Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.43
PRA's Cash to Debt is ranked lower than
81% of the 62 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 3.94 vs. PRA: 0.43 )
Ranked among companies with meaningful Cash to Debt only.
PRA' s 10-Year Cash to Debt Range
Min: 0.01  Med: 0.95 Max: No Debt
Current: 0.43
Equity to Asset 0.41
PRA's Equity to Asset is ranked higher than
73% of the 62 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.32 vs. PRA: 0.41 )
Ranked among companies with meaningful Equity to Asset only.
PRA' s 10-Year Equity to Asset Range
Min: 0.18  Med: 0.28 Max: 0.48
Current: 0.41
0.18
0.48
Interest Coverage 18.60
PRA's Interest Coverage is ranked lower than
58% of the 48 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 36.14 vs. PRA: 18.60 )
Ranked among companies with meaningful Interest Coverage only.
PRA' s 10-Year Interest Coverage Range
Min: 5.23  Med: 96.36 Max: 9999.99
Current: 18.6
5.23
9999.99
F-Score: 3
WACC vs ROIC
6.39%
7.91%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 26.54
PRA's Operating margin (%) is ranked higher than
78% of the 63 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.65 vs. PRA: 26.54 )
Ranked among companies with meaningful Operating margin (%) only.
PRA' s 10-Year Operating margin (%) Range
Min: 2.97  Med: 30.74 Max: 57.84
Current: 26.54
2.97
57.84
Net-margin (%) 20.51
PRA's Net-margin (%) is ranked higher than
73% of the 63 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.89 vs. PRA: 20.51 )
Ranked among companies with meaningful Net-margin (%) only.
PRA' s 10-Year Net-margin (%) Range
Min: 2.2  Med: 23.58 Max: 40.2
Current: 20.51
2.2
40.2
ROE (%) 7.75
PRA's ROE (%) is ranked lower than
70% of the 63 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.25 vs. PRA: 7.75 )
Ranked among companies with meaningful ROE (%) only.
PRA' s 10-Year ROE (%) Range
Min: 2.66  Med: 13.27 Max: 25.1
Current: 7.75
2.66
25.1
ROA (%) 3.28
PRA's ROA (%) is ranked higher than
57% of the 63 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.65 vs. PRA: 3.28 )
Ranked among companies with meaningful ROA (%) only.
PRA' s 10-Year ROA (%) Range
Min: 0.51  Med: 3.83 Max: 5.93
Current: 3.28
0.51
5.93
Revenue Growth (3Y)(%) 7.20
PRA's Revenue Growth (3Y)(%) is ranked lower than
54% of the 50 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.80 vs. PRA: 7.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
PRA' s 10-Year Revenue Growth (3Y)(%) Range
Min: -7.4  Med: 7.20 Max: 34.7
Current: 7.2
-7.4
34.7
EBITDA Growth (3Y)(%) -9.40
PRA's EBITDA Growth (3Y)(%) is ranked lower than
85% of the 40 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 15.40 vs. PRA: -9.40 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
PRA' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: 15.20 Max: 58
Current: -9.4
0
58
EPS Growth (3Y)(%) -10.80
PRA's EPS Growth (3Y)(%) is ranked lower than
83% of the 40 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 14.00 vs. PRA: -10.80 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
PRA' s 10-Year EPS Growth (3Y)(%) Range
Min: -35.7  Med: 14.70 Max: 90.3
Current: -10.8
-35.7
90.3
» PRA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2014

PRA Guru Trades in Q3 2014

Chuck Royce 54,505 sh (+34.91%)
David Dreman Sold Out
Jim Simons Sold Out
» More
Q4 2014

PRA Guru Trades in Q4 2014

Paul Tudor Jones 9,495 sh (New)
Jim Simons 59,000 sh (New)
Pioneer Investments 96,732 sh (New)
Chuck Royce 287,539 sh (+427.55%)
» More
Q1 2015

PRA Guru Trades in Q1 2015

Paul Tudor Jones Sold Out
Pioneer Investments Sold Out
Chuck Royce 240,639 sh (-16.31%)
Jim Simons 38,500 sh (-34.75%)
» More
Q2 2015

PRA Guru Trades in Q2 2015

Jim Simons 102,500 sh (+166.23%)
Chuck Royce 240,639 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with PRA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 16.12
PRA's P/E(ttm) is ranked lower than
73% of the 52 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.60 vs. PRA: 16.12 )
Ranked among companies with meaningful P/E(ttm) only.
PRA' s 10-Year P/E(ttm) Range
Min: 6.76  Med: 9.60 Max: 18.54
Current: 16.12
6.76
18.54
PE(NRI) 16.60
PRA's PE(NRI) is ranked lower than
74% of the 53 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.60 vs. PRA: 16.60 )
Ranked among companies with meaningful PE(NRI) only.
PRA' s 10-Year PE(NRI) Range
Min: 7.42  Med: 10.57 Max: 21.08
Current: 16.6
7.42
21.08
P/B 1.25
PRA's P/B is ranked lower than
60% of the 62 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.06 vs. PRA: 1.25 )
Ranked among companies with meaningful P/B only.
PRA' s 10-Year P/B Range
Min: 0.93  Med: 1.21 Max: 2.13
Current: 1.25
0.93
2.13
P/S 3.34
PRA's P/S is ranked lower than
87% of the 60 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.24 vs. PRA: 3.34 )
Ranked among companies with meaningful P/S only.
PRA' s 10-Year P/S Range
Min: 1.52  Med: 2.83 Max: 4.62
Current: 3.34
1.52
4.62
POCF 23.17
PRA's POCF is ranked lower than
79% of the 43 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.25 vs. PRA: 23.17 )
Ranked among companies with meaningful POCF only.
PRA' s 10-Year POCF Range
Min: 3.1  Med: 15.07 Max: 79.31
Current: 23.17
3.1
79.31
EV-to-EBIT 11.20
PRA's EV-to-EBIT is ranked lower than
80% of the 49 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.46 vs. PRA: 11.20 )
Ranked among companies with meaningful EV-to-EBIT only.
PRA' s 10-Year EV-to-EBIT Range
Min: 3  Med: 6.50 Max: 16.6
Current: 11.2
3
16.6
PEG 5.72
PRA's PEG is ranked lower than
93% of the 28 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.07 vs. PRA: 5.72 )
Ranked among companies with meaningful PEG only.
PRA' s 10-Year PEG Range
Min: 0.15  Med: 0.44 Max: 14.91
Current: 5.72
0.15
14.91
Shiller P/E 11.37
PRA's Shiller P/E is ranked higher than
57% of the 37 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.82 vs. PRA: 11.37 )
Ranked among companies with meaningful Shiller P/E only.
PRA' s 10-Year Shiller P/E Range
Min: 9.71  Med: 12.15 Max: 33.28
Current: 11.37
9.71
33.28
Days Sales Outstanding 96.39
PRA's Days Sales Outstanding is ranked lower than
59% of the 29 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 71.95 vs. PRA: 96.39 )
Ranked among companies with meaningful Days Sales Outstanding only.
PRA' s 10-Year Days Sales Outstanding Range
Min: 51.02  Med: 214.78 Max: 431.09
Current: 96.39
51.02
431.09

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.54
PRA's Dividend Yield is ranked lower than
84% of the 87 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 3.98 vs. PRA: 2.54 )
Ranked among companies with meaningful Dividend Yield only.
PRA' s 10-Year Dividend Yield Range
Min: 0.32  Med: 1.83 Max: 2.77
Current: 2.54
0.32
2.77
Dividend Payout 0.41
PRA's Dividend Payout is ranked higher than
75% of the 55 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.62 vs. PRA: 0.41 )
Ranked among companies with meaningful Dividend Payout only.
PRA' s 10-Year Dividend Payout Range
Min: 0.06  Med: 0.25 Max: 0.52
Current: 0.41
0.06
0.52
Dividend growth (3y) 69.20
PRA's Dividend growth (3y) is ranked higher than
94% of the 31 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.30 vs. PRA: 69.20 )
Ranked among companies with meaningful Dividend growth (3y) only.
PRA' s 10-Year Dividend growth (3y) Range
Min: 0  Med: 0.00 Max: 69.2
Current: 69.2
0
69.2
Yield on cost (5-Year) 2.54
PRA's Yield on cost (5-Year) is ranked lower than
104% of the 85 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 5.62 vs. PRA: 2.54 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
PRA' s 10-Year Yield on cost (5-Year) Range
Min: 0.32  Med: 1.83 Max: 2.77
Current: 2.54
0.32
2.77
Share Buyback Rate 1.20
PRA's Share Buyback Rate is ranked higher than
62% of the 39 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.40 vs. PRA: 1.20 )
Ranked among companies with meaningful Share Buyback Rate only.
PRA' s 10-Year Share Buyback Rate Range
Min: 3.5  Med: 0.20 Max: -9.6
Current: 1.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.50
PRA's Price/Tangible Book is ranked lower than
63% of the 56 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.15 vs. PRA: 1.50 )
Ranked among companies with meaningful Price/Tangible Book only.
PRA' s 10-Year Price/Tangible Book Range
Min: 0.77  Med: 1.39 Max: 2.38
Current: 1.5
0.77
2.38
Price/Projected FCF 1.64
PRA's Price/Projected FCF is ranked lower than
90% of the 31 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.00 vs. PRA: 1.64 )
Ranked among companies with meaningful Price/Projected FCF only.
PRA' s 10-Year Price/Projected FCF Range
Min: 0.26  Med: 1.49 Max: 2.7
Current: 1.64
0.26
2.7
Price/Median PS Value 1.18
PRA's Price/Median PS Value is ranked lower than
62% of the 55 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.09 vs. PRA: 1.18 )
Ranked among companies with meaningful Price/Median PS Value only.
PRA' s 10-Year Price/Median PS Value Range
Min: 0.29  Med: 0.94 Max: 1.55
Current: 1.18
0.29
1.55
Price/Graham Number 1.01
PRA's Price/Graham Number is ranked lower than
70% of the 46 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.69 vs. PRA: 1.01 )
Ranked among companies with meaningful Price/Graham Number only.
PRA' s 10-Year Price/Graham Number Range
Min: 0.49  Med: 0.90 Max: 3.07
Current: 1.01
0.49
3.07
Earnings Yield (Greenblatt) (%) 8.95
PRA's Earnings Yield (Greenblatt) (%) is ranked lower than
64% of the 61 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.50 vs. PRA: 8.95 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
PRA' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 6  Med: 15.30 Max: 33.3
Current: 8.95
6
33.3
Forward Rate of Return (Yacktman) (%) -1.93
PRA's Forward Rate of Return (Yacktman) (%) is ranked lower than
82% of the 34 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 13.59 vs. PRA: -1.93 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
PRA' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -1.9  Med: 19.80 Max: 108.8
Current: -1.93
-1.9
108.8

Business Description

Industry: Insurance - Specialty » Insurance - Specialty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Traded in other countries:PRK.Germany,
Proassurance Corp was incorporated in Delaware in 2001 as the successor to Medical Assurance, Inc. in conjunction with its merger with Professionals Group, Inc. It is a holding company for property and casualty insurance companies. It provides professional liability insurance for healthcare professionals and facilities, professional liability insurance for attorneys, liability insurance for medical technology and life sciences risks, and workers' compensation insurance. The Company operates through multiple insurance organizations with four areas, namely professional liability insurance, medical technology and life sciences products liability insurance, and workers' compensation insurance and international property and casualty insurance and reinsurance. Its professional liability business is focused on providing professional liability insurance to healthcare providers and institutions and to attorneys and their firms. Its Medical Technology and Life Sciences business offers products liability insurance for medical technology and life sciences companies that manufacture or distribute products that are almost all regulated by the United States Food and Drug Administration. Products insured include imaging and non-invasive diagnostic medical devices, orthopedic implants, pharmaceuticals, clinical lab instruments, medical instruments, dental products, and animal pharmaceuticals and medical devices. It also provides coverage for clinical trials and contract manufacturers. Its workers' compensation business consists of two major business activities, being Workers' compensation insurance coverages provided to employers, generally those with 1,000 employees or less. Types of policies offered include guaranteed cost policies, policyholder dividend policies, retrospectively-rated policies, deductible policies, and alternative market products; and Alternative market workers' compensation solutions provided to individual companies, groups and associations (referred to hereafter as cell participants) whereby policies written are 100% reinsured by related segregated portfolio cells of its subsidiary domiciled in the Cayman Islands. The pool of assets and associated liabilities of each segregated portfolio cell are solely for the benefit of the cell participants, and the pool of assets of one segregated portfolio cell are statutorily protected from the creditors of the others. The underwriting results and investment income of the segregated portfolio cells are shared with the cell participants in accordance with the terms of the cell agreements. The Company principally receive fee revenue from the cells, and for cells in which it is a cell participant, a percentage of the profit or loss of the cell. For its healthcare professional liability business, it competes in a fragmented market comprised of many insurers, ranging from single state mono-line insurers to large national carriers offering multiple product lines. Competition in the legal pro
» More Articles for NYSE:PRA

Headlines

Articles On GuruFocus.com
On the Low - Four Insurance Stocks Held by Numerous Billionaires Sep 15 2013 
Lot of guru interest Mar 26 2013 
low pb with 10%plus Dec 23 2012 
Guru Stocks at 52-Week Lows: VOD, PRA, DCM, OXY, NTT Dec 17 2012 
Professor Aswath Damodaran's Modified Low Price-to-Earnings Screen Nov 13 2012 
5 Very Cheap Stocks Hiding In Plain Sight Mar 04 2012 
Value Idea Contest Results Announcement Apr 12 2012 
ProAssurance: Passing the High Hurdle Oct 25 2011 
ProAssurance Corp. Reports Operating Results (10-K) Feb 24 2011 
ProAssurance Corp. Reports Operating Results (10-Q) Nov 04 2010 

More From Other Websites
PROASSURANCE CORP Financials Aug 18 2015
ProAssurance Corp. Earnings Q2*, 2015 Aug 14 2015
ProAssurance's (PRA) Acquisitions & Capital Position Impress Aug 13 2015
PROASSURANCE CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Aug 13 2015
10-Q for ProAssurance Corp. Aug 08 2015
Edited Transcript of PRA earnings conference call or presentation 7-Aug-15 2:00pm GMT Aug 07 2015
ProAssurance Tops Q2 Earnings, Falls Y/Y on High Expenses - Analyst Blog Aug 07 2015
ProAssurance Corp Earnings Call scheduled for 10:00 am ET today Aug 07 2015
PROASSURANCE CORP Files SEC form 8-K, Results of Operations and Financial Condition, Regulation FD... Aug 06 2015
ProAssurance Reports Results for Second Quarter 2015 Aug 06 2015
Q2 2015 ProAssurance Corp Earnings Release - After Market Close Aug 06 2015
Will ProAssurance (PRA) Surprise on Earnings This Season? - Analyst Blog Aug 03 2015
A.M. Best Rates ProAssurance's Units with a Stable Outlook - Analyst Blog Jul 22 2015
A.M. Best Assigns Ratings to ProAssurance American Mutual, a Risk Retention Group Jul 21 2015
PROASSURANCE CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Jul 14 2015
ProAssurance Named to Ward's 50 for the Ninth Straight Year Jul 14 2015
PROASSURANCE CORP Files SEC form 8-K, Regulation FD Disclosure Jul 08 2015
ProAssurance Corporation Announces Dates for Second Quarter Earnings Release and Conference Call Jul 06 2015
PROASSURANCE CORP Files SEC form 8-K, Entry into a Material Definitive Agreement Jun 22 2015
New Strong Sell Stocks for June 19th - Tale of the Tape Jun 19 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK