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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.66
NYSE:PHH's Cash to Debt is ranked lower than
63% of the 360 Companies
in the Global Credit Services industry.

( Industry Median: 54.34 vs. NYSE:PHH: 0.66 )
Ranked among companies with meaningful Cash to Debt only.
NYSE:PHH' s Cash to Debt Range Over the Past 10 Years
Min: 0.01  Med: 0.04 Max: N/A
Current: 0.66
Equity to Asset 0.34
NYSE:PHH's Equity to Asset is ranked lower than
53% of the 263 Companies
in the Global Credit Services industry.

( Industry Median: 0.38 vs. NYSE:PHH: 0.34 )
Ranked among companies with meaningful Equity to Asset only.
NYSE:PHH' s Equity to Asset Range Over the Past 10 Years
Min: 0.14  Med: 0.17 Max: 0.37
Current: 0.34
0.14
0.37
F-Score: 3
M-Score: -3.39
WACC vs ROIC
8.73%
-6.92%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 2/10

vs
industry
vs
history
Operating margin (%) -37.05
NYSE:PHH's Operating margin (%) is ranked lower than
91% of the 355 Companies
in the Global Credit Services industry.

( Industry Median: 20.58 vs. NYSE:PHH: -37.05 )
Ranked among companies with meaningful Operating margin (%) only.
NYSE:PHH' s Operating margin (%) Range Over the Past 10 Years
Min: -44.44  Med: -0.72 Max: 21.1
Current: -37.05
-44.44
21.1
Net-margin (%) -22.64
NYSE:PHH's Net-margin (%) is ranked lower than
88% of the 355 Companies
in the Global Credit Services industry.

( Industry Median: 14.79 vs. NYSE:PHH: -22.64 )
Ranked among companies with meaningful Net-margin (%) only.
NYSE:PHH' s Net-margin (%) Range Over the Past 10 Years
Min: -22.64  Med: 0.76 Max: 12.68
Current: -22.64
-22.64
12.68
ROE (%) -10.77
NYSE:PHH's ROE (%) is ranked lower than
91% of the 352 Companies
in the Global Credit Services industry.

( Industry Median: 6.87 vs. NYSE:PHH: -10.77 )
Ranked among companies with meaningful ROE (%) only.
NYSE:PHH' s ROE (%) Range Over the Past 10 Years
Min: -18.18  Med: 0.75 Max: 11.09
Current: -10.77
-18.18
11.09
ROA (%) -3.82
NYSE:PHH's ROA (%) is ranked lower than
88% of the 366 Companies
in the Global Credit Services industry.

( Industry Median: 2.42 vs. NYSE:PHH: -3.82 )
Ranked among companies with meaningful ROA (%) only.
NYSE:PHH' s ROA (%) Range Over the Past 10 Years
Min: -3.82  Med: 0.12 Max: 1.87
Current: -3.82
-3.82
1.87
Revenue Growth (3Y)(%) -10.30
NYSE:PHH's Revenue Growth (3Y)(%) is ranked lower than
75% of the 251 Companies
in the Global Credit Services industry.

( Industry Median: 4.20 vs. NYSE:PHH: -10.30 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
NYSE:PHH' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -28.1 Max: 12.1
Current: -10.3
0
12.1
EPS Growth (3Y)(%) 60.00
NYSE:PHH's EPS Growth (3Y)(%) is ranked higher than
92% of the 216 Companies
in the Global Credit Services industry.

( Industry Median: 1.70 vs. NYSE:PHH: 60.00 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
NYSE:PHH' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -60.75 Max: 60
Current: 60
0
60
» NYSE:PHH's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-11-04)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

PHH Guru Trades in Q3 2015

Paul Tudor Jones 18,426 sh (+26.99%)
HOTCHKIS & WILEY 5,304,547 sh (+12.30%)
Larry Robbins 5,963,961 sh (unchged)
Steven Cohen Sold Out
Richard Pzena 910,998 sh (-1.99%)
Jim Simons 407,300 sh (-3.41%)
» More
Q4 2015

PHH Guru Trades in Q4 2015

Jim Simons 472,600 sh (+16.03%)
HOTCHKIS & WILEY 5,464,143 sh (+3.01%)
Richard Pzena 922,863 sh (+1.30%)
Larry Robbins 5,283,961 sh (-11.40%)
Paul Tudor Jones 14,870 sh (-19.30%)
» More
Q1 2016

PHH Guru Trades in Q1 2016

RS Investment Management 76,159 sh (New)
Jim Simons 594,100 sh (+25.71%)
HOTCHKIS & WILEY 5,562,110 sh (+1.79%)
Richard Pzena 928,249 sh (+0.58%)
Paul Tudor Jones Sold Out
Larry Robbins 4,814,961 sh (-8.88%)
» More
Q2 2016

PHH Guru Trades in Q2 2016

Paul Tudor Jones 27,679 sh (New)
Steven Cohen 403,100 sh (New)
Jim Simons 931,400 sh (+56.77%)
Larry Robbins 4,814,961 sh (unchged)
Richard Pzena Sold Out
RS Investment Management Sold Out
HOTCHKIS & WILEY 5,454,980 sh (-1.93%)
» More
» Details

Insider Trades

Latest Guru Trades with PHH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Credit Services » Credit Services
Compare:NYSE:TCAP, NAS:FSC, OTCPK:ATUUF, NAS:QIWI, NAS:EZPW, OTCPK:AUTCF, NYSE:CSH, NAS:NEWS, NYSE:AGM, NAS:WRLD, NYSE:ONDK, NYSE:GDOT, NAS:MGI, NYSE:YRD, NYSE:ENVA, NYSE:RM, NYSE:FCFS, NAS:CLDC, NAS:ASFI, OTCPK:INPCF » details
Traded in other countries:PQZ.Germany,
PHH Corp along with its subsidiaries is engaged in providing end to end mortgage solutions. It offers mortgage loan origination services & sells mortgage loans, & provides servicing activities for originated & purchased loans and acts as a sub-servicer.

PHH Corp a Maryland corporation was incorporated in 1953. The Company is an outsource provider of mortgage and fleet management services. It provides mortgage banking services to a variety of clients, including financial institutions and real estate brokers, throughout the U.S. It conducts its business through two operating segments: Mortgage Production segment and Mortgage Servicing segment. Its Mortgage Production segment provides mortgage services, including private-label mortgage services, to financial institutions and real estate brokers through PHH Mortgage. Within the retail platform, it operates through two business channels namely private label and real estate. The Mortgage Servicing segment services mortgage loans originated by PHH Mortgage, purchases mortgage servicing rights and acts as subservicer for certain clients that own the underlying servicing rights. The Company's Mortgage Production and Mortgage Servicing segments are subject to numerous federal, state and local laws and regulations and might be subject to various judicial and administrative decisions imposing various requirements and restrictions on its business.

Ratios

vs
industry
vs
history
P/B 0.59
PHH's P/B is ranked higher than
80% of the 266 Companies
in the Global Credit Services industry.

( Industry Median: 1.28 vs. PHH: 0.59 )
Ranked among companies with meaningful P/B only.
PHH' s P/B Range Over the Past 10 Years
Min: 0.19  Med: 0.77 Max: 1.09
Current: 0.59
0.19
1.09
P/S 1.20
PHH's P/S is ranked higher than
82% of the 330 Companies
in the Global Credit Services industry.

( Industry Median: 3.60 vs. PHH: 1.20 )
Ranked among companies with meaningful P/S only.
PHH' s P/S Range Over the Past 10 Years
Min: 0.11  Med: 0.65 Max: 3.43
Current: 1.2
0.11
3.43
PFCF 2.16
PHH's PFCF is ranked higher than
82% of the 72 Companies
in the Global Credit Services industry.

( Industry Median: 8.34 vs. PHH: 2.16 )
Ranked among companies with meaningful PFCF only.
PHH' s PFCF Range Over the Past 10 Years
Min: 0.21  Med: 0.88 Max: 25.68
Current: 2.16
0.21
25.68
POCF 2.04
PHH's POCF is ranked higher than
86% of the 92 Companies
in the Global Credit Services industry.

( Industry Median: 8.06 vs. PHH: 2.04 )
Ranked among companies with meaningful POCF only.
PHH' s POCF Range Over the Past 10 Years
Min: 0.14  Med: 0.77 Max: 13.69
Current: 2.04
0.14
13.69

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio 1.20
PHH's 3-Year Average Share Buyback Ratio is ranked higher than
80% of the 137 Companies
in the Global Credit Services industry.

( Industry Median: -2.90 vs. PHH: 1.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
PHH' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -15  Med: -0.6 Max: 3.2
Current: 1.2
-15
3.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.36
PHH's Price/Tangible Book is ranked higher than
51% of the 258 Companies
in the Global Credit Services industry.

( Industry Median: 1.36 vs. PHH: 1.36 )
Ranked among companies with meaningful Price/Tangible Book only.
PHH' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.84  Med: 3.21 Max: 122.3
Current: 1.36
0.84
122.3
Price/Projected FCF 0.07
PHH's Price/Projected FCF is ranked higher than
99% of the 79 Companies
in the Global Credit Services industry.

( Industry Median: 0.98 vs. PHH: 0.07 )
Ranked among companies with meaningful Price/Projected FCF only.
PHH' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.07  Med: 0.11 Max: 1.49
Current: 0.07
0.07
1.49
Price/Median PS Value 1.93
PHH's Price/Median PS Value is ranked lower than
86% of the 309 Companies
in the Global Credit Services industry.

( Industry Median: 0.99 vs. PHH: 1.93 )
Ranked among companies with meaningful Price/Median PS Value only.
PHH' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.44  Med: 0.98 Max: 4.97
Current: 1.93
0.44
4.97
Earnings Yield (Greenblatt) (%) -17.88
PHH's Earnings Yield (Greenblatt) (%) is ranked lower than
96% of the 341 Companies
in the Global Credit Services industry.

( Industry Median: 3.50 vs. PHH: -17.88 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
PHH' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: -18.23  Med: 2.1 Max: 10.7
Current: -17.88
-18.23
10.7
Forward Rate of Return (Yacktman) (%) 98.27
PHH's Forward Rate of Return (Yacktman) (%) is ranked higher than
98% of the 89 Companies
in the Global Credit Services industry.

( Industry Median: 4.57 vs. PHH: 98.27 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
PHH' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -12.5  Med: 47.6 Max: 248.1
Current: 98.27
-12.5
248.1

More Statistics

Revenue (TTM) (Mil) $645.0
EPS (TTM) $ -2.56
Beta2.40
Short Percentage of Float10.14%
52-Week Range $8.26 - 18.68
Shares Outstanding (Mil)53.53

Analyst Estimate

Dec16 Dec17 Dec18
Revenue (Mil $) 701 503 468
EPS ($) -0.72 -0.80 -1.79
EPS w/o NRI ($) -0.72 -0.80 -1.79
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($)
» More Articles for NYSE:PHH

Headlines

Articles On GuruFocus.com
Richard Pzena Ups Stakes in High-Conviction Stocks Jun 01 2016 
PHH Investment Strategy has an upside of 46% May 20 2015 
John Keeley's Keeley Funds Annual Letter to Shareholders 2013 Feb 05 2014 
Alan Fournier – Selling Update on TRIP, PHH, ST, C, and More in Third Quarter Nov 18 2013 
Alan Fournier—Reduces PHH Mar 16 2013 
Kyle Bass Invests in Downgraded Mortgage Lender and Fleet Manager Jan 19 2012 
Daniel Loeb Continues to Deliver Superb Results; Top Holdings: POT, ACL, ARG, HNT, PHH, CIT Dec 02 2010 
Daniel Loeb Publishes Quarterly Letter; Top Holdings: TDG, ACL, CIT, PHH, HNT, ARG Aug 28 2010 
Hedge fund Third Point Buys Citigroup Inc., Yahoo! Inc., Mead Johnson Nutriti, Sells Apple Inc., Hew Feb 18 2010 
Daniel Loeb Top Holdings: PHH Corp., CF Industries Holdings Inc., Liberty Acquisition Holdings Corp. Nov 28 2009 

More From Other Websites
Faced with losing mortgage work, PHH to cut 91 jobs Sep 20 2016
PHH Corp. future in Amherst looks bleak as mortgage servicer begins layoffs Sep 19 2016
In afterglow of Wells case, U.S. consumer agency faces fight for its life Sep 15 2016
PHH Corp. breached its 50 day moving average in a Bearish Manner : PHH-US : September 14, 2016 Sep 14 2016
Unknown number of layoffs ahead at Amherst mortgage servicer Aug 26 2016
S. Jersey based-PHH loses 30% of mortgage subservicing business Aug 25 2016
PHH CORP Files SEC form 8-K, Regulation FD Disclosure Aug 25 2016
PHH CORP Financials Aug 18 2016
PHH Corp. :PHH-US: Earnings Analysis: Q2, 2016 By the Numbers : August 12, 2016 Aug 12 2016
PHH Corp downgraded by Keefe Bruyette Aug 11 2016
Edited Transcript of PHH earnings conference call or presentation 9-Aug-16 2:00pm GMT Aug 09 2016
PHH CORP Files SEC form 10-Q, Quarterly Report Aug 09 2016
PHH Corp Earnings Call scheduled for 10:00 am ET today Aug 09 2016
PHH reports $12M 2Q loss, updates strategic review Aug 09 2016
PHH reports 2Q loss Aug 08 2016
PHH reports 2Q loss Aug 08 2016
PHH CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements and... Aug 08 2016
PHH Corporation Announces Second Quarter 2016 Results Aug 08 2016
PHH Corporation Announces Second Quarter 2016 Results Aug 08 2016
Q2 2016 PHH Corp Earnings Release - After Market Close Aug 08 2016

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