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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.69
PHH's Cash-to-Debt is ranked lower than
56% of the 367 Companies
in the Global Credit Services industry.

( Industry Median: 1.88 vs. PHH: 0.69 )
Ranked among companies with meaningful Cash-to-Debt only.
PHH' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.02  Med: 0.06 Max: 0.7
Current: 0.69
0.02
0.7
Equity-to-Asset 0.34
PHH's Equity-to-Asset is ranked lower than
61% of the 348 Companies
in the Global Credit Services industry.

( Industry Median: 0.45 vs. PHH: 0.34 )
Ranked among companies with meaningful Equity-to-Asset only.
PHH' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.14  Med: 0.17 Max: 0.36
Current: 0.34
0.14
0.36
Piotroski F-Score: 3
Beneish M-Score: -3.10
WACC vs ROIC
9.28%
-11.24%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 2/10

vs
industry
vs
history
Operating Margin % -48.87
PHH's Operating Margin % is ranked lower than
92% of the 366 Companies
in the Global Credit Services industry.

( Industry Median: 17.88 vs. PHH: -48.87 )
Ranked among companies with meaningful Operating Margin % only.
PHH' s Operating Margin % Range Over the Past 10 Years
Min: -48.87  Med: -1.63 Max: 21.1
Current: -48.87
-48.87
21.1
Net Margin % -32.48
PHH's Net Margin % is ranked lower than
89% of the 367 Companies
in the Global Credit Services industry.

( Industry Median: 12.51 vs. PHH: -32.48 )
Ranked among companies with meaningful Net Margin % only.
PHH' s Net Margin % Range Over the Past 10 Years
Min: -32.48  Med: 0.76 Max: 12.68
Current: -32.48
-32.48
12.68
ROE % -16.43
PHH's ROE % is ranked lower than
92% of the 369 Companies
in the Global Credit Services industry.

( Industry Median: 6.71 vs. PHH: -16.43 )
Ranked among companies with meaningful ROE % only.
PHH' s ROE % Range Over the Past 10 Years
Min: -18.18  Med: 0.75 Max: 11.09
Current: -16.43
-18.18
11.09
ROA % -5.82
PHH's ROA % is ranked lower than
90% of the 380 Companies
in the Global Credit Services industry.

( Industry Median: 2.33 vs. PHH: -5.82 )
Ranked among companies with meaningful ROA % only.
PHH' s ROA % Range Over the Past 10 Years
Min: -5.92  Med: 0.12 Max: 1.87
Current: -5.82
-5.92
1.87
3-Year Revenue Growth Rate -14.00
PHH's 3-Year Revenue Growth Rate is ranked lower than
78% of the 257 Companies
in the Global Credit Services industry.

( Industry Median: 4.20 vs. PHH: -14.00 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
PHH' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0  Med: -24.1 Max: 12.1
Current: -14
0
12.1
GuruFocus has detected 2 Warning Signs with PHH Corp $PHH.
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» PHH's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

PHH Guru Trades in Q1 2016

RS Investment Management 76,159 sh (New)
Jim Simons 594,100 sh (+25.71%)
HOTCHKIS & WILEY 5,562,110 sh (+1.79%)
Richard Pzena 928,249 sh (+0.58%)
Paul Tudor Jones Sold Out
Larry Robbins 4,814,961 sh (-8.88%)
» More
Q2 2016

PHH Guru Trades in Q2 2016

Steven Cohen 403,100 sh (New)
Paul Tudor Jones 27,679 sh (New)
Jim Simons 931,400 sh (+56.77%)
Larry Robbins 4,814,961 sh (unchged)
RS Investment Management Sold Out
Richard Pzena Sold Out
HOTCHKIS & WILEY 5,454,980 sh (-1.93%)
» More
Q3 2016

PHH Guru Trades in Q3 2016

Steven Cohen 831,000 sh (+106.15%)
Jim Simons 1,297,900 sh (+39.35%)
Larry Robbins 4,719,361 sh (-1.99%)
HOTCHKIS & WILEY 5,005,180 sh (-8.25%)
Paul Tudor Jones 20,318 sh (-26.59%)
» More
Q4 2016

PHH Guru Trades in Q4 2016

Chuck Royce 75,928 sh (New)
Paul Tudor Jones 40,885 sh (+101.23%)
Jim Simons 1,731,500 sh (+33.41%)
Steven Cohen 1,081,472 sh (+30.14%)
Larry Robbins 4,541,229 sh (-3.77%)
HOTCHKIS & WILEY 4,759,420 sh (-4.91%)
» More
» Details

Insider Trades

Latest Guru Trades with PHH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Credit Services » Credit Services    NAICS: 522220    SIC: 6159
Compare:NAS:MGI, OTCPK:ALARF, NAS:FSC, NYSE:AGM, OTCPK:AUTCF, NYSE:TCAP, NAS:EZPW, NAS:WRLD, NAS:NEWS, NYSE:ONDK, OTCPK:EHMEF, NYSE:RM, OTCPK:CCGN, OTCPK:CHWWF, NAS:CPSS, NAS:ASFI, NAS:SNFCA, NAS:NICK, OTCPK:FAHLF, NAS:MFIN » details
Traded in other countries:PQZ.Germany,
PHH Corp along with its subsidiaries is engaged in providing end to end mortgage solutions. It offers mortgage loan origination services & sells mortgage loans, & provides servicing activities for originated & purchased loans and acts as a sub-servicer.

PHH Corp a Maryland corporation was incorporated in 1953. The Company is an outsource provider of mortgage and fleet management services. It provides mortgage banking services to a variety of clients, including financial institutions and real estate brokers, throughout the U.S. It conducts its business through two operating segments: Mortgage Production segment and Mortgage Servicing segment. Its Mortgage Production segment provides mortgage services, including private-label mortgage services, to financial institutions and real estate brokers through PHH Mortgage. Within the retail platform, it operates through two business channels namely private label and real estate. The Mortgage Servicing segment services mortgage loans originated by PHH Mortgage, purchases mortgage servicing rights and acts as subservicer for certain clients that own the underlying servicing rights. The Company's Mortgage Production and Mortgage Servicing segments are subject to numerous federal, state and local laws and regulations and might be subject to various judicial and administrative decisions imposing various requirements and restrictions on its business.

Top Ranked Articles about PHH Corp

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Richard Pzena (Trades, Portfolio) is founder and co-chief investment officer of Pzena Investment Management LLC, with more than $24 billion under management. In both fourth quarter 2015 and first quarter 2016 the guru bought shares in the following stocks: Read more...
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Ratios

vs
industry
vs
history
PB Ratio 0.62
PHH's PB Ratio is ranked higher than
80% of the 385 Companies
in the Global Credit Services industry.

( Industry Median: 1.31 vs. PHH: 0.62 )
Ranked among companies with meaningful PB Ratio only.
PHH' s PB Ratio Range Over the Past 10 Years
Min: 0.19  Med: 0.75 Max: 1.09
Current: 0.62
0.19
1.09
PS Ratio 1.09
PHH's PS Ratio is ranked higher than
86% of the 378 Companies
in the Global Credit Services industry.

( Industry Median: 3.91 vs. PHH: 1.09 )
Ranked among companies with meaningful PS Ratio only.
PHH' s PS Ratio Range Over the Past 10 Years
Min: 0.11  Med: 0.63 Max: 3.43
Current: 1.09
0.11
3.43
Price-to-Free-Cash-Flow 97.38
PHH's Price-to-Free-Cash-Flow is ranked lower than
99% of the 101 Companies
in the Global Credit Services industry.

( Industry Median: 8.71 vs. PHH: 97.38 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
PHH' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.12  Med: 0.73 Max: 118.85
Current: 97.38
0.12
118.85
Price-to-Operating-Cash-Flow 34.03
PHH's Price-to-Operating-Cash-Flow is ranked lower than
86% of the 124 Companies
in the Global Credit Services industry.

( Industry Median: 8.47 vs. PHH: 34.03 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
PHH' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.14  Med: 0.77 Max: 41.53
Current: 34.03
0.14
41.53

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio 2.20
PHH's 3-Year Average Share Buyback Ratio is ranked higher than
84% of the 131 Companies
in the Global Credit Services industry.

( Industry Median: -4.90 vs. PHH: 2.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
PHH' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -15  Med: -0.6 Max: 3.2
Current: 2.2
-15
3.2

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.69
PHH's Price-to-Tangible-Book is ranked lower than
54% of the 373 Companies
in the Global Credit Services industry.

( Industry Median: 1.48 vs. PHH: 1.69 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
PHH' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 2.02  Med: 2.81 Max: 16.34
Current: 1.69
2.02
16.34
Price-to-Intrinsic-Value-Projected-FCF 0.05
PHH's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
99% of the 86 Companies
in the Global Credit Services industry.

( Industry Median: 0.89 vs. PHH: 0.05 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
PHH' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.06  Med: 0.09 Max: 0.27
Current: 0.05
0.06
0.27
Price-to-Median-PS-Value 1.73
PHH's Price-to-Median-PS-Value is ranked lower than
82% of the 325 Companies
in the Global Credit Services industry.

( Industry Median: 1.01 vs. PHH: 1.73 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
PHH' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.45  Med: 1.1 Max: 3.33
Current: 1.73
0.45
3.33
Earnings Yield (Greenblatt) % -27.20
PHH's Earnings Yield (Greenblatt) % is ranked lower than
96% of the 387 Companies
in the Global Credit Services industry.

( Industry Median: 3.90 vs. PHH: -27.20 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
PHH' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.1  Med: 2.1 Max: 10.7
Current: -27.2
0.1
10.7
Forward Rate of Return (Yacktman) % 114.29
PHH's Forward Rate of Return (Yacktman) % is ranked higher than
98% of the 112 Companies
in the Global Credit Services industry.

( Industry Median: 7.73 vs. PHH: 114.29 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
PHH' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -12.9  Med: 67.8 Max: 248.1
Current: 114.29
-12.9
248.1

More Statistics

Revenue (TTM) (Mil) $622.0
EPS (TTM) $ -3.77
Beta2.49
Short Percentage of Float6.01%
52-Week Range $8.26 - 16.80
Shares Outstanding (Mil)53.60

Analyst Estimate

Dec17 Dec18
Revenue (Mil $) 503 468
EPS ($) -1.20 -1.79
EPS without NRI ($) -1.20 -1.79
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)
» More Articles for PHH

Headlines

Articles On GuruFocus.com
Richard Pzena Ups Stakes in High-Conviction Stocks Jun 01 2016 
PHH Investment Strategy has an upside of 46% May 20 2015 
John Keeley's Keeley Funds Annual Letter to Shareholders 2013 Feb 05 2014 
Alan Fournier – Selling Update on TRIP, PHH, ST, C, and More in Third Quarter Nov 18 2013 
Alan Fournier—Reduces PHH Mar 16 2013 
Kyle Bass Invests in Downgraded Mortgage Lender and Fleet Manager Jan 19 2012 
Daniel Loeb Continues to Deliver Superb Results; Top Holdings: POT, ACL, ARG, HNT, PHH, CIT Dec 02 2010 
Daniel Loeb Publishes Quarterly Letter; Top Holdings: TDG, ACL, CIT, PHH, HNT, ARG Aug 28 2010 
Hedge fund Third Point Buys Citigroup Inc., Yahoo! Inc., Mead Johnson Nutriti, Sells Apple Inc., Hew Feb 18 2010 
Daniel Loeb Top Holdings: PHH Corp., CF Industries Holdings Inc., Liberty Acquisition Holdings Corp. Nov 28 2009 

More From Other Websites
PHH Corp. :PHH-US: Earnings Analysis: Q4, 2016 By the Numbers : February 22, 2017 Feb 22 2017
Stephen Staid Joins PHH Corporation as Senior Vice President, Servicing Feb 21 2017
Edited Transcript of PHH earnings conference call or presentation 16-Feb-17 3:00pm GMT Feb 16 2017
Appeals court will reconsider ruling on consumer agency Feb 16 2017
Appeals court will reconsider ruling on consumer agency Feb 16 2017
Job cuts at PHH Mortgage extend to New Jersey headquarters Feb 16 2017
PHH Corp Earnings Call scheduled for 10:00 am ET today Feb 16 2017
PHH cuts South Jersey jobs, loses $202M, exits joint venture Feb 16 2017
PHH reports 4Q loss Feb 15 2017
PHH reports 4Q loss Feb 15 2017
PHH CORP Files SEC form 8-K, Results of Operations and Financial Condition, Regulation FD... Feb 15 2017
PHH Corporation Announces Fourth Quarter 2016 Results Feb 15 2017
PHH Corporation Announces Sale of Certain Assets of PHH Home Loans Feb 15 2017
Q4 2016 PHH Corp Earnings Release - After Market Close Feb 15 2017
PHH Corp. breached its 50 day moving average in a Bullish Manner : PHH-US : February 9, 2017 Feb 09 2017
PHH CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Jan 30 2017
PHH Corporation Announces Fourth Quarter 2016 Earnings Release and Conference Call Schedule Jan 30 2017
ETFs with exposure to PHH Corp. : January 17, 2017 Jan 17 2017
PHH Corp. breached its 50 day moving average in a Bearish Manner : PHH-US : January 13, 2017 Jan 13 2017

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