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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.05
RDN's Cash to Debt is ranked higher than
53% of the 126 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.76 vs. RDN: 0.05 )
RDN' s 10-Year Cash to Debt Range
Min: 0.01   Max: No Debt
Current: 0.05

Equity to Asset 0.32
RDN's Equity to Asset is ranked higher than
77% of the 127 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.23 vs. RDN: 0.32 )
RDN' s 10-Year Equity to Asset Range
Min: 0.11   Max: 0.69
Current: 0.32

0.11
0.69
Interest Coverage 4.50
RDN's Interest Coverage is ranked higher than
58% of the 91 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 16.64 vs. RDN: 4.50 )
RDN' s 10-Year Interest Coverage Range
Min: 4.5   Max: 9999.99
Current: 4.5

4.5
9999.99
F-Score: 3
Z-Score: 0.91
WACC vs ROIC
18.55%
82.58%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) 33.63
RDN's Operating margin (%) is ranked higher than
94% of the 127 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.89 vs. RDN: 33.63 )
RDN' s 10-Year Operating margin (%) Range
Min: -821.87   Max: 45.52
Current: 33.63

-821.87
45.52
Net-margin (%) 83.47
RDN's Net-margin (%) is ranked higher than
98% of the 127 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.10 vs. RDN: 83.47 )
RDN' s 10-Year Net-margin (%) Range
Min: -641.78   Max: 89.45
Current: 83.47

-641.78
89.45
ROE (%) 48.92
RDN's ROE (%) is ranked higher than
98% of the 127 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.26 vs. RDN: 48.92 )
RDN' s 10-Year ROE (%) Range
Min: -126.07   Max: 63.19
Current: 48.92

-126.07
63.19
ROA (%) 13.65
RDN's ROA (%) is ranked higher than
98% of the 127 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.28 vs. RDN: 13.65 )
RDN' s 10-Year ROA (%) Range
Min: -23.04   Max: 16.83
Current: 13.65

-23.04
16.83
ROC (Joel Greenblatt) (%) 2239.91
RDN's ROC (Joel Greenblatt) (%) is ranked higher than
93% of the 88 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 243.31 vs. RDN: 2239.91 )
RDN' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -10912.33   Max: 3061.72
Current: 2239.91

-10912.33
3061.72
Revenue Growth (3Y)(%) -31.90
RDN's Revenue Growth (3Y)(%) is ranked higher than
58% of the 109 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 6.40 vs. RDN: -31.90 )
RDN' s 10-Year Revenue Growth (3Y)(%) Range
Min: -43.4   Max: 17.2
Current: -31.9

-43.4
17.2
EBITDA Growth (3Y)(%) -13.20
RDN's EBITDA Growth (3Y)(%) is ranked higher than
64% of the 90 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 14.50 vs. RDN: -13.20 )
RDN' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 29.3
Current: -13.2

0
29.3
EPS Growth (3Y)(%) 34.00
RDN's EPS Growth (3Y)(%) is ranked higher than
90% of the 86 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 14.00 vs. RDN: 34.00 )
RDN' s 10-Year EPS Growth (3Y)(%) Range
Min: -62.2   Max: 34
Current: 34

-62.2
34
» RDN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

RDN Guru Trades in Q2 2014

Paul Tudor Jones 15,500 sh (New)
Ken Heebner 220,000 sh (New)
Caxton Associates 870,000 sh (New)
Louis Moore Bacon 1,050,000 sh (+192.83%)
George Soros 1,182,143 sh (+52.89%)
Chuck Royce 1,048,400 sh (+16.05%)
Lee Ainslie 12,821,886 sh (+14.41%)
Westport Asset Management 507,989 sh (+10.92%)
Louis Moore Bacon 120,000 sh (unchged)
Steven Cohen 1,006,629 sh (unchged)
John Paulson 11,386,500 sh (unchged)
Jim Simons 305,600 sh (-60.13%)
» More
Q3 2014

RDN Guru Trades in Q3 2014

Louis Moore Bacon 1,500,000 sh (+42.86%)
Lee Ainslie 16,640,321 sh (+29.78%)
Chuck Royce 1,209,400 sh (+15.36%)
Steven Cohen 1,037,000 sh (+3.02%)
John Paulson 11,386,500 sh (unchged)
Paul Tudor Jones 15,500 sh (unchged)
Westport Asset Management 507,989 sh (unchged)
George Soros 1,182,143 sh (unchged)
Jim Simons Sold Out
Ken Heebner Sold Out
Caxton Associates Sold Out
» More
Q4 2014

RDN Guru Trades in Q4 2014

Jim Simons 1,715,800 sh (New)
Westport Asset Management 657,989 sh (+29.53%)
Paul Tudor Jones 15,500 sh (unchged)
George Soros 1,182,143 sh (unchged)
Chuck Royce 1,195,900 sh (-1.12%)
John Paulson 11,043,000 sh (-3.02%)
Lee Ainslie 14,927,246 sh (-10.29%)
Steven Cohen 714,900 sh (-31.06%)
Louis Moore Bacon 543,750 sh (-63.75%)
» More
Q1 2015

RDN Guru Trades in Q1 2015

James Barrow 197,136 sh (New)
Louis Moore Bacon 1,573,000 sh (+189.29%)
George Soros 2,099,053 sh (+77.56%)
Paul Tudor Jones 22,600 sh (+45.81%)
Steven Cohen 923,400 sh (+29.16%)
Lee Ainslie 17,390,892 sh (+16.50%)
Chuck Royce 1,250,400 sh (+4.56%)
Westport Asset Management 657,989 sh (unchged)
John Paulson 8,993,000 sh (-18.56%)
Jim Simons 1,076,500 sh (-37.26%)
» More
» Details

Insider Trades

Latest Guru Trades with RDN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Guru Investment Theses on Radian Group Inc

Westport Asset Management Comments on Radian Group Inc. - Jan 21, 2014

One new position, Radian Group, Inc. (RDN), was established. One of the largest private mortgage insurance companies, Radian Group, Inc. should benefit from a recovery in the housing industry and from the Federal Housing Administration's gradual pull-back from the mortgage insurance market.

From Westport Asset Management (Trades, Portfolio)'s fourth quarter 2013 commentary.

Check out Westport Asset Management latest stock trades

Ratios

vs
industry
vs
history
P/E(ttm) 5.00
RDN's P/E(ttm) is ranked higher than
96% of the 137 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.30 vs. RDN: 5.00 )
RDN' s 10-Year P/E(ttm) Range
Min: 0.91   Max: 21.88
Current: 5

0.91
21.88
Forward P/E 10.49
RDN's Forward P/E is ranked higher than
70% of the 137 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.53 vs. RDN: 10.49 )
N/A
PE(NRI) 5.00
RDN's PE(NRI) is ranked higher than
97% of the 137 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.30 vs. RDN: 5.00 )
RDN' s 10-Year PE(NRI) Range
Min: 0.91   Max: 25.02
Current: 5

0.91
25.02
P/B 2.00
RDN's P/B is ranked higher than
52% of the 137 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.10 vs. RDN: 2.00 )
RDN' s 10-Year P/B Range
Min: 0.03   Max: 2.91
Current: 2

0.03
2.91
P/S 3.88
RDN's P/S is ranked lower than
60% of the 137 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.20 vs. RDN: 3.88 )
RDN' s 10-Year P/S Range
Min: 0.08   Max: 4.77
Current: 3.88

0.08
4.77
EV-to-EBIT 9.93
RDN's EV-to-EBIT is ranked higher than
77% of the 137 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.67 vs. RDN: 9.93 )
RDN' s 10-Year EV-to-EBIT Range
Min: -15.9   Max: 18.4
Current: 9.93

-15.9
18.4
Days Sales Outstanding 23.11
RDN's Days Sales Outstanding is ranked higher than
93% of the 137 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.00 vs. RDN: 23.11 )
RDN' s 10-Year Days Sales Outstanding Range
Min: 18.2   Max: 237.41
Current: 23.11

18.2
237.41

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.06
RDN's Dividend Yield is ranked lower than
92% of the 106 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 3.46 vs. RDN: 0.06 )
RDN' s 10-Year Dividend Yield Range
Min: 0.07   Max: 7.84
Current: 0.06

0.07
7.84
Yield on cost (5-Year) 0.10
RDN's Yield on cost (5-Year) is ranked lower than
89% of the 107 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.44 vs. RDN: 0.10 )
RDN' s 10-Year Yield on cost (5-Year) Range
Min: 0.07   Max: 7.84
Current: 0.1

0.07
7.84
Share Buyback Rate -20.40
RDN's Share Buyback Rate is ranked higher than
61% of the 93 Companies
in the Global Insurance - Specialty industry.

( Industry Median: -0.20 vs. RDN: -20.40 )
RDN' s 10-Year Share Buyback Rate Range
Min: 6.7   Max: -20.4
Current: -20.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.30
RDN's Price/Tangible Book is ranked higher than
58% of the 137 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.40 vs. RDN: 2.30 )
RDN' s 10-Year Price/Tangible Book Range
Min: 0.05   Max: 3.33
Current: 2.3

0.05
3.33
Price/Median PS Value 1.80
RDN's Price/Median PS Value is ranked higher than
54% of the 137 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.20 vs. RDN: 1.80 )
RDN' s 10-Year Price/Median PS Value Range
Min: 0.05   Max: 2.49
Current: 1.8

0.05
2.49
Price/Peter Lynch Fair Value 0.30
RDN's Price/Peter Lynch Fair Value is ranked higher than
58% of the 137 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.00 vs. RDN: 0.30 )
RDN' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.37   Max: 0.92
Current: 0.3

0.37
0.92
Price/Graham Number 0.60
RDN's Price/Graham Number is ranked higher than
85% of the 137 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.80 vs. RDN: 0.60 )
RDN' s 10-Year Price/Graham Number Range
Min: 0.11   Max: 1.42
Current: 0.6

0.11
1.42
Earnings Yield (Greenblatt) 10.10
RDN's Earnings Yield (Greenblatt) is ranked higher than
61% of the 127 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 13.00 vs. RDN: 10.10 )
RDN' s 10-Year Earnings Yield (Greenblatt) Range
Min: 5.4   Max: 3567.4
Current: 10.1

5.4
3567.4
Forward Rate of Return (Yacktman) 39.91
RDN's Forward Rate of Return (Yacktman) is ranked higher than
97% of the 79 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 15.29 vs. RDN: 39.91 )
RDN' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -182.3   Max: 395.5
Current: 39.91

-182.3
395.5

Business Description

Industry: Insurance - Specialty » Insurance - Specialty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Traded in other countries:RAG.Germany, RDN.Mexico,
Radian Group Inc was incorporated as a business corporation under the laws of the State of Delaware in 1991. The Company is a credit enhancement company. The Company has two business segments; mortgage insurance and financial guaranty. Its mortgage insurance segment provides credit-related insurance coverage, mainly through private mortgage insurance and risk management services, to mortgage lending institutions. The Company conducts its business mainly through Radian Guaranty Inc., its main mortgage insurance subsidiary. The Companys financial guaranty segment has provided direct insurance and reinsurance on credit-based risks, and also offered credit protection on various asset classes through financial guaranty policies and credit default swaps. While the Company has discontinued writing new financial guaranty business in 2008, it continues to provide financial guaranty insurance on its existing portfolio consisting mainly of public finance and structured finance insured transactions. In addition, its main financial guaranty subsidiary, Radian Asset Assurance Inc., is a wholly-owned subsidiary of Radian Guaranty, which allows its financial guaranty business to serve as a source of capital support for its mortgage insurance business. Its competitors include Arch U.S. MI, Essent Guaranty Inc., Genworth Financial Inc., Mortgage Guaranty Insurance Corporation, NMI Holdings, Inc. and United Guaranty Corporation. The Company and its insurance subsidiaries are subject to comprehensive regulation mainly designed for the protection of policyholders, rather than for the benefit of investors, by the insurance departments in the various states where its insurance subsidiaries are licensed to transact business.
» More Articles for RDN

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