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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.54
PRU's Cash to Debt is ranked lower than
81% of the 78 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.06 vs. PRU: 0.54 )
Ranked among companies with meaningful Cash to Debt only.
PRU' s 10-Year Cash to Debt Range
Min: 0.26  Med: 0.52 Max: N/A
Current: 0.54
Equity to Asset 0.06
PRU's Equity to Asset is ranked lower than
65% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.09 vs. PRU: 0.06 )
Ranked among companies with meaningful Equity to Asset only.
PRU' s 10-Year Equity to Asset Range
Min: 0.03  Med: 0.06 Max: 0.08
Current: 0.06
0.03
0.08
Interest Coverage 1.34
PRU's Interest Coverage is ranked lower than
95% of the 62 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.17 vs. PRU: 1.34 )
Ranked among companies with meaningful Interest Coverage only.
PRU' s 10-Year Interest Coverage Range
Min: 0.03  Med: 1.21 Max: 4.4
Current: 1.34
0.03
4.4
F-Score: 6
WACC vs ROIC
8.65%
5.15%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 5.95
PRU's Operating margin (%) is ranked lower than
63% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.42 vs. PRU: 5.95 )
Ranked among companies with meaningful Operating margin (%) only.
PRU' s 10-Year Operating margin (%) Range
Min: -4.06  Med: 5.91 Max: 14.1
Current: 5.95
-4.06
14.1
Net-margin (%) 4.35
PRU's Net-margin (%) is ranked lower than
63% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 6.25 vs. PRU: 4.35 )
Ranked among companies with meaningful Net-margin (%) only.
PRU' s 10-Year Net-margin (%) Range
Min: -3.67  Med: 6.00 Max: 11.16
Current: 4.35
-3.67
11.16
ROE (%) 6.05
PRU's ROE (%) is ranked lower than
75% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.86 vs. PRU: 6.05 )
Ranked among companies with meaningful ROE (%) only.
PRU' s 10-Year ROE (%) Range
Min: -5.82  Med: 10.34 Max: 16.17
Current: 6.05
-5.82
16.17
ROA (%) 0.33
PRU's ROA (%) is ranked lower than
79% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.73 vs. PRU: 0.33 )
Ranked among companies with meaningful ROA (%) only.
PRU' s 10-Year ROA (%) Range
Min: -0.23  Med: 0.62 Max: 0.87
Current: 0.33
-0.23
0.87
Revenue Growth (3Y)(%) 4.80
PRU's Revenue Growth (3Y)(%) is ranked lower than
72% of the 71 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.60 vs. PRU: 4.80 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
PRU' s 10-Year Revenue Growth (3Y)(%) Range
Min: 3.2  Med: 4.80 Max: 35.4
Current: 4.8
3.2
35.4
EBITDA Growth (3Y)(%) -21.70
PRU's EBITDA Growth (3Y)(%) is ranked lower than
100% of the 67 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.10 vs. PRU: -21.70 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
PRU' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -26.3  Med: -5.50 Max: 29
Current: -21.7
-26.3
29
EPS Growth (3Y)(%) -23.20
PRU's EPS Growth (3Y)(%) is ranked lower than
95% of the 64 Companies
in the Global Insurance - Life industry.

( Industry Median: 15.10 vs. PRU: -23.20 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
PRU' s 10-Year EPS Growth (3Y)(%) Range
Min: -49.2  Med: 6.70 Max: 139.8
Current: -23.2
-49.2
139.8
» PRU's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2014

PRU Guru Trades in Q3 2014

Paul Tudor Jones 16,825 sh (+230.62%)
Ken Heebner 455,000 sh (+35.82%)
Ray Dalio 49,476 sh (+21.34%)
Jeremy Grantham 141,400 sh (+9.27%)
David Dreman 3,454 sh (+3.38%)
Diamond Hill Capital 2,664,862 sh (+0.80%)
John Buckingham 85,124 sh (+0.54%)
Pioneer Investments 166,533 sh (unchged)
John Keeley 2,733 sh (unchged)
Jim Simons Sold Out
David Tepper Sold Out
RS Investment Management 869,968 sh (-0.10%)
George Soros 20,000 sh (-33.33%)
Steven Cohen 44,700 sh (-52.09%)
» More
Q4 2014

PRU Guru Trades in Q4 2014

Scott Black 28,000 sh (New)
Ken Fisher 5,852 sh (New)
Jim Simons 113,059 sh (New)
Steven Cohen 469,100 sh (+949.44%)
David Dreman 21,703 sh (+528.34%)
Diamond Hill Capital 2,849,184 sh (+6.92%)
Ray Dalio 50,876 sh (+2.83%)
John Buckingham 85,448 sh (+0.38%)
John Keeley 2,733 sh (unchged)
George Soros Sold Out
Ken Heebner Sold Out
Jeremy Grantham 118,500 sh (-16.20%)
RS Investment Management 681,468 sh (-21.67%)
Pioneer Investments 98,059 sh (-41.12%)
Paul Tudor Jones 8,201 sh (-51.26%)
» More
Q1 2015

PRU Guru Trades in Q1 2015

Sarah Ketterer 941,735 sh (New)
Scott Black 96,147 sh (+243.38%)
Ray Dalio 123,917 sh (+143.57%)
Paul Tudor Jones 12,548 sh (+53.01%)
David Dreman 24,491 sh (+12.85%)
John Buckingham 93,973 sh (+9.98%)
Jeremy Grantham 127,100 sh (+7.26%)
Jim Simons Sold Out
John Keeley Sold Out
Steven Cohen Sold Out
Pioneer Investments Sold Out
Ken Fisher 5,628 sh (-3.83%)
Diamond Hill Capital 2,621,597 sh (-7.99%)
RS Investment Management 415,768 sh (-38.99%)
» More
Q2 2015

PRU Guru Trades in Q2 2015

John Burbank 2,493 sh (New)
Pioneer Investments 76,353 sh (New)
Caxton Associates 9,600 sh (New)
Joel Greenblatt 8,675 sh (New)
Ken Heebner 945,000 sh (New)
Sarah Ketterer 1,218,134 sh (+29.35%)
John Buckingham 95,317 sh (+1.43%)
Scott Black 97,262 sh (+1.16%)
David Dreman 24,635 sh (+0.59%)
Paul Tudor Jones Sold Out
Ken Fisher 5,531 sh (-1.72%)
Diamond Hill Capital 2,487,550 sh (-5.11%)
RS Investment Management 368,510 sh (-11.37%)
RS Investment Management 368,510 sh (-11.37%)
Jeremy Grantham 103,000 sh (-18.96%)
Ray Dalio 62,617 sh (-49.47%)
» More
» Details

Insider Trades

Latest Guru Trades with PRU

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 14.80
PRU's P/E(ttm) is ranked lower than
65% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.30 vs. PRU: 14.80 )
Ranked among companies with meaningful P/E(ttm) only.
PRU' s 10-Year P/E(ttm) Range
Min: 5.17  Med: 12.46 Max: 63.61
Current: 14.8
5.17
63.61
Forward P/E 7.73
PRU's Forward P/E is ranked higher than
86% of the 51 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.49 vs. PRU: 7.73 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 14.90
PRU's PE(NRI) is ranked lower than
66% of the 73 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.20 vs. PRU: 14.90 )
Ranked among companies with meaningful PE(NRI) only.
PRU' s 10-Year PE(NRI) Range
Min: 5.22  Med: 12.28 Max: 66.39
Current: 14.9
5.22
66.39
P/B 0.88
PRU's P/B is ranked higher than
64% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.22 vs. PRU: 0.88 )
Ranked among companies with meaningful P/B only.
PRU' s 10-Year P/B Range
Min: 0.37  Med: 1.00 Max: 2.04
Current: 0.88
0.37
2.04
P/S 0.66
PRU's P/S is ranked higher than
62% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.89 vs. PRU: 0.66 )
Ranked among companies with meaningful P/S only.
PRU' s 10-Year P/S Range
Min: 0.16  Med: 0.78 Max: 1.5
Current: 0.66
0.16
1.5
POCF 2.17
PRU's POCF is ranked higher than
88% of the 69 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.85 vs. PRU: 2.17 )
Ranked among companies with meaningful POCF only.
PRU' s 10-Year POCF Range
Min: 0.4  Med: 3.81 Max: 36.07
Current: 2.17
0.4
36.07
EV-to-EBIT 13.45
PRU's EV-to-EBIT is ranked lower than
80% of the 69 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.05 vs. PRU: 13.45 )
Ranked among companies with meaningful EV-to-EBIT only.
PRU' s 10-Year EV-to-EBIT Range
Min: -450.9  Med: 11.25 Max: 45.6
Current: 13.45
-450.9
45.6
Shiller P/E 16.30
PRU's Shiller P/E is ranked lower than
53% of the 60 Companies
in the Global Insurance - Life industry.

( Industry Median: 16.05 vs. PRU: 16.30 )
Ranked among companies with meaningful Shiller P/E only.
PRU' s 10-Year Shiller P/E Range
Min: 2.68  Med: 11.59 Max: 31.34
Current: 16.3
2.68
31.34

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.86
PRU's Dividend Yield is ranked lower than
66% of the 100 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.43 vs. PRU: 2.86 )
Ranked among companies with meaningful Dividend Yield only.
PRU' s 10-Year Dividend Yield Range
Min: 0.81  Med: 1.67 Max: 7.06
Current: 2.86
0.81
7.06
Dividend Payout 0.40
PRU's Dividend Payout is ranked lower than
63% of the 90 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.30 vs. PRU: 0.40 )
Ranked among companies with meaningful Dividend Payout only.
PRU' s 10-Year Dividend Payout Range
Min: 0.13  Med: 0.44 Max: 1.11
Current: 0.4
0.13
1.11
Dividend growth (3y) 14.40
PRU's Dividend growth (3y) is ranked higher than
58% of the 53 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.40 vs. PRU: 14.40 )
Ranked among companies with meaningful Dividend growth (3y) only.
PRU' s 10-Year Dividend growth (3y) Range
Min: 0  Med: 14.60 Max: 35.7
Current: 14.4
0
35.7
Yield on cost (5-Year) 7.79
PRU's Yield on cost (5-Year) is ranked higher than
83% of the 103 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.49 vs. PRU: 7.79 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
PRU' s 10-Year Yield on cost (5-Year) Range
Min: 2.2  Med: 4.50 Max: 19.16
Current: 7.79
2.2
19.16
Share Buyback Rate 1.50
PRU's Share Buyback Rate is ranked higher than
77% of the 62 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.20 vs. PRU: 1.50 )
Ranked among companies with meaningful Share Buyback Rate only.
PRU' s 10-Year Share Buyback Rate Range
Min: 6.2  Med: 2.90 Max: -4.4
Current: 1.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.88
PRU's Price/Tangible Book is ranked higher than
75% of the 77 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.51 vs. PRU: 0.88 )
Ranked among companies with meaningful Price/Tangible Book only.
PRU' s 10-Year Price/Tangible Book Range
Min: 0.59  Med: 0.97 Max: 1.95
Current: 0.88
0.59
1.95
Price/Projected FCF 1.12
PRU's Price/Projected FCF is ranked lower than
76% of the 54 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.56 vs. PRU: 1.12 )
Ranked among companies with meaningful Price/Projected FCF only.
PRU' s 10-Year Price/Projected FCF Range
Min: 0.68  Med: 1.12 Max: 2.31
Current: 1.12
0.68
2.31
Price/Median PS Value 0.84
PRU's Price/Median PS Value is ranked higher than
77% of the 77 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.98 vs. PRU: 0.84 )
Ranked among companies with meaningful Price/Median PS Value only.
PRU' s 10-Year Price/Median PS Value Range
Min: 0.34  Med: 1.04 Max: 1.74
Current: 0.84
0.34
1.74
Price/Graham Number 0.75
PRU's Price/Graham Number is ranked higher than
68% of the 71 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.91 vs. PRU: 0.75 )
Ranked among companies with meaningful Price/Graham Number only.
PRU' s 10-Year Price/Graham Number Range
Min: 0.41  Med: 0.85 Max: 1.92
Current: 0.75
0.41
1.92
Earnings Yield (Greenblatt) (%) 7.40
PRU's Earnings Yield (Greenblatt) (%) is ranked lower than
68% of the 81 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.70 vs. PRU: 7.40 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
PRU' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 2.2  Med: 7.80 Max: 20.7
Current: 7.4
2.2
20.7
Forward Rate of Return (Yacktman) (%) 11.68
PRU's Forward Rate of Return (Yacktman) (%) is ranked lower than
61% of the 59 Companies
in the Global Insurance - Life industry.

( Industry Median: 16.15 vs. PRU: 11.68 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
PRU' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: 0.9  Med: 24.40 Max: 31.5
Current: 11.68
0.9
31.5

Analyst Estimate

Dec15 Dec16 Dec17
Revenue(Mil) 49,174 49,742 46,110
EPS($) 10.34 10.50 11.02
EPS without NRI($) 10.34 10.50 11.02

Business Description

Industry: Insurance - Life » Insurance - Life
Compare:LFC, PIAIF, AAGIY, CNPAY, CHPXF » details
Traded in other countries:PRU.Mexico, PLL.Germany,
Prudential Financial Inc was founded in 1875. The Company through its subsidiaries and affiliates offers financial products and services, including life insurance, annuities, retirement-related services, mutual funds and investment management. It offers these products and services to individual and institutional customers through proprietary and third party distribution networks. The Company's businesses are separated into the Financial Services Businesses and the Closed Block Business. The Financial Services Businesses comprises its U.S. Retirement Solutions and Investment Management division, which consists of the Individual Annuities, Retirement, and Asset Management segments. Individual Annuities segment manufactures and distributes individual variable and fixed annuity products, to the U.S. mass affluent market. The Retirement segment manufactures and distributes products and provides administrative services for qualified and non-qualified retirement plans and offers pension risk transfer solutions, investment-only stable value products, guaranteed investment contracts, funding agreements, institutional and retail notes, structured settlement annuities and other group annuities. The Asset Management segment provides a broad array of investment management and advisory services by means of institutional portfolio management, mutual funds, asset securitization activity and other structured products, and strategic investments. U.S. Individual Life and Group Insurance division consists of the Individual Life and Group Insurance segments. The Individual Life segment manufactures and distributes individual variable life, term life and universal life insurance products to the U.S. mass middle, mass affluent and affluent markets. The Group Insurance segment manufactures and distributes a full range of group life, long-term and short-term group disability, and group corporate-, bank- and trust-owned life insurance in the U.S. mainly to institutional clients for use in connection with employee and plans and affinity groups. International Insurance division consists of the International Insurance segment, which manufactures and distributes individual life insurance, retirement and related products to the mass affluent and affluent markets in Japan, Korea and other foreign countries through its Life Planner operations. The Company's products include Life Insurance Protection Products, Accident and Health Products, Retirement Products and Annuity Products. In each of its businesses, the Company faces intense competition from insurance companies, asset managers and diversified financial institutions in the U.S. and abroad. The Company's businesses are subject to comprehensive regulation and supervision.
» More Articles for PRU

Headlines

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