Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.48
RGA's Cash to Debt is ranked lower than
79% of the 66 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 4.67 vs. RGA: 0.48 )
Ranked among companies with meaningful Cash to Debt only.
RGA' s Cash to Debt Range Over the Past 10 Years
Min: 0.05  Med: 0.41 Max: N/A
Current: 0.48
Equity to Asset 0.12
RGA's Equity to Asset is ranked lower than
91% of the 66 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 0.32 vs. RGA: 0.12 )
Ranked among companies with meaningful Equity to Asset only.
RGA' s Equity to Asset Range Over the Past 10 Years
Min: 0.1  Med: 0.15 Max: 0.18
Current: 0.12
0.1
0.18
Interest Coverage 5.50
RGA's Interest Coverage is ranked lower than
88% of the 49 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 39.99 vs. RGA: 5.50 )
Ranked among companies with meaningful Interest Coverage only.
RGA' s Interest Coverage Range Over the Past 10 Years
Min: 2.43  Med: 6.81 Max: 10.43
Current: 5.5
2.43
10.43
F-Score: 4
WACC vs ROIC
5.34%
6.48%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 7.50
RGA's Operating margin (%) is ranked lower than
60% of the 65 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 9.83 vs. RGA: 7.50 )
Ranked among companies with meaningful Operating margin (%) only.
RGA' s Operating margin (%) Range Over the Past 10 Years
Min: 4.94  Med: 8.95 Max: 14.6
Current: 7.5
4.94
14.6
Net-margin (%) 5.03
RGA's Net-margin (%) is ranked lower than
65% of the 66 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 8.73 vs. RGA: 5.03 )
Ranked among companies with meaningful Net-margin (%) only.
RGA' s Net-margin (%) Range Over the Past 10 Years
Min: 3.11  Med: 5.66 Max: 6.48
Current: 5.03
3.11
6.48
ROE (%) 7.98
RGA's ROE (%) is ranked lower than
64% of the 66 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 9.45 vs. RGA: 7.98 )
Ranked among companies with meaningful ROE (%) only.
RGA' s ROE (%) Range Over the Past 10 Years
Min: 6.09  Med: 10.00 Max: 12.56
Current: 7.98
6.09
12.56
ROA (%) 1.12
RGA's ROA (%) is ranked lower than
73% of the 66 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 2.28 vs. RGA: 1.12 )
Ranked among companies with meaningful ROA (%) only.
RGA' s ROA (%) Range Over the Past 10 Years
Min: 0.82  Med: 1.63 Max: 1.97
Current: 1.12
0.82
1.97
Revenue Growth (3Y)(%) 9.40
RGA's Revenue Growth (3Y)(%) is ranked higher than
61% of the 49 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 8.50 vs. RGA: 9.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
RGA' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 5.6  Med: 10.55 Max: 21.5
Current: 9.4
5.6
21.5
EBITDA Growth (3Y)(%) 7.20
RGA's EBITDA Growth (3Y)(%) is ranked lower than
55% of the 42 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 12.50 vs. RGA: 7.20 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
RGA' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -18.1  Med: 10.25 Max: 35.9
Current: 7.2
-18.1
35.9
EPS Growth (3Y)(%) 9.90
RGA's EPS Growth (3Y)(%) is ranked lower than
56% of the 41 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 14.60 vs. RGA: 9.90 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
RGA' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -27.3  Med: 10.15 Max: 69.6
Current: 9.9
-27.3
69.6
» RGA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2014

RGA Guru Trades in Q4 2014

Jim Simons 88,400 sh (+485.43%)
David Dreman 1,728 sh (+50.39%)
RS Investment Management 211,101 sh (+0.32%)
Pioneer Investments 276,944 sh (-0.21%)
John Keeley 81,555 sh (-1.40%)
NWQ Managers 639,293 sh (-3.41%)
Chuck Royce 1,212,627 sh (-11.73%)
Diamond Hill Capital 252,840 sh (-20.94%)
Paul Tudor Jones 10,000 sh (-36.64%)
» More
Q1 2015

RGA Guru Trades in Q1 2015

David Dreman 3,061 sh (+77.14%)
Pioneer Investments 312,827 sh (+12.96%)
Diamond Hill Capital 261,564 sh (+3.45%)
John Keeley 81,825 sh (+0.33%)
Jim Simons Sold Out
Paul Tudor Jones Sold Out
Chuck Royce 1,078,067 sh (-11.10%)
RS Investment Management 170,311 sh (-19.32%)
NWQ Managers 449,191 sh (-29.74%)
» More
Q2 2015

RGA Guru Trades in Q2 2015

Paul Tudor Jones 4,000 sh (New)
Diamond Hill Capital 276,043 sh (+5.54%)
David Dreman 3,156 sh (+3.10%)
Pioneer Investments 309,098 sh (-1.19%)
John Keeley 80,105 sh (-2.10%)
Chuck Royce 1,010,067 sh (-6.31%)
RS Investment Management 156,187 sh (-8.29%)
NWQ Managers 275,086 sh (-38.76%)
» More
Q3 2015

RGA Guru Trades in Q3 2015

Paul Tudor Jones 5,800 sh (+45.00%)
David Dreman 4,051 sh (+28.36%)
Pioneer Investments 341,662 sh (+10.54%)
Diamond Hill Capital 279,710 sh (+1.33%)
RS Investment Management Sold Out
John Keeley 78,660 sh (-1.80%)
NWQ Managers 267,257 sh (-2.85%)
Chuck Royce 786,364 sh (-22.15%)
» More
» Details

Insider Trades

Latest Guru Trades with RGA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 10.88
RGA's P/E(ttm) is ranked lower than
55% of the 51 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 9.80 vs. RGA: 10.88 )
Ranked among companies with meaningful P/E(ttm) only.
RGA' s P/E(ttm) Range Over the Past 10 Years
Min: 6.04  Med: 10.78 Max: 16.34
Current: 10.88
6.04
16.34
Forward P/E 8.44
RGA's Forward P/E is ranked higher than
65% of the 34 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 9.69 vs. RGA: 8.44 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 10.88
RGA's PE(NRI) is ranked lower than
56% of the 50 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 10.00 vs. RGA: 10.88 )
Ranked among companies with meaningful PE(NRI) only.
RGA' s PE(NRI) Range Over the Past 10 Years
Min: 6.04  Med: 10.53 Max: 15.39
Current: 10.88
6.04
15.39
P/B 0.89
RGA's P/B is ranked higher than
61% of the 64 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 1.02 vs. RGA: 0.89 )
Ranked among companies with meaningful P/B only.
RGA' s P/B Range Over the Past 10 Years
Min: 0.53  Med: 0.89 Max: 1.36
Current: 0.89
0.53
1.36
P/S 0.55
RGA's P/S is ranked higher than
80% of the 64 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 9999.00 vs. RGA: 0.55 )
Ranked among companies with meaningful P/S only.
RGA' s P/S Range Over the Past 10 Years
Min: 0.26  Med: 0.53 Max: 0.76
Current: 0.55
0.26
0.76
PFCF 3.00
RGA's PFCF is ranked higher than
90% of the 30 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 10.87 vs. RGA: 3.00 )
Ranked among companies with meaningful PFCF only.
RGA' s PFCF Range Over the Past 10 Years
Min: 2.85  Med: 3.39 Max: 17.88
Current: 3
2.85
17.88
POCF 2.94
RGA's POCF is ranked higher than
91% of the 45 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 10.24 vs. RGA: 2.94 )
Ranked among companies with meaningful POCF only.
RGA' s POCF Range Over the Past 10 Years
Min: 1.72  Med: 3.12 Max: 5.85
Current: 2.94
1.72
5.85
EV-to-EBIT 7.65
RGA's EV-to-EBIT is ranked lower than
51% of the 47 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 7.41 vs. RGA: 7.65 )
Ranked among companies with meaningful EV-to-EBIT only.
RGA' s EV-to-EBIT Range Over the Past 10 Years
Min: 4.4  Med: 6.20 Max: 34.3
Current: 7.65
4.4
34.3
EV-to-EBITDA 7.65
RGA's EV-to-EBITDA is ranked lower than
54% of the 48 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 7.20 vs. RGA: 7.65 )
Ranked among companies with meaningful EV-to-EBITDA only.
RGA' s EV-to-EBITDA Range Over the Past 10 Years
Min: 4.3  Med: 6.00 Max: 34.3
Current: 7.65
4.3
34.3
PEG 1.33
RGA's PEG is ranked lower than
56% of the 25 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 1.25 vs. RGA: 1.33 )
Ranked among companies with meaningful PEG only.
RGA' s PEG Range Over the Past 10 Years
Min: 0.24  Med: 0.82 Max: 44.47
Current: 1.33
0.24
44.47
Shiller P/E 12.71
RGA's Shiller P/E is ranked higher than
55% of the 20 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 13.10 vs. RGA: 12.71 )
Ranked among companies with meaningful Shiller P/E only.
RGA' s Shiller P/E Range Over the Past 10 Years
Min: 7.37  Med: 13.33 Max: 23.37
Current: 12.71
7.37
23.37

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.72
RGA's Dividend Yield is ranked lower than
99% of the 94 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 4.27 vs. RGA: 1.72 )
Ranked among companies with meaningful Dividend Yield only.
RGA' s Dividend Yield Range Over the Past 10 Years
Min: 0.21  Med: 1.29 Max: 1.72
Current: 1.72
0.21
1.72
Dividend Payout 0.17
RGA's Dividend Payout is ranked higher than
79% of the 57 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 0.38 vs. RGA: 0.17 )
Ranked among companies with meaningful Dividend Payout only.
RGA' s Dividend Payout Range Over the Past 10 Years
Min: 0.04  Med: 0.10 Max: 0.66
Current: 0.17
0.04
0.66
Dividend Growth (3y) 28.10
RGA's Dividend Growth (3y) is ranked higher than
84% of the 32 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 6.30 vs. RGA: 28.10 )
Ranked among companies with meaningful Dividend Growth (3y) only.
RGA' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 88.2
Current: 28.1
0
88.2
Forward Dividend Yield 1.76
RGA's Forward Dividend Yield is ranked lower than
86% of the 94 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 4.38 vs. RGA: 1.76 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 6.26
RGA's Yield on cost (5-Year) is ranked higher than
67% of the 93 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 5.74 vs. RGA: 6.26 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
RGA' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.76  Med: 4.70 Max: 6.26
Current: 6.26
0.76
6.26
3-Year Average Share Buyback Ratio 1.90
RGA's 3-Year Average Share Buyback Ratio is ranked higher than
70% of the 37 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 0.40 vs. RGA: 1.90 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
RGA' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -9  Med: -5.00 Max: 1.9
Current: 1.9
-9
1.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.90
RGA's Price/Tangible Book is ranked higher than
68% of the 60 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 1.15 vs. RGA: 0.90 )
Ranked among companies with meaningful Price/Tangible Book only.
RGA' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.57  Med: 1.02 Max: 2.18
Current: 0.9
0.57
2.18
Price/Projected FCF 0.60
RGA's Price/Projected FCF is ranked higher than
65% of the 31 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 0.84 vs. RGA: 0.60 )
Ranked among companies with meaningful Price/Projected FCF only.
RGA' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.64  Med: 1.33 Max: 2.73
Current: 0.6
0.64
2.73
Price/Median PS Value 1.05
RGA's Price/Median PS Value is ranked lower than
60% of the 58 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 1.00 vs. RGA: 1.05 )
Ranked among companies with meaningful Price/Median PS Value only.
RGA' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.7  Med: 1.09 Max: 1.98
Current: 1.05
0.7
1.98
Price/Peter Lynch Fair Value 2.03
RGA's Price/Peter Lynch Fair Value is ranked lower than
89% of the 19 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 0.62 vs. RGA: 2.03 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
RGA' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.26  Med: 1.03 Max: 2.18
Current: 2.03
0.26
2.18
Price/Graham Number 0.66
RGA's Price/Graham Number is ranked higher than
54% of the 46 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 0.68 vs. RGA: 0.66 )
Ranked among companies with meaningful Price/Graham Number only.
RGA' s Price/Graham Number Range Over the Past 10 Years
Min: 0.4  Med: 0.73 Max: 1.75
Current: 0.66
0.4
1.75
Earnings Yield (Greenblatt) (%) 13.11
RGA's Earnings Yield (Greenblatt) (%) is ranked higher than
62% of the 63 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 10.80 vs. RGA: 13.11 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
RGA' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 2.9  Med: 16.20 Max: 23
Current: 13.11
2.9
23
Forward Rate of Return (Yacktman) (%) 13.77
RGA's Forward Rate of Return (Yacktman) (%) is ranked lower than
61% of the 31 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 17.87 vs. RGA: 13.77 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
RGA' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -14.1  Med: 12.30 Max: 26
Current: 13.77
-14.1
26

More Statistics

Revenue(Mil) $10473
EPS $ 7.84
Beta0.68
Short Percentage of Float0.68%
52-Week Range $76.96 - 98.70
Shares Outstanding(Mil)65.75

Analyst Estimate

Dec16 Dec17
Revenue(Mil) 10,775 11,202
EPS($) 9.10 9.98
EPS without NRI($) 9.10 9.98

Business Description

Industry: Insurance - Specialty » Insurance - Reinsurance
Compare:HVRRY, Y, RE, SZCRF, VR » details
Traded in other countries:RGPB.Germany,
Reinsurance Group of America Inc is an insurance holding company formed on December 31, 1992. The Company is engaged in the reinsurance of individual and group coverages for traditional life and health, longevity, disability income, asset-intensive and critical illness products, and financial reinsurance. The Company now has subsidiaries, branch operations, or representative offices in Australia, Barbados, Bermuda, China, France, Germany, Hong Kong, India, Ireland, Italy, Japan, Mexico, the Netherlands, New Zealand, Poland, Singapore, South Africa, South Korea, Spain, Taiwan, the United Arab Emirates and the United Kingdom. The Company's main business is life and health reinsurance, which involves reinsuring life insurance policies that are often in force for the remaining lifetime of the underlying individuals insured, with premiums earned typically over a period of 10 to 30 years. The Company covers a portfolio of life and health insurance products including term life, credit life, universal life, whole life, group life and health, joint and last survivor insurance, critical illness, disability income as well as asset-intensive and financial reinsurance. The Company's competitors include Munich Re, Swiss Re, Hannover Re, SCOR Global Re, and Generali. Its reinsurance subsidiaries are subject to government regulation in each of the jurisdictions in which they are licensed or authorized to do business.
» More Articles for RGA

Headlines

Articles On GuruFocus.com
Royce Funds Commentary – Small-Cap Value Fund: Trying to Profit from Low Expectations Jun 25 2015 
RS Investment Management's Growing Stocks trading at low P/E Apr 20 2015 
REINSURANCE GROUP OF AMERICA, INC. Reports Operating Results (10-K) Feb 28 2011 
REINSURANCE GROUP OF AMERICA, INC. Reports Operating Results (10-Q) Nov 03 2010 
REINSURANCE GROUP OF AMERICA, INC. (RGA) President & CEO A Greig Woodring sells 67,086 Shares Nov 01 2010 
REINSURANCE GROUP OF AMERICA, INC. Reports Operating Results (10-Q) Aug 04 2010 
REINSURANCE GROUP OF AMERICA, INC. (RGA) President & CEO - RGA Canada Alain Neemeh sells 12,357 Shar May 06 2010 
REINSURANCE GROUP OF AMERICA, INC. Reports Operating Results (10-Q) May 05 2010 
REINSURANCE GROUP OF AMERICA, INC. (RGA) President & CEO - RGA Canada Alain Neemeh sells 12,357 Shar May 03 2010 
Moat, Float, Growth Mar 02 2010 

More From Other Websites
Reinsurance Group of America Named One of the “Best Places to Work” by St. Louis Business... Feb 08 2016
Thoughts on MetLife and AIG Feb 05 2016
RGA’s ROSEBUD Program Receives Accreditation from NCQA Feb 02 2016
Reinsurance Group of America, Inc. Earnings Analysis: Q4, 2015 By the Numbers Feb 01 2016
Reinsurance Group Tops Q4 Earnings, Revenue Estimates Jan 29 2016
Edited Transcript of RGA earnings conference call or presentation 29-Jan-16 2:00pm GMT Jan 29 2016
Reinsurance Group of America Inc Earnings Call scheduled for 9:00 am ET today Jan 29 2016
Reinsurance Group's profit falls on stronger U.S. dollar Jan 29 2016
Reinsurance Group beats 4Q profit forecasts Jan 28 2016
Reinsurance Group beats 4Q profit forecasts Jan 28 2016
REINSURANCE GROUP OF AMERICA INC Files SEC form 8-K, Results of Operations and Financial Condition,... Jan 28 2016
Reinsurance Group of America Reports Fourth-Quarter Results Jan 28 2016
Reinsurance Group of America Reports Fourth-Quarter Results Jan 28 2016
Q4 2015 Reinsurance Group of America Inc Earnings Release - After Market Close Jan 28 2016
Coverage initiated on Reinsurance Group of America by Deutsche Bank Jan 05 2016
Reinsurance Group of America Announces Fourth-Quarter Earnings Release Date, Webcast Jan 04 2016
Reinsurance Group of America Announces Fourth-Quarter Earnings Release Date, Webcast Jan 04 2016
Reinsurance Group: Forex Volatility Continues to Bother Dec 28 2015
REINSURANCE GROUP OF AMERICA INC Files SEC form 8-K, Change in Directors or Principal Officers,... Dec 22 2015
REINSURANCE GROUP OF AMERICA INC Files SEC form 8-K, Change in Directors or Principal Officers,... Dec 17 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK