Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.04
RDN's Cash to Debt is ranked lower than
100% of the 61 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 3.94 vs. RDN: 0.04 )
Ranked among companies with meaningful Cash to Debt only.
RDN' s 10-Year Cash to Debt Range
Min: 0.01  Med: 0.07 Max: No Debt
Current: 0.04
Equity to Asset 0.41
RDN's Equity to Asset is ranked higher than
74% of the 61 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.32 vs. RDN: 0.41 )
Ranked among companies with meaningful Equity to Asset only.
RDN' s 10-Year Equity to Asset Range
Min: 0.11  Med: 0.51 Max: 0.69
Current: 0.41
0.11
0.69
Interest Coverage 4.50
RDN's Interest Coverage is ranked lower than
85% of the 47 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 35.46 vs. RDN: 4.50 )
Ranked among companies with meaningful Interest Coverage only.
RDN' s 10-Year Interest Coverage Range
Min: 4.5  Med: 10000.00 Max: 9999.99
Current: 4.5
4.5
9999.99
F-Score: 5
WACC vs ROIC
14.28%
60.56%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 24.29
RDN's Operating margin (%) is ranked higher than
74% of the 62 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.16 vs. RDN: 24.29 )
Ranked among companies with meaningful Operating margin (%) only.
RDN' s 10-Year Operating margin (%) Range
Min: -821.87  Med: 18.92 Max: 45.52
Current: 24.29
-821.87
45.52
Net-margin (%) 72.20
RDN's Net-margin (%) is ranked higher than
92% of the 62 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.89 vs. RDN: 72.20 )
Ranked among companies with meaningful Net-margin (%) only.
RDN' s 10-Year Net-margin (%) Range
Min: -641.78  Med: 29.54 Max: 89.45
Current: 72.2
-641.78
89.45
ROE (%) 36.30
RDN's ROE (%) is ranked higher than
94% of the 62 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.25 vs. RDN: 36.30 )
Ranked among companies with meaningful ROE (%) only.
RDN' s 10-Year ROE (%) Range
Min: -126.07  Med: 15.00 Max: 63.19
Current: 36.3
-126.07
63.19
ROA (%) 11.57
RDN's ROA (%) is ranked higher than
95% of the 62 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.65 vs. RDN: 11.57 )
Ranked among companies with meaningful ROA (%) only.
RDN' s 10-Year ROA (%) Range
Min: -23.01  Med: 7.66 Max: 16.83
Current: 11.57
-23.01
16.83
Revenue Growth (3Y)(%) -31.90
RDN's Revenue Growth (3Y)(%) is ranked lower than
98% of the 51 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.10 vs. RDN: -31.90 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
RDN' s 10-Year Revenue Growth (3Y)(%) Range
Min: -43.4  Med: 12.20 Max: 23.3
Current: -31.9
-43.4
23.3
EBITDA Growth (3Y)(%) -13.20
RDN's EBITDA Growth (3Y)(%) is ranked lower than
88% of the 41 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 14.80 vs. RDN: -13.20 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
RDN' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: 7.80 Max: 29.3
Current: -13.2
0
29.3
EPS Growth (3Y)(%) 34.00
RDN's EPS Growth (3Y)(%) is ranked higher than
71% of the 41 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 14.10 vs. RDN: 34.00 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
RDN' s 10-Year EPS Growth (3Y)(%) Range
Min: -62.2  Med: 20.60 Max: 34
Current: 34
-62.2
34
» RDN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2014

RDN Guru Trades in Q3 2014

Louis Moore Bacon 1,500,000 sh (+42.86%)
Lee Ainslie 16,640,321 sh (+29.78%)
Chuck Royce 1,209,400 sh (+15.36%)
Steven Cohen 1,037,000 sh (+3.02%)
George Soros 1,182,143 sh (unchged)
John Paulson 11,386,500 sh (unchged)
Paul Tudor Jones 15,500 sh (unchged)
Westport Asset Management 507,989 sh (unchged)
Jim Simons Sold Out
Ken Heebner Sold Out
Caxton Associates Sold Out
» More
Q4 2014

RDN Guru Trades in Q4 2014

Jim Simons 1,715,800 sh (New)
Westport Asset Management 657,989 sh (+29.53%)
George Soros 1,182,143 sh (unchged)
Paul Tudor Jones 15,500 sh (unchged)
Chuck Royce 1,195,900 sh (-1.12%)
John Paulson 11,043,000 sh (-3.02%)
Lee Ainslie 14,927,246 sh (-10.29%)
Steven Cohen 714,900 sh (-31.06%)
Louis Moore Bacon 543,750 sh (-63.75%)
» More
Q1 2015

RDN Guru Trades in Q1 2015

James Barrow 197,136 sh (New)
Louis Moore Bacon 1,573,000 sh (+189.29%)
George Soros 2,099,053 sh (+77.56%)
Paul Tudor Jones 22,600 sh (+45.81%)
Steven Cohen 923,400 sh (+29.16%)
Lee Ainslie 17,390,892 sh (+16.50%)
Chuck Royce 1,250,400 sh (+4.56%)
Westport Asset Management 657,989 sh (unchged)
John Paulson 8,993,000 sh (-18.56%)
Jim Simons 1,076,500 sh (-37.26%)
» More
Q2 2015

RDN Guru Trades in Q2 2015

Jim Simons 1,422,000 sh (+32.09%)
James Barrow 207,793 sh (+5.41%)
Westport Asset Management 657,989 sh (unchged)
George Soros 2,099,053 sh (unchged)
Louis Moore Bacon Sold Out
Lee Ainslie 14,369,328 sh (-17.37%)
Chuck Royce 989,485 sh (-20.87%)
Paul Tudor Jones 15,500 sh (-31.42%)
John Paulson 5,971,400 sh (-33.60%)
Steven Cohen 495,300 sh (-46.36%)
» More
» Details

Insider Trades

Latest Guru Trades with RDN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Guru Investment Theses on Radian Group Inc

Westport Asset Management Comments on Radian Group Inc. - Jan 21, 2014

One new position, Radian Group, Inc. (RDN), was established. One of the largest private mortgage insurance companies, Radian Group, Inc. should benefit from a recovery in the housing industry and from the Federal Housing Administration's gradual pull-back from the mortgage insurance market.

From Westport Asset Management (Trades, Portfolio)'s fourth quarter 2013 commentary.

Check out Westport Asset Management latest stock trades

Ratios

vs
industry
vs
history
P/E(ttm) 5.69
RDN's P/E(ttm) is ranked higher than
87% of the 52 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.60 vs. RDN: 5.69 )
Ranked among companies with meaningful P/E(ttm) only.
RDN' s 10-Year P/E(ttm) Range
Min: 0.91  Med: 8.67 Max: 21.88
Current: 5.69
0.91
21.88
Forward P/E 10.64
RDN's Forward P/E is ranked lower than
54% of the 35 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.24 vs. RDN: 10.64 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 6.00
RDN's PE(NRI) is ranked higher than
87% of the 53 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.80 vs. RDN: 6.00 )
Ranked among companies with meaningful PE(NRI) only.
RDN' s 10-Year PE(NRI) Range
Min: 0.91  Med: 8.87 Max: 25.02
Current: 6
0.91
25.02
P/B 1.40
RDN's P/B is ranked lower than
66% of the 62 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.02 vs. RDN: 1.40 )
Ranked among companies with meaningful P/B only.
RDN' s 10-Year P/B Range
Min: 0.03  Med: 1.07 Max: 2.91
Current: 1.4
0.03
2.91
P/S 3.53
RDN's P/S is ranked lower than
95% of the 59 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.20 vs. RDN: 3.53 )
Ranked among companies with meaningful P/S only.
RDN' s 10-Year P/S Range
Min: 0.08  Med: 2.41 Max: 4.77
Current: 3.53
0.08
4.77
PFCF 115.05
RDN's PFCF is ranked lower than
97% of the 30 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.31 vs. RDN: 115.05 )
Ranked among companies with meaningful PFCF only.
RDN' s 10-Year PFCF Range
Min: 0.44  Med: 8.79 Max: 125.8
Current: 115.05
0.44
125.8
POCF 75.06
RDN's POCF is ranked lower than
91% of the 43 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.69 vs. RDN: 75.06 )
Ranked among companies with meaningful POCF only.
RDN' s 10-Year POCF Range
Min: 0.44  Med: 8.61 Max: 82.04
Current: 75.06
0.44
82.04
EV-to-EBIT 9.15
RDN's EV-to-EBIT is ranked lower than
70% of the 50 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.61 vs. RDN: 9.15 )
Ranked among companies with meaningful EV-to-EBIT only.
RDN' s 10-Year EV-to-EBIT Range
Min: -11.4  Med: 0.20 Max: 23.5
Current: 9.15
-11.4
23.5
Days Sales Outstanding 26.23
RDN's Days Sales Outstanding is ranked higher than
66% of the 29 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 71.95 vs. RDN: 26.23 )
Ranked among companies with meaningful Days Sales Outstanding only.
RDN' s 10-Year Days Sales Outstanding Range
Min: 18.2  Med: 27.82 Max: 237.41
Current: 26.23
18.2
237.41

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.06
RDN's Dividend Yield is ranked lower than
122% of the 86 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.42 vs. RDN: 0.06 )
Ranked among companies with meaningful Dividend Yield only.
RDN' s 10-Year Dividend Yield Range
Min: 0.06  Med: 0.16 Max: 7.84
Current: 0.06
0.06
7.84
Yield on cost (5-Year) 0.06
RDN's Yield on cost (5-Year) is ranked lower than
122% of the 87 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 5.32 vs. RDN: 0.06 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
RDN' s 10-Year Yield on cost (5-Year) Range
Min: 0.06  Med: 0.16 Max: 7.84
Current: 0.06
0.06
7.84
Share Buyback Rate -20.40
RDN's Share Buyback Rate is ranked lower than
92% of the 39 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.40 vs. RDN: -20.40 )
Ranked among companies with meaningful Share Buyback Rate only.
RDN' s 10-Year Share Buyback Rate Range
Min: 6.7  Med: -8.90 Max: -20.4
Current: -20.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.60
RDN's Price/Tangible Book is ranked lower than
66% of the 56 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.12 vs. RDN: 1.60 )
Ranked among companies with meaningful Price/Tangible Book only.
RDN' s 10-Year Price/Tangible Book Range
Min: 0.05  Med: 1.33 Max: 3.06
Current: 1.6
0.05
3.06
Price/Median PS Value 1.73
RDN's Price/Median PS Value is ranked lower than
87% of the 54 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.07 vs. RDN: 1.73 )
Ranked among companies with meaningful Price/Median PS Value only.
RDN' s 10-Year Price/Median PS Value Range
Min: 0.05  Med: 1.41 Max: 2.46
Current: 1.73
0.05
2.46
Price/Peter Lynch Fair Value 0.28
RDN's Price/Peter Lynch Fair Value is ranked lower than
489% of the 18 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.86 vs. RDN: 0.28 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
RDN' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.37  Med: 0.57 Max: 0.92
Current: 0.28
0.37
0.92
Price/Graham Number 0.48
RDN's Price/Graham Number is ranked higher than
89% of the 46 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.69 vs. RDN: 0.48 )
Ranked among companies with meaningful Price/Graham Number only.
RDN' s 10-Year Price/Graham Number Range
Min: 0.11  Med: 0.76 Max: 1.45
Current: 0.48
0.11
1.45
Earnings Yield (Greenblatt) (%) 10.99
RDN's Earnings Yield (Greenblatt) (%) is ranked lower than
58% of the 60 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.40 vs. RDN: 10.99 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
RDN' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 4.3  Med: 11.00 Max: 3567.4
Current: 10.99
4.3
3567.4
Forward Rate of Return (Yacktman) (%) 39.85
RDN's Forward Rate of Return (Yacktman) (%) is ranked higher than
91% of the 34 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 13.90 vs. RDN: 39.85 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
RDN' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -182.3  Med: 11.70 Max: 395.5
Current: 39.85
-182.3
395.5

Analyst Estimate

Dec15 Dec16
Revenue(Mil) 1,012 1,075
EPS($) 1.58 1.69
EPS without NRI($) 1.58 1.69

Business Description

Industry: Insurance - Specialty » Insurance - Specialty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Traded in other countries:RAG.Germany, RDN.Mexico,
Radian Group Inc was incorporated as a business corporation under the laws of the State of Delaware in 1991. The Company is a credit enhancement company. The Company has two business segments; mortgage insurance and financial guaranty. Its mortgage insurance segment provides credit-related insurance coverage, mainly through private mortgage insurance and risk management services, to mortgage lending institutions. The Company conducts its business mainly through Radian Guaranty Inc., its main mortgage insurance subsidiary. The Companys financial guaranty segment has provided direct insurance and reinsurance on credit-based risks, and also offered credit protection on various asset classes through financial guaranty policies and credit default swaps. While the Company has discontinued writing new financial guaranty business in 2008, it continues to provide financial guaranty insurance on its existing portfolio consisting mainly of public finance and structured finance insured transactions. In addition, its main financial guaranty subsidiary, Radian Asset Assurance Inc., is a wholly-owned subsidiary of Radian Guaranty, which allows its financial guaranty business to serve as a source of capital support for its mortgage insurance business. Its competitors include Arch U.S. MI, Essent Guaranty Inc., Genworth Financial Inc., Mortgage Guaranty Insurance Corporation, NMI Holdings, Inc. and United Guaranty Corporation. The Company and its insurance subsidiaries are subject to comprehensive regulation mainly designed for the protection of policyholders, rather than for the benefit of investors, by the insurance departments in the various states where its insurance subsidiaries are licensed to transact business.
» More Articles for RDN

Headlines

Articles On GuruFocus.com
John Paulson's Stocks Trading at Low P/E May 04 2015 
Weekly CFO Buys Highlight: iPass Inc, Radian Group Inc, Sonus Networks Inc. Mar 01 2015 
Westport Asset Management Comments on Radian Group Inc. Jan 21 2014 
Westport Select Cap Fund Fourth Quarter Commentary Jan 20 2014 
Westport Funds Third Quarter Letter Nov 05 2013 
4 Cheapest Financial Dividend Stocks from the Top Performing YTD List Jul 10 2013 
Top Stocks of John Paulson’s Real Estate Recovery Fund, Up 27% Jun 18 2013 
3 Financial Dividend Stocks with a Big Short-Selling Army Jun 10 2013 
comment on RDN May 03 2013 
comment on RDN Mar 02 2013 

More From Other Websites
Radian Group, Inc. Earnings Q2, 2015 Aug 26 2015
RADIAN GROUP INC Financials Aug 20 2015
Radian bulls hoping for breakout Aug 13 2015
Radian Declares Regular Quarterly Dividend on Common Stock Aug 12 2015
Radian Declares Regular Quarterly Dividend on Common Stock Aug 12 2015
10-Q for Radian Group, Inc. Aug 09 2015
RADIAN GROUP INC Files SEC form 10-Q, Quarterly Report Aug 07 2015
Assured Guaranty Earnings Outpaces on Radian Asset Buy - Analyst Blog Aug 07 2015
Assurant Beats Q2 Earnings on Solid Segmental Performance - Analyst Blog Jul 29 2015
Green River Capital Launches Rental Asset Management & Performance (RAMP) Service Jul 28 2015
Edited Transcript of RDN earnings conference call or presentation 22-Jul-15 2:00pm GMT Jul 23 2015
Radian Group Q2 Earnings and Revenues Beat; Claims Fall - Analyst Blog Jul 23 2015
Radian Group Inc Earnings Call scheduled for 10:00 am ET today Jul 22 2015
RADIAN GROUP INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 22 2015
Radian beats 2Q profit forecasts Jul 22 2015
Radian beats 2Q profit forecasts Jul 22 2015
Radian Announces Second Quarter 2015 Financial Results Jul 22 2015
Q2 2015 Radian Group Inc Earnings Release - Before Market Open Jul 22 2015
Radian Announces Second Quarter 2015 Financial Results Jul 22 2015
RADIAN GROUP INC Files SEC form 8-K, Change in Directors or Principal Officers Jul 15 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK