of the 1070 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.60 vs. PCBK: 45.30 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
PCBK' s 10-Year EPS Growth (3Y)(%) Range
Min: -36.2  Med: 10.00 Max: 45.3
Current: 45.3
-36.2
45.3
» PCBK's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2014

PCBK Guru Trades in Q3 2014

Jim Simons 217,782 sh (+11.97%)
Chuck Royce 535,697 sh (unchged)
» More
Q4 2014

PCBK Guru Trades in Q4 2014

Jim Simons 215,800 sh (-0.91%)
Chuck Royce 376,597 sh (-29.70%)
» More
Q1 2015

PCBK Guru Trades in Q1 2015

Jim Simons 275,413 sh (+27.62%)
Chuck Royce 355,197 sh (-5.68%)
» More
Q2 2015

PCBK Guru Trades in Q2 2015

Jim Simons 341,057 sh (+23.83%)
Chuck Royce Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with PCBK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 14.92
PCBK's P/E(ttm) is ranked lower than
60% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.10 vs. PCBK: 14.92 )
Ranked among companies with meaningful P/E(ttm) only.
PCBK' s 10-Year P/E(ttm) Range
Min: 9.27  Med: 16.12 Max: 78.39
Current: 14.92
9.27
78.39
Forward P/E 11.60
PCBK's Forward P/E is ranked higher than
52% of the 714 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.85 vs. PCBK: 11.60 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 15.00
PCBK's PE(NRI) is ranked lower than
60% of the 1291 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.20 vs. PCBK: 15.00 )
Ranked among companies with meaningful PE(NRI) only.
PCBK' s 10-Year PE(NRI) Range
Min: 9.25  Med: 16.19 Max: 77.47
Current: 15
9.25
77.47
P/B 1.19
PCBK's P/B is ranked lower than
61% of the 1370 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.06 vs. PCBK: 1.19 )
Ranked among companies with meaningful P/B only.
PCBK' s 10-Year P/B Range
Min: 0.66  Med: 1.31 Max: 2.93
Current: 1.19
0.66
2.93
P/S 3.56
PCBK's P/S is ranked lower than
65% of the 1409 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.86 vs. PCBK: 3.56 )
Ranked among companies with meaningful P/S only.
PCBK' s 10-Year P/S Range
Min: 1.98  Med: 3.64 Max: 6.64
Current: 3.56
1.98
6.64
PFCF 9.03
PCBK's PFCF is ranked higher than
58% of the 863 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.51 vs. PCBK: 9.03 )
Ranked among companies with meaningful PFCF only.
PCBK' s 10-Year PFCF Range
Min: 3.99  Med: 9.56 Max: 39.39
Current: 9.03
3.99
39.39
POCF 8.92
PCBK's POCF is ranked higher than
51% of the 956 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.00 vs. PCBK: 8.92 )
Ranked among companies with meaningful POCF only.
PCBK' s 10-Year POCF Range
Min: 3.95  Med: 8.86 Max: 34.38
Current: 8.92
3.95
34.38
EV-to-EBIT 12.47
PCBK's EV-to-EBIT is ranked higher than
55% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.41 vs. PCBK: 12.47 )
Ranked among companies with meaningful EV-to-EBIT only.
PCBK' s 10-Year EV-to-EBIT Range
Min: -92.4  Med: 17.50 Max: 173.5
Current: 12.47
-92.4
173.5
Shiller P/E 22.38
PCBK's Shiller P/E is ranked lower than
74% of the 786 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.81 vs. PCBK: 22.38 )
Ranked among companies with meaningful Shiller P/E only.
PCBK' s 10-Year Shiller P/E Range
Min: 9.57  Med: 16.74 Max: 34
Current: 22.38
9.57
34
Days Sales Outstanding 32.32
PCBK's Days Sales Outstanding is ranked higher than
52% of the 795 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 34.20 vs. PCBK: 32.32 )
Ranked among companies with meaningful Days Sales Outstanding only.
PCBK' s 10-Year Days Sales Outstanding Range
Min: 21.31  Med: 29.05 Max: 98.19
Current: 32.32
21.31
98.19

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.17
PCBK's Dividend Yield is ranked higher than
58% of the 2258 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.76 vs. PCBK: 3.17 )
Ranked among companies with meaningful Dividend Yield only.
PCBK' s 10-Year Dividend Yield Range
Min: 0.38  Med: 2.12 Max: 4.02
Current: 3.17
0.38
4.02
Dividend Payout 0.46
PCBK's Dividend Payout is ranked lower than
69% of the 1330 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. PCBK: 0.46 )
Ranked among companies with meaningful Dividend Payout only.
PCBK' s 10-Year Dividend Payout Range
Min: 0.08  Med: 0.32 Max: 10
Current: 0.46
0.08
10
Dividend growth (3y) 58.70
PCBK's Dividend growth (3y) is ranked higher than
94% of the 674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. PCBK: 58.70 )
Ranked among companies with meaningful Dividend growth (3y) only.
PCBK' s 10-Year Dividend growth (3y) Range
Min: -51.6  Med: 13.55 Max: 108
Current: 58.7
-51.6
108
Yield on cost (5-Year) 12.90
PCBK's Yield on cost (5-Year) is ranked higher than
94% of the 2253 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.23 vs. PCBK: 12.90 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
PCBK' s 10-Year Yield on cost (5-Year) Range
Min: 1.55  Med: 8.63 Max: 16.36
Current: 12.9
1.55
16.36
Share Buyback Rate 0.90
PCBK's Share Buyback Rate is ranked higher than
87% of the 1013 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. PCBK: 0.90 )
Ranked among companies with meaningful Share Buyback Rate only.
PCBK' s 10-Year Share Buyback Rate Range
Min: 1.4  Med: -4.25 Max: -15.5
Current: 0.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.49
PCBK's Price/Tangible Book is ranked lower than
71% of the 1347 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. PCBK: 1.49 )
Ranked among companies with meaningful Price/Tangible Book only.
PCBK' s 10-Year Price/Tangible Book Range
Min: 0.82  Med: 1.76 Max: 2.87
Current: 1.49
0.82
2.87
Price/Projected FCF 0.61
PCBK's Price/Projected FCF is ranked higher than
56% of the 805 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.65 vs. PCBK: 0.61 )
Ranked among companies with meaningful Price/Projected FCF only.
PCBK' s 10-Year Price/Projected FCF Range
Min: 0.43  Med: 0.68 Max: 1.3
Current: 0.61
0.43
1.3
Price/Median PS Value 0.98
PCBK's Price/Median PS Value is ranked higher than
62% of the 1310 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. PCBK: 0.98 )
Ranked among companies with meaningful Price/Median PS Value only.
PCBK' s 10-Year Price/Median PS Value Range
Min: 0.54  Med: 1.01 Max: 1.72
Current: 0.98
0.54
1.72
Price/Peter Lynch Fair Value 0.60
PCBK's Price/Peter Lynch Fair Value is ranked higher than
75% of the 371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.91 vs. PCBK: 0.60 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
PCBK' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.58  Med: 0.87 Max: 1.32
Current: 0.6
0.58
1.32
Price/Graham Number 1.02
PCBK's Price/Graham Number is ranked lower than
68% of the 1181 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.82 vs. PCBK: 1.02 )
Ranked among companies with meaningful Price/Graham Number only.
PCBK' s 10-Year Price/Graham Number Range
Min: 0.7  Med: 1.14 Max: 2.59
Current: 1.02
0.7
2.59
Earnings Yield (Greenblatt) (%) 8.03
PCBK's Earnings Yield (Greenblatt) (%) is ranked higher than
61% of the 1408 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. PCBK: 8.03 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
PCBK' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 0.6  Med: 5.60 Max: 9.2
Current: 8.03
0.6
9.2
Forward Rate of Return (Yacktman) (%) 40.17
PCBK's Forward Rate of Return (Yacktman) (%) is ranked higher than
84% of the 792 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.82 vs. PCBK: 40.17 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
PCBK' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: 7.6  Med: 15.00 Max: 46
Current: 40.17
7.6
46

Analyst Estimate

Dec15 Dec16
EPS($) 0.97 1.11
EPS without NRI($) 0.97 1.11

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Pacific Continental Corp is an Oregon corporation organized on June 7, 1999. The Company's main business activities are conducted through its wholly owned subsidiary, Pacific Continental Bank or the Bank, with deposits insured by the Federal Deposit Insurance Corporation. The Bank's main markets include: Portland, Oregon / Southwest Washington, Seattle, Washington and Eugene, Oregon. The Company offers financial service products to meet the banking needs of its targeted segments in the market areas served. The Company offers deposit services that are typically available in banks and other financial institutions including checking, savings, money market accounts and time deposits. The transaction accounts and time deposits are tailored to the Company's main markets and market segments at rates competitive with those offered in the area. The Company emphasizes specific areas of lending within its main markets. Commercial loans are made mainly to professionals, community-based businesses and nonprofit organizations. These loans are available for general operating purposes, acquisition of fixed assets, purchases of equipment and machinery, financing of inventory and accounts receivable and other business purposes. The Company provides other traditional commercial and consumer banking services, including cash management products for businesses, online banking, safe deposit services, debit and automated teller machine cards, automated clearing house transactions, cashier's checks, notary services and others. The Company is a member of numerous ATM networks and utilizes an outside processor for the processing of these automated transactions. The Company competes with other banks, as well as with savings and loan associations, savings banks, credit unions, mortgage companies, investment banks, insurance companies, and other financial institutions. The Company is a bank holding company as defined in the Bank Holding Company Act of 1956, as amended, and is therefore subject to regulation, supervision and examination by the Federal Reserve.
» More Articles for PCBK

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More From Other Websites
PACIFIC CONTINENTAL CORP Financials Aug 20 2015
10-Q for Pacific Continental Corp. Aug 10 2015
PACIFIC CONTINENTAL CORP Files SEC form 10-Q, Quarterly Report Aug 07 2015
Edited Transcript of PCBK earnings conference call or presentation 23-Jul-15 6:00pm GMT Jul 23 2015
Pacific Continental beats Street 2Q forecasts Jul 22 2015
Pacific Continental beats Street 2Q forecasts Jul 22 2015
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Results of Operations and Financial Condition,... Jul 22 2015
Pacific Continental Corporation Declares Regular Dividend Jul 22 2015
Pacific Continental Corporation Reports Second Quarter 2015 Results Jul 22 2015
Q2 2015 Pacific Continental Corp Earnings Release - After Market Close Jul 22 2015
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Change in Directors or Principal Officers, Financial... Jul 09 2015
Pacific Continental Corporation Names Richard Sawyer as Executive Vice President and Chief Financial... Jul 09 2015
Pacific Continental Bank Named One of Washington's 100 Best Companies to Work For Jul 02 2015
Pacific Continental Corporation Schedules Second-Quarter Earnings Conference Call for Thursday, July... Jul 01 2015
Pacific Continental Corporation Announces Promotion of Damon Rose, Scott McGillivray to Executive... Jun 16 2015
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Change in Directors or Principal Officers Jun 02 2015
Pacific Continental Bank Named One Of The Puget Sound's Top Corporate Philanthropists May 22 2015
PACIFIC CONTINENTAL CORP Files SEC form 10-Q, Quarterly Report May 08 2015
Pacific Continental Corporation CEO to Present at 17th Annual D. A. Davidson Financial Services... May 06 2015
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