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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.25
PCBK's Cash to Debt is ranked higher than
58% of the 1340 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.26 vs. PCBK: 0.25 )
PCBK' s 10-Year Cash to Debt Range
Min: 0.09   Max: No Debt
Current: 0.25

Equity to Asset 0.12
PCBK's Equity to Asset is ranked higher than
85% of the 1732 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. PCBK: 0.12 )
PCBK' s 10-Year Equity to Asset Range
Min: 0.09   Max: 0.15
Current: 0.12

0.09
0.15
Interest Coverage 4.38
PCBK's Interest Coverage is ranked higher than
89% of the 1595 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. PCBK: 4.38 )
PCBK' s 10-Year Interest Coverage Range
Min: 0.64   Max: 4.38
Current: 4.38

0.64
4.38
F-Score: 6
Z-Score: 0.26
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 37.96
PCBK's Operating margin (%) is ranked higher than
85% of the 1755 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 28.45 vs. PCBK: 37.96 )
PCBK' s 10-Year Operating margin (%) Range
Min: -109.21   Max: 45.14
Current: 37.96

-109.21
45.14
Net-margin (%) 24.63
PCBK's Net-margin (%) is ranked higher than
81% of the 1762 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.29 vs. PCBK: 24.63 )
PCBK' s 10-Year Net-margin (%) Range
Min: -8.35   Max: 98.09
Current: 24.63

-8.35
98.09
ROE (%) 8.64
PCBK's ROE (%) is ranked higher than
78% of the 1768 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. PCBK: 8.64 )
PCBK' s 10-Year ROE (%) Range
Min: -3.46   Max: 19.92
Current: 8.64

-3.46
19.92
ROA (%) 1.07
PCBK's ROA (%) is ranked higher than
86% of the 1768 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. PCBK: 1.07 )
PCBK' s 10-Year ROA (%) Range
Min: -0.43   Max: 2.11
Current: 1.07

-0.43
2.11
ROC (Joel Greenblatt) (%) 127.34
PCBK's ROC (Joel Greenblatt) (%) is ranked higher than
86% of the 1726 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 68.75 vs. PCBK: 127.34 )
PCBK' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -42.54   Max: 147.46
Current: 127.34

-42.54
147.46
Revenue Growth (%) 4.10
PCBK's Revenue Growth (%) is ranked higher than
84% of the 1536 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.50 vs. PCBK: 4.10 )
PCBK' s 10-Year Revenue Growth (%) Range
Min: -11.5   Max: 70.8
Current: 4.1

-11.5
70.8
EBITDA Growth (%) 36.10
PCBK's EBITDA Growth (%) is ranked higher than
94% of the 1385 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. PCBK: 36.10 )
PCBK' s 10-Year EBITDA Growth (%) Range
Min: -29.6   Max: 36.1
Current: 36.1

-29.6
36.1
EPS Growth (%) 39.50
PCBK's EPS Growth (%) is ranked higher than
94% of the 1355 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.20 vs. PCBK: 39.50 )
PCBK' s 10-Year EPS Growth (%) Range
Min: -36.2   Max: 39.5
Current: 39.5

-36.2
39.5
» PCBK's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

PCBK Guru Trades in Q3 2013

Jim Simons 155,600 sh (+24.68%)
Chuck Royce 535,697 sh (unchged)
» More
Q4 2013

PCBK Guru Trades in Q4 2013

Jim Simons 178,900 sh (+14.97%)
Chuck Royce 535,697 sh (unchged)
» More
Q1 2014

PCBK Guru Trades in Q1 2014

Jim Simons 227,429 sh (+27.13%)
Chuck Royce 535,697 sh (unchged)
» More
Q2 2014

PCBK Guru Trades in Q2 2014

Chuck Royce 535,697 sh (unchged)
Jim Simons 194,500 sh (-14.48%)
» More
» Details

Insider Trades

Latest Guru Trades with PCBK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 15.30
PCBK's P/E(ttm) is ranked higher than
69% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.70 vs. PCBK: 15.30 )
PCBK' s 10-Year P/E(ttm) Range
Min: 9.27   Max: 78.39
Current: 15.3

9.27
78.39
P/B 1.30
PCBK's P/B is ranked higher than
62% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. PCBK: 1.30 )
PCBK' s 10-Year P/B Range
Min: 0.66   Max: 2.92
Current: 1.3

0.66
2.92
P/S 3.77
PCBK's P/S is ranked higher than
62% of the 1711 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.85 vs. PCBK: 3.77 )
PCBK' s 10-Year P/S Range
Min: 1.98   Max: 6.64
Current: 3.77

1.98
6.64
PFCF 8.84
PCBK's PFCF is ranked higher than
72% of the 982 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.80 vs. PCBK: 8.84 )
PCBK' s 10-Year PFCF Range
Min: 4.07   Max: 34.38
Current: 8.84

4.07
34.38
EV-to-EBIT 16.36
PCBK's EV-to-EBIT is ranked higher than
75% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.25 vs. PCBK: 16.36 )
PCBK' s 10-Year EV-to-EBIT Range
Min: 9.5   Max: 173.5
Current: 16.36

9.5
173.5
Shiller P/E 28.39
PCBK's Shiller P/E is ranked higher than
58% of the 1093 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.35 vs. PCBK: 28.39 )
PCBK' s 10-Year Shiller P/E Range
Min: 9.57   Max: 34
Current: 28.39

9.57
34

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.97
PCBK's Dividend Yield is ranked higher than
66% of the 1484 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.38 vs. PCBK: 2.97 )
PCBK' s 10-Year Dividend Yield Range
Min: 0.38   Max: 4.02
Current: 2.97

0.38
4.02
Dividend Payout 0.45
PCBK's Dividend Payout is ranked higher than
66% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.47 vs. PCBK: 0.45 )
PCBK' s 10-Year Dividend Payout Range
Min: 0.08   Max: 10
Current: 0.45

0.08
10
Dividend growth (3y) 108.00
PCBK's Dividend growth (3y) is ranked higher than
99% of the 1033 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.50 vs. PCBK: 108.00 )
PCBK' s 10-Year Dividend growth (3y) Range
Min: -51.6   Max: 108
Current: 108

-51.6
108
Yield on cost (5-Year) 10.95
PCBK's Yield on cost (5-Year) is ranked higher than
93% of the 1497 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.67 vs. PCBK: 10.95 )
PCBK' s 10-Year Yield on cost (5-Year) Range
Min: 1.34   Max: 14.19
Current: 10.95

1.34
14.19
Share Buyback Rate 0.60
PCBK's Share Buyback Rate is ranked higher than
91% of the 1291 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. PCBK: 0.60 )
PCBK' s 10-Year Share Buyback Rate Range
Min: 1.4   Max: -15.5
Current: 0.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.50
PCBK's Price/Tangible Book is ranked higher than
69% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.44 vs. PCBK: 1.50 )
PCBK' s 10-Year Price/Tangible Book Range
Min: 0.82   Max: 2.87
Current: 1.5

0.82
2.87
Price/DCF (Projected) 0.62
PCBK's Price/DCF (Projected) is ranked higher than
72% of the 1192 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. PCBK: 0.62 )
PCBK' s 10-Year Price/DCF (Projected) Range
Min: 0.41   Max: 1.26
Current: 0.62

0.41
1.26
Price/Median PS Value 1.06
PCBK's Price/Median PS Value is ranked higher than
80% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.16 vs. PCBK: 1.06 )
PCBK' s 10-Year Price/Median PS Value Range
Min: 0.55   Max: 1.75
Current: 1.06

0.55
1.75
Price/Graham Number 1.01
PCBK's Price/Graham Number is ranked higher than
67% of the 1409 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.93 vs. PCBK: 1.01 )
PCBK' s 10-Year Price/Graham Number Range
Min: 0.7   Max: 2.59
Current: 1.01

0.7
2.59
Earnings Yield (Greenblatt) 6.10
PCBK's Earnings Yield (Greenblatt) is ranked higher than
67% of the 1603 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. PCBK: 6.10 )
PCBK' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.6   Max: 10.5
Current: 6.1

0.6
10.5
Forward Rate of Return (Yacktman) 9.30
PCBK's Forward Rate of Return (Yacktman) is ranked higher than
66% of the 1348 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.46 vs. PCBK: 9.30 )
PCBK' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 9   Max: 40.3
Current: 9.3

9
40.3

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Pacific Continental Corp is an Oregon corporation organized on June 7, 1999. Pacific Continental's main business activities are conducted through its bank with deposits insured by the Federal Deposit Insurance Corporation. The Bank has no active subsidiaries. The bank operates in three primary markets: Portland, Oregon / Southwest Washington; Seattle, Washington; and Eugene, Oregon. The Company offers a full array of financial service products to meet the banking needs of its targeted segments in the market areas served. The Company regularly reviews the profitability and desirability of various product offerings, particularly new product offerings, to assure on-going viability. The Company deposit services that are typically available in most banks and other financial institutions including checking, savings, money market accounts and time deposits. The transaction accounts and time deposits are tailored to the Company's primary markets and market segments at rates competitive with those offered in the area. The Company emphasizes specific areas of lending within its primary markets. Secured and unsecured commercial loans are made mainly to professionals, community-based businesses, and nonprofit organizations. The Company provides merchant card payment services to its client base, including community-based businesses, nonprofit organizations, and professional service providers. The Company provides other traditional commercial and consumer banking services, including cash management products for businesses, online banking, safe deposit services, debit and automated teller machine (ATM) cards, automated clearing house (ACH) transactions, savings bonds, cashier's checks, travelers' checks, notary services and others. The Company is a member of numerous ATM networks and utilizes an outside processor for the processing of these automated transactions. The Company competes with other banks, as well as with savings and loan associations, savings banks, credit unions, mortgage companies, investment banks, insurance companies, and other financial institutions. The Company is a bank holding company as defined in the Bank Holding Company Act of 1956, as amended (BHCA), and is therefore subject to regulation, supervision and examination by the Federal Reserve.
» More Articles for PCBK

Headlines

Articles On GuruFocus.com
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Stocks With Fastest Dividend Growth August 2011 Aug 20 2011 
Pacific Continental Corp. (PCBK) CFO Michael Reynolds sells 1,650 Shares Feb 22 2010 
Pacific Continental Corp. Reports Operating Results (10-Q) Nov 04 2009 
Weekly CEO Buy Highlights: Sunstone Hotel Investors Inc, Spectrum Pharmaceuticals Inc, Pacific Conti Oct 18 2009 

More From Other Websites
Pacific Continental (PCBK): Strong Industry, Solid Earnings Estimate Revisions Sep 17 2014
Pacific Continental Corporation CEO and COO to Present at Raymond James U.S. Bank Conference Aug 19 2014
PACIFIC CONTINENTAL CORP Financials Aug 19 2014
PACIFIC CONTINENTAL CORP Files SEC form 10-Q, Quarterly Report Aug 08 2014
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Results of Operations and Financial Condition, Change... Jul 24 2014
Pacific Continental Corporation Announces Key Leadership Succession Plan Jul 24 2014
Pacific Continental Corporation Declares Regular and Special Cash Dividends Jul 23 2014
Pacific Continental Corporation Reports Second Quarter 2014 Results Jul 23 2014
Q2 2014 Pacific Continental Corporation Earnings Release - After Market Close Jul 23 2014
Pacific Continental Corporation CEO and COO to Present at Keefe, Bruyette & Woods 2014 Community... Jul 22 2014
Pacific Continental Corporation Schedules Second-Quarter 2014 Earnings Conference Call for Thursday,... Jul 03 2014
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Change in Directors or Principal Officers, Financial... Jun 30 2014
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Change in Directors or Principal Officers, Financial... Jun 25 2014
Pacific Continental Corporation Appoints Eric Forrest to Board of Directors Jun 25 2014
Pacific Continental Bank Named One of Washington's 100 Best Companies to Work For Jun 18 2014
PACIFIC CONTINENTAL CORP Files SEC form 10-Q, Quarterly Report May 09 2014
Pacific Continental Corporation CEO to Present at 16th Annual D.A. Davidson Financial Services... May 08 2014
Pacific Continental Corporation Announces Stock Repurchase Plan May 06 2014
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Change in Directors or Principal Officers, Submission... May 01 2014
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Results of Operations and Financial Condition,... Apr 16 2014

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