Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 1.19
PRA's Cash to Debt is ranked higher than
68% of the 195 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.64 vs. PRA: 1.19 )
PRA' s 10-Year Cash to Debt Range
Min: 0.01   Max: No Debt
Current: 1.19

Equity to Asset 0.44
PRA's Equity to Asset is ranked higher than
93% of the 196 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.25 vs. PRA: 0.44 )
PRA' s 10-Year Equity to Asset Range
Min: 0.18   Max: 0.48
Current: 0.44

0.18
0.48
Interest Coverage 132.43
PRA's Interest Coverage is ranked higher than
78% of the 157 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 27.44 vs. PRA: 132.43 )
PRA' s 10-Year Interest Coverage Range
Min: 5.23   Max: 9999.99
Current: 132.43

5.23
9999.99
F-Score: 3
Z-Score: 1.38
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 49.29
PRA's Operating margin (%) is ranked higher than
98% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.62 vs. PRA: 49.29 )
PRA' s 10-Year Operating margin (%) Range
Min: 3.54   Max: 57.84
Current: 49.29

3.54
57.84
Net-margin (%) 40.20
PRA's Net-margin (%) is ranked higher than
98% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.68 vs. PRA: 40.20 )
PRA' s 10-Year Net-margin (%) Range
Min: 3.04   Max: 40.2
Current: 40.2

3.04
40.2
ROE (%) 12.43
PRA's ROE (%) is ranked higher than
83% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.70 vs. PRA: 12.43 )
PRA' s 10-Year ROE (%) Range
Min: 2.42   Max: 21.14
Current: 12.43

2.42
21.14
ROA (%) 5.78
PRA's ROA (%) is ranked higher than
93% of the 191 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.69 vs. PRA: 5.78 )
PRA' s 10-Year ROA (%) Range
Min: 0.47   Max: 5.78
Current: 5.78

0.47
5.78
ROC (Joel Greenblatt) (%) 889.65
PRA's ROC (Joel Greenblatt) (%) is ranked higher than
90% of the 147 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 217.60 vs. PRA: 889.65 )
PRA' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 708.61   Max: 1057.14
Current: 889.65

708.61
1057.14
Revenue Growth (%) 3.50
PRA's Revenue Growth (%) is ranked higher than
64% of the 176 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.20 vs. PRA: 3.50 )
PRA' s 10-Year Revenue Growth (%) Range
Min: -7.4   Max: 26.2
Current: 3.5

-7.4
26.2
EBITDA Growth (%) 8.40
PRA's EBITDA Growth (%) is ranked higher than
72% of the 162 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.20 vs. PRA: 8.40 )
PRA' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 131
Current: 8.4

0
131
EPS Growth (%) 10.10
PRA's EPS Growth (%) is ranked higher than
75% of the 167 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.20 vs. PRA: 10.10 )
PRA' s 10-Year EPS Growth (%) Range
Min: -35.7   Max: 90.3
Current: 10.1

-35.7
90.3
» PRA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2013

PRA Guru Trades in Q2 2013

Jim Simons 56,700 sh (+16.91%)
Steven Cohen 355,100 sh (+5.69%)
James Barrow 830,820 sh (-1.95%)
Chuck Royce 913,698 sh (-46.53%)
» More
Q3 2013

PRA Guru Trades in Q3 2013

Joel Greenblatt 6,653 sh (New)
Paul Tudor Jones 20,700 sh (New)
Jim Simons 115,800 sh (+104.23%)
Steven Cohen 409,800 sh (+15.4%)
Chuck Royce 693,698 sh (-24.08%)
James Barrow 623,933 sh (-24.9%)
» More
Q4 2013

PRA Guru Trades in Q4 2013

David Dreman 803 sh (New)
Joel Greenblatt 7,778 sh (+16.91%)
Jim Simons Sold Out
Chuck Royce 613,698 sh (-11.53%)
James Barrow 515,913 sh (-17.31%)
Paul Tudor Jones 9,966 sh (-51.86%)
Steven Cohen 60,640 sh (-85.2%)
» More
Q1 2014

PRA Guru Trades in Q1 2014

Jim Simons 232,004 sh (New)
Paul Tudor Jones 13,569 sh (+36.15%)
David Dreman 897 sh (+11.71%)
Chuck Royce 563,698 sh (-8.15%)
James Barrow 414,936 sh (-19.57%)
Joel Greenblatt 4,795 sh (-38.35%)
Steven Cohen 21,571 sh (-64.43%)
» More
» Details

Insider Trades

Latest Guru Trades with PRA

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2014-03-31 Reduce -38.35%$42.9 - $48.48 $ 44.46-3%4795
David Dreman 2013-12-31 New Buy$42.7 - $49.38 $ 44.46-5%803
James Barrow 2013-09-30 Reduce -24.9%0.02%$45.45 - $55.28 $ 44.46-11%623933
Joel Greenblatt 2013-09-30 New Buy0.01%$45.45 - $55.28 $ 44.46-11%6653
Joel Greenblatt 2013-03-31 Sold Out 0.02%$42.19 - $47.92 $ 44.46-3%0
James Barrow 2012-12-31 Add 97.56%0.04%$42.17 - $46.49 $ 44.460%861170
Joel Greenblatt 2012-12-31 New Buy0.02%$42.17 - $46.49 $ 44.460%6100
James Barrow 2011-12-31 Reduce -30.34%0.03%$69.28 - $81.21 $ 44.46-42%441850
James Barrow 2011-06-30 New Buy0.09%$62.5 - $70.31 $ 44.46-34%625950
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 11.80
PRA's P/E(ttm) is ranked higher than
79% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.70 vs. PRA: 11.80 )
PRA' s 10-Year P/E(ttm) Range
Min: 6.76   Max: 27.11
Current: 11.8

6.76
27.11
P/B 1.10
PRA's P/B is ranked higher than
76% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.30 vs. PRA: 1.10 )
PRA' s 10-Year P/B Range
Min: 0.93   Max: 2.13
Current: 1.1

0.93
2.13
P/S 3.60
PRA's P/S is ranked higher than
52% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.24 vs. PRA: 3.60 )
PRA' s 10-Year P/S Range
Min: 1.42   Max: 4.62
Current: 3.6

1.42
4.62
PFCF 33.60
PRA's PFCF is ranked higher than
61% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.14 vs. PRA: 33.60 )
PRA' s 10-Year PFCF Range
Min: 3.2   Max: 79.31
Current: 33.6

3.2
79.31
EV-to-EBIT 7.44
PRA's EV-to-EBIT is ranked higher than
82% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.15 vs. PRA: 7.44 )
PRA' s 10-Year EV-to-EBIT Range
Min: 3   Max: 34.3
Current: 7.44

3
34.3
PEG 1.30
PRA's PEG is ranked higher than
83% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 5.94 vs. PRA: 1.30 )
PRA' s 10-Year PEG Range
Min: 0.13   Max: 1.3
Current: 1.3

0.13
1.3
Shiller P/E 10.60
PRA's Shiller P/E is ranked higher than
96% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 21.71 vs. PRA: 10.60 )
PRA' s 10-Year Shiller P/E Range
Min: 9.71   Max: 33.28
Current: 10.6

9.71
33.28

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.60
PRA's Dividend Yield is ranked higher than
58% of the 158 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.41 vs. PRA: 2.60 )
PRA' s 10-Year Dividend Yield Range
Min: 0.32   Max: 2.56
Current: 2.6

0.32
2.56
Dividend Payout 0.39
PRA's Dividend Payout is ranked higher than
81% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.06 vs. PRA: 0.39 )
PRA' s 10-Year Dividend Payout Range
Min: 0.06   Max: 0.4
Current: 0.39

0.06
0.4
Yield on cost (5-Year) 2.60
PRA's Yield on cost (5-Year) is ranked lower than
55% of the 160 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.08 vs. PRA: 2.60 )
PRA' s 10-Year Yield on cost (5-Year) Range
Min: 0.32   Max: 2.56
Current: 2.6

0.32
2.56
Share Buyback Rate 1.20
PRA's Share Buyback Rate is ranked higher than
80% of the 155 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.30 vs. PRA: 1.20 )
PRA' s 10-Year Share Buyback Rate Range
Min: 3.5   Max: -9.6
Current: 1.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.30
PRA's Price/Tangible Book is ranked higher than
77% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.60 vs. PRA: 1.30 )
PRA' s 10-Year Price/Tangible Book Range
Min: 0.77   Max: 2.38
Current: 1.3

0.77
2.38
Price/DCF (Projected) 0.80
PRA's Price/DCF (Projected) is ranked higher than
71% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.74 vs. PRA: 0.80 )
PRA' s 10-Year Price/DCF (Projected) Range
Min: 0.26   Max: 0.91
Current: 0.8

0.26
0.91
Price/Median PS Value 1.30
PRA's Price/Median PS Value is ranked higher than
59% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.13 vs. PRA: 1.30 )
PRA' s 10-Year Price/Median PS Value Range
Min: 0.31   Max: 1.62
Current: 1.3

0.31
1.62
Price/Peter Lynch Fair Value 1.00
PRA's Price/Peter Lynch Fair Value is ranked higher than
91% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9999.00 vs. PRA: 1.00 )
PRA' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.38   Max: 1.51
Current: 1

0.38
1.51
Price/Graham Number 0.80
PRA's Price/Graham Number is ranked higher than
76% of the 200 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.97 vs. PRA: 0.80 )
PRA' s 10-Year Price/Graham Number Range
Min: 0.49   Max: 3.07
Current: 0.8

0.49
3.07
Earnings Yield (Greenblatt) 13.40
PRA's Earnings Yield (Greenblatt) is ranked higher than
80% of the 192 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.10 vs. PRA: 13.40 )
PRA' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.9   Max: 33.3
Current: 13.4

2.9
33.3
Forward Rate of Return (Yacktman) 17.05
PRA's Forward Rate of Return (Yacktman) is ranked higher than
84% of the 174 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.88 vs. PRA: 17.05 )
PRA' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 5.8   Max: 125.6
Current: 17.05

5.8
125.6

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Traded in other countries:PRK.Germany
ProAssurance Corporation was incorporated in Delaware as the successor to its predecessor company, Medical Assurance, Inc. in connection with its merger with Professionals Group, Inc. in June 2001. It is an insurance holding company for wholly-owned specialty property and casualty insurance companies that mainly provide professional liability insurance for providers of health care services, and to a lesser extent, providers of legal services. The Company operates in the United States of America. The Company maintains multiple claims and underwriting offices to ensure that it has a local presence in the markets it serves. Its underwriting process is driven by individual risk selection. Its pricing decisions are focused on achieving rate adequacy. The Company assesses the quality and pricing of the risk, emphasizing loss history, areas of practice and location in making its underwriting decision. In performing their assessment, its underwriters might also consult with internal actuaries regarding loss trends and pricing and utilize loss-rating models to assess the projected underwriting results of certain insured risks. Its claims offices are located in Alabama; Delaware, Florida; Illinois, Indiana, Kentucky, Michigan, Missouri, Ohio; Virginia, the District of Columbia, and Wisconsin so that it could provide localized and timely attention to claims. It offers its insured's a strong defense of claims that are non-meritorious or those could not be settled by reasonable, good faith negotiations. Many of these claims are resolved by jury verdict, and the Company engages experienced trial attorneys in each venue to handle the litigation in defense of its policyholders. The Company sells professional liability insurance mainly to physicians, dentists, other healthcare providers and healthcare facilities. It also has a small, but growing, book of legal professional liability business. The Company utilizes both direct marketing and independent agents to write its business. Its marketing of medical professional liability insurance is mainly directed to individual physicians, and those in smaller groups. The Company has a competitive advantage due to its financial stability, local market presence, service quality, size, geographic scope and name recognition, as well as its heritage as a policyholder-founded company with a long-term commitment to the professional liability insurance industry. It competes in a fragmented market with many insurance companies and alternative insurance mechanisms such as risk retention groups or self-insuring entities. Many of its competitors concentrate on a single state and have an extensive knowledge of the local markets. The main competitors in its market area are The Medical Protective Company and The Doctors Company. The Company is subject to regulation under the insurance and insurance holding company statutes of a number of jurisdictions including the domiciliary states of its insurance subsidiaries and o
» More Articles for PRA

Headlines

Articles On GuruFocus.com
On the Low - Four Insurance Stocks Held by Numerous Billionaires Sep 15 2013 
Lot of guru interest Mar 26 2013 
low pb with 10%plus Dec 23 2012 
Guru Stocks at 52-Week Lows: VOD, PRA, DCM, OXY, NTT Dec 17 2012 
Professor Aswath Damodaran's Modified Low Price-to-Earnings Screen Nov 13 2012 
5 Very Cheap Stocks Hiding In Plain Sight Mar 04 2012 
Value Idea Contest Results Announcement Apr 12 2012 
ProAssurance: Passing the High Hurdle Oct 25 2011 
ProAssurance Corp. Reports Operating Results (10-K) Feb 24 2011 
ProAssurance Corp. Reports Operating Results (10-Q) Nov 04 2010 


More From Other Websites
ProAssurance Corporation and Eastern Alliance Insurance Group Again Named to Ward's 50 Jul 15 2014
PROASSURANCE CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Jul 15 2014
ProAssurance Corporation and Eastern Alliance Insurance Group Again Named to Ward's 50 Jul 15 2014
ProAssurance Announces Dates for Second Quarter Earnings Release and Conference Call Jul 07 2014
ProAssurance Announces Dates for Second Quarter Earnings Release and Conference Call Jul 07 2014
Ascension Names Six Members of New Board of Directors Jul 01 2014
Balanced View on ProAssurance May 30 2014
ProAssurance Increases Share Buyback Program May 29 2014
ProAssurance adds to share repurchase authorization May 28 2014
ProAssurance Announces Results from 2014 Annual Meeting of Shareholders May 28 2014
PROASSURANCE CORP Files SEC form 8-K, Change in Directors or Principal Officers, Submission of... May 28 2014
ProAssurance Declares Regular Dividend and Adds to Share Repurchase Authorization May 28 2014
PROASSURANCE CORP Financials May 20 2014
PROASSURANCE CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits May 08 2014
ProAssurance Beats on Q1 Earnings, Down Y/Y May 07 2014
ProAssurance's (PRA) CEO Stan Starnes on Q1 2014 Results - Earnings Call Transcript May 07 2014
ProAssurance Corporation Earnings Call scheduled for 10:00 am ET today May 07 2014
PROASSURANCE CORP Files SEC form 8-K, Regulation FD Disclosure May 06 2014
ProAssurance Reports Results for First Quarter 2014 May 06 2014
Q1 2014 ProAssurance Corporation Earnings Release - After Market Close May 06 2014
PROASSURANCE CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Apr 16 2014
Expense Woes Persist at ProAssurance Apr 08 2014
ProAssurance Corporation Announces Dates for First Quarter Earnings Release and Conference Call Apr 08 2014
Technical Pulse on Insurance Stocks -- Research on Unum, Aflac, Assurant, and ProAssurance Apr 07 2014
ProAssurance Corporation to Present at the 2014 NYSSA Insurance Conference Mar 13 2014
/C O R R E C T I O N -- ProAssurance Corporation/ Mar 05 2014
ProAssurance Declares Quarterly Dividend Mar 05 2014
/C O R R E C T I O N -- ProAssurance Corporation/ Feb 20 2014
ProAssurance Reports Results for Fourth Quarter and Year-End 2013 Feb 20 2014
ProAssurance to Present at Raymond James' 2014 Investor Conference Feb 10 2014
ProAssurance Announces Executive Promotions Jan 24 2014
Samuel A. Di Piazza, Jr. Elected to the Board of ProAssurance Jan 22 2014
ProAssurance Corporation Announces Dates for Fourth Quarter Earnings Release and Conference Call Jan 21 2014
ProAssurance Completes Acquisition of Eastern Insurance Holdings, Inc. Jan 02 2014
ProAssurance Completes Acquisition of Eastern Insurance Holdings, Inc. Jan 02 2014
ProAssurance closes on Eastern Insurance deal Jan 02 2014
ProAssurance Increases Regular Dividend and Adds to Share Repurchase Authorization Dec 04 2013
Eastern Insurance Holdings, Inc. Announces Postponement of Special Shareholders' Meeting Dec 02 2013
ProAssurance Announces Pricing of $250 Million of 5.30% Senior Notes Due 2023 Nov 19 2013
ProAssurance Reports Results for Third Quarter 2013 Nov 06 2013

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Email Hide