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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 1.41
PCBK's Cash to Debt is ranked lower than
57% of the 1178 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.07 vs. PCBK: 1.41 )
Ranked among companies with meaningful Cash to Debt only.
PCBK' s Cash to Debt Range Over the Past 10 Years
Min: 0.09  Med: 0.27 Max: N/A
Current: 1.41
Equity to Asset 0.11
PCBK's Equity to Asset is ranked higher than
58% of the 1648 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. PCBK: 0.11 )
Ranked among companies with meaningful Equity to Asset only.
PCBK' s Equity to Asset Range Over the Past 10 Years
Min: 0.09  Med: 0.11 Max: 0.15
Current: 0.11
0.09
0.15
Interest Coverage 7.34
PCBK's Interest Coverage is ranked higher than
88% of the 1534 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.67 vs. PCBK: 7.34 )
Ranked among companies with meaningful Interest Coverage only.
PCBK' s Interest Coverage Range Over the Past 10 Years
Min: 0.64  Med: 1.22 Max: 6.5
Current: 7.34
0.64
6.5
F-Score: 6
M-Score: -2.21
WACC vs ROIC
6.52%
8.29%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 40.76
PCBK's Operating margin (%) is ranked higher than
73% of the 1663 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.83 vs. PCBK: 40.76 )
Ranked among companies with meaningful Operating margin (%) only.
PCBK' s Operating margin (%) Range Over the Past 10 Years
Min: -14.92  Med: 35.80 Max: 45.14
Current: 40.76
-14.92
45.14
Net-margin (%) 26.50
PCBK's Net-margin (%) is ranked higher than
63% of the 1664 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.36 vs. PCBK: 26.50 )
Ranked among companies with meaningful Net-margin (%) only.
PCBK' s Net-margin (%) Range Over the Past 10 Years
Min: -8.35  Med: 23.42 Max: 28.47
Current: 26.5
-8.35
28.47
ROE (%) 9.89
PCBK's ROE (%) is ranked higher than
61% of the 1659 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.33 vs. PCBK: 9.89 )
Ranked among companies with meaningful ROE (%) only.
PCBK' s ROE (%) Range Over the Past 10 Years
Min: -3.46  Med: 8.21 Max: 14.29
Current: 9.89
-3.46
14.29
ROA (%) 1.14
PCBK's ROA (%) is ranked higher than
68% of the 1670 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.88 vs. PCBK: 1.14 )
Ranked among companies with meaningful ROA (%) only.
PCBK' s ROA (%) Range Over the Past 10 Years
Min: -0.43  Med: 1.04 Max: 1.51
Current: 1.14
-0.43
1.51
Revenue Growth (3Y)(%) 8.80
PCBK's Revenue Growth (3Y)(%) is ranked higher than
75% of the 1371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.50 vs. PCBK: 8.80 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
PCBK' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -11.6  Med: 7.70 Max: 70.9
Current: 8.8
-11.6
70.9
EBITDA Growth (3Y)(%) 5.60
PCBK's EBITDA Growth (3Y)(%) is ranked lower than
51% of the 1271 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.00 vs. PCBK: 5.60 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
PCBK' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -29.3  Med: 9.45 Max: 35.8
Current: 5.6
-29.3
35.8
EPS Growth (3Y)(%) 11.70
PCBK's EPS Growth (3Y)(%) is ranked higher than
61% of the 1250 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.50 vs. PCBK: 11.70 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
PCBK' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -36.5  Med: 10.20 Max: 45.6
Current: 11.7
-36.5
45.6
» PCBK's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-07-23)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

PCBK Guru Trades in Q2 2015

Jim Simons 341,057 sh (+23.83%)
Chuck Royce Sold Out
» More
Q3 2015

PCBK Guru Trades in Q3 2015

Jim Simons 344,488 sh (+1.01%)
» More
Q4 2015

PCBK Guru Trades in Q4 2015

Jim Simons 359,900 sh (+4.47%)
» More
Q1 2016

PCBK Guru Trades in Q1 2016

Jim Simons 374,100 sh (+3.95%)
» More
» Details

Insider Trades

Latest Guru Trades with PCBK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:HFWA, NAS:GSBC, NAS:COBZ, NAS:BDGE, NAS:BMTC, NAS:GABC » details
Pacific Continental Corp is a bank holding company. The Company, through its wholly owned subsidiary, offers financial and lending services to Pacific Northwest businesses, business owners and executives.

Pacific Continental Corp is an Oregon corporation organized on June 7, 1999. The Company's main business activities are conducted through its wholly owned subsidiary, Pacific Continental Bank or the Bank, with deposits insured by the Federal Deposit Insurance Corporation. The Bank's main markets include: Portland, Oregon / Southwest Washington, Seattle, Washington and Eugene, Oregon. The Company offers financial service products to meet the banking needs of its targeted segments in the market areas served. The Company offers deposit services that are typically available in banks and other financial institutions including checking, savings, money market accounts and time deposits. The transaction accounts and time deposits are tailored to the Company's main markets and market segments at rates competitive with those offered in the area. The Company emphasizes specific areas of lending within its main markets. Commercial loans are made mainly to professionals, community-based businesses and nonprofit organizations. These loans are available for general operating purposes, acquisition of fixed assets, purchases of equipment and machinery, financing of inventory and accounts receivable and other business purposes. The Company provides other traditional commercial and consumer banking services, including cash management products for businesses, online banking, safe deposit services, debit and automated teller machine cards, automated clearing house transactions, cashier's checks, notary services and others. The Company is a member of numerous ATM networks and utilizes an outside processor for the processing of these automated transactions. The Company competes with other banks, as well as with savings and loan associations, savings banks, credit unions, mortgage companies, investment banks, insurance companies, and other financial institutions. The Company is a bank holding company as defined in the Bank Holding Company Act of 1956, as amended, and is therefore subject to regulation, supervision and examination by the Federal Reserve.

Ratios

vs
industry
vs
history
P/E(ttm) 15.39
PCBK's P/E(ttm) is ranked lower than
63% of the 1574 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.79 vs. PCBK: 15.39 )
Ranked among companies with meaningful P/E(ttm) only.
PCBK' s P/E(ttm) Range Over the Past 10 Years
Min: 9.27  Med: 15.92 Max: 78.39
Current: 15.39
9.27
78.39
Forward P/E 12.56
PCBK's Forward P/E is ranked lower than
57% of the 376 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.05 vs. PCBK: 12.56 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 15.39
PCBK's PE(NRI) is ranked lower than
63% of the 1552 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.69 vs. PCBK: 15.39 )
Ranked among companies with meaningful PE(NRI) only.
PCBK' s PE(NRI) Range Over the Past 10 Years
Min: 9.25  Med: 15.96 Max: 77.47
Current: 15.39
9.25
77.47
Price/Owner Earnings (ttm) 11.77
PCBK's Price/Owner Earnings (ttm) is ranked higher than
54% of the 857 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.46 vs. PCBK: 11.77 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
PCBK' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 6.3  Med: 14.18 Max: 270.77
Current: 11.77
6.3
270.77
P/B 1.46
PCBK's P/B is ranked lower than
76% of the 1655 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. PCBK: 1.46 )
Ranked among companies with meaningful P/B only.
PCBK' s P/B Range Over the Past 10 Years
Min: 0.66  Med: 1.31 Max: 2.67
Current: 1.46
0.66
2.67
P/S 4.09
PCBK's P/S is ranked lower than
73% of the 1647 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. PCBK: 4.09 )
Ranked among companies with meaningful P/S only.
PCBK' s P/S Range Over the Past 10 Years
Min: 1.98  Med: 3.59 Max: 6.53
Current: 4.09
1.98
6.53
PFCF 11.03
PCBK's PFCF is ranked lower than
54% of the 892 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.24 vs. PCBK: 11.03 )
Ranked among companies with meaningful PFCF only.
PCBK' s PFCF Range Over the Past 10 Years
Min: 4  Med: 10.00 Max: 79.15
Current: 11.03
4
79.15
POCF 10.19
PCBK's POCF is ranked lower than
59% of the 992 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.94 vs. PCBK: 10.19 )
Ranked among companies with meaningful POCF only.
PCBK' s POCF Range Over the Past 10 Years
Min: 3.94  Med: 9.11 Max: 33.83
Current: 10.19
3.94
33.83
EV-to-EBIT 9.52
PCBK's EV-to-EBIT is ranked higher than
68% of the 1513 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.20 vs. PCBK: 9.52 )
Ranked among companies with meaningful EV-to-EBIT only.
PCBK' s EV-to-EBIT Range Over the Past 10 Years
Min: -92.4  Med: 17.00 Max: 173.5
Current: 9.52
-92.4
173.5
EV-to-EBITDA 7.84
PCBK's EV-to-EBITDA is ranked higher than
73% of the 1514 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.89 vs. PCBK: 7.84 )
Ranked among companies with meaningful EV-to-EBITDA only.
PCBK' s EV-to-EBITDA Range Over the Past 10 Years
Min: -120.6  Med: 14.05 Max: 139.5
Current: 7.84
-120.6
139.5
PEG 0.60
PCBK's PEG is ranked higher than
72% of the 738 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. PCBK: 0.60 )
Ranked among companies with meaningful PEG only.
PCBK' s PEG Range Over the Past 10 Years
Min: 0.44  Med: 0.78 Max: 100.61
Current: 0.6
0.44
100.61
Shiller P/E 23.04
PCBK's Shiller P/E is ranked lower than
70% of the 503 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.33 vs. PCBK: 23.04 )
Ranked among companies with meaningful Shiller P/E only.
PCBK' s Shiller P/E Range Over the Past 10 Years
Min: 8.8  Med: 14.72 Max: 22.97
Current: 23.04
8.8
22.97

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.62
PCBK's Dividend Yield is ranked lower than
56% of the 2222 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.98 vs. PCBK: 2.62 )
Ranked among companies with meaningful Dividend Yield only.
PCBK' s Dividend Yield Range Over the Past 10 Years
Min: 0.38  Med: 2.35 Max: 4.02
Current: 2.62
0.38
4.02
Dividend Payout 0.40
PCBK's Dividend Payout is ranked lower than
61% of the 1292 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. PCBK: 0.40 )
Ranked among companies with meaningful Dividend Payout only.
PCBK' s Dividend Payout Range Over the Past 10 Years
Min: 0.08  Med: 0.33 Max: 10
Current: 0.4
0.08
10
Dividend Growth (3y) 20.50
PCBK's Dividend Growth (3y) is ranked higher than
73% of the 745 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.80 vs. PCBK: 20.50 )
Ranked among companies with meaningful Dividend Growth (3y) only.
PCBK' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -51.6  Med: 13.70 Max: 108
Current: 20.5
-51.6
108
Forward Dividend Yield 2.62
PCBK's Forward Dividend Yield is ranked lower than
61% of the 2081 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.15 vs. PCBK: 2.62 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 26.86
PCBK's Yield on cost (5-Year) is ranked higher than
97% of the 2484 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.46 vs. PCBK: 26.86 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
PCBK' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 3.91  Med: 24.18 Max: 41.37
Current: 26.86
3.91
41.37
3-Year Average Share Buyback Ratio -3.20
PCBK's 3-Year Average Share Buyback Ratio is ranked lower than
56% of the 1066 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. PCBK: -3.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
PCBK' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -16.2  Med: -1.00 Max: 1.5
Current: -3.2
-16.2
1.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.82
PCBK's Price/Tangible Book is ranked lower than
80% of the 1645 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. PCBK: 1.82 )
Ranked among companies with meaningful Price/Tangible Book only.
PCBK' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.82  Med: 1.75 Max: 2.87
Current: 1.82
0.82
2.87
Price/Projected FCF 0.76
PCBK's Price/Projected FCF is ranked lower than
62% of the 892 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.66 vs. PCBK: 0.76 )
Ranked among companies with meaningful Price/Projected FCF only.
PCBK' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.45  Med: 0.74 Max: 1.54
Current: 0.76
0.45
1.54
Price/Median PS Value 1.14
PCBK's Price/Median PS Value is ranked lower than
67% of the 1568 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.01 vs. PCBK: 1.14 )
Ranked among companies with meaningful Price/Median PS Value only.
PCBK' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.52  Med: 1.03 Max: 1.73
Current: 1.14
0.52
1.73
Price/Peter Lynch Fair Value 0.70
PCBK's Price/Peter Lynch Fair Value is ranked higher than
65% of the 431 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. PCBK: 0.70 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
PCBK' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.61  Med: 0.80 Max: 1.45
Current: 0.7
0.61
1.45
Price/Graham Number 1.11
PCBK's Price/Graham Number is ranked lower than
74% of the 1460 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.84 vs. PCBK: 1.11 )
Ranked among companies with meaningful Price/Graham Number only.
PCBK' s Price/Graham Number Range Over the Past 10 Years
Min: 0.54  Med: 1.12 Max: 2.26
Current: 1.11
0.54
2.26
Earnings Yield (Greenblatt) (%) 10.50
PCBK's Earnings Yield (Greenblatt) (%) is ranked higher than
71% of the 1660 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.00 vs. PCBK: 10.50 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
PCBK' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.6  Med: 5.70 Max: 11.4
Current: 10.5
0.6
11.4
Forward Rate of Return (Yacktman) (%) 30.76
PCBK's Forward Rate of Return (Yacktman) (%) is ranked higher than
83% of the 857 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.58 vs. PCBK: 30.76 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
PCBK' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 5.4  Med: 14.90 Max: 46.1
Current: 30.76
5.4
46.1

More Statistics

Revenue (TTM) (Mil) $80.79
EPS (TTM) $ 1.09
Beta0.76
Short Percentage of Float2.29%
52-Week Range $12.61 - 17.12
Shares Outstanding (Mil)19.63

Analyst Estimate

Dec16 Dec17
Revenue (Mil $) 89 109
EPS ($) 1.18 1.34
EPS without NRI ($) 1.18 1.34
EPS Growth Rate
(3Y to 5Y Estimate)
10.00%
» More Articles for PCBK

Headlines

Articles On GuruFocus.com
Insider Buying Escalated in Regional Banking Companies Apr 30 2013 
3 Stocks Yielding More Than 5% That Recently Raised Their Dividends Oct 22 2012 
Guru Stocks Raising Dividends: STAG, PCBK, NSP, SWY, NI May 21 2012 
9 Dividend Stocks Providing Positive Feedback Aug 22 2011 
Guru Stocks Raising Dividends: ITC, PCBK, ATRI, NDSN Aug 22 2011 
Stocks With Fastest Dividend Growth August 2011 Aug 20 2011 
Pacific Continental Corp. (PCBK) CFO Michael Reynolds sells 1,650 Shares Feb 22 2010 
Pacific Continental Corp. Reports Operating Results (10-Q) Nov 04 2009 
Weekly CEO Buy Highlights: Sunstone Hotel Investors Inc, Spectrum Pharmaceuticals Inc, Pacific Conti Oct 18 2009 
Pacific Continental Corp. (PCBK) President/COO Roger S Busse buys 1,000 Shares Oct 15 2009 

More From Other Websites
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Entry into a Material Definitive Agreement, Financial... May 26 2016
Pacific Continental Corp. breached its 50 day moving average in a Bearish Manner : PCBK-US : May 18,... May 18 2016
PACIFIC CONTINENTAL CORP Financials May 17 2016
Pacific Continental upgraded by Raymond James May 13 2016
Pacific Continental Corporation CEO to Present at 18th Annual D. A. Davidson Financial Services... May 09 2016
Pacific Continental Corporation CEO to Present at 18th Annual D. A. Davidson Financial Services... May 09 2016
PACIFIC CONTINENTAL CORP Files SEC form 10-Q, Quarterly Report May 09 2016
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Apr 29 2016
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Entry into a Material Definitive Agreement, Financial... Apr 28 2016
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Regulation FD Disclosure, Other Events, Financial... Apr 27 2016
Pacific Continental Corporation Announces Plan to Acquire Foundation Bancorp, Inc. Apr 26 2016
Pacific Continental Corporation Announces Plan to Acquire Foundation Bancorp, Inc. Apr 26 2016
Pacific Continental Corp. :PCBK-US: Earnings Analysis: Q1, 2016 By the Numbers Apr 25 2016
Edited Transcript of PCBK earnings conference call or presentation 21-Apr-16 6:00pm GMT Apr 21 2016
Pacific Continental Corporation Reports First Quarter Results Apr 20 2016
Pacific Continental Corporation Declares Regular Dividend Apr 20 2016
Pacific Continental meets 1Q profit forecasts Apr 20 2016
Pacific Continental meets 1Q profit forecasts Apr 20 2016
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Results of Operations and Financial Condition,... Apr 20 2016
Pacific Continental Corporation Reports First Quarter Results Apr 20 2016

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