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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.69
PHH's Cash to Debt is ranked lower than
62% of the 327 Companies
in the Global Credit Services industry.

( Industry Median: 209.25 vs. PHH: 0.69 )
Ranked among companies with meaningful Cash to Debt only.
PHH' s Cash to Debt Range Over the Past 10 Years
Min: 0.01  Med: 0.04 Max: N/A
Current: 0.69
Equity to Asset 0.37
PHH's Equity to Asset is ranked lower than
59% of the 323 Companies
in the Global Credit Services industry.

( Industry Median: 0.47 vs. PHH: 0.37 )
Ranked among companies with meaningful Equity to Asset only.
PHH' s Equity to Asset Range Over the Past 10 Years
Min: 0.14  Med: 0.16 Max: 0.37
Current: 0.37
0.14
0.37
F-Score: 4
M-Score: -3.21
WACC vs ROIC
8.75%
-9.10%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Operating margin (%) -42.71
PHH's Operating margin (%) is ranked lower than
92% of the 343 Companies
in the Global Credit Services industry.

( Industry Median: 20.16 vs. PHH: -42.71 )
Ranked among companies with meaningful Operating margin (%) only.
PHH' s Operating margin (%) Range Over the Past 10 Years
Min: -44.44  Med: 1.53 Max: 18.1
Current: -42.71
-44.44
18.1
Net-margin (%) -28.57
PHH's Net-margin (%) is ranked lower than
89% of the 343 Companies
in the Global Credit Services industry.

( Industry Median: 14.70 vs. PHH: -28.57 )
Ranked among companies with meaningful Net-margin (%) only.
PHH' s Net-margin (%) Range Over the Past 10 Years
Min: -18.35  Med: 0.39 Max: 12.68
Current: -28.57
-18.35
12.68
ROE (%) -13.80
PHH's ROE (%) is ranked lower than
93% of the 333 Companies
in the Global Credit Services industry.

( Industry Median: 6.80 vs. PHH: -13.80 )
Ranked among companies with meaningful ROE (%) only.
PHH' s ROE (%) Range Over the Past 10 Years
Min: -18.18  Med: 0.75 Max: 11.09
Current: -13.8
-18.18
11.09
ROA (%) -4.95
PHH's ROA (%) is ranked lower than
89% of the 349 Companies
in the Global Credit Services industry.

( Industry Median: 2.32 vs. PHH: -4.95 )
Ranked among companies with meaningful ROA (%) only.
PHH' s ROA (%) Range Over the Past 10 Years
Min: -3.65  Med: 0.12 Max: 1.87
Current: -4.95
-3.65
1.87
Revenue Growth (3Y)(%) -30.90
PHH's Revenue Growth (3Y)(%) is ranked lower than
85% of the 245 Companies
in the Global Credit Services industry.

( Industry Median: 3.90 vs. PHH: -30.90 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
PHH' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -30.90 Max: 13.4
Current: -30.9
0
13.4
» PHH's 10-Y Financials

Financials (Next Earnings Date: 2016-08-08)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

PHH Guru Trades in Q2 2015

Steven Cohen 287,000 sh (New)
Paul Tudor Jones 14,510 sh (New)
Jim Simons 421,700 sh (+164.22%)
Larry Robbins 5,963,961 sh (+30.08%)
Richard Pzena 929,448 sh (+0.81%)
HOTCHKIS & WILEY 4,723,627 sh (-30.78%)
» More
Q3 2015

PHH Guru Trades in Q3 2015

Paul Tudor Jones 18,426 sh (+26.99%)
HOTCHKIS & WILEY 5,304,547 sh (+12.30%)
Larry Robbins 5,963,961 sh (unchged)
Steven Cohen Sold Out
Richard Pzena 910,998 sh (-1.99%)
Jim Simons 407,300 sh (-3.41%)
» More
Q4 2015

PHH Guru Trades in Q4 2015

Jim Simons 472,600 sh (+16.03%)
HOTCHKIS & WILEY 5,464,143 sh (+3.01%)
Richard Pzena 922,863 sh (+1.30%)
Larry Robbins 5,283,961 sh (-11.40%)
Paul Tudor Jones 14,870 sh (-19.30%)
» More
Q1 2016

PHH Guru Trades in Q1 2016

RS Investment Management 76,159 sh (New)
Jim Simons 594,100 sh (+25.71%)
HOTCHKIS & WILEY 5,562,110 sh (+1.79%)
Richard Pzena 928,249 sh (+0.58%)
Paul Tudor Jones Sold Out
Larry Robbins 4,814,961 sh (-8.88%)
» More
» Details

Insider Trades

Latest Guru Trades with PHH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Credit Services » Credit Services
Compare:NAS:FSC, OTCPK:ALARF, NAS:QIWI, OTCPK:CRQDF, NYSE:TCAP, OTCPK:CCAOF, OTCPK:AUTCF, NYSE:CSH, NAS:EZPW, NAS:WRLD, NAS:NEWS, NAS:MGI, NYSE:AGM, NYSE:GDOT, NYSE:ONDK, NYSE:YRD, NYSE:ENVA, NYSE:RM, NAS:MFIN, OTCPK:IEGH » details
Traded in other countries:PQZ.Germany,
PHH Corp along with its subsidiaries is engaged in providing end to end mortgage solutions. It offers mortgage loan origination services & sells mortgage loans, & provides servicing activities for originated & purchased loans and acts as a sub-servicer.

PHH Corp a Maryland corporation was incorporated in 1953. The Company is an outsource provider of mortgage and fleet management services. It provides mortgage banking services to a variety of clients, including financial institutions and real estate brokers, throughout the U.S. It conducts its business through two operating segments: Mortgage Production segment and Mortgage Servicing segment. Its Mortgage Production segment provides mortgage services, including private-label mortgage services, to financial institutions and real estate brokers through PHH Mortgage. Within the retail platform, it operates through two business channels namely private label and real estate. The Mortgage Servicing segment services mortgage loans originated by PHH Mortgage, purchases mortgage servicing rights and acts as subservicer for certain clients that own the underlying servicing rights. The Company's Mortgage Production and Mortgage Servicing segments are subject to numerous federal, state and local laws and regulations and might be subject to various judicial and administrative decisions imposing various requirements and restrictions on its business.

Ratios

vs
industry
vs
history
P/B 0.62
PHH's P/B is ranked higher than
76% of the 359 Companies
in the Global Credit Services industry.

( Industry Median: 1.21 vs. PHH: 0.62 )
Ranked among companies with meaningful P/B only.
PHH' s P/B Range Over the Past 10 Years
Min: 0.19  Med: 0.77 Max: 1.09
Current: 0.62
0.19
1.09
P/S 1.15
PHH's P/S is ranked higher than
82% of the 361 Companies
in the Global Credit Services industry.

( Industry Median: 3.41 vs. PHH: 1.15 )
Ranked among companies with meaningful P/S only.
PHH' s P/S Range Over the Past 10 Years
Min: 0.11  Med: 0.64 Max: 3
Current: 1.15
0.11
3
PFCF 5.04
PHH's PFCF is ranked higher than
71% of the 92 Companies
in the Global Credit Services industry.

( Industry Median: 9.56 vs. PHH: 5.04 )
Ranked among companies with meaningful PFCF only.
PHH' s PFCF Range Over the Past 10 Years
Min: 0.2  Med: 0.85 Max: 25.68
Current: 5.04
0.2
25.68
POCF 4.16
PHH's POCF is ranked higher than
71% of the 119 Companies
in the Global Credit Services industry.

( Industry Median: 8.85 vs. PHH: 4.16 )
Ranked among companies with meaningful POCF only.
PHH' s POCF Range Over the Past 10 Years
Min: 0.14  Med: 0.77 Max: 13.69
Current: 4.16
0.14
13.69

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.59
PHH's Price/Tangible Book is ranked lower than
56% of the 353 Companies
in the Global Credit Services industry.

( Industry Median: 1.34 vs. PHH: 1.59 )
Ranked among companies with meaningful Price/Tangible Book only.
PHH' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.84  Med: 3.26 Max: 122.3
Current: 1.59
0.84
122.3
Price/Projected FCF 0.08
PHH's Price/Projected FCF is ranked higher than
98% of the 83 Companies
in the Global Credit Services industry.

( Industry Median: 0.85 vs. PHH: 0.08 )
Ranked among companies with meaningful Price/Projected FCF only.
PHH' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.07  Med: 0.11 Max: 1.49
Current: 0.08
0.07
1.49
Price/Median PS Value 1.83
PHH's Price/Median PS Value is ranked lower than
86% of the 327 Companies
in the Global Credit Services industry.

