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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.47
RGA's Cash to Debt is ranked lower than
78% of the 67 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 8.57 vs. RGA: 0.47 )
Ranked among companies with meaningful Cash to Debt only.
RGA' s Cash to Debt Range Over the Past 10 Years
Min: 0.05  Med: 0.44 Max: N/A
Current: 0.47
Equity to Asset 0.13
RGA's Equity to Asset is ranked lower than
87% of the 69 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 0.32 vs. RGA: 0.13 )
Ranked among companies with meaningful Equity to Asset only.
RGA' s Equity to Asset Range Over the Past 10 Years
Min: 0.1  Med: 0.15 Max: 0.18
Current: 0.13
0.1
0.18
Interest Coverage 4.77
RGA's Interest Coverage is ranked lower than
81% of the 47 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 20.82 vs. RGA: 4.77 )
Ranked among companies with meaningful Interest Coverage only.
RGA' s Interest Coverage Range Over the Past 10 Years
Min: 1.47  Med: 6.67 Max: 10.43
Current: 4.77
1.47
10.43
F-Score: 5
M-Score: -2.59
WACC vs ROIC
5.49%
5.63%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 6.42
RGA's Operating margin (%) is ranked lower than
63% of the 68 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 10.00 vs. RGA: 6.42 )
Ranked among companies with meaningful Operating margin (%) only.
RGA' s Operating margin (%) Range Over the Past 10 Years
Min: 4.94  Med: 8.82 Max: 14.6
Current: 6.42
4.94
14.6
Net-margin (%) 4.36
RGA's Net-margin (%) is ranked lower than
71% of the 69 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 8.78 vs. RGA: 4.36 )
Ranked among companies with meaningful Net-margin (%) only.
RGA' s Net-margin (%) Range Over the Past 10 Years
Min: 3.11  Med: 5.66 Max: 6.95
Current: 4.36
3.11
6.95
ROE (%) 6.93
RGA's ROE (%) is ranked lower than
65% of the 69 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 8.76 vs. RGA: 6.93 )
Ranked among companies with meaningful ROE (%) only.
RGA' s ROE (%) Range Over the Past 10 Years
Min: 6.09  Med: 10.25 Max: 12.9
Current: 6.93
6.09
12.9
ROA (%) 0.94
RGA's ROA (%) is ranked lower than
75% of the 69 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 2.28 vs. RGA: 0.94 )
Ranked among companies with meaningful ROA (%) only.
RGA' s ROA (%) Range Over the Past 10 Years
Min: 0.82  Med: 1.63 Max: 2.11
Current: 0.94
0.82
2.11
Revenue Growth (3Y)(%) 5.30
RGA's Revenue Growth (3Y)(%) is ranked higher than
54% of the 54 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 4.70 vs. RGA: 5.30 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
RGA' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -10.7  Med: 9.40 Max: 21.2
Current: 5.3
-10.7
21.2
EBITDA Growth (3Y)(%) -4.10
RGA's EBITDA Growth (3Y)(%) is ranked lower than
74% of the 43 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 4.30 vs. RGA: -4.10 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
RGA' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -18.7  Med: 4.90 Max: 39.9
Current: -4.1
-18.7
39.9
EPS Growth (3Y)(%) -4.30
RGA's EPS Growth (3Y)(%) is ranked lower than
73% of the 41 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 5.10 vs. RGA: -4.30 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
RGA' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -29.2  Med: 7.20 Max: 69.6
Current: -4.3
-29.2
69.6
» RGA's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-07-24)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q2 2015

RGA Guru Trades in Q2 2015

Paul Tudor Jones 4,000 sh (New)
Diamond Hill Capital 276,043 sh (+5.54%)
David Dreman 3,156 sh (+3.10%)
Pioneer Investments 309,098 sh (-1.19%)
John Keeley 80,105 sh (-2.10%)
Chuck Royce 1,010,067 sh (-6.31%)
RS Investment Management 156,187 sh (-8.29%)
NWQ Managers 275,086 sh (-38.76%)
» More
Q3 2015

RGA Guru Trades in Q3 2015

Paul Tudor Jones 5,800 sh (+45.00%)
David Dreman 4,051 sh (+28.36%)
Pioneer Investments 341,662 sh (+10.54%)
Diamond Hill Capital 279,710 sh (+1.33%)
RS Investment Management Sold Out
John Keeley 78,660 sh (-1.80%)
NWQ Managers 267,257 sh (-2.85%)
Chuck Royce 786,364 sh (-22.15%)
» More
Q4 2015

RGA Guru Trades in Q4 2015

Diamond Hill Capital 314,690 sh (+12.51%)
David Dreman Sold Out
Paul Tudor Jones Sold Out
NWQ Managers 257,447 sh (-3.67%)
Pioneer Investments 296,670 sh (-13.17%)
Chuck Royce 677,991 sh (-13.78%)
John Keeley 67,170 sh (-14.61%)
» More
Q1 2016

RGA Guru Trades in Q1 2016

Paul Tudor Jones 2,400 sh (New)
David Dreman 3,981 sh (New)
Diamond Hill Capital 474,300 sh (+50.72%)
Pioneer Investments Sold Out
NWQ Managers 253,079 sh (-1.70%)
John Keeley 61,909 sh (-7.83%)
Chuck Royce 496,173 sh (-26.82%)
» More
» Details

Insider Trades

Latest Guru Trades with RGA

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Business Description

Industry: Insurance - Specialty » Insurance - Reinsurance
Compare:OTCPK:SCRYY, NYSE:PRE, NYSE:RNR, NYSE:RE, NYSE:VR, NAS:ACGL, NYSE:AHL, NYSE:TPRE, NAS:MHLD, NAS:WMIH, NYSE:BCRH, NAS:OXBR, NAS:TIL, OTCPK:HVRRY, OTCPK:MURGY, OTCPK:SSREY » details
Traded in other countries:RGPB.Germany,
Reinsurance Group of America Inc is an insurance holding company. The Company is engaged in the reinsurance of individual and group coverages for traditional life and health, longevity, disability income, asset-intensive and critical illness products.

Reinsurance Group of America Inc is an insurance holding company formed on December 31, 1992. The Company is engaged in the reinsurance of individual and group coverages for traditional life and health, longevity, disability income, asset-intensive and critical illness products, and financial reinsurance. The Company now has subsidiaries, branch operations, or representative offices in Australia, Barbados, Bermuda, China, France, Germany, Hong Kong, India, Ireland, Italy, Japan, Mexico, the Netherlands, New Zealand, Poland, Singapore, South Africa, South Korea, Spain, Taiwan, the United Arab Emirates and the United Kingdom. The Company's main business is life and health reinsurance, which involves reinsuring life insurance policies that are often in force for the remaining lifetime of the underlying individuals insured, with premiums earned typically over a period of 10 to 30 years. The Company covers a portfolio of life and health insurance products including term life, credit life, universal life, whole life, group life and health, joint and last survivor insurance, critical illness, disability income as well as asset-intensive and financial reinsurance. The Company's competitors include Munich Re, Swiss Re, Hannover Re, SCOR Global Re, and Generali. Its reinsurance subsidiaries are subject to government regulation in each of the jurisdictions in which the company is licensed or authorized to do business.

Ratios

vs
industry
vs
history
P/E(ttm) 13.56
RGA's P/E(ttm) is ranked lower than
52% of the 60 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 13.00 vs. RGA: 13.56 )
Ranked among companies with meaningful P/E(ttm) only.
RGA' s P/E(ttm) Range Over the Past 10 Years
Min: 6.04  Med: 10.78 Max: 15.38
Current: 13.56
6.04
15.38
Forward P/E 10.17
RGA's Forward P/E is ranked higher than
50% of the 24 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 10.17 vs. RGA: 10.17 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 13.56
RGA's PE(NRI) is ranked lower than
51% of the 61 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 12.52 vs. RGA: 13.56 )
Ranked among companies with meaningful PE(NRI) only.
RGA' s PE(NRI) Range Over the Past 10 Years
Min: 6.04  Med: 10.52 Max: 15.39
Current: 13.56
6.04
15.39
Price/Owner Earnings (ttm) 3.10
RGA's Price/Owner Earnings (ttm) is ranked higher than
90% of the 31 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 9.04 vs. RGA: 3.10 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
RGA' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 2.47  Med: 3.16 Max: 3.62
Current: 3.1
2.47
3.62
P/B 0.88
RGA's P/B is ranked higher than
56% of the 66 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 0.96 vs. RGA: 0.88 )
Ranked among companies with meaningful P/B only.
RGA' s P/B Range Over the Past 10 Years
Min: 0.53  Med: 0.89 Max: 1.36
Current: 0.88
0.53
1.36
P/S 0.59
RGA's P/S is ranked higher than
78% of the 67 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 1.28 vs. RGA: 0.59 )
Ranked among companies with meaningful P/S only.
RGA' s P/S Range Over the Past 10 Years
Min: 0.25  Med: 0.53 Max: 0.76
Current: 0.59
0.25
0.76
PFCF 3.51
RGA's PFCF is ranked higher than
91% of the 32 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 8.97 vs. RGA: 3.51 )
Ranked among companies with meaningful PFCF only.
RGA' s PFCF Range Over the Past 10 Years
Min: 2.63  Med: 7.16 Max: 22.14
Current: 3.51
2.63
22.14
POCF 2.89
RGA's POCF is ranked higher than
89% of the 47 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 7.08 vs. RGA: 2.89 )
Ranked among companies with meaningful POCF only.
RGA' s POCF Range Over the Past 10 Years
Min: 1.69  Med: 3.07 Max: 5.82
Current: 2.89
1.69
5.82
EV-to-EBIT 8.89
RGA's EV-to-EBIT is ranked lower than
58% of the 53 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 7.78 vs. RGA: 8.89 )
Ranked among companies with meaningful EV-to-EBIT only.
RGA' s EV-to-EBIT Range Over the Past 10 Years
Min: 4.4  Med: 6.50 Max: 34.3
Current: 8.89
4.4
34.3
EV-to-EBITDA 8.89
RGA's EV-to-EBITDA is ranked lower than
62% of the 53 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 6.88 vs. RGA: 8.89 )
Ranked among companies with meaningful EV-to-EBITDA only.
RGA' s EV-to-EBITDA Range Over the Past 10 Years
Min: 4.3  Med: 6.50 Max: 34.3
Current: 8.89
4.3
34.3
Shiller P/E 13.63
RGA's Shiller P/E is ranked lower than
58% of the 19 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 12.29 vs. RGA: 13.63 )
Ranked among companies with meaningful Shiller P/E only.
RGA' s Shiller P/E Range Over the Past 10 Years
Min: 7.39  Med: 13.34 Max: 23.46
Current: 13.63
7.39
23.46

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.60
RGA's Dividend Yield is ranked lower than
100% of the 94 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 4.40 vs. RGA: 1.60 )
Ranked among companies with meaningful Dividend Yield only.
RGA' s Dividend Yield Range Over the Past 10 Years
Min: 0.21  Med: 1.35 Max: 1.74
Current: 1.6
0.21
1.74
Dividend Payout 0.21
RGA's Dividend Payout is ranked higher than
76% of the 50 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 0.44 vs. RGA: 0.21 )
Ranked among companies with meaningful Dividend Payout only.
RGA' s Dividend Payout Range Over the Past 10 Years
Min: 0.04  Med: 0.11 Max: 0.41
Current: 0.21
0.04
0.41
Dividend Growth (3y) 18.60
RGA's Dividend Growth (3y) is ranked higher than
81% of the 31 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 10.10 vs. RGA: 18.60 )
Ranked among companies with meaningful Dividend Growth (3y) only.
RGA' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 88.2
Current: 18.6
0
88.2
Forward Dividend Yield 1.60
RGA's Forward Dividend Yield is ranked lower than
91% of the 89 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 5.13 vs. RGA: 1.60 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 4.90
RGA's Yield on cost (5-Year) is ranked lower than
67% of the 94 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 5.88 vs. RGA: 4.90 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
RGA' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.64  Med: 4.14 Max: 5.33
Current: 4.9
0.64
5.33
3-Year Average Share Buyback Ratio 4.10
RGA's 3-Year Average Share Buyback Ratio is ranked higher than
77% of the 35 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 0.10 vs. RGA: 4.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
RGA' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -39.6  Med: -5.50 Max: 4.1
Current: 4.1
-39.6
4.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.88
RGA's Price/Tangible Book is ranked higher than
65% of the 62 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 1.07 vs. RGA: 0.88 )
Ranked among companies with meaningful Price/Tangible Book only.
RGA' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.57  Med: 1.02 Max: 2.18
Current: 0.88
0.57
2.18
Price/Projected FCF 0.67
RGA's Price/Projected FCF is ranked higher than
56% of the 27 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 0.67 vs. RGA: 0.67 )
Ranked among companies with meaningful Price/Projected FCF only.
RGA' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.68  Med: 1.28 Max: 2.73
Current: 0.67
0.68
2.73
Price/Median PS Value 1.11
RGA's Price/Median PS Value is ranked lower than
63% of the 63 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 1.02 vs. RGA: 1.11 )
Ranked among companies with meaningful Price/Median PS Value only.
RGA' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.69  Med: 1.09 Max: 1.99
Current: 1.11
0.69
1.99
Price/Graham Number 0.73
RGA's Price/Graham Number is ranked higher than
50% of the 52 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 0.73 vs. RGA: 0.73 )
Ranked among companies with meaningful Price/Graham Number only.
RGA' s Price/Graham Number Range Over the Past 10 Years
Min: 0.4  Med: 0.73 Max: 1.76
Current: 0.73
0.4
1.76
Earnings Yield (Greenblatt) (%) 11.20
RGA's Earnings Yield (Greenblatt) (%) is ranked higher than
53% of the 66 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 10.30 vs. RGA: 11.20 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
RGA' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 2.9  Med: 15.30 Max: 23
Current: 11.2
2.9
23
Forward Rate of Return (Yacktman) (%) 9.62
RGA's Forward Rate of Return (Yacktman) (%) is ranked lower than
68% of the 31 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 15.38 vs. RGA: 9.62 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
RGA' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -14.2  Med: 8.90 Max: 26.5
Current: 9.62
-14.2
26.5

More Statistics

Revenue (TTM) (Mil) $10,410
EPS (TTM) $ 6.82
Beta0.67
Short Percentage of Float1.19%
52-Week Range $76.96 - 99.83
Shares Outstanding (Mil)64.07

Analyst Estimate

Dec16 Dec17 Dec18
Revenue (Mil $) 10,708 11,159 11,635
EPS ($) 9.09 9.90 10.75
EPS w/o NRI ($) 9.09 9.90 10.75
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
» More Articles for RGA

Headlines

Articles On GuruFocus.com
Royce Funds Commentary – Small-Cap Value Fund: Trying to Profit from Low Expectations Jun 25 2015 
RS Investment Management's Growing Stocks trading at low P/E Apr 20 2015 
REINSURANCE GROUP OF AMERICA, INC. Reports Operating Results (10-K) Feb 28 2011 
REINSURANCE GROUP OF AMERICA, INC. Reports Operating Results (10-Q) Nov 03 2010 
REINSURANCE GROUP OF AMERICA, INC. (RGA) President & CEO A Greig Woodring sells 67,086 Shares Nov 01 2010 
REINSURANCE GROUP OF AMERICA, INC. Reports Operating Results (10-Q) Aug 04 2010 
REINSURANCE GROUP OF AMERICA, INC. (RGA) President & CEO - RGA Canada Alain Neemeh sells 12,357 Shar May 06 2010 
REINSURANCE GROUP OF AMERICA, INC. Reports Operating Results (10-Q) May 05 2010 
REINSURANCE GROUP OF AMERICA, INC. (RGA) President & CEO - RGA Canada Alain Neemeh sells 12,357 Shar May 03 2010 
Moat, Float, Growth Mar 02 2010 

More From Other Websites
Reinsurance Group of America, Inc. breached its 50 day moving average in a Bullish Manner : RGA-US :... Jun 24 2016
REINSURANCE GROUP OF AMERICA INC Financials Jun 14 2016
Reinsurance Group of America, Inc. breached its 50 day moving average in a Bearish Manner : RGA-US :... Jun 14 2016
Reinsurance Group's (RGA) Ratings Retained by A.M. Best Jun 13 2016
A.M. Best Affirms Ratings of Reinsurance Group of America, Incorporated and Its Subsidiaries Jun 10 2016
REINSURANCE GROUP OF AMERICA INC Files SEC form 8-K, Entry into a Material Definitive Agreement,... Jun 08 2016
REINSURANCE GROUP OF AMERICA INC Files SEC form 8-K, Entry into a Material Definitive Agreement,... Jun 02 2016
Reinsurance Group (RGA) Offers Senior Notes & Debentures Jun 02 2016
Reinsurance Group of America Announces Pricing of Senior Notes and Subordinated Debentures Jun 01 2016
Reinsurance Group of America Announces Pricing of Senior Notes and Subordinated Debentures Jun 01 2016
REINSURANCE GROUP OF AMERICA INC Files SEC form 8-K, Financial Statements and Exhibits Jun 01 2016
REINSURANCE GROUP OF AMERICA INC Files SEC form 8-K, Submission of Matters to a Vote of Security... May 23 2016
Reinsurance Group Poised for Growth Despite Forex Volatility May 20 2016
Reinsurance Group of America, Inc. breached its 50 day moving average in a Bearish Manner : RGA-US :... May 18 2016
REINSURANCE GROUP OF AMERICA INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements... May 17 2016
Reinsurance Group of America to Host Investor Day May 12 2016
Reinsurance Group of America to Host Investor Day May 12 2016
REINSURANCE GROUP OF AMERICA INC Files SEC form 10-Q, Quarterly Report May 05 2016
ETF’s with exposure to Reinsurance Group of America, Inc. : May 3, 2016 May 03 2016
Reinsurance Group of America, Inc. breached its 50 day moving average in a Bearish Manner : RGA-US :... May 03 2016

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