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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.43
PCBK's Cash to Debt is ranked lower than
70% of the 1088 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. PCBK: 0.43 )
Ranked among companies with meaningful Cash to Debt only.
PCBK' s Cash to Debt Range Over the Past 10 Years
Min: 0.09  Med: 0.26 Max: N/A
Current: 0.43
Equity to Asset 0.11
PCBK's Equity to Asset is ranked higher than
59% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. PCBK: 0.11 )
Ranked among companies with meaningful Equity to Asset only.
PCBK' s Equity to Asset Range Over the Past 10 Years
Min: 0.09  Med: 0.11 Max: 0.15
Current: 0.11
0.09
0.15
Interest Coverage 6.50
PCBK's Interest Coverage is ranked higher than
86% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.82 vs. PCBK: 6.50 )
Ranked among companies with meaningful Interest Coverage only.
PCBK' s Interest Coverage Range Over the Past 10 Years
Min: 0.64  Med: 1.22 Max: 5.4
Current: 6.5
0.64
5.4
F-Score: 6
WACC vs ROIC
5.64%
6.97%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 37.73
PCBK's Operating margin (%) is ranked higher than
67% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.86 vs. PCBK: 37.73 )
Ranked among companies with meaningful Operating margin (%) only.
PCBK' s Operating margin (%) Range Over the Past 10 Years
Min: -14.92  Med: 35.96 Max: 45.14
Current: 37.73
-14.92
45.14
Net-margin (%) 24.53
PCBK's Net-margin (%) is ranked higher than
58% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.37 vs. PCBK: 24.53 )
Ranked among companies with meaningful Net-margin (%) only.
PCBK' s Net-margin (%) Range Over the Past 10 Years
Min: -8.35  Med: 23.42 Max: 28.47
Current: 24.53
-8.35
28.47
ROE (%) 9.00
PCBK's ROE (%) is ranked higher than
58% of the 1589 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. PCBK: 9.00 )
Ranked among companies with meaningful ROE (%) only.
PCBK' s ROE (%) Range Over the Past 10 Years
Min: -3.46  Med: 8.21 Max: 14.64
Current: 9
-3.46
14.64
ROA (%) 1.05
PCBK's ROA (%) is ranked higher than
65% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. PCBK: 1.05 )
Ranked among companies with meaningful ROA (%) only.
PCBK' s ROA (%) Range Over the Past 10 Years
Min: -0.43  Med: 1.04 Max: 1.51
Current: 1.05
-0.43
1.51
Revenue Growth (3Y)(%) 4.00
PCBK's Revenue Growth (3Y)(%) is ranked higher than
59% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. PCBK: 4.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
PCBK' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -11.5  Med: 7.10 Max: 70.8
Current: 4
-11.5
70.8
EBITDA Growth (3Y)(%) 35.10
PCBK's EBITDA Growth (3Y)(%) is ranked higher than
91% of the 1167 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. PCBK: 35.10 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
PCBK' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -29.6  Med: 10.90 Max: 36.1
Current: 35.1
-29.6
36.1
EPS Growth (3Y)(%) 45.60
PCBK's EPS Growth (3Y)(%) is ranked higher than
92% of the 1165 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. PCBK: 45.60 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
PCBK' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -36.5  Med: 10.05 Max: 45.6
Current: 45.6
-36.5
45.6
» PCBK's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

PCBK Guru Trades in Q1 2015

Jim Simons 275,413 sh (+27.62%)
Chuck Royce 355,197 sh (-5.68%)
» More
Q2 2015

PCBK Guru Trades in Q2 2015

Jim Simons 341,057 sh (+23.83%)
Chuck Royce Sold Out
» More
Q3 2015

PCBK Guru Trades in Q3 2015

Jim Simons 344,488 sh (+1.01%)
» More
Q4 2015

PCBK Guru Trades in Q4 2015

Jim Simons 359,900 sh (+4.47%)
» More
» Details

Insider Trades

Latest Guru Trades with PCBK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 17.26
PCBK's P/E(ttm) is ranked lower than
78% of the 2255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.31 vs. PCBK: 17.26 )
Ranked among companies with meaningful P/E(ttm) only.
PCBK' s P/E(ttm) Range Over the Past 10 Years
Min: 9.25  Med: 16.08 Max: 77.47
Current: 17.26
9.25
77.47
Forward P/E 11.90
PCBK's Forward P/E is ranked lower than
75% of the 1347 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.44 vs. PCBK: 11.90 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 17.26
PCBK's PE(NRI) is ranked lower than
75% of the 1705 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.34 vs. PCBK: 17.26 )
Ranked among companies with meaningful PE(NRI) only.
PCBK' s PE(NRI) Range Over the Past 10 Years
Min: 9.25  Med: 16.14 Max: 77.47
Current: 17.26
9.25
77.47
P/B 1.38
PCBK's P/B is ranked lower than
78% of the 2306 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. PCBK: 1.38 )
Ranked among companies with meaningful P/B only.
PCBK' s P/B Range Over the Past 10 Years
Min: 0.66  Med: 1.31 Max: 2.78
Current: 1.38
0.66
2.78
P/S 4.04
PCBK's P/S is ranked lower than
81% of the 2512 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.48 vs. PCBK: 4.04 )
Ranked among companies with meaningful P/S only.
PCBK' s P/S Range Over the Past 10 Years
Min: 1.98  Med: 3.60 Max: 6.52
Current: 4.04
1.98
6.52
PFCF 11.58
PCBK's PFCF is ranked lower than
66% of the 1379 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.94 vs. PCBK: 11.58 )
Ranked among companies with meaningful PFCF only.
PCBK' s PFCF Range Over the Past 10 Years
Min: 3.99  Med: 9.56 Max: 25.9
Current: 11.58
3.99
25.9
POCF 11.24
PCBK's POCF is ranked lower than
73% of the 1560 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.05 vs. PCBK: 11.24 )
Ranked among companies with meaningful POCF only.
PCBK' s POCF Range Over the Past 10 Years
Min: 3.95  Med: 8.95 Max: 20.12
Current: 11.24
3.95
20.12
EV-to-EBIT 16.08
PCBK's EV-to-EBIT is ranked lower than
64% of the 2210 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.37 vs. PCBK: 16.08 )
Ranked among companies with meaningful EV-to-EBIT only.
PCBK' s EV-to-EBIT Range Over the Past 10 Years
Min: -92.4  Med: 17.30 Max: 173.5
Current: 16.08
-92.4
173.5
EV-to-EBITDA 12.65
PCBK's EV-to-EBITDA is ranked lower than
57% of the 2214 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.19 vs. PCBK: 12.65 )
Ranked among companies with meaningful EV-to-EBITDA only.
PCBK' s EV-to-EBITDA Range Over the Past 10 Years
Min: -120.6  Med: 14.70 Max: 139.5
Current: 12.65
-120.6
139.5
Shiller P/E 20.63
PCBK's Shiller P/E is ranked lower than
73% of the 682 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.24 vs. PCBK: 20.63 )
Ranked among companies with meaningful Shiller P/E only.
PCBK' s Shiller P/E Range Over the Past 10 Years
Min: 8.8  Med: 14.21 Max: 22.11
Current: 20.63
8.8
22.11

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.83
PCBK's Dividend Yield is ranked lower than
51% of the 2412 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.03 vs. PCBK: 2.83 )
Ranked among companies with meaningful Dividend Yield only.
PCBK' s Dividend Yield Range Over the Past 10 Years
Min: 0.38  Med: 2.25 Max: 4.02
Current: 2.83
0.38
4.02
Dividend Payout 0.46
PCBK's Dividend Payout is ranked lower than
69% of the 1441 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. PCBK: 0.46 )
Ranked among companies with meaningful Dividend Payout only.
PCBK' s Dividend Payout Range Over the Past 10 Years
Min: 0.08  Med: 0.32 Max: 4
Current: 0.46
0.08
4
Dividend Growth (3y) 58.70
PCBK's Dividend Growth (3y) is ranked higher than
95% of the 730 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.00 vs. PCBK: 58.70 )
Ranked among companies with meaningful Dividend Growth (3y) only.
PCBK' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -51.6  Med: 13.55 Max: 108
Current: 58.7
-51.6
108
Forward Dividend Yield 2.90
PCBK's Forward Dividend Yield is ranked lower than
54% of the 2191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.26 vs. PCBK: 2.90 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 11.55
PCBK's Yield on cost (5-Year) is ranked higher than
90% of the 2446 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.42 vs. PCBK: 11.55 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
PCBK' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.55  Med: 9.15 Max: 16.36
Current: 11.55
1.55
16.36
3-Year Average Share Buyback Ratio 0.90
PCBK's 3-Year Average Share Buyback Ratio is ranked higher than
87% of the 1061 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.70 vs. PCBK: 0.90 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
PCBK' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -15.5  Med: -4.25 Max: 1.4
Current: 0.9
-15.5
1.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.69
PCBK's Price/Tangible Book is ranked lower than
80% of the 2217 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. PCBK: 1.69 )
Ranked among companies with meaningful Price/Tangible Book only.
PCBK' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.82  Med: 1.75 Max: 2.87
Current: 1.69
0.82
2.87
Price/Projected FCF 0.71
PCBK's Price/Projected FCF is ranked lower than
60% of the 1375 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.63 vs. PCBK: 0.71 )
Ranked among companies with meaningful Price/Projected FCF only.
PCBK' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.42  Med: 0.67 Max: 1.27
Current: 0.71
0.42
1.27
Price/Median PS Value 1.13
PCBK's Price/Median PS Value is ranked lower than
75% of the 2134 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.93 vs. PCBK: 1.13 )
Ranked among companies with meaningful Price/Median PS Value only.
PCBK' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.55  Med: 1.02 Max: 1.75
Current: 1.13
0.55
1.75
Price/Peter Lynch Fair Value 0.69
PCBK's Price/Peter Lynch Fair Value is ranked higher than
58% of the 634 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.82 vs. PCBK: 0.69 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
PCBK' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.61  Med: 0.83 Max: 1.44
Current: 0.69
0.61
1.44
Price/Graham Number 1.09
PCBK's Price/Graham Number is ranked lower than
78% of the 2079 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.77 vs. PCBK: 1.09 )
Ranked among companies with meaningful Price/Graham Number only.
PCBK' s Price/Graham Number Range Over the Past 10 Years
Min: 0.54  Med: 1.15 Max: 2.26
Current: 1.09
0.54
2.26
Earnings Yield (Greenblatt) (%) 6.19
PCBK's Earnings Yield (Greenblatt) (%) is ranked lower than
52% of the 1519 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. PCBK: 6.19 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
PCBK' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.6  Med: 5.70 Max: 9.2
Current: 6.19
0.6
9.2
Forward Rate of Return (Yacktman) (%) 36.42
PCBK's Forward Rate of Return (Yacktman) (%) is ranked higher than
81% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. PCBK: 36.42 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
PCBK' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 8.1  Med: 15.40 Max: 46.1
Current: 36.42
8.1
46.1

More Statistics

Revenue(Mil) $76
EPS $ 0.96
Beta0.73
Short Percentage of Float2.01%
52-Week Range $12.60 - 16.20
Shares Outstanding(Mil)19.59

Analyst Estimate

Dec16 Dec17
Revenue(Mil)
EPS($) 1.18 1.28
EPS without NRI($) 1.18 1.28

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Pacific Continental Corp is an Oregon corporation organized on June 7, 1999. The Company's main business activities are conducted through its wholly owned subsidiary, Pacific Continental Bank or the Bank, with deposits insured by the Federal Deposit Insurance Corporation. The Bank's main markets include: Portland, Oregon / Southwest Washington, Seattle, Washington and Eugene, Oregon. The Company offers financial service products to meet the banking needs of its targeted segments in the market areas served. The Company offers deposit services that are typically available in banks and other financial institutions including checking, savings, money market accounts and time deposits. The transaction accounts and time deposits are tailored to the Company's main markets and market segments at rates competitive with those offered in the area. The Company emphasizes specific areas of lending within its main markets. Commercial loans are made mainly to professionals, community-based businesses and nonprofit organizations. These loans are available for general operating purposes, acquisition of fixed assets, purchases of equipment and machinery, financing of inventory and accounts receivable and other business purposes. The Company provides other traditional commercial and consumer banking services, including cash management products for businesses, online banking, safe deposit services, debit and automated teller machine cards, automated clearing house transactions, cashier's checks, notary services and others. The Company is a member of numerous ATM networks and utilizes an outside processor for the processing of these automated transactions. The Company competes with other banks, as well as with savings and loan associations, savings banks, credit unions, mortgage companies, investment banks, insurance companies, and other financial institutions. The Company is a bank holding company as defined in the Bank Holding Company Act of 1956, as amended, and is therefore subject to regulation, supervision and examination by the Federal Reserve.
» More Articles for PCBK

Headlines

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Pacific Continental Corp. (PCBK) CFO Michael Reynolds sells 1,650 Shares Feb 22 2010 
Pacific Continental Corp. Reports Operating Results (10-Q) Nov 04 2009 
Weekly CEO Buy Highlights: Sunstone Hotel Investors Inc, Spectrum Pharmaceuticals Inc, Pacific Conti Oct 18 2009 
Pacific Continental Corp. (PCBK) President/COO Roger S Busse buys 1,000 Shares Oct 15 2009 

More From Other Websites
Pacific Continental Corp. Earnings Analysis: Q4, 2015 By the Numbers Jan 26 2016
Pacific Continental Corp. breached its 50 day moving average in a Bullish Manner : January 25, 2016 Jan 25 2016
Pacific Continental upgraded by Keefe Bruyette Jan 22 2016
Edited Transcript of PCBK earnings conference call or presentation 21-Jan-16 7:00pm GMT Jan 21 2016
Pacific Continental Corporation Reports Fourth Quarter and Annual 2015 Results Jan 21 2016
Pacific Continental meets 4Q profit forecasts Jan 20 2016
Pacific Continental meets 4Q profit forecasts Jan 20 2016
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Results of Operations and Financial Condition,... Jan 20 2016
Pacific Continental Corporation Declares Regular Dividend Jan 20 2016
Pacific Continental Corporation Reports Fourth Quarter and Annual 2015 Results Jan 20 2016
Q4 2015 Pacific Continental Corp Earnings Release - After Market Close Jan 20 2016
Pacific Continental Corporation Schedules Fourth-Quarter and Year-end Earnings Conference Call for... Jan 04 2016
Pacific Continental Bank Once Again Recognized As One Of Oregon's Most Admired Companies Dec 11 2015
PACIFIC CONTINENTAL CORP Financials Dec 08 2015
Top Investors Not Depositing Funds With Pacific Continental Corporation (PCBK) Nov 30 2015
PACIFIC CONTINENTAL CORP Files SEC form 8-K, Other Events Nov 20 2015
PACIFIC CONTINENTAL CORP Files SEC form 10-Q, Quarterly Report Nov 09 2015
Pacific Continental Corp. Earnings Q3, 2015 Nov 04 2015
Pacific Continental Bank Named Business of the Year by Seattle Business Magazine Oct 22 2015
Pacific Continental Bank's Rachel Ulrich Honored with HR Leadership Award Oct 21 2015

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