( Industry Median: 0.94 vs. PHH: 1.83 )
Ranked among companies with meaningful Price/Median PS Value only.
PHH' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.44  Med: 0.99 Max: 4.4
Current: 1.83
0.44
4.4
Earnings Yield (Greenblatt) (%) -23.45
PHH's Earnings Yield (Greenblatt) (%) is ranked lower than
97% of the 374 Companies
in the Global Credit Services industry.

( Industry Median: 4.60 vs. PHH: -23.45 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
PHH' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: -23.53  Med: 2.10 Max: 10.7
Current: -23.45
-23.53
10.7
Forward Rate of Return (Yacktman) (%) 95.50
PHH's Forward Rate of Return (Yacktman) (%) is ranked higher than
98% of the 90 Companies
in the Global Credit Services industry.

( Industry Median: 4.42 vs. PHH: 95.50 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
PHH' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -12.5  Med: 47.30 Max: 248.1
Current: 95.5
-12.5
248.1

More Statistics

Revenue (TTM) (Mil) $686.0
EPS (TTM) $ -3.54
Beta2.39
Short Percentage of Float13.96%
52-Week Range $8.26 - 25.92
Shares Outstanding (Mil)53.52

Analyst Estimate


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Dec16 Dec17
Revenue (Mil $)
EPS ($) -0.37 0.16
EPS w/o NRI ($) -0.37 0.16
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($)
» More Articles for NYSE:PHH

Headlines

Articles On GuruFocus.com
Richard Pzena Ups Stakes in High-Conviction Stocks Jun 01 2016 
PHH Investment Strategy has an upside of 46% May 20 2015 
John Keeley's Keeley Funds Annual Letter to Shareholders 2013 Feb 05 2014 
Alan Fournier – Selling Update on TRIP, PHH, ST, C, and More in Third Quarter Nov 18 2013 
Alan Fournier—Reduces PHH Mar 16 2013 
Kyle Bass Invests in Downgraded Mortgage Lender and Fleet Manager Jan 19 2012 
Daniel Loeb Continues to Deliver Superb Results; Top Holdings: POT, ACL, ARG, HNT, PHH, CIT Dec 02 2010 
Daniel Loeb Publishes Quarterly Letter; Top Holdings: TDG, ACL, CIT, PHH, HNT, ARG Aug 28 2010 
Hedge fund Third Point Buys Citigroup Inc., Yahoo! Inc., Mead Johnson Nutriti, Sells Apple Inc., Hew Feb 18 2010 
Daniel Loeb Top Holdings: PHH Corp., CF Industries Holdings Inc., Liberty Acquisition Holdings Corp. Nov 28 2009 

More From Other Websites
PHH Corporation Announces Second Quarter 2016 Earnings Release and Conference Call Schedule Jul 25 2016
Silver Point Capital Reveals Fresh Stake In PHH Corp (PHH) Jul 19 2016
PHH Corp. breached its 50 day moving average in a Bullish Manner : PHH-US : July 11, 2016 Jul 11 2016
PHH Corp. breached its 50 day moving average in a Bearish Manner : PHH-US : June 28, 2016 Jun 28 2016
Research Report Initiated on Select Credit Services Equities Jun 27 2016
PHH CORP Files SEC form 8-K, Entry into a Material Definitive Agreement, Financial Statements and... Jun 15 2016
PHH CORP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Jun 10 2016
Richard Pzena Ups Stakes in High-Conviction Stocks Jun 01 2016
PHH CORP Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements and... May 25 2016
PHH Mortgage Reviews: What You Need to Know May 18 2016
John Porath Named Southeast Regional Executive for PHH Home Loans May 16 2016
John Porath Named Southeast Regional Executive for PHH Home Loans May 16 2016
PHH Corp. :PHH-US: Earnings Analysis: Q1, 2016 By the Numbers May 13 2016
PHH CORP Financials May 12 2016
Mortgage Deals: RoundPoint vs. PHH Mortgage (PHH) May 09 2016
PHH CORP Files SEC form 10-Q, Quarterly Report May 05 2016
PHH loses $30M due to reduction in value of mortgage servicing rights May 05 2016
Edited Transcript of PHH earnings conference call or presentation 5-May-16 2:00pm GMT May 05 2016
PHH Corp Earnings Call scheduled for 10:00 am ET today May 05 2016
PHH CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements and... May 04 2016

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