Switch to:
Also traded in: Germany, Mexico, Switzerland, UK

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash-to-Debt No Debt
PYPL's Cash-to-Debt is ranked higher than
90% of the 370 Companies
in the Global Credit Services industry.

( Industry Median: 9999.00 vs. PYPL: No Debt )
Ranked among companies with meaningful Cash-to-Debt only.
PYPL' s Cash-to-Debt Range Over the Past 10 Years
Min: 1.75  Med: N/A Max: No Debt
Current: No Debt
Equity-to-Asset 0.44
PYPL's Equity-to-Asset is ranked lower than
51% of the 348 Companies
in the Global Credit Services industry.

( Industry Median: 0.45 vs. PYPL: 0.44 )
Ranked among companies with meaningful Equity-to-Asset only.
PYPL' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.38  Med: 0.42 Max: 0.48
Current: 0.44
0.38
0.48
Interest Coverage No Debt
PYPL's Interest Coverage is ranked higher than
85% of the 369 Companies
in the Global Credit Services industry.

( Industry Median: 7.32 vs. PYPL: No Debt )
Ranked among companies with meaningful Interest Coverage only.
PYPL' s Interest Coverage Range Over the Past 10 Years
Min: No Debt  Med: No Debt Max: No Debt
Current: No Debt
Piotroski F-Score: 6
Altman Z-Score: 2.60
Beneish M-Score: -2.41
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 14.63
PYPL's Operating Margin % is ranked lower than
56% of the 365 Companies
in the Global Credit Services industry.

( Industry Median: 17.59 vs. PYPL: 14.63 )
Ranked among companies with meaningful Operating Margin % only.
PYPL' s Operating Margin % Range Over the Past 10 Years
Min: 14.63  Med: 15.8 Max: 16.22
Current: 14.63
14.63
16.22
Net Margin % 12.92
PYPL's Net Margin % is ranked higher than
52% of the 366 Companies
in the Global Credit Services industry.

( Industry Median: 11.76 vs. PYPL: 12.92 )
Ranked among companies with meaningful Net Margin % only.
PYPL' s Net Margin % Range Over the Past 10 Years
Min: 5.22  Med: 13.28 Max: 14.2
Current: 12.92
5.22
14.2
ROE % 10.00
PYPL's ROE % is ranked higher than
64% of the 370 Companies
in the Global Credit Services industry.

( Industry Median: 6.24 vs. PYPL: 10.00 )
Ranked among companies with meaningful ROE % only.
PYPL' s ROE % Range Over the Past 10 Years
Min: 5.36  Med: 10.5 Max: 25.85
Current: 10
5.36
25.85
ROA % 4.57
PYPL's ROA % is ranked higher than
71% of the 380 Companies
in the Global Credit Services industry.

( Industry Median: 2.21 vs. PYPL: 4.57 )
Ranked among companies with meaningful ROA % only.
PYPL' s ROA % Range Over the Past 10 Years
Min: 2.04  Med: 4.68 Max: 9.97
Current: 4.57
2.04
9.97
ROC (Joel Greenblatt) % 54.56
PYPL's ROC (Joel Greenblatt) % is ranked higher than
74% of the 306 Companies
in the Global Credit Services industry.

( Industry Median: 13.33 vs. PYPL: 54.56 )
Ranked among companies with meaningful ROC (Joel Greenblatt) % only.
PYPL' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 30.72  Med: 33.18 Max: 64.27
Current: 54.56
30.72
64.27
GuruFocus has detected 2 Warning Signs with PayPal Holdings Inc $PYPL.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» PYPL's 10-Y Financials

Financials (Next Earnings Date: 2017-04-26 Est.)


Revenue & Net Income
Cash & Debt
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

PYPL Guru Trades in Q1 2016

Leon Cooperman 1,295,800 sh (New)
Alan Fournier 3,203,686 sh (New)
Steve Mandel 10,430,118 sh (New)
Jim Simons 365,900 sh (+177.41%)
Keeley Asset Management Corp 86,640 sh (+55.10%)
David Carlson 1,200,000 sh (+4.35%)
Mario Gabelli 474,514 sh (+2.70%)
Mario Cibelli 235,000 sh (+2.17%)
PRIMECAP Management 6,730,700 sh (+0.73%)
Jerome Dodson 280,000 sh (unchged)
Chuck Royce 12,800 sh (unchged)
John Hussman 100,000 sh (unchged)
Jeremy Grantham Sold Out
Louis Moore Bacon Sold Out
First Pacific Advisors Sold Out
David Rolfe 4,764,395 sh (-0.37%)
Manning & Napier Advisors, Inc 7,359,229 sh (-3.07%)
NWQ Managers 1,616,170 sh (-4.94%)
Carl Icahn 37,828,419 sh (-18.25%)
Ken Fisher 320,422 sh (-20.05%)
Pioneer Investments 1,698,031 sh (-25.66%)
Murray Stahl 132,765 sh (-32.47%)
Seth Klarman 7,059,745 sh (-36.45%)
Dodge & Cox 436,388 sh (-46.36%)
George Soros 1,372,413 sh (-53.56%)
» More
Q2 2016

PYPL Guru Trades in Q2 2016

Joel Greenblatt 106,323 sh (New)
Paul Tudor Jones 50,724 sh (New)
Jim Simons 3,362,600 sh (+818.99%)
Steve Mandel 11,080,118 sh (+6.23%)
Pioneer Investments 1,781,407 sh (+4.91%)
Jerome Dodson 280,000 sh (unchged)
Chuck Royce 12,800 sh (unchged)
John Hussman 100,000 sh (unchged)
Mario Cibelli 235,000 sh (unchged)
David Carlson 1,200,000 sh (unchged)
David Rolfe 4,743,985 sh (-0.43%)
Leon Cooperman 1,281,300 sh (-1.12%)
PRIMECAP Management 6,629,000 sh (-1.51%)
Mario Gabelli 461,695 sh (-2.70%)
Alan Fournier 3,059,611 sh (-4.50%)
Keeley Asset Management Corp 82,440 sh (-4.85%)
Manning & Napier Advisors, Inc 6,851,409 sh (-6.90%)
Ken Fisher 290,498 sh (-9.34%)
Carl Icahn 33,897,153 sh (-10.39%)
NWQ Managers 1,407,732 sh (-12.90%)
Seth Klarman 5,664,087 sh (-19.77%)
Murray Stahl 106,312 sh (-19.92%)
George Soros 817,413 sh (-40.44%)
Dodge & Cox 248,563 sh (-43.04%)
» More
Q3 2016

PYPL Guru Trades in Q3 2016

Mario Cibelli 260,000 sh (+10.64%)
Ken Fisher 292,143 sh (+0.57%)
Jerome Dodson 280,000 sh (unchged)
David Carlson 1,200,000 sh (unchged)
Chuck Royce 12,800 sh (unchged)
Carl Icahn 33,897,153 sh (unchged)
John Hussman Sold Out
Jim Simons Sold Out
Steve Mandel Sold Out
Paul Tudor Jones Sold Out
Joel Greenblatt Sold Out
George Soros 811,385 sh (-0.74%)
Murray Stahl 103,443 sh (-2.70%)
Keeley Asset Management Corp 80,200 sh (-2.72%)
Mario Gabelli 443,789 sh (-3.88%)
Leon Cooperman 1,176,400 sh (-8.19%)
Seth Klarman 5,000,000 sh (-11.72%)
Pioneer Investments 1,570,574 sh (-11.84%)
David Rolfe 4,152,938 sh (-12.46%)
Dodge & Cox 216,163 sh (-13.03%)
Manning & Napier Advisors, Inc 5,595,125 sh (-18.34%)
PRIMECAP Management 4,862,900 sh (-26.64%)
NWQ Managers 990,426 sh (-29.64%)
Alan Fournier 1,577,511 sh (-48.44%)
» More
Q4 2016

PYPL Guru Trades in Q4 2016

Jim Simons 3,376,300 sh (New)
Steven Cohen 3,000 sh (New)
Steve Mandel 12,499,315 sh (New)
Alan Fournier 1,924,561 sh (+22.00%)
NWQ Managers 1,082,703 sh (+9.32%)
Ken Fisher 296,958 sh (+1.65%)
Mario Gabelli 445,001 sh (+0.27%)
Jerome Dodson 280,000 sh (unchged)
David Carlson 1,200,000 sh (unchged)
Chuck Royce 12,800 sh (unchged)
Mario Cibelli 260,000 sh (unchged)
Seth Klarman Sold Out
Murray Stahl 103,328 sh (-0.11%)
George Soros 807,413 sh (-0.49%)
PRIMECAP Management 4,813,700 sh (-1.01%)
Carl Icahn 33,397,153 sh (-1.48%)
Keeley Asset Management Corp 77,400 sh (-3.49%)
Dodge & Cox 198,020 sh (-8.39%)
David Rolfe 3,612,377 sh (-13.02%)
Manning & Napier Advisors, Inc 4,698,945 sh (-16.02%)
Leon Cooperman 892,900 sh (-24.10%)
Pioneer Investments 257,697 sh (-83.59%)
» More
» Details

Insider Trades

Latest Guru Trades with PYPL

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Credit Services » Credit Services    NAICS: 522390    SIC: 7389
Compare:NYSE:COF, NYSE:AXP, NYSE:SYF, NYSE:DFS, NYSE:IX, NYSE:ADS, NYSE:WU, NYSE:TSS, OTCPK:FPLPY, OTCPK:EDNMY, NAS:SLM, NAS:NAVI, NAS:CACC, OTCPK:ELEEF, NYSE:OMF, NYSE:FCFS, NYSE:LC, NAS:HAWK, NYSE:NNI, NYSE:GDOT » details
Traded in other countries:2PP.Germany, PYPL.Mexico, PYPL.Switzerland, 0R9U.UK,
PayPal Holdings Inc is a technology platform company that enables digital and mobile payments on behalf of consumers and merchants. The Company's payments platform includes PayPal, PayPal Credit, Venmo and Braintree products.

PayPal provides electronic payment solutions to both merchants and consumers. The company's digital wallet securely and conveniently stores customer account data. PayPal also facilitates payment processing for merchants. The firm earns revenue through transaction fees and by providing a variety of other financial services, including lending.

Guru Investment Theses on PayPal Holdings Inc

David Rolfe Comments on PayPal Holdings - Oct 15, 2015

During the quarter, we initiated positions in PayPal Holdings (NASDAQ:PYPL), a leading provider of digital payment acceptance and merchant payment solutions. Recently spun out from long-time parent, eBay Inc., PayPal operates in over 200 markets with over 50% of net revenues derived from non-US markets.

A pioneering force in online payment acceptance, PayPal traces its roots back to the late 1990’s most notably with the founding of PayPal. At the time, emerging online marketplaces, such as eBay, while growing rapidly, were in need of a digital payment solution to parallel that growth. PayPal fulfilled that demand and was particularly successful, in part, due to its simplicity and novel approach of aggregating small and mid-sized merchants onto its platform, allowing many emerging online merchants to bypass the prevailing and expensive process of using a merchant bank.

Despite rapid growth of non -eBay merchants, PayPal’s business quickly became disproportionately concentrated with eBay merchants, so PayPal shareholders sold the business to eBay in 2002. eBay aggressively reinvested in the PayPal platform, expanding its reach to more non-eBay merchants, adding services beyond acceptance, including mobile, and broadening its geographical presence, increasing the platform’s relevance in the lucrative cross-border exchange market. All told, prior to eBay’s purchase, PayPal was handling just over $2 billion in total payment volume (TPV). Over the last 12 months through June 2015, PayPal cleared over $250 billion in TPV.

Not to be understated, we believe eBay’s online marketplace expansion was a crucial element that fostered PayPal’s tremendous scaling in the small and mid-sized merchant payment market. While there are several merchant aggregating start-ups and competitive offerings by players in adjacent markets, we believe they all lack the low/no cost marketing exposure that PayPal possessed when it was naturally offered along-side eBay’s multi-decade, marketplace expansion. So while the internet certainly makes it easier to compete, at least compared to the early years of payment aggregation, we believe competitors still face substantially higher costs to generate awareness and adoption, given a dearth of natural, globally expanding merchant partners.

PayPal gained significant scale in the underserved small and mid-sized merchant payment markets, helping the Company carve out exceptional operating margins relative to other merchant payment service providers. However, we expect much of the Company’s future developed market growth will come by serving larger merchants that might pay lower acceptance rates, but more than offset those lower rates with disproportionately higher volume. Ironically, we think it is the separation of PayPal Holdings from eBay that should allow for an acceleration in PayPal’s growth, particularly with those larger merchants (e.g. Amazon) that previously shunned PayPal, given its position as a subsidiary to a competitor.

However, PayPal’s global scale continues to serve small and mid-sized merchants as well, particularly when it comes to opening up new geographical markets. For instance, earlier this year PayPal established its China Connect service with China’s largest bank card issuer, UnionPay. Prior to the launch of this service, it was difficult for non -Chinese merchants to accept UnionPay cards. PayPal Connect now allows any of PayPal’s 10 million merchants to accept payment from one of the several billion UnionPay cards in force6. PayPal captures this value by levying cross-border and foreign exchange fees in addition to typical acceptance fees. While cross border transactions represent about one quarter of PayPal’s transactions, we estimate that they represent a larger percentage of profitability and will continue to grow disproportionately to domestic TPV.

In addition, we expect PayPal will continue to leverage its leadership in mobile payments. Having processed over $45 billion in mobile TPV during 2014, a more than 18-fold increase compared to 20107, mobile now represents 30% of PayPal’s TPV through June 2015. The Company’s marquee mobile assets are its PayPal and recently acquired Venmo apps for iOS and Android, as well as Xoom for P2P wire transfer, and Braintree, which provides more robust merchant services, beyond just payment acceptance. While PayPal’s presence “in-store” (i.e. at the physical point of sale) is very limited, we expect the Company’s raft of investments in mobile will serve to blur the distinction between online and in-store payment experiences and help the Company take share from less innovative in-store payment incumbents.

A key element of our process involves diversifying our holdings based on their business models. While we recognize that PayPal Holdings and Visa (another portfolio holding) compete in the payments industry, we think their value propositions are substantially different. Consider, the payments industry is vast - approximately $200-$250 trillion of payments move through the global payments system, annually8. Usually, on one side of payments are merchants, and on the other side are card issuing banks and their customers. Visa is a key negotiator and enabler of payment interchange – authorizing, clearing and settling payments between card issuing banks and merchant banks. Visa captures value by charging network fees for each stop a payment makes through this payment system. In contrast, a core value proposition for PayPal is to provide payment aggregation for merchants, where PayPal essentially takes the place of a merchant bank, but without the complex and expensive underwriting process. PayPal captures value by taking the difference between what it charges the merchant for acceptance (and other ancillary fees), and the cost of interchange. So while both Visa and PayPal operate in the payments industry, we think their value propositions are substantially different, and therefore offer an acceptable level of diversification between their respective profitability profiles.

PayPal is a cash machine. Having long overcome the fixed costs necessary to run its business, we expect capital expenditure requirements should grow at a slower rate than operating cash flows. In addition, the Company’s balance sheet sports around $6 billion in net cash on a market cap of about $40 billion. Given the various reinvestment initiatives undertaken over the past few quarters, we think FCF can eclipse $2 billion over the next 12 to 18 months (which compares to management's 2015 guidance of $1.7 billion) and can compound at 15 to 20% over the next several years. Relative to PayPal’s current enterprise value (EV) of about $35 billion, this EV/FCF ratio represents an excellent opportunity as we think there are few companies capable of posting levels of high-quality growth.

From David Rolfe (Trades, Portfolio)'s Wedgewood Partners third quarter 2015 letter.

Check out David Rolfe latest stock trades

Top Ranked Articles about PayPal Holdings Inc

PayPal Aiming to Dominate Global Payments PayPal’s 'uncluttered' nature of transactions cements its place in payment industry
There are four top players in the payments industry: Visa (NYSE:V), Mastercard (NYSE:MA), American Express (NYSE:AXP) and PayPal (NASDAQ:PYPL). Visa is the largest payments processing company in the world, Mastercard has been keeping as close as it possibly can to Visa and American Express serves the high-end customers in the credit card industry. PayPal seems to be the odd one out in this group, but it has the most unique offering. Read more...
PayPal Finally Matching on Its Own After Spinoff Company is now able to devote funds to growth-oriented projects
Last week, PayPal (NASDAQ:PYPL) shares jumped nearly 10% following the company’s announcement of third quarter results that beat analyst estimates. The company’s earnings were in line with Wall Street's expectations of 35 cents per share, but it wiped out expectations on revenue and issued a bullish guidance, thereby leading to the surge in stock price. Read more...
PayPal’s Edge in the Mobile Wallet Space With a ‘ready to switch’ user base, can PayPal move quickly and capture the mobile payment market?
There is no doubt that PayPal (NASDAQ:PYPL) is one of the fastest growing financial services companies in the world, nearly doubling its revenue from $5.6 billion in 2012 to $9.24 billion in 2015. During the same period, Visa (NYSE:V), the world’s largest payments processor, grew from $10.42 billion to $13.88 billion in 2015. Visa added $3.46 billion to their top line in three years while Paypal added $3.58 billion. Not bad for a company that is just 17 years old. Read more...
PayPal’s Biggest Threat Is Still Unknown, but It Is Out There Company's services are only partially available in emerging and developing countries
PayPal (NASDAQ:PYPL) is the world’s largest online payments platform and its transition in the mobile payments market appears to be taking shape with user-friendly secure apps created for the main market drivers. Read more...
Why PayPal Is Petrified Apple, Google and Samsung are the real competitors
After spending years and years fighting against each other, PayPal (NASDAQ:PYPL) and Visa (NYSE:Vannounced a truce last month, signaling a huge tipping point in the payments world. Visa has long treated PayPal as an adversary because it was possibly the only company that came close to breaking Visa’s payment network moat. Read more...
'Elon Musk: Tesla, SpaceX and the Quest for a Fantastic Future' 3 qualities I learned about Musk from Ashlee Vance's book
"Elon Musk: Tesla, SpaceX and the Quest for a Fantastic Future" informed me of three qualities that Musk possesses that are beneficial to any investor or entrepreneur. Read more...
Carl Icahn Sells Apple, Tegna, Paypal Apple's sale had a high impact on his total assets
Carl Icahn (Trades, Portfolio) is an activist investor. He takes minority stakes in public companies and typically pushes for change. The following were his heavily weighted trades in the first quarter: Read more...
Alan Fournier Acquires Stake in PayPal Holdings PayPal has no debt and its market cap and enterprise value have been growing since eBay purchased the company
Guru Alan Fournier (Trades, Portfolio) purchased a 3,203,686-share stake in PayPal Holdings (NASDAQ:PYPL) in the first quarter. Read more...

Ratios

vs
industry
vs
history
PE Ratio 37.16
PYPL's PE Ratio is ranked lower than
76% of the 377 Companies
in the Global Credit Services industry.

( Industry Median: 15.40 vs. PYPL: 37.16 )
Ranked among companies with meaningful PE Ratio only.
PYPL' s PE Ratio Range Over the Past 10 Years
Min: 29.96  Med: 35.55 Max: 69.43
Current: 37.16
29.96
69.43
Forward PE Ratio 25.13
PYPL's Forward PE Ratio is ranked lower than
85% of the 67 Companies
in the Global Credit Services industry.

( Industry Median: 12.47 vs. PYPL: 25.13 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 37.16
PYPL's PE Ratio without NRI is ranked lower than
76% of the 357 Companies
in the Global Credit Services industry.

( Industry Median: 15.40 vs. PYPL: 37.16 )
Ranked among companies with meaningful PE Ratio without NRI only.
PYPL' s PE Ratio without NRI Range Over the Past 10 Years
Min: 29.96  Med: 35.55 Max: 69.43
Current: 37.16
29.96
69.43
PB Ratio 3.54
PYPL's PB Ratio is ranked lower than
83% of the 400 Companies
in the Global Credit Services industry.

( Industry Median: 1.31 vs. PYPL: 3.54 )
Ranked among companies with meaningful PB Ratio only.
PYPL' s PB Ratio Range Over the Past 10 Years
Min: 2.82  Med: 3.33 Max: 3.75
Current: 3.54
2.82
3.75
PS Ratio 4.84
PYPL's PS Ratio is ranked lower than
61% of the 398 Companies
in the Global Credit Services industry.

( Industry Median: 3.46 vs. PYPL: 4.84 )
Ranked among companies with meaningful PS Ratio only.
PYPL' s PS Ratio Range Over the Past 10 Years
Min: 4.2  Med: 4.71 Max: 5.17
Current: 4.84
4.2
5.17
Price-to-Free-Cash-Flow 21.09
PYPL's Price-to-Free-Cash-Flow is ranked lower than
82% of the 120 Companies
in the Global Credit Services industry.

( Industry Median: 9.59 vs. PYPL: 21.09 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
PYPL' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 18.9  Med: 21.9 Max: 25.19
Current: 21.09
18.9
25.19
Price-to-Operating-Cash-Flow 16.62
PYPL's Price-to-Operating-Cash-Flow is ranked lower than
79% of the 146 Companies
in the Global Credit Services industry.

( Industry Median: 8.79 vs. PYPL: 16.62 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
PYPL' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 14.89  Med: 16.64 Max: 18.19
Current: 16.62
14.89
18.19
EV-to-EBIT 29.68
PYPL's EV-to-EBIT is ranked lower than
63% of the 345 Companies
in the Global Credit Services industry.

( Industry Median: 17.67 vs. PYPL: 29.68 )
Ranked among companies with meaningful EV-to-EBIT only.
PYPL' s EV-to-EBIT Range Over the Past 10 Years
Min: 17.8  Med: 24.95 Max: 30
Current: 29.68
17.8
30
EV-to-EBITDA 20.40
PYPL's EV-to-EBITDA is ranked lower than
55% of the 356 Companies
in the Global Credit Services industry.

( Industry Median: 14.33 vs. PYPL: 20.40 )
Ranked among companies with meaningful EV-to-EBITDA only.
PYPL' s EV-to-EBITDA Range Over the Past 10 Years
Min: 12.4  Med: 17.65 Max: 20.6
Current: 20.4
12.4
20.6
Current Ratio 1.52
PYPL's Current Ratio is ranked lower than
68% of the 174 Companies
in the Global Credit Services industry.

( Industry Median: 2.74 vs. PYPL: 1.52 )
Ranked among companies with meaningful Current Ratio only.
PYPL' s Current Ratio Range Over the Past 10 Years
Min: 1.3  Med: 1.42 Max: 1.52
Current: 1.52
1.3
1.52
Quick Ratio 1.52
PYPL's Quick Ratio is ranked lower than
66% of the 174 Companies
in the Global Credit Services industry.

( Industry Median: 2.59 vs. PYPL: 1.52 )
Ranked among companies with meaningful Quick Ratio only.
PYPL' s Quick Ratio Range Over the Past 10 Years
Min: 1.3  Med: 1.42 Max: 1.52
Current: 1.52
1.3
1.52
Days Sales Outstanding 7.20
PYPL's Days Sales Outstanding is ranked higher than
60% of the 183 Companies
in the Global Credit Services industry.

( Industry Median: 13.24 vs. PYPL: 7.20 )
Ranked among companies with meaningful Days Sales Outstanding only.
PYPL' s Days Sales Outstanding Range Over the Past 10 Years
Min: 2.82  Med: 4.19 Max: 7.2
Current: 7.2
2.82
7.2

Buy Back

vs
industry
vs
history

Valuation & Return

vs
industry
vs
history
Price-to-Net-Current-Asset-Value 7.09
PYPL's Price-to-Net-Current-Asset-Value is ranked lower than
74% of the 201 Companies
in the Global Credit Services industry.

( Industry Median: 2.33 vs. PYPL: 7.09 )
Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.
PYPL' s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 6.49  Med: 7.26 Max: 8.03
Current: 7.09
6.49
8.03
Price-to-Tangible-Book 4.98
PYPL's Price-to-Tangible-Book is ranked lower than
86% of the 377 Companies
in the Global Credit Services industry.

( Industry Median: 1.32 vs. PYPL: 4.98 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
PYPL' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 4.56  Med: 4.66 Max: 5.03
Current: 4.98
4.56
5.03
Price-to-Median-PS-Value 1.03
PYPL's Price-to-Median-PS-Value is ranked higher than
50% of the 359 Companies
in the Global Credit Services industry.

( Industry Median: 1.02 vs. PYPL: 1.03 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
PYPL' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.94  Med: 0.98 Max: 1.04
Current: 1.03
0.94
1.04
Price-to-Graham-Number 2.87
PYPL's Price-to-Graham-Number is ranked lower than
83% of the 261 Companies
in the Global Credit Services industry.

( Industry Median: 1.02 vs. PYPL: 2.87 )
Ranked among companies with meaningful Price-to-Graham-Number only.
PYPL' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 2.64  Med: 2.7 Max: 2.89
Current: 2.87
2.64
2.89
Earnings Yield (Greenblatt) % 3.37
PYPL's Earnings Yield (Greenblatt) % is ranked lower than
53% of the 344 Companies
in the Global Credit Services industry.

( Industry Median: 4.40 vs. PYPL: 3.37 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
PYPL' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 3.3  Med: 4 Max: 5.6
Current: 3.37
3.3
5.6

More Statistics

Revenue (TTM) (Mil) $10,842
EPS (TTM) $ 1.16
Short Percentage of Float2.73%
52-Week Range $34.00 - 44.52
Shares Outstanding (Mil)1,207.58

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $) 12,635 14,618 16,846
EPS ($) 1.73 2.00 2.21
EPS without NRI ($) 1.73 2.00 2.21
EPS Growth Rate
(Future 3Y To 5Y Estimate)
14.89%
Dividends per Share ($)
» More Articles for PYPL

Headlines

Articles On GuruFocus.com
Elon Musk Invests in Tesla Mar 22 2017 
Will Apple Be the Next AAA-Rated Company? Mar 20 2017 
These Catalysts Will Give the Fintech Industry Its Next Leg Up Mar 06 2017 
Why Businesses That Sell to Consumers Are the Most Durable Mar 06 2017 
Where Seth Klarman Sees Value in Today’s Market Feb 15 2017 
A Review of PayPal Metrics for 2016 and the Way Forward Feb 14 2017 
PayPal Aiming to Dominate Global Payments Jan 21 2017 
Behind PayPal’s and Venmo’s Mobile Payments Dominance Dec 28 2016 
These 2 Companies Will Emerge as Mobile Wallet Market Leaders Dec 27 2016 
2 Gurus Add to Their Stakes in Tesla Motors Dec 16 2016 

More From Other Websites
Why PayPal’s Deal with Oro Is So Important Mar 23 2017
Here’s How PayPal Could Make a Competition Crisis an Opportunity Mar 23 2017
PayPal and Its Pursuit of Businesses Mar 23 2017
Here’s What PayPal’s Partnership with MakeMyTrip Could Lead To Mar 22 2017
PayPal and the Lawsuit over Charitable Donations Mar 22 2017
A Look at PayPal’s Investment in Viva Republica Mar 22 2017
3 stocks retail traders can still buy: Expert Mar 20 2017
Will Apple Be the Next AAA-Rated Company? Mar 20 2017
PayPal Holdings, Inc. :PYPL-US: Earnings Analysis: Q4, 2016 By the Numbers : March 20, 2017 Mar 20 2017
Is IBM Plotting to Put PayPal Out of Business? Mar 20 2017
PayPal's Venmo Faces Google, Banks Mar 17 2017
This Latin-Based Internet Stock Is Immune to Trump's Protectionism Mar 17 2017
PayPal CFO: Focus on fintech Mar 16 2017
Is Google’s new mobile payments product a Venmo killer? Mar 15 2017
PayPal's Venmo Beats Back Facebook; Next Rival Google Breaks Out Mar 15 2017

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)