Switch to:
Also traded in: Germany, Mexico

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.05
RDN's Cash-to-Debt is ranked lower than
99% of the 68 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.35 vs. RDN: 0.05 )
Ranked among companies with meaningful Cash-to-Debt only.
RDN' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01  Med: 0.08 Max: No Debt
Current: 0.05
Equity-to-Asset 0.49
RDN's Equity-to-Asset is ranked higher than
82% of the 68 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.33 vs. RDN: 0.49 )
Ranked among companies with meaningful Equity-to-Asset only.
RDN' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.11  Med: 0.5 Max: 0.62
Current: 0.49
0.11
0.62
Interest Coverage 5.96
RDN's Interest Coverage is ranked lower than
88% of the 80 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 24.38 vs. RDN: 5.96 )
Ranked among companies with meaningful Interest Coverage only.
RDN' s Interest Coverage Range Over the Past 10 Years
Min: 4.5  Med: 5.39 Max: 6
Current: 5.96
4.5
6
Beneish M-Score: -2.29
WACC vs ROIC
11.61%
10.15%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 1/10

vs
industry
vs
history
Operating Margin % 39.06
RDN's Operating Margin % is ranked higher than
93% of the 67 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.82 vs. RDN: 39.06 )
Ranked among companies with meaningful Operating Margin % only.
RDN' s Operating Margin % Range Over the Past 10 Years
Min: -821.87  Med: -22.05 Max: 39.06
Current: 39.06
-821.87
39.06
Net Margin % 24.89
RDN's Net Margin % is ranked higher than
84% of the 68 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.26 vs. RDN: 24.89 )
Ranked among companies with meaningful Net Margin % only.
RDN' s Net Margin % Range Over the Past 10 Years
Min: -641.78  Med: -16.99 Max: 89.45
Current: 24.89
-641.78
89.45
ROE % 11.23
RDN's ROE % is ranked higher than
60% of the 68 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.49 vs. RDN: 11.23 )
Ranked among companies with meaningful ROE % only.
RDN' s ROE % Range Over the Past 10 Years
Min: -126.07  Med: -12.31 Max: 63.19
Current: 11.23
-126.07
63.19
ROA % 5.21
RDN's ROA % is ranked higher than
79% of the 68 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.50 vs. RDN: 5.21 )
Ranked among companies with meaningful ROA % only.
RDN' s ROA % Range Over the Past 10 Years
Min: -23.04  Med: -2.63 Max: 15.4
Current: 5.21
-23.04
15.4
3-Year Revenue Growth Rate 6.20
RDN's 3-Year Revenue Growth Rate is ranked higher than
57% of the 56 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 3.40 vs. RDN: 6.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
RDN' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -43.4  Med: 6.2 Max: 17.2
Current: 6.2
-43.4
17.2
GuruFocus has detected 4 Warning Signs with Radian Group Inc $RDN.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» RDN's 10-Y Financials

Financials (Next Earnings Date: 2017-04-26 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

RDN Guru Trades in Q1 2016

David Dreman 718 sh (New)
Steven Cohen 100,000 sh (New)
John Paulson 3,669,124 sh (+214.19%)
Joel Greenblatt 27,487 sh (+131.18%)
Jim Simons 1,171,300 sh (+19.76%)
Lee Ainslie 16,680,341 sh (+12.34%)
Paul Tudor Jones 11,800 sh (+6.90%)
Westport Asset Management 657,989 sh (unchged)
» More
Q2 2016

RDN Guru Trades in Q2 2016

Chuck Royce 130,000 sh (New)
Steven Cohen 1,022,100 sh (+922.10%)
David Dreman 1,582 sh (+120.33%)
Joel Greenblatt 32,665 sh (+18.84%)
Jim Simons 1,347,100 sh (+15.01%)
Steven Cohen 100,000 sh (unchged)
John Paulson Sold Out
Paul Tudor Jones Sold Out
Lee Ainslie 13,941,442 sh (-16.42%)
Westport Asset Management 527,989 sh (-19.76%)
» More
Q3 2016

RDN Guru Trades in Q3 2016

Pioneer Investments 1,750,667 sh (New)
Diamond Hill Capital 212,987 sh (New)
Chuck Royce 380,000 sh (+192.31%)
Jim Simons 2,455,900 sh (+82.31%)
David Dreman 1,582 sh (unchged)
Joel Greenblatt 29,091 sh (-10.94%)
Steven Cohen 746,500 sh (-26.96%)
Lee Ainslie 9,298,595 sh (-33.30%)
» More
Q4 2016

RDN Guru Trades in Q4 2016

Ken Heebner 50,000 sh (New)
David Dreman 30,067 sh (+1800.57%)
Chuck Royce 513,000 sh (+35.00%)
Pioneer Investments 1,962,623 sh (+12.11%)
Lee Ainslie Sold Out
Diamond Hill Capital 208,804 sh (-1.96%)
Steven Cohen 654,800 sh (-12.28%)
Jim Simons 2,104,804 sh (-14.30%)
Joel Greenblatt 19,372 sh (-33.41%)
» More
» Details

Insider Trades

Latest Guru Trades with RDN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Insurance - Specialty » Insurance - Specialty    NAICS: 524126    SIC: 6351
Compare: » details
Traded in other countries:RAG.Germany, RDN.Mexico,
Radian Group Inc, through its subsidiaries and affiliates, provides mortgage insurance on domestic residential First-liens and other products and services to the mortgage and real estate industries. Its segments include mortgage insurance and MRES.

Radian provides mortgage insurance and services to the real estate and mortgage finance industries. Radian's mortgage insurance provides coverage to lending institutions throughout the United States. Its services include analytics and consulting for buyers and sellers of, and investors in, mortgage- and real estate-related loans and securities and other asset-backed securities. Insurance premiums account for more than three fourths of the company's revenue. Services revenue and investment income are the other principal sources of revenue. Radian stopped writing new international business in 2008. Its only remaining mortgage exposure outside of the United States is in Hong Kong, where the company continues to wind down its business.

Ratios

vs
industry
vs
history
PE Ratio 12.86
RDN's PE Ratio is ranked lower than
52% of the 82 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.54 vs. RDN: 12.86 )
Ranked among companies with meaningful PE Ratio only.
RDN' s PE Ratio Range Over the Past 10 Years
Min: 0.91  Med: 8.71 Max: 22.1
Current: 12.86
0.91
22.1
Forward PE Ratio 9.56
RDN's Forward PE Ratio is ranked higher than
64% of the 33 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.03 vs. RDN: 9.56 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 12.86
RDN's PE Ratio without NRI is ranked lower than
53% of the 74 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.53 vs. RDN: 12.86 )
Ranked among companies with meaningful PE Ratio without NRI only.
RDN' s PE Ratio without NRI Range Over the Past 10 Years
Min: 0.91  Med: 8.84 Max: 22.1
Current: 12.86
0.91
22.1
Price-to-Owner-Earnings 13.44
RDN's Price-to-Owner-Earnings is ranked lower than
68% of the 34 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.72 vs. RDN: 13.44 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
RDN' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 0.82  Med: 8.68 Max: 26.64
Current: 13.44
0.82
26.64
PB Ratio 1.33
RDN's PB Ratio is ranked lower than
60% of the 78 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.05 vs. RDN: 1.33 )
Ranked among companies with meaningful PB Ratio only.
RDN' s PB Ratio Range Over the Past 10 Years
Min: 0.03  Med: 0.96 Max: 2.91
Current: 1.33
0.03
2.91
PS Ratio 3.30
RDN's PS Ratio is ranked lower than
81% of the 80 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.54 vs. RDN: 3.30 )
Ranked among companies with meaningful PS Ratio only.
RDN' s PS Ratio Range Over the Past 10 Years
Min: 0.08  Med: 2.24 Max: 4.78
Current: 3.3
0.08
4.78
Price-to-Free-Cash-Flow 11.70
RDN's Price-to-Free-Cash-Flow is ranked higher than
55% of the 51 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.99 vs. RDN: 11.70 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
RDN' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.44  Med: 9.85 Max: 161.28
Current: 11.7
0.44
161.28
Price-to-Operating-Cash-Flow 10.62
RDN's Price-to-Operating-Cash-Flow is ranked lower than
56% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.75 vs. RDN: 10.62 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
RDN' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.44  Med: 10.04 Max: 328.6
Current: 10.62
0.44
328.6
EV-to-EBIT 7.25
RDN's EV-to-EBIT is ranked higher than
67% of the 96 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.00 vs. RDN: 7.25 )
Ranked among companies with meaningful EV-to-EBIT only.
RDN' s EV-to-EBIT Range Over the Past 10 Years
Min: -26.3  Med: 0.2 Max: 12.4
Current: 7.25
-26.3
12.4
EV-to-EBITDA 7.08
RDN's EV-to-EBITDA is ranked higher than
64% of the 96 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.50 vs. RDN: 7.08 )
Ranked among companies with meaningful EV-to-EBITDA only.
RDN' s EV-to-EBITDA Range Over the Past 10 Years
Min: -89.5  Med: 0.6 Max: 16.4
Current: 7.08
-89.5
16.4

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.06
RDN's Dividend Yield % is ranked lower than
99.99% of the 110 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.18 vs. RDN: 0.06 )
Ranked among companies with meaningful Dividend Yield % only.
RDN' s Dividend Yield % Range Over the Past 10 Years
Min: 0.06  Med: 0.14 Max: 7.84
Current: 0.06
0.06
7.84
Dividend Payout Ratio 0.01
RDN's Dividend Payout Ratio is ranked higher than
98% of the 57 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.36 vs. RDN: 0.01 )
Ranked among companies with meaningful Dividend Payout Ratio only.
RDN' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0  Med: 0.01 Max: 0.01
Current: 0.01
0
0.01
Forward Dividend Yield % 0.06
RDN's Forward Dividend Yield % is ranked lower than
100% of the 101 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.39 vs. RDN: 0.06 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.06
RDN's 5-Year Yield-on-Cost % is ranked lower than
99.99% of the 109 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 5.00 vs. RDN: 0.06 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
RDN' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.06  Med: 0.14 Max: 7.84
Current: 0.06
0.06
7.84
3-Year Average Share Buyback Ratio -7.40
RDN's 3-Year Average Share Buyback Ratio is ranked lower than
85% of the 40 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.10 vs. RDN: -7.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
RDN' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -27.4  Med: -7.8 Max: 5.5
Current: -7.4
-27.4
5.5

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.47
RDN's Price-to-Tangible-Book is ranked lower than
65% of the 74 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.18 vs. RDN: 1.47 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
RDN' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.15  Med: 1.3 Max: 2.91
Current: 1.47
0.15
2.91
Price-to-Median-PS-Value 1.47
RDN's Price-to-Median-PS-Value is ranked lower than
85% of the 71 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.03 vs. RDN: 1.47 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
RDN' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.07  Med: 1.5 Max: 2.12
Current: 1.47
0.07
2.12
Price-to-Graham-Number 0.92
RDN's Price-to-Graham-Number is ranked lower than
63% of the 63 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.85 vs. RDN: 0.92 )
Ranked among companies with meaningful Price-to-Graham-Number only.
RDN' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.11  Med: 0.79 Max: 1.61
Current: 0.92
0.11
1.61
Earnings Yield (Greenblatt) % 13.79
RDN's Earnings Yield (Greenblatt) % is ranked higher than
68% of the 107 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.50 vs. RDN: 13.79 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
RDN' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 8  Med: 15.5 Max: 492395.3
Current: 13.79
8
492395.3
Forward Rate of Return (Yacktman) % 42.07
RDN's Forward Rate of Return (Yacktman) % is ranked higher than
87% of the 32 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 17.63 vs. RDN: 42.07 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
RDN' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -182.3  Med: -3.5 Max: 395.5
Current: 42.07
-182.3
395.5

More Statistics

Revenue (TTM) (Mil) $1,238
EPS (TTM) $ 1.38
Beta1.51
Short Percentage of Float2.38%
52-Week Range $9.29 - 19.87
Shares Outstanding (Mil)215.08

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $) 1,249 1,302
EPS ($) 1.86 2.05 2.27
EPS without NRI ($) 1.86 2.05 2.27
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 0.01 0.01 0.01
» More Articles for RDN

Headlines

Articles On GuruFocus.com
Stocks Gurus Are Buying and None Are Selling Jun 08 2016 
Weekly CFO Buys Highlight: Radian Group, Zions Bancorp, Talmer Bancorp Feb 07 2016 
John Paulson's Stocks Trading at Low P/E May 04 2015 
Weekly CFO Buys Highlight: iPass Inc, Radian Group Inc, Sonus Networks Inc. Mar 01 2015 
Westport Asset Management Comments on Radian Group Inc. Jan 21 2014 
Westport Select Cap Fund Fourth Quarter Commentary Jan 20 2014 
Westport Funds Third Quarter Letter Nov 05 2013 
4 Cheapest Financial Dividend Stocks from the Top Performing YTD List Jul 10 2013 
Top Stocks of John Paulson’s Real Estate Recovery Fund, Up 27% Jun 18 2013 
3 Financial Dividend Stocks with a Big Short-Selling Army Jun 10 2013 

More From Other Websites
ValuAmerica Partners with Pavaso to Upgrade Closings with Hybrid Digital Mortgages Mar 23 2017
Red Bell Real Estate and Pyramid Platform Receive MOR RV1 Residential-Vendor Ranking for Asset... Mar 21 2017
Radian Group Inc. breached its 50 day moving average in a Bearish Manner : RDN-US : March 21, 2017 Mar 21 2017
Radian Group Inc. :RDN-US: Earnings Analysis: Q4, 2016 By the Numbers : March 14, 2017 Mar 14 2017
Radian Group Inc. breached its 50 day moving average in a Bullish Manner : RDN-US : March 10, 2017 Mar 10 2017
Radian Group's (RDN) Prospects Look Bright: Should You Hold? Mar 06 2017
RADIAN GROUP INC Financials Mar 03 2017
Radian Launches New Interactive Training Series: 'Foundations On-Demand' Mar 01 2017
RADIAN GROUP INC Files SEC form 10-K, Annual Report Feb 27 2017
RADIAN GROUP INC Files SEC form 8-K, Change in Directors or Principal Officers Feb 23 2017
RADIAN GROUP INC Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements... Feb 13 2017
Could the Value Investors Consider Radian Group As a Great Stock? Feb 13 2017
Radian taps replacement for longtime CEO Feb 09 2017
Radian Appoints Rick Thornberry Chief Executive Officer Feb 09 2017
Radian Declares Regular Quarterly Dividend on Common Stock Feb 08 2017
Radian Named One of America’s Top Mortgage Employers for 2017 Feb 08 2017
ETFs with exposure to Radian Group Inc. : February 2, 2017 Feb 02 2017
Radian Group Inc. :RDN-US: Earnings Analysis: 2016 By the Numbers : January 30, 2017 Jan 30 2017
Disney, Apple, Comcast: Doug Kass' Views Jan 30 2017
Radian Group (RDN) Beats Q4 Earnings, Revenue Estimates Jan 27 2017

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)