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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.99
PRA's Cash to Debt is ranked higher than
67% of the 121 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.67 vs. PRA: 0.99 )
PRA' s 10-Year Cash to Debt Range
Min: 0.01   Max: No Debt
Current: 0.99

Equity to Asset 0.44
PRA's Equity to Asset is ranked higher than
88% of the 123 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.22 vs. PRA: 0.44 )
PRA' s 10-Year Equity to Asset Range
Min: 0.18   Max: 0.48
Current: 0.44

0.18
0.48
Interest Coverage 132.43
PRA's Interest Coverage is ranked higher than
80% of the 76 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 20.31 vs. PRA: 132.43 )
PRA' s 10-Year Interest Coverage Range
Min: 5.23   Max: 9999.99
Current: 132.43

5.23
9999.99
F-Score: 4
Z-Score: 1.42
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 34.92
PRA's Operating margin (%) is ranked higher than
94% of the 122 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.96 vs. PRA: 34.92 )
PRA' s 10-Year Operating margin (%) Range
Min: 3.54   Max: 57.84
Current: 34.92

3.54
57.84
Net-margin (%) 24.46
PRA's Net-margin (%) is ranked higher than
90% of the 122 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.57 vs. PRA: 24.46 )
PRA' s 10-Year Net-margin (%) Range
Min: 3.04   Max: 40.2
Current: 24.46

3.04
40.2
ROE (%) 8.57
PRA's ROE (%) is ranked higher than
67% of the 121 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.43 vs. PRA: 8.57 )
PRA' s 10-Year ROE (%) Range
Min: 2.66   Max: 25.1
Current: 8.57

2.66
25.1
ROA (%) 3.85
PRA's ROA (%) is ranked higher than
84% of the 122 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.15 vs. PRA: 3.85 )
PRA' s 10-Year ROA (%) Range
Min: 0.51   Max: 5.93
Current: 3.85

0.51
5.93
ROC (Joel Greenblatt) (%) 709.69
PRA's ROC (Joel Greenblatt) (%) is ranked higher than
90% of the 88 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 231.87 vs. PRA: 709.69 )
PRA' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 500.88   Max: 1417.22
Current: 709.69

500.88
1417.22
Revenue Growth (3Y)(%) 3.50
PRA's Revenue Growth (3Y)(%) is ranked higher than
69% of the 109 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.20 vs. PRA: 3.50 )
PRA' s 10-Year Revenue Growth (3Y)(%) Range
Min: -7.4   Max: 26.2
Current: 3.5

-7.4
26.2
EBITDA Growth (3Y)(%) 8.40
PRA's EBITDA Growth (3Y)(%) is ranked higher than
80% of the 100 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.40 vs. PRA: 8.40 )
PRA' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 58
Current: 8.4

0
58
EPS Growth (3Y)(%) 10.10
PRA's EPS Growth (3Y)(%) is ranked higher than
83% of the 99 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.20 vs. PRA: 10.10 )
PRA' s 10-Year EPS Growth (3Y)(%) Range
Min: -35.7   Max: 90.3
Current: 10.1

-35.7
90.3
» PRA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

PRA Guru Trades in Q4 2013

David Dreman 803 sh (New)
Joel Greenblatt 7,778 sh (+16.91%)
Jim Simons Sold Out
Chuck Royce 613,698 sh (-11.53%)
James Barrow 515,913 sh (-17.31%)
Paul Tudor Jones 9,966 sh (-51.86%)
Steven Cohen 60,640 sh (-85.2%)
» More
Q1 2014

PRA Guru Trades in Q1 2014

Jim Simons 232,004 sh (New)
Paul Tudor Jones 13,569 sh (+36.15%)
David Dreman 897 sh (+11.71%)
Chuck Royce 563,698 sh (-8.15%)
James Barrow 414,936 sh (-19.57%)
Joel Greenblatt 4,795 sh (-38.35%)
Steven Cohen 21,571 sh (-64.43%)
» More
Q2 2014

PRA Guru Trades in Q2 2014

David Dreman 1,317 sh (+46.82%)
Paul Tudor Jones Sold Out
James Barrow Sold Out
Joel Greenblatt Sold Out
Jim Simons 152,600 sh (-34.23%)
Chuck Royce 40,400 sh (-92.83%)
» More
Q3 2014

PRA Guru Trades in Q3 2014

Chuck Royce 54,505 sh (+34.91%)
Jim Simons Sold Out
David Dreman Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with PRA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
David Dreman 2014-09-30 Sold Out $43.67 - $46.58 $ 46.834%0
James Barrow 2014-06-30 Sold Out 0.03%$43.71 - $45.79 $ 46.835%0
David Dreman 2014-06-30 Add 46.82%$43.71 - $45.79 $ 46.835%1317
Joel Greenblatt 2014-06-30 Sold Out $43.71 - $45.79 $ 46.835%0
Joel Greenblatt 2014-03-31 Reduce -38.35%$42.9 - $48.48 $ 46.832%4795
David Dreman 2013-12-31 New Buy$42.7 - $49.38 $ 46.830%803
James Barrow 2013-09-30 Reduce -24.9%0.02%$45.45 - $55.28 $ 46.83-6%623933
Joel Greenblatt 2013-09-30 New Buy0.01%$45.45 - $55.28 $ 46.83-6%6653
Joel Greenblatt 2013-03-31 Sold Out 0.02%$42.19 - $47.92 $ 46.832%0
James Barrow 2012-12-31 Add 97.56%0.04%$42.17 - $46.49 $ 46.836%861170
Joel Greenblatt 2012-12-31 New Buy0.02%$42.17 - $46.49 $ 46.836%6100
James Barrow 2011-12-31 Reduce -30.34%0.03%$69.28 - $81.21 $ 46.83-39%441850
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 14.00
PRA's P/E(ttm) is ranked higher than
74% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.80 vs. PRA: 14.00 )
PRA' s 10-Year P/E(ttm) Range
Min: 6.76   Max: 27.11
Current: 14

6.76
27.11
P/B 1.16
PRA's P/B is ranked higher than
75% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.12 vs. PRA: 1.16 )
PRA' s 10-Year P/B Range
Min: 0.93   Max: 2.13
Current: 1.16

0.93
2.13
P/S 3.43
PRA's P/S is ranked higher than
62% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.10 vs. PRA: 3.43 )
PRA' s 10-Year P/S Range
Min: 1.52   Max: 4.62
Current: 3.43

1.52
4.62
EV-to-EBIT 8.95
PRA's EV-to-EBIT is ranked higher than
79% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.01 vs. PRA: 8.95 )
PRA' s 10-Year EV-to-EBIT Range
Min: 3   Max: 34.3
Current: 8.95

3
34.3
PEG 1.52
PRA's PEG is ranked higher than
91% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9999.00 vs. PRA: 1.52 )
PRA' s 10-Year PEG Range
Min: 0.13   Max: 2.44
Current: 1.52

0.13
2.44
Shiller P/E 11.11
PRA's Shiller P/E is ranked higher than
91% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 16.76 vs. PRA: 11.11 )
PRA' s 10-Year Shiller P/E Range
Min: 9.67   Max: 33.28
Current: 11.11

9.67
33.28

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.56
PRA's Dividend Yield is ranked lower than
59% of the 97 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 3.40 vs. PRA: 2.56 )
PRA' s 10-Year Dividend Yield Range
Min: 0.32   Max: 2.74
Current: 2.56

0.32
2.74
Dividend Payout 0.36
PRA's Dividend Payout is ranked higher than
80% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.40 vs. PRA: 0.36 )
PRA' s 10-Year Dividend Payout Range
Min: 0.06   Max: 0.51
Current: 0.36

0.06
0.51
Yield on cost (5-Year) 2.60
PRA's Yield on cost (5-Year) is ranked lower than
63% of the 98 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.20 vs. PRA: 2.60 )
PRA' s 10-Year Yield on cost (5-Year) Range
Min: 0.32   Max: 2.74
Current: 2.6

0.32
2.74
Share Buyback Rate 1.20
PRA's Share Buyback Rate is ranked higher than
82% of the 100 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.60 vs. PRA: 1.20 )
PRA' s 10-Year Share Buyback Rate Range
Min: 3.5   Max: -9.6
Current: 1.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.34
PRA's Price/Tangible Book is ranked higher than
76% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.24 vs. PRA: 1.34 )
PRA' s 10-Year Price/Tangible Book Range
Min: 0.77   Max: 2.38
Current: 1.34

0.77
2.38
Price/DCF (Projected) 1.49
PRA's Price/DCF (Projected) is ranked higher than
80% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.98 vs. PRA: 1.49 )
PRA' s 10-Year Price/DCF (Projected) Range
Min: 0.26   Max: 2.7
Current: 1.49

0.26
2.7
Price/Median PS Value 1.25
PRA's Price/Median PS Value is ranked higher than
68% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.15 vs. PRA: 1.25 )
PRA' s 10-Year Price/Median PS Value Range
Min: 0.3   Max: 1.59
Current: 1.25

0.3
1.59
Price/Peter Lynch Fair Value 2.42
PRA's Price/Peter Lynch Fair Value is ranked higher than
90% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9999.00 vs. PRA: 2.42 )
PRA' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.37   Max: 2.27
Current: 2.42

0.37
2.27
Price/Graham Number 0.89
PRA's Price/Graham Number is ranked higher than
75% of the 128 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.76 vs. PRA: 0.89 )
PRA' s 10-Year Price/Graham Number Range
Min: 0.49   Max: 3.07
Current: 0.89

0.49
3.07
Earnings Yield (Greenblatt) 11.20
PRA's Earnings Yield (Greenblatt) is ranked higher than
77% of the 120 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 14.80 vs. PRA: 11.20 )
PRA' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.9   Max: 33.3
Current: 11.2

2.9
33.3
Forward Rate of Return (Yacktman) 5.82
PRA's Forward Rate of Return (Yacktman) is ranked higher than
74% of the 81 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 15.00 vs. PRA: 5.82 )
PRA' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 5.8   Max: 106
Current: 5.82

5.8
106

Business Description

Industry: Insurance - Specialty » Insurance - Specialty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Traded in other countries:PRK.Germany,
Proassurance Corp was incorporated in Delaware in 2001 as the successor to Medical Assurance, Inc. in conjunction with its merger with Professionals Group, Inc. It is a holding company for property and casualty insurance companies. It provides professional liability insurance for healthcare professionals and facilities, professional liability insurance for attorneys, liability insurance for medical technology and life sciences risks, and workers' compensation insurance. The Company operates through multiple insurance organizations with four areas, namely professional liability insurance, medical technology and life sciences products liability insurance, and workers' compensation insurance and international property and casualty insurance and reinsurance. Its professional liability business is focused on providing professional liability insurance to healthcare providers and institutions and to attorneys and their firms. Its Medical Technology and Life Sciences business offers products liability insurance for medical technology and life sciences companies that manufacture or distribute products that are almost all regulated by the United States Food and Drug Administration. Products insured include imaging and non-invasive diagnostic medical devices, orthopedic implants, pharmaceuticals, clinical lab instruments, medical instruments, dental products, and animal pharmaceuticals and medical devices. It also provides coverage for clinical trials and contract manufacturers. Its workers' compensation business consists of two major business activities, being Workers' compensation insurance coverages provided to employers, generally those with 1,000 employees or less. Types of policies offered include guaranteed cost policies, policyholder dividend policies, retrospectively-rated policies, deductible policies, and alternative market products; and Alternative market workers' compensation solutions provided to individual companies, groups and associations (referred to hereafter as cell participants) whereby policies written are 100% reinsured by related segregated portfolio cells of its subsidiary domiciled in the Cayman Islands. The pool of assets and associated liabilities of each segregated portfolio cell are solely for the benefit of the cell participants, and the pool of assets of one segregated portfolio cell are statutorily protected from the creditors of the others. The underwriting results and investment income of the segregated portfolio cells are shared with the cell participants in accordance with the terms of the cell agreements. The Company principally receive fee revenue from the cells, and for cells in which it is a cell participant, a percentage of the profit or loss of the cell. For its healthcare professional liability business, it competes in a fragmented market comprised of many insurers, ranging from single state mono-line insurers to large national carriers offering multiple product lines. Competition in the legal pro
» More Articles for PRA

Headlines

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On the Low - Four Insurance Stocks Held by Numerous Billionaires Sep 15 2013 
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Value Idea Contest Results Announcement Apr 12 2012 
ProAssurance: Passing the High Hurdle Oct 25 2011 
ProAssurance Corp. Reports Operating Results (10-K) Feb 24 2011 
ProAssurance Corp. Reports Operating Results (10-Q) Nov 04 2010 

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