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Also traded in: Germany, Mexico

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.05
NYSE:RDN's Cash-to-Debt is ranked lower than
99% of the 72 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 3.74 vs. NYSE:RDN: 0.05 )
Ranked among companies with meaningful Cash-to-Debt only.
NYSE:RDN' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01  Med: 0.08 Max: No Debt
Current: 0.05
Equity-to-Asset 0.49
NYSE:RDN's Equity-to-Asset is ranked higher than
79% of the 73 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.34 vs. NYSE:RDN: 0.49 )
Ranked among companies with meaningful Equity-to-Asset only.
NYSE:RDN' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.11  Med: 0.5 Max: 0.62
Current: 0.49
0.11
0.62
Interest Coverage 5.96
NYSE:RDN's Interest Coverage is ranked lower than
91% of the 70 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 355.50 vs. NYSE:RDN: 5.96 )
Ranked among companies with meaningful Interest Coverage only.
NYSE:RDN' s Interest Coverage Range Over the Past 10 Years
Min: 4.5  Med: 5.39 Max: 6
Current: 5.96
4.5
6
Piotroski F-Score: 6
Beneish M-Score: -2.30
WACC vs ROIC
11.66%
9.68%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Operating Margin % 39.06
NYSE:RDN's Operating Margin % is ranked higher than
87% of the 72 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.75 vs. NYSE:RDN: 39.06 )
Ranked among companies with meaningful Operating Margin % only.
NYSE:RDN' s Operating Margin % Range Over the Past 10 Years
Min: -821.87  Med: -22.05 Max: 39.06
Current: 39.06
-821.87
39.06
Net Margin % 24.89
NYSE:RDN's Net Margin % is ranked higher than
79% of the 73 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.47 vs. NYSE:RDN: 24.89 )
Ranked among companies with meaningful Net Margin % only.
NYSE:RDN' s Net Margin % Range Over the Past 10 Years
Min: -641.78  Med: -16.99 Max: 89.45
Current: 24.89
-641.78
89.45
ROE % 11.23
NYSE:RDN's ROE % is ranked higher than
58% of the 73 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.53 vs. NYSE:RDN: 11.23 )
Ranked among companies with meaningful ROE % only.
NYSE:RDN' s ROE % Range Over the Past 10 Years
Min: -126.07  Med: -12.31 Max: 63.19
Current: 11.23
-126.07
63.19
ROA % 5.21
NYSE:RDN's ROA % is ranked higher than
75% of the 73 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.62 vs. NYSE:RDN: 5.21 )
Ranked among companies with meaningful ROA % only.
NYSE:RDN' s ROA % Range Over the Past 10 Years
Min: -23.04  Med: -2.63 Max: 15.4
Current: 5.21
-23.04
15.4
3-Year Revenue Growth Rate 6.20
NYSE:RDN's 3-Year Revenue Growth Rate is ranked higher than
60% of the 58 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 3.40 vs. NYSE:RDN: 6.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NYSE:RDN' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -43.4  Med: 6.2 Max: 17.2
Current: 6.2
-43.4
17.2
GuruFocus has detected 4 Warning Signs with Radian Group Inc $NYSE:RDN.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NYSE:RDN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

RDN Guru Trades in Q1 2016

David Dreman 718 sh (New)
Steven Cohen 100,000 sh (New)
John Paulson 3,669,124 sh (+214.19%)
Joel Greenblatt 27,487 sh (+131.18%)
Jim Simons 1,171,300 sh (+19.76%)
Lee Ainslie 16,680,341 sh (+12.34%)
Paul Tudor Jones 11,800 sh (+6.90%)
Westport Asset Management 657,989 sh (unchged)
» More
Q2 2016

RDN Guru Trades in Q2 2016

Chuck Royce 130,000 sh (New)
Steven Cohen 1,022,100 sh (+922.10%)
David Dreman 1,582 sh (+120.33%)
Joel Greenblatt 32,665 sh (+18.84%)
Jim Simons 1,347,100 sh (+15.01%)
Steven Cohen 100,000 sh (unchged)
John Paulson Sold Out
Paul Tudor Jones Sold Out
Lee Ainslie 13,941,442 sh (-16.42%)
Westport Asset Management 527,989 sh (-19.76%)
» More
Q3 2016

RDN Guru Trades in Q3 2016

Pioneer Investments 1,750,667 sh (New)
Diamond Hill Capital 212,987 sh (New)
Chuck Royce 380,000 sh (+192.31%)
Jim Simons 2,455,900 sh (+82.31%)
David Dreman 1,582 sh (unchged)
Joel Greenblatt 29,091 sh (-10.94%)
Steven Cohen 746,500 sh (-26.96%)
Lee Ainslie 9,298,595 sh (-33.30%)
» More
Q4 2016

RDN Guru Trades in Q4 2016

Ken Heebner 50,000 sh (New)
David Dreman 30,067 sh (+1800.57%)
Chuck Royce 513,000 sh (+35.00%)
Pioneer Investments 1,962,623 sh (+12.11%)
Lee Ainslie Sold Out
Diamond Hill Capital 208,804 sh (-1.96%)
Steven Cohen 654,800 sh (-12.28%)
Jim Simons 2,104,804 sh (-14.30%)
Joel Greenblatt 19,372 sh (-33.41%)
» More
» Details

Insider Trades

Latest Guru Trades with RDN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Insurance - Specialty » Insurance - Specialty    NAICS: 524126    SIC: 6351
Compare:NYSE:MTG, NYSE:FAF, NYSE:AGO, OTCPK:GMICF, OTCPK:LCSHF, NYSE:OB, NYSE:EIG, NAS:AMBC, NAS:GLRE, NAS:ITIC, OTCPK:SYCRF, NYSE:FAC, NYSE:FNF » details
Traded in other countries:RAG.Germany, RDN.Mexico,
Radian Group Inc, through its subsidiaries and affiliates, provides mortgage insurance on domestic residential First-liens and other products and services to the mortgage and real estate industries. Its segments include mortgage insurance and MRES.

Radian Group Inc was incorporated as a business corporation under the laws of the State of Delaware in 1991. The Company is a credit enhancement company. The Company has two business segments; mortgage insurance and services. Its mortgage insurance segment provides credit-related insurance coverage, mainly through private mortgage insurance and risk management services, to mortgage lending institutions. The Company conducts its business mainly through Radian Guaranty Inc., its main mortgage insurance subsidiary. Its services segment provides outsourced services, information-based analytics and specialty consulting for buyers and sellers of, and investors in, mortgage- and real estate-related loans and securities as well as other ABS. The primary lines of business in the services segment include, loan review and due diligence; surveillance, including RMBS surveillance, loan servicer oversight, loan-level servicing compliance reviews and operational reviews of mortgage servicers and originators; valuation and component services providing outsourcing and technology solutions for the SFR and residential real estate markets. These services and solutions are provided through Clayton and its subsidiaries, including Green River Capital, Red Bell and ValuAmerica. Its competitors include Arch U.S. MI, Essent Guaranty Inc., Genworth Financial Inc., Mortgage Guaranty Insurance Corporation, NMI Holdings, Inc. and United Guaranty Corporation. The Company and its insurance subsidiaries are subject to comprehensive regulation mainly designed for the protection of policyholders, rather than for the benefit of investors, by the insurance departments in the various states where its insurance subsidiaries are licensed to transact business.

Ratios

vs
industry
vs
history
PE Ratio 13.60
RDN's PE Ratio is ranked lower than
57% of the 67 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.78 vs. RDN: 13.60 )
Ranked among companies with meaningful PE Ratio only.
RDN' s PE Ratio Range Over the Past 10 Years
Min: 0.91  Med: 8.68 Max: 22.1
Current: 13.6
0.91
22.1
Forward PE Ratio 10.10
RDN's Forward PE Ratio is ranked higher than
74% of the 23 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.05 vs. RDN: 10.10 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 13.60
RDN's PE Ratio without NRI is ranked lower than
59% of the 68 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.56 vs. RDN: 13.60 )
Ranked among companies with meaningful PE Ratio without NRI only.
RDN' s PE Ratio without NRI Range Over the Past 10 Years
Min: 0.91  Med: 8.81 Max: 22.1
Current: 13.6
0.91
22.1
Price-to-Owner-Earnings 13.80
RDN's Price-to-Owner-Earnings is ranked lower than
71% of the 35 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.74 vs. RDN: 13.80 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
RDN' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 0.82  Med: 8.6 Max: 26.64
Current: 13.8
0.82
26.64
PB Ratio 1.39
RDN's PB Ratio is ranked lower than
60% of the 70 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.07 vs. RDN: 1.39 )
Ranked among companies with meaningful PB Ratio only.
RDN' s PB Ratio Range Over the Past 10 Years
Min: 0.03  Med: 0.96 Max: 2.91
Current: 1.39
0.03
2.91
PS Ratio 3.45
RDN's PS Ratio is ranked lower than
79% of the 72 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.51 vs. RDN: 3.45 )
Ranked among companies with meaningful PS Ratio only.
RDN' s PS Ratio Range Over the Past 10 Years
Min: 0.08  Med: 2.24 Max: 4.78
Current: 3.45
0.08
4.78
Price-to-Free-Cash-Flow 16.21
RDN's Price-to-Free-Cash-Flow is ranked lower than
56% of the 43 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.35 vs. RDN: 16.21 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
RDN' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.44  Med: 9.47 Max: 117.94
Current: 16.21
0.44
117.94
Price-to-Operating-Cash-Flow 14.63
RDN's Price-to-Operating-Cash-Flow is ranked lower than
67% of the 49 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.91 vs. RDN: 14.63 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
RDN' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.44  Med: 9.73 Max: 277.06
Current: 14.63
0.44
277.06
EV-to-EBIT 8.88
RDN's EV-to-EBIT is ranked lower than
52% of the 54 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.81 vs. RDN: 8.88 )
Ranked among companies with meaningful EV-to-EBIT only.
RDN' s EV-to-EBIT Range Over the Past 10 Years
Min: -26.3  Med: 0.2 Max: 12.4
Current: 8.88
-26.3
12.4
EV-to-EBITDA 8.67
RDN's EV-to-EBITDA is ranked lower than
57% of the 54 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.79 vs. RDN: 8.67 )
Ranked among companies with meaningful EV-to-EBITDA only.
RDN' s EV-to-EBITDA Range Over the Past 10 Years
Min: -89.5  Med: 0.6 Max: 16.4
Current: 8.67
-89.5
16.4

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.05
RDN's Dividend Yield % is ranked lower than
99.99% of the 110 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 3.47 vs. RDN: 0.05 )
Ranked among companies with meaningful Dividend Yield % only.
RDN' s Dividend Yield % Range Over the Past 10 Years
Min: 0.05  Med: 0.14 Max: 7.84
Current: 0.05
0.05
7.84
Dividend Payout Ratio 0.01
RDN's Dividend Payout Ratio is ranked higher than
98% of the 58 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.36 vs. RDN: 0.01 )
Ranked among companies with meaningful Dividend Payout Ratio only.
RDN' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0  Med: 0.01 Max: 0.01
Current: 0.01
0
0.01
Forward Dividend Yield % 0.05
RDN's Forward Dividend Yield % is ranked lower than
100% of the 104 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.30 vs. RDN: 0.05 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.05
RDN's 5-Year Yield-on-Cost % is ranked lower than
99.99% of the 108 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 5.38 vs. RDN: 0.05 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
RDN' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.05  Med: 0.14 Max: 7.84
Current: 0.05
0.05
7.84
3-Year Average Share Buyback Ratio -7.40
RDN's 3-Year Average Share Buyback Ratio is ranked lower than
88% of the 40 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.30 vs. RDN: -7.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
RDN' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -27.4  Med: -7.8 Max: 5.5
Current: -7.4
-27.4
5.5

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.54
RDN's Price-to-Tangible-Book is ranked lower than
61% of the 67 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.22 vs. RDN: 1.54 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
RDN' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.15  Med: 1.3 Max: 2.91
Current: 1.54
0.15
2.91
Price-to-Median-PS-Value 1.54
RDN's Price-to-Median-PS-Value is ranked lower than
79% of the 58 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.12 vs. RDN: 1.54 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
RDN' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.07  Med: 1.5 Max: 2.12
Current: 1.54
0.07
2.12
Price-to-Graham-Number 0.96
RDN's Price-to-Graham-Number is ranked lower than
68% of the 59 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.86 vs. RDN: 0.96 )
Ranked among companies with meaningful Price-to-Graham-Number only.
RDN' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.11  Med: 0.79 Max: 1.61
Current: 0.96
0.11
1.61
Earnings Yield (Greenblatt) % 11.30
RDN's Earnings Yield (Greenblatt) % is ranked higher than
54% of the 61 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.90 vs. RDN: 11.30 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
RDN' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 8  Med: 15.5 Max: 492395.3
Current: 11.3
8
492395.3
Forward Rate of Return (Yacktman) % 40.60
RDN's Forward Rate of Return (Yacktman) % is ranked higher than
87% of the 32 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 18.42 vs. RDN: 40.60 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
RDN' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -182.3  Med: -3.5 Max: 395.5
Current: 40.6
-182.3
395.5

More Statistics

Revenue (TTM) (Mil) $1,238
EPS (TTM) $ 1.37
Beta1.51
Short Percentage of Float2.13%
52-Week Range $9.29 - 19.87
Shares Outstanding (Mil)214.52

Analyst Estimate

Dec17 Dec18
Revenue (Mil $) 1,249 1,302
EPS ($) 1.85 2.02
EPS without NRI ($) 1.85 2.02
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 0.01 0.01
» More Articles for NYSE:RDN

Headlines

Articles On GuruFocus.com
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Weekly CFO Buys Highlight: iPass Inc, Radian Group Inc, Sonus Networks Inc. Mar 01 2015 
Westport Asset Management Comments on Radian Group Inc. Jan 21 2014 
Westport Select Cap Fund Fourth Quarter Commentary Jan 20 2014 
Westport Funds Third Quarter Letter Nov 05 2013 
4 Cheapest Financial Dividend Stocks from the Top Performing YTD List Jul 10 2013 
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3 Financial Dividend Stocks with a Big Short-Selling Army Jun 10 2013 

More From Other Websites
RADIAN GROUP INC Files SEC form 8-K, Change in Directors or Principal Officers Feb 23 2017
RADIAN GROUP INC Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements... Feb 13 2017
Could the Value Investors Consider Radian Group As a Great Stock? Feb 13 2017
Radian taps replacement for longtime CEO Feb 09 2017
Radian Appoints Rick Thornberry Chief Executive Officer Feb 09 2017
Radian Declares Regular Quarterly Dividend on Common Stock Feb 08 2017
Radian Named One of America’s Top Mortgage Employers for 2017 Feb 08 2017
ETFs with exposure to Radian Group Inc. : February 2, 2017 Feb 02 2017
Radian Group Inc. :RDN-US: Earnings Analysis: 2016 By the Numbers : January 30, 2017 Jan 30 2017
Disney, Apple, Comcast: Doug Kass' Views Jan 30 2017
Radian Group (RDN) Beats Q4 Earnings, Revenue Estimates Jan 27 2017
Aon plc (AON) Unit Forms Alliance to Lower Medical Costs Jan 27 2017
Edited Transcript of RDN earnings conference call or presentation 26-Jan-17 3:00pm GMT Jan 26 2017
RADIAN GROUP INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jan 26 2017
Q4 2016 Radian Group Inc Earnings Release - Before Market Open Jan 26 2017
Radian beats 4Q profit forecasts Jan 26 2017
Radian beats 4Q profit forecasts Jan 26 2017
Radian Announces Fourth Quarter and Full Year 2016 Financial Results Jan 26 2017
Allergan, Apple, Facebook: Doug Kass' Views Jan 23 2017
Radian Group Inc. : RDN-US: Dividend Analysis : November 21st, 2016 (record date) : By the numbers :... Jan 20 2017

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