Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.21
RBCAA's Cash to Debt is ranked lower than
83% of the 973 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. RBCAA: 0.21 )
Ranked among companies with meaningful Cash to Debt only.
RBCAA' s 10-Year Cash to Debt Range
Min: 0.05  Med: 0.16 Max: N/A
Current: 0.21
Equity to Asset 0.14
RBCAA's Equity to Asset is ranked higher than
81% of the 1290 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. RBCAA: 0.14 )
Ranked among companies with meaningful Equity to Asset only.
RBCAA' s 10-Year Equity to Asset Range
Min: 0.07  Med: 0.09 Max: 0.17
Current: 0.14
0.07
0.17
Interest Coverage 2.26
RBCAA's Interest Coverage is ranked higher than
59% of the 1205 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. RBCAA: 2.26 )
Ranked among companies with meaningful Interest Coverage only.
RBCAA' s 10-Year Interest Coverage Range
Min: 0.29  Med: 0.85 Max: 8.07
Current: 2.26
0.29
8.07
F-Score: 4
WACC vs ROIC
4.55%
2.79%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 29.33
RBCAA's Operating margin (%) is ranked higher than
50% of the 1357 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.54 vs. RBCAA: 29.33 )
Ranked among companies with meaningful Operating margin (%) only.
RBCAA' s 10-Year Operating margin (%) Range
Min: -167.65  Med: 31.84 Max: 56.47
Current: 29.33
-167.65
56.47
Net-margin (%) 19.28
RBCAA's Net-margin (%) is ranked lower than
57% of the 1356 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.24 vs. RBCAA: 19.28 )
Ranked among companies with meaningful Net-margin (%) only.
RBCAA' s 10-Year Net-margin (%) Range
Min: 15.95  Med: 23.43 Max: 83.38
Current: 19.28
15.95
83.38
ROE (%) 5.48
RBCAA's ROE (%) is ranked lower than
69% of the 1355 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.13 vs. RBCAA: 5.48 )
Ranked among companies with meaningful ROE (%) only.
RBCAA' s 10-Year ROE (%) Range
Min: 4.64  Med: 14.23 Max: 24.13
Current: 5.48
4.64
24.13
ROA (%) 0.84
RBCAA's ROA (%) is ranked higher than
52% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. RBCAA: 0.84 )
Ranked among companies with meaningful ROA (%) only.
RBCAA' s 10-Year ROA (%) Range
Min: 0.27  Med: 1.08 Max: 3.5
Current: 0.84
0.27
3.5
ROC (Joel Greenblatt) (%) 143.09
RBCAA's ROC (Joel Greenblatt) (%) is ranked higher than
70% of the 1348 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 74.52 vs. RBCAA: 143.09 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
RBCAA' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -34.13  Med: 122.53 Max: 541.99
Current: 143.09
-34.13
541.99
Revenue Growth (3Y)(%) -18.20
RBCAA's Revenue Growth (3Y)(%) is ranked lower than
91% of the 1149 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. RBCAA: -18.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
RBCAA' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0  Med: 13.40 Max: 87.1
Current: -18.2
0
87.1
EBITDA Growth (3Y)(%) -29.40
RBCAA's EBITDA Growth (3Y)(%) is ranked lower than
93% of the 1011 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.10 vs. RBCAA: -29.40 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
RBCAA' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: 12.50 Max: 39
Current: -29.4
0
39
EPS Growth (3Y)(%) -32.50
RBCAA's EPS Growth (3Y)(%) is ranked lower than
93% of the 1020 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.20 vs. RBCAA: -32.50 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
RBCAA' s 10-Year EPS Growth (3Y)(%) Range
Min: 0  Med: 11.70 Max: 486.7
Current: -32.5
0
486.7
» RBCAA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

RBCAA Guru Trades in Q2 2014

Jim Simons 58,000 sh (+21.52%)
» More
Q3 2014

RBCAA Guru Trades in Q3 2014

Jim Simons 40,800 sh (-29.66%)
» More
Q4 2014

RBCAA Guru Trades in Q4 2014

Jim Simons 15,600 sh (-61.76%)
» More
Q1 2015

RBCAA Guru Trades in Q1 2015

Jim Simons 10,797 sh (-30.79%)
» More
» Details

Insider Trades

Latest Guru Trades with RBCAA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 17.37
RBCAA's P/E(ttm) is ranked lower than
69% of the 1244 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.30 vs. RBCAA: 17.37 )
Ranked among companies with meaningful P/E(ttm) only.
RBCAA' s 10-Year P/E(ttm) Range
Min: 3.53  Med: 12.62 Max: 23.37
Current: 17.37
3.53
23.37
Forward P/E 14.25
RBCAA's Forward P/E is ranked lower than
67% of the 750 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.38 vs. RBCAA: 14.25 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 18.10
RBCAA's PE(NRI) is ranked lower than
69% of the 1217 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.30 vs. RBCAA: 18.10 )
Ranked among companies with meaningful PE(NRI) only.
RBCAA' s 10-Year PE(NRI) Range
Min: 3.53  Med: 13.69 Max: 33.36
Current: 18.1
3.53
33.36
P/B 0.96
RBCAA's P/B is ranked higher than
63% of the 1351 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. RBCAA: 0.96 )
Ranked among companies with meaningful P/B only.
RBCAA' s 10-Year P/B Range
Min: 0.75  Med: 1.25 Max: 2.78
Current: 0.96
0.75
2.78
P/S 3.33
RBCAA's P/S is ranked lower than
59% of the 1422 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.99 vs. RBCAA: 3.33 )
Ranked among companies with meaningful P/S only.
RBCAA' s 10-Year P/S Range
Min: 1.25  Med: 2.94 Max: 15.98
Current: 3.33
1.25
15.98
PFCF 33.37
RBCAA's PFCF is ranked lower than
87% of the 825 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.60 vs. RBCAA: 33.37 )
Ranked among companies with meaningful PFCF only.
RBCAA' s 10-Year PFCF Range
Min: 2.49  Med: 7.88 Max: 155.61
Current: 33.37
2.49
155.61
POCF 23.28
RBCAA's POCF is ranked lower than
86% of the 930 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.17 vs. RBCAA: 23.28 )
Ranked among companies with meaningful POCF only.
RBCAA' s 10-Year POCF Range
Min: 2.42  Med: 7.05 Max: 70.03
Current: 23.28
2.42
70.03
EV-to-EBIT 22.62
RBCAA's EV-to-EBIT is ranked lower than
74% of the 1366 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.30 vs. RBCAA: 22.62 )
Ranked among companies with meaningful EV-to-EBIT only.
RBCAA' s 10-Year EV-to-EBIT Range
Min: -34.8  Med: 16.20 Max: 33.3
Current: 22.62
-34.8
33.3
Shiller P/E 8.11
RBCAA's Shiller P/E is ranked higher than
87% of the 771 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.62 vs. RBCAA: 8.11 )
Ranked among companies with meaningful Shiller P/E only.
RBCAA' s 10-Year Shiller P/E Range
Min: 6.16  Med: 10.87 Max: 25.03
Current: 8.11
6.16
25.03
Days Sales Outstanding 77.27
RBCAA's Days Sales Outstanding is ranked lower than
71% of the 770 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 35.19 vs. RBCAA: 77.27 )
Ranked among companies with meaningful Days Sales Outstanding only.
RBCAA' s 10-Year Days Sales Outstanding Range
Min: 41.94  Med: 77.40 Max: 217.59
Current: 77.27
41.94
217.59

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.99
RBCAA's Dividend Yield is ranked higher than
87% of the 2112 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.57 vs. RBCAA: 2.99 )
Ranked among companies with meaningful Dividend Yield only.
RBCAA' s 10-Year Dividend Yield Range
Min: 0.95  Med: 2.55 Max: 3.5
Current: 2.99
0.95
3.5
Dividend Payout 0.51
RBCAA's Dividend Payout is ranked lower than
69% of the 1248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.24 vs. RBCAA: 0.51 )
Ranked among companies with meaningful Dividend Payout only.
RBCAA' s 10-Year Dividend Payout Range
Min: 0.04  Med: 0.22 Max: 4.17
Current: 0.51
0.04
4.17
Dividend growth (3y) 6.80
RBCAA's Dividend growth (3y) is ranked lower than
52% of the 640 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. RBCAA: 6.80 )
Ranked among companies with meaningful Dividend growth (3y) only.
RBCAA' s 10-Year Dividend growth (3y) Range
Min: 0  Med: 12.50 Max: 47.7
Current: 6.8
0
47.7
Yield on cost (5-Year) 4.25
RBCAA's Yield on cost (5-Year) is ranked higher than
84% of the 2110 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.91 vs. RBCAA: 4.25 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
RBCAA' s 10-Year Yield on cost (5-Year) Range
Min: 1.35  Med: 3.63 Max: 4.98
Current: 4.25
1.35
4.98
Share Buyback Rate 0.10
RBCAA's Share Buyback Rate is ranked higher than
74% of the 931 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.50 vs. RBCAA: 0.10 )
Ranked among companies with meaningful Share Buyback Rate only.
RBCAA' s 10-Year Share Buyback Rate Range
Min: 0  Med: -0.20 Max: -26.7
Current: 0.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.95
RBCAA's Price/Tangible Book is ranked higher than
64% of the 1331 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.18 vs. RBCAA: 0.95 )
Ranked among companies with meaningful Price/Tangible Book only.
RBCAA' s 10-Year Price/Tangible Book Range
Min: 0.84  Med: 1.40 Max: 2.41
Current: 0.95
0.84
2.41
Price/Projected FCF 0.54
RBCAA's Price/Projected FCF is ranked higher than
65% of the 775 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.68 vs. RBCAA: 0.54 )
Ranked among companies with meaningful Price/Projected FCF only.
RBCAA' s 10-Year Price/Projected FCF Range
Min: 0.3  Med: 0.81 Max: 2.47
Current: 0.54
0.3
2.47
Price/Median PS Value 1.14
RBCAA's Price/Median PS Value is ranked lower than
60% of the 1286 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. RBCAA: 1.14 )
Ranked among companies with meaningful Price/Median PS Value only.
RBCAA' s 10-Year Price/Median PS Value Range
Min: 0.44  Med: 0.98 Max: 6.59
Current: 1.14
0.44
6.59
Price/Graham Number 0.85
RBCAA's Price/Graham Number is ranked higher than
50% of the 1154 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.88 vs. RBCAA: 0.85 )
Ranked among companies with meaningful Price/Graham Number only.
RBCAA' s 10-Year Price/Graham Number Range
Min: 0.37  Med: 0.89 Max: 1.4
Current: 0.85
0.37
1.4
Earnings Yield (Greenblatt) (%) 4.48
RBCAA's Earnings Yield (Greenblatt) (%) is ranked lower than
66% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. RBCAA: 4.48 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
RBCAA' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 3  Med: 5.50 Max: 622.2
Current: 4.48
3
622.2
Forward Rate of Return (Yacktman) (%) -14.09
RBCAA's Forward Rate of Return (Yacktman) (%) is ranked lower than
88% of the 770 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.43 vs. RBCAA: -14.09 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
RBCAA' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -14.1  Med: 10.20 Max: 54.2
Current: -14.09
-14.1
54.2

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:RBCAB.USA,
Republic Bancorp, Inc., was incorporated on January 2, 1974. The Company is a bank holding and a parent company of Republic Bank & Trust Company or RB&T and Republic Bank or RB. The main business of the Company is directing, planning and coordinating the business activities of the Bank. The Company is divided into three business operating segments: Traditional Banking, Mortgage Banking and Republic Processing Group. With Traditional Banking segment it engages in Lending activities, which includes: Retail Mortgage Lending, Commercial Lending, Warehouse Lines of Credit, Construction and Land Development Lending, Consumer Lending, Private Banking, Treasury Management Services, Internet Banking, Internet Lending and Correspondent Lending. Mortgage Banking activities include 15, 20 and 30-year fixed-term single family, first lien residential real estate loans that are sold into the secondary market, mainly to the Federal Home Loan Mortgage Corporation. Republic Processing Group segment facilitates the receipt and payment of federal and state tax refund products under the TRS division. As of December 31, 2013, the Company had 45 full-service banking centers with 34 located in Kentucky; 4 located in Metropolitan Tampa, Florida; 3 located in Southern Indiana; 1 in Metropolitan Cincinnati, Ohio; 2 in Metropolitan Nashville, Tennesse and 1 in Metropolitan Minneapolis, Minnesota. The Company faces competition from other financial institution in areas like Traditional Banking, Warehouse Lending, Mortgage Banking. The Company and the Bank are regulated at both the federal and state levels and are subject to various routine and non-routine examinations by federal and state regulators.
» More Articles for RBCAA

Headlines

Articles On GuruFocus.com
comment on RBCAA May 20 2013 
comment on RBCAA May 16 2013 
comment on RBCAA May 16 2013 
comment on RBCAA May 16 2013 
comment on RBCAA May 16 2013 
comment on RBCAA May 01 2013 
comment on RBCAA Mar 15 2013 
comment on RBCAA Mar 14 2013 
comment on RBCAA Feb 21 2013 
comment on RBCAA Feb 21 2013 

More From Other Websites
REPUBLIC BANCORP INC /KY/ Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Jun 05 2015
Republic Bancorp, Inc. to Present at the 2015 INVESTKentucky Annual Equity Investment Conference May 29 2015
Republic Bancorp, Inc. to Present at the 2015 INVESTKentucky Annual Equity Investment Conference May 29 2015
Republic Bancorp, Inc. Increases its Common Stock Cash Dividends for the 16th Consecutive Year May 20 2015
REPUBLIC BANCORP INC /KY/ Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... May 20 2015
Republic Bancorp, Inc. Increases its Common Stock Cash Dividends for the 16th Consecutive Year May 20 2015
REPUBLIC BANCORP INC /KY/ Financials May 16 2015
10-Q for Republic Bancorp, Inc. (Kentucky) May 11 2015
REPUBLIC BANCORP INC /KY/ Files SEC form 10-Q, Quarterly Report May 08 2015
10-K for Republic Bancorp, Inc. (Kentucky) May 05 2015
REPUBLIC BANCORP INC /KY/ Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Apr 27 2015
REPUBLIC BANCORP INC /KY/ Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Apr 23 2015
Republic Bancorp, Inc. Reports Solid Growth in Net Income for the First Quarter of 2015 Apr 17 2015
Republic Bancorp posts 1Q profit Apr 17 2015
Republic Bancorp posts 1Q profit Apr 17 2015
REPUBLIC BANCORP INC /KY/ Files SEC form 8-K, Results of Operations and Financial Condition,... Apr 17 2015
Republic Bancorp, Inc. Reports Solid Growth in Net Income for the First Quarter of 2015 Apr 17 2015
REPUBLIC BANCORP INC /KY/ Files SEC form 10-K, Annual Report Mar 13 2015
Heather Howell Elected to Republic Bank Board of Directors Jan 29 2015
UPDATE: Hilliard Lyons Upgrades Republic Bancorp On Discounted Valuation Jan 22 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK