Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.32
PRK's Cash to Debt is ranked lower than
80% of the 1456 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.23 vs. PRK: 0.32 )
Ranked among companies with meaningful Cash to Debt only.
PRK' s Cash to Debt Range Over the Past 10 Years
Min: 0.08  Med: 0.19 Max: 0.75
Current: 0.32
0.08
0.75
Equity to Asset 0.10
PRK's Equity to Asset is ranked lower than
52% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. PRK: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
PRK' s Equity to Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.1 Max: 0.12
Current: 0.1
0.08
0.12
Interest Coverage 2.97
PRK's Interest Coverage is ranked higher than
66% of the 1542 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.71 vs. PRK: 2.97 )
Ranked among companies with meaningful Interest Coverage only.
PRK' s Interest Coverage Range Over the Past 10 Years
Min: 0.26  Med: 1.55 Max: 3.03
Current: 2.97
0.26
3.03
F-Score: 5
WACC vs ROIC
4.56%
5.46%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 36.23
PRK's Operating margin (%) is ranked higher than
62% of the 1634 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.90 vs. PRK: 36.23 )
Ranked among companies with meaningful Operating margin (%) only.
PRK' s Operating margin (%) Range Over the Past 10 Years
Min: 10.48  Med: 31.75 Max: 47.87
Current: 36.23
10.48
47.87
Net-margin (%) 25.81
PRK's Net-margin (%) is ranked higher than
61% of the 1633 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.30 vs. PRK: 25.81 )
Ranked among companies with meaningful Net-margin (%) only.
PRK' s Net-margin (%) Range Over the Past 10 Years
Min: 4.02  Med: 23.15 Max: 33.84
Current: 25.81
4.02
33.84
ROE (%) 11.04
PRK's ROE (%) is ranked higher than
68% of the 1628 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.38 vs. PRK: 11.04 )
Ranked among companies with meaningful ROE (%) only.
PRK' s ROE (%) Range Over the Past 10 Years
Min: 2.22  Med: 10.53 Max: 16.67
Current: 11.04
2.22
16.67
ROA (%) 1.08
PRK's ROA (%) is ranked higher than
64% of the 1639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. PRK: 1.08 )
Ranked among companies with meaningful ROA (%) only.
PRK' s ROA (%) Range Over the Past 10 Years
Min: 0.2  Med: 1.14 Max: 1.73
Current: 1.08
0.2
1.73
Revenue Growth (3Y)(%) -2.30
PRK's Revenue Growth (3Y)(%) is ranked lower than
74% of the 1342 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.20 vs. PRK: -2.30 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
PRK' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -6.6  Med: 4.2 Max: 10.1
Current: -2.3
-6.6
10.1
EBITDA Growth (3Y)(%) 2.20
PRK's EBITDA Growth (3Y)(%) is ranked lower than
63% of the 1229 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.10 vs. PRK: 2.20 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
PRK' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -29.7  Med: 5 Max: 34.8
Current: 2.2
-29.7
34.8
EPS Growth (3Y)(%) 2.50
PRK's EPS Growth (3Y)(%) is ranked lower than
65% of the 1206 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. PRK: 2.50 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
PRK' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -47.3  Med: 6 Max: 72.2
Current: 2.5
-47.3
72.2
» PRK's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-10-26)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

PRK Guru Trades in Q3 2015

Jim Simons 34,400 sh (+43.33%)
» More
Q4 2015

PRK Guru Trades in Q4 2015

Jim Simons 48,000 sh (+39.53%)
» More
Q1 2016

PRK Guru Trades in Q1 2016

Jim Simons 58,900 sh (+22.71%)
» More
Q2 2016

PRK Guru Trades in Q2 2016

Jim Simons 58,100 sh (-1.36%)
» More
» Details

Insider Trades

Latest Guru Trades with PRK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:RNST, NAS:UCBI, NAS:LTXB, NAS:BANR, NAS:SFNC, NAS:NPBC, NAS:INDB, NYSE:FCB, NAS:NBTB, NAS:SFBS, NAS:TLMR, NAS:FMBI, NAS:FIBK, NAS:FFBC, NAS:HOPE, NYSE:YDKN, NAS:CBF, NAS:WABC, NAS:WSBC, NAS:EGBN » details
Park National Corp is a financial holding company. The Company through its subsidiaries is engaged in the commercial banking and trust business in small and medium population Ohio communities.

Park National Corp was incorporated under Ohio law in 1992. The Company is a financial holding company subject to regulation under the Bank Holding Company Act of 1956. Throughout the fiscal year ended, the Company's banking operations were conducted through The Park National Bank. Park National Bank is a national banking association with its main office in Newark, Ohio and financial service offices in Ashland, Athens, Butler, Champaign, Clark, Clermont, Coshocton, Crawford, Darke, Fairfield, Fayette, Franklin, Greene, Hamilton, Hocking, Holmes, Knox, Licking, Madison, Marion, Mercer, Miami, Morrow, Muskingum, Perry, Richland, Tuscarawas and Warren Counties in Ohio. The Company along with Park National Bank engages in the commercial banking and trust business in small and medium population Ohio communities. Park National Bank operates 116 banking offices in Ohio through eleven banking divisions with - the Park National Bank Division headquartered in Newark, Ohio; the Fairfield National Bank Division headquartered in Lancaster, Ohio; the Richland Bank Division headquartered in Mansfield, Ohio; the Century National Bank Division headquartered in Zanesville, Ohio; the First-Knox National Bank Division headquartered in Mount Vernon, Ohio; the Farmers Bank Division headquartered in Loudonville, Ohio; the United Bank, N.A. Division headquartered in Bucyrus, Ohio; the Second National Bank Division headquartered in Greenville, Ohio; the Security National Bank Division headquartered in Springfield, Ohio; the Unity National Bank Division headquartered in Piqua, Ohio; and The Park National Bank of Southwest Ohio & Northern Kentucky Division headquartered in Cincinnati, Ohio. Park National Bank, Guardian Financial Services Company (Guardian Finance) and SE Property Holdings, LLC (SEPH) comprises the Company's reportable operating segments. Guardian Finance, an Ohio consumer finance company based in Hilliard, Ohio, provides consumer finance services in the central Ohio area. Guardian Finance had five financial service offices spanning five counties in Ohio: Clark, Fairfield, Franklin, Licking and Montgomery. SEPH is a limited liability company, organized to purchase other real estate owned (OREO) from Vision Bank, a bank subsidiary of the Company, and continue to market such properties for sale. The services provided by the Company's subsidiary Park National Bank and its divisions include - the acceptance of deposits for demand, savings and time accounts and the servicing of those accounts; commercial, industrial, consumer and real estate lending, including installment loans, credit cards (which are offered through a third party), home equity lines of credit and commercial leasing; trust and wealth management services; cash management; safe deposit operations; electronic funds transfers; Internet and mobile banking solutions with bill pay service; and a variety of additional banking-related services tailored to the needs of individual custome

Ratios

vs
industry
vs
history
P/E(ttm) 18.51
PRK's P/E(ttm) is ranked lower than
75% of the 1491 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.32 vs. PRK: 18.51 )
Ranked among companies with meaningful P/E(ttm) only.
PRK' s P/E(ttm) Range Over the Past 10 Years
Min: 10.95  Med: 15.58 Max: 93.27
Current: 18.51
10.95
93.27
Forward P/E 17.83
PRK's Forward P/E is ranked lower than
86% of the 370 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.85 vs. PRK: 17.83 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 18.51
PRK's PE(NRI) is ranked lower than
75% of the 1493 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.36 vs. PRK: 18.51 )
Ranked among companies with meaningful PE(NRI) only.
PRK' s PE(NRI) Range Over the Past 10 Years
Min: 10.95  Med: 15.58 Max: 93.27
Current: 18.51
10.95
93.27
Price/Owner Earnings (ttm) 23.47
PRK's Price/Owner Earnings (ttm) is ranked lower than
83% of the 838 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.83 vs. PRK: 23.47 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
PRK' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 9.69  Med: 19.67 Max: 139.02
Current: 23.47
9.69
139.02
P/B 1.98
PRK's P/B is ranked lower than
88% of the 1580 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.05 vs. PRK: 1.98 )
Ranked among companies with meaningful P/B only.
PRK' s P/B Range Over the Past 10 Years
Min: 1.05  Med: 1.72 Max: 2.8
Current: 1.98
1.05
2.8
P/S 4.78
PRK's P/S is ranked lower than
79% of the 1588 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. PRK: 4.78 )
Ranked among companies with meaningful P/S only.
PRK' s P/S Range Over the Past 10 Years
Min: 1.7  Med: 3.57 Max: 5.83
Current: 4.78
1.7
5.83
PFCF 17.84
PRK's PFCF is ranked lower than
76% of the 803 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.62 vs. PRK: 17.84 )
Ranked among companies with meaningful PFCF only.
PRK' s PFCF Range Over the Past 10 Years
Min: 4.85  Med: 13.1 Max: 26.7
Current: 17.84
4.85
26.7
POCF 16.16
PRK's POCF is ranked lower than
80% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.12 vs. PRK: 16.16 )
Ranked among companies with meaningful POCF only.
PRK' s POCF Range Over the Past 10 Years
Min: 4.69  Med: 11.47 Max: 23.82
Current: 16.16
4.69
23.82
EV-to-EBIT 19.22
PRK's EV-to-EBIT is ranked lower than
71% of the 1278 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.74 vs. PRK: 19.22 )
Ranked among companies with meaningful EV-to-EBIT only.
PRK' s EV-to-EBIT Range Over the Past 10 Years
Min: -142  Med: 18.8 Max: 71.3
Current: 19.22
-142
71.3
EV-to-EBITDA 19.22
PRK's EV-to-EBITDA is ranked lower than
75% of the 1280 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. PRK: 19.22 )
Ranked among companies with meaningful EV-to-EBITDA only.
PRK' s EV-to-EBITDA Range Over the Past 10 Years
Min: -639.9  Med: 17.8 Max: 52.5
Current: 19.22
-639.9
52.5
PEG 3.70
PRK's PEG is ranked lower than
84% of the 736 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. PRK: 3.70 )
Ranked among companies with meaningful PEG only.
PRK' s PEG Range Over the Past 10 Years
Min: 1.34  Med: 3.73 Max: 14.31
Current: 3.7
1.34
14.31
Shiller P/E 21.19
PRK's Shiller P/E is ranked lower than
63% of the 486 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.59 vs. PRK: 21.19 )
Ranked among companies with meaningful Shiller P/E only.
PRK' s Shiller P/E Range Over the Past 10 Years
Min: 7.65  Med: 12.96 Max: 21.7
Current: 21.19
7.65
21.7

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.93
PRK's Dividend Yield is ranked higher than
67% of the 2207 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. PRK: 3.93 )
Ranked among companies with meaningful Dividend Yield only.
PRK' s Dividend Yield Range Over the Past 10 Years
Min: 3.23  Med: 5.44 Max: 8.94
Current: 3.93
3.23
8.94
Dividend Payout 0.73
PRK's Dividend Payout is ranked lower than
89% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. PRK: 0.73 )
Ranked among companies with meaningful Dividend Payout only.
PRK' s Dividend Payout Range Over the Past 10 Years
Min: 0.35  Med: 0.57 Max: 1.69
Current: 0.73
0.35
1.69
Forward Dividend Yield 3.93
PRK's Forward Dividend Yield is ranked higher than
63% of the 2090 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.14 vs. PRK: 3.93 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 4.04
PRK's Yield on cost (5-Year) is ranked higher than
57% of the 2524 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.48 vs. PRK: 4.04 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
PRK' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 3.33  Med: 5.61 Max: 9.21
Current: 4.04
3.33
9.21
3-Year Average Share Buyback Ratio 0.20
PRK's 3-Year Average Share Buyback Ratio is ranked higher than
79% of the 1039 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. PRK: 0.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
PRK' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -12.6  Med: -1.2 Max: 1.3
Current: 0.2
-12.6
1.3

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.23
PRK's Price/Tangible Book is ranked lower than
87% of the 1571 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. PRK: 2.23 )
Ranked among companies with meaningful Price/Tangible Book only.
PRK' s Price/Tangible Book Range Over the Past 10 Years
Min: 1.42  Med: 2.52 Max: 4.14
Current: 2.23
1.42
4.14
Price/Projected FCF 0.89
PRK's Price/Projected FCF is ranked lower than
72% of the 847 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.68 vs. PRK: 0.89 )
Ranked among companies with meaningful Price/Projected FCF only.
PRK' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.58  Med: 0.91 Max: 2.93
Current: 0.89
0.58
2.93
Price/Median PS Value 1.33
PRK's Price/Median PS Value is ranked lower than
81% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. PRK: 1.33 )
Ranked among companies with meaningful Price/Median PS Value only.
PRK' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.62  Med: 1.3 Max: 2.11
Current: 1.33
0.62
2.11
Price/Graham Number 1.36
PRK's Price/Graham Number is ranked lower than
85% of the 1372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. PRK: 1.36 )
Ranked among companies with meaningful Price/Graham Number only.
PRK' s Price/Graham Number Range Over the Past 10 Years
Min: 0.91  Med: 1.38 Max: 2.7
Current: 1.36
0.91
2.7
Earnings Yield (Greenblatt) (%) 5.20
PRK's Earnings Yield (Greenblatt) (%) is ranked lower than
56% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. PRK: 5.20 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
PRK' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 1.4  Med: 5.3 Max: 7.1
Current: 5.2
1.4
7.1
Forward Rate of Return (Yacktman) (%) 9.00
PRK's Forward Rate of Return (Yacktman) (%) is ranked lower than
58% of the 851 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.00 vs. PRK: 9.00 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
PRK' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -1.2  Med: 9.6 Max: 21.3
Current: 9
-1.2
21.3

More Statistics

Revenue (TTM) (Mil) $308.5
EPS (TTM) $ 5.17
Beta0.63
Short Percentage of Float4.67%
52-Week Range $79.01 - 99.68
Shares Outstanding (Mil)15.33

Analyst Estimate

Dec16 Dec17
Revenue (Mil $)
EPS ($) 5.37 5.60
EPS w/o NRI ($) 5.37 5.60
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($)
» More Articles for PRK

Headlines

Articles On GuruFocus.com
Park National Corp Reports Operating Results (10-K) Feb 28 2011 
Park National Corp (PRK) CEO Dan Delawder buys 2,000 Shares Mar 10 2009 

More From Other Websites
Park National Corp. breached its 50 day moving average in a Bearish Manner : PRK-US : August 18,... Aug 18 2016
ETF’s with exposure to Park National Corp. : August 9, 2016 Aug 09 2016
Park National Corp. breached its 50 day moving average in a Bullish Manner : PRK-US : August 8, 2016 Aug 08 2016
PARK NATIONAL CORP /OH/ Financials Aug 05 2016
Park National Corp. :PRK-US: Earnings Analysis: Q2, 2016 By the Numbers : August 4, 2016 Aug 04 2016
PARK NATIONAL CORP /OH/ Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Aug 01 2016
PARK NATIONAL CORP /OH/ Files SEC form 10-Q, Quarterly Report Jul 28 2016
Park National Corp. breached its 50 day moving average in a Bearish Manner : PRK-US : July 27, 2016 Jul 27 2016
Park National posts 2Q profit Jul 25 2016
Park National posts 2Q profit Jul 25 2016
Park National Corporation Reports Financial Results for Second Quarter and First Half of 2016 Jul 25 2016
Park National Corporation Reports Financial Results for Second Quarter and First Half of 2016 Jul 25 2016
PARK NATIONAL CORP /OH/ Files SEC form 8-K, Results of Operations and Financial Condition,... Jul 25 2016
Midwest Banks' Q2 Earnings to Watch: PRK, LKFN, HTLF & More Jul 22 2016
Park National Corp. breached its 50 day moving average in a Bearish Manner : PRK-US : July 5, 2016 Jul 05 2016
ETF’s with exposure to Park National Corp. : June 30, 2016 Jun 30 2016
Park National Corp. :PRK-US: Earnings Analysis: Q1, 2016 By the Numbers : June 28, 2016 Jun 28 2016
Park National Corp. breached its 50 day moving average in a Bullish Manner : PRK-US : June 24, 2016 Jun 24 2016
PARK NATIONAL CORP /OH/ Files SEC form 8-K, Entry into a Material Definitive Agreement, Creation of... May 23 2016
ETF’s with exposure to Park National Corp. : May 19, 2016 May 18 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)