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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 1.32
PSTB's Cash to Debt is ranked higher than
73% of the 1259 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. PSTB: 1.32 )
PSTB' s 10-Year Cash to Debt Range
Min: 0.27   Max: No Debt
Current: 1.32

Equity to Asset 0.13
PSTB's Equity to Asset is ranked higher than
89% of the 1649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. PSTB: 0.13 )
PSTB' s 10-Year Equity to Asset Range
Min: 0.1   Max: 0.4
Current: 0.13

0.1
0.4
Interest Coverage 3.55
PSTB's Interest Coverage is ranked higher than
86% of the 1447 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. PSTB: 3.55 )
PSTB' s 10-Year Interest Coverage Range
Min: 0.09   Max: 3.55
Current: 3.55

0.09
3.55
F-Score: 5
Z-Score: 0.18
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 25.90
PSTB's Operating margin (%) is ranked higher than
69% of the 1594 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.40 vs. PSTB: 25.90 )
PSTB' s 10-Year Operating margin (%) Range
Min: -85.07   Max: 25.9
Current: 25.9

-85.07
25.9
Net-margin (%) 17.49
PSTB's Net-margin (%) is ranked higher than
67% of the 1613 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.45 vs. PSTB: 17.49 )
PSTB' s 10-Year Net-margin (%) Range
Min: -51.84   Max: 17.49
Current: 17.49

-51.84
17.49
ROE (%) 5.84
PSTB's ROE (%) is ranked higher than
66% of the 1615 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.13 vs. PSTB: 5.84 )
PSTB' s 10-Year ROE (%) Range
Min: -4.44   Max: 5.84
Current: 5.84

-4.44
5.84
ROA (%) 0.78
PSTB's ROA (%) is ranked higher than
74% of the 1616 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. PSTB: 0.78 )
PSTB' s 10-Year ROA (%) Range
Min: -1.28   Max: 0.78
Current: 0.78

-1.28
0.78
ROC (Joel Greenblatt) (%) 40.53
PSTB's ROC (Joel Greenblatt) (%) is ranked higher than
64% of the 1569 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.85 vs. PSTB: 40.53 )
PSTB' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -288.07   Max: 40.53
Current: 40.53

-288.07
40.53
Revenue Growth (%) 21.10
PSTB's Revenue Growth (%) is ranked higher than
97% of the 1443 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. PSTB: 21.10 )
PSTB' s 10-Year Revenue Growth (%) Range
Min: -27.7   Max: 21.1
Current: 21.1

-27.7
21.1
» PSTB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2013

PSTB Guru Trades in Q2 2013

Jim Simons 74,020 sh (-21.77%)
» More
Q3 2013

PSTB Guru Trades in Q3 2013

Jim Simons 119,070 sh (+60.86%)
» More
Q4 2013

PSTB Guru Trades in Q4 2013

Jim Simons 65,849 sh (-44.7%)
» More
Q1 2014

PSTB Guru Trades in Q1 2014

Jim Simons 146,278 sh (+122.14%)
» More
» Details

Insider Trades

Latest Guru Trades with PSTB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
George Soros 2011-09-30 Sold Out 0.0011%$3.4 - $5.1 $ 6.9565%0
George Soros 2011-06-30 New Buy$4.52 - $5.3 $ 6.9542%15700
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 19.80
PSTB's P/E(ttm) is ranked higher than
64% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.40 vs. PSTB: 19.80 )
PSTB' s 10-Year P/E(ttm) Range
Min: 18.35   Max: 180
Current: 19.8

18.35
180
P/B 1.20
PSTB's P/B is ranked higher than
71% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. PSTB: 1.20 )
PSTB' s 10-Year P/B Range
Min: 0.56   Max: 5.16
Current: 1.2

0.56
5.16
P/S 3.50
PSTB's P/S is ranked higher than
65% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.10 vs. PSTB: 3.50 )
PSTB' s 10-Year P/S Range
Min: 2.04   Max: 14.69
Current: 3.5

2.04
14.69
PFCF 11.10
PSTB's PFCF is ranked higher than
74% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 26.04 vs. PSTB: 11.10 )
PSTB' s 10-Year PFCF Range
Min: 5.72   Max: 338
Current: 11.1

5.72
338
EV-to-EBIT 12.47
PSTB's EV-to-EBIT is ranked higher than
82% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.36 vs. PSTB: 12.47 )
PSTB' s 10-Year EV-to-EBIT Range
Min: 11.4   Max: 86
Current: 12.47

11.4
86

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.10
PSTB's Dividend Yield is ranked lower than
79% of the 1405 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.43 vs. PSTB: 1.10 )
PSTB' s 10-Year Dividend Yield Range
Min: 0.28   Max: 0.93
Current: 1.1

0.28
0.93
Dividend Payout 0.17
PSTB's Dividend Payout is ranked higher than
89% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. PSTB: 0.17 )
PSTB' s 10-Year Dividend Payout Range
Min: 0.2   Max: 0.25
Current: 0.17

0.2
0.25
Yield on cost (5-Year) 1.10
PSTB's Yield on cost (5-Year) is ranked lower than
75% of the 1367 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.63 vs. PSTB: 1.10 )
PSTB' s 10-Year Yield on cost (5-Year) Range
Min: 0.28   Max: 0.93
Current: 1.1

0.28
0.93
Share Buyback Rate -48.10
PSTB's Share Buyback Rate is ranked lower than
51% of the 1242 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. PSTB: -48.10 )
PSTB' s 10-Year Share Buyback Rate Range
Min: -48.1   Max: -92.1
Current: -48.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.30
PSTB's Price/Tangible Book is ranked higher than
70% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.35 vs. PSTB: 1.30 )
PSTB' s 10-Year Price/Tangible Book Range
Min: 0.56   Max: 4.22
Current: 1.3

0.56
4.22
Price/DCF (Projected) 1.20
PSTB's Price/DCF (Projected) is ranked higher than
73% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. PSTB: 1.20 )
PSTB' s 10-Year Price/DCF (Projected) Range
Min: 1.1   Max: 1.21
Current: 1.2

1.1
1.21
Price/Median PS Value 1.00
PSTB's Price/Median PS Value is ranked higher than
77% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. PSTB: 1.00 )
PSTB' s 10-Year Price/Median PS Value Range
Min: 0.66   Max: 3.74
Current: 1

0.66
3.74
Price/Graham Number 1.10
PSTB's Price/Graham Number is ranked higher than
69% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.05 vs. PSTB: 1.10 )
PSTB' s 10-Year Price/Graham Number Range
Min: 1.04   Max: 11.49
Current: 1.1

1.04
11.49
Earnings Yield (Greenblatt) 8.00
PSTB's Earnings Yield (Greenblatt) is ranked higher than
76% of the 1588 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. PSTB: 8.00 )
PSTB' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.2   Max: 8.8
Current: 8

1.2
8.8
Forward Rate of Return (Yacktman) 2.65
PSTB's Forward Rate of Return (Yacktman) is ranked higher than
55% of the 1260 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.98 vs. PSTB: 2.65 )
PSTB' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 2.2   Max: 3.4
Current: 2.65

2.2
3.4

Business Description

Industry: Banks » Banks - Regional - US
Compare: » details
Park Sterling Corp, a North Carolina corporation was formed in October 6, 2010. It serves as the holding company for Park Sterling Bank (the "Bank") and is a bank holding company registered with the Federal Reserve Board. On January 1, 2011, the Company acquired all of the outstanding common stock of the Bank, on a one-for-one basis, in a statutory share exchange transaction effected under North Carolina law. Through its branches and offices, It provides banking services to small and mid-sized businesses, owner-occupied and income-producing real estate owners, institutions, and professionals and consumers doing business or residing within its target markets. It provides banking products, including personal, business and non-profit checking accounts, IOLTA accounts, individual retirement accounts, business and personal money market accounts, certificates of deposit, overdraft protection, safe deposit boxes and online banking. Its lending activities include short-to medium-term commercial, real estate, residential mortgage and home equity and consumer loans, as well as long-term residential mortgages. Its wealth management activities include investment management, personal trust services, institutional custody and investment brokerage services. Its cash management activities include sweep accounts, purchasing cards, ACH and wire payments. It competes for deposits in its banking markets with other commercial banks, savings banks and other thrift institutions, credit unions, agencies issuing United States government securities, and all other organizations and institutions engaged in money market transactions. In its lending activities, it competes with all other financial institutions as well as consumer finance companies, mortgage companies and other lenders. In Its wealth management activities, it competes with commercial and investment banking firms, investment advisory firms and brokerage firms. Bank holding companies and commercial banks are subject to extensive supervision and regulation by federal and state agencies. Bank holding companies and commercial banks are subject to extensive supervision and regulation by federal and state agencies.
» More Articles for PSTB

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More From Other Websites
PARK STERLING CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Jul 29 2014
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PARK STERLING CORP Files SEC form 8-K, Results of Operations and Financial Condition, Regulation FD... Jul 24 2014
Park Sterling Corporation Announces Results for Second Quarter 2014 Jul 24 2014
Park Sterling Corporation Announces Quarterly Cash Dividend on Common Shares Jul 23 2014
Park Sterling Corporation to Announce Second Quarter 2014 Results on July 24, 2014 Jun 30 2014
PARK STERLING CORP Files SEC form 8-K, Change in Directors or Principal Officers, Submission of... May 22 2014
PARK STERLING CORP Financials May 20 2014
PARK STERLING CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits May 14 2014
Park Sterling Bank management to meet with Sterne Agee May 14 2014
PARK STERLING CORP Files SEC form 10-Q, Quarterly Report May 09 2014
Park Sterling Corp.: Growing Fast But Is There Any More Meat On The Bones? May 01 2014
PARK STERLING CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits May 01 2014
Park Sterling Corporation Completes Merger With Provident Community Bancshares, Inc. May 01 2014
Park Sterling Bank Makes Major Upgrades to Mobile Banking App Apr 24 2014
PARK STERLING CORP Files SEC form 8-K, Results of Operations and Financial Condition, Regulation FD... Apr 24 2014
Park Sterling Corporation to Announce First Quarter 2014 Results on April 24, 2014 Mar 28 2014
Park Sterling's CEO Presents at Provident Community Bancshares, Inc. Merger Announcement Conference... Mar 05 2014
PARK STERLING CORP Files SEC form 8-K/A, Other Events, Regulation FD Disclosure, Financial... Mar 05 2014

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