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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 2.78
RBS's Cash to Debt is ranked higher than
81% of the 1551 Companies
in the Global Banks - Global industry.

( Industry Median: 1.48 vs. RBS: 2.78 )
RBS' s 10-Year Cash to Debt Range
Min: 0.06   Max: No Debt
Current: 2.78

Equity to Asset 0.06
RBS's Equity to Asset is ranked higher than
53% of the 1996 Companies
in the Global Banks - Global industry.

( Industry Median: 0.09 vs. RBS: 0.06 )
RBS' s 10-Year Equity to Asset Range
Min: 0.03   Max: 0.06
Current: 0.06

0.03
0.06
F-Score: 1
Z-Score: 0.05
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 14.87
RBS's Operating margin (%) is ranked higher than
56% of the 2006 Companies
in the Global Banks - Global industry.

( Industry Median: 29.16 vs. RBS: 14.87 )
RBS' s 10-Year Operating margin (%) Range
Min: -148.88   Max: 48.03
Current: 14.87

-148.88
48.03
Net-margin (%) -29.50
RBS's Net-margin (%) is ranked lower than
53% of the 2006 Companies
in the Global Banks - Global industry.

( Industry Median: 21.42 vs. RBS: -29.50 )
RBS' s 10-Year Net-margin (%) Range
Min: -91.66   Max: 24.05
Current: -29.5

-91.66
24.05
ROE (%) -9.17
RBS's ROE (%) is ranked lower than
52% of the 2016 Companies
in the Global Banks - Global industry.

( Industry Median: 8.57 vs. RBS: -9.17 )
RBS' s 10-Year ROE (%) Range
Min: -42.37   Max: 16.39
Current: -9.17

-42.37
16.39
ROA (%) -0.54
RBS's ROA (%) is ranked lower than
51% of the 2019 Companies
in the Global Banks - Global industry.

( Industry Median: 0.80 vs. RBS: -0.54 )
RBS' s 10-Year ROA (%) Range
Min: -1.12   Max: 0.93
Current: -0.54

-1.12
0.93
ROC (Joel Greenblatt) (%) 37.76
RBS's ROC (Joel Greenblatt) (%) is ranked higher than
63% of the 1989 Companies
in the Global Banks - Global industry.

( Industry Median: 76.96 vs. RBS: 37.76 )
RBS' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -204.35   Max: 155.18
Current: 37.76

-204.35
155.18
Revenue Growth (%) -11.40
RBS's Revenue Growth (%) is ranked higher than
55% of the 1727 Companies
in the Global Banks - Global industry.

( Industry Median: 1.00 vs. RBS: -11.40 )
RBS' s 10-Year Revenue Growth (%) Range
Min: -53.7   Max: 12.7
Current: -11.4

-53.7
12.7
EBITDA Growth (%) 44.20
RBS's EBITDA Growth (%) is ranked higher than
96% of the 1558 Companies
in the Global Banks - Global industry.

( Industry Median: 6.50 vs. RBS: 44.20 )
RBS' s 10-Year EBITDA Growth (%) Range
Min: -87.6   Max: 44.2
Current: 44.2

-87.6
44.2
EPS Growth (%) 153.00
RBS's EPS Growth (%) is ranked higher than
99% of the 1545 Companies
in the Global Banks - Global industry.

( Industry Median: 8.90 vs. RBS: 153.00 )
RBS' s 10-Year EPS Growth (%) Range
Min: -78   Max: 153
Current: 153

-78
153
» RBS's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2012

RBS Guru Trades in Q4 2012

Steven Cohen 28,636 sh (New)
Jim Chanos Sold Out
Jim Simons Sold Out
» More
Q1 2013

RBS Guru Trades in Q1 2013

Jim Simons 307,214 sh (New)
Steven Cohen 23,378 sh (-18.36%)
» More
Q2 2013

RBS Guru Trades in Q2 2013

Steven Cohen Sold Out
Jim Simons Sold Out
» More
Q3 2014

RBS Guru Trades in Q3 2014

Jeremy Grantham 523,529 sh (New)
» More
» Details

Insider Trades

Latest Guru Trades with RBS

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
David Dreman 2012-06-30 Sold Out 0.0023%$6.13 - $8.72 $ 12.1566%0
David Dreman 2011-12-31 New Buy$5.36 - $9.05 $ 12.1574%12049
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Royal Bank of Scotland Group (The) PLC

SymbolPriceYieldDescription
RBSPF3.UK1.1010.0011 % Cum.Pref.Shs
RBSPF.UK0.628.875.5% Cum.Pref.Shs
59PQ.UK0.790.007.387 % Non.Cum.Pref.Shs Series 1
92OT.UK0.000.00Non.Cum.Prf Series -2-
92ID.UK0.000.00Non-Cum.USD Pref.Shs -A-
93ID.UK0.000.00Bearer Non-Cum.USD Pref.Shs -A-
93OT.UK0.000.006.77 % Non-Cum.Conv.Pref.Shs. 200
BL85.UK0.000.00Non-Cum.USD Pref.Shs
87UB.UK0.000.00Non-Cum STG Pref.Shs Series 1
91OT.UK0.000.00Non.Cum.Prf Series -1-
BC35.UK0.000.00Bearer Non-Cum.USD Pref.Shs
RBSLY0.000.00
RBSPRH0.005.28ADR
RBSPRR0.006.27ADR
RBSPRF0.007.35ADR
RBSPRQ0.006.66ADR
RBSPRL0.005.99ADR
RBSPRT0.007.07
RBSPRP0.006.37ADR
RBSPRM0.006.44ADR
RBSPRN0.006.35ADR
RBSPRS0.006.59ADR
RLSPY107125.000.00ADR

Ratios

vs
industry
vs
history
P/B 0.71
RBS's P/B is ranked higher than
92% of the 2626 Companies
in the Global Banks - Global industry.

( Industry Median: 1.34 vs. RBS: 0.71 )
RBS' s 10-Year P/B Range
Min: 0.2   Max: 0.76
Current: 0.71

0.2
0.76
P/S 2.29
RBS's P/S is ranked higher than
86% of the 2626 Companies
in the Global Banks - Global industry.

( Industry Median: 3.61 vs. RBS: 2.29 )
RBS' s 10-Year P/S Range
Min: 0.08   Max: 6.82
Current: 2.29

0.08
6.82
EV-to-EBIT 0.92
RBS's EV-to-EBIT is ranked higher than
99% of the 2626 Companies
in the Global Banks - Global industry.

( Industry Median: 19.80 vs. RBS: 0.92 )
RBS' s 10-Year EV-to-EBIT Range
Min: -496.7   Max: 288.5
Current: 0.92

-496.7
288.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.88
RBS's Price/Tangible Book is ranked higher than
90% of the 2626 Companies
in the Global Banks - Global industry.

( Industry Median: 1.62 vs. RBS: 0.88 )
RBS' s 10-Year Price/Tangible Book Range
Min: 0.37   Max: 17.98
Current: 0.88

0.37
17.98
Price/Median PS Value 1.41
RBS's Price/Median PS Value is ranked higher than
68% of the 2626 Companies
in the Global Banks - Global industry.

( Industry Median: 1.25 vs. RBS: 1.41 )
RBS' s 10-Year Price/Median PS Value Range
Min: 0.12   Max: 3.69
Current: 1.41

0.12
3.69
Earnings Yield (Greenblatt) 108.70
RBS's Earnings Yield (Greenblatt) is ranked higher than
99% of the 1973 Companies
in the Global Banks - Global industry.

( Industry Median: 6.60 vs. RBS: 108.70 )
RBS' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.3   Max: 544.5
Current: 108.7

0.3
544.5
Forward Rate of Return (Yacktman) -26.70
RBS's Forward Rate of Return (Yacktman) is ranked lower than
54% of the 1512 Companies
in the Global Banks - Global industry.

( Industry Median: 13.69 vs. RBS: -26.70 )
RBS' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -582.3   Max: -244.6
Current: -26.7

-582.3
-244.6

Business Description

Industry: Banks » Banks - Global
Compare:HBC, JPM, C, TD, UBS » details
Traded in other countries:RBSPF3.UK, RBS.Netherlands, RBS.UK, RYS2.Germany, RYS1.Germany, RBSPF.UK, 59PQ.UK, RLSPY.USA
Royal Bank of Scotland Group (The) PLC was incorporated and registered in Scotland under the Companies Act 1948 as a limited company on March 25, 1968 under the name National and Commercial Banking Group Limited. On September 3, 1979, the Company changed its name to The Royal Bank of Scotland Group Limited and on March 10, 1982, it changed its name to its present name. It is the holding company of a global banking and financial services group. It provides banking and financial products and services to personal, commercial and large corporate and institutional customers through its two subsidiaries, The Royal Bank of Scotland and NatWest, as well as through a number of other brands including Citizens, Charter One, Ulster Bank, and Coutts. Its reportable segments are UK Retail, UK Corporate, Wealth, International Banking, Ulster Bank, US Retail & Commercial, Markets, Central Function, and non-Core. UK Retail offers banking products and related financial services to the personal market. It serves customers through a number of channels including: the RBS and NatWest network of branches and ATMs in the United Kingdom, telephony, online and mobile. The UK Corporate provides banking, finance, and risk management services to the corporate and SME sector in the United Kingdom. It offers banking products and related financial services through a nationwide network of relationship managers, and also through telephone and internet channels. The product range includes invoice finance through the RBSIF brand and asset finance through the Lombard brand. Wealth provides private banking and investment services in the UK through Coutts & Co and Adam & Company, offshore banking through RBS International, NatWest Offshore and Isle of Man Bank, and international private banking through Coutts & Co Ltd. International Banking serves the companies with a client proposition focused on financing, transaction services and risk management. It serves as the delivery channel for Markets products to international corporate clients as well as international subsidiaries of clients from Other RBS Group divisions, through its international network. Ulster Bank is a retail and commercial bank in Northern Ireland and the Republic of Ireland. It provides financial services through both its Retail Banking division, which provides loan and deposit products through a network of branches and direct channels, and its Corporate Banking division, which provides services to businesses and corporate customers. US Retail & Commercial provides financial services through the Citizens and Charter One brands. US Retail & Commercial is engaged in retail and corporate banking activities through its branch network in approximately 12 states in the United States and through non-branch offices in other states. Markets offer a unified service to the Group's corporate and institutional clients. Central Functions comprises Group and corporate functions such as treasury, finance, risk manag
» More Articles for RBS

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