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Also traded in: Germany, Mexico

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.96
PRU's Cash to Debt is ranked lower than
71% of the 90 Companies
in the Global Insurance - Life industry.

( Industry Median: 10.20 vs. PRU: 0.96 )
Ranked among companies with meaningful Cash to Debt only.
PRU' s Cash to Debt Range Over the Past 10 Years
Min: 0.26  Med: 0.52 Max: N/A
Current: 0.96
Equity to Asset 0.06
PRU's Equity to Asset is ranked lower than
65% of the 91 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.09 vs. PRU: 0.06 )
Ranked among companies with meaningful Equity to Asset only.
PRU' s Equity to Asset Range Over the Past 10 Years
Min: 0.03  Med: 0.06 Max: 0.08
Current: 0.06
0.03
0.08
Interest Coverage 10.44
PRU's Interest Coverage is ranked lower than
56% of the 63 Companies
in the Global Insurance - Life industry.

( Industry Median: 12.84 vs. PRU: 10.44 )
Ranked among companies with meaningful Interest Coverage only.
PRU' s Interest Coverage Range Over the Past 10 Years
Min: N/A  Med: 9999.00 Max: 9999.99
Current: 10.44
N/A
9999.99
F-Score: 6
M-Score: -2.50
WACC vs ROIC
7.40%
10.56%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 12.08
PRU's Operating margin (%) is ranked higher than
64% of the 90 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.91 vs. PRU: 12.08 )
Ranked among companies with meaningful Operating margin (%) only.
PRU' s Operating margin (%) Range Over the Past 10 Years
Min: -4.06  Med: 7.62 Max: 14.1
Current: 12.08
-4.06
14.1
Net-margin (%) 8.84
PRU's Net-margin (%) is ranked higher than
65% of the 91 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.55 vs. PRU: 8.84 )
Ranked among companies with meaningful Net-margin (%) only.
PRU' s Net-margin (%) Range Over the Past 10 Years
Min: -3.67  Med: 7.90 Max: 11.16
Current: 8.84
-3.67
11.16
ROE (%) 11.20
PRU's ROE (%) is ranked higher than
62% of the 91 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.65 vs. PRU: 11.20 )
Ranked among companies with meaningful ROE (%) only.
PRU' s ROE (%) Range Over the Past 10 Years
Min: -5.82  Med: 10.81 Max: 16.17
Current: 11.2
-5.82
16.17
ROA (%) 0.65
PRU's ROA (%) is ranked lower than
57% of the 91 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.73 vs. PRU: 0.65 )
Ranked among companies with meaningful ROA (%) only.
PRU' s ROA (%) Range Over the Past 10 Years
Min: -0.23  Med: 0.63 Max: 0.87
Current: 0.65
-0.23
0.87
Revenue Growth (3Y)(%) 4.90
PRU's Revenue Growth (3Y)(%) is ranked lower than
58% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.80 vs. PRU: 4.90 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
PRU' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 3.2  Med: 4.90 Max: 35.4
Current: 4.9
3.2
35.4
EBITDA Growth (3Y)(%) -22.70
PRU's EBITDA Growth (3Y)(%) is ranked lower than
94% of the 77 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.20 vs. PRU: -22.70 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
PRU' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -26  Med: 0.90 Max: 168.5
Current: -22.7
-26
168.5
EPS Growth (3Y)(%) -23.90
PRU's EPS Growth (3Y)(%) is ranked lower than
93% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.20 vs. PRU: -23.90 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
PRU' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -50.7  Med: 6.00 Max: 144.3
Current: -23.9
-50.7
144.3
» PRU's 10-Y Financials

Financials (Next Earnings Date: 2016-08-04)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

PRU Guru Trades in Q2 2015

Joel Greenblatt 8,675 sh (New)
Caxton Associates 9,600 sh (New)
Ken Heebner 945,000 sh (New)
Pioneer Investments 76,353 sh (New)
John Burbank 2,493 sh (New)
Sarah Ketterer 1,218,134 sh (+29.35%)
John Buckingham 95,317 sh (+1.43%)
Scott Black 97,262 sh (+1.16%)
David Dreman 24,635 sh (+0.59%)
Paul Tudor Jones Sold Out
Ken Fisher 5,531 sh (-1.72%)
Diamond Hill Capital 2,487,550 sh (-5.11%)
RS Investment Management 368,510 sh (-11.37%)
Jeremy Grantham 103,000 sh (-18.96%)
Ray Dalio 62,617 sh (-49.47%)
» More
Q3 2015

PRU Guru Trades in Q3 2015

Paul Tudor Jones 5,500 sh (New)
Steven Cohen 152,900 sh (New)
Joel Greenblatt 19,501 sh (+124.80%)
Sarah Ketterer 1,595,608 sh (+30.99%)
Ray Dalio 74,317 sh (+18.69%)
Scott Black 111,762 sh (+14.91%)
Pioneer Investments 84,198 sh (+10.27%)
David Dreman 26,893 sh (+9.17%)
Diamond Hill Capital 2,577,549 sh (+3.62%)
Ken Fisher 5,579 sh (+0.87%)
John Buckingham 96,059 sh (+0.78%)
John Burbank Sold Out
RS Investment Management Sold Out
Caxton Associates Sold Out
Ken Heebner 325,000 sh (-65.61%)
Jeremy Grantham 32,500 sh (-68.45%)
» More
Q4 2015

PRU Guru Trades in Q4 2015

Andreas Halvorsen 1,213,808 sh (New)
Joel Greenblatt 20,177 sh (+3.47%)
Sarah Ketterer 1,649,877 sh (+3.40%)
Ken Fisher 5,636 sh (+1.02%)
Ray Dalio Sold Out
Ken Heebner Sold Out
Jeremy Grantham Sold Out
Pioneer Investments Sold Out
Paul Tudor Jones Sold Out
David Dreman Sold Out
Steven Cohen Sold Out
John Buckingham 95,491 sh (-0.59%)
Diamond Hill Capital 637,133 sh (-75.28%)
Scott Black 27,284 sh (-75.59%)
» More
Q1 2016

PRU Guru Trades in Q1 2016

First Eagle Investment 11,800 sh (New)
Ray Dalio 36,317 sh (New)
David Dreman 26,238 sh (New)
Paul Tudor Jones 6,700 sh (New)
Andreas Halvorsen 2,258,442 sh (+86.06%)
Sarah Ketterer 1,969,150 sh (+19.35%)
Ken Fisher Sold Out
Diamond Hill Capital 633,060 sh (-0.64%)
Scott Black 26,612 sh (-2.46%)
John Buckingham 91,776 sh (-3.89%)
Joel Greenblatt 3,743 sh (-81.45%)
» More
» Details

Insider Trades

Latest Guru Trades with PRU

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Business Description

Industry: Insurance - Life » Insurance - Life
Compare:SHSE:601628, SHSE:601318, HKSE:01299, LSE:PRU, NYSE:MET, SHSE:601601 » details
Traded in other countries:PLL.Germany, PRU.Mexico,
Prudential Financial Inc through it's subsidiaries and affiliates, offers financial products and services, including life insurance, annuities, retirement-related services, mutual funds and investment management.

Prudential Financial Inc was founded in 1875. The Company through its subsidiaries and affiliates offers financial products and services, including life insurance, annuities, retirement-related services, mutual funds and investment management. It offers these products and services to individual and institutional customers through proprietary and third party distribution networks. The Company's businesses are separated into the Financial Services Businesses and the Closed Block Business. The Financial Services Businesses comprises its U.S. Retirement Solutions and Investment Management division, which consists of the Individual Annuities, Retirement, and Asset Management segments. Individual Annuities segment manufactures and distributes individual variable and fixed annuity products, to the U.S. mass affluent market. The Retirement segment manufactures and distributes products and provides administrative services for qualified and non-qualified retirement plans and offers pension risk transfer solutions, investment-only stable value products, guaranteed investment contracts, funding agreements, institutional and retail notes, structured settlement annuities and other group annuities. The Asset Management segment provides a broad array of investment management and advisory services by means of institutional portfolio management, mutual funds, asset securitization activity and other structured products, and strategic investments. U.S. Individual Life and Group Insurance division consists of the Individual Life and Group Insurance segments. The Individual Life segment manufactures and distributes individual variable life, term life and universal life insurance products to the U.S. mass middle, mass affluent and affluent markets. The Group Insurance segment manufactures and distributes a full range of group life, long-term and short-term group disability, and group corporate-, bank- and trust-owned life insurance in the U.S. mainly to institutional clients for use in connection with employee and plans and affinity groups. International Insurance division consists of the International Insurance segment, which manufactures and distributes individual life insurance, retirement and related products to the mass affluent and affluent markets in Japan, Korea and other foreign countries through its Life Planner operations. The Company's products include Life Insurance Protection Products, Accident and Health Products, Retirement Products and Annuity Products. In each of its businesses, the Company faces intense competition from insurance companies, asset managers and diversified financial institutions in the U.S. and abroad. The Company's businesses are subject to comprehensive regulation and supervision.

Top Ranked Articles about Prudential Financial Inc

Diamond Hill Capital Pares More Than 4 Dozen Stakes in 4th Quarter Guru trims holdings in Prudential, Microsoft, AIG
Diamond Hill Capital (Trades, Portfolio) reduced more than four dozen of its holdings in the fourth quarter. Most of those reductions were modest, but some were substantial. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 7.41
PRU's P/E(ttm) is ranked higher than
88% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.09 vs. PRU: 7.41 )
Ranked among companies with meaningful P/E(ttm) only.
PRU' s P/E(ttm) Range Over the Past 10 Years
Min: 5.07  Med: 12.12 Max: 71.11
Current: 7.41
5.07
71.11
Forward P/E 10.21
PRU's Forward P/E is ranked higher than
67% of the 33 Companies
in the Global Insurance - Life industry.

( Industry Median: 12.14 vs. PRU: 10.21 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 7.41
PRU's PE(NRI) is ranked higher than
90% of the 84 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.32 vs. PRU: 7.41 )
Ranked among companies with meaningful PE(NRI) only.
PRU' s PE(NRI) Range Over the Past 10 Years
Min: 5.06  Med: 12.13 Max: 74.8
Current: 7.41
5.06
74.8
Price/Owner Earnings (ttm) 6.64
PRU's Price/Owner Earnings (ttm) is ranked higher than
78% of the 50 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.77 vs. PRU: 6.64 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
PRU' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 1.37  Med: 9.77 Max: 253.23
Current: 6.64
1.37
253.23
P/B 0.72
PRU's P/B is ranked higher than
73% of the 89 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.28 vs. PRU: 0.72 )
Ranked among companies with meaningful P/B only.
PRU' s P/B Range Over the Past 10 Years
Min: 0.37  Med: 0.96 Max: 2.04
Current: 0.72
0.37
2.04
P/S 0.65
PRU's P/S is ranked higher than
68% of the 88 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.03 vs. PRU: 0.65 )
Ranked among companies with meaningful P/S only.
PRU' s P/S Range Over the Past 10 Years
Min: 0.16  Med: 0.72 Max: 1.51
Current: 0.65
0.16
1.51
POCF 2.48
PRU's POCF is ranked higher than
76% of the 63 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.27 vs. PRU: 2.48 )
Ranked among companies with meaningful POCF only.
PRU' s POCF Range Over the Past 10 Years
Min: 0.41  Med: 3.40 Max: 29.1
Current: 2.48
0.41
29.1
EV-to-EBIT 4.81
PRU's EV-to-EBIT is ranked higher than
77% of the 70 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.97 vs. PRU: 4.81 )
Ranked among companies with meaningful EV-to-EBIT only.
PRU' s EV-to-EBIT Range Over the Past 10 Years
Min: -38.8  Med: 9.60 Max: 34.5
Current: 4.81
-38.8
34.5
EV-to-EBITDA 4.74
PRU's EV-to-EBITDA is ranked higher than
76% of the 70 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.24 vs. PRU: 4.74 )
Ranked among companies with meaningful EV-to-EBITDA only.
PRU' s EV-to-EBITDA Range Over the Past 10 Years
Min: -109.7  Med: 8.90 Max: 28.4
Current: 4.74
-109.7
28.4
Shiller P/E 15.50
PRU's Shiller P/E is ranked higher than
56% of the 41 Companies
in the Global Insurance - Life industry.

( Industry Median: 15.96 vs. PRU: 15.50 )
Ranked among companies with meaningful Shiller P/E only.
PRU' s Shiller P/E Range Over the Past 10 Years
Min: 8.55  Med: 16.07 Max: 20.5
Current: 15.5
8.55
20.5

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.37
PRU's Dividend Yield is ranked lower than
58% of the 113 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.08 vs. PRU: 3.37 )
Ranked among companies with meaningful Dividend Yield only.
PRU' s Dividend Yield Range Over the Past 10 Years
Min: 0.81  Med: 1.92 Max: 7.06
Current: 3.37
0.81
7.06
Dividend Payout 0.24
PRU's Dividend Payout is ranked higher than
62% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.30 vs. PRU: 0.24 )
Ranked among companies with meaningful Dividend Payout only.
PRU' s Dividend Payout Range Over the Past 10 Years
Min: 0.13  Med: 0.34 Max: 1.04
Current: 0.24
0.13
1.04
Dividend Growth (3y) 14.40
PRU's Dividend Growth (3y) is ranked higher than
52% of the 50 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.20 vs. PRU: 14.40 )
Ranked among companies with meaningful Dividend Growth (3y) only.
PRU' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 14.60 Max: 35.7
Current: 14.4
0
35.7
Forward Dividend Yield 3.52
PRU's Forward Dividend Yield is ranked lower than
54% of the 114 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.44 vs. PRU: 3.52 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 9.17
PRU's Yield on cost (5-Year) is ranked higher than
80% of the 112 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.77 vs. PRU: 9.17 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
PRU' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 2.2  Med: 5.21 Max: 19.16
Current: 9.17
2.2
19.16
3-Year Average Share Buyback Ratio 1.10
PRU's 3-Year Average Share Buyback Ratio is ranked higher than
74% of the 66 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.50 vs. PRU: 1.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
PRU' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -3.7  Med: 1.60 Max: 5.5
Current: 1.1
-3.7
5.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.72
PRU's Price/Tangible Book is ranked higher than
78% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.61 vs. PRU: 0.72 )
Ranked among companies with meaningful Price/Tangible Book only.
PRU' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.59  Med: 0.95 Max: 1.95
Current: 0.72
0.59
1.95
Price/Projected FCF 0.91
PRU's Price/Projected FCF is ranked lower than
66% of the 56 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.58 vs. PRU: 0.91 )
Ranked among companies with meaningful Price/Projected FCF only.
PRU' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.68  Med: 1.11 Max: 2.31
Current: 0.91
0.68
2.31
Price/Median PS Value 0.90
PRU's Price/Median PS Value is ranked higher than
76% of the 83 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.02 vs. PRU: 0.90 )
Ranked among companies with meaningful Price/Median PS Value only.
PRU' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.37  Med: 1.07 Max: 1.9
Current: 0.9
0.37
1.9
Price/Graham Number 0.48
PRU's Price/Graham Number is ranked higher than
85% of the 75 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.92 vs. PRU: 0.48 )
Ranked among companies with meaningful Price/Graham Number only.
PRU' s Price/Graham Number Range Over the Past 10 Years
Min: 0.42  Med: 0.89 Max: 1.39
Current: 0.48
0.42
1.39
Earnings Yield (Greenblatt) (%) 20.80
PRU's Earnings Yield (Greenblatt) (%) is ranked higher than
82% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.70 vs. PRU: 20.80 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
PRU' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 2.9  Med: 8.80 Max: 24.1
Current: 20.8
2.9
24.1
Forward Rate of Return (Yacktman) (%) 11.95
PRU's Forward Rate of Return (Yacktman) (%) is ranked lower than
60% of the 58 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.69 vs. PRU: 11.95 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
PRU' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 0.9  Med: 23.10 Max: 31
Current: 11.95
0.9
31

More Statistics

Revenue (TTM) (Mil) $55,896
EPS (TTM) $ 10.73
Beta1.49
Short Percentage of Float1.31%
52-Week Range $57.19 - 92.60
Shares Outstanding (Mil)442.00

Analyst Estimate

Dec16 Dec17 Dec18
Revenue (Mil $) 51,298 48,584 50,208
EPS ($) 7.99 7.78 11.12
EPS without NRI ($) 7.99 7.78 11.12
EPS Growth Rate
(3Y to 5Y Estimate)
29.70%
» More Articles for PRU

Headlines

Articles On GuruFocus.com
Diamond Hill Capital Pares More Than 4 Dozen Stakes in 4th Quarter Feb 10 2016 
Plenty of Opportunity to Buy Individual Stocks: John Buckingham Feb 02 2016 
John Buckinham Says Rate Hike Will Benefit Value, Dividend, Financial Stocks Dec 22 2015 
Scott Black Ups Stake in Goldman Sachs, Goodyear Nov 20 2015 
Not Even a 21% Dividend Hike Justifies Prudential's High Price Nov 17 2015 
Moody Lynn & Lieberson Top Buys in Second Quarter Aug 27 2015 
Ken Heebner Invests in Financial Services Stocks in Second Quarter Aug 20 2015 
Zweig Advisers' Top Buys in the Second Quarter Aug 18 2015 
George Soros and Ken Heebner Sold Out this Life Insurance Company Mar 30 2015 
Torchmark´s Dividend Hike Does Not Justify Its Market Price Mar 30 2015 

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