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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.18
PRK's Cash to Debt is ranked higher than
55% of the 1340 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.26 vs. PRK: 0.18 )
PRK' s 10-Year Cash to Debt Range
Min: 0.08   Max: 0.97
Current: 0.18

0.08
0.97
Equity to Asset 0.10
PRK's Equity to Asset is ranked higher than
72% of the 1732 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. PRK: 0.10 )
PRK' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.12
Current: 0.1

0.08
0.12
Interest Coverage 2.44
PRK's Interest Coverage is ranked higher than
79% of the 1595 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. PRK: 2.44 )
PRK' s 10-Year Interest Coverage Range
Min: 0.26   Max: 2.44
Current: 2.44

0.26
2.44
F-Score: 6
Z-Score: 0.33
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 35.01
PRK's Operating margin (%) is ranked higher than
83% of the 1755 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 28.45 vs. PRK: 35.01 )
PRK' s 10-Year Operating margin (%) Range
Min: 10.48   Max: 48.93
Current: 35.01

10.48
48.93
Net-margin (%) 26.56
PRK's Net-margin (%) is ranked higher than
84% of the 1762 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.29 vs. PRK: 26.56 )
PRK' s 10-Year Net-margin (%) Range
Min: 4.02   Max: 34.64
Current: 26.56

4.02
34.64
ROE (%) 11.34
PRK's ROE (%) is ranked higher than
88% of the 1768 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. PRK: 11.34 )
PRK' s 10-Year ROE (%) Range
Min: 2.13   Max: 22
Current: 11.34

2.13
22
ROA (%) 1.15
PRK's ROA (%) is ranked higher than
89% of the 1768 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. PRK: 1.15 )
PRK' s 10-Year ROA (%) Range
Min: 0.19   Max: 2.04
Current: 1.15

0.19
2.04
ROC (Joel Greenblatt) (%) 187.14
PRK's ROC (Joel Greenblatt) (%) is ranked higher than
81% of the 1726 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 68.75 vs. PRK: 187.14 )
PRK' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 6.19   Max: 171.94
Current: 187.14

6.19
171.94
Revenue Growth (%) -6.00
PRK's Revenue Growth (%) is ranked higher than
60% of the 1536 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.50 vs. PRK: -6.00 )
PRK' s 10-Year Revenue Growth (%) Range
Min: -6   Max: 12.9
Current: -6

-6
12.9
EBITDA Growth (%) 8.20
PRK's EBITDA Growth (%) is ranked higher than
76% of the 1385 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. PRK: 8.20 )
PRK' s 10-Year EBITDA Growth (%) Range
Min: -29.8   Max: 34.9
Current: 8.2

-29.8
34.9
EPS Growth (%) 13.20
PRK's EPS Growth (%) is ranked higher than
79% of the 1355 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.20 vs. PRK: 13.20 )
PRK' s 10-Year EPS Growth (%) Range
Min: -47.3   Max: 72.2
Current: 13.2

-47.3
72.2
» PRK's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

PRK Guru Trades in Q3 2013

Jim Simons 3,305 sh (-80.9%)
» More
Q4 2013

PRK Guru Trades in Q4 2013

Jim Simons Sold Out
» More
Q1 2014

PRK Guru Trades in Q1 2014

Jim Simons 12,905 sh (New)
» More
Q2 2014

PRK Guru Trades in Q2 2014

Jim Simons 12,405 sh (-3.87%)
» More
» Details

Insider Trades

Latest Guru Trades with PRK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 15.60
PRK's P/E(ttm) is ranked higher than
68% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.70 vs. PRK: 15.60 )
PRK' s 10-Year P/E(ttm) Range
Min: 10.9   Max: 92.77
Current: 15.6

10.9
92.77
P/B 1.80
PRK's P/B is ranked higher than
53% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. PRK: 1.80 )
PRK' s 10-Year P/B Range
Min: 1.05   Max: 3.54
Current: 1.8

1.05
3.54
P/S 4.10
PRK's P/S is ranked higher than
59% of the 1711 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.85 vs. PRK: 4.10 )
PRK' s 10-Year P/S Range
Min: 1.71   Max: 7.63
Current: 4.1

1.71
7.63
PFCF 13.60
PRK's PFCF is ranked higher than
56% of the 982 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.80 vs. PRK: 13.60 )
PRK' s 10-Year PFCF Range
Min: 6.47   Max: 24.25
Current: 13.6

6.47
24.25
EV-to-EBIT 20.83
PRK's EV-to-EBIT is ranked higher than
69% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.25 vs. PRK: 20.83 )
PRK' s 10-Year EV-to-EBIT Range
Min: 15.5   Max: 71.3
Current: 20.83

15.5
71.3
PEG 5.61
PRK's PEG is ranked higher than
80% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. PRK: 5.61 )
PRK' s 10-Year PEG Range
Min: 1.34   Max: 86.56
Current: 5.61

1.34
86.56
Shiller P/E 18.80
PRK's Shiller P/E is ranked higher than
70% of the 1093 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.35 vs. PRK: 18.80 )
PRK' s 10-Year Shiller P/E Range
Min: 7.71   Max: 24.55
Current: 18.8

7.71
24.55

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 4.80
PRK's Dividend Yield is ranked higher than
88% of the 1484 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.38 vs. PRK: 4.80 )
PRK' s 10-Year Dividend Yield Range
Min: 2.45   Max: 8.94
Current: 4.8

2.45
8.94
Dividend Payout 0.93
PRK's Dividend Payout is ranked higher than
54% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.47 vs. PRK: 0.93 )
PRK' s 10-Year Dividend Payout Range
Min: 0.29   Max: 1.66
Current: 0.93

0.29
1.66
Dividend growth (3y) 7.70
PRK's Dividend growth (3y) is ranked higher than
81% of the 1033 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.50 vs. PRK: 7.70 )
PRK' s 10-Year Dividend growth (3y) Range
Min: -0.1   Max: 20.4
Current: 7.7

-0.1
20.4
Yield on cost (5-Year) 6.01
PRK's Yield on cost (5-Year) is ranked higher than
83% of the 1497 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.67 vs. PRK: 6.01 )
PRK' s 10-Year Yield on cost (5-Year) Range
Min: 3.07   Max: 11.19
Current: 6.01

3.07
11.19
Share Buyback Rate -0.60
PRK's Share Buyback Rate is ranked higher than
80% of the 1291 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. PRK: -0.60 )
PRK' s 10-Year Share Buyback Rate Range
Min: 2.3   Max: -14.8
Current: -0.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.01
PRK's Price/Tangible Book is ranked higher than
63% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.44 vs. PRK: 2.01 )
PRK' s 10-Year Price/Tangible Book Range
Min: 1.42   Max: 8.89
Current: 2.01

1.42
8.89
Price/DCF (Projected) 0.82
PRK's Price/DCF (Projected) is ranked higher than
61% of the 1192 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. PRK: 0.82 )
PRK' s 10-Year Price/DCF (Projected) Range
Min: 0.57   Max: 2.93
Current: 0.82

0.57
2.93
Price/Median PS Value 1.17
PRK's Price/Median PS Value is ranked higher than
71% of the 1906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.16 vs. PRK: 1.17 )
PRK' s 10-Year Price/Median PS Value Range
Min: 0.62   Max: 2.12
Current: 1.17

0.62
2.12
Price/Graham Number 1.18
PRK's Price/Graham Number is ranked higher than
58% of the 1409 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.93 vs. PRK: 1.18 )
PRK' s 10-Year Price/Graham Number Range
Min: 0.8   Max: 4.03
Current: 1.18

0.8
4.03
Earnings Yield (Greenblatt) 4.80
PRK's Earnings Yield (Greenblatt) is ranked higher than
62% of the 1603 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. PRK: 4.80 )
PRK' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.4   Max: 6.5
Current: 4.8

1.4
6.5
Forward Rate of Return (Yacktman) 6.84
PRK's Forward Rate of Return (Yacktman) is ranked higher than
61% of the 1348 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.46 vs. PRK: 6.84 )
PRK' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -1.2   Max: 20.2
Current: 6.84

-1.2
20.2

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Park National Corporation is a bank holding company registered under the Bank Holding Company Act of 1956, as amended (the Bank Holding Company Act). The Company was incorporated under Ohio law in 1992. The Company's subsidiaries compete with other local, regional and national service providers, including banks, savings associations, credit unions and other types of financial institutions, finance companies, insurance agencies and title agencies. Park National Bank and Vision Bank comprised the company's reportable operating segments. Subsequent to February 16, 2012, the Vision Bank operating segment was replaced with a new segment, that of SEPH. The Company's management determined that the operations of Guardian Financial Services Company would also be included as a reportable operating segment as of the quarterly period ended March 31, 2012. Other competitors include securities dealers, brokers, mortgage bankers, investment advisors, insurance companies and financial services subsidiaries of commercial and manufacturing companies. The regulation of bank holding companies and their subsidiaries is intended primarily for the protection of consumers, depositors, borrowers, the FDIC's Deposit Insurance Fund and the banking system as a whole and not for the protection of shareholders. The Park National Bank is a national banking association with its main office in Newark, Ohio and financial service offices in Ashland, Athens, Butler, Champaign, Clark, Clermont, Coshocton, Crawford, Darke, Fairfield, Fayette, Franklin, Greene, Hamilton, Hocking, Holmes, Knox, Licking, Madison, Marion, Mercer, Miami, Morrow, Muskingum, Perry, Richland, Tuscarawas and Warren Counties in Ohio and Boone County in Kentucky. Park National Bank operates 124 financial service offices in Ohio and Northern Kentucky through 11 banking divisions.
» More Articles for PRK

Headlines

Articles On GuruFocus.com
bought some Dec 30 2011 
Park National Corp Reports Operating Results (10-K) Feb 28 2011 
Park National Corp (PRK) CEO Dan Delawder buys 2,000 Shares Mar 10 2009 

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