Switch to:
Also traded in: Germany, Netherlands, Switzerland, UK, USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 3.83
RBS's Cash to Debt is ranked higher than
56% of the 1088 Companies
in the Global Banks - Global industry.

( Industry Median: 1.69 vs. RBS: 3.83 )
Ranked among companies with meaningful Cash to Debt only.
RBS' s Cash to Debt Range Over the Past 10 Years
Min: 0.06  Med: 2.99 Max: N/A
Current: 3.83
Equity to Asset 0.07
RBS's Equity to Asset is ranked lower than
79% of the 1578 Companies
in the Global Banks - Global industry.

( Industry Median: 0.10 vs. RBS: 0.07 )
Ranked among companies with meaningful Equity to Asset only.
RBS' s Equity to Asset Range Over the Past 10 Years
Min: 0.03  Med: 0.05 Max: 0.07
Current: 0.07
0.03
0.07
Interest Coverage 0.12
RBS's Interest Coverage is ranked lower than
96% of the 1429 Companies
in the Global Banks - Global industry.

( Industry Median: 1.82 vs. RBS: 0.12 )
Ranked among companies with meaningful Interest Coverage only.
RBS' s Interest Coverage Range Over the Past 10 Years
Min: 0.49  Med: 0.69 Max: 0.84
Current: 0.12
0.49
0.84
F-Score: 4
WACC vs ROIC
9.33%
0.02%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 2.83
RBS's Operating margin (%) is ranked lower than
92% of the 1590 Companies
in the Global Banks - Global industry.

( Industry Median: 30.86 vs. RBS: 2.83 )
Ranked among companies with meaningful Operating margin (%) only.
RBS' s Operating margin (%) Range Over the Past 10 Years
Min: -148.88  Med: 8.44 Max: 32.8
Current: 2.83
-148.88
32.8
Net-margin (%) 10.18
RBS's Net-margin (%) is ranked lower than
84% of the 1593 Companies
in the Global Banks - Global industry.

( Industry Median: 22.37 vs. RBS: 10.18 )
Ranked among companies with meaningful Net-margin (%) only.
RBS' s Net-margin (%) Range Over the Past 10 Years
Min: -91.66  Med: -9.83 Max: 24.05
Current: 10.18
-91.66
24.05
ROE (%) 1.38
RBS's ROE (%) is ranked lower than
89% of the 1589 Companies
in the Global Banks - Global industry.

( Industry Median: 8.01 vs. RBS: 1.38 )
Ranked among companies with meaningful ROE (%) only.
RBS' s ROE (%) Range Over the Past 10 Years
Min: -43.44  Med: -4.42 Max: 16.39
Current: 1.38
-43.44
16.39
ROA (%) 0.11
RBS's ROA (%) is ranked lower than
90% of the 1598 Companies
in the Global Banks - Global industry.

( Industry Median: 0.86 vs. RBS: 0.11 )
Ranked among companies with meaningful ROA (%) only.
RBS' s ROA (%) Range Over the Past 10 Years
Min: -1.12  Med: -0.17 Max: 0.79
Current: 0.11
-1.12
0.79
Revenue Growth (3Y)(%) -16.70
RBS's Revenue Growth (3Y)(%) is ranked lower than
86% of the 1284 Companies
in the Global Banks - Global industry.

( Industry Median: 2.10 vs. RBS: -16.70 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
RBS' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -78.8  Med: -11.50 Max: 80.9
Current: -16.7
-78.8
80.9
EBITDA Growth (3Y)(%) -27.00
RBS's EBITDA Growth (3Y)(%) is ranked lower than
86% of the 1167 Companies
in the Global Banks - Global industry.

( Industry Median: 6.40 vs. RBS: -27.00 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
RBS' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -87.5  Med: -5.60 Max: 1.6
Current: -27
-87.5
1.6
» RBS's 10-Y Financials

Financials (Next Earnings Date: 2016-02-26)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2014

RBS Guru Trades in Q4 2014

Jeremy Grantham 358,908 sh (-31.44%)
» More
Q1 2015

RBS Guru Trades in Q1 2015

Jeremy Grantham Sold Out
» More
Q2 2015

RBS Guru Trades in Q2 2015

Jim Simons 31,821 sh (New)
» More
Q3 2015

RBS Guru Trades in Q3 2015

Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with RBS

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Royal Bank of Scotland Group (The) PLC

SymbolPriceYieldDescription
RBSPF3.UK1.1010.0011 % Cum.Pref.Shs
RBSPF.UK0.628.875.5% Cum.Pref.Shs
59PQ.UK0.790.007.387 % Non.Cum.Pref.Shs Series 1
92OT.UK0.000.00Non.Cum.Prf Series -2-
92ID.UK0.000.00Non-Cum.USD Pref.Shs -A-
93ID.UK0.000.00Bearer Non-Cum.USD Pref.Shs -A-
93OT.UK0.000.006.77 % Non-Cum.Conv.Pref.Shs. 200
BL85.UK0.000.00Non-Cum.USD Pref.Shs
87UB.UK0.000.00Non-Cum STG Pref.Shs Series 1
91OT.UK0.000.00Non.Cum.Prf Series -1-
BC35.UK0.000.00Bearer Non-Cum.USD Pref.Shs
RBSLY0.000.00
RBSPRH23.827.61ADR
RBSPRR22.186.90ADR
RBSPRF24.667.75ADR
RBSPRQCL25.276.68ADR
RBSPRL21.836.58ADR
RBSPRT23.757.63
RBSPRPCL25.256.19ADR
RBSPRMCL25.266.33ADR
RBSPRNCL25.256.29ADR
RBSPRS22.687.28ADR
RLSPY107125.000.00ADR

Ratios

vs
industry
vs
history
Forward P/E 7.57
RBS's Forward P/E is ranked higher than
71% of the 1322 Companies
in the Global Banks - Global industry.

( Industry Median: 9.27 vs. RBS: 7.57 )
Ranked among companies with meaningful Forward P/E only.
N/A
P/B 0.46
RBS's P/B is ranked higher than
85% of the 2247 Companies
in the Global Banks - Global industry.

( Industry Median: 1.01 vs. RBS: 0.46 )
Ranked among companies with meaningful P/B only.
RBS' s P/B Range Over the Past 10 Years
Min: 0.2  Med: 0.58 Max: 0.81
Current: 0.46
0.2
0.81
P/S 1.96
RBS's P/S is ranked higher than
67% of the 2511 Companies
in the Global Banks - Global industry.

( Industry Median: 2.55 vs. RBS: 1.96 )
Ranked among companies with meaningful P/S only.
RBS' s P/S Range Over the Past 10 Years
Min: 0.11  Med: 2.15 Max: 6.82
Current: 1.96
0.11
6.82
POCF 2.84
RBS's POCF is ranked higher than
74% of the 1518 Companies
in the Global Banks - Global industry.

( Industry Median: 7.30 vs. RBS: 2.84 )
Ranked among companies with meaningful POCF only.
RBS' s POCF Range Over the Past 10 Years
Min: 2.46  Med: 3.68 Max: 5.46
Current: 2.84
2.46
5.46

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.51
RBS's Price/Tangible Book is ranked higher than
85% of the 2191 Companies
in the Global Banks - Global industry.

( Industry Median: 1.08 vs. RBS: 0.51 )
Ranked among companies with meaningful Price/Tangible Book only.
RBS' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.37  Med: 0.72 Max: 17.98
Current: 0.51
0.37
17.98
Price/Projected FCF 0.55
RBS's Price/Projected FCF is ranked higher than
60% of the 1350 Companies
in the Global Banks - Global industry.

( Industry Median: 9999.00 vs. RBS: 0.55 )
Ranked among companies with meaningful Price/Projected FCF only.
RBS' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.3  Med: 0.73 Max: 1.02
Current: 0.55
0.3
1.02
Price/Median PS Value 0.85
RBS's Price/Median PS Value is ranked higher than
65% of the 2108 Companies
in the Global Banks - Global industry.

( Industry Median: 0.94 vs. RBS: 0.85 )
Ranked among companies with meaningful Price/Median PS Value only.
RBS' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.1  Med: 0.94 Max: 3.24
Current: 0.85
0.1
3.24
Earnings Yield (Greenblatt) (%) -0.93
RBS's Earnings Yield (Greenblatt) (%) is ranked lower than
91% of the 1519 Companies
in the Global Banks - Global industry.

( Industry Median: 7.20 vs. RBS: -0.93 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
RBS' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: -0.94  Med: 1.70 Max: 570.6
Current: -0.93
-0.94
570.6

More Statistics

Revenue(Mil) $21326
EPS $ -1.33
Beta0.97
Short Percentage of Float0.02%
52-Week Range $6.42 - 12.52
Shares Outstanding(Mil)5740.50

Analyst Estimate

Dec15 Dec16 Dec17
Revenue(Mil) 21,568 19,353 19,718
EPS($) 0.62 0.55 0.90
EPS without NRI($) 0.62 0.55 0.90

Business Description

Industry: Banks » Banks - Global
Compare:HBC, JPM, C, TD, UBS » details
Traded in other countries:RYS1.Germany, RBS.Netherlands, RBS.Switzerland, RBSPF3.UK, RLSPY.USA,
Royal Bank of Scotland Group (The) PLC was incorporated and registered in Scotland under the Companies Act 1948 as a limited company on March 25, 1968 under the name National and Commercial Banking Group Limited. On September 3, 1979, the Company changed its name to The Royal Bank of Scotland Group Limited and on March 10, 1982, it changed its name to its present name. It is the holding company of a banking and financial services group. It provides banking and financial products and services to personal, commercial and large corporate and institutional customers through its two subsidiaries, The Royal Bank of Scotland and NatWest, as well as through a number of other brands including Citizens, Charter One, Ulster Bank, and Coutts. Its reportable segments are UK Retail, UK Corporate, Wealth, International Banking, Ulster Bank, U.S. Retail & Commercial, Markets, Central Function, and non-Core. UK Retail offers banking products and related financial services to the personal market. It serves customers through a number of channels including: the RBS and NatWest network of branches and ATMs in the United Kingdom, telephony, online and mobile. The UK Corporate provides banking, finance, and risk management services to the corporate and SME sector in the United Kingdom. It offers banking products and related financial services through a nationwide network of relationship managers, and also through telephone and internet channels. The product range includes invoice finance through the RBSIF brand and asset finance through the Lombard brand. Wealth provides private banking and investment services in the UK through Coutts & Co and Adam & Company, offshore banking through RBS International, NatWest Offshore and Isle of Man Bank, and international private banking through Coutts & Co Ltd. International Banking serves the companies with a client proposition focused on financing, transaction services and risk management. It serves as the delivery channel for Markets products to international corporate clients as well as international subsidiaries of clients from Other RBS Group divisions, through its international network. Ulster Bank is a retail and commercial bank in Northern Ireland and the Republic of Ireland. It provides financial services through both its Retail Banking division, which provides loan and deposit products through a network of branches and direct channels, and its Corporate Banking division, which provides services to businesses and corporate customers. U.S. Retail & Commercial provides financial services through the Citizens and Charter One brand.U.S Retail & Commercial is engaged in retail and corporate banking activities through its branch network in approximately 12 states in the United States and through non-branch offices in other states. Markets offer a unified service to the Group's corporate and institutional clients. Central Functions comprises Group and corporate functions such as treasury, finance, risk managemen
» More Articles for RBS

Headlines

Articles On GuruFocus.com
Insiders' Trades of the Week: Citizens Financial Nov 06 2015 
RBS to make higher profits in future Jul 08 2015 
Top Banks Face The Heat Of Penalties May 22 2015 
Pioneer Investments Sells Stakes in Allergan, Xilinx in First Quarter May 15 2015 
RBS And Nomura Faces Under The Scanner May 15 2015 
Guru Stocks at 52-Week Lows: PG, BABA, AXP, DEO, RBS May 05 2015 
Indian Banks Making A Mark On The Global Platform Jan 12 2015 
Citizens Bank Begins Ex-Dividend Trading Nov 04 2014 
Will Scotland Leave? Polls Say Maybe. Market Says No. Sep 17 2014 
Fox Business Network’s Charlie Gasparino Reports Appaloosa Founder David Tepper Put Out for Bid $4 Feb 01 2013 

More From Other Websites
Are Dividends Built To Last At Royal Bank of Scotland Group plc, J Sainsbury plc And British... Feb 10 2016
Are Dividends Built To Last At Royal Bank of Scotland Group plc, J Sainsbury plc And British... Feb 10 2016
FTSE 100 shoved to three-year low as investors hunt for safety Feb 09 2016
The Trend in Royal Bank of Scotland Is Still Down Feb 09 2016
[video]Cramer: After a Vicious Market Hit, How Much Pain Can We Take? Feb 06 2016
RBS Scraps Sale Process for $2.8 Billion Indian Banking Business Feb 03 2016
Why I’m Banking On 30%+ Gains From Lloyds Banking Group PLC, Royal Bank Of Scotland Group plc And... Feb 02 2016
Never a dull moment - Economics Weekly Feb 01 2016
Lloyds 'facing extra £2bn PPI bill' Feb 01 2016
New free business accelerator hubs in 2016 Feb 01 2016
RBS community fund will share a further £2.5m in its second year Feb 01 2016
Have Royal Bank of Scotland Group Plc, AstraZeneca Plc, And Home Retail Group Plc Been Oversold? Feb 01 2016
Have Royal Bank of Scotland Group Plc, AstraZeneca Plc, And Home Retail Group Plc Been Oversold? Feb 01 2016
RBC Names BNP's Prencipe to Head London Financials Trading Feb 01 2016
Why I’m Banking On 30%+ Gains From Lloyds Banking Group PLC, Royal Bank Of Scotland Group plc And... Feb 01 2016
Three scientists on shortlist to appear on new Scottish banknote Jan 30 2016
Three scientists on shortlist to appear on new Scottish banknote Jan 30 2016
[$$] Week in Review, January 30 Jan 29 2016
RBS issues profit warning Jan 27 2016
RBS Sets Aside Further £2bn To Cover Mistakes Jan 27 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK