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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.41
RGA's Cash to Debt is ranked lower than
82% of the 62 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 3.94 vs. RGA: 0.41 )
Ranked among companies with meaningful Cash to Debt only.
RGA' s 10-Year Cash to Debt Range
Min: 0.05  Med: 0.41 Max: N/A
Current: 0.41
Equity to Asset 0.14
RGA's Equity to Asset is ranked lower than
87% of the 62 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 0.32 vs. RGA: 0.14 )
Ranked among companies with meaningful Equity to Asset only.
RGA' s 10-Year Equity to Asset Range
Min: 0.1  Med: 0.15 Max: 0.19
Current: 0.14
0.1
0.19
Interest Coverage 10.43
RGA's Interest Coverage is ranked lower than
75% of the 48 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 36.14 vs. RGA: 10.43 )
Ranked among companies with meaningful Interest Coverage only.
RGA' s 10-Year Interest Coverage Range
Min: 1.57  Med: 5.65 Max: 9999.99
Current: 10.43
1.57
9999.99
F-Score: 4
WACC vs ROIC
7.13%
7.17%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 8.58
RGA's Operating margin (%) is ranked lower than
60% of the 63 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 11.65 vs. RGA: 8.58 )
Ranked among companies with meaningful Operating margin (%) only.
RGA' s 10-Year Operating margin (%) Range
Min: 4.94  Med: 9.34 Max: 22.32
Current: 8.58
4.94
22.32
Net-margin (%) 5.72
RGA's Net-margin (%) is ranked lower than
67% of the 63 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 8.89 vs. RGA: 5.72 )
Ranked among companies with meaningful Net-margin (%) only.
RGA' s 10-Year Net-margin (%) Range
Min: 1.68  Med: 5.45 Max: 7.14
Current: 5.72
1.68
7.14
ROE (%) 8.88
RGA's ROE (%) is ranked lower than
59% of the 63 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 10.25 vs. RGA: 8.88 )
Ranked among companies with meaningful ROE (%) only.
RGA' s 10-Year ROE (%) Range
Min: 3.53  Med: 10.06 Max: 13.73
Current: 8.88
3.53
13.73
ROA (%) 1.36
RGA's ROA (%) is ranked lower than
76% of the 63 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 2.65 vs. RGA: 1.36 )
Ranked among companies with meaningful ROA (%) only.
RGA' s 10-Year ROA (%) Range
Min: 0.5  Med: 1.54 Max: 2.26
Current: 1.36
0.5
2.26
Revenue Growth (3Y)(%) 9.40
RGA's Revenue Growth (3Y)(%) is ranked higher than
58% of the 50 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 8.80 vs. RGA: 9.40 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
RGA' s 10-Year Revenue Growth (3Y)(%) Range
Min: 5.6  Med: 10.80 Max: 21.5
Current: 9.4
5.6
21.5
EBITDA Growth (3Y)(%) 7.20
RGA's EBITDA Growth (3Y)(%) is ranked lower than
63% of the 40 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 15.40 vs. RGA: 7.20 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
RGA' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: 7.20 Max: 35.9
Current: 7.2
0
35.9
EPS Growth (3Y)(%) 9.90
RGA's EPS Growth (3Y)(%) is ranked lower than
55% of the 40 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 14.00 vs. RGA: 9.90 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
RGA' s 10-Year EPS Growth (3Y)(%) Range
Min: -27.3  Med: 10.40 Max: 69.6
Current: 9.9
-27.3
69.6
» RGA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2014

RGA Guru Trades in Q3 2014

David Dreman 1,149 sh (New)
Jim Simons 15,100 sh (New)
Pioneer Investments 277,517 sh (unchged)
John Hussman Sold Out
John Keeley 82,715 sh (-0.70%)
Paul Tudor Jones 15,784 sh (-3.87%)
RS Investment Management 210,431 sh (-4.92%)
Chuck Royce 1,373,724 sh (-11.05%)
Diamond Hill Capital 319,825 sh (-15.35%)
NWQ Managers 661,893 sh (-17.52%)
» More
Q4 2014

RGA Guru Trades in Q4 2014

Jim Simons 88,400 sh (+485.43%)
David Dreman 1,728 sh (+50.39%)
RS Investment Management 211,101 sh (+0.32%)
Pioneer Investments 276,944 sh (-0.21%)
John Keeley 81,555 sh (-1.40%)
NWQ Managers 639,293 sh (-3.41%)
Chuck Royce 1,212,627 sh (-11.73%)
Diamond Hill Capital 252,840 sh (-20.94%)
Paul Tudor Jones 10,000 sh (-36.64%)
» More
Q1 2015

RGA Guru Trades in Q1 2015

David Dreman 3,061 sh (+77.14%)
Pioneer Investments 312,827 sh (+12.96%)
Diamond Hill Capital 261,564 sh (+3.45%)
John Keeley 81,825 sh (+0.33%)
Paul Tudor Jones Sold Out
Jim Simons Sold Out
Chuck Royce 1,078,067 sh (-11.10%)
RS Investment Management 170,311 sh (-19.32%)
NWQ Managers 449,191 sh (-29.74%)
» More
Q2 2015

RGA Guru Trades in Q2 2015

Paul Tudor Jones 4,000 sh (New)
Diamond Hill Capital 276,043 sh (+5.54%)
David Dreman 3,156 sh (+3.10%)
Pioneer Investments 309,098 sh (-1.19%)
John Keeley 80,105 sh (-2.10%)
Chuck Royce 1,010,067 sh (-6.31%)
RS Investment Management 156,187 sh (-8.29%)
RS Investment Management 156,187 sh (-8.29%)
NWQ Managers 275,086 sh (-38.76%)
» More
» Details

Insider Trades

Latest Guru Trades with RGA

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 10.50
RGA's P/E(ttm) is ranked higher than
58% of the 52 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 11.60 vs. RGA: 10.50 )
Ranked among companies with meaningful P/E(ttm) only.
RGA' s 10-Year P/E(ttm) Range
Min: 6.04  Med: 10.89 Max: 16.34
Current: 10.5
6.04
16.34
Forward P/E 9.74
RGA's Forward P/E is ranked higher than
54% of the 35 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 10.26 vs. RGA: 9.74 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 10.50
RGA's PE(NRI) is ranked higher than
57% of the 53 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 11.60 vs. RGA: 10.50 )
Ranked among companies with meaningful PE(NRI) only.
RGA' s 10-Year PE(NRI) Range
Min: 6.04  Med: 10.46 Max: 15.39
Current: 10.5
6.04
15.39
P/B 0.93
RGA's P/B is ranked higher than
69% of the 62 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 1.06 vs. RGA: 0.93 )
Ranked among companies with meaningful P/B only.
RGA' s 10-Year P/B Range
Min: 0.53  Med: 0.89 Max: 1.36
Current: 0.93
0.53
1.36
P/S 0.60
RGA's P/S is ranked higher than
78% of the 60 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 1.24 vs. RGA: 0.60 )
Ranked among companies with meaningful P/S only.
RGA' s 10-Year P/S Range
Min: 0.26  Med: 0.53 Max: 0.76
Current: 0.6
0.26
0.76
PFCF 3.24
RGA's PFCF is ranked higher than
93% of the 30 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 17.11 vs. RGA: 3.24 )
Ranked among companies with meaningful PFCF only.
RGA' s 10-Year PFCF Range
Min: 2.99  Med: 3.54 Max: 17.88
Current: 3.24
2.99
17.88
POCF 3.12
RGA's POCF is ranked higher than
93% of the 43 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 9.25 vs. RGA: 3.12 )
Ranked among companies with meaningful POCF only.
RGA' s 10-Year POCF Range
Min: 1.72  Med: 3.13 Max: 5.85
Current: 3.12
1.72
5.85
EV-to-EBIT 7.93
RGA's EV-to-EBIT is ranked lower than
55% of the 49 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 7.46 vs. RGA: 7.93 )
Ranked among companies with meaningful EV-to-EBIT only.
RGA' s 10-Year EV-to-EBIT Range
Min: 4.6  Med: 7.30 Max: 44.3
Current: 7.93
4.6
44.3
PEG 1.28
RGA's PEG is ranked lower than
61% of the 28 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 1.07 vs. RGA: 1.28 )
Ranked among companies with meaningful PEG only.
RGA' s 10-Year PEG Range
Min: 0.23  Med: 0.74 Max: 3.49
Current: 1.28
0.23
3.49
Shiller P/E 11.60
RGA's Shiller P/E is ranked higher than
62% of the 37 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 12.82 vs. RGA: 11.60 )
Ranked among companies with meaningful Shiller P/E only.
RGA' s 10-Year Shiller P/E Range
Min: 5.79  Med: 11.55 Max: 22.39
Current: 11.6
5.79
22.39
Days Sales Outstanding 52.45
RGA's Days Sales Outstanding is ranked higher than
55% of the 29 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 71.95 vs. RGA: 52.45 )
Ranked among companies with meaningful Days Sales Outstanding only.
RGA' s 10-Year Days Sales Outstanding Range
Min: 29.94  Med: 45.71 Max: 117.72
Current: 52.45
29.94
117.72

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.48
RGA's Dividend Yield is ranked lower than
105% of the 87 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 3.98 vs. RGA: 1.48 )
Ranked among companies with meaningful Dividend Yield only.
RGA' s 10-Year Dividend Yield Range
Min: 0.21  Med: 1.18 Max: 1.63
Current: 1.48
0.21
1.63
Dividend Payout 0.15
RGA's Dividend Payout is ranked higher than
80% of the 55 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 0.62 vs. RGA: 0.15 )
Ranked among companies with meaningful Dividend Payout only.
RGA' s 10-Year Dividend Payout Range
Min: 0.04  Med: 0.10 Max: 0.66
Current: 0.15
0.04
0.66
Dividend growth (3y) 28.10
RGA's Dividend growth (3y) is ranked higher than
84% of the 31 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 9.30 vs. RGA: 28.10 )
Ranked among companies with meaningful Dividend growth (3y) only.
RGA' s 10-Year Dividend growth (3y) Range
Min: 0  Med: 0.00 Max: 88.2
Current: 28.1
0
88.2
Yield on cost (5-Year) 5.32
RGA's Yield on cost (5-Year) is ranked lower than
51% of the 85 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 5.62 vs. RGA: 5.32 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
RGA' s 10-Year Yield on cost (5-Year) Range
Min: 0.76  Med: 4.30 Max: 5.94
Current: 5.32
0.76
5.94
Share Buyback Rate 1.90
RGA's Share Buyback Rate is ranked higher than
64% of the 39 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 0.40 vs. RGA: 1.90 )
Ranked among companies with meaningful Share Buyback Rate only.
RGA' s 10-Year Share Buyback Rate Range
Min: 1.9  Med: -4.90 Max: -9
Current: 1.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.94
RGA's Price/Tangible Book is ranked higher than
71% of the 56 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 1.15 vs. RGA: 0.94 )
Ranked among companies with meaningful Price/Tangible Book only.
RGA' s 10-Year Price/Tangible Book Range
Min: 0.57  Med: 1.03 Max: 2.18
Current: 0.94
0.57
2.18
Price/Projected FCF 0.66
RGA's Price/Projected FCF is ranked higher than
68% of the 31 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 1.00 vs. RGA: 0.66 )
Ranked among companies with meaningful Price/Projected FCF only.
RGA' s 10-Year Price/Projected FCF Range
Min: 0.69  Med: 1.34 Max: 2.73
Current: 0.66
0.69
2.73
Price/Median PS Value 1.12
RGA's Price/Median PS Value is ranked lower than
56% of the 55 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 1.09 vs. RGA: 1.12 )
Ranked among companies with meaningful Price/Median PS Value only.
RGA' s 10-Year Price/Median PS Value Range
Min: 0.7  Med: 1.08 Max: 1.98
Current: 1.12
0.7
1.98
Price/Peter Lynch Fair Value 1.14
RGA's Price/Peter Lynch Fair Value is ranked lower than
78% of the 18 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 0.83 vs. RGA: 1.14 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
RGA' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.25  Med: 0.94 Max: 2.65
Current: 1.14
0.25
2.65
Price/Graham Number 0.65
RGA's Price/Graham Number is ranked higher than
61% of the 46 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 0.69 vs. RGA: 0.65 )
Ranked among companies with meaningful Price/Graham Number only.
RGA' s 10-Year Price/Graham Number Range
Min: 0.4  Med: 0.74 Max: 1.91
Current: 0.65
0.4
1.91
Earnings Yield (Greenblatt) (%) 12.60
RGA's Earnings Yield (Greenblatt) (%) is ranked higher than
56% of the 61 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 11.50 vs. RGA: 12.60 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
RGA' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 2.3  Med: 13.70 Max: 21.8
Current: 12.6
2.3
21.8
Forward Rate of Return (Yacktman) (%) 16.36
RGA's Forward Rate of Return (Yacktman) (%) is ranked higher than
53% of the 34 Companies
in the Global Insurance - Reinsurance industry.

( Industry Median: 13.59 vs. RGA: 16.36 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
RGA' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: -15.2  Med: 13.00 Max: 26.3
Current: 16.36
-15.2
26.3

Analyst Estimate

Dec15 Dec16 Dec17
Revenue(Mil) 10,445 10,964 11,500
EPS($) 8.30 9.41 10.20
EPS without NRI($) 8.30 9.41 10.20

Business Description

Industry: Insurance - Specialty » Insurance - Reinsurance
Compare:HVRRY, Y, RE, SZCRF, VR » details
Traded in other countries:RGPB.Germany,
Reinsurance Group of America Inc is an insurance holding company formed on December 31, 1992. The Company is engaged in the reinsurance of individual and group coverages for traditional life and health, longevity, disability income, asset-intensive and critical illness products, and financial reinsurance. The Company now has subsidiaries, branch operations, or representative offices in Australia, Barbados, Bermuda, China, France, Germany, Hong Kong, India, Ireland, Italy, Japan, Mexico, the Netherlands, New Zealand, Poland, Singapore, South Africa, South Korea, Spain, Taiwan, the United Arab Emirates and the United Kingdom. The Company's main business is life and health reinsurance, which involves reinsuring life insurance policies that are often in force for the remaining lifetime of the underlying individuals insured, with premiums earned typically over a period of 10 to 30 years. The Company covers a portfolio of life and health insurance products including term life, credit life, universal life, whole life, group life and health, joint and last survivor insurance, critical illness, disability income as well as asset-intensive and financial reinsurance. The Company's competitors include Munich Re, Swiss Re, Hannover Re, SCOR Global Re, and Generali. Its reinsurance subsidiaries are subject to government regulation in each of the jurisdictions in which they are licensed or authorized to do business.
» More Articles for NYSE:RGA

Headlines

Articles On GuruFocus.com
Royce Funds Commentary – Small-Cap Value Fund: Trying to Profit from Low Expectations Jun 25 2015 
rga May 20 2015 
RS Investment Management's Growing Stocks trading at low P/E Apr 20 2015 
RGA Announces Organizational Change Dec 11 2014 
RGA Supports MAPFRE Insurance's Entry Into Life Insurance Market Oct 29 2014 
RGA to Acquire Aurora National Life Assurance Company Oct 21 2014 
comment on RGA May 16 2013 
comment on RGA May 16 2013 
comment on RGA Mar 28 2013 
comment on RGA Nov 19 2012 

More From Other Websites
Reinsurance Group's Long-Term Growth Initiatives Impress Aug 25 2015
Reinsurance Group Arm to Grow Life Insurance in Netherlands Aug 21 2015
RGA to Acquire Life Insurance Portfolio from PGGM Aug 20 2015
RGA to Acquire Life Insurance Portfolio from PGGM Aug 20 2015
Reinsurance Group Hits 52- Week High on Inorganic Growth Aug 19 2015
Centene agrees to lease former RGA headquarters in Chesterfield Aug 18 2015
REINSURANCE GROUP OF AMERICA INC Financials Aug 13 2015
Reinsurance Group Braces Underwriting With Elite Sales Buy Aug 13 2015
RGA Acquires Elite Sales Processing, Inc. Aug 12 2015
RGA Acquires Elite Sales Processing, Inc. Aug 12 2015
10-Q for Reinsurance Group of America, Inc. Aug 07 2015
REINSURANCE GROUP OF AMERICA INC Files SEC form 10-Q, Quarterly Report Aug 05 2015
Edited Transcript of RGA earnings conference call or presentation 24-Jul-15 1:00pm GMT Jul 24 2015
Reinsurance Group Misses Q2 Earnings; Raises Dividend - Analyst Blog Jul 24 2015
Reinsurance Group of America Inc Earnings Call scheduled for 9:00 am ET today Jul 24 2015
Reinsurance Group misses 2Q profit forecasts Jul 23 2015
Reinsurance Group misses 2Q profit forecasts Jul 23 2015
Reinsurance Group of America Reports Second-Quarter Results Jul 23 2015
Reinsurance Group of America Reports Second-Quarter Results Jul 23 2015
REINSURANCE GROUP OF AMERICA INC Files SEC form 8-K, Results of Operations and Financial Condition,... Jul 23 2015

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