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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 1.41
PCBK's Cash to Debt is ranked lower than
56% of the 1162 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.79 vs. PCBK: 1.41 )
Ranked among companies with meaningful Cash to Debt only.
PCBK' s Cash to Debt Range Over the Past 10 Years
Min: 0.1  Med: 0.31 Max: 1.32
Current: 1.41
0.1
1.32
Equity to Asset 0.11
PCBK's Equity to Asset is ranked higher than
59% of the 1660 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. PCBK: 0.11 )
Ranked among companies with meaningful Equity to Asset only.
PCBK' s Equity to Asset Range Over the Past 10 Years
Min: 0.1  Med: 0.11 Max: 0.14
Current: 0.11
0.1
0.14
Interest Coverage 7.34
PCBK's Interest Coverage is ranked higher than
88% of the 1543 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.64 vs. PCBK: 7.34 )
Ranked among companies with meaningful Interest Coverage only.
PCBK' s Interest Coverage Range Over the Past 10 Years
Min: 0.64  Med: 1.22 Max: 6.5
Current: 7.34
0.64
6.5
F-Score: 6
M-Score: -2.21
WACC vs ROIC
6.52%
8.29%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 40.76
PCBK's Operating margin (%) is ranked higher than
71% of the 1677 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.23 vs. PCBK: 40.76 )
Ranked among companies with meaningful Operating margin (%) only.
PCBK' s Operating margin (%) Range Over the Past 10 Years
Min: -14.92  Med: 35.80 Max: 45.14
Current: 40.76
-14.92
45.14
Net-margin (%) 26.50
PCBK's Net-margin (%) is ranked higher than
62% of the 1680 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.64 vs. PCBK: 26.50 )
Ranked among companies with meaningful Net-margin (%) only.
PCBK' s Net-margin (%) Range Over the Past 10 Years
Min: -8.35  Med: 23.42 Max: 28.47
Current: 26.5
-8.35
28.47
ROE (%) 9.89
PCBK's ROE (%) is ranked higher than
60% of the 1675 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.42 vs. PCBK: 9.89 )
Ranked among companies with meaningful ROE (%) only.
PCBK' s ROE (%) Range Over the Past 10 Years
Min: -3.46  Med: 8.21 Max: 14.29
Current: 9.89
-3.46
14.29
ROA (%) 1.14
PCBK's ROA (%) is ranked higher than
66% of the 1684 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. PCBK: 1.14 )
Ranked among companies with meaningful ROA (%) only.
PCBK' s ROA (%) Range Over the Past 10 Years
Min: -0.43  Med: 1.04 Max: 1.51
Current: 1.14
-0.43
1.51
Revenue Growth (3Y)(%) 8.80
PCBK's Revenue Growth (3Y)(%) is ranked higher than
72% of the 1369 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.90 vs. PCBK: 8.80 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
PCBK' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -11.6  Med: 7.50 Max: 70.7
Current: 8.8
-11.6
70.7
EBITDA Growth (3Y)(%) 5.60
PCBK's EBITDA Growth (3Y)(%) is ranked lower than
53% of the 1263 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. PCBK: 5.60 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
PCBK' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -29.4  Med: 9.55 Max: 35.8
Current: 5.6
-29.4
35.8
EPS Growth (3Y)(%) 11.70
PCBK's EPS Growth (3Y)(%) is ranked higher than
63% of the 1248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. PCBK: 11.70 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
PCBK' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -36.5  Med: 10.30 Max: 45.6
Current: 11.7
-36.5
45.6
» PCBK's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-07-23)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

PCBK Guru Trades in Q1 2015

Jim Simons 275,413 sh (+27.62%)
Chuck Royce 355,197 sh (-5.68%)
» More
Q2 2015

PCBK Guru Trades in Q2 2015

Jim Simons 341,057 sh (+23.83%)
Chuck Royce Sold Out
» More
Q3 2015

PCBK Guru Trades in Q3 2015

Jim Simons 344,488 sh (+1.01%)
» More
Q4 2015

PCBK Guru Trades in Q4 2015

Jim Simons 359,900 sh (+4.47%)
» More
» Details

Insider Trades

Latest Guru Trades with PCBK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 15.22
PCBK's P/E(ttm) is ranked lower than
64% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.56 vs. PCBK: 15.22 )
Ranked among companies with meaningful P/E(ttm) only.
PCBK' s P/E(ttm) Range Over the Past 10 Years
Min: 9.27  Med: 16.01 Max: 78.39
Current: 15.22
9.27
78.39
Forward P/E 12.55
PCBK's Forward P/E is ranked lower than
62% of the 368 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.76 vs. PCBK: 12.55 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 15.22
PCBK's PE(NRI) is ranked lower than
63% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.56 vs. PCBK: 15.22 )
Ranked among companies with meaningful PE(NRI) only.
PCBK' s PE(NRI) Range Over the Past 10 Years
Min: 9.25  Med: 16.06 Max: 77.47
Current: 15.22
9.25
77.47
Price/Owner Earnings (ttm) 11.61
PCBK's Price/Owner Earnings (ttm) is ranked higher than
54% of the 880 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.31 vs. PCBK: 11.61 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
PCBK' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 6.3  Med: 14.22 Max: 270.77
Current: 11.61
6.3
270.77
P/B 1.46
PCBK's P/B is ranked lower than
76% of the 1642 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. PCBK: 1.46 )
Ranked among companies with meaningful P/B only.
PCBK' s P/B Range Over the Past 10 Years
Min: 0.66  Med: 1.31 Max: 2.67
Current: 1.46
0.66
2.67
P/S 4.22
PCBK's P/S is ranked lower than
74% of the 1637 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.93 vs. PCBK: 4.22 )
Ranked among companies with meaningful P/S only.
PCBK' s P/S Range Over the Past 10 Years
Min: 1.98  Med: 3.59 Max: 6.51
Current: 4.22
1.98
6.51
PFCF 11.36
PCBK's PFCF is ranked lower than
55% of the 858 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.68 vs. PCBK: 11.36 )
Ranked among companies with meaningful PFCF only.
PCBK' s PFCF Range Over the Past 10 Years
Min: 4  Med: 9.95 Max: 79.15
Current: 11.36
4
79.15
POCF 10.84
PCBK's POCF is ranked lower than
59% of the 975 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.20 vs. PCBK: 10.84 )
Ranked among companies with meaningful POCF only.
PCBK' s POCF Range Over the Past 10 Years
Min: 3.94  Med: 9.10 Max: 33.77
Current: 10.84
3.94
33.77
EV-to-EBIT 13.01
PCBK's EV-to-EBIT is ranked higher than
51% of the 1503 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.40 vs. PCBK: 13.01 )
Ranked among companies with meaningful EV-to-EBIT only.
PCBK' s EV-to-EBIT Range Over the Past 10 Years
Min: -92.4  Med: 17.10 Max: 173.5
Current: 13.01
-92.4
173.5
EV-to-EBITDA 10.37
PCBK's EV-to-EBITDA is ranked higher than
58% of the 1507 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.24 vs. PCBK: 10.37 )
Ranked among companies with meaningful EV-to-EBITDA only.
PCBK' s EV-to-EBITDA Range Over the Past 10 Years
Min: -120.6  Med: 14.15 Max: 139.5
Current: 10.37
-120.6
139.5
PEG 0.68
PCBK's PEG is ranked higher than
68% of the 724 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. PCBK: 0.68 )
Ranked among companies with meaningful PEG only.
PCBK' s PEG Range Over the Past 10 Years
Min: 0.44  Med: 0.80 Max: 98.06
Current: 0.68
0.44
98.06
Shiller P/E 22.90
PCBK's Shiller P/E is ranked lower than
70% of the 504 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.22 vs. PCBK: 22.90 )
Ranked among companies with meaningful Shiller P/E only.
PCBK' s Shiller P/E Range Over the Past 10 Years
Min: 8.8  Med: 14.60 Max: 23.38
Current: 22.9
8.8
23.38

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.59
PCBK's Dividend Yield is ranked lower than
58% of the 2098 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.90 vs. PCBK: 2.59 )
Ranked among companies with meaningful Dividend Yield only.
PCBK' s Dividend Yield Range Over the Past 10 Years
Min: 0.38  Med: 2.35 Max: 4.02
Current: 2.59
0.38
4.02
Dividend Payout 0.43
PCBK's Dividend Payout is ranked lower than
65% of the 1273 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. PCBK: 0.43 )
Ranked among companies with meaningful Dividend Payout only.
PCBK' s Dividend Payout Range Over the Past 10 Years
Min: 0.14  Med: 0.28 Max: 0.47
Current: 0.43
0.14
0.47
Dividend Growth (3y) 20.50
PCBK's Dividend Growth (3y) is ranked higher than
74% of the 742 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.80 vs. PCBK: 20.50 )
Ranked among companies with meaningful Dividend Growth (3y) only.
PCBK' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -51.6  Med: 13.70 Max: 108
Current: 20.5
-51.6
108
Forward Dividend Yield 2.63
PCBK's Forward Dividend Yield is ranked lower than
61% of the 1965 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.74 vs. PCBK: 2.63 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 26.65
PCBK's Yield on cost (5-Year) is ranked higher than
97% of the 2495 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.43 vs. PCBK: 26.65 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
PCBK' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 3.91  Med: 24.18 Max: 41.37
Current: 26.65
3.91
41.37
3-Year Average Share Buyback Ratio -2.10
PCBK's 3-Year Average Share Buyback Ratio is ranked lower than
51% of the 1112 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. PCBK: -2.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
PCBK' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -15.5  Med: -2.50 Max: 1.4
Current: -2.1
-15.5
1.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.80
PCBK's Price/Tangible Book is ranked lower than
80% of the 1634 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. PCBK: 1.80 )
Ranked among companies with meaningful Price/Tangible Book only.
PCBK' s Price/Tangible Book Range Over the Past 10 Years
Min: 1.04  Med: 1.82 Max: 3.18
Current: 1.8
1.04
3.18
Price/Projected FCF 0.74
PCBK's Price/Projected FCF is ranked lower than
58% of the 885 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.65 vs. PCBK: 0.74 )
Ranked among companies with meaningful Price/Projected FCF only.
PCBK' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.53  Med: 0.75 Max: 1.53
Current: 0.74
0.53
1.53
Price/Median PS Value 1.17
PCBK's Price/Median PS Value is ranked lower than
72% of the 1548 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.01 vs. PCBK: 1.17 )
Ranked among companies with meaningful Price/Median PS Value only.
PCBK' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.52  Med: 1.00 Max: 1.73
Current: 1.17
0.52
1.73
Price/Peter Lynch Fair Value 0.72
PCBK's Price/Peter Lynch Fair Value is ranked higher than
58% of the 438 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.83 vs. PCBK: 0.72 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
PCBK' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.65  Med: 0.84 Max: 1.35
Current: 0.72
0.65
1.35
Price/Graham Number 1.10
PCBK's Price/Graham Number is ranked lower than
80% of the 1461 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.82 vs. PCBK: 1.10 )
Ranked among companies with meaningful Price/Graham Number only.
PCBK' s Price/Graham Number Range Over the Past 10 Years
Min: 0.7  Med: 1.19 Max: 1.6
Current: 1.1
0.7
1.6
Earnings Yield (Greenblatt) (%) 7.70
PCBK's Earnings Yield (Greenblatt) (%) is ranked higher than
57% of the 1644 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. PCBK: 7.70 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
PCBK' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.6  Med: 5.70 Max: 9.2
Current: 7.7
0.6
9.2
Forward Rate of Return (Yacktman) (%) 32.91
PCBK's Forward Rate of Return (Yacktman) (%) is ranked higher than
85% of the 843 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.13 vs. PCBK: 32.91 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
PCBK' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 5.4  Med: 14.90 Max: 46.1
Current: 32.91
5.4
46.1

More Statistics

Revenue(Mil) $81
EPS $ 1.09
Beta0.76
Short Percentage of Float2.39%
52-Week Range $12.60 - 17.12
Shares Outstanding(Mil)19.60

Analyst Estimate

Dec16 Dec17
Revenue(Mil) 89 109
EPS($) 1.18 1.34
EPS without NRI($) 1.18 1.34

Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:METR, NYSE:BNK, NAS:MBWM, NAS:PEBO, NYSE:OFG, NAS:PSTB » details
Pacific Continental Corp is an Oregon corporation organized on June 7, 1999. The Company's main business activities are conducted through its wholly owned subsidiary, Pacific Continental Bank or the Bank, with deposits insured by the Federal Deposit Insurance Corporation. The Bank's main markets include: Portland, Oregon / Southwest Washington, Seattle, Washington and Eugene, Oregon. The Company offers financial service products to meet the banking needs of its targeted segments in the market areas served. The Company offers deposit services that are typically available in banks and other financial institutions including checking, savings, money market accounts and time deposits. The transaction accounts and time deposits are tailored to the Company's main markets and market segments at rates competitive with those offered in the area. The Company emphasizes specific areas of lending within its main markets. Commercial loans are made mainly to professionals, community-based businesses and nonprofit organizations. These loans are available for general operating purposes, acquisition of fixed assets, purchases of equipment and machinery, financing of inventory and accounts receivable and other business purposes. The Company provides other traditional commercial and consumer banking services, including cash management products for businesses, online banking, safe deposit services, debit and automated teller machine cards, automated clearing house transactions, cashier's checks, notary services and others. The Company is a member of numerous ATM networks and utilizes an outside processor for the processing of these automated transactions. The Company competes with other banks, as well as with savings and loan associations, savings banks, credit unions, mortgage companies, investment banks, insurance companies, and other financial institutions. The Company is a bank holding company as defined in the Bank Holding Company Act of 1956, as amended, and is therefore subject to regulation, supervision and examination by the Federal Reserve.
» More Articles for NAS:PCBK

Headlines

Articles On GuruFocus.com
Insider Buying Escalated in Regional Banking Companies Apr 30 2013 
3 Stocks Yielding More Than 5% That Recently Raised Their Dividends Oct 22 2012 
Guru Stocks Raising Dividends: STAG, PCBK, NSP, SWY, NI May 21 2012 
9 Dividend Stocks Providing Positive Feedback Aug 22 2011 
Guru Stocks Raising Dividends: ITC, PCBK, ATRI, NDSN Aug 22 2011 
Stocks With Fastest Dividend Growth August 2011 Aug 20 2011 
Pacific Continental Corp. (PCBK) CFO Michael Reynolds sells 1,650 Shares Feb 22 2010 
Pacific Continental Corp. Reports Operating Results (10-Q) Nov 04 2009 
Weekly CEO Buy Highlights: Sunstone Hotel Investors Inc, Spectrum Pharmaceuticals Inc, Pacific Conti Oct 18 2009 
Pacific Continental Corp. (PCBK) President/COO Roger S Busse buys 1,000 Shares Oct 15 2009 

More From Other Websites
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Apr 29 2016
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Entry into a Material Definitive Agreement, Financial... Apr 28 2016
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Regulation FD Disclosure, Other Events, Financial... Apr 27 2016
Pacific Continental Corporation Announces Plan to Acquire Foundation Bancorp, Inc. Apr 26 2016
Pacific Continental Corporation Announces Plan to Acquire Foundation Bancorp, Inc. Apr 26 2016
Pacific Continental Corp. :PCBK-US: Earnings Analysis: Q1, 2016 By the Numbers Apr 25 2016
Edited Transcript of PCBK earnings conference call or presentation 21-Apr-16 6:00pm GMT Apr 21 2016
Pacific Continental Corporation Reports First Quarter Results Apr 20 2016
Pacific Continental Corporation Declares Regular Dividend Apr 20 2016
Pacific Continental meets 1Q profit forecasts Apr 20 2016
Pacific Continental meets 1Q profit forecasts Apr 20 2016
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Results of Operations and Financial Condition,... Apr 20 2016
Pacific Continental Corporation Reports First Quarter Results Apr 20 2016
Pacific Continental Corporation Declares Regular Dividend Apr 20 2016
Q1 2016 Pacific Continental Corp Earnings Release - After Market Close Apr 20 2016
Pacific Continental Corp. breached its 50 day moving average in a Bullish Manner : PCBK-US : April... Apr 13 2016
Pacific Continental Bank Wins Second Consecutive Community Bankers Cup by Raymond James Apr 04 2016
Pacific Continental Corporation Schedules First-Quarter Conference Call for Thursday, April 21, 2016 Apr 01 2016
Pacific Continental Corporation Schedules First-Quarter Conference Call for Thursday, April 21, 2016 Apr 01 2016
Pacific Continental Bank Opens New Downtown Vancouver Office Mar 28 2016

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