Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.16
PCBK's Cash to Debt is ranked higher than
53% of the 1566 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. PCBK: 0.16 )
PCBK' s 10-Year Cash to Debt Range
Min: 0.09   Max: No Debt
Current: 0.16

Equity to Asset 0.12
PCBK's Equity to Asset is ranked higher than
82% of the 2010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. PCBK: 0.12 )
PCBK' s 10-Year Equity to Asset Range
Min: 0.09   Max: 0.15
Current: 0.12

0.09
0.15
Interest Coverage 4.38
PCBK's Interest Coverage is ranked higher than
89% of the 1837 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. PCBK: 4.38 )
PCBK' s 10-Year Interest Coverage Range
Min: 0.64   Max: 4.38
Current: 4.38

0.64
4.38
F-Score: 6
Z-Score: 0.26
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 39.43
PCBK's Operating margin (%) is ranked higher than
86% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.33 vs. PCBK: 39.43 )
PCBK' s 10-Year Operating margin (%) Range
Min: -109.21   Max: 45.14
Current: 39.43

-109.21
45.14
Net-margin (%) 25.62
PCBK's Net-margin (%) is ranked higher than
82% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.41 vs. PCBK: 25.62 )
PCBK' s 10-Year Net-margin (%) Range
Min: -8.35   Max: 98.09
Current: 25.62

-8.35
98.09
ROE (%) 8.88
PCBK's ROE (%) is ranked higher than
77% of the 2031 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.59 vs. PCBK: 8.88 )
PCBK' s 10-Year ROE (%) Range
Min: -3.46   Max: 19.92
Current: 8.88

-3.46
19.92
ROA (%) 1.09
PCBK's ROA (%) is ranked higher than
85% of the 2034 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. PCBK: 1.09 )
PCBK' s 10-Year ROA (%) Range
Min: -0.43   Max: 2.11
Current: 1.09

-0.43
2.11
ROC (Joel Greenblatt) (%) 132.96
PCBK's ROC (Joel Greenblatt) (%) is ranked higher than
84% of the 2003 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.89 vs. PCBK: 132.96 )
PCBK' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -42.54   Max: 147.46
Current: 132.96

-42.54
147.46
Revenue Growth (%) 4.10
PCBK's Revenue Growth (%) is ranked higher than
84% of the 1740 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. PCBK: 4.10 )
PCBK' s 10-Year Revenue Growth (%) Range
Min: -11.5   Max: 70.8
Current: 4.1

-11.5
70.8
EBITDA Growth (%) 36.10
PCBK's EBITDA Growth (%) is ranked higher than
94% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. PCBK: 36.10 )
PCBK' s 10-Year EBITDA Growth (%) Range
Min: -29.6   Max: 36.1
Current: 36.1

-29.6
36.1
EPS Growth (%) 39.50
PCBK's EPS Growth (%) is ranked higher than
94% of the 1547 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. PCBK: 39.50 )
PCBK' s 10-Year EPS Growth (%) Range
Min: -36.2   Max: 39.5
Current: 39.5

-36.2
39.5
» PCBK's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

PCBK Guru Trades in Q4 2013

Jim Simons 178,900 sh (+14.97%)
Chuck Royce 535,697 sh (unchged)
» More
Q1 2014

PCBK Guru Trades in Q1 2014

Jim Simons 227,429 sh (+27.13%)
Chuck Royce 535,697 sh (unchged)
» More
Q2 2014

PCBK Guru Trades in Q2 2014

Chuck Royce 535,697 sh (unchged)
Jim Simons 194,500 sh (-14.48%)
» More
Q3 2014

PCBK Guru Trades in Q3 2014

Jim Simons 217,782 sh (+11.97%)
Chuck Royce 535,697 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with PCBK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 15.50
PCBK's P/E(ttm) is ranked higher than
78% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.80 vs. PCBK: 15.50 )
PCBK' s 10-Year P/E(ttm) Range
Min: 9.27   Max: 78.39
Current: 15.5

9.27
78.39
P/B 1.40
PCBK's P/B is ranked higher than
71% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. PCBK: 1.40 )
PCBK' s 10-Year P/B Range
Min: 0.66   Max: 2.92
Current: 1.4

0.66
2.92
P/S 4.00
PCBK's P/S is ranked higher than
70% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.56 vs. PCBK: 4.00 )
PCBK' s 10-Year P/S Range
Min: 1.98   Max: 6.64
Current: 4

1.98
6.64
PFCF 9.20
PCBK's PFCF is ranked higher than
87% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. PCBK: 9.20 )
PCBK' s 10-Year PFCF Range
Min: 3.99   Max: 39.39
Current: 9.2

3.99
39.39
EV-to-EBIT 15.12
PCBK's EV-to-EBIT is ranked higher than
77% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.47 vs. PCBK: 15.12 )
PCBK' s 10-Year EV-to-EBIT Range
Min: -92.4   Max: 173.5
Current: 15.12

-92.4
173.5
Shiller P/E 30.30
PCBK's Shiller P/E is ranked higher than
80% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. PCBK: 30.30 )
PCBK' s 10-Year Shiller P/E Range
Min: 9.57   Max: 34
Current: 30.3

9.57
34

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.90
PCBK's Dividend Yield is ranked higher than
64% of the 1876 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.32 vs. PCBK: 2.90 )
PCBK' s 10-Year Dividend Yield Range
Min: 0.38   Max: 4.02
Current: 2.9

0.38
4.02
Dividend Payout 0.45
PCBK's Dividend Payout is ranked higher than
69% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.61 vs. PCBK: 0.45 )
PCBK' s 10-Year Dividend Payout Range
Min: 0.08   Max: 10
Current: 0.45

0.08
10
Dividend growth (3y) 108.00
PCBK's Dividend growth (3y) is ranked higher than
99% of the 1127 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.50 vs. PCBK: 108.00 )
PCBK' s 10-Year Dividend growth (3y) Range
Min: -51.6   Max: 108
Current: 108

-51.6
108
Yield on cost (5-Year) 10.24
PCBK's Yield on cost (5-Year) is ranked higher than
94% of the 1889 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.53 vs. PCBK: 10.24 )
PCBK' s 10-Year Yield on cost (5-Year) Range
Min: 1.34   Max: 14.19
Current: 10.24

1.34
14.19
Share Buyback Rate 0.60
PCBK's Share Buyback Rate is ranked higher than
90% of the 1472 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. PCBK: 0.60 )
PCBK' s 10-Year Share Buyback Rate Range
Min: 1.4   Max: -15.5
Current: 0.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.54
PCBK's Price/Tangible Book is ranked higher than
72% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.58 vs. PCBK: 1.54 )
PCBK' s 10-Year Price/Tangible Book Range
Min: 0.82   Max: 2.87
Current: 1.54

0.82
2.87
Price/DCF (Projected) 0.63
PCBK's Price/DCF (Projected) is ranked higher than
87% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.09 vs. PCBK: 0.63 )
PCBK' s 10-Year Price/DCF (Projected) Range
Min: 0.43   Max: 1.3
Current: 0.63

0.43
1.3
Price/Median PS Value 1.09
PCBK's Price/Median PS Value is ranked higher than
80% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.21 vs. PCBK: 1.09 )
PCBK' s 10-Year Price/Median PS Value Range
Min: 0.54   Max: 1.7
Current: 1.09

0.54
1.7
Price/Graham Number 1.02
PCBK's Price/Graham Number is ranked higher than
77% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. PCBK: 1.02 )
PCBK' s 10-Year Price/Graham Number Range
Min: 0.7   Max: 2.59
Current: 1.02

0.7
2.59
Earnings Yield (Greenblatt) 6.60
PCBK's Earnings Yield (Greenblatt) is ranked higher than
74% of the 1996 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. PCBK: 6.60 )
PCBK' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.6   Max: 10.4
Current: 6.6

0.6
10.4
Forward Rate of Return (Yacktman) 7.22
PCBK's Forward Rate of Return (Yacktman) is ranked higher than
63% of the 1246 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.25 vs. PCBK: 7.22 )
PCBK' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 7.6   Max: 35.8
Current: 7.22

7.6
35.8

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Pacific Continental Corp is an Oregon corporation organized on June 7, 1999. The Company's main business activities are conducted through its wholly owned subsidiary, Pacific Continental Bank or the Bank, with deposits insured by the Federal Deposit Insurance Corporation. The Bank's main markets include: Portland, Oregon / Southwest Washington, Seattle, Washington and Eugene, Oregon. The Company offers financial service products to meet the banking needs of its targeted segments in the market areas served. The Company offers deposit services that are typically available in banks and other financial institutions including checking, savings, money market accounts and time deposits. The transaction accounts and time deposits are tailored to the Company's main markets and market segments at rates competitive with those offered in the area. The Company emphasizes specific areas of lending within its main markets. Commercial loans are made mainly to professionals, community-based businesses and nonprofit organizations. These loans are available for general operating purposes, acquisition of fixed assets, purchases of equipment and machinery, financing of inventory and accounts receivable and other business purposes. The Company provides other traditional commercial and consumer banking services, including cash management products for businesses, online banking, safe deposit services, debit and automated teller machine cards, automated clearing house transactions, cashier's checks, notary services and others. The Company is a member of numerous ATM networks and utilizes an outside processor for the processing of these automated transactions. The Company competes with other banks, as well as with savings and loan associations, savings banks, credit unions, mortgage companies, investment banks, insurance companies, and other financial institutions. The Company is a bank holding company as defined in the Bank Holding Company Act of 1956, as amended, and is therefore subject to regulation, supervision and examination by the Federal Reserve.
» More Articles for PCBK

Headlines

Articles On GuruFocus.com
comment on PCBK May 01 2013 
Insider Buying Escalated in Regional Banking Companies Apr 30 2013 
3 Stocks Yielding More Than 5% That Recently Raised Their Dividends Oct 22 2012 
Guru Stocks Raising Dividends: STAG, PCBK, NSP, SWY, NI May 21 2012 
9 Dividend Stocks Providing Positive Feedback Aug 22 2011 
Guru Stocks Raising Dividends: ITC, PCBK, ATRI, NDSN Aug 22 2011 
Stocks With Fastest Dividend Growth August 2011 Aug 20 2011 
Pacific Continental Corp. (PCBK) CFO Michael Reynolds sells 1,650 Shares Feb 22 2010 
Pacific Continental Corp. Reports Operating Results (10-Q) Nov 04 2009 
Weekly CEO Buy Highlights: Sunstone Hotel Investors Inc, Spectrum Pharmaceuticals Inc, Pacific Conti Oct 18 2009 

More From Other Websites
Pacific Continental Bank Plans New Downtown Vancouver Office Dec 12 2014
Pacific Continental Bank Once Again Recognized As One Of Oregon's Most Admired Companies Dec 04 2014
Pacific Continental Bank Once Again Recognized As One Of Oregon's Most Admired Companies Dec 04 2014
Wedbush Plays Key Role in Capital Pacific Bancorp Acquisition Nov 24 2014
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Nov 20 2014
Pacific Continental Corporation Announces Acquisition Of Capital Pacific Bancorp Nov 19 2014
Pacific Continental Corporation Announces Acquisition Of Capital Pacific Bancorp Nov 19 2014
PACIFIC CONTINENTAL CORP Financials Nov 15 2014
10-Q for Pacific Continental Corp. Nov 09 2014
PACIFIC CONTINENTAL CORP Files SEC form 10-Q, Quarterly Report Nov 07 2014
Pacific Continental Corporation Reports Third Quarter 2014 Results Oct 22 2014
Pacific Continental Corporation Reports Third Quarter 2014 Results Oct 22 2014
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Results of Operations and Financial Condition,... Oct 22 2014
Pacific Continental Corporation Declares Regular and Special Cash Dividends Oct 22 2014
Pacific Continental Corporation Declares Regular and Special Cash Dividends Oct 22 2014
Q3 2014 Pacific Continental Corp Earnings Release - After Market Close Oct 22 2014
Pacific Continental Bank Honored With ABA Community Commitment Award Oct 21 2014
Pacific Continental Bank Honored With ABA Community Commitment Award Oct 21 2014
Pacific Continental Corporation Schedules Third-Quarter 2014 Earnings Conference Call for Thursday,... Oct 01 2014
Pacific Continental Bank Wins Spotlight On Business Award From Tacoma-Pierce County Chamber Of... Sep 25 2014

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK