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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 1.29
PGC's Cash to Debt is ranked higher than
76% of the 1566 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. PGC: 1.29 )
PGC' s 10-Year Cash to Debt Range
Min: 0.19   Max: No Debt
Current: 1.29

Equity to Asset 0.08
PGC's Equity to Asset is ranked higher than
61% of the 2010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. PGC: 0.08 )
PGC' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.1
Current: 0.08

0.06
0.1
Interest Coverage 3.45
PGC's Interest Coverage is ranked higher than
85% of the 1837 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. PGC: 3.45 )
PGC' s 10-Year Interest Coverage Range
Min: 0.4   Max: 3.45
Current: 3.45

0.4
3.45
F-Score: 5
Z-Score: 0.15
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 24.84
PGC's Operating margin (%) is ranked higher than
68% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.33 vs. PGC: 24.84 )
PGC' s 10-Year Operating margin (%) Range
Min: -687.56   Max: 44.45
Current: 24.84

-687.56
44.45
Net-margin (%) 15.46
PGC's Net-margin (%) is ranked higher than
64% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.41 vs. PGC: 15.46 )
PGC' s 10-Year Net-margin (%) Range
Min: -437.79   Max: 123.14
Current: 15.46

-437.79
123.14
ROE (%) 7.75
PGC's ROE (%) is ranked higher than
72% of the 2031 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.59 vs. PGC: 7.75 )
PGC' s 10-Year ROE (%) Range
Min: -23.06   Max: 17.01
Current: 7.75

-23.06
17.01
ROA (%) 0.60
PGC's ROA (%) is ranked higher than
66% of the 2034 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. PGC: 0.60 )
PGC' s 10-Year ROA (%) Range
Min: -1.61   Max: 1.52
Current: 0.6

-1.61
1.52
ROC (Joel Greenblatt) (%) 61.46
PGC's ROC (Joel Greenblatt) (%) is ranked higher than
72% of the 2003 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 76.89 vs. PGC: 61.46 )
PGC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -130.32   Max: 202.06
Current: 61.46

-130.32
202.06
Revenue Growth (3Y)(%) 3.10
PGC's Revenue Growth (3Y)(%) is ranked higher than
81% of the 1740 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. PGC: 3.10 )
PGC' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0   Max: 134.8
Current: 3.1

0
134.8
EBITDA Growth (3Y)(%) 7.50
PGC's EBITDA Growth (3Y)(%) is ranked higher than
75% of the 1563 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. PGC: 7.50 )
PGC' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 19.9
Current: 7.5

0
19.9
EPS Growth (3Y)(%) 14.10
PGC's EPS Growth (3Y)(%) is ranked higher than
81% of the 1547 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. PGC: 14.10 )
PGC' s 10-Year EPS Growth (3Y)(%) Range
Min: -20.4   Max: 18.5
Current: 14.1

-20.4
18.5
» PGC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

PGC Guru Trades in Q4 2013

Jim Simons 68,320 sh (+41.75%)
Chuck Royce 658,298 sh (+20.96%)
» More
Q1 2014

PGC Guru Trades in Q1 2014

Jim Simons 73,467 sh (+7.53%)
Chuck Royce 658,298 sh (unchged)
» More
Q2 2014

PGC Guru Trades in Q2 2014

Chuck Royce 658,298 sh (unchged)
Jim Simons 68,320 sh (-7.01%)
» More
Q3 2014

PGC Guru Trades in Q3 2014

Jim Simons 76,042 sh (+11.3%)
Chuck Royce 658,298 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with PGC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Michael Price 2012-09-30 Sold Out 0.01%$13.28 - $16.34 $ 18.2522%0
Michael Price 2012-06-30 Reduce -24.39%$13.6 - $15.85 $ 18.2521%4029
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 15.90
PGC's P/E(ttm) is ranked higher than
78% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.80 vs. PGC: 15.90 )
PGC' s 10-Year P/E(ttm) Range
Min: 8   Max: 28.67
Current: 15.9

8
28.67
P/B 1.18
PGC's P/B is ranked higher than
77% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. PGC: 1.18 )
PGC' s 10-Year P/B Range
Min: 0.81   Max: 2.98
Current: 1.18

0.81
2.98
P/S 2.44
PGC's P/S is ranked higher than
85% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.56 vs. PGC: 2.44 )
PGC' s 10-Year P/S Range
Min: 1.32   Max: 55.84
Current: 2.44

1.32
55.84
PFCF 9.76
PGC's PFCF is ranked higher than
87% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. PGC: 9.76 )
PGC' s 10-Year PFCF Range
Min: 3.14   Max: 137.55
Current: 9.76

3.14
137.55
EV-to-EBIT 9.38
PGC's EV-to-EBIT is ranked higher than
90% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.47 vs. PGC: 9.38 )
PGC' s 10-Year EV-to-EBIT Range
Min: -8   Max: 29.1
Current: 9.38

-8
29.1
PEG 1.62
PGC's PEG is ranked higher than
88% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. PGC: 1.62 )
PGC' s 10-Year PEG Range
Min: 1.15   Max: 2.74
Current: 1.62

1.15
2.74
Shiller P/E 72.08
PGC's Shiller P/E is ranked higher than
77% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. PGC: 72.08 )
PGC' s 10-Year Shiller P/E Range
Min: 14.06   Max: 78.22
Current: 72.08

14.06
78.22

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.10
PGC's Dividend Yield is ranked lower than
78% of the 1876 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.32 vs. PGC: 1.10 )
PGC' s 10-Year Dividend Yield Range
Min: 0.93   Max: 5.12
Current: 1.1

0.93
5.12
Dividend Payout 0.17
PGC's Dividend Payout is ranked higher than
89% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.61 vs. PGC: 0.17 )
PGC' s 10-Year Dividend Payout Range
Min: 0.09   Max: 0.84
Current: 0.17

0.09
0.84
Yield on cost (5-Year) 0.90
PGC's Yield on cost (5-Year) is ranked lower than
83% of the 1889 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.53 vs. PGC: 0.90 )
PGC' s 10-Year Yield on cost (5-Year) Range
Min: 0.76   Max: 4.17
Current: 0.9

0.76
4.17
Share Buyback Rate -1.50
PGC's Share Buyback Rate is ranked higher than
74% of the 1472 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. PGC: -1.50 )
PGC' s 10-Year Share Buyback Rate Range
Min: 0.5   Max: -5.9
Current: -1.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.18
PGC's Price/Tangible Book is ranked higher than
82% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.58 vs. PGC: 1.18 )
PGC' s 10-Year Price/Tangible Book Range
Min: 0.82   Max: 2.97
Current: 1.18

0.82
2.97
Price/DCF (Projected) 0.65
PGC's Price/DCF (Projected) is ranked higher than
87% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.09 vs. PGC: 0.65 )
PGC' s 10-Year Price/DCF (Projected) Range
Min: 0.38   Max: 1.57
Current: 0.65

0.38
1.57
Price/Median PS Value 0.59
PGC's Price/Median PS Value is ranked higher than
98% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.21 vs. PGC: 0.59 )
PGC' s 10-Year Price/Median PS Value Range
Min: 0.32   Max: 12.02
Current: 0.59

0.32
12.02
Price/Peter Lynch Fair Value 1.83
PGC's Price/Peter Lynch Fair Value is ranked higher than
90% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. PGC: 1.83 )
PGC' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.42   Max: 2.52
Current: 1.83

0.42
2.52
Price/Graham Number 0.94
PGC's Price/Graham Number is ranked higher than
81% of the 2636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. PGC: 0.94 )
PGC' s 10-Year Price/Graham Number Range
Min: 0.49   Max: 1.67
Current: 0.94

0.49
1.67
Earnings Yield (Greenblatt) 10.70
PGC's Earnings Yield (Greenblatt) is ranked higher than
88% of the 1996 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. PGC: 10.70 )
PGC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 3.4   Max: 71.5
Current: 10.7

3.4
71.5
Forward Rate of Return (Yacktman) 21.60
PGC's Forward Rate of Return (Yacktman) is ranked higher than
80% of the 1246 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.25 vs. PGC: 21.60 )
PGC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 4.6   Max: 22.2
Current: 21.6

4.6
22.2

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Peapack Gladstone Financial Corp is a bank holding company. The Company was organized under the laws of New Jersey in August 1997, by the Board of Directors of Peapack-Gladstone Bank, its subsidiary, to become a holding company for the Bank. The Company offers financial services through full-service banking offices and mini-branches. It offers a range of consumer banking services, including checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual retirement accounts held in certificates of deposit. The bank also offers residential and construction mortgages, home equity lines of credit and other second mortgage loans. For children, the bank offers a special pony club savings account. New Jersey Consumer Checking Accounts are offered to low income customers. In addition, the bank provides foreign and domestic travelers' checks, cashier's checks and wire transfers. Automated teller machines are available at several locations. Internet banking is available to customers including an online bill payment option. The Corporation assesses its results among two operating segments, Banking and PGB Trust and Investments. The Banking segment includes commercial, commercial real estate, residential and consumer lending activities; deposit generation; operation of ATMs; telephone and internet banking services; merchant credit card services and customer support and sales. PGB Trust & Investments includes asset management services provided for individuals and institutions; personal trust services, including services as executor, trustee, administrator, custodian and guardian; corporate trust services including services as trustee for pension and profit sharing plans; and other financial planning and advisory services. The Company is subject to regulation and supervision by the New Jersey Department of Banking and Insurance and the Federal Reserve Bank. Regulatory requirements affect the Company's lending practices, capital structure, investment practices, dividend policy and growth.
» More Articles for PGC

Headlines

Articles On GuruFocus.com
Plato Gold Reports on Third Quarter Results Nov 27 2014 
PeapackGladstone Financial Corp Reports Operating Results (10-K) Mar 16 2011 
PeapackGladstone Financial Corp (PGC) CFO Jeffrey J Carfora buys 1,000 Shares Feb 11 2011 
PeapackGladstone Financial Corp (PGC) CFO Jeffrey J Carfora buys 1,000 Shares Dec 01 2010 
PeapackGladstone Financial Corp (PGC) CFO Jeffrey J Carfora buys 1,000 Shares Aug 12 2010 
PeapackGladstone Financial Corp (PGC) CFO Jeffrey J Carfora buys 1,000 Shares May 26 2010 
PeapackGladstone Financial Corp (PGC) CFO Jeffrey J Carfora buys 1,000 Shares Dec 02 2009 
PeapackGladstone Financial Corp (PGC) CFO Jeffrey J Carfora buys 1,250 Shares Nov 06 2009 
PeapackGladstone Financial Corp Reports Operating Results (10-Q) Aug 10 2009 
Michael Price Buys American Standard Companies In, Altria Group Inc., Bristol-myers Squibb Co., Sell May 11 2007 

More From Other Websites
PEAPACK GLADSTONE FINANCIAL CORP Financials Nov 18 2014
10-Q for Peapack-Gladstone Financial Corp. Nov 12 2014
PEAPACK GLADSTONE FINANCIAL CORP Files SEC form 10-Q, Quarterly Report Nov 10 2014
Charles Adornetto, Jr. Joins Peapack-Gladstone Bank Nov 04 2014
PEAPACK GLADSTONE FINANCIAL CORP Files SEC form 8-K, Entry into a Material Definitive Agreement,... Oct 23 2014
Peapack-Gladstone Financial Corporation Announces Commencement of At-The-Market Offering Oct 23 2014
PEAPACK GLADSTONE FINANCIAL CORP Files SEC form 8-K, Results of Operations and Financial Condition,... Oct 22 2014
Peapack-Gladstone Financial Corporation Reports Another Solid Quarter Oct 22 2014
Peapack-Gladstone Financial Corporation Reports Another Solid Quarter Oct 22 2014
Peapack-Gladstone Financial Corporation Declares Quarterly Cash Dividend Oct 16 2014
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Thomas P. Hanrahan Joins Peapack-Gladstone Bank Oct 10 2014
Peapack-Gladstone Financial Corporation Named to the 2014 Sm-All Stars by Sandler O'Neill + Partners Oct 07 2014
Michael Tormey Is Promoted to Senior Managing Director, Wealth Advisor at Peapack-Gladstone Bank Aug 26 2014
John Creamer Is Promoted to Senior Managing Director, Chief Investment Officer at Peapack-Gladstone... Aug 26 2014
Frank S. Bridges Joins Peapack-Gladstone Bank Aug 25 2014
Peapack-Gladstone Financial Corporation Filed a Form S-3 Registration Statement Aug 22 2014
PEAPACK GLADSTONE FINANCIAL CORP Files SEC form 8-K, Change in Directors or Principal Officers Aug 22 2014
Peapack-Gladstone Financial Corporation Announces Appointment of a New Director Aug 22 2014
PEAPACK GLADSTONE FINANCIAL CORP Files SEC form 10-Q, Quarterly Report Aug 08 2014

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