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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.58
PRA's Cash to Debt is ranked lower than
74% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.67 vs. PRA: 0.58 )
Ranked among companies with meaningful Cash to Debt only.
PRA' s Cash to Debt Range Over the Past 10 Years
Min: 0.01  Med: 0.92 Max: No Debt
Current: 0.58
Equity to Asset 0.40
PRA's Equity to Asset is ranked higher than
73% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.32 vs. PRA: 0.40 )
Ranked among companies with meaningful Equity to Asset only.
PRA' s Equity to Asset Range Over the Past 10 Years
Min: 0.18  Med: 0.29 Max: 0.48
Current: 0.4
0.18
0.48
Interest Coverage 12.89
PRA's Interest Coverage is ranked lower than
69% of the 49 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 39.99 vs. PRA: 12.89 )
Ranked among companies with meaningful Interest Coverage only.
PRA' s Interest Coverage Range Over the Past 10 Years
Min: 13.19  Med: 63.86 Max: 181.55
Current: 12.89
13.19
181.55
F-Score: 3
WACC vs ROIC
5.16%
6.92%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 23.02
PRA's Operating margin (%) is ranked higher than
72% of the 65 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.83 vs. PRA: 23.02 )
Ranked among companies with meaningful Operating margin (%) only.
PRA' s Operating margin (%) Range Over the Past 10 Years
Min: 18.18  Med: 45.59 Max: 57.84
Current: 23.02
18.18
57.84
Net-margin (%) 18.20
PRA's Net-margin (%) is ranked higher than
73% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.73 vs. PRA: 18.20 )
Ranked among companies with meaningful Net-margin (%) only.
PRA' s Net-margin (%) Range Over the Past 10 Years
Min: 17.51  Med: 32.53 Max: 40.2
Current: 18.2
17.51
40.2
ROE (%) 6.86
PRA's ROE (%) is ranked lower than
73% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.45 vs. PRA: 6.86 )
Ranked among companies with meaningful ROE (%) only.
PRA' s ROE (%) Range Over the Past 10 Years
Min: 8.64  Med: 13.72 Max: 25.1
Current: 6.86
8.64
25.1
ROA (%) 2.86
PRA's ROA (%) is ranked higher than
59% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.28 vs. PRA: 2.86 )
Ranked among companies with meaningful ROA (%) only.
PRA' s ROA (%) Range Over the Past 10 Years
Min: 3.17  Med: 4.92 Max: 5.93
Current: 2.86
3.17
5.93
Revenue Growth (3Y)(%) 7.20
PRA's Revenue Growth (3Y)(%) is ranked lower than
51% of the 49 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.50 vs. PRA: 7.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
PRA' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -7.4  Med: 7.95 Max: 26.2
Current: 7.2
-7.4
26.2
EBITDA Growth (3Y)(%) -9.40
PRA's EBITDA Growth (3Y)(%) is ranked lower than
79% of the 42 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.50 vs. PRA: -9.40 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
PRA' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 17.45 Max: 58
Current: -9.4
0
58
EPS Growth (3Y)(%) -10.80
PRA's EPS Growth (3Y)(%) is ranked lower than
80% of the 41 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 14.60 vs. PRA: -10.80 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
PRA' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -36.2  Med: 14.70 Max: 91.5
Current: -10.8
-36.2
91.5
» PRA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2014

PRA Guru Trades in Q4 2014

Pioneer Investments 96,732 sh (New)
Jim Simons 59,000 sh (New)
Paul Tudor Jones 9,495 sh (New)
Chuck Royce 287,539 sh (+427.55%)
» More
Q1 2015

PRA Guru Trades in Q1 2015

Pioneer Investments Sold Out
Paul Tudor Jones Sold Out
Chuck Royce 240,639 sh (-16.31%)
Jim Simons 38,500 sh (-34.75%)
» More
Q2 2015

PRA Guru Trades in Q2 2015

Jim Simons 102,500 sh (+166.23%)
Chuck Royce 240,639 sh (unchged)
» More
Q3 2015

PRA Guru Trades in Q3 2015

Diamond Hill Capital 437,170 sh (New)
Jim Simons 234,200 sh (+128.49%)
Chuck Royce 240,639 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with PRA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 18.90
PRA's P/E(ttm) is ranked lower than
88% of the 51 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.80 vs. PRA: 18.90 )
Ranked among companies with meaningful P/E(ttm) only.
PRA' s P/E(ttm) Range Over the Past 10 Years
Min: 6.76  Med: 9.59 Max: 20.5
Current: 18.9
6.76
20.5
PE(NRI) 18.90
PRA's PE(NRI) is ranked lower than
88% of the 50 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.00 vs. PRA: 18.90 )
Ranked among companies with meaningful PE(NRI) only.
PRA' s PE(NRI) Range Over the Past 10 Years
Min: 7.43  Med: 10.57 Max: 21.08
Current: 18.9
7.43
21.08
P/B 1.29
PRA's P/B is ranked lower than
67% of the 64 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.02 vs. PRA: 1.29 )
Ranked among companies with meaningful P/B only.
PRA' s P/B Range Over the Past 10 Years
Min: 0.93  Med: 1.21 Max: 2.13
Current: 1.29
0.93
2.13
P/S 3.41
PRA's P/S is ranked lower than
84% of the 64 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9999.00 vs. PRA: 3.41 )
Ranked among companies with meaningful P/S only.
PRA' s P/S Range Over the Past 10 Years
Min: 1.58  Med: 2.87 Max: 4.62
Current: 3.41
1.58
4.62
POCF 26.96
PRA's POCF is ranked lower than
82% of the 45 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.24 vs. PRA: 26.96 )
Ranked among companies with meaningful POCF only.
PRA' s POCF Range Over the Past 10 Years
Min: 3.2  Med: 16.50 Max: 79.31
Current: 26.96
3.2
79.31
EV-to-EBIT 12.95
PRA's EV-to-EBIT is ranked lower than
81% of the 47 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.41 vs. PRA: 12.95 )
Ranked among companies with meaningful EV-to-EBIT only.
PRA' s EV-to-EBIT Range Over the Past 10 Years
Min: 4.4  Med: 7.10 Max: 16.6
Current: 12.95
4.4
16.6
EV-to-EBITDA 10.40
PRA's EV-to-EBITDA is ranked lower than
73% of the 48 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.20 vs. PRA: 10.40 )
Ranked among companies with meaningful EV-to-EBITDA only.
PRA' s EV-to-EBITDA Range Over the Past 10 Years
Min: 4.1  Med: 6.50 Max: 13
Current: 10.4
4.1
13
PEG 6.52
PRA's PEG is ranked lower than
100% of the 25 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.25 vs. PRA: 6.52 )
Ranked among companies with meaningful PEG only.
PRA' s PEG Range Over the Past 10 Years
Min: 0.13  Med: 0.47 Max: 8.61
Current: 6.52
0.13
8.61
Shiller P/E 13.10
PRA's Shiller P/E is ranked higher than
50% of the 20 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 13.10 vs. PRA: 13.10 )
Ranked among companies with meaningful Shiller P/E only.
PRA' s Shiller P/E Range Over the Past 10 Years
Min: 11.8  Med: 15.58 Max: 26.14
Current: 13.1
11.8
26.14

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.54
PRA's Dividend Yield is ranked lower than
84% of the 94 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.27 vs. PRA: 2.54 )
Ranked among companies with meaningful Dividend Yield only.
PRA' s Dividend Yield Range Over the Past 10 Years
Min: 0.32  Med: 2.18 Max: 2.77
Current: 2.54
0.32
2.77
Dividend Payout 0.48
PRA's Dividend Payout is ranked higher than
68% of the 57 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.38 vs. PRA: 0.48 )
Ranked among companies with meaningful Dividend Payout only.
PRA' s Dividend Payout Range Over the Past 10 Years
Min: 0.06  Med: 0.26 Max: 1.63
Current: 0.48
0.06
1.63
Dividend Growth (3y) 69.20
PRA's Dividend Growth (3y) is ranked higher than
97% of the 32 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 6.30 vs. PRA: 69.20 )
Ranked among companies with meaningful Dividend Growth (3y) only.
PRA' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 69.2
Current: 69.2
0
69.2
Forward Dividend Yield 2.54
PRA's Forward Dividend Yield is ranked lower than
73% of the 94 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.38 vs. PRA: 2.54 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 2.55
PRA's Yield on cost (5-Year) is ranked lower than
99.99% of the 93 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 5.74 vs. PRA: 2.55 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
PRA' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.32  Med: 2.17 Max: 2.77
Current: 2.55
0.32
2.77
3-Year Average Share Buyback Ratio 1.20
PRA's 3-Year Average Share Buyback Ratio is ranked higher than
62% of the 37 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.40 vs. PRA: 1.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
PRA' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -9.6  Med: 0.40 Max: 3.5
Current: 1.2
-9.6
3.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.52
PRA's Price/Tangible Book is ranked lower than
73% of the 60 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.15 vs. PRA: 1.52 )
Ranked among companies with meaningful Price/Tangible Book only.
PRA' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.78  Med: 1.38 Max: 2.38
Current: 1.52
0.78
2.38
Price/Projected FCF 1.65
PRA's Price/Projected FCF is ranked lower than
90% of the 31 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.84 vs. PRA: 1.65 )
Ranked among companies with meaningful Price/Projected FCF only.
PRA' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.26  Med: 1.50 Max: 2.7
Current: 1.65
0.26
2.7
Price/Median PS Value 1.18
PRA's Price/Median PS Value is ranked lower than
74% of the 58 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.00 vs. PRA: 1.18 )
Ranked among companies with meaningful Price/Median PS Value only.
PRA' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.29  Med: 0.94 Max: 1.53
Current: 1.18
0.29
1.53
Price/Graham Number 1.13
PRA's Price/Graham Number is ranked lower than
85% of the 46 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.68 vs. PRA: 1.13 )
Ranked among companies with meaningful Price/Graham Number only.
PRA' s Price/Graham Number Range Over the Past 10 Years
Min: 0.49  Med: 0.92 Max: 2.69
Current: 1.13
0.49
2.69
Earnings Yield (Greenblatt) (%) 7.70
PRA's Earnings Yield (Greenblatt) (%) is ranked lower than
60% of the 63 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.80 vs. PRA: 7.70 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
PRA' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 6  Med: 14.00 Max: 22.7
Current: 7.7
6
22.7
Forward Rate of Return (Yacktman) (%) -3.74
PRA's Forward Rate of Return (Yacktman) (%) is ranked lower than
84% of the 31 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 17.87 vs. PRA: -3.74 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
PRA' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -3.7  Med: 18.30 Max: 108.8
Current: -3.74
-3.7
108.8

More Statistics

Revenue(Mil) $804
EPS $ 2.58
Beta0.45
Short Percentage of Float0.93%
52-Week Range $43.11 - 53.62
Shares Outstanding(Mil)53.14

Business Description

Industry: Insurance - Specialty » Insurance - Specialty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Traded in other countries:PRK.Germany,
Proassurance Corp was incorporated in Delaware in 2001 as the successor to Medical Assurance, Inc. in conjunction with its merger with Professionals Group, Inc. It is a holding company for property and casualty insurance companies. It provides professional liability insurance for healthcare professionals and facilities, professional liability insurance for attorneys, liability insurance for medical technology and life sciences risks, and workers' compensation insurance. The Company operates through multiple insurance organizations with four areas, namely professional liability insurance, medical technology and life sciences products liability insurance, and workers' compensation insurance and international property and casualty insurance and reinsurance. Its professional liability business is focused on providing professional liability insurance to healthcare providers and institutions and to attorneys and their firms. Its Medical Technology and Life Sciences business offers products liability insurance for medical technology and life sciences companies that manufacture or distribute products that are almost all regulated by the United States Food and Drug Administration. Products insured include imaging and non-invasive diagnostic medical devices, orthopedic implants, pharmaceuticals, clinical lab instruments, medical instruments, dental products, and animal pharmaceuticals and medical devices. It also provides coverage for clinical trials and contract manufacturers. Its workers' compensation business consists of two major business activities, being Workers' compensation insurance coverages provided to employers, generally those with 1,000 employees or less. Types of policies offered include guaranteed cost policies, policyholder dividend policies, retrospectively-rated policies, deductible policies, and alternative market products; and Alternative market workers' compensation solutions provided to individual companies, groups and associations (referred to hereafter as cell participants) whereby policies written are 100% reinsured by related segregated portfolio cells of its subsidiary domiciled in the Cayman Islands. The pool of assets and associated liabilities of each segregated portfolio cell are solely for the benefit of the cell participants, and the pool of assets of one segregated portfolio cell are statutorily protected from the creditors of the others. The underwriting results and investment income of the segregated portfolio cells are shared with the cell participants in accordance with the terms of the cell agreements. The Company principally receive fee revenue from the cells, and for cells in which it is a cell participant, a percentage of the profit or loss of the cell. For its healthcare professional liability business, it competes in a fragmented market comprised of many insurers, ranging from single state mono-line insurers to large national carriers offering multiple product lines. Competition in the legal pro
» More Articles for PRA

Headlines

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ProAssurance Corp. Reports Operating Results (10-K) Feb 24 2011 
ProAssurance Corp. Reports Operating Results (10-Q) Nov 04 2010 
ProAssurance Corp. Reports Operating Results (10-Q) Nov 03 2009 
ProAssurance Corp. Reports Operating Results (10-Q) Aug 04 2009 

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