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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

Cash to Debt 0.20
PVTBP's Cash to Debt is ranked higher than
55% of the 1254 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.36 vs. PVTBP: 0.20 )
PVTBP' s 10-Year Cash to Debt Range
Min: 0.06   Max: 2.95
Current: 0.2

Interest Coverage No Debt
PVTBP's Interest Coverage is ranked higher than
82% of the 1455 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.21 vs. PVTBP: No Debt )
PVTBP' s 10-Year Interest Coverage Range
Min: 1000   Max: 1000
Current: No Debt

F-Score: 6
Z-Score: 0.18
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

Operating margin (%) 35.14
PVTBP's Operating margin (%) is ranked higher than
84% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.41 vs. PVTBP: 35.14 )
PVTBP' s 10-Year Operating margin (%) Range
Min: -145.9   Max: 45.9
Current: 35.14

Net-margin (%) 21.78
PVTBP's Net-margin (%) is ranked higher than
78% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.45 vs. PVTBP: 21.78 )
PVTBP' s 10-Year Net-margin (%) Range
Min: -88.4   Max: 31.5
Current: 21.78

ROE (%) 2.35
PVTBP's ROE (%) is ranked higher than
80% of the 1620 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. PVTBP: 2.35 )
PVTBP' s 10-Year ROE (%) Range
Min: -41.2   Max: 18.4
Current: 2.35

ROA (%) 0.22
PVTBP's ROA (%) is ranked higher than
77% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. PVTBP: 0.22 )
PVTBP' s 10-Year ROA (%) Range
Min: -2.4   Max: 1.2
Current: 0.22

ROC (Joel Greenblatt) (%) 334.00
PVTBP's ROC (Joel Greenblatt) (%) is ranked higher than
97% of the 1574 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.99 vs. PVTBP: 334.00 )
PVTBP' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -375.6   Max: 334
Current: 334

Revenue Growth (%) -2.40
PVTBP's Revenue Growth (%) is ranked higher than
70% of the 1437 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. PVTBP: -2.40 )
PVTBP' s 10-Year Revenue Growth (%) Range
Min: -2.4   Max: 28.2
Current: -2.4

» PVTBP's 10-Y Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

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Preferred stocks of PrivateBancorp Inc

PVTBP26.587.05PrivateBancorp Capital Trust IV - 10% Trust Preferred


EV-to-EBIT 14.50
PVTBP's EV-to-EBIT is ranked higher than
77% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.41 vs. PVTBP: 14.50 )
PVTBP' s 10-Year EV-to-EBIT Range
Min: 16   Max: 24498.1
Current: 14.5


Dividend & Buy Back

Dividend Yield 7.05
PVTBP's Dividend Yield is ranked lower than
94% of the 1402 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.45 vs. PVTBP: 7.05 )
PVTBP' s 10-Year Dividend Yield Range
Min: 0.23   Max: 2.55
Current: 7.05

Yield on cost (5-Year) 7.10
PVTBP's Yield on cost (5-Year) is ranked lower than
93% of the 1356 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.64 vs. PVTBP: 7.10 )
PVTBP' s 10-Year Yield on cost (5-Year) Range
Min: 0.23   Max: 2.55
Current: 7.1


Valuation & Return


Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:TPB.Germany
PrivateBancorp Inc was incorporated in Delaware in 1989 and became a holding company registered under the Bank Holding Company Act of 1956, as amended. The Company, through its subsidiaries, provides customized business and personal financial services to middle-market commercial and commercial real estate companies as well as business owners, executives, entrepreneurs and wealthy families. The Banks deliver a sophisticated suite of tailored credit and non-credit solutions, including lending, treasury management, investment products, capital markets products and wealth management and trust services, to meet their clients' commercial and personal needs. Since the company's inception, it has expanded into multiple geographic markets in the Midwest and Southeastern United States through the creation of new banks and banking offices and the acquisition of existing banks. Its clients also have access to mortgage loans offered through The PrivateBank Mortgage Company, a subsidiary of the Company. Its services are organized around five lines of business: Illinois Commercial and Specialty Banking, National Commercial Banking, Commercial Real Estate, PrivateClients, and the PrivateWealth Group. Through Commercial Banking Services, the company offers a range of lending products to businesses owned by or affiliated with its clients. It offers lines of credit for working capital, term loans for equipment and other investment purposes, and letters of credit to support the commitments its clients make. The company's treasury management services include a suite of collection, disbursement, information reporting, and investment products to assist clients to optimize their cash flow. New commercial banking services include capital markets products such as interest rate protection, derivatives, options and foreign exchange. The company provides real estate loan products to businesses and individuals. It provides a range of fixed and floating-rate permanent and interim mortgages for its clients to finance a number of owner-occupied properties as well as investment properties, such as apartment buildings, office buildings, and shopping centers. It also provides construction lending for commercial developments. The wealth management services offered to clients of its The PrivateWealth Group include investment management, personal trust, guardianship and estate administration services, custody services, retirement accounts, and brokerage services. The Company's wealth management personnel work with its clients to define objectives, goals and strategies for their investment portfolios. It provides a range of commercial, real estate and personal lending products and services to its clients.

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