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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.26
PRA's Cash-to-Debt is ranked lower than
86% of the 133 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.41 vs. PRA: 0.26 )
Ranked among companies with meaningful Cash-to-Debt only.
PRA' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.1  Med: 0.95 Max: No Debt
Current: 0.26
Equity-to-Asset 0.36
PRA's Equity-to-Asset is ranked higher than
75% of the 134 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.27 vs. PRA: 0.36 )
Ranked among companies with meaningful Equity-to-Asset only.
PRA' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.19  Med: 0.29 Max: 0.47
Current: 0.36
0.19
0.47
Interest Coverage 11.72
PRA's Interest Coverage is ranked lower than
62% of the 130 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 28.75 vs. PRA: 11.72 )
Ranked among companies with meaningful Interest Coverage only.
PRA' s Interest Coverage Range Over the Past 10 Years
Min: 8.83  Med: 63.86 Max: 181.55
Current: 11.72
8.83
181.55
WACC vs ROIC
4.09%
7.83%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 20.25
PRA's Operating Margin % is ranked higher than
83% of the 133 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.20 vs. PRA: 20.25 )
Ranked among companies with meaningful Operating Margin % only.
PRA' s Operating Margin % Range Over the Past 10 Years
Min: 16.69  Med: 45.59 Max: 57.84
Current: 20.25
16.69
57.84
Net Margin % 17.36
PRA's Net Margin % is ranked higher than
84% of the 134 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.16 vs. PRA: 17.36 )
Ranked among companies with meaningful Net Margin % only.
PRA' s Net Margin % Range Over the Past 10 Years
Min: 15.05  Med: 32.18 Max: 40.2
Current: 17.36
15.05
40.2
ROE % 7.70
PRA's ROE % is ranked lower than
56% of the 134 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.60 vs. PRA: 7.70 )
Ranked among companies with meaningful ROE % only.
PRA' s ROE % Range Over the Past 10 Years
Min: 5.65  Med: 12.89 Max: 14.28
Current: 7.7
5.65
14.28
ROA % 3.04
PRA's ROA % is ranked higher than
63% of the 134 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.21 vs. PRA: 3.04 )
Ranked among companies with meaningful ROA % only.
PRA' s ROA % Range Over the Past 10 Years
Min: 2.31  Med: 4.47 Max: 5.93
Current: 3.04
2.31
5.93
3-Year Revenue Growth Rate 10.90
PRA's 3-Year Revenue Growth Rate is ranked higher than
76% of the 125 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 5.60 vs. PRA: 10.90 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
PRA' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -7.4  Med: 10.2 Max: 34.8
Current: 10.9
-7.4
34.8
3-Year EBITDA Growth Rate -15.80
PRA's 3-Year EBITDA Growth Rate is ranked lower than
79% of the 115 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -1.20 vs. PRA: -15.80 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
PRA' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0  Med: -9.3 Max: 57.6
Current: -15.8
0
57.6
3-Year EPS without NRI Growth Rate -16.10
PRA's 3-Year EPS without NRI Growth Rate is ranked lower than
84% of the 107 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -1.00 vs. PRA: -16.10 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
PRA' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -36.2  Med: 12.9 Max: 91.5
Current: -16.1
-36.2
91.5
GuruFocus has detected 4 Warning Signs with ProAssurance Corp $PRA.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» PRA's 10-Y Financials

Financials (Next Earnings Date: 2017-05-04)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

PRA Guru Trades in Q1 2016

Jim Simons 460,600 sh (+45.67%)
Diamond Hill Capital 443,560 sh (unchged)
Paul Tudor Jones Sold Out
Chuck Royce 229,139 sh (-4.78%)
» More
Q2 2016

PRA Guru Trades in Q2 2016

Diamond Hill Capital 478,705 sh (+7.92%)
Chuck Royce 229,139 sh (unchged)
Jim Simons 400,100 sh (-13.14%)
» More
Q3 2016

PRA Guru Trades in Q3 2016

Chuck Royce 229,139 sh (unchged)
Diamond Hill Capital 477,623 sh (-0.23%)
Jim Simons 332,800 sh (-16.82%)
» More
Q4 2016

PRA Guru Trades in Q4 2016

Jim Simons 336,500 sh (+1.11%)
Chuck Royce 222,539 sh (-2.88%)
Diamond Hill Capital 433,727 sh (-9.19%)
» More
» Details

Insider Trades

Latest Guru Trades with PRA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty    NAICS: 524126    SIC: 6331
Compare:NYSE:THG, NYSE:WTM, NYSE:MCY, OTCPK:GCNJF, NAS:ANAT, NAS:AFSI, NYSE:AWH, OTCPK:BZLYF, NAS:SIGI, NYSE:RLI, NAS:NGHC, OTCPK:ELFIF, NAS:AGII, NYSE:AXS, NAS:NAVG, NYSE:ENH, NAS:JRVR, NAS:AMSF, NAS:STFC, NYSE:MBI » details
Traded in other countries:PRK.Germany,
Headquarter Location:USA
Proassurance Corp is an insurance holding company. The Company provides professional liability insurance for healthcare professionals and facilities, professional liability insurance for attorneys, and liability insurance for medical technology.

Proassurance Corp was incorporated in Delaware in 2001 as the successor to Medical Assurance, Inc. in conjunction with its merger with Professionals Group, Inc. It is a holding company for property and casualty insurance companies. It provides professional liability insurance for healthcare professionals and facilities, professional liability insurance for attorneys, liability insurance for medical technology and life sciences risks, and workers' compensation insurance. The Company's operating business segments are Specialty P&C, Workers' Compensation, Lloyd's Syndicate, and Corporate. The Specialty P&C is focused on professional liability insurance and medical technology liability insurance. Professional liability insurance is offered to healthcare providers and institutions and to attorneys and their firms. Medical technology liability insurance is offered for medical technology and life sciences companies that manufacture or distribute products including entities conducting human clinical trials. The Workers' Compensation provides workers' compensation products to employers with 1,000 or fewer employees. The segment also offers alternative market solutions whereby policies written are either to a captive insurer unaffiliated with ProAssurance or to SPCs operated by a wholly owned subsidiary of ProAssurance. The Lloyd's Syndicate segment syndicate 1729 underwrites risks over a range of property and casualty insurance and reinsurance lines in both the U.S. and international markets. The Corporate segment includes ProAssurance's U.S. investment operations, interest expense and U.S. income taxes, all of which are managed at the corporate level, non-premium revenues generated outside of the company's insurance entities, and corporate expenses. The Company is subject to regulation under the insurance and insurance holding company statutes of various jurisdictions, including the domiciliary states of its active insurance subsidiaries and other states in which its insurance subsidiaries do business.

Ratios

vs
industry
vs
history
PE Ratio 22.00
PRA's PE Ratio is ranked lower than
69% of the 122 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 15.99 vs. PRA: 22.00 )
Ranked among companies with meaningful PE Ratio only.
PRA' s PE Ratio Range Over the Past 10 Years
Min: 6.73  Med: 9.73 Max: 28.82
Current: 22
6.73
28.82
Forward PE Ratio 27.86
PRA's Forward PE Ratio is ranked lower than
99.99% of the 98 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 14.71 vs. PRA: 27.86 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 22.00
PRA's PE Ratio without NRI is ranked lower than
67% of the 122 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 16.11 vs. PRA: 22.00 )
Ranked among companies with meaningful PE Ratio without NRI only.
PRA' s PE Ratio without NRI Range Over the Past 10 Years
Min: 7.43  Med: 10.44 Max: 28.82
Current: 22
7.43
28.82
Price-to-Owner-Earnings 61.70
PRA's Price-to-Owner-Earnings is ranked lower than
99.99% of the 81 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.49 vs. PRA: 61.70 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
PRA' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 0  Med: 0 Max: 61.8
Current: 61.7
0
61.8
PB Ratio 1.86
PRA's PB Ratio is ranked lower than
71% of the 135 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.34 vs. PRA: 1.86 )
Ranked among companies with meaningful PB Ratio only.
PRA' s PB Ratio Range Over the Past 10 Years
Min: 0.93  Med: 1.21 Max: 1.86
Current: 1.86
0.93
1.86
PS Ratio 3.84
PRA's PS Ratio is ranked lower than
90% of the 135 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.14 vs. PRA: 3.84 )
Ranked among companies with meaningful PS Ratio only.
PRA' s PS Ratio Range Over the Past 10 Years
Min: 1.58  Med: 3.17 Max: 4.62
Current: 3.84
1.58
4.62
Price-to-Free-Cash-Flow 19.62
PRA's Price-to-Free-Cash-Flow is ranked lower than
82% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.90 vs. PRA: 19.62 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
PRA' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 6.69  Med: 19.03 Max: 79.31
Current: 19.62
6.69
79.31
Price-to-Operating-Cash-Flow 19.62
PRA's Price-to-Operating-Cash-Flow is ranked lower than
82% of the 99 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.10 vs. PRA: 19.62 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
PRA' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 6.69  Med: 19.03 Max: 79.31
Current: 19.62
6.69
79.31
EV-to-EBIT 16.62
PRA's EV-to-EBIT is ranked lower than
80% of the 184 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.44 vs. PRA: 16.62 )
Ranked among companies with meaningful EV-to-EBIT only.
PRA' s EV-to-EBIT Range Over the Past 10 Years
Min: 4.4  Med: 7 Max: 23.3
Current: 16.62
4.4
23.3
EV-to-EBITDA 14.20
PRA's EV-to-EBITDA is ranked lower than
75% of the 182 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.70 vs. PRA: 14.20 )
Ranked among companies with meaningful EV-to-EBITDA only.
PRA' s EV-to-EBITDA Range Over the Past 10 Years
Min: 4.1  Med: 6.5 Max: 18.7
Current: 14.2
4.1
18.7
Shiller PE Ratio 16.94
PRA's Shiller PE Ratio is ranked higher than
74% of the 58 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 19.57 vs. PRA: 16.94 )
Ranked among companies with meaningful Shiller PE Ratio only.
PRA' s Shiller PE Ratio Range Over the Past 10 Years
Min: 11.8  Med: 15.39 Max: 23.94
Current: 16.94
11.8
23.94

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.99
PRA's Dividend Yield % is ranked lower than
74% of the 191 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.81 vs. PRA: 1.99 )
Ranked among companies with meaningful Dividend Yield % only.
PRA' s Dividend Yield % Range Over the Past 10 Years
Min: 0.32  Med: 2.27 Max: 2.77
Current: 1.99
0.32
2.77
Dividend Payout Ratio 0.44
PRA's Dividend Payout Ratio is ranked higher than
54% of the 142 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.36 vs. PRA: 0.44 )
Ranked among companies with meaningful Dividend Payout Ratio only.
PRA' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.05  Med: 0.29 Max: 0.59
Current: 0.44
0.05
0.59
3-Year Dividend Growth Rate 5.70
PRA's 3-Year Dividend Growth Rate is ranked lower than
71% of the 82 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.20 vs. PRA: 5.70 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
PRA' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 0 Max: 69.2
Current: 5.7
0
69.2
Forward Dividend Yield % 2.02
PRA's Forward Dividend Yield % is ranked lower than
77% of the 192 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.80 vs. PRA: 2.02 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 8.57
PRA's 5-Year Yield-on-Cost % is ranked higher than
75% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 5.36 vs. PRA: 8.57 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
PRA' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.38  Med: 9.77 Max: 11.92
Current: 8.57
1.38
11.92
3-Year Average Share Buyback Ratio 4.50
PRA's 3-Year Average Share Buyback Ratio is ranked higher than
88% of the 82 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.60 vs. PRA: 4.50 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
PRA' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -8.7  Med: 0.2 Max: 4.8
Current: 4.5
-8.7
4.8

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.20
PRA's Price-to-Tangible-Book is ranked lower than
70% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.63 vs. PRA: 2.20 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
PRA' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 1.1  Med: 1.42 Max: 2.38
Current: 2.2
1.1
2.38
Price-to-Intrinsic-Value-Projected-FCF 1.33
PRA's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
76% of the 90 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.79 vs. PRA: 1.33 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
PRA' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.36  Med: 0.52 Max: 1.34
Current: 1.33
0.36
1.34
Price-to-Median-PS-Value 1.21
PRA's Price-to-Median-PS-Value is ranked lower than
60% of the 123 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.06 vs. PRA: 1.21 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
PRA' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.35  Med: 0.81 Max: 1.28
Current: 1.21
0.35
1.28
Price-to-Graham-Number 1.47
PRA's Price-to-Graham-Number is ranked lower than
73% of the 113 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.09 vs. PRA: 1.47 )
Ranked among companies with meaningful Price-to-Graham-Number only.
PRA' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.62  Med: 0.82 Max: 2.15
Current: 1.47
0.62
2.15
Earnings Yield (Greenblatt) % 6.05
PRA's Earnings Yield (Greenblatt) % is ranked lower than
79% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.58 vs. PRA: 6.05 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
PRA' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 4.3  Med: 14.2 Max: 22.7
Current: 6.05
4.3
22.7
Forward Rate of Return (Yacktman) % -15.22
PRA's Forward Rate of Return (Yacktman) % is ranked lower than
93% of the 74 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.92 vs. PRA: -15.22 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
PRA' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -15.3  Med: 25.4 Max: 119.8
Current: -15.22
-15.3
119.8

More Statistics

Revenue (TTM) (Mil) $870.2
EPS (TTM) $ 2.83
Beta0.33
Short Percentage of Float0.73%
52-Week Range $47.19 - 63.53
Shares Outstanding (Mil)62.66

Analyst Estimate

Dec17 Dec18
Revenue (Mil $) 859 873
EPS ($) 2.20 2.04
EPS without NRI ($) 2.20 2.04
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 1.24 1.24
» More Articles for PRA

Headlines

Articles On GuruFocus.com
ProAssurance Corporation Announces Dates for First Quarter 2017 Earnings Release and Conference Call Apr 06 2017 
On the Low - Four Insurance Stocks Held by Numerous Billionaires Sep 15 2013 
Guru Stocks at 52-Week Lows: VOD, PRA, DCM, OXY, NTT Dec 17 2012 
Professor Aswath Damodaran's Modified Low Price-to-Earnings Screen Nov 13 2012 
5 Very Cheap Stocks Hiding In Plain Sight Mar 04 2012 
Value Idea Contest Results Announcement Apr 12 2012 
ProAssurance: Passing the High Hurdle Oct 25 2011 
ProAssurance Corp. Reports Operating Results (10-K) Feb 24 2011 
ProAssurance Corp. Reports Operating Results (10-Q) Nov 04 2010 
ProAssurance Corp. Reports Operating Results (10-Q) Nov 03 2009 

More From Other Websites
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