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26.07 (1y: +54%)
Market Cap 916.7 M P/E(ttm) 20.20
Enterprise Value 1.22 B P/B 1.30
PNFP- NAS (USA)
Pinnacle Financial Partners, Inc.
  • Currently 1/5
Business Predictability Rank: 1-Star
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$26.07
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry		 vs
history
Cash to Debt 0.898
PNFP's Cash to Debt is ranked lower than
54% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. PNFP: 0.898 )
PNFP' s 10-Year Cash to Debt Range
Min: 0.24   Max: No Debt
Current: 0.9
Equity to Asset 0.085
PNFP's Equity to Asset is ranked higher than
61% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. PNFP: 0.085 )
PNFP' s 10-Year Equity to Asset Range
Min: 0.05   Max: 0.4
Current: 0.09
0.05
0.4
Interest Coverage No Debt
PNFP's Interest Coverage is ranked lower than
81% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. PNFP: No Debt )
PNFP' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 6
Z-Score: 0.35
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry		 vs
history
Operating margin (%) 30.30
PNFP's Operating margin (%) is ranked higher than
70% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 25.80 vs. PNFP: 30.30 )
PNFP' s 10-Year Operating margin (%) Range
Min: -454.6   Max: 34.4
Current: 30.3
-454.6
34.4
Net-margin (%) 20.3
PNFP's Net-margin (%) is ranked higher than
65% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.10 vs. PNFP: 20.3 )
PNFP' s 10-Year Net-margin (%) Range
Min: -454.6   Max: 23.5
Current: 20.3
-454.6
23.5
ROE (%) 6.2
PNFP's ROE (%) is ranked higher than
50% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. PNFP: 6.2 )
PNFP' s 10-Year ROE (%) Range
Min: -14.3   Max: 12.7
Current: 6.2
-14.3
12.7
ROA (%) 0.8
PNFP's ROA (%) is ranked higher than
69% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. PNFP: 0.8 )
PNFP' s 10-Year ROA (%) Range
Min: -5.8   Max: 0.9
Current: 0.8
-5.8
0.9
Revenue Growth (%) -0.1
PNFP's Revenue Growth (%) is ranked lower than
52% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. PNFP: -0.1 )
PNFP' s 10-Year Revenue Growth (%) Range
Min: -2.6   Max: 60.6
Current: -0.1
-2.6
60.6
ยป PNFP's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

PNFP Guru Trades in Q2 2012

Jim Simons 196,779 sh (+75.73%)
» More
Q3 2012

PNFP Guru Trades in Q3 2012

Paul Tudor Jones 11,000 sh (New)
Jim Simons 198,879 sh (+1.07%)
» More
Q4 2012

PNFP Guru Trades in Q4 2012

Jim Simons 302,079 sh (+51.89%)
Paul Tudor Jones 10,200 sh (-7.27%)
» More
Q1 2013

PNFP Guru Trades in Q1 2013

Jim Simons 367,179 sh (+21.55%)
Paul Tudor Jones Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with PNFP



No Insider Trades Found!

Ratios

vs
industry		 vs
history
P/E(ttm) 20.20
PNFP's P/E(ttm) is ranked lower than
62% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.43 vs. PNFP: 20.20 )
PNFP' s 10-Year P/E(ttm) Range
Min: 10.57   Max: 93.33
Current: 20.2
10.57
93.33
P/B 1.30
PNFP's P/B is ranked lower than
62% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. PNFP: 1.30 )
PNFP' s 10-Year P/B Range
Min: 0.42   Max: 5.07
Current: 1.3
0.42
5.07
P/S 4.30
PNFP's P/S is ranked lower than
80% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.20 vs. PNFP: 4.30 )
PNFP' s 10-Year P/S Range
Min: 1.79   Max: 9.19
Current: 4.3
1.79
9.19
PFCF 10.10
PNFP's PFCF is ranked higher than
52% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. PNFP: 10.10 )
PNFP' s 10-Year PFCF Range
Min: 2.85   Max: 560
Current: 10.1
2.85
560
EV-to-EBIT 17.5
PNFP's EV-to-EBIT is ranked lower than
51% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.90 vs. PNFP: 17.5 )
PNFP' s 10-Year EV-to-EBIT Range
Min: 10.4   Max: 202.9
Current: 17.5
10.4
202.9
Shiller P/E 61.7
PNFP's Shiller P/E is ranked higher than
51% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.60 vs. PNFP: 61.7 )
PNFP' s 10-Year Shiller P/E Range
Min: 14.19   Max: 62.2
Current: 61.7
14.19
62.2

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 2.1
PNFP's Price/Tangible Book is ranked higher than
89% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. PNFP: 2.1 )
PNFP' s 10-Year Price/Tangible Book Range
Min: 0.3   Max: 3.9
Current: 2.1
0.3
3.9
Price/DCF (Projected) 0.7
PNFP's Price/DCF (Projected) is ranked higher than
70% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.50 vs. PNFP: 0.7 )
PNFP' s 10-Year Price/DCF (Projected) Range
Min: 0.5   Max: 1.9
Current: 0.7
0.5
1.9
Price/Median PS Value 1
PNFP's Price/Median PS Value is ranked higher than
63% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. PNFP: 1 )
PNFP' s 10-Year Price/Median PS Value Range
Min: 0.6   Max: 1.9
Current: 1
0.6
1.9
Price/Graham Number 1.4
PNFP's Price/Graham Number is ranked higher than
82% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. PNFP: 1.4 )
PNFP' s 10-Year Price/Graham Number Range
Min: 0.8   Max: 2.4
Current: 1.4
0.8
2.4
Earnings Yield (Greenblatt) 5.70
PNFP's Earnings Yield (Greenblatt) is ranked higher than
59% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.80 vs. PNFP: 5.70 )
PNFP' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.5   Max: 9.6
Current: 5.7
0.5
9.6
Forward Rate of Return (Yacktman) 7.82
PNFP's Forward Rate of Return (Yacktman) is ranked higher than
52% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.01 vs. PNFP: 7.82 )
PNFP' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 1   Max: 56.8
Current: 7.82
1
56.8

Business Description

Pinnacle Financial Partners, Inc, is a bank holding company whose main business is conducted by its wholly-owned subsidiary, Pinnacle National Bank or Pinnacle National. Pinnacle National provides a full range of banking services in its main market areas of the Nashville-Davidson-Murfreesboro-Franklin, Tennessee and Knoxville, Tennessee Metropolitan Statistical Areas. Pinnacle National offers a full range of lending products, including commercial, real estate and consumer loans to individuals and small-to medium-sized businesses and professional entities. Pinnacle National also makes a variety of loans to individuals for personal, family, investment and household purposes, including secured and unsecured installment and term loans, residential first mortgage loans, home equity loans and home equity lines of credit. Pinnacle National seeks to establish a base of core deposits, including savings, checking, interest-bearing checking, money market and certificate of deposit accounts. Both Pinnacle Financial and Pinnacle National are subject to state and federal banking laws and regulations that impose restrictions on and provide for general regulatory oversight of Pinnacle Financial's and Pinnacle National's operations.
Company Website
SEC Reports
Industry: Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR
ยป More Articles for PNFP

Headlines

Articles On GuruFocus.com
Pinnacle Financial Partners Inc. Reports Operating Results (10-K) Feb 23 2011 
Pinnacle Financial Partners Inc. (PNFP) CFO Harold R Carpenter buys 1,500 Shares Aug 13 2010 
Pinnacle Financial Partners Inc. Reports Operating Results (10-Q) Jul 21 2010 
Pinnacle Financial Partners Inc. Reports Operating Results (10-Q) May 10 2010 
Pinnacle Financial Partners Inc. Reports Operating Results (10-Q) Oct 28 2009 
Pinnacle Financial Partners Inc. (PNFP) Chairman Robert A Jr Mccabe buys 3,846 Shares Jun 17 2009 
Pinnacle Financial Partners Inc. (PNFP) CFO Harold R Carpenter buys 2,308 Shares Jun 17 2009 

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