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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.52
RLI's Cash to Debt is ranked higher than
63% of the 215 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.23 vs. RLI: 0.52 )
RLI' s 10-Year Cash to Debt Range
Min: 0.13   Max: No Debt
Current: 0.52

Equity to Asset 0.32
RLI's Equity to Asset is ranked higher than
83% of the 214 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.26 vs. RLI: 0.32 )
RLI' s 10-Year Equity to Asset Range
Min: 0.17   Max: 0.34
Current: 0.32

0.17
0.34
Interest Coverage 20.35
RLI's Interest Coverage is ranked higher than
70% of the 176 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 25.59 vs. RLI: 20.35 )
RLI' s 10-Year Interest Coverage Range
Min: 7.69   Max: 88.85
Current: 20.35

7.69
88.85
F-Score: 6
Z-Score: 1.49
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 22.63
RLI's Operating margin (%) is ranked higher than
92% of the 215 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.36 vs. RLI: 22.63 )
RLI' s 10-Year Operating margin (%) Range
Min: 12.09   Max: 37.89
Current: 22.63

12.09
37.89
Net-margin (%) 17.40
RLI's Net-margin (%) is ranked higher than
91% of the 215 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.16 vs. RLI: 17.40 )
RLI' s 10-Year Net-margin (%) Range
Min: -3.04   Max: 26.96
Current: 17.4

-3.04
26.96
ROE (%) 14.96
RLI's ROE (%) is ranked higher than
86% of the 214 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.84 vs. RLI: 14.96 )
RLI' s 10-Year ROE (%) Range
Min: 5.48   Max: 22.98
Current: 14.96

5.48
22.98
ROA (%) 4.62
RLI's ROA (%) is ranked higher than
87% of the 215 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.39 vs. RLI: 4.62 )
RLI' s 10-Year ROA (%) Range
Min: 1.01   Max: 6.52
Current: 4.62

1.01
6.52
ROC (Joel Greenblatt) (%) 420.69
RLI's ROC (Joel Greenblatt) (%) is ranked higher than
84% of the 170 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 288.43 vs. RLI: 420.69 )
RLI' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 95.68   Max: 1216.34
Current: 420.69

95.68
1216.34
Revenue Growth (3Y)(%) 5.70
RLI's Revenue Growth (3Y)(%) is ranked higher than
70% of the 193 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.70 vs. RLI: 5.70 )
RLI' s 10-Year Revenue Growth (3Y)(%) Range
Min: -5.5   Max: 25.1
Current: 5.7

-5.5
25.1
EBITDA Growth (3Y)(%) -2.80
RLI's EBITDA Growth (3Y)(%) is ranked higher than
63% of the 193 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.80 vs. RLI: -2.80 )
RLI' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -7   Max: 40.1
Current: -2.8

-7
40.1
EPS Growth (3Y)(%) -1.10
RLI's EPS Growth (3Y)(%) is ranked higher than
63% of the 176 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.70 vs. RLI: -1.10 )
RLI' s 10-Year EPS Growth (3Y)(%) Range
Min: -6.4   Max: 48.9
Current: -1.1

-6.4
48.9
» RLI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

RLI Guru Trades in Q4 2013

Paul Tudor Jones 2,800 sh (New)
Steven Cohen 3,302 sh (New)
Chuck Royce 205,466 sh (+40.96%)
Columbia Wanger 429,000 sh (unchged)
Tom Gayner 601,260 sh (unchged)
Robert Bruce 74,800 sh (-1.58%)
» More
Q1 2014

RLI Guru Trades in Q1 2014

Chuck Royce 416,332 sh (+1.31%)
Columbia Wanger 858,000 sh (unchged)
Robert Bruce 149,600 sh (unchged)
Steven Cohen Sold Out
Paul Tudor Jones Sold Out
Tom Gayner 1,197,272 sh (-0.44%)
» More
Q2 2014

RLI Guru Trades in Q2 2014

Chuck Royce 641,351 sh (+54.05%)
Robert Bruce 149,600 sh (unchged)
Tom Gayner 1,197,272 sh (unchged)
Columbia Wanger 858,000 sh (unchged)
» More
Q3 2014

RLI Guru Trades in Q3 2014

Jim Simons 13,000 sh (New)
Tom Gayner 1,197,272 sh (unchged)
Robert Bruce 149,600 sh (unchged)
Columbia Wanger 858,000 sh (unchged)
Chuck Royce 592,951 sh (-7.55%)
» More
» Details

Insider Trades

Latest Guru Trades with RLI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Guru Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 15.70
RLI's P/E(ttm) is ranked higher than
67% of the 220 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.30 vs. RLI: 15.70 )
RLI' s 10-Year P/E(ttm) Range
Min: 6.74   Max: 24.34
Current: 15.7

6.74
24.34
P/B 2.20
RLI's P/B is ranked higher than
61% of the 220 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.35 vs. RLI: 2.20 )
RLI' s 10-Year P/B Range
Min: 1.24   Max: 2.6
Current: 2.2

1.24
2.6
P/S 2.70
RLI's P/S is ranked higher than
55% of the 220 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.23 vs. RLI: 2.70 )
RLI' s 10-Year P/S Range
Min: 1.62   Max: 3.25
Current: 2.7

1.62
3.25
PFCF 16.20
RLI's PFCF is ranked higher than
73% of the 220 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.37 vs. RLI: 16.20 )
RLI' s 10-Year PFCF Range
Min: 3.9   Max: 875.87
Current: 16.2

3.9
875.87
EV-to-EBIT 12.18
RLI's EV-to-EBIT is ranked higher than
68% of the 220 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.23 vs. RLI: 12.18 )
RLI' s 10-Year EV-to-EBIT Range
Min: -8.4   Max: 19.5
Current: 12.18

-8.4
19.5
PEG 10.40
RLI's PEG is ranked higher than
80% of the 220 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9999.00 vs. RLI: 10.40 )
RLI' s 10-Year PEG Range
Min: 0.22   Max: 29.93
Current: 10.4

0.22
29.93
Shiller P/E 17.30
RLI's Shiller P/E is ranked higher than
82% of the 220 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 20.02 vs. RLI: 17.30 )
RLI' s 10-Year Shiller P/E Range
Min: 9.5   Max: 22.53
Current: 17.3

9.5
22.53

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.50
RLI's Dividend Yield is ranked lower than
81% of the 180 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.59 vs. RLI: 1.50 )
RLI' s 10-Year Dividend Yield Range
Min: 0.98   Max: 2.35
Current: 1.5

0.98
2.35
Dividend Payout 0.23
RLI's Dividend Payout is ranked higher than
83% of the 220 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.50 vs. RLI: 0.23 )
RLI' s 10-Year Dividend Payout Range
Min: 0.09   Max: 0.94
Current: 0.23

0.09
0.94
Dividend growth (3y) 5.20
RLI's Dividend growth (3y) is ranked higher than
74% of the 148 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.30 vs. RLI: 5.20 )
RLI' s 10-Year Dividend growth (3y) Range
Min: 5.2   Max: 23.3
Current: 5.2

5.2
23.3
Yield on cost (5-Year) 1.95
RLI's Yield on cost (5-Year) is ranked lower than
72% of the 182 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.40 vs. RLI: 1.95 )
RLI' s 10-Year Yield on cost (5-Year) Range
Min: 1.27   Max: 3.06
Current: 1.95

1.27
3.06
Share Buyback Rate -0.80
RLI's Share Buyback Rate is ranked higher than
70% of the 169 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.30 vs. RLI: -0.80 )
RLI' s 10-Year Share Buyback Rate Range
Min: 6   Max: -9.3
Current: -0.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.36
RLI's Price/Tangible Book is ranked higher than
63% of the 220 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.64 vs. RLI: 2.36 )
RLI' s 10-Year Price/Tangible Book Range
Min: 0.73   Max: 2.77
Current: 2.36

0.73
2.77
Price/DCF (Projected) 1.17
RLI's Price/DCF (Projected) is ranked higher than
69% of the 220 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.87 vs. RLI: 1.17 )
RLI' s 10-Year Price/DCF (Projected) Range
Min: 0.28   Max: 1.27
Current: 1.17

0.28
1.27
Price/Median PS Value 1.27
RLI's Price/Median PS Value is ranked higher than
65% of the 220 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.14 vs. RLI: 1.27 )
RLI' s 10-Year Price/Median PS Value Range
Min: 0.32   Max: 1.4
Current: 1.27

0.32
1.4
Price/Graham Number 1.27
RLI's Price/Graham Number is ranked higher than
64% of the 220 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.93 vs. RLI: 1.27 )
RLI' s 10-Year Price/Graham Number Range
Min: 0.65   Max: 1.43
Current: 1.27

0.65
1.43
Earnings Yield (Greenblatt) 8.10
RLI's Earnings Yield (Greenblatt) is ranked higher than
67% of the 215 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.20 vs. RLI: 8.10 )
RLI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 5.1   Max: 28.1
Current: 8.1

5.1
28.1
Forward Rate of Return (Yacktman) 2.39
RLI's Forward Rate of Return (Yacktman) is ranked higher than
68% of the 156 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.15 vs. RLI: 2.39 )
RLI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 2.2   Max: 45.3
Current: 2.39

2.2
45.3

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:TRV, MBI, QBIEY, TKOMY, ALL » details
RLI Corp is an Illinois corporation that was organized in 1965. The Company underwrites selected property and casualty insurance through major subsidiaries collectively known as RLI Insurance Group. It conducts operations principally through four insurance companies. These companies are organized in a vertical structure beneath RLI Corp. with RLI Insurance Company (RLI Ins.) as the first-level, or principal, insurance subsidiary. RLI Ins. writes multiple lines of insurance on an admitted basis in all 50 states, the District of Columbia and Puerto Rico. Mt. Hawley Insurance Company (Mt. Hawley), a subsidiary of RLI Ins., writes excess and surplus lines insurance on an admitted basis in all 50 states, the District of Columbia, Puerto Rico, the Virgin Islands and Guam. RLI Indemnity Company (RIC), a subsidiary of Mt. Hawley, has authority to write multiple lines of insurance on an admitted basis in 48 states and the District of Columbia. Contractors Bonding and Insurance Company (CBIC), a subsidiary of RLI Ins., has authority to write multiple lines of insurance on an admitted basis in all 50 states and the District of Columbia. It offers insurance coverages in both the specialty admitted and excess and surplus markets. Coverages in the specialty admitted market, such as its oil and gas surety bonds, are for risks that are unique or hard-to-place in the standard market, but must remain with an admitted insurance company for regulatory or marketing reasons. The Company distributes its property and casualty insurance through its wholly-owned branch offices that market to wholesale producers. It markets certain coverages to retail producers from several of its casualty, surety and property operations. On a direct basis, it offers limited coverages to select insureds, as well as various reinsurance coverages, which are distributed through brokers. The segments of its insurance operations are casualty, property and surety. The casualty segment includes General Liability, Commercial and Personal Umbrella, Commercial Transportation, P&C Package Business, Executive Products, Professional Services, Medical Professional Liability, and Other Casualty. The property segment includes Commercial Property, Marine, Crop Reinsurance, Property Reinsurance, and Other Property. The surety segment includes Miscellaneous, Contract, Commercial, and Oil and Gas. Its competitors include ACE, Arch, Endurance, Navigators, USLI, Great West, Lancer, Baldwin & Lyons, Chubb, Great American, and CAN, Lexington, Aspen, Crum & Forster, Travelers and Markel, HCC, CNA, Safeco, North American Specialty, and Hartford. The Company is subject to regulation by the states and territories in which the insurance subsidiaries are domiciled or transact business.
» More Articles for RLI

Headlines

Articles On GuruFocus.com
10 Dividend Growth Stocks with Single Digit P/Es Jun 22 2011 
Twelve Income Stocks Rewarding Patient Dividend Investors May 09 2011 
RLI Corp. Reports Operating Results (10-K) Feb 25 2011 
Guru Stocks Raising Dividends: RLI Corp., Cardinal Health Inc., Franklin Electric Co. Inc., Talisman May 16 2010 
Companies Raising Dividends: RLI Corp., Cardinal Health, Franklin Electric Co., Talisman Energ, Mols May 10 2010 
RLI Reports Fourth Quarter, Year-End Results Jan 26 2009 

More From Other Websites
RLI CORP Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements and... Dec 16 2014
RLI Appoints James Scanlan to Board of Directors Dec 16 2014
RLI Appoints James Scanlan to Board of Directors Dec 16 2014
RLI Announces Promotion of Dennis Drees to Vice President, Casualty Brokerage Dec 09 2014
RLI Announces Leadership Promotions Dec 05 2014
RLI Corp Business Expansion Bodes Well Besides Expenses Nov 17 2014
RLI Corp to Share More Profits with $3 Special Dividend Nov 14 2014
RLI Declares Regular and Special Dividend Nov 13 2014
RLI CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Nov 13 2014
RLI Declares Regular and Special Dividend Nov 13 2014
RLI CORP Financials Nov 01 2014
RLI Named to the 2014 Best Places to Work in Insurance List Oct 30 2014
RLI Named to the 2014 Best Places to Work in Insurance List Oct 30 2014
10-Q for RLI Corp. Oct 29 2014
How RLI Corp (RLI) Stock Stands Out in a Strong Industry Oct 28 2014
RLI CORP Files SEC form 10-Q, Quarterly Report Oct 27 2014
RLI Launches Healthcare Liability Division Oct 20 2014
RLI Launches Healthcare Liability Division Oct 20 2014
RLI CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Oct 17 2014
RLI Corp Earnings Call scheduled for 11:00 am ET today Oct 16 2014

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