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44.91 (1y: +89%)
Market Cap 2.05 B P/E(ttm) 36.10
Enterprise Value 2.64 B P/B 4.10
RYL- NYSE (USA)
Ryland Group, Inc.
  • Currently 1/5
Business Predictability Rank: 1-Star
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$44.91
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry		 vs
history
Cash to Debt 0.542
RYL's Cash to Debt is ranked higher than
50% of the 458 Companies
in the Global Residential Construction industry.

( Industry Median: 0.86 vs. RYL: 0.542 )
RYL' s 10-Year Cash to Debt Range
Min: 0.13   Max: 0.87
Current: 0.54
0.13
0.87
Equity to Asset 0.261
RYL's Equity to Asset is ranked lower than
70% of the 458 Companies
in the Global Residential Construction industry.

( Industry Median: 0.51 vs. RYL: 0.261 )
RYL' s 10-Year Equity to Asset Range
Min: 0.26   Max: 0.44
Current: 0.26
0.26
0.44
Interest Coverage 3.2
RYL's Interest Coverage is ranked higher than
56% of the 458 Companies
in the Global Residential Construction industry.

( Industry Median: 4.40 vs. RYL: 3.2 )
RYL' s 10-Year Interest Coverage Range
Min: 3   Max: 989
Current: 3.2
3
989
F-Score: 5
Z-Score: 2.93
M-Score: -3.88
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry		 vs
history
Operating margin (%) 3.90
RYL's Operating margin (%) is ranked higher than
64% of the 458 Companies
in the Global Residential Construction industry.

( Industry Median: 3.50 vs. RYL: 3.90 )
RYL' s 10-Year Operating margin (%) Range
Min: -21.3   Max: 15.2
Current: 3.9
-21.3
15.2
Net-margin (%) 3.1
RYL's Net-margin (%) is ranked higher than
68% of the 458 Companies
in the Global Residential Construction industry.

( Industry Median: 1.90 vs. RYL: 3.1 )
RYL' s 10-Year Net-margin (%) Range
Min: -20.1   Max: 9.3
Current: 3.1
-20.1
9.3
ROE (%) 8
RYL's ROE (%) is ranked higher than
79% of the 458 Companies
in the Global Residential Construction industry.

( Industry Median: 2.60 vs. RYL: 8 )
RYL' s 10-Year ROE (%) Range
Min: -54.7   Max: 32.5
Current: 8
-54.7
32.5
ROA (%) 2.1
RYL's ROA (%) is ranked higher than
64% of the 458 Companies
in the Global Residential Construction industry.

( Industry Median: 1.50 vs. RYL: 2.1 )
RYL' s 10-Year ROA (%) Range
Min: -21.3   Max: 13.2
Current: 2.1
-21.3
13.2
ROC (Joel Greenblatt) (%) 6.10
RYL's ROC (Joel Greenblatt) (%) is ranked higher than
67% of the 458 Companies
in the Global Residential Construction industry.

( Industry Median: 3.90 vs. RYL: 6.10 )
RYL' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -45.1   Max: 42.2
Current: 6.1
-45.1
42.2
Revenue Growth (%) -2.8
RYL's Revenue Growth (%) is ranked lower than
74% of the 458 Companies
in the Global Residential Construction industry.

( Industry Median: 0.00 vs. RYL: -2.8 )
RYL' s 10-Year Revenue Growth (%) Range
Min: -26.9   Max: 17.3
Current: -2.8
-26.9
17.3
ยป RYL's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

RYL Guru Trades in Q2 2012

Ken Fisher 2,607,380 sh (New)
John Keeley 410,000 sh (New)
Mario Gabelli 8,000 sh (New)
Jim Simons 1,489,800 sh (+389.42%)
Ken Heebner 325,000 sh (+96.97%)
Charles Brandes Sold Out
Steven Cohen 26,298 sh (-62.84%)
» More
Q3 2012

RYL Guru Trades in Q3 2012

John Keeley 974,080 sh (+137.58%)
Ken Fisher 2,610,915 sh (+0.14%)
Mario Gabelli 8,000 sh (unchged)
Ken Heebner 325,000 sh (unchged)
Jim Simons 820,700 sh (-44.91%)
Steven Cohen 7,429 sh (-71.75%)
» More
Q4 2012

RYL Guru Trades in Q4 2012

John Keeley 1,064,933 sh (+9.33%)
Ken Fisher 2,648,133 sh (+1.43%)
Mario Gabelli 8,000 sh (unchged)
Ken Heebner 325,000 sh (unchged)
Steven Cohen Sold Out
Jim Simons 572,900 sh (-30.19%)
» More
Q1 2013

RYL Guru Trades in Q1 2013

Bruce Kovner 200,000 sh (New)
Paul Tudor Jones 5,800 sh (New)
Ken Heebner 325,000 sh (unchged)
Mario Gabelli 8,000 sh (unchged)
Jim Simons Sold Out
Ken Fisher 2,637,272 sh (-0.41%)
John Keeley 1,019,625 sh (-4.25%)
» More
» Details

Insider Trades

Latest Guru Trades with RYL

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
John Keeley 2012-09-30 Add 137.58%0.37%$23.48 - $32.85 $ 44.9168%974080
John Keeley 2012-06-30 New Buy0.24%$17.62 - $25.44 $ 44.91112%410000
Charles Brandes 2012-06-30 Sold Out 0.03%$17.62 - $25.44 $ 44.91112%0
Mario Gabelli 2012-06-30 New Buy$17.62 - $25.44 $ 44.91112%8000
Charles Brandes 2011-09-30 Add 66.38%0.01%$9.61 - $17.08 $ 44.91254%187980
Ronald Muhlenkamp 2011-06-30 Sold Out 0.24%$15.85 - $18.28 $ 44.91168%0
Ronald Muhlenkamp 2010-12-31 New Buy0.24%$14.37 - $17.8 $ 44.91180%102000
Charles Brandes 2010-06-30 Add 134.64%0.01%$15.59 - $25.68 $ 44.91127%110690
Premium More recent guru trades are included for Premium Members only!!
ยป Financial Charts

Peter Lynch Chart

Ratios

vs
industry		 vs
history
P/E(ttm) 36.10
RYL's P/E(ttm) is ranked lower than
63% of the 301 Companies
in the Global Residential Construction industry.

( Industry Median: 17.60 vs. RYL: 36.10 )
RYL' s 10-Year P/E(ttm) Range
Min: 3.82   Max: 127.43
Current: 36.1
3.82
127.43
P/B 4.10
RYL's P/B is ranked lower than
79% of the 404 Companies
in the Global Residential Construction industry.

( Industry Median: 0.97 vs. RYL: 4.10 )
RYL' s 10-Year P/B Range
Min: 0.62   Max: 5.13
Current: 4.1
0.62
5.13
P/S 1.59
RYL's P/S is ranked lower than
64% of the 420 Companies
in the Global Residential Construction industry.

( Industry Median: 0.70 vs. RYL: 1.59 )
RYL' s 10-Year P/S Range
Min: 0.13   Max: 1.86
Current: 1.59
0.13
1.86
EV-to-EBIT 34.5
RYL's EV-to-EBIT is ranked lower than
66% of the 285 Companies
in the Global Residential Construction industry.

( Industry Median: 14.18 vs. RYL: 34.5 )
RYL' s 10-Year EV-to-EBIT Range
Min: 3.6   Max: 100.1
Current: 34.5
3.6
100.1
Shiller P/E 152.6
RYL's Shiller P/E is ranked lower than
100% of the Companies
in the Global Residential Construction industry.

( Industry Median: vs. RYL: 152.6 )
RYL' s 10-Year Shiller P/E Range
Min: 4.07   Max: 171.3
Current: 152.6
4.07
171.3

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 0.27
RYL's Dividend Yield is ranked lower than
55% of the 458 Companies
in the Global Residential Construction industry.

( Industry Median: 0.65 vs. RYL: 0.27 )
RYL' s 10-Year Dividend Yield Range
Min: 0.09   Max: 4.2
Current: 0.27
0.09
4.2
Dividend Payout 0.0924
RYL's Dividend Payout is ranked higher than
79% of the 205 Companies
in the Global Residential Construction industry.

( Industry Median: 0.40 vs. RYL: 0.0924 )
RYL' s 10-Year Dividend Payout Range
Min: 0.01   Max: 0.15
Current: 0.09
0.01
0.15
Yield on cost (5-Year) 0.08
RYL's Yield on cost (5-Year) is ranked lower than
55% of the 458 Companies
in the Global Residential Construction industry.

( Industry Median: 0.50 vs. RYL: 0.08 )
RYL' s 10-Year Yield on cost (5-Year) Range
Min: 0.02   Max: 1.05
Current: 0.08
0.02
1.05
Share Buyback Rate -3.4
RYL's Share Buyback Rate is ranked lower than
70% of the 458 Companies
in the Global Residential Construction industry.

( Industry Median: 0.00 vs. RYL: -3.4 )
RYL' s 10-Year Share Buyback Rate Range
Min: 4.4   Max: -3.4
Current: -3.4

Valuation & Return

vs
industry		 vs
history
Price/Net Current Asset Value 3.9
RYL's Price/Net Current Asset Value is ranked higher than
60% of the 348 Companies
in the Global Residential Construction industry.

( Industry Median: 3.80 vs. RYL: 3.9 )
RYL' s 10-Year Price/Net Current Asset Value Range
Min: 1.2   Max: 3.5
Current: 3.9
1.2
3.5
Price/Tangible Book 4
RYL's Price/Tangible Book is ranked lower than
78% of the 382 Companies
in the Global Residential Construction industry.

( Industry Median: 1.00 vs. RYL: 4 )
RYL' s 10-Year Price/Tangible Book Range
Min: 1   Max: 3.6
Current: 4
1
3.6
Price/DCF (Projected) 2.2
RYL's Price/DCF (Projected) is ranked lower than
64% of the 134 Companies
in the Global Residential Construction industry.

( Industry Median: 1.10 vs. RYL: 2.2 )
RYL' s 10-Year Price/DCF (Projected) Range
Min: 0.5   Max: 2.8
Current: 2.2
0.5
2.8
Price/Median PS Value 3.1
RYL's Price/Median PS Value is ranked lower than
78% of the 375 Companies
in the Global Residential Construction industry.

( Industry Median: 1.10 vs. RYL: 3.1 )
RYL' s 10-Year Price/Median PS Value Range
Min: 0.5   Max: 2.7
Current: 3.1
0.5
2.7
Price/Graham Number 3.2
RYL's Price/Graham Number is ranked lower than
73% of the 281 Companies
in the Global Residential Construction industry.

( Industry Median: 0.90 vs. RYL: 3.2 )
RYL' s 10-Year Price/Graham Number Range
Min: 0.6   Max: 2.6
Current: 3.2
0.6
2.6
Earnings Yield (Greenblatt) 2.90
RYL's Earnings Yield (Greenblatt) is ranked higher than
56% of the 458 Companies
in the Global Residential Construction industry.

( Industry Median: 3.70 vs. RYL: 2.90 )
RYL' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1   Max: 28
Current: 2.9
1
28
Forward Rate of Return (Yacktman) 5.23
RYL's Forward Rate of Return (Yacktman) is ranked higher than
88% of the 458 Companies
in the Global Residential Construction industry.

( Industry Median: 0.00 vs. RYL: 5.23 )
RYL' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 5.5   Max: 36.8
Current: 5.23
5.5
36.8

Business Description

Ryland Group, Inc. is a Maryland corporation, which was founded in 1967. It is a homebuilder and a mortgage-finance company. The Company consists of six operating business segments: four geographically determined homebuilding regions; financial services; and corporate. The Company's homebuilding operations consist of four regional reporting segments: North, Southeast, Texas and West. The homebuilding segments specialize in the sale and construction of single-family attached and detached housing. The Company's homebuilding divisions across the country generally consists of a division president, a controller and other management personnel focused on land entitlement, acquisition and development, sales, construction, customer service, and purchasing; as well as accounting and administrative personnel. Its operations in each of its homebuilding markets might differ due to a number of market-specific factors. These factors include regional economic conditions and job growth; land availability and local land development; consumer preferences; competition from other homebuilders; and home resale activity. The Company provides oversight and centralizes key elements of its homebuilding business through its corporate and regional offices. Regional offices provide oversight and standardization where appropriate. The Company's financial services segment includes RMC, RH Insurance Company, Inc. or RHIC, LPS Holdings Corporation and its subsidiaries and Columbia National Risk Retention Group, Inc. or CNRRG. Corporate is a non-operating business segment whose purpose is to support operations. Corporate is responsible for establishing operational policies and internal control standards; implementing strategic initiatives; and monitoring compliance with policies and controls throughout the Company's operations. Corporate acts as an internal source of capital and provides financial, human resource, information technology, insurance, legal, marketing, national purchasing and tax compliance services. In addition, it performs administrative functions associated with a publicly traded entity. Ryland Insurance Services or RIS, a wholly-owned subsidiary of RMC, provides insurance services to the Company's homebuyers. At December 31, 2009, RIS was licensed to operate in all of the states in which the Company's homebuilding segments operate. During 2011, it provided insurance services to 41.5 percent of the Company's homebuyers, compared to 46.8 percent during 2010. As single-family on-site homebuilders in the United States, it operates in 13 states and 19 homebuilding divisions across the country. It competes in each of its markets with a large number of national, regional and local homebuilding companies. Main competitive factors in the homebuilding industry include price; design; quality; reputation; relationships with developers; accessibility of subcontractors; availability and location of lots; and availability of customer financing. The Company's f
Company Website
SEC Reports
Industry: Residential Construction
Compare:MDC, TOL, DWAHY, DITFY, MTH
Traded in other countries:RYG.Germany
ยป More Articles for RYL

Headlines

Articles On GuruFocus.com
The Housing Industry: State of Affairs - RYL, PHM, KBH, LEN, MTH Jul 12 2011 
David Tepper Bucks Trend, Invests in Home Builders May 17 2011 
The Ryland Group Inc. Reports Operating Results (10-Q) Aug 05 2010 
The Ryland Group Inc. Reports Operating Results (10-Q) May 05 2010 
The Ryland Group Inc. Reports Operating Results (10-Q) Nov 05 2009 
The Ryland Group Inc. (RYL) Chairman of the Board R Chad Dreier buys 1,080 Shares Aug 04 2009 
Ryland Reports Results for the Fourth Quarter of 2008 Jan 28 2009 
The Ryland Group Declares a Reduced Fourth-Quarter Dividend Dec 11 2008 

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