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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.68
PFG's Cash to Debt is ranked lower than
80% of the 90 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.67 vs. PFG: 0.68 )
Ranked among companies with meaningful Cash to Debt only.
PFG' s Cash to Debt Range Over the Past 10 Years
Min: 0.11  Med: 0.9 Max: N/A
Current: 0.68
Equity to Asset 0.05
PFG's Equity to Asset is ranked lower than
71% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.08 vs. PFG: 0.05 )
Ranked among companies with meaningful Equity to Asset only.
PFG' s Equity to Asset Range Over the Past 10 Years
Min: 0.02  Med: 0.06 Max: 0.08
Current: 0.05
0.02
0.08
Interest Coverage N/A
PFG's Interest Coverage is ranked higher than
70% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 234.27 vs. PFG: N/A )
Ranked among companies with meaningful Interest Coverage only.
PFG' s Interest Coverage Range Over the Past 10 Years
Min: N/A  Med: N/A Max: N/A
Current: N/A
F-Score: 7
M-Score: -2.39
WACC vs ROIC
11.82%
11.46%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 12.53
PFG's Operating margin (%) is ranked higher than
67% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.54 vs. PFG: 12.53 )
Ranked among companies with meaningful Operating margin (%) only.
PFG' s Operating margin (%) Range Over the Past 10 Years
Min: 4.64  Med: 10.25 Max: 14.27
Current: 12.53
4.64
14.27
Net-margin (%) 10.27
PFG's Net-margin (%) is ranked higher than
73% of the 90 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.75 vs. PFG: 10.27 )
Ranked among companies with meaningful Net-margin (%) only.
PFG' s Net-margin (%) Range Over the Past 10 Years
Min: 4.61  Med: 8.32 Max: 10.92
Current: 10.27
4.61
10.92
ROE (%) 12.65
PFG's ROE (%) is ranked higher than
70% of the 90 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.06 vs. PFG: 12.65 )
Ranked among companies with meaningful ROE (%) only.
PFG' s ROE (%) Range Over the Past 10 Years
Min: 6.46  Med: 9.96 Max: 13.16
Current: 12.65
6.46
13.16
ROA (%) 0.57
PFG's ROA (%) is ranked lower than
54% of the 90 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.71 vs. PFG: 0.57 )
Ranked among companies with meaningful ROA (%) only.
PFG' s ROA (%) Range Over the Past 10 Years
Min: 0.32  Med: 0.51 Max: 0.79
Current: 0.57
0.32
0.79
Revenue Growth (3Y)(%) 9.40
PFG's Revenue Growth (3Y)(%) is ranked higher than
68% of the 81 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.10 vs. PFG: 9.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
PFG' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 7 Max: 15.6
Current: 9.4
0
15.6
EBITDA Growth (3Y)(%) 14.40
PFG's EBITDA Growth (3Y)(%) is ranked higher than
64% of the 77 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.40 vs. PFG: 14.40 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
PFG' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 10.4 Max: 21.2
Current: 14.4
0
21.2
EPS Growth (3Y)(%) 16.30
PFG's EPS Growth (3Y)(%) is ranked higher than
68% of the 72 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.60 vs. PFG: 16.30 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
PFG' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 9.4 Max: 56.4
Current: 16.3
0
56.4
» PFG's 10-Y Financials

Financials (Next Earnings Date: 2016-10-28)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

PFG Guru Trades in Q3 2015

Ken Fisher 20,025 sh (New)
Jeremy Grantham 122,200 sh (+97.42%)
David Dreman 7,268 sh (+29.21%)
Bill Nygren 4,609,000 sh (unchged)
Jeff Auxier 5,322 sh (unchged)
John Burbank Sold Out
Joel Greenblatt Sold Out
Mairs and Power 2,915,014 sh (-0.32%)
Manning & Napier Advisors, Inc 71,160 sh (-0.73%)
Paul Tudor Jones 10,700 sh (-29.05%)
» More
Q4 2015

PFG Guru Trades in Q4 2015

Jeremy Grantham 196,600 sh (+60.88%)
Ken Fisher 20,752 sh (+3.63%)
Jeff Auxier 5,322 sh (unchged)
Bill Nygren 4,609,000 sh (unchged)
Manning & Napier Advisors, Inc 71,160 sh (unchged)
Mairs and Power 2,891,114 sh (-0.82%)
Paul Tudor Jones 9,700 sh (-9.35%)
David Dreman 5,625 sh (-22.61%)
» More
Q1 2016

PFG Guru Trades in Q1 2016

Jim Simons 489,000 sh (New)
Ray Dalio 8,300 sh (New)
Paul Tudor Jones 33,202 sh (+242.29%)
David Dreman 7,164 sh (+27.36%)
Bill Nygren 5,489,000 sh (+19.09%)
Manning & Napier Advisors, Inc 72,020 sh (+1.21%)
Mairs and Power 2,902,934 sh (+0.41%)
Jeff Auxier 5,322 sh (unchged)
Ken Fisher Sold Out
Jeremy Grantham 194,350 sh (-1.14%)
» More
Q2 2016

PFG Guru Trades in Q2 2016

Ray Dalio 26,900 sh (+224.10%)
Jeff Auxier 5,322 sh (unchged)
Bill Nygren 5,489,000 sh (unchged)
Jim Simons Sold Out
Paul Tudor Jones Sold Out
Jeremy Grantham Sold Out
Mairs and Power 2,901,764 sh (-0.04%)
David Dreman 6,976 sh (-2.62%)
Manning & Napier Advisors, Inc 62,781 sh (-12.83%)
» More
» Details

Insider Trades

Latest Guru Trades with PFG

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

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Preferred stocks of Principal Financial Group Inc

SymbolPriceYieldDescription
PFGZP99.705.58Pfd Shs Series -A
PFGPRBCL25.020.00Series B Preferred Stock, NonCumulative

Business Description

Industry: Insurance - Life » Insurance - Life
Compare:OTCPK:AMLTF, OTCPK:POFNF, OTCPK:LGGNY, NYSE:LNC, OTCPK:SLLDY, OTCPK:SLFPY, NYSE:UNM, OTCPK:TDHOY, NYSE:TMK, OTCPK:STJPF, NYSE:SFG, OTCPK:GWLIF, OTCPK:MMHDF, NYSE:CNO, NYSE:PRI, NYSE:FFG, NYSE:AEL, NYSE:FGL, NYSE:MFC, NAS:NWLI » details
Traded in other countries:PG4.Germany,
Principal Financial Group offers retirement services, insurance solutions and asset management services. It provides financial products and services through the financial services companies to businesses, individuals, and institutional clients.

Principal Financial Group Inc was founded in 1879. The Company is an investment management company that offers businesses, individuals and institutional client's financial products and services, including retirement, asset management and insurance through its financial services companies. The company provides financial products and services through the following segments: Retirement and Income Solutions, Principal Global Investors, Principal International and U.S. Insurance Solutions. In addition, it also has a Corporate segment. The Retirement and Income Solutions segment provides retirement and related financial products and services to businesses, their employees and other individuals. The Principal Global Investors segment provides asset management services to asset accumulation business, insurance operations, the Corporate segment and third party clients. This segment also includes its mutual fund business. The Principal International segment has operations in Brazil, Chile, China, Hong Kong Special Administrative Region, India, Mexico and Southeast Asia. It focuses on countries with large middle classes, favorable demographics and growing long-term savings, with defined contribution markets. The U.S. Insurance Solutions segment provides specialty benefits insurance, which consists of group dental and vision insurance, individual and group disability insurance, group life insurance and non-medical fee-for-service claims administration, and individual life insurance throughout the United States. The Corporate segment manages the assets representing capital that has not been allocated to any other segment. The Company competes with a number of financial services companies such as banks, mutual funds, broker-dealers, insurers and asset managers. Its businesses are subject to regulation and supervision by U.S. federal and state regulatory authorities as well as non-U.S. regulatory authorities for operations outside the U.S., which can has an effect on the business.

Ratios

vs
industry
vs
history
P/E(ttm) 11.95
PFG's P/E(ttm) is ranked higher than
60% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.09 vs. PFG: 11.95 )
Ranked among companies with meaningful P/E(ttm) only.
PFG' s P/E(ttm) Range Over the Past 10 Years
Min: 4.37  Med: 14.2 Max: 28.7
Current: 11.95
4.37
28.7
Forward P/E 10.75
PFG's Forward P/E is ranked higher than
53% of the 34 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.14 vs. PFG: 10.75 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 11.95
PFG's PE(NRI) is ranked higher than
62% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.53 vs. PFG: 11.95 )
Ranked among companies with meaningful PE(NRI) only.
PFG' s PE(NRI) Range Over the Past 10 Years
Min: 4.37  Med: 14.28 Max: 30.03
Current: 11.95
4.37
30.03
Price/Owner Earnings (ttm) 3.66
PFG's Price/Owner Earnings (ttm) is ranked higher than
91% of the 45 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.44 vs. PFG: 3.66 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
PFG' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 1.26  Med: 4.84 Max: 22.03
Current: 3.66
1.26
22.03
P/B 1.40
PFG's P/B is ranked lower than
55% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 9999.00 vs. PFG: 1.40 )
Ranked among companies with meaningful P/B only.
PFG' s P/B Range Over the Past 10 Years
Min: 0.46  Med: 1.37 Max: 2.48
Current: 1.4
0.46
2.48
P/S 1.24
PFG's P/S is ranked lower than
60% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.90 vs. PFG: 1.24 )
Ranked among companies with meaningful P/S only.
PFG' s P/S Range Over the Past 10 Years
Min: 0.16  Med: 1.18 Max: 1.78
Current: 1.24
0.16
1.78
PFCF 3.50
PFG's PFCF is ranked higher than
58% of the 43 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.71 vs. PFG: 3.50 )
Ranked among companies with meaningful PFCF only.
PFG' s PFCF Range Over the Past 10 Years
Min: 0.76  Med: 4.2 Max: 26.15
Current: 3.5
0.76
26.15
POCF 3.38
PFG's POCF is ranked higher than
64% of the 59 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.94 vs. PFG: 3.38 )
Ranked among companies with meaningful POCF only.
PFG' s POCF Range Over the Past 10 Years
Min: 0.73  Med: 4.01 Max: 9.28
Current: 3.38
0.73
9.28
EV-to-EBIT 10.30
PFG's EV-to-EBIT is ranked lower than
56% of the 66 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.76 vs. PFG: 10.30 )
Ranked among companies with meaningful EV-to-EBIT only.
PFG' s EV-to-EBIT Range Over the Past 10 Years
Min: -1.2  Med: 10.9 Max: 25
Current: 10.3
-1.2
25
EV-to-EBITDA 9.08
PFG's EV-to-EBITDA is ranked lower than
51% of the 65 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.95 vs. PFG: 9.08 )
Ranked among companies with meaningful EV-to-EBITDA only.
PFG' s EV-to-EBITDA Range Over the Past 10 Years
Min: -0.9  Med: 9.7 Max: 22.1
Current: 9.08
-0.9
22.1
PEG 0.77
PFG's PEG is ranked higher than
73% of the 48 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.41 vs. PFG: 0.77 )
Ranked among companies with meaningful PEG only.
PFG' s PEG Range Over the Past 10 Years
Min: 0.21  Med: 0.86 Max: 11.73
Current: 0.77
0.21
11.73
Shiller P/E 16.79
PFG's Shiller P/E is ranked lower than
57% of the 42 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.84 vs. PFG: 16.79 )
Ranked among companies with meaningful Shiller P/E only.
PFG' s Shiller P/E Range Over the Past 10 Years
Min: 8.61  Med: 14.82 Max: 19.65
Current: 16.79
8.61
19.65

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.10
PFG's Dividend Yield is ranked lower than
65% of the 117 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.97 vs. PFG: 3.10 )
Ranked among companies with meaningful Dividend Yield only.
PFG' s Dividend Yield Range Over the Past 10 Years
Min: 1.06  Med: 2.16 Max: 9
Current: 3.1
1.06
9
Dividend Payout 0.36
PFG's Dividend Payout is ranked higher than
77% of the 91 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.37 vs. PFG: 0.36 )
Ranked among companies with meaningful Dividend Payout only.
PFG' s Dividend Payout Range Over the Past 10 Years
Min: 0.26  Med: 0.38 Max: 12.86
Current: 0.36
0.26
12.86
Dividend Growth (3y) 24.40
PFG's Dividend Growth (3y) is ranked higher than
78% of the 50 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.00 vs. PFG: 24.40 )
Ranked among companies with meaningful Dividend Growth (3y) only.
PFG' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 16 Max: 37.5
Current: 24.4
0
37.5
Forward Dividend Yield 3.32
PFG's Forward Dividend Yield is ranked lower than
56% of the 117 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.59 vs. PFG: 3.32 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 8.48
PFG's Yield on cost (5-Year) is ranked higher than
79% of the 117 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.00 vs. PFG: 8.48 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
PFG' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 2.9  Med: 5.91 Max: 24.62
Current: 8.48
2.9
24.62
3-Year Average Share Buyback Ratio 0.30
PFG's 3-Year Average Share Buyback Ratio is ranked higher than
65% of the 65 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.30 vs. PFG: 0.30 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
PFG' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -7.4  Med: 2.7 Max: 0
Current: 0.3
-7.4
0

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.79
PFG's Price/Tangible Book is ranked lower than
59% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.43 vs. PFG: 1.79 )
Ranked among companies with meaningful Price/Tangible Book only.
PFG' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.8  Med: 1.62 Max: 4.99
Current: 1.79
0.8
4.99
Price/Projected FCF 0.32
PFG's Price/Projected FCF is ranked higher than
80% of the 44 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.65 vs. PFG: 0.32 )
Ranked among companies with meaningful Price/Projected FCF only.
PFG' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.07  Med: 0.32 Max: 0.54
Current: 0.32
0.07
0.54
Price/Median PS Value 1.04
PFG's Price/Median PS Value is ranked lower than
52% of the 67 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.01 vs. PFG: 1.04 )
Ranked among companies with meaningful Price/Median PS Value only.
PFG' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.19  Med: 1.16 Max: 1.44
Current: 1.04
0.19
1.44
Price/Peter Lynch Fair Value 0.74
PFG's Price/Peter Lynch Fair Value is ranked higher than
57% of the 28 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.91 vs. PFG: 0.74 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
PFG' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.6  Med: 0.95 Max: 1.9
Current: 0.74
0.6
1.9
Price/Graham Number 0.98
PFG's Price/Graham Number is ranked higher than
50% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.97 vs. PFG: 0.98 )
Ranked among companies with meaningful Price/Graham Number only.
PFG' s Price/Graham Number Range Over the Past 10 Years
Min: 0.64  Med: 1.07 Max: 1.75
Current: 0.98
0.64
1.75
Earnings Yield (Greenblatt) (%) 9.67
PFG's Earnings Yield (Greenblatt) (%) is ranked higher than
57% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.90 vs. PFG: 9.67 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
PFG' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 4  Med: 9.2 Max: 399.5
Current: 9.67
4
399.5
Forward Rate of Return (Yacktman) (%) 33.60
PFG's Forward Rate of Return (Yacktman) (%) is ranked higher than
68% of the 60 Companies
in the Global Insurance - Life industry.

( Industry Median: 19.20 vs. PFG: 33.60 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
PFG' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 8.8  Med: 29.95 Max: 129.3
Current: 33.6
8.8
129.3

More Statistics

Revenue (TTM) (Mil) $12,110
EPS (TTM) $ 4.22
Beta1.69
Short Percentage of Float1.93%
52-Week Range $33.09 - 52.21
Shares Outstanding (Mil)287.59

Analyst Estimate

Dec16 Dec17 Dec18
Revenue (Mil $) 11,823 12,212 12,920
EPS ($) 4.20 4.61 4.97
EPS w/o NRI ($) 4.20 4.61 4.97
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($) 1.59 1.82 2.02
» More Articles for PFG

Headlines

Articles On GuruFocus.com
Stocks With Low Price to Sales: Barclays, Loews Corp Aug 02 2016 
Undervalued Stocks Gurus Are Buying May 05 2016 
Stocks That Warren Buffett Might Buy Mar 06 2015 
Bill Frels Comments on Principal Financial Group Jun 25 2014 
Bill Frels' Mairs & Power Balance Fund First Quarter 2014 Commentary Jun 25 2014 
Why Principal’s Retirement Insurance May Be Its Best Asset Apr 14 2014 
14 Stocks Building Deferred Gratification with Increased Dividends Jul 29 2013 
Bill Nygren Calls Financials a ‘Unusual Opportunity,’ His Favorites and a New Buy Nov 30 2012 
Nygren Buys UnitedHealth, Principal Financial and Cummins Inc., Sells Diageo and Best Buy Nov 30 2012 
Bill Nygren Comments on Principal Financial Group Oct 08 2012 

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