Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 4.16
RBS's Cash to Debt is ranked higher than
61% of the 983 Companies
in the Global Banks - Global industry.

( Industry Median: 1.38 vs. RBS: 4.16 )
Ranked among companies with meaningful Cash to Debt only.
RBS' s 10-Year Cash to Debt Range
Min: 0.06  Med: 2.96 Max: N/A
Current: 4.16
Equity to Asset 0.06
RBS's Equity to Asset is ranked lower than
85% of the 1353 Companies
in the Global Banks - Global industry.

( Industry Median: 0.10 vs. RBS: 0.06 )
Ranked among companies with meaningful Equity to Asset only.
RBS' s 10-Year Equity to Asset Range
Min: 0.03  Med: 0.05 Max: 0.06
Current: 0.06
0.03
0.06
Interest Coverage 0.46
RBS's Interest Coverage is ranked lower than
82% of the 1269 Companies
in the Global Banks - Global industry.

( Industry Median: 1.61 vs. RBS: 0.46 )
Ranked among companies with meaningful Interest Coverage only.
RBS' s 10-Year Interest Coverage Range
Min: 0.46  Med: 0.72 Max: 1.41
Current: 0.46
0.46
1.41
F-Score: 5
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) -3.16
RBS's Operating margin (%) is ranked lower than
93% of the 1421 Companies
in the Global Banks - Global industry.

( Industry Median: 30.31 vs. RBS: -3.16 )
Ranked among companies with meaningful Operating margin (%) only.
RBS' s 10-Year Operating margin (%) Range
Min: -148.88  Med: 30.64 Max: 48.03
Current: -3.16
-148.88
48.03
Net-margin (%) -35.43
RBS's Net-margin (%) is ranked lower than
97% of the 1421 Companies
in the Global Banks - Global industry.

( Industry Median: 22.02 vs. RBS: -35.43 )
Ranked among companies with meaningful Net-margin (%) only.
RBS' s 10-Year Net-margin (%) Range
Min: -91.66  Med: 17.16 Max: 24.05
Current: -35.43
-91.66
24.05
ROE (%) -8.63
RBS's ROE (%) is ranked lower than
95% of the 1423 Companies
in the Global Banks - Global industry.

( Industry Median: 8.48 vs. RBS: -8.63 )
Ranked among companies with meaningful ROE (%) only.
RBS' s 10-Year ROE (%) Range
Min: -43.44  Med: 2.94 Max: 16.39
Current: -8.63
-43.44
16.39
ROA (%) -0.45
RBS's ROA (%) is ranked lower than
93% of the 1432 Companies
in the Global Banks - Global industry.

( Industry Median: 0.87 vs. RBS: -0.45 )
Ranked among companies with meaningful ROA (%) only.
RBS' s 10-Year ROA (%) Range
Min: -1.12  Med: 0.24 Max: 0.93
Current: -0.45
-1.12
0.93
Revenue Growth (3Y)(%) -16.10
RBS's Revenue Growth (3Y)(%) is ranked lower than
91% of the 1210 Companies
in the Global Banks - Global industry.

( Industry Median: 2.10 vs. RBS: -16.10 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
RBS' s 10-Year Revenue Growth (3Y)(%) Range
Min: -78.2  Med: -11.20 Max: 79.4
Current: -16.1
-78.2
79.4
EBITDA Growth (3Y)(%) -31.00
RBS's EBITDA Growth (3Y)(%) is ranked lower than
94% of the 1066 Companies
in the Global Banks - Global industry.

( Industry Median: 7.60 vs. RBS: -31.00 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
RBS' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: -5.90 Max: 1.6
Current: -31
0
1.6
» RBS's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2014

RBS Guru Trades in Q3 2014

Jeremy Grantham 523,529 sh (New)
» More
Q4 2014

RBS Guru Trades in Q4 2014

Jeremy Grantham 358,908 sh (-31.44%)
» More
Q1 2015

RBS Guru Trades in Q1 2015

Jeremy Grantham Sold Out
» More
Q2 2015

RBS Guru Trades in Q2 2015

Jim Simons 31,821 sh (New)
» More
» Details

Insider Trades

Latest Guru Trades with RBS

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Royal Bank of Scotland Group (The) PLC

SymbolPriceYieldDescription
RBSPF3.UK1.1010.0011 % Cum.Pref.Shs
RBSPF.UK0.628.875.5% Cum.Pref.Shs
59PQ.UK0.790.007.387 % Non.Cum.Pref.Shs Series 1
92OT.UK0.000.00Non.Cum.Prf Series -2-
92ID.UK0.000.00Non-Cum.USD Pref.Shs -A-
93ID.UK0.000.00Bearer Non-Cum.USD Pref.Shs -A-
93OT.UK0.000.006.77 % Non-Cum.Conv.Pref.Shs. 200
BL85.UK0.000.00Non-Cum.USD Pref.Shs
87UB.UK0.000.00Non-Cum STG Pref.Shs Series 1
91OT.UK0.000.00Non.Cum.Prf Series -1-
BC35.UK0.000.00Bearer Non-Cum.USD Pref.Shs
RBSLY0.000.00
RBSPRH25.517.11ADR
RBSPRR25.096.13ADR
RBSPRF25.657.48ADR
RBSPRQCL25.296.68ADR
RBSPRL24.745.82ADR
RBSPRT25.457.13
RBSPRPCL25.256.18ADR
RBSPRMCL25.256.34ADR
RBSPRNCL25.286.28ADR
RBSPRS25.186.57ADR
RLSPY107125.000.00ADR

Ratios

vs
industry
vs
history
Forward P/E 27.86
RBS's Forward P/E is ranked lower than
68% of the 718 Companies
in the Global Banks - Global industry.

( Industry Median: 11.82 vs. RBS: 27.86 )
Ranked among companies with meaningful Forward P/E only.
N/A
P/B 0.67
RBS's P/B is ranked higher than
80% of the 1381 Companies
in the Global Banks - Global industry.

( Industry Median: 1.05 vs. RBS: 0.67 )
Ranked among companies with meaningful P/B only.
RBS' s 10-Year P/B Range
Min: 0.2  Med: 0.57 Max: 0.81
Current: 0.67
0.2
0.81
P/S 2.61
RBS's P/S is ranked higher than
51% of the 1426 Companies
in the Global Banks - Global industry.

( Industry Median: 2.88 vs. RBS: 2.61 )
Ranked among companies with meaningful P/S only.
RBS' s 10-Year P/S Range
Min: 0.08  Med: 1.92 Max: 6.82
Current: 2.61
0.08
6.82
POCF 4.15
RBS's POCF is ranked higher than
72% of the 954 Companies
in the Global Banks - Global industry.

( Industry Median: 9.17 vs. RBS: 4.15 )
Ranked among companies with meaningful POCF only.
RBS' s 10-Year POCF Range
Min: 2.47  Med: 3.55 Max: 5.47
Current: 4.15
2.47
5.47
EV-to-EBIT 41.35
RBS's EV-to-EBIT is ranked lower than
91% of the 1297 Companies
in the Global Banks - Global industry.

( Industry Median: 13.56 vs. RBS: 41.35 )
Ranked among companies with meaningful EV-to-EBIT only.
RBS' s 10-Year EV-to-EBIT Range
Min: -1034.2  Med: 2.00 Max: 287.8
Current: 41.35
-1034.2
287.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.80
RBS's Price/Tangible Book is ranked higher than
76% of the 1349 Companies
in the Global Banks - Global industry.

( Industry Median: 1.15 vs. RBS: 0.80 )
Ranked among companies with meaningful Price/Tangible Book only.
RBS' s 10-Year Price/Tangible Book Range
Min: 0.37  Med: 0.72 Max: 17.98
Current: 0.8
0.37
17.98
Price/Projected FCF 0.87
RBS's Price/Projected FCF is ranked lower than
67% of the 806 Companies
in the Global Banks - Global industry.

( Industry Median: 0.67 vs. RBS: 0.87 )
Ranked among companies with meaningful Price/Projected FCF only.
RBS' s 10-Year Price/Projected FCF Range
Min: 0.78  Med: 0.89 Max: 4.19
Current: 0.87
0.78
4.19
Price/Median PS Value 1.33
RBS's Price/Median PS Value is ranked lower than
87% of the 1310 Companies
in the Global Banks - Global industry.

( Industry Median: 1.05 vs. RBS: 1.33 )
Ranked among companies with meaningful Price/Median PS Value only.
RBS' s 10-Year Price/Median PS Value Range
Min: 0.1  Med: 0.95 Max: 3.12
Current: 1.33
0.1
3.12
Earnings Yield (Greenblatt) (%) 2.37
RBS's Earnings Yield (Greenblatt) (%) is ranked lower than
82% of the 1422 Companies
in the Global Banks - Global industry.

( Industry Median: 6.80 vs. RBS: 2.37 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
RBS' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 0.3  Med: 4.25 Max: 6792.8
Current: 2.37
0.3
6792.8

Analyst Estimate

Dec15 Dec16 Dec17
Revenue(Mil) 23,973 22,607 20,732
EPS($) 0.26 0.38 0.48
EPS without NRI($) 0.26 0.38 0.48

Business Description

Industry: Banks » Banks - Global
Compare:HBC, JPM, C, TD, UBS » details
Traded in other countries:RBSPF3.UK, RBS.UK, RYS1.Germany, RBSPF.UK, 59PQ.UK, RBS.Switzerland, RLSPY.USA, RBS.Netherlands, RYS2.Germany,
Royal Bank of Scotland Group (The) PLC was incorporated and registered in Scotland under the Companies Act 1948 as a limited company on March 25, 1968 under the name National and Commercial Banking Group Limited. On September 3, 1979, the Company changed its name to The Royal Bank of Scotland Group Limited and on March 10, 1982, it changed its name to its present name. It is the holding company of a banking and financial services group. It provides banking and financial products and services to personal, commercial and large corporate and institutional customers through its two subsidiaries, The Royal Bank of Scotland and NatWest, as well as through a number of other brands including Citizens, Charter One, Ulster Bank, and Coutts. Its reportable segments are UK Retail, UK Corporate, Wealth, International Banking, Ulster Bank, U.S. Retail & Commercial, Markets, Central Function, and non-Core. UK Retail offers banking products and related financial services to the personal market. It serves customers through a number of channels including: the RBS and NatWest network of branches and ATMs in the United Kingdom, telephony, online and mobile. The UK Corporate provides banking, finance, and risk management services to the corporate and SME sector in the United Kingdom. It offers banking products and related financial services through a nationwide network of relationship managers, and also through telephone and internet channels. The product range includes invoice finance through the RBSIF brand and asset finance through the Lombard brand. Wealth provides private banking and investment services in the UK through Coutts & Co and Adam & Company, offshore banking through RBS International, NatWest Offshore and Isle of Man Bank, and international private banking through Coutts & Co Ltd. International Banking serves the companies with a client proposition focused on financing, transaction services and risk management. It serves as the delivery channel for Markets products to international corporate clients as well as international subsidiaries of clients from Other RBS Group divisions, through its international network. Ulster Bank is a retail and commercial bank in Northern Ireland and the Republic of Ireland. It provides financial services through both its Retail Banking division, which provides loan and deposit products through a network of branches and direct channels, and its Corporate Banking division, which provides services to businesses and corporate customers. U.S. Retail & Commercial provides financial services through the Citizens and Charter One brand.U.S Retail & Commercial is engaged in retail and corporate banking activities through its branch network in approximately 12 states in the United States and through non-branch offices in other states. Markets offer a unified service to the Group's corporate and institutional clients. Central Functions comprises Group and corporate functions such as treasury, finance, risk managemen
» More Articles for RBS

Headlines

Articles On GuruFocus.com
RBS to make higher profits in future Jul 08 2015 
Top Banks Face The Heat Of Penalties May 22 2015 
Pioneer Investments Sells Stakes in Allergan, Xilinx in First Quarter May 15 2015 
RBS And Nomura Faces Under The Scanner May 15 2015 
Guru Stocks at 52-Week Lows: PG, BABA, AXP, DEO, RBS May 05 2015 
Indian Banks Making A Mark On The Global Platform Jan 12 2015 
Citizens Bank Begins Ex-Dividend Trading Nov 04 2014 
Will Scotland Leave? Polls Say Maybe. Market Says No. Sep 17 2014 
Fox Business Network’s Charlie Gasparino Reports Appaloosa Founder David Tepper Put Out for Bid $4 Feb 01 2013 
Jim Chanos’ 4 Long Bank Positions Sep 20 2012 

More From Other Websites
Deutsche Bank, UBS, RBS Pension Business Face Threat? Aug 28 2015
RBS to scrap 'teaser' rates on home insurance products Aug 28 2015
Payments glitch at HSBC leaves thousands of Britons without wages Aug 28 2015
Payments glitch at HSBC leaves thousands of Britons without wages Aug 28 2015
Payments glitch at HSBC leaves thousands of Britons without wages Aug 28 2015
Payments glitch at HSBC leaves thousands of Britons without wages Aug 28 2015
British payments glitch at HSBC leaves thousands without wages Aug 28 2015
HSBC hit by payments crash on payday Aug 28 2015
City Analysts Upgrade Royal Bank of Scotland Group plc, International Consolidated Airlns Grp SA And... Aug 28 2015
U.S. Puts Deutsche Bank, UBS, RBS Pension Businesses on Notice Aug 27 2015
U.S. leaning against regulatory relief for three banks in Libor scandal Aug 27 2015
U.S. leaning against regulatory relief for three banks in Libor scandal Aug 27 2015
U.S. leaning against regulatory relief for 3 banks in Libor scandal Aug 27 2015
U.S. leaning against regulatory relief for 3 banks in Libor scandal Aug 27 2015
Royal Bank of Canada Q3 Earnings Swing Up, Revenues Down Aug 27 2015
Business lending: July Deals of the Month Aug 26 2015
Royal Bank of Scotland upgraded by Morgan Stanley Aug 26 2015
Why J Sainsbury plc, Glencore PLC And Royal Bank of Scotland Group plc Are Ghastly Growth Selections Aug 26 2015
Why J Sainsbury plc, Glencore PLC And Royal Bank of Scotland Group plc Are Ghastly Growth Selections Aug 26 2015
Zurich Insurance Makes £5.6bn Bid For RSA Aug 25 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